Housing Market Crash in The USA: Separating Fact from Fiction

[@Hubazuba]

The reason I found this channel is because I realized all the extreme clickbait videos didn't do me good. So then I started looking for uninteresting thumbnails. Wouldn't you know it, I've found a man that has enough respect towards those around him to give them a clear image of what's happening. Not only that but he is brutally honest about the harsh reality of it all. I couldn't be more thankful for your videos. Thank you for keeping me in the loop and preparing me to live through this day and age.

[@talonhathaway7363]

Frfr

[@andypich4865]

Thank you. I just got done scrolling down hundreds of clickbait market titles getting so sick and tired of it.

[@steveche42]

Very true. I couldnt agree more. i remember watching him during covid when he has not even close to 1 million subs. Really good info and it shows!

[@MrDonny27]

Economic ninja,meet kevin, omg😅😅😅

[@MaxwellMax]

Avoid videos with flames and down red arrows in the thumbnail.

[@babeshamwow381]

I bought a house in the middle of nowhere, idfc anymore. I’m not waiting on a crash.

[@newdecca]

Modern problems require modern solutions.

[@MB-we4dx]

Yea economy is so unpredictable

[@kevinali3700]

I feel you on this!! Gotta keep living 💪🏾🙏🏾

[@ahernandez9860]

Same, we love it!

[@livingart2576]

I think you made the right call. Population is increasing and not enough housing is being built.

[@PeymanSultan-wn6iw]

This is the ONLY financial channel on KZbin worth listening to.A dude in a tie and a long sleeve shirt. No background, just FACTS!

[@MatthewSmith-uf6tr]

Not sure if that’s true. His channel is basically for commoners. He explains things like you’re a child and gives info that is pretty much common sense in my opinion.

[@JScott-r9c]

The dude is an idiot...

[@anusxr]

Share with everyone

[@TheLilMissLisa]

​@@MatthewSmith-uf6tr most people need his level of explanation. Also he has other videos where he discusses at higher levels. I don't mind his over view videos and his perspective on common questions

[@luigidiventura1645]

Brian is great. You'd enjoy white board finance as well. Very similar style of presentation, little more detailed in investing strategies. Brian keeps it very simple because he has millions of followers, so he speaks to a broader audience and doesn't want to lose them in the technicals of investing theories.

[@larrypaul-cw9nk]

Given the large number of people who bought homes above asking price despite low interest rates, I believe that a housing market crash is imminent because these buyers are in a precarious position as housing prices fall and they have no equity; if they are unable to afford their homes, foreclosure is likely to occur, and even trying to sell would not result in any profits. This scenario is likely to affect a large number of people, especially given the expected spike in layoffs and the sharp ris

[@sabastinenoah]

I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

[@bobwright-90]

You are right! I’ve diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above $830k in net profit across high dividend yield stocks, ETF and bonds.

[@bobwright-90]

“Annette Christine Conte ” is the coach that guides me, She has years of financial market experience, you can use something else but for me her strategy works hence my result. She provides entry and exit point for the securities I focus on.

[@DavidKroff]

I think you're delusional. Most people put down 20% After the 2008 fiasco, the banks got very conservative. It was very hard to get a loan. So they put down 20% and weren't lying about income. Now it's been a few years, so they have tons equity. They are not going to walk away and rent for the same payment or more.

[@persiansneakerhead1916]

You simply don’t understand inflation. They print so much money prices have to go up. If they are stable technically they are losing value due to inflation

[@RubyOliverm5l]

Investing in stocks is planting a tree for your future; with patience, it will bear fruit."

[@JulianBenjamin3d]

Absolutely Just like a tree, investments need time and care to reach their full potential.

[@NicholasJames3l]

Working with a financial adviser helped me develop a tailored investment strategy, leading to significant growth in my portfolio.

[@NicholasJames3l]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@brittfit94]

Tampa here. Homes are indeed NOT affordable lol

[@CaptainChaooooos]

Clause Schwab says that in the future we will own nothing, and be happy about it.

[@clearvaluetax9382]

Thank you for that FLORIDA update Britt!

[@rdee7406]

Affordable to you is 150k and unreasonable

[@brittfit94]

@ maybe ask next time before assuming, because you're incorrect

[@InternacionalBoxing]

@@CaptainChaooooosYep

[@RichardCheny]

I’m cynical at this point. Housing will become only affordable to the upper class and the lucky. Anything affordable will be bought by an investment firm and rented out for nothing less than $2500+ a month. There will be no regulation or laws implemented to help the average man. We’re too late.

[@andresmattos7541]

You can thank Reagan

[@to2burger]

Missed the boat to care when the party didn’t back Bernie Sanders. Trump never would have happened if Bernie was the nominee.

[@colbyharrington6166]

Raegan didn't create the deficit the government churned up since 2001. Why the price in AZ hasn't changed is due to home building. Otherwise, it'd be Florida in price appreciation.

[@mrmc2465]

Ding dong

[@clintfultz1811]

@@andresmattos7541 How do you begin to blame Reagan?

[@krillin876]

In fairness to the " crash bros", inventory is building up in Florida. My friend recently inherited a home in Orlando, decent area, hoa, on a hill. No floods. They have had it on the maket over 3 months, not even an offer.

[@jimmyjamsburner6944]

The market is molasses in Florida right now. Most people won’t want to take a loss so you won’t really see a hard crash like 2008.

[@cterry7777]

I just don't see how Florida doesn't crash eventually. It is reclaimed swamp land that will be under water every year come Hurricane season as the oceans heat up. The home owners insurance will get so expensive people will be forced to move and then the Taxes will probably go up since it gets expensive for cities. Maybe Uncle Sucker (fed gov) will come in with more helicopter money, but as pointed out in other videos that printing parade will end badly.

