How Square Makes Money

Square began in 2010 after the invention of a small credit card reader that plugged into iPhones. About 10 years later, the company has grown into a $26 billion fintech behemoth under Jack Dorsey's leadership. Square profits off a lot more than card swipes at your favorite trendy coffee shop.
The company provides a wide range of software products for sellers that helps simplify everything from payroll to making appointments with customers. Square offers small business loans as well, often in sums smaller than traditional banks are willing to lend to neighborhood stores, restaurants and coffee shops.
On the consumer side, Square launched Cash App, originally called Square Cash, in 2013. Since then, the app has seen enormous growth, jumping from 7 million to 15 million users in 2018 alone.
Square credits its success to a mission of economic empowerment for everyone from a small business owner to a major retailer. But critics say the company may have lost focus, be overvalued, and struggle to sustain growth if the U.S. faces an economic downturn.
» Subscribe to CNBC: cnb.cx/SubscribeCNBC
» Subscribe to CNBC TV: cnb.cx/SubscribeCNBCtelevision
» Subscribe to CNBC Classic: cnb.cx/SubscribeCNBCclassic
About CNBC: From 'Wall Street' to 'Main Street' to award winning original documentaries and Reality TV series, CNBC has you covered. Experience special sneak peeks of your favorite shows, exclusive video and more.
Connect with CNBC News Online
Get the latest news: www.cnbc.com/
Follow CNBC on LinkedIn: cnb.cx/LinkedInCNBC
Follow CNBC News on Facebook: cnb.cx/LikeCNBC
Follow CNBC News on Twitter: cnb.cx/FollowCNBC
Follow CNBC News on Instagram: cnb.cx/InstagramCNBC
#CNBC
How Square Makes Money

[@streamyoutub]

Cnbc, you guys are one of the biggest in producing this sweet content on case studies for us readers/viewers to digest. Keep up the great work!

[@abouwer01]

Dushyant Vashisht they got good stuff

[@PeterGodmez]

They stole their format from company man.

[@BoramK9294]

Seriously. love these vids

[@briandecosta5614]

Peter Godmez love me some company man!! Great channel

[@MichaelLeeW]

@@PeterGodmez yes I agree wholeheartedly,however company man isn't nearly as consistent nor motivated to put out more than 2 or 3 a month.Thats why I enjoy cnbc doing it it's double the infotainment

[@kathan833]

*It requires a full-time CEO* Elon Musk: Am I a joke to you?

[@ssjcomix]

Nikola Tesla: Show Me what you've got!

[@jahjoeka]

U mean fat iron man?

[@angelicpowers3526]

What does amazon PayPal and elon musk have in common?

[@vartamaningole9981]

Actually Jack said : But I'm not Tony ... Correction, Elon Musk

[@SirZeck]

@@angelicpowers3526 what?

[@streamyoutub]

Pretty sure square was one of the most affected companies by the removal of the headphone jack! 😂

[@th0master]

Ashlin Thomas tbh I don’t think small business are going to upgrade every year to a new phone :/

[@cancerino666]

@@ash_tn they give those out for free, so no

[@eltiggy7031]

They just probably moved their product to lightning

[@YadraVoat]

@@eltiggy7031 The chip readers are mainly using Bluetooth, from what I've seen. The headphone jack readers were magstripe only.

[@lovethyself2781]

What stops square also from upgrading to USB-c. Definitely they are all prepared for such hardware shifts.

[@mykalimba]

You missed the opportunity to say "they cornered the market".

[@kargs5krun]

👍👍👍

[@sjneow]

@@ExistentialismEnjoyer their reader never have one.

[@PappaMustafa]

Now trading around 130

[@josephwong2832]

Square branded their products like Apple: sleek, minimalist and white...Great job to subconsciously create trust in the users.

[@kaiyanemish1158]

Very interesting 🤔

[@user-sb8cs3le2j]

So they are a cult too? They don't seem to sell the "lifestyle" instead of the product and it's specifications like apple.

[@migo-migo9503]

I agree, the brand is much stronger than the competition. People who uses it has a lot of confidence in Square.

[@nikolaisafronov3452]

Lol, no one trusts Apple

[@mexxay5581]

It’s actually the same with sumup (same concept in Europe) they also have easy contracts and sleek designs, that are easy to use

[@jeremiahmendoza387]

So that’s why the headphone jack was discontinued. No fair!

