Full Show: Don’t Make This “Horrific” Car Buying Mistake and New Rules For Travel Rewards

[@Summerdee223]

Clark, you would be someone fun to travel with! I'm sure your enthusiasm is contagious to your travel companions.

[@bgregg55]

We lost all interest (i.e.-got smarter) in buying new cars & basically now keep our cars till the wheels fall off. I couldn't care less what the neighbors think.

[@g.t.richardson6311]

Same here, I’m 63.. although the Ciera and 2005 escape were bought new 1979 Olds delta 88 bought from dad and a company car, 1984..1988 1988 olds Ciera, 1988.. 2005 2005 ford escape, 2005.. 2014 2012 ford escape, 2014… present .. it still has life

[@Clark]

Well said! 👏👏👏

[@margaretfinney6546]

Love how you love everything about traveling. You are so blessed to have that excitement on every trip.👏 God Bless You Clark and your family. Love your show.

[@marygarati720]

I love to watch and listen to Clark. I have recommended him to my daughter and son and a few of my friends.

[@e-care-books9867]

#BonusTerm - "Mandatory Option" - The crazy hotel junk fee I think Clark was thinking of. (Heard about it on your show, Team Clark.) Thanks!

[@bv226]

We’ve had success after booking by third party site in getting the hotel host/hostess to add our rewards number at check in and got the points. Never hurts to ask…politely.

[@magnoliap5824]

A dealership tried to sell me a lifetime extended warranty, it was free for 6 months, then $100 a month. My response was No Thanks. I have the cash to pay for repairs after the regular warranty ends. 😂

[@patriciabarrow9761]

Agreed about working through the Amex portal. I was in the travel business for many many years. Something I've noticed they don't always show all flight availability vs. What is on airline sites. It is almost like they are forcing you into certain options. Thanks for sharing all these tips.

[@t.w126]

So glad you posted this. My accord 70k engine went out. Not even 5yrs old.

[@jorget.924]

14:01 Tesla is currently offering 0.99% apr!!! I figured I would hear Clark mention it on today's episode.

[@charlessommers7218]

Great show 😊

[@martyi398]

I've bought quite a few new & used cars over the years, we've had pre-approved financing on several occasions and every time the dealer is able to provide better interest rate, (alot of times thru local credit unions) although we've always had stellar credit rating 800 plus, we always shop at the large volume dealers that have great reputations & except no Gimmicks like Clark says: Do your homework!

[@davidpowell3347]

Credit Union might be able to help with information about price of new cars to the dealers?

[@dougjeter2951]

Sorry, Clark I work at a dealership as a finance manager. The most a dealership can mark an interest rate up is two points. so if we offer you at interest rate of 8% we are buying the rate at 6% I do recommend the buyer check with her credit union first and then let the dealership try to match the credit unions rate

[@aonforme3349]

I get what you are saying but this is completely idiotic if the dealership robs you with the junk fees, worthless add-ons, hyperinflated prices, and sleezy tactics to charge thousands over what is justified/reasonable. The 8% on 40k is way different from 8% at 70k. Not saying these are your tactics, but we hear of this way too often.

[@acornsucks2111]

I didn't know new car prices came down.

[@colemant6845]

I love the recent hotel charge in CC called "Minimum Wage Law" fee. It was $19/Night!

[@jerrylundegaard2592]

Just part of the price.

[@brookel4787]

Clark is so adorkable! (And I mean that strictly in the very best way.)😍🤩💖

[@MilaN-lt2mq]

Just want to point out that sometimes insurance companies will scrap a car, but there is nothing really wrong with it. My son had a deer jump on the car hood and damaged one of the head lights. There was nothing wrong with the car mechanically. The insurance company mechanic couldn't get a replacement because the manufacturer stopped making the parts for that car model, so the car was "scrapped" by the insurance company. We got the value of the car payout. Our mechanic was able to find a salvaged head light. He replaced it for about $600. And the insurance company re-insured the car with no problems.

[@Clark]

Good point! 💚

[@kmr1165]

What do you think of True Car

[@clessayons]

If you buy a salvage title with hail damage then you can get a good deal, if it's water damage then don't even bother.

[@steveludwig4200]

17:12 - American Airlines has ALWAYS been based in FORT WORTH...not Dallas.

[@e-care-books9867]

A city of Worth. :)

[@1Noack]

geeeeesh!

[@DavidMosby]

American Airlines is based in Fort Worth. TX.

[@thinkabout602]

😂 KEEP UP THE GREAT WORK 👍

[@AnnemWatson391]

Ty Clark I need to know how to finance a car with a mid range credit score

[@Clark]

It's the same process, no matter your credit score. The key to getting the best rates available to you with your credit score is securing the financing ahead of time with a credit union or online bank (whichever offers the best rate). 💚 Here's how to buy a new car: clark.com/cars/how-buy-new-car/ Here's how to buy a used car: clark.com/cars/how-buy-used-car/

[@marietaylor5174]

Thank you Team Clark.

[@feoman]

When we had to buy a car for the Mrs we called our Credit Union and pre-arranged finance. The Financing Director at the dealership took a look at the terms from the credit union , came out to meet with us and said: "We're not even going to try to match this!" 😂😂

[@cindypatrick785]

We did the same in 2008 when we were able to get 3.8% interest w our credit union. We bought our Kia Optima . Already having our finances handled sure made the time we spent in the sales office less stressful 🙂

[@Clark]

😂 This is how you do it! 👏👏👏

[@Clark]

@@cindypatrick785 Worked like a charm! 🙌

[@aonforme3349]

Orbitz took me for $$$ on an excursion, a vendor did not show up for, while on vacation in Mexico. Completely no consideration and took the side of the vendor, with no investigation. This was about 10yrs ago and they lost a lifetime customer.

[@TheLifetraveler1]

I have my used vehicle inspected by the local Honda dealer which was down the street,from the purchasing dealer. They revealed the car was in good condition and only needed to have the brake fluid changed. Cost was $150. It was worth it.

[@Clark]

💯

[@GeorgeJansen]

Clark Howard sent me on my Vanguard Star Fund mutual fund journey over 15 years ago ❤❤❤

[@tomm7505]

FYI, Clark, American Airlines is based in Fort Worth, not Dallas.

[@steveludwig4200]

Always has....Eff Dallas.

[@massimocarcavallo4949]

Carmax is self-insured so they don't tell you if the car was in accident.

[@ilovegoodsax]

Wrong. Carmax is transparent about the used cars they sell, including if the vehicle has been in an accident.

[@grayfox9911]

Thanks Clark & Team!! NNTR

[@johngarcia6876]

I don't buy used. New is less risk of getting a lemon.

[@johngarcia6876]

Don't believe anything a car salesman says....good advice!

[@brucefredrickson9677]

ElVs massive manufacturing pollution makes me a "no go."

[@jaywalk6628]

Broke Americans don't need any more segments on travel, car stuff was educational 👍

[@danklein8587]

Buying a brand new car is one of the worst investments you can make. Buy a used Honda or Toyota and you are good to go.

[@MaryLopez-em3rc]

A car you commute in and use for everyday life is never an investment. It’s another machine in your household that breaks down and eventually needs to get replaced. I normally buy certified used vehicles in the past, but in 2020 bought a new 2019 CrV at a dealer just a little more than people were asking for used ones. There’s so many electronics on vehicles now we got the car and dealer warranty through Costco buying program.

[@kaohsiung99]

PAY. CASH. FOR. USED. CARS.

[@Jackman66666666]

He's not an expert on anything.