🚨 GET CREDIT CARD OFFER ALERTS! markscreditcards.com/offeralerts 💥👇 VIEW CAPITAL ONE VENTURE X OFFER! markscreditcards.com/venturex 💳👇 VIEW MORE CREDIT CARD OFFERS! markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten ⬆️ (More links in Description below video!)
@ryanccc7772 ай бұрын
The Venture X is simple, if someone needs to sit down with a spreadsheet to calculate the credits on the Platinum to help justify the $695, they probably shouldn’t get the Platinum.
@MarkReese2 ай бұрын
There's a lot of value in simplicity 👌
@AngieRTaylor2 ай бұрын
Isn’t the annual fee $395?
@ryanccc7772 ай бұрын
@@AngieRTaylor you are correct that the annual fee on the Venture X is $395, I was referring to the fact that the VX allows 4 free authorized users, the Platinum is $695 for the primary user and each authorized user is $195. I have my kids, wife and mom as authorized users on my VX so they all have priority pass etc. all for $395. Doing the same with the platinum and having four authorized users would be $695 for the main card and $195 for each of the four authorized users for a total of $1,475. The VX has two credits $300 through their portal and 10,000 points which is roughly $100 and more than offsets the fee of $395. At $695 the platinum has monthly, semi annual and annual credits that you have to track to offset the $695 and there is almost no way it would offset $1,475. Amex sets up the credits that require you to spend in a way that may not be natural, for example they have Uber / Uber eats credit on the Platinum but all of the food even with pick up is marked up on Uber eats.
@ryanccc7772 ай бұрын
@@AngieRTaylor my last response didn’t take, the Platinum is $695 and $195 per authorized users, the VX is $395 and has 4 free authorized users.
@williamlyons39472 ай бұрын
I won't pay subscription fees for having a credit card
@Turnip_Tyme2 ай бұрын
I got the VX because of the following: -annual fee -$0 AU Fee (already made my parents as Authorized Users a month ago) -Airport Lounge Access (haven't used yet) -Familir with Cap1 Travel Portal (easier on laptop/PC/MacBook than on smartphone) -Cheaper & simple than the competition.
@MarkReese2 ай бұрын
Good reasons! Congrats on the approval & keep enjoying it 💯 Got a feeling you'll enjoy the next video coming out this week.
@Paris-v8nАй бұрын
Just applied and got APPROVED for VX ($15K credit limit) 🎉
@MarkReeseАй бұрын
Congrats! Great card & great limit, enjoy it!
@AUZZ64Ай бұрын
I appreciate the way he breaks down the details in the content he makes. For example, when he was talking about converting rewards to transfer partner he explains how you first have to sign up with the airlines loyalty program. To some the specific example might seem rudimentary but for people who are trying to learn these examples really help.
@MarkReeseАй бұрын
Glad you found the format beneficial!
@AUZZ64Ай бұрын
@@MarkReese absolutely…thank YOU…keep the content coming!
@elijahxiong79912 ай бұрын
We need more videos about the Venture X. Awesome job!
@MarkReese2 ай бұрын
Another one is coming soon!
@LiveLifeWithLoveАй бұрын
I bumped into your videos via algorithm & boy they are breath of fresh air
@MarkReeseАй бұрын
Thanks, glad you're enjoying them!
@ThatsJustEric8 күн бұрын
Just applied and approved 🎉
@MarkReese8 күн бұрын
Awesome, congrats on your approval! Enjoy the new card.
@craigmccombs22832 ай бұрын
Capital One might have mastered the two card setup with VX and Savor1. But regardless, if you only have 1 travel card, the VX is the pinnacle. Lucky to have used it to justify trips to Bora Bora, France, and Spain.
@MarkReese2 ай бұрын
Awesome destinations 🌍
@newagain99642 ай бұрын
US bank low key building the best 1-3 card setup in game.
@DFDubsportsАй бұрын
@@newagain9964which ones you talking about?
@shawn.credit2 ай бұрын
Excellent data points, I just product changed my Savor One to a Venture 2x card and product changed my Venture One to a Savor One card. Excited to grab 2x miles on everything and still enjoy the 3% cash back on select categories. I’m bummed they removed C1 lounge access on the Venture card but 2x miles is still solid!
@omgitsst27112 ай бұрын
Means you won’t get the intro offer right.
@shawn.credit2 ай бұрын
@@omgitsst2711I’ve held the cards prior and didn’t care about the intro offers I just wanted the Venture card it’s not easy to qualify for as C1 is picky so a product change was good enough for me. Excellent point though product changes void intro offers!
@MarkReese2 ай бұрын
Awesome, enjoy!
@enriqueayala9272 ай бұрын
Venture X, and Savor One are the best duo cc for Univeristary Students.
