Collectibles Finance 102: How & Why to Diversify into Collectibles and How Not to be a 'Timmy!'

Welcome back to the one and only Reserved Investments; the only one crazy enough to start a KZbin channel devoted to COLLECTIBLES FINANCE. This video was recorded at 1 AM EST somewhere in a cozy basement office near King of Prussia/Philadelphia, Pennsylvania...and I may or may not be under the influence of questionable substances while recording this video...What is in this herbal tea, as it has to be more than just peppermint?...In this video, we talk about why and how to diversify assets into the antiques and collectibles trade...and how not to do it (the video gets really crazy at about 23 minutes in)...
Email for Antique/Collectible Consulting Services: [e-mail]
Patreon: / reservedinvestments
** Serious Disclaimer: This video, or any other video on my channel is NOT designed to give direct investment or financial advice. If you get your financial advice solely from KZbin or social media in general, you need a lot of help. Investing and speculating in antiques and collectibles is inherently risky and much riskier than working with a licensed financial advisor. Please, please always consult a licensed financial advisor before investing in anything. **

[@ActionFigureGrader]

The very idea of someone "investing" in antiques and collectibles before having a well-diversified stock portfolio and at least one home that they own is so crazy to me. I see it ALL of the time though in the Star Wars collecting community - people that live paycheck to paycheck and get on "payment plans" for some expensive Star Wars toy. It is complete insanity and I try to advise people NOT to collect this crap if you can't afford to. Great vid!

[@ReedStiles]

Going back to some of these older videos. I saved this in my BEST OF KZbin playlist... crazy valuable nuggets throughout.

[@iFOMO23]

Timmy's a thrill seeker for sure. The party never stops🎉

[@ironmaiden4212]

I found your channel recently. I'm going to turn 31 soon. I don't have a great job but I'm not in any debt and I don't have high living expenses. I just wanted to say thanks for your content. You've got me thinking about putting money back to put in a index fund or a high interest savings account.

[@ReservedInvestments]

Welcome!

[@sp123]

Most collectors suffer from magical thinking

[@ReservedInvestments]

💯

[@khadorstrong]

Easy answer, traditional assets feel boring to most people. Plain and simply that. Why do modern QBs that have done nothing sell for more than Joe Montana, or Zion Williamson more than Larry Bird? On and on, it's because people LOVE gambling, casinos get rich off these fools daily.

[@Dky640]

lol I’m really glad that I lost every auction when I tried to get into the video game hype. I’ve seen the value of the same graded games fall so much.

[@thevideogamecabinet3681]

Shawn, I want you to hold my hand and whisper sweet nothings in my ear as I dream about the first time I played The Legend of Zelda. 😊

[@ReservedInvestments]

You may just get your wish in an upcoming video on the sad decline of physical media...

[@thevideogamecabinet3681]

@@ReservedInvestmentsoh! I’m looking forward to that video about the decline of physical media. I am 40 years old, and have been collecting cib videogames since grade school. I only buy and play my games physcial. I hate the idea of an all digital future for games and movies. 😢

[@seancharlton8774]

Great content, keeping things real.

[@stevenewsome5306]

I could listen to Shawn talk all day. Another banger video. Plz keep them coming.

[@ElGranMoco-XB]

Ah, the 4 C’s of bankruptcy. I’m investing in S&P 500 index funds to blow it all on crazy chicks in the end.

[@jabezcreed]

Go out in a blaze of glory

[@Mactakun]

Yup when I’m 40 I’m spending all of my money on ladies of the night and snow until I die of an illness or my little heart gives out

[@onetime3137]

I really love this channel. The guy is a great communicator, and he knows his stuff. I’m also his age so I can relate to the eras’.

[@ReservedInvestments]

The first time I read this I honestly thought you said, 'I can relate to the ears.' I literally had to take a good look in the mirror and see if anything was up with me ears...lol.

[@thart3dylan97]

The 4 C’s of bankruptcy. Amazingly funny stuff, love it!

[@richardgarcia7792]

Seen sooo many of my friends go all in to crazy chicks. That one alone will bankrupt a guy.😪

[@kaioakbacon]

2018 bitcoin reached peak of 18k USD. If you remortgaged your house at this point and bought in when they said so you’d be at 2x on your money lol. Not hurting! I think you meant 2020

[@Crypt0fin]

BTC is gonna moon to 100k next year and this guy should eat his shorts when it does. Although it might come back down to 60K. I think stocks are going to do the opposite due to BRICS nations threatening the USD hegemony which would turn the people running these US companies as pariahs if they holding worthless USD I mean people constantly want more USD but yet everything keeps going up in USD terms. This is why crypto and metals will be the hedge against this happening.

[@MetalBum]

Yup that’s when I bought most of my bitcoin and I’m up 100%

[@hartspot009]

Keep believing guys. You better have diversity because the bitcoin has been a scam since day 1 imo, so make your money and run. Too many forces out there manipulating that market that has exactly zero backup

[@62spade]

​@@hartspot009agreed. Crypto relies on the greater fool theory and you never actually hold anything "real"

[@fgh2756]

As someone who is in debt, sort-of-speak, I glad I ran into this video. I feel like 20% is smidge low but what do I know? Everything else in the video makes to much sense and over-investment now seems to be a topic to hold in my head. Thank you!

