CITI PRESTIGE CARD REVIEW! (Citi Prestige Benefits | Citi Prestige 4th Night Free)

[@docsays]

Thanks Mark! These citi reviews have been super helpful, especially the “is this card for you” at end. Ive been interested in both of these, but im more of roadtripper/domestic traveler, so im leaning to the Premier.

[@MarkReese]

The Citi Premier Card = wayyyy better for the road tripper 😎👌 3X gas ... 3X food ... 3X hotels ... yep!

[@docsays]

@@MarkReese - ya i think thats what i'm concluding.

[@creditplug]

Another great review 🔥🔥💳

[@MarkReese]

Appreciate it! 😃👊

[@ca6vtec]

Its slightly different now, it opens from right to left. Great presentation but citi needs to raise to price to $550 and reintroduce travel benefits. A travel card without benefits is not great. I will day the $250 is pretty broad and easy to earn. 3x on cruise lines is ass, just bundle it up with travel.

[@MarkReese]

Hahaha yeah I'd be curious to see how much the 3X cruises category gets used; can't think of any other cards that call that specific category on its own.😄✌️

[@anthonygardner400]

When Citi dropped travel protection on its TRAVEL card, I downgraded my Premier card to the Double Cash and now focus largely on Chase and Amex points. Plus, if you travel mostly for business, unless you’re a consultant, 4-night stats are rare. Maybe it’s good for the vacation traveler who stays for longer periods of time. I wonder if there was any impact to Citi’s number of card owners after cutting travel protection. Maybe not. Maybe I’m the odd one who cares about that. 😊

[@MarkReese]

For quite some time I've thought it'd be so cool to sit down with a big bank's Chief Marketing Officer and go thru all the consumer insights data. Where do people spend, what benefits get used, what triggers a card revamp, etc. 😃👍 The learnings behind consumer behavior nationwide must be pretty darn fascinating!

[@anthonygardner400]

@@MarkReese I work in marketing and agree 100 percent!

[@kylejansen3406]

I understand cash back is half a cent, not a full cent. 5x category includes travel agency. Hint Hint when you use. Lounge access is immediate family. Best for families over three.

[@MarkReese]

Hey Kyle! Cash back is 0.5¢ per point for all cards _except_ the Citi Prestige. So while the Double Cash, Rewards+, Preferred, and Premier Cards get 0.5¢ per point, the Prestige will get 1.0¢ per point 💥

[@kylejansen3406]

@@MarkReese even better. I thought it was half cent and full cent on gift cards. Knowing that helps. Thanks for course correction.

[@MarkReese]

Looking forward to applying for this card again ... where’s that 100,000-point bonus? 😆

[@kmb6916]

50k was bs

[@MarkReese]

@@kmb6916 - It was, and still is 😄✌️ Best I've ever seen is 75K, which is good. But I'm looking for _great_ 🥇

[@FritzOettinger]

Thanks for the heads up, I’ll hold out for at least 75k

[@MarkReese]

@@FritzOettinger 😎👍

[@aggrodkreg4321]

At some point, I would like to pair my Double Cash with this card, but I simply can't justify what if offers with the lifestyle I lead at the moment and for the foreseeable future. The Premier is still a better offering to me over this one, personally. And if I really, REALLY want a metal/plastic hybrid card? I think I will just apply for the WF Propel. I'm glad you reviewed this card, though. Love your credit card content.

[@MarkReese]

The Prestige + Double Cash or the Premier + Double Cash are both excellent duos; just gotta go with the one that makes the most sense for your travel habits 😃👍 I will say...that Premier card is _very good_ for earning points quickly 💯 Glad you're enjoying the videos! 🎬

[@LukesPointsandMiles]

I've always felt Citi Cards were underrated! Great review!!

[@MarkReese]

Glad you enjoyed it! 😃👍🎬

[@antbrooks1625]

Bout to watch right now, I love vids on the Prestige. Gives me hope Citi is trying to improve the card.