[@chetrichards6]

Housing crisis, health crisis, financial crisis, cost of living crisis, debt crisis, inflation crisis, Middle East crisis. How many crises can we endure? As I approach retirement with a solid financial cushion, I'm anxious about a potential banking crisis. Is private equity a good option to grow my money securely?

[@SerahMorgan76]

I believe the safest approach is to diversify your investments. By spreading your funds across different asset classes like bonds, real estate, and international stocks than putting all your money in one. If your financial understanding is lacking, see a financial consultant.

[@Joeknowsball247]

That's smart. I'm quite lucky exposed to personal finance at an early age, worked full time when I was 19, purchased first home at 28. Going forward, got laid off at 36 amid covid-outbreak, and immediately consulted an advisor to stay afloat. As of today, I'm only 15% short of my $1m goal after subsequent investments.

[@walkjar-q7s]

excellent! how did it work out for you? been on red more than 20% this year , but hoping to bounce back

[@Joeknowsball247]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Teresa L. Athas” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@walkjar-q7s]

Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing..

[@ColeRolland]

Brian, thank you for everything you do. Easily the best finance channel on KZbin!

[@Dan51320]

Whenever Brian takes that deep breath in....I listen.

[@kalm93]

Same 😅

[@luisburgos5396]

lol

[@alexzais1935]

😆

[@EyesonAllSidez]

True

[@MikesReviews]

The ppl making non stop “crash” videos for years now are driving me cray. Keep calling them out Brian. I’m in FL nothing crashed.

[@valdivia1234567]

Like Michael Bordenaro? That guy's a joke. No idea why people watch channels like his.

[@clearvaluetax9382]

Thank you for this Florida update Mike!

[@fernwogteveril6935]

I don't know his name but I'd get MARKET CRASH videos from this guy with serial killer glasses. I clicked on this page out of curiosity and every single thumbnail had red text and some kind of doom is coming title.

[@coreyoliver3182]

If anything prices crash upwards due to money printing. The FED will never let deflation happen.

[@peterbedford2610]

Nick and Sachs real estate have terrible track records

[@residentresident2370]

Everything in this economy nonsense. If your groceries up 50% , electricity 20% , gas 15%, insurance 20 % , your income went up only 5% how are going to be able to afford your mortgage payment anymore?

[@DaveDDD]

If your income has only gone up 5% in the last 4 years, you need to have switched jobs 2 years ago.

[@ForeverDownByLaw]

Bootstraps, trickle down, grit, etc.

[@trajhenkhet02]

Illegals are propping up the market combined with multi family dwellings. All that going bye bye. I admit, screaming when and not knowing the date is annoying, but ignoring macro events is asking for trouble. No markets go up forever. Supply is going to outpace legal demand and it's only time before prices dunk like 50%-70% once the illegal part goes. China showed this.

[@RealMTBAddict]

Groceries haven't gone up 50%. I'm 42 years old and they've gone up maybe 15% since 2000.

[@brokenstacker8297]

This is the point that seems to missed here. Prices can’t keep going up because people can’t afford for them to keep going up. The pool of potential buyers keeps shrinking because they simply can’t afford it. The new car industry seems to be imploding with cars remaining on the lot for extended periods. The next few months will either reveal a miracle soft landing for the economy or a severe recession, stay tuned😂

[@Anthony_99]

Dude is a natural teacher, he explains everything so well.

[@CheezyCakess]

There needs to be a stop to large corporations buying up family homes.

[@YoubetheCook]

I'm in Miami-Dade, it's not affordable here, a house that's around 400k anywhere else in Florida in my area it's about 700k.

[@Neopitpit]

Yeah I correct home start 700k min.

[@Peanut-sam-tha-nut]

Miami homeownership is for old investors, wealthy people, and their children. Prices do not line up with real wages.

[@benjaming.2218]

Move to Hialeah bro. 😎

[@isaacbarret3454]

I am glad I invested in this channel because other peoples short term thinking click bait is annoying. Brian keeps it real and down to earth.

[@LeonardoGonzalez-z2k]

I live in Miami, i make +100K a year. I cant afford a home.

[@anonyghost7422]

Similar boat in AZ. Stay hopeful but keep saving and preparing when the math works for you. Best of luck!

[@mrmc2465]

Boo hoo

[@stevescuba1978]

​@@mrmc2465classy.

[@-_Ismael_-1]

​@@mrmc2465boo hoo dez nuts

[@jaredresendes797]

100k ain’t nothin no mo partna

[@colepfiefer]

Post elections is one of those things that could really contribute to portfolio growth and vice versa. I've been going hard with my investments this year and have been able to build up to 180k, Are there tips I could apply to help me grow my portfolio even more during this election season?

[@daniel-w5g1u]

If you are in cross roads or need sincere advice on the best moves to take now its best you seek an independent advisor who knows about the financial markets. It's better to hire a skilled financial planner especially if you're not one yourself. I hired one, after my retirement pension took a hit in April due to the crash.

[@colepfiefer]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@daniel-w5g1u]

My CFA ’Gabriel Alberto William a renowned figure in his line of work. I recommend researching his credentials further. he has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@colepfiefer]

Thank you for putting this out, it has rekindled the fire to my goal

[@KromaJakes-qo1sn]

I'm really eager to start investing, but honestly, I’m not sure where to begin. Do you have any advice or know someone who can guide me?

[@ManbyHamilton]

It is wise to seek expert guidance before venturing into trading to avoid losses

[@MiroSummers]

Greetings from Alabama. As a beginner investor, it's important to have a mentor to guide you and also tailor strategies to your investment goals. Someone like JodyNorman

[@IvorThomson]

She trades for me too. My spouse doubted me at first but after i received profit, we both invested again and again till date

[@RobBarnes-jk5zr]

A CNBC news host spoke highly of this woman and her loss preventing strategies.