[@transistor323]

You can still get it, but you need to pay 10 USD now...

[@fermincabrera1772]

There is a lighting connection for iPhone or Bluetooth chip reader

[@williestroker1926]

after the 08 depression we are becoming more financially literate and these small businesses are given so many more opportunities to thrive

[@foxt.5043]

Are people though? We still have a have a large group of poor people. Then we have these "poor" people trying there best to shove people into college. Even though college Is a super risky ass investment

[@ThompterSHunson]

A new, global recession, is just around the corner. Dig a little bit on it and you'll be clued in.

[@doctorthee]

Going away from banks is a great start, next step is moving away from state controlled money alltogether. We need bitcoin.

[@freddybanuelos6132]

Exactly and with the stock market jumping after Trump’s inauguration that’s awesome

[@anthonyfam5469]

Thompter S. Hunson You were spot on with your predictions. What made you aware that global recession was looming ?

[@oscarruiz8526]

“i requieres a full time ceo” elon musk: hold my rocket, and tesla, and neural interface, and solar panels, and tunnel

[@diogofarias1822]

Xspace, Tesla, SolarCity, Boring Company, Neuralink, Open AI, Hyperloop, Thud, Pravda, Teslaquila. What's next?

[@eliseorios9073]

And weed lol

[@iair-conditiontheoutsideai3076]

He said it

[@maidsama5520]

Dont forget theres Richard Branson

[@migkillerphantom]

Only the rockets are a viable business.

[@AktienMitKopf]

and then came covid... and the stock soared

[@hyfr5053]

Moin digga

[@DarwinsBeerReviews]

Over tripled to $202!

[@muniztv6831]

Drug dealers, and the stock market feature helped it boost

[@ishish8816]

@@muniztv6831 its *fully* traceable which is a terrible idea for drug dealers. I wouldn’t trust a drug dealer being anywhere near my card

[@naturalgames678]

@@hyfr5053 00

[@PositiveInvesting]

It’s incredible to see how many companies downtown use Square. Going to be a possible acquisition target in the future I’m sure!

[@warrenbuffet1801]

Positive Investing who will buy it? PayPal?

[@PositiveInvesting]

Mehr Wert Apple is a realistic possibility

[@blyat7276]

with 100 billion dollar market cap its gonna be hard to acquire

[@zaydevans2077]

@@blyat7276 yeah its reached escape velocity now, too big to be acquired imo

[@herneyse11]

Cancer maker, for every single customer, a pop up coming and telling " printer connected" or printer disconnected" or "chip reader connected" chip reader disconnected

[@syncsummit]

As a merchant, I greatly prefer Square ver PayPal. They are much more friendly to the businesses they work with, and their rates are similar to stand-alone merchant processing but provide many more benefits. It's hard to understand why they are such a lackluster stock, considering their size, profit and customer base.

[@alfredhitchcock45]

They are already mature. They have reached the peak of growth

[@Harihar_Patel]

Tell me about it, I have 300 shares in SQ

[@AnonymOus-dp3jj]

But they will ban you for example coffee beans! Or products their liberal agenda's firmly disapprove of!

[@syncsummit]

@@AnonymOus-dp3jj that's unfortunate. Coffee Beans?

[@wufufufu]

Up 400% in 4 years. “Lackluster”. Ok lol

[@supercharger2605]

I would buy shares in CNBC just to get these amazing informative videos. Great.

[@Super_K]

The headphone jack is now gone in all phones ohhh 2019!!

[@Nishith8]

No.... only flagships

[@thunderb00m]

It's not terribly hard to make the same hardware for a type c or lightning port

[@bernardli9514]

Square already made it compatible with the lighting and USB C dongles.

[@jrm8061]

Not really if you use an old smart phone for your business.

[@AdamSmith-gs2dv]

@@thunderb00m But if you make a Lightning card reader you have to pay Apple a royalty

[@jessywanders8829]

Pretty much all the small businesses I shop at have Square! I am so happy they do because I don't always have cash on hand.

[@ArtDocHound]

I love these mini documentaries!

[@michaeljones5681]

Same I've been watching the Amazon ones so interesting

[@likhithramesh9065]

In India we use UPI(Unified Payment Interface)....linking our cards to an UPI ID...do all transactions are done bank to bank...We just scan and pay...No physical device setup cost...Just smartphone does the work.