[@MarkReese]

They're definitely trying to make it better! It's been cool to see how many changes this card has gone through 👍

[@sincere355]

Way too expensive for a card that basically gives 1 cent per dollar on domestic travel. No hotels and only Jet Blue??

[@MarkReese]

I hear ya on that one 😄✌️

[@jonathanfactor6688]

Right now I use the city rewards plus card and the m life las vegas card from the bank of Omaha

[@MarkReese]

👍👍

[@akin242002]

It had such great potential if Citi had kept travel insurance. Great spending multipliers when combined with Citi Double cash. 5x on dinning, 5x on travel agency sites, and 2x for everything else while using Citi Double cash. However, most people don't want a card with a $495 annual fee and zero travel insurance. If something goes wrong, it could turn into a very expensive situation.a

[@MarkReese]

Still waiting for the day when Citi releases a card that is a strong all around offering 😁👍

[@BlackJesus8463]

wHY DON'T THEY JUST DO KEVLAR!! (MY BAD)

[@MarkReese]

Hahah that'd be useful for people living in hot, rugged environments 😂👊

[@BlackJesus8463]

@@MarkReese Might safe your life!

[@johnwick860]

thank you for this video, will wait for the 100k bonus offer, 50k is too low

[@MarkReese]

Best I've seen on the Citi Prestige is 75K. Would like to see 100K though! 💯

[@kmb6916]

Hey Mark, could you do an upcoming video on how to book flights with Citi's transfer partners?

[@MarkReese]

I’ll add it to the list! Until then, you’ll book on the partner’s site just as you would with their loyalty program. With Citi, you simply transfer your points out to the airline. Then go to that airlines site, log into your account there, and book. Make sense?

[@kmb6916]

@@MarkReese Kinda but at times it's confusing.

[@MarkReese]

@@kmb6916 - For example: If you transfer 50,000 Citi ThankYou points to Air France, then you'll have 50,000 Air France miles. You'll then book your flights on Air France's website with your miles. // Since my KZbin channel isn't focused on travel, I may not produce videos of the actual booking process on the airline's sites. For that, I recommend searching travel blogs like One Mile At A Time, The Points Guy, and View From the Wing ✈️

[@kmb6916]

@@MarkReese yeah, Thank You! I understand that but I have to check availability first before I transfer the points. I'm probably going to in the near future sign up for expert flyer or Juicy Miles.

[@MarkReese]

@@kmb6916 - For sure, check availability before transferring 💯

[@queenprincessvlogs1314]

HOW MUCH GROSS ANNUAL INCOME REQUIRED HERE TO APPKY THE CITI PRESTIGE CARD

[@MarkReese]

1. Income requirements are not published or known. 2. Unfortunately, the Citi Prestige Card has been discontinued.

[@samkawer]

I love the drop test

[@MarkReese]

Glad to hear it! 😁👊

[@kmb6916]

So I got this card in September of 2019, so if I cancel it or product change it in September 2021, will I be eligible for the sign up bonus for let's say the Citi Premier?

[@MarkReese]

If you cancel it, then the 24-month clock will start over, so you wouldn't be eligible for any ThankYou-related bonus until that's over 😁✌️ If you _product change_ and keep the same card number, then yes, you should be eligible to apply for the Citi Premier with a new welcome offer 😃👍

[@kmb6916]

@@MarkReese it sounds like to be safe, I should apply for the Citi Premier then product change the Prestige.

[@MarkReese]

@@kmb6916 - Yep, good strategy 💯

[@cjmor6590]

do they give a statement credit for the 4th night free if so it would be worth it to book two 2k per night hotels and canceling them after the credit is applied on the account

[@MarkReese]

Well, the booking requires booking 4 nights up from, so you'd need to spend $8K ... times 2 ... for $16K 😄✌️ However, my guess is that this would raise a red flag if a cancellation followed the statement credit being posted. Since it's all done thru Citi's portal, they'd have a lot of insight.