@MarkReese2 ай бұрын
A great duo!
@newagain99642 ай бұрын
Ummm I think a dictionary and thesaurus might be your best duo. 😂😛✌️
@enriqueayala9272 ай бұрын
@@newagain9964 PUDMED is what I use.
@elitepctech2 ай бұрын
The problem with this card is to get good multipliers on flights and the travel credit, one has to use the portal. Booking direct with the airline is always better if there is an issue with the flight. The Amex Platinum gives 5x on all flights and the Chase Sapphire Reserve 3x on all flights. And there are a lot more Centurion Lounges than Cap One lounges.
@MarkReese2 ай бұрын
Valid points!
@WhosKaiz19 күн бұрын
other car rental companies status match you president circle, so you can get status with enterprise
@TheZombaslaya2 ай бұрын
My main complaint about the Venture X now is how poorly it's physically made. Mine is totally scratched up now and the back is peeling after a year of usage.
@MarkReese2 ай бұрын
It gets beat up fast 😅
@cameronwong76082 ай бұрын
Just order a replacement for free. Mine is metal and looks the same as when I got it.
@PeterTheGreatttАй бұрын
@@cameronwong7608waiting on mine to come in the mail, I didn’t know it was also a metal card
@AwHellNoАй бұрын
I just got approved for this card and I'm using this video to set everything up so thank you so much for it! But one issue is I do not have the benefits tab on my rewards page, do I need to wait for the card to arrive? 8:15 for reference.
@MarkReeseАй бұрын
Congrats on your approval! To clarify, you logged in, selected your Venture X card, clicked on the View Rewards button, and did not see the Benefits option on the menu of the page that followed? Only 'Home, Earn Activity, and Redemptions?'
@AwHellNoАй бұрын
@@MarkReeseCorrect, I'm supposed to get my card tomorrow and if the tab doesn't show up I'll give them a call. I'll edit this with an update in case anyone has the same issue.
@Bangpaulxu2 ай бұрын
Just got this card a month ago and love it!!! I am based overseas and the priority pass benefits are nice since Asia has great lounges.
@MarkReese2 ай бұрын
Glad to hear your enjoying it! PP has a lot of international lounges 💯
@sam108182 ай бұрын
Is the food free in lounges?
@Bangpaulxu2 ай бұрын
@@sam10818 in China yes they are free but mainly need to be around lunch time or dinner time. But throughout the day there are snacks.
@randomaccount92122 ай бұрын
@@sam10818yes
@MarkReese2 ай бұрын
@@sam10818 - Yes. I'll go over that in my next video coming soon!
@B1SQ1TАй бұрын
Just got approved a couple days ago :))
@MarkReeseАй бұрын
Congrats!!
@Sandro_The_Cross2 ай бұрын
Great detailed video 👍
@MarkReese2 ай бұрын
Thank you! 🎬
@jimmyjames64922 ай бұрын
Thanks for the info + video!
@MarkReese2 ай бұрын
You're welcome!
@solgershon34192 ай бұрын
honestly you should be crowned the king of the credit world! When's your next app?
@MarkReese2 ай бұрын
Thank you! 👑 No plans for new apps right now. Time to garden.
@CrypticGalaxy02 ай бұрын
I have the capital one duo and I think it’s perfect for me. Do you think that the venture x will get a refresh soon. I wouldn’t mind a $495 annual fee as long as the card adds better airline/ hotel partners ( domestically )and allowing the $300 travel credit to be more flexible like the CSR, And some new credits.
@MarkReese2 ай бұрын
It's an awesome duo, no doubt! No info about a potential refresh at this time. Capital One has been adding things along the way, primarily to the portal.
@andygomez02062 ай бұрын
Great video, thank you so much. Do you have a similar video of the US bank altitude reserve?
@MarkReese2 ай бұрын
To some degree, yes. You can view the detailed review here: kzbin.info/www/bejne/q5TTgKCuncirZ9ksi=nVCmK4oXAOWLTKpf
@carlosjavierdiazarencibia14542 ай бұрын
Hi, thanks for a nice video, I have CO venture x business, they remove a president circle benefit, do you think right now the personal one is better or have both?, thanks in advance.
@MarkReese2 ай бұрын
They're both very similar. The Venture X Business is likely only better if you value (a) the welcome offer and (b) lounge access for authorized users.
@jefuryo2 ай бұрын
It’s alright ;) I got my AF waived so definitely a keeper.
@MarkReese2 ай бұрын
Waived AF + 10K Anniversary Bonus = 🏆
@mosesmusazi2 ай бұрын
How did you pull that off if you mind me asking?