[@VictorStewart-xd1zc]

Exprt Jody is extremely knowledgeable about the market and has made a lot of profitable trades️. I highly recommend her

[@Movieman1965]

Our home cost $184,500 in Miami in 2001. Currently valued at $700,000 by zillow, $687,000 by redfin, $694,00 by realtor. Outrageously over valued for a single family home 3BR, 2BR, Single Car Garage, 1/8th acre.

[@theboringchannel2027]

184.5k in 2024 dollars would be $335k so 335k in 20 years is now 690k, about 5% gain per year, nothing unusual. Far from over valued

[@fourvetperrie457]

Sell that joint and move gar from miami

[@morezombies9685]

​@@theboringchannel2027valued correctly, absolutely mental if you are a new home buyer.

[@DrSZehavitD]

It’s not undervalued! SFL is a beautiful place to live with a great quality of life. Says a former NYer!

[@Zeusspupp]

agreed

[@kalijasin]

I used to work in construction. Houses in the USA from the mid- 20th century on are built very cheaply. They look nice on the surface and outside but when you rebuilt one you found all kinds of stuff wrong with it e.g. Mold, OSB for sub-flooring, faulty wiring, joists wrongly sized for the span, No hurricane ties and/or structural screws on rafters, etc.

[@dakotathompson8062]

Is plywood any better for subflooring??

[@NYG5]

Yeah the newer the cheaper and shittier. In 50 years the victorians will still be around but the modern day pasted dust and particle board shitboxes? Idk

[@Dbb277-2]

My husband did punch list items for a builder just before closing. He would come home with unbelievable stories of how poorly things were not just built but designed. Things like not being able to get into a bathroom and shut the door without pressing yourself to the other side of the toilet. Or hard surface kitchen flooring stopping at the edge of the island and carpet where you would put the breakfast stools. Absolutely no forethought.

[@Lex_Lugar]

Same token, the old stone-built homes are expensive to maintain and modernize. Still, I will take stone and brick over stick-built.

[@briancrink.politics]

Yes. A home made of natural materials (wood, concrete, and metal) degrades over time. Natural materials need replacing. Cookie cutter starter homes were not built to be used as assets. They were built to solve a short term housing problem during the baby boom and the rise of the Midwest.

[@bernitup6492]

Brian, I have been with you on this topic since 2021 when everyone was telling me it was going to crash and that I should have waited... glad I did not.

[@clearvaluetax9382]

I'm glad you didn't wait either. Slowly and surely building equity and protecting yourself from inflation is a wise financial move.

[@chrisg9174]

Im in the process of buying now. It’s so discouraging out there!

[@raito1597]

This time is different, nothing to be worry about. Buy!

[@CrashBr0]

The truth is nobody can actually predict the future. Anything can happen. Once a housing market starts making dips it usually keeps going in that direction for a long while.

[@frankyhonnolus5528]

I don’t think KZbinrs are saying the market “has crashed”. More like “crashing”. Well, in my area I get email list showing “Price Decreased” everyday, properties sitting on the market for weeks and months. And no, these aren’t undesired area. So while this doesn’t necessarily paint the crash picture for the entire US market, it’s showing some signs. We’ll see.

[@lpass1]

Where do you live?

[@frankyhonnolus5528]

@ metro area in Texas.

[@nescafeshorts1900]

St Petersburg FL 3 to 4 years ago my friend's house was $350,000; 1 year later the house was worth over $500,000.

[@ChadandMarcel]

Yeah but how much could he actually sell it for today?

[@Trailblazin66]

The value of the house didn’t go up, the value of our money went down.

[@charleshunt3199]

@@Trailblazin66 real estate is a hedge against inflation

[@Chino-bk9fd]

⁠@@charleshunt3199owning a home should not be a “hedge”

[@jerminemhyne4620]

The state wins with property tax, unless you’re flipping houses

[@fernwogteveril6935]

"Time in the market is better than trying to time the market" Even if you buy at the "peak" in a long enough time horizon you'll be ok.

[@talonhathaway7363]

Love this. It’s just patience

[@tonivida9649]

Only channel on this platform I trust regarding the housing market.

[@rustyshackelford8]

I listened to you last year and stopped waiting for the crash and now I sleep much better in my home that I own.

[@backtothenorm]

That "Reventure" guy is the worst. He's been doomsdaying since 2021. Always wrong. You've def been correct about the housing market 100 percent of the time

[@PHenry-wn3li]

For sure, that Reventure dude is full of himself.

[@wzeng02]

That Reventure guy has a big following as well. He’s on cnbc as well. This channel is way better.

[@bibby3027]

@@wzeng02 brian didn’t mention sky rocketing inventory not even once in his “analysis” of Florida but it’s somehow better. Okay

[@HulaShack1]

OMG he is horrible. A total liar. He claims builders are walking away from their projects and shows no one around the 1/2 built homes. Well, he goes on Sunday and films when no one is there. The people that go to his channel are total morons. Why would you keep going to a channel that only reports negative news on a place you do not want to live because it is so terrible??? Why would you keep going back?

[@HulaShack1]

@@bibby3027 Where are you talking about. I live in Florida and the only places that the inventory is high are areas hit by a "500 yr hurricane". A developer in my county just bought 1,700 acres to start developing. Now if it was so horrible, why would this developer spend 100 million if the market is "crashing"???

[@scottallen8499]

Typical Brian, brutal honesty, which is why I subscribed to this channel

[@jvegeta9184]

Hell no Florida is unaffordable! 😬

[@clearvaluetax9382]

Thank you for this confirmation.