[@ekinwong]

You have to book thru their portal for 4th night free. It's automatically adjusted for 3 nights. If I'm not mistaken

[@MarkReese]

@@ekinwong - Yep you got it 😃💯

[@MrMP-oi9yb]

You haven't touched much on authorized users Mark. Do they get the same benefits as the account holder?

[@MarkReese]

It varies based on the card in question 😃👍 For the Citi Prestige, AUs DO get their own Priority Pass membership with the same access privileges as the primary cardholder. AUs DO NOT get the TSA Pre / Global entry credit, the 4th Night Free benefit, or their own travel credit (but their spend will count toward the _shared_ $250 travel credit) 👍

[@MrMP-oi9yb]

@@MarkReese Thanks for your reply. I knew you were going to reply to me coz I saw you replied to every comment below :-) Oh wait,,, may be you only reply to your subscribers ;-)

[@johnwick860]

Hi Mark - if you stay for 8 consecutive nights, do you pay for only 6 nights?

[@MarkReese]

No. The 4th Night Free benefit is for "4 or more nights." No matter how long the trip is, you'll receive 1 free night per entire stay.

[@stepgygee]

Does this card have a minimum credit line?

[@MarkReese]

Not sure. If so, it’s not published 👍

[@Xtremeproducts]

Oh no mark. Not watching your videos no more. I'm trying real hard to stay in the garden till next year but you're not making it easy

[@MarkReese]

Haha my videos don't usually inspire people to stay in The Garden for long 😂✌️ If the Citi Prestige's welcome offer hits 100,000 points, I'll probably jump out the garden 😁

[@Xtremeproducts]

@@MarkReese I'm going in the garden without my phone. Chase just denied me today for ink business cc. Business is too new. LoL. Not disappointed I somewhat expected it.

[@MarkReese]

@@Xtremeproducts - Give it another go a year later ✌️

[@Xtremeproducts]

@@MarkReese will do. Back in the corner in the garden I shall go

[@LilMao]

someone told me that you can get both the chase freedom flex and freedom unlimited signup bonus within the 2 years since they are "different products" is this true?

[@MarkReese]

It's true 😃👍

[@LilMao]

@@MarkReese amazing going to apply next month!

[@MarkReese]

@@LilMao - Saweeet!! Let me know the result 😃💯

[@LilMao]

@@MarkReese will do! I just referred my gf for the card too. And my brother got it last month

[@MarkReese]

@@LilMao - Fantastic! Everyone's gonna get some Freedom in their lives 😁👊

[@zabuza-p2k]

how about the limits ? do they give credit line increases?

[@MarkReese]

You can request a credit limit increase; I've gotten some from Citi before 😃👍 Not sure if Citi does it automatically though.

[@zabuza-p2k]

around what credit score should you apply for this card?

[@MarkReese]

Can't say for sure as the score requirements are not published. I'd personally want to have a 700+.

[@zabuza-p2k]

@@MarkReese great help thank you

[@MarkReese]

@@zabuza-p2k - You got it! 👊

[@ammooth1592]

The NO category said it bout right 4 me 👍👍

[@MarkReese]

What do you mean by “NO category?” 😃

[@ammooth1592]

@@MarkReese perfectly explained why this credit card isn't for me. Glad I know my limitations🤚

[@MarkReese]

@@ammooth1592 - Haha it's good to know those limits 😁✌️

[@sifu2u_now]

Subscribed

[@MarkReese]

Thanks colin foo! 💯

[@nottherealjk]

That is one sexy card. Would love to get one someday.

[@nottherealjk]

After watching the video it sure doesn't apply to me though. I'm not quite an international jet setter yet. What made you cancel the card anyways?

[@MarkReese]

Definitely a good looking card 😃👌 I cancelled it because (a) the Admirals Club benefit was dropped, which was important to me at the time and (b) because I never used the 4th Night Free benefit; my trips are usually 2-3 nights.

[@johnwick860]

Qatar airways is a great airline partner

[@MarkReese]

Indeed! 🥇

[@djpuplex]

Annual fee 🤮

[@MarkReese]

It's a high one 😁✌️