[@andy_182]

I’ve seen Jack Dorsey sitting five feet from me when I had a high school internship at square hq in San Francisco I essentially walked by a few billion dollars

[@StewartLucrative]

Cool story bro. No one cares about your internship.

[@andy_182]

StewartLucrative 73 people do

[@StewartLucrative]

@@andy_182 Would you like a cookie? Maybe an unpaid internship at a bakery?

[@TheKritter91]

If only you would see yourself as more valuable than money. Then you would break the spirit of poverty in your life and praise God as money flies your way

[@StewartLucrative]

@Thomas B Gaming is there an echo in here?

[@highandmightyqueen79]

I enjoyed this video so much for once it wasn't the trendy tech companies. I liked it so much.

[@MoMo-sf5tj]

Small companies staying alive thanks to small loans that banks would never do, made me think of the Yes Man movie, brilliant idea!

[@ryancrosson4099]

kind of like It's a Wonderful Life too

[@dennisli180]

The rapid growth in NFC, and the phone embedded payment system are simply killing this type of business.

[@rawrbro69]

D LI Magstripe, chip card, or NFC (phone payments)-accept them all with our readers.

[@thedbcooler]

Can't believe how often the card stripe with signature is still used in the USA. I haven't used my card stripe in years, just chip and pin/ contactlessly for everything. That's for both my credit and debit card.

[@honkhonk8009]

Its because its become something you expect out credit cards. I live in canada, and alot of people swipe here. Honestly no one really cares tbh.

[@understance9516]

Respect to the man for doing the IPO with his mom.

[@maxdondada]

Foolish analyst are driving the stock price down that’s all

[@waltercastro2015]

Since 2016 this app has helped me. I am able to see the percentage previous year earnings to present. It motivates me I need to push 20% more in my earnings each year. I just hope they don't close it.

[@RICKY760]

It’s obvious how they make money. All the fees they keep from every transaction

[@mvp2231]

This makes me want to get more involved in the stock community

[@bear2bull848]

I really like this company, hope their success continues.

[@81Point2]

I've never even heard of Square before today

[@honkhonk8009]

Same. But we have heard of cashapp. Kinda wierd lmfao.

[@ItachiUchiha-gf4fz]

How square makes money. Uses a rectangle monitor, That's how!

[@cse_2016]

Im new to square, I must admit that the service is fast and the staff are very friendly. Its easy to set up

[@hellowill]

Square has great engineers, great open source software from them

[@wb100radio]

I've been telling train hustlers who sell candy chips and soda to get cash app. Street performers and all. They never took it serious so they didn't get my money.

[@mindsinmotion2825]

😂🤣 now a days this is reality

[@jahjoeka]

Im selling candy on the stress to get back on my feet/ please buy some candy to help me eat.

[@BWater-yq3jx]

I know a busker who has something like this. But most people don't trust it in that context.

[@henri6595]

Excellent idea

[@mikeylejan8849]

I didn't even know that this company existed lol.

[@JeroenJA]

me niether, but credit cards are not that important in Europe, main use is online and when you travel internationally .. else a debit card is so much more logical, and works fast with a simple pin code:) by the way, really, the magnetic strip is still the way most USA shops scan credit card? wtf? in Europe France was the country that was latest to shift to much safer chip scan instead of still using the static mag strip that's technically not so hard to duplicate...

[@transistor323]

@@JeroenJA In the US, many people have switched to the chip reader. The magnetic strip is still used but is slowly fading into obscurity.

[@dwightstjohn8549]

@@transistor323 Canada moved "en masse" the chip reader virtually the moment it came out. I was flabbergasted that in California in my old hood there are levels of economics that not only don't have chip capability, they don't even sell reusable grocery bags but have plastic bags almost unusable. We're always told ad nauseum that the USA, ESPECIALLY California and New York, are always on the leading edge of innovation, chic, and where it's at. Not really. Even EXXON, the worlds' largest or second largest oil company, only takes "kash" or it's own "kard"?? Really? Gas station on the same corner vary their prices by huge amounts? It feels like the sixties all over again, without the fun.