[@peaceprayer595]

I confirm ​@@clearvaluetax9382

[@pureamateur649]

Have you tried Northwest Florida? Navarre, Pensacola area? Stuff is still 300K-400K.

[@bibby3027]

@@clearvaluetax9382 does the rise in inventory not change your outlook at all?? You still have the same outlook despite the explosive inventory growth?

[@USAneedsGOD]

@@pureamateur649yes but no good jobs!

[@laflores2032]

San Antonio, TX. Home prices have been dropping in the last few months. $20k to $40k in some instances, home builders build too many cookie cutter houses, over priced homes in low income neighborhoods, salaries staying low and high interest rates.

[@jewbagel5969]

Houston is the same

[@rohit-ld6fc]

Because tech folks are moving back to California

[@charleslavoie5402]

The over priced houses are dropping 200k in my neighborhood. Of course they are still overpriced but it’s dropping. I’m in LA

[@sdhillon901]

Home prices are dropping everywhere but yes they are still overpriced . I see small reduction everywhere like 2-5% it will slowly start to 10%

[@officialdjdetox]

took the words out of my mouth

[@jimpro243]

Made the leap Jan 2022 to first time homeownership, 30-yr conventional at 3.25%. Focused the stocks and crypto 2020-2021 cycle and liquidated most positioning before inflation factored in on the market starting October '21. Figured the gap between first-time home buyers would only get worse overall, versus upgrading from one home to another. I originally expected a 5-10% depreciation in value '22-'23 but instead appreciated 10% with rates going up to 5-7%! Only loaded up on a few stocks and Bitcoin during the 15-20k cycle '22-'23, now I could just pay my house off cash. I'll probably hold since the rate is good. Point is, I knew a few people who have been waiting on a great 'crash' of like 40-50% to buy their first home and now they are still waiting with even worse conditions, hopefully they invested in bitcoin during this time. Best to aim for reasonable entries into the market before you lose out entirely.

[@biunzRS]

Orlando inventory is definitely rising like crazy. Houses are not selling and im getting notifications of people lowering their price every single day. There will be a 30% adjustment im sure of it.

[@Richey24]

Arizona resident here, I'll never be able to afford a home. It's absolutely crazy.

[@Francisco-po1cf]

Arizona was very cheap when the crash videos started popping up.

[@je5406]

Im sure there are homes in the state that are affortable. You have to look far away(3+ hours) from the popular city centers though.

[@mr_smilegaming8842]

Imagine California Bay Area where house cost 1.5m to 3m 😢

[@PHenry-wn3li]

Haha. Leave Arizona if want to live in a home, otherwise be happy living in a project housing.

[@johnwicksfoknpencil]

@@PHenry-wn3liProjects? This ain’t Queens New York fool

[@davidthomas8113]

To be realistic. Home prices and mortgage rates depend more on corporate earnings and employment rates. If you think corporate earnings will continue to increase and unemployment doesn't increase no housing correction. If unemployment significantly increases there will be a housing correction. House delinquency is a lagging indicator. Keep your eyes on credit delinquency and corporate earnings.

[@_Mike_D_]

I’m in Florida it’s not affordable. Home prices and cost of living are significantly higher than ever before.

[@SLHJR0390]

Thank the GOP of Florida …

[@chuckchan4127]

​@@SLHJR0390 lmao, do you share any of that blame with the Democrats? No? Thought so.

[@SLHJR0390]

@@chuckchan4127 are they running Florida ? Have the democrats run Florida in 15 years ?

[@Zeusspupp]

and the pay still sucks!!!!!!

[@MelioCai]

I literally only watch your videos for this kind of information. Love how you skip the bs and get straight to the point.

[@auboisdaline]

Great insights! While the market feels shaky, I see opportunities in areas like AI and blockchain. With Bitcoin's recent surge and AI stocks like NVIDIA outperforming, I’m focusing on long-term growth sectors. That said, balancing risk is key-especially with interest rates still high. Looking forward to more updates like this!

[@petecorda]

Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.

[@gurb6901]

Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.

[@jeremybrummel3254]

I prefer to collect RDTE on Margin, and just keep some TBIL in case of a Margin Call. Great income and growth, with something flat on the side to sell in a pinch. It's a shame not everyone is passionate about finances like us. I find Robinhood best for Margin Rates and Margin Maintenance, Interactive Brokers is 2nd best. Other brokerages have benefits, M1 I love their Pies for juggling multiple assets, and Fidelity and Etrade allow DRIP Discounts for CEFS.

[@jeremybrummel3254]

​@@gurb6901I'm an RDTE fan.

[@gawrbage]

Scamming jews

[@meep9873]

Crazy how with 7% rates prices have stayed relatively the same or even gone up. Imagine how much prices would be if the rates were 3-4%

[@NYG5]

This is why my friends tell me to buy something now

[@WhiteBuddha22]

This. This right here.

[@MrrVlad]

yes, if you can handle higher payment for 2-3 years, buy now.

[@Fluvsiesmidnight]

@@MrrVladactually, I just bought like 9 months ago and I already refinanced with a grant of 20k and bought my rate down 2 points. There are ways. I just did it. 🤷‍♂️

[@sse-handle]

@@MrrVlad Exactly!