@NotoriousLegend2 ай бұрын
Also asking how you got it waived, mine is coming up soon
@AnirudhBuddhirajuАй бұрын
Also following up lol
@jefuryo13 күн бұрын
@ won’t tell my secrets haha
@maryamsiddiqui79952 ай бұрын
Anyone has any idea how Capital one handles issues with flight cancellations and rebooking if we book via the portal and not directly?!
@MarkReese2 ай бұрын
Helpful info on this page: www.capitalone.com/help-center/capital-one-travel/flight-cancellations-and-refunds/
@alexandercortez2099Ай бұрын
For tsa pre check, is it only one time for account? Or can my player two also get the benefit?
@MarkReeseАй бұрын
Only 1 credit per card account. If your P2 wants the benefit, they'd have to get their own card. Authorized Users don't get their own TSA Pre / GE credit.
@alexandercortez2099Ай бұрын
@MarkReese what if I buy 2 TSA pre for $77 each witch will total to be $154. Will I be able to get the $120 credit or will it only give me $77 credit for just the first buy?
@MarkReeseАй бұрын
@@alexandercortez2099 - Only one credit.
@edwinarroyo36632 ай бұрын
What if you have a PP membership through CSR? Does it merge or do you need to use another email address?
@MarkReese2 ай бұрын
Each PP membership can be active and each requires a separate account / login to be created. They don't merge.
@caseyhoke23622 ай бұрын
Well done video! For tsa pre-check, I assume it doesn't matter which provider you use? It looks like you have to choose between a third party company. I was thinking of using the vx credit to get my wife pre-check as I already have global entry. I also assume it doesn't matter to C1 whose name is listed, as they just see and credit the charge itself right?
@MarkReese2 ай бұрын
It _should not_ matter which vendor you use (Idea, Telos, CLEAR), but it all comes down to the Merchant Category Code of the transaction and it being recognized by the card network. It also shouldn't matter which name is on the application vs. on the card when paying online. An exception would be if you pay in person and a CBP officer prevents it.
@Johnyjones3802 ай бұрын
Can you exchange the $300 travel credit to points so I could transfer them to an airline? I think you get more worth if you do that instead of using the portal
@MarkReese2 ай бұрын
Nope.
@thechameleon77Ай бұрын
I could be wrong but i think they are canceling the hertz benefit at the end of 2024.
@MarkReeseАй бұрын
It's now an ongoing benefit: awardwallet.com/blog/venture-x-hertz-elite-status-ending-this-year/
@jordanginos95572 ай бұрын
I love my duo! 👍
@MarkReese2 ай бұрын
💯💯
@wislord2 ай бұрын
Isn't Hertz President Circle benefit last just by the end of this year?
@jeff.0-32 ай бұрын
I heard that C1 and Hertz are negotiating and right now the benefit is still in effect indefinitely.
@MarkReese2 ай бұрын
C1 confirmed to the Thrifty Traveler blog that benefit was extended: thriftytraveler.com/news/credit-card/capital-one-extends-hertz-elite-benefits/ Also confirmed by AwardWallet: awardwallet.com/blog/venture-x-hertz-elite-status-ending-this-year/ And Upgraded Points: upgradedpoints.com/news/capital-one-venture-x-losing-hertz-presidents-circle-benefit/
@christiankopet58912 ай бұрын
Hey, Mark! Have you ever done a review of credit union credit cards?
@MarkReese2 ай бұрын
I haven't. No plans to do so as I'm not a fan of (a) membership requirements, (b) unavailability to a lot of people based on location, and (c) limited travel rewards options. That said, I've seen many strong cash back offerings from CU cards, esp. with no / low annual fees.
@christiankopet58912 ай бұрын
@@MarkReese thanks, Mark!
@williamlyons39472 ай бұрын
I want a $10K card but with a extended $60K limit but able to lock that extended credit from use until I am ready to use it to prevent some one accessing my high credit line.
@RedBang1410 күн бұрын
I thought it was unlimited guest at the lounges
@MarkReese8 күн бұрын
Not anymore. Capital One updated the terms on their website. Under the 'Capital One Priority Pass FAQ' section, the answer to the question of "How many guests can I bring with Priority Pass?" now says, "Venture X and Venture X Business cardholders can bring two guests to Priority Pass lounges." // Source: www.capitalone.com/learn-grow/more-than-money/all-about-priority-pass-and-venture-x/
@RedBang148 күн бұрын
@ thank you! I hate to hear that. It was a perk that not even other premium cards had.
@pamelabautista72422 ай бұрын
I’m so sad, I just applied today after getting an offer from the mail 90k miles with $6k spend in 6 mos. But was denied. 😢 can I have my P2 apply for that same application code?
@MarkReese2 ай бұрын
Bummer. I don't believe so. The application code should be associated to the targeted individual. Do you know the reason for the denial?