[@AAA-vk9vp]

Been around for a long while now

[@AAA-vk9vp]

@@JeroenJA square does have a chip reader too

[@terencejay8845]

The Square small business loans remind me of the micro loans making a huge difference in Africa. Local entrepreneurs giving local businesses a few hundred dollars for basic upgrading and expansion, that the banks won't even look at. It could be as simple as a new delivery bike for the bakers, but multiply that by thousands across a country and it's having a big impact.

[@fender10g]

love these research pieces you guys do!

[@luvtotrade2009]

I love SQ stock. I have bought and sold 4 times with profit. Currently own it again and hoping for a 5th sell with profit !!

[@abefinance109]

hope you enjoyed your profits! I'm holding.

[@kwfown]

Square is becoming more well-rounded, turning to a circle :)

[@smadamos1]

More like a… block

[@Ispy-pixels420]

I work in the hotel industry and I would love to see a property management system (PMS) as clean and useful as square.

[@MostafaSrag]

As one of Square's early believers and stock holders, this video in 2020 is a feast to my eyes

[@radranks6281]

But I thought we were moving away from headphone Jacks

[@mriphone1000]

Pretty genius idea. Cuts the middle man out for small business owners. You can have an account in 15minutes.

[@kahramansagra4433]

thanks a lot half day I tried to understand how they makes money and you explained it 13 minutes. Cheers.

[@PassportGods]

Good breakdown. Enjoyed this video!

[@nathancosta36]

Make a PayPal video!😀

[@Lilthis_n_that]

I HATE that they don't have anyone to contact when they freeze, or shut down your account w/o explanation

[@pinBin25]

Great episode! Thanks guys!

[@chasingsunsets87]

Its intended to be simple. But as a small business (private instruction) this actually made things more frustrating. All my "we dont do cash families" never stuck to one platform. It was either cash app, paypal (NOT a small business friendly at all!), venmo...with what I charged an hour it got really annoying. So I turned the table and demanded cash only (oh yah...and I get to keep the entire amount).

[@DrROB-oc6vi]

Why can't people used simple QR code payments, In India we have like google pay, paytm, phonepe. Simple connect your bank with your phone number and pay, Even cashback is given.

[@hasshamhabib9174]

Luwang Ningthou And you also don’t have toilets

[@turtletube1392]

@@hasshamhabib9174 actually only 5 percent dont have toilets. India and most of asia use more advanced latrines that clean with water instead of toilet paper which saves millions of dollars in paper and is more eco friendly.

[@fuego3974]

Turtle Tube Yet india is still full of trash and feces.

[@siddharthnandi8567]

Fuego Dude says the guy who's never left his mom's basement

[@nishitraj.]

I hardly swipe my cards like only 20% of the times. Rest is digital payments.

[@Lelouch12195]

Damn jack evolved into Gandalf from the success he saw LMAO

[@weycool4681]

damn. I wish I bought Square before covid. I use Square to charge credit card but that's it. I did not know they collect loan payments through daily swipes. That's so cool.

[@samuelkropp5363]

I think it is important to touch on the fact that the Bitcoin feature of Cash App has been Square's only segment that was profitable from the first day it opened for business.

[@taithangcong4704]

Jack dorsey has a glorious beard Respect!!!

[@NotDerek._.T]

I got a square ad right before this video

[@Chidulo]

In South Africa we have two things. 1. Money Market Money market is an in store money transfer service like Western Union 2. Cash Send/ E Wallet Is a bank to peer service where you can send money to anyone using your bank app and they withdraw at the banks atm for free no charges to the withdrawer So our two products fail in terms of convenience. With the rise of high end smart prices and ntc being used as a product differentiator cash app would not work in South Africa. We are still stuck with sending texts to tell the withdrawer to go to the atm or go to the store to get your money.

[@nathaliesurya]

Can you guys please analyse Go-Jek (Indonesia's largest business unicorn) as I would love to know how their business models work and if it's actually profitable.

[@MsXJSC888]

What about that Canadian coffee stand scandal? Missing payments etc

[@justinstewart950]

Cuban coffee

[@AnonymOus-dp3jj]

Rgmm no they are not look at the laws

[@AnonymOus-dp3jj]

Amazon sells the beans!!!!

[@williamwilson6499]

Square is reimbursing the cafe owner.

[@islandbee]

@@williamwilson6499 - I would never use Square because of that incident.