[@Godofsmurd]

Floridian here. I'm currently in the market to buy a home. My experience has been inventory is quite high, and sellers are slowly coming to the realization that they can't get covid prices in a post-covid Florida. I made an offer on a home a week ago - Originally the home was listed for $1,350,000. The seller lowered the home price to $1,250,000, then $1,150,000. I offered $900k. They countered at $999k. I declined. The buyer then lowered the home to $999k, and there it SITS. There are a LOT of people racing out of Florida - We just got hit by 2 hurricanes and 140 tornados. They are motivated to sell, and buyers are motivated to buy, but they can't afford it. I have ZERO competition out here. Real estate agents begging me to make an offer. I can't say a crash is about to happen, but a mass realization that interest rates are high, people are racing to get out, and no one is buying...Something has to give.

[@charlesarthur1014]

and blackrock buys it up?

[@Bulldog-vc7ho]

We looking to buy a second home in the Keys Marathon or Isle Maradi prices seem reasonable, we will pay cash but it’s the home owners insurance that’s crazy. We currently live in a beach town and understand the risk when living on the water

[@Dbb277-2]

You are buying in a market price that has always been a difficult sale. Have sold property in Florida for 40 years. The most difficult listings were always $750k to a mil. The median is now around $450k. That’s where the competition is.

[@williewill1237]

Realtor 🤖!

[@Dbb277-2]

@@williewill1237 whatever. Your comment trumps my 40 years of sales experience. 🙄. Bottom buyers need a house. The million plus club has enough cash money to buy a couple of houses. The 750 to a million are trying to figure out how to step up their game. That price range always sat on the market the longest.

[@aliyarajsalaliyarajsal]

Glory!!! After so much struggles I now own a new house with an influx of $360,500.00 every month God has kept to his words,my family is happy again everything is finally falling into place. God bless America 🇺🇸

[@aliyarajsalaliyarajsal]

Hallelujah!!!! Your channel has been a huge part of my transformation, God is good 🙌🏻🙌🏻.I was owning a loan of $37,800 to the bank for my son's brain surgery (Oscar), Now I'm no longer in debt after I invested $8,000 and got my payout of $340,500 every months.God bless Mildred Evelyn Rooney 🇺🇲

[@aliyarajsalaliyarajsal]

Our God indeed is a covenant keeping God. Has he said a thing and not perform it? I watch how things unfold in my life, from penury to $355,500 every month and I can only praise him and trust him more. Hallelujah🙌🏻❤️🇺🇸

[@xuanla1625]

Hello!! how do you make such monthly, am a born Christian and sometimes I feel so down 😭 of myself because of low finance but I still believe God.

[@aliyarajsalaliyarajsal]

Thanks to my co-worker (Alex) who suggested MILDRED EVELYN ROONEY

[@aliyarajsalaliyarajsal]

She's a licensed broker here in the states 🇺🇸 and finance advisor.

[@nickc3856]

Housing crash coming in 2024! And if not then 2025. .. or maybe 2026... but definitely 2027... although it could be pushed to 2028... 2029 at the latest... but maybe by 2030

[@patricklucas8008]

As long as your parent, you will see a crash in your lifetime.

[@Mactakun]

Now this is a prediction I can get behind.

[@peterbedford2610]

Yeah yeah...that's the ticket.

[@memetoo512]

The housing crash will occur at the same time Jesus comes back😉

[@andresmattos7541]

😂😂😂

[@gregorycanady2530]

I watch this guy for the truth..............period!

[@MrGuy271]

He tells it like it is. And he’s the most accurate because of it

[@MadACeTeeMack]

Inflation will keep everything higher and the money printing won't stop especially when a hedge fund manager becomes the US treasury secretary.

[@MrRhoidRage]

You mean when we got a corrupt central bank executive as an SEC chairman?

[@KarenLavia]

I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?

[@SandraDave.]

"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task

[@JohnSmith060]

this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@ChristianKelv]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@raphaelkaragiotis7476]

BOTTTTT comment

[@wisetech1970]

The problem in Florida is obtaining Insurance coverage.

[@ScootaGang]

Bought my first condo just two years ago, and it's already up almost 20% according to Zillow. It's literally doing the opposite of crashing....

[@paulch5656]

According to Zillow? 😂 try to put in on the market and you will see real price. The friend of mine put his new house bought in 2022 for 10% less and after three month wasn’t able to sell

[@plebeian_egalitarian]

Brian, need to call out Reventure Consulting- that dude is not only spreading nonsense on his channel, but using every opportunity to go on other media and spread it!

[@preciousg1rl]

I despise that guy! My friend sold their house (husband convinced her because KZbin) back in 2020. They've been living in an apartment ever since, and they have 3 kids.

[@GreenVolley8-d6m]

Agreed! He's the worst and has no credibility. He IS convincing on camera though. Other media outlets should not be giving him airtime.

[@preciousg1rl]

@@GreenVolley8-d6m That's the problem. Because he has so many followers, the media has to give him air time. He's a great salesman

[@Corywick]

We are in West Fort Lauderdale Broward County, Florida. in an excellent area. We are in Plantation ,Florida, Broward County. Prices are not falling and there is low inventory. We paid $280,000 in 1998. Now our home is worth $900,000.00. We could not buy our house right now if we had to. We are holding on to our house and giving it to our Children. We almost lost everything in the WFC. Thank God we held on.

[@KytiaLamour]

A massive number of foreclosures isn’t the only way homes will become suddenly available. One thing I hardly ever hear ANYONE talk about is how millions of people have come into the country through the southern border every year for the past four years. Where do you think they’re staying? That’s one of the reasons why there are less homes available and real estate is more and more scarce. If they were no longer allowed to live here after Trump came into office, there’d be a lot more empty homes. This would definitely affect the housing market, and no one is really talking about that as a reason for prices going down in the future.

[@Hi-qh8zt]

Very true, you make a good point no one else seems to be talking about this

[@sp123]

you are crazy, the illegal immigrants are too poor to buy houses at current prices and funding to put them in hotels has gone down since #45 won the election.

[@elibarbq]

@@sp123 Use your brain cells. Illegals stay with people who pay mortgages and need their rent money in order to pay the bills. Once their renters are gone, they'll be struggling to make ends meet.

[@drustopia5881]

There is another view to this. Most homes are not purchased to live in, but as an investment. As long as these homes have absorbable rent and keep renting out, the home prices will hold or shoot higher. But that cannot be forever. The salaries of the renting class, and job's openings are not elastic and move slow. The stimulus program has ended. The bubble will prolong if economy grows, but not in the reverse scenario. Will the prices go down to 1990? No. The dollar is devalued. But they will go down 15-40%.

[@littlezero6399]

Destin FL here, some homes have come down slightly (down 5k-10k) very few down 20k, and some new home sellers are willing to buy down your rate, but they are still expensive. You need about 80-120k for a down payment to avoid PMI on a conventional loan.

[@notcameronpryor4528]

Pensacola here!

[@derpderka3688]

This dude is the BEST finance creator in the internet.. No fluff No BS.

[@rxdoctordaddy1795]

Telling you what you need to know, not what you want to hear. Love this guy.

[@gregleonard7391]

Simple supply v demand. If houses are too high, people will stop buying. If people stop buying prices will level off or go down until people buy again. Thats not a crash. Thats a correction which is more likely. All indications are pointing to a slower increase and leveling off of the market. Inflation is a real reason for high prices. Income growth is always last but eventuality it will cathch up to the market.

[@PeterTea]

I’m in Labelle Florida, it’s a fairly rural area that’s growing quite a bit in Hendry county, in Southern Florida. You can buy a new construction home here starting around $300k. The market has softened a bit since last year but it is still doing well. I know some folks that build homes too and they seem to still be selling quite a bit. Nothing like facts and context to help understand a situation.

[@agneschin2615]

Home prices gone up. But can you sell it?

[@melorca1962]

For every $40K in value appreciation, a segment of potential customers is removed. One reason for this is that wages do not increase at the same rate as houses. Of course investors do not have any problem with buying houses (and thus driving up house prices), but they also will not keep buying unless they see a source of future profits in doing so.

[@MagicNomadic]

Clearwater realtor here. Home prices that have slashed were over priced to begin with. Homes in Clearwater, Dunedin, Safety Harbor are all unaffordable for most. There are some good deals to be had but they will need rennovations.

[@andrewsnyder9262]

Volume has tanked and you know it.

[@ryanyoder7573]

Shore Acres has some deals...

[@MVPTC]

Its honestly sad that my wife and I would have to pay double our rent to buy the same house... its always been a dream of ours but things are absurd today

[@SLHJR0390]

You’re still covering their historically low costs … anything after COVID inflation is simply not worth the pricetag to buy. If one was lucky enough to buy in 2019 hold it and rent it out. It will always produce at least a 1:1, and you’ll have the equity. Rents will go up too though as insurance and prop taxes rise locally. I’m raising rents in January because of those two very reasons.

[@TaylorTV5]

If this is true then your land lord is giving you a hell of a deal.

[@SLHJR0390]

@@TaylorTV5 yes I agree

[@MVPTC]

@TaylorTV5 it's across the board... any house near my area is going for around 2300 or so but to buy it would be a 4k mortgage

[@UndertheNeedle282]

God bless this channel. It's just facts. No clickbait, no lies, no hysteria, no political bias. I love it here.

[@EpicVlogger1]

Things in Florida have only gotten worse.. I was born and raised in Florida; houses are out of reach for many Floridians, especially for us Millennials. Many snowbirds and people from outside states come here with their northern money and inflate EVERYTHING.

[@RenStrider]

I can already feel my future great-great-grandchildren kicking themselves for not buying houses when they were only $434K each

[@Jaemon4Eva]

sadly true

[@alexlaw1892]

Yeah but just remember we all voted for this.

[@adamschneider1487]

Commenting from Tampa Florida - to answer your question... No. It's that simple.

[@dcsnchampion1329]

When businesses go bankrupted and corporations stop hiring and start more and more mass laid-offs, that will lead to mortgage delinquency go off the roof. Keep in mind this - current American homeowners are "house-rich and cash-poor", so at some point this will break.

[@1457v8]

No shit. You just described a recession

[@mr.random8447]

@@suyog322632trump won…

[@mr.random8447]

They been saying that for years

[@melorca1962]

Also there are several problem with Brian's advice. For one thing, the projected 2+ percent appreciation he mentions may not even cover inflation. And besides that there are other costs like property taxes and insurance that have to be paid. Those two alone can cost $10K per year and would eat up a 3 percent yearly appreciation. And that does not include other expenses such as maintenance costs, HOA fees, and closing costs. Other than that, using Zillow as a reference for current or future housing prices is simply self-serving. Their entire business model lives and dies with that market.

[@ariellauzardo]

Economy goes up and down. The cycle is around 15 to 20 years. It went down on the late 80’s to beginning of 90’s. One more time in the early 2000’s and eminent it will go down on the latest 2020’s.

[@kraziecatclady]

I'm in a rural area out on the Panhandle. The prices here were inflated when I bought in 2023. I bought in 2023 because I was retiring from the military. The prices here never got to an unaffordable rate, but they have dropped some since 2023. I bought 5 acres and a 3 bed 3 bath house for $250k. Right now, the property appraiser's website has my property rated at $233k. There are a lot of vacant properties in the area, but like you mentioned, many of them are dilapidated. Also the job market here isn't the best, but it is a decent well priced area for retirees and people with passive income who do not need a well paying job. It would also be a decent place for people who work online because despite being in a rural area, I have fiber internet which is funny because I know of some Metropolitan areas in bigger cities and other states that don't even have fiber. There are better paying jobs an hour south or an hour east though for people who don't mind a long commute.