[@MrAndreybond]

I used their service for 6 years now. Two years ago I took a small loan from them with fixed amount added instead of interest rates. I paid CB it off and decided to take a bigger one. That changed my relationship with Square. I noticed that I’m hesitant charging customers through Square because of an additional fee taken from the payment, then opened PayPal and another merchant account that are similar to Square. I’ll pay off square loan at one point, but that would be the end of our relationship. They made a mistake by not charging interest rate like other lenders, but adding fixed loan percentage and then taking 17% from daily sales, which if you have $2k + per day accumulates a large sum taken from your pay check, which in turn accelerates the payoff. Paying a fixed fee in a short time ($450 from $5k loan) equals to high interest rate loan..

[@asclepius.dionysus]

Strange, PayPal is a billion times worse, I've had nightmares of using PayPal's service and their awful terms of service. I'm not a business owner but I used them for my freelance work and also selling products. I've lost an untold amount of money, or rather they stole it from me legally, using PayPal. They are legal financial pirates. It's abhorrent.

[@issemxfi]

Fintech is JUST getting started... And it's growing at an unbelievable Real pace... SQ is a winner and will make millionaires in the next decade.

[@akoiya6300]

All companies that go public usually have an initial spike in price and a sudden drop. If a company can survive that without crashing below their ipo their just about reached their value as a company and so should be relatively stable, just hope they can continue to grow at a stable rate.

[@jumbomuffin1316]

It’s called herding and new ipo craze. Investors buy before the ipo goes up and sell high. Same with stock split but stock splits usually go much higher within a year.

[@ohnoyo]

I remember when these came out. I wanted one and i didnt even have a business

[@whywelovefilm7079]

“To protect themselves from holding all of this risk on their balance sheets, Square also sells off the loans for a lump sum to other Companies and then continues to collect a service fee from the buyer.” That sounds familiar.🤔 I think the year 2008 would like say something...

[@ExtranjeroyPeregrino.]

the fees compare with regular banks are sustainable. great job square!

[@danidelosreyes5824]

I mean Square is one of the most popular shapes in the shape industry! Maybe only behind the circle, but some believe that the square is the most successful!

[@Evojoe1]

Square is terrible for businesses that process more than $1,000 a month

[@RiskyNights]

Time to make a square credit card tied to your square account and where you only get dinged once on transaction fees in or out. It’ll blow visa away

[@Mkhl4Sure]

Impossible mate, be realistic.

[@ruzzelladrian907]

I really like Square. They have these cute minimalist devices that local stores in my neighborhood are now using.

[@jerrydaugherty4657]

ROBOT POSTING

[@sunilk_89]

CNBC is the god of stock footage! Their whole video is stock footage

[@EddyGraphic]

A few months later, BOOM! the Coronavirus hits and the stock goes from $43 to $104 in 3 months 🤯

[@thehamptons3605]

260 today

[@shadzscape]

*Circle & rectangle* definitely guna be one of their competitors in the future!! 😬 . . . . . Triangle said cba!! 😂

[@smar544]

What I think is, technology changing with treamoundous pace and in the IT industry, coming very new in the market and surviving with one single key product is not wise ....as private company it's okay and far safer and chance of sustainability is higher ...

[@Kaodusanya]

Like people have said other countries have better payment methods by fair and the lending structure they have seems easy to imitate with software.

[@santiagosala9505]

Will be interesting to see how this Coronavirus lockdown affects Square. It will be tough on them if businesses can't pay back loans, given they're all closed...

[@Stoneface_]

The stock is all-time high and Crypto currencies helped them

[@santiagosala9505]

@@Stoneface_ meh, all stocks are insanely high due to the FED printing money. I think we didn't get the chance to see the real impact of covid. Also in the US small businesses got help from the govt I think. Stock prices are not realistic rn, lots of ATH despite revenues being low

[@viraajrane8057]

Lmao Now sq Stock had rose almost to 130 during corona. I told my mom to buy the SQ stock for my birthday and I got enough money to buy a new graphics card.

[@Stoneface_]

It's at $245 now damn

[@arrowb3408]

Got the most important point on this new gadget problem.

[@lyiamd829]

12:36 COVID be like "did someone say economic downturn? Hold my beer"

[@dontdoxmebro]

They're just expensive almost hitting 3%, which probably why I see vendors just charging for there cc services to the consumer.

[@gordonzhang]

To clarify, most of the 2.75% fee goes to card issuer and the clearing houses like Visa and MA. Square only takes a very small amount.