[@holleygurl92]

Born and raised in FL. Moved to NC from 2019-2023, homes are still extremely unaffordable thanks to the influx of people coming here from more expensive states 😢

[@holleygurl92]

I'm in St Johns, FL just south of Jacksonville

[@JohnDaniels]

And the reason they're coming in is because there's been so much influx of people coming into the country into sanctuary cities which have driven up prices in those sanctuary cities and then people living in the sanctuary cities DEI move to cheaper red areas and buy up those homes and drive up the prices

[@dakotathompson8062]

Nc is no better because of Florida

[@Zeusspupp]

bingo. they need to go home and take their inflation with them

[@jeliarra]

Price go down, APR goes UP. APR go down, price goes UP. GREED with no Vaseline.

[@DrLaurelWeaver]

More like APR goes up, Price go up. APR go down, Price go up

[@Dbb277-2]

So you would sell your house below the market so you wouldn’t be called greedy?

[@YahiaHegazy]

Keep up the good work Brian.

[@clearvaluetax9382]

Thank you for all the support YahiaHegazy!

[@Subeeusa]

I want housing market crashed, but you are so honest and most intelligent person on KZbin

[@JDillingerOO7]

Florida is different. You have insurance rates & hoa's going out the roof. Salaries declining, Eventually Florida has to correct itself.

[@SeacoastHD]

Brian always keeping it real! Been following you and subscribed since 2020 and your the best channel for honest info. My wife and I bought our house in 2008, we were underwater for about 3-4 years but it bounced back, took advantage of the low interest rates along the way and during the pandemic, we have even borrowed from the equity and invested that into updating the home. After the work we did our home is worth more than double what we owe on it. Brian is 100% correct, in the long run housing always goes up, we may have a crash or dips along the way over time but if you hold the property for the long term it will increase in value especially if you take care of it and update it over time. We live in the coastal area of the northeast which almost always holds it's value (barring the crash of 2008) so it also depends on where you live as to what housing does during different economic times. The challenge right now is that housing costs are outpacing peoples pay so for first time homebuyers it's expensive.

[@cp82supra1]

I live in Jacksonville Florida and it's crazy how expensive houses are here unless you're making really good money it's not going to happen

[@lindacallahan1148]

I am in Jacksonville, too. There are lot of inventory for new homes that are competing with older homes. Prices are going down though not significantly.For new, they will help with closing costs and they will knock off a little chunk of the price. Frankly, the time to buy is when you can afford it. The cost of supplies and building is where it is at. It is expensive.

[@TheRateUpdatewithDanFrio]

LOVE IT: I have been saying this since 2021 HOUSING CRASH videos just took off and then when I provide the TRUTH they call me an IDIOT. Love to see you and Jaspreet: 2 guys I respect Have the same conclusions as you have Keep it the GREAT work I am also in Chicago and would LOVE to connect

[@krishk4]

Heyy Dan!! You and Brian are the only two guys I respect for your honest work. Keep it going.

[@jayman1776]

In the U.S. we've had everything(all assets going up in same period including collectibles ) bubbles about 3 times. 1922-1929, 1972-1980, 2009- 2024. Since 1929-35 we've had real estate crashes in 1981-83, 1991-93 and 2007-2010. Over supply doesn't come doesn't come till we get business recessions leading to layoffs, business bankruptcies, personal bankruptcies, Stock Market crashes, bank failures and high unemployment. Predicting it is almost impossible, but underlying signs of trouble can be seen in cash strapped middle and lower class consumers and record credit card debit and auto loan delinquencies.

[@rockstarofredondo]

Which is happening.

[@bluebackgorilla5438]

I do not agree, unless income also goes up, there has to be a corrections, specially if you have to choose between eating and paying your mortgage...

[@asnpride]

Graham Stephan, we're looking at you. 😂

[@MrDonny27]

Meet kevin and economic ninja toooo

[@joeykahng6219]

Stopped watching that clown, years ago. LoL

[@preciousg1rl]

​@@MrDonny27I unsubscribed to Kevin years ago, when he started selling "courses". Graham is probably next

[@MrDonny27]

@@preciousg1rl unfollow Graham like 5 yrs away.

[@mariamontante7475]

I agree with you 100 percent. If you can buy a home now buy it don’t wait.

[@lalsingh7340]

Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in September 2024…

[@lalsingh7340]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver

[@GregFunnell-q9f]

Waking up every tenth of each month to £210 thousand it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌

[@PauletteSmith-s8n]

Please is there any way I can get in touch with him please?

[@PauletteSmith-s8n]

Thanks a lot…I have reached out to him

[@keairnsbruggink]

Greetings from Germany 🇩🇪 !!! He deserves more accolades because he has really helped me grow financially too and I’m grateful to him for that.

[@snekava]

No. Homes in Florida are still priced very high.

[@AlanMacBrodie]

You can get some beautiful homes with your budgets, just search for Andy Polina Almonte on the internet, she’s very good and reliable

[@Sandman138]

My wife was convinced we were making a bad decision to buy in 2018 because she thought we were paying too much. Thank God we did it anyway and now have $165,000 in equity and a 3 percent mortgage.

[@Henny_286]

I live in Broward and it is far from being affordable. New town homes are selling for around 700k in some areas. That’s just nuts.

[@christinasmith9154]

The prices are UP ...they are just NOT selling 😂😂😂😂😂

[@bdml77]

This

[@Adrian-zu6tm]

facts, Miami specially is insane with the prices but nobody talks how buildings and single family homes are sitting empty by the thousands cuz nobody can afford them

[@chasethehorizonx]

This is the inside track. REITs, foreign owners, stubborn sellers, but volume is way DOWN.

[@kasonova305]

Absolutely not…The prices in Miami are becoming outrageous

[@Richard-b4f8b]

Somebody's buying these houses🎉 I like me😂

[@barrymccaulkiner7092]

I was told the best time to buy is now. The next best time to buy is tomorrow.

[@packtrader1209]

Without excess inventory, there is no crash. So unless we have a recession and a lot of people lose their jobs, then there's no crash.

[@ezequielvazquez3877]

Home prices in the areas i have been looking at have dropped substantially, just about every single home have had tens of thousands of dollars in price cuts. So yes they are coming down. Much less rental home inventory, investors are selling off before the crash

[@rockstarofredondo]

One of the homes I am looking at has dropped $80k from list price which is a 25% drop.

[@ody9931]

There's never going to be a crash because they are manipulating the supply and demand. As soon as prices start to drop, they will take inventory off the market

[@Fishouta]

Who is they?

[@NYG5]

​@@Fishouta elves

[@Dbb277-2]

Your conspiracy theory is totally off base. ‘They’ don’t take inventory off the market. People need to sell so they sell. America was 5 million builds short in 2019. Such silliness.

[@TheSilverGlow]

@Ody9931, you made that up. Who are the "they"? Even you can't say...

[@zackeryhardy9504]

I suspect you are both right and wrong at the same time. Prices cannot stay this high relative to income. But it can stay high for an extended period of time. And prices can decay slowly. If you adjust for inflation Prices are down. And they will keep going down. But it will drop in value by roughly 2 to 5 percent per year as inflation continue to devalue the dollar at 5 to 10% a year. In short I expect the prices to stay right where they have been and for inflation to continue to rise and as such correct the prices over the next 10 to 20 years.

[@XConquerClubX]

Of course they won’t crash….the dollar has been inflated to the point of being Monopoly money…..asset prices will only continue to rise as our currency continues to weaken

[@mr5timewcwchamp]

The dollar is strong comparatively to most of the world and is the 10th strongest currency. Behind mainly strong oil based Middle East countries, the Swiss Franc, British pound and Euro. If you want to talk Monopoly money. Look at argentinas currency devaluation in the last12 years

[@robertadams1558]

Ohio market is nuts. 100k houses 5 years ago are selling for 250k 🤯

[@je5406]

Very affortable still. Time to invest if thats your thing.

[@timmytim6427]

​@@je5406 sure

[@kevinaabt]

Ohio incomes have not risen 250% in that time. And the houses are no better now than they were 5 years ago.

[@PHenry-wn3li]

That's nothing. Bought my home in Santa Fe, NM 10 years ago for $250K, it's now worth $850K.

[@timmytim6427]

@PHenry-wn3li u think it's worth that

[@jaymerubio4502]

I live in the Miami-Fort Lauderdale area of Broward County. I can guarantee you, single family homes are NOT dropping, especially in decent (not upscale I’m talking purely just moderately safe) neighborhoods. A 400k house here, with the insanely inflated insurance and property taxes, will run you around 3.8k a month all in if you do the minimum down payment. The only thing going down here are jumbo mortgages, and even those are only seeing tiny (less than 1%) price cuts. Don’t let the media fool you, Florida is in no way crashing outside of condos.

[@brokenstacker8297]

When looking at historic home prices you must look at an inflation adjusted chart, you cannot simply look at nominal prices. Home prices adjusted for inflation will drop to the average range as they always have. Currently builder confidence is near all time lows, sales of existing homes are near historic lows and housing starts are also lower than expected. The fed has dropped rates but mortgage rates went up. People are maxed out on credit, defaults are on the rise and wages have fallen, this means that something has to give. Either people are going to magically lower their debt or make more money, we know neither of these are going to happen, or home prices have to drop because of the drop in demand. This guy is completely correct until he isn’t.

[@2Eaglez]

One thing for sure, appraised values for homes will not decrease regardless of the local market prices. Taxing authorities will continue to raise the appraisals! Inflation is not going away so house prices will continue to rise.

[@thomasjpuleo8112]

My taxes in Oakland CA went down this year.

[@briancrink.politics]

Cookie cutter homes with lead pipes, crumbling and cracked concrete, and decaying wood studs has an appreciation value of 40x over 40 years? That makes sense.

[@kylegrant9980]

Florida home prices have been flat. Not many foreclosures. At least in the orlando area.

[@spetsru2906]

Such shit, looking at Zillow right now, 50% all have price cuts.

[@bibby3027]

Prices are flat now. Inventory is still piling up and no one is buying them. Where do you think prices will go if no one is driving them up?

[@MrMrmetro]

The Feds are holding the economy in a bubble. They will not let the housing market crash. Always appreciate your accurate & timely assessments!

[@LordRykard9376]

Theyll let it pop when Trump gets in.

[@MrMrmetro]

@LordRykard9376 Right! Hidden agendas galore!

[@victoriacooper6892]

Texas home prices are down a lot.

[@AlanMacBrodie]

I think in this case, we all know that Texas homes are down.

[@briancrink.politics]

Explain how a starter home built 50+ years for $10k with now aged appliances, rusted metal, lead pipes and rotting wood appreciates in value to over $400k? 🤔

[@matw1x]

Buy a house NOW. The crash will never come.

[@nathanstjohn2920]

lol yes it will

[@LordRykard9376]

Lol of course it will. This is a massive issue that will be addressed. Plus the boomers will pass and they are the vast majority of investment property holders.

[@TheRealDealNeal]

@@nathanstjohn2920it will not. There is no reason. People have been calling for a crash for ten years