[@jareddowe3863]

9 months later the share price has doubled in value 😂

[@IronG_TFT]

was looking for a comment like this lol. tech stocks went to the moon

[@ry6651]

🤔

[@blathetube1597]

Apparently $67 is the magic purchase number for it to worthwhile to merchants... less than that, it is more expensive than alternatives. .

[@PaulFidika]

When this was filmed Square was around $60 per share, today it's around $260.

[@jahjoeka]

Damn everybody making money!

[@alison1317795]

Why didn’t you pop up in my recommendation 12 months ago so I would have bought this stock at 70ish instead of 140 lol (still made a lil bit of money tho so it’s not TOO bad

[@brucet.3239]

I got in at $23, gotta love the easy this stock is performing.

[@Stoneface_]

It's at $ 245

[@johndo3760]

Wish it would’ve popped up when you got into it 😆 now look at me getting in at $270

[@hahahaguy777]

I regret not investing in this when it was $16 a few years ago. 🤦🏽‍♂️ I was new to investing and was limited on money.

[@unownunown1530]

step 1: be spongebob step 2: brill the gurgers

[@dylanmasterguy]

0:54 this is why you dont listen to people on your tv and you listen to yourself. these people are not professionals lmao.they're saying dont buy at 60, the company is more than 200 now. these people make me sick.

[@user-io1mj9ex8l]

why is it only limited to Apple products?? Couldn't you do the same thing with Android devices?

[@luizmpx833]

the first time I heard of square, it was from a news from CBS... Coffee vendor out $14,000 after using Square

[@tamelashafer8852]

Right… I have seen that and there are more small businesses that have had issues too… I had Square years ago and am researching my best options now again as I prepare to open my therapeutic massage studio business… I have heard of CashApp and Zelle Pay and PayPal and such.. as a sole proprietor business, the processing fees can be insane…. Age of information ~ Age of mis-information The coin always has 2 sides… I must find the Middle Way… ha

[@mylyric9044]

You need to check GoJek which recently builds GoTo Group with Tokopedia and go public. They have almost every service you ever need. Even Temasek become their investor too

[@lingth]

Capable of plugging into a "headphone jack" and iPhone killed the Headphone jack.

[@bigwigger6185]

So I can make any shape and earn this amount of money?

[@leoo1880]

All this squares make a circle! All this squares make a circle!

[@evindrews]

Square is only getting bigger. None of their competition can compete, it's the nicest payment processor you can buy right now for any small business. It's dead simple too.

[@camyrocks123]

How about shopifys payment processor? Thats the only other option i can see that would work, and would link seamlessly to your website

[@donnajoseph-barford1076]

I use square for my business. I charge my customers the 3% fee. No issues.

[@crackhead8670]

That's stupid, why don't you increase your prices by 3%?

[@crackhead8670]

@@maeudaou7347 and we care because?

[@keywestalert6329]

Cash app stole $400 from me, not as much as the government but I cannot stop the government

[@henri6595]

What happen?

[@Jose_Lovato2005]

Wow the stock price at the IPO. I wish I bought some.

[@ppumpkin3282]

So retailers pay Square 2.75% plus per transaction. What have the credit card companies they usually get 2% or more, so if you are using a credit card, does the retailer now have to pay Square and the Credit Card companies?

[@jt.633]

I just wanna say how much I hate square for breeding merchant entitlement by prompting customers to tip for the smallest transactions.

[@awakenedsoul]

Absolutely. Focking ridiculous

[@cy4n_knight_q8]

How come I have never heard about "square"

[@drazenkamalesev7857]

Cuz u don’t live in or near a “trendy” city

[@jasonsantoro6347]

I have never seen Square anywhere but I have seen hole in the wall mom and pop shops having Apple Pay.

[@James-vj5hz]

Is it overvalued? Yes, everything is overvalued. What's the downside? A small niche payment processor and peer to peer fund transfer system. What's the upside? Everything stated above, but with a Bitcoin brokerage arm of the business. Even if you don't like Bitcoin, Square is selling the shovels for what's going to be a very big hole. I feel more comfortable holding my Square shares than Mastercard or Visa. We also use their products.

[@jennyzhang3411]

Until apple removed the headphone jack

[@neonkillzaff6163]

They have a lightning adapter