[@penguinlust6749]

If you're going to go after those 4 C's, make sure you marry the 4th before going after the others, that way when the inevitable bankruptcy occurs, the resulting potential alimony will be minimal and the other person will be on the hook as well for the rest of the financial fallout. I mean, ya gotta have a strategy to cut your losses.... (yes, the tongue is firmly in cheek for this one)

[@ikhbjhbkm5]

Hmmm. I propose a thought experiment. Let imagine that a certain idea hits "criticality" in investing and pop culture broadly. That idea being that the S&P500 index is the only true investment worth making. All investments begin converting over, and the total market explodes. 50%, 60%, 80% ....90% of all value converts into this magical, One True Investment (or 500 in this case). What would that look like on the way up? How would this play out as the slice pie got bigger and bigger? When would people notice the bubble forming? Maybe this idea is non-sensical, or maybe not. I hope I'm able to identify the contrarian strategy when the time comes.

[@davidmartin8211]

Enjoyed this video. For some, The 4 Cs are the only way to invest. It is how to move from a nice house to a AMC Pacer is less than 9 months.

[@Teacherguy06]

Excellent content. I've been slapped with the stale donut and want to get smarter.

[@Kurtle001]

Shawn is the Goat 🐐

[@lowrollerscratcher3563]

Don’t forget they have a lot of info commercial in the 1990 about getting rich in real estate and beanie babies hype in shop nbc, shop at home. I remember about it?

[@ReservedInvestments]

Correct!

[@tsconn23]

Ah, those crazy chicks. The money goes quickly but the memories last a lifetime...

[@ReservedInvestments]

You mean nightmares. 😂

[@consequences]

I think a lot of people now don't have the patience to wait for long-term growth.

[@ReservedInvestments]

You’re definitely not wrong and that’s their downfall.

[@alfredocamba1995]

Can we hoard for profit in peace without you dropping a huge piece of glittery unicorn furry poop over our fur fest parade. Those droppings can be gathered & collected for future profits but this is for advanced collectors as storage is logistically problematic

[@kangdangus9224]

I am an avid viewer of your channel and enjoy your content. You have had a major influence on my financial mindset, however I believe you are incorrect about crypto long term. BTC is up nearly 150% since last year and large institutions such as Blackrock are filing ETFs with the SEC BTC will be one of the best stores of value in history in my opinion

[@ReservedInvestments]

It’s the equivalent of AOL in 1993.

[@waaaghboss64]

Enjoying the videos, especially your sober take on tcgs. I'm looking through your archive and can't find any videos on pulps. Is this a collectible you've covered at some point?

[@ReservedInvestments]

Not directly, but that may change due to CGC now grading them.

[@Clown_world_2024]

Keep up the hard work, your the 1st channel I've found that speaks on this subjects. Your insights are appreciated, thank you.

[@CyberXCollection]

#4 can also be summarized with another C word 😂😅... great advice as always thanks Shawn!

[@SleepyBunny00]

As a young Timmy at my 30s. I am not walking to casino(stock market) to break even or a small gains. Go big or go home. Collectables to the moon. I will be a Timmy for life if I keep doing this✌

[@alfredocamba1995]

Yes my people with the unhealthy obsession. Money isn't real & I don't trust future ai hackers inflation is guaranteed. I think there is a huge untapped market for all low end sealed sports cards on clearance easy numbered cards & autographs & they don't reprint rookies. If kept sealed it could be huge potential but could also be junk wax era 2 collector boogaloo. Skills are the best asset Storing objects sucks

[@MetalBum]

Buy bitcoin. Easier to store. And higher returns. No sales fees or eBay fees

[@krinklemcwrinkle4741]

😂😂

[@realryal8317]

Great advice, thanks for continuing this channel!

[@PoorMansInvesting]

I've consistently outperformed the S&P 500 on a 48 month time frame since I started investing in '08. Stocks can be over issued and I've worked for companies that I didn't know what was going on, so how could I trust a company I've never even been too? You give sold advice but I stay away from stocks like the plague. My state also requires no paperwork for trading US coinage. Another tax benefit I have from saving in metals.

[@ReservedInvestments]

I don’t advise investing in individual stocks.

[@PoorMansInvesting]

@@ReservedInvestments I understand that, I was just explaining on a whole why I don't long term invest in stocks.

[@Freakazoid123]

I just want someone who gives it to me straight. 2:29

[@SilovisionMedia]

Can you take out loans to leverage your collectibles policy?

[@ReservedInvestments]

There’s no such thing as a collectibles insurance policy having cash value, so no. No one can.

[@JJNM56]

I was curious.. have you made most of your money from giving advice or from your own financial IQ ? Do you have your Series 7 and Series 63 ?

[@ReservedInvestments]

My own financial IQ to answer your question. I’m a consultant in the antiques and collectibles trade and have been active since the age of 12. I don’t currently work directly in brokerage, but used to. Will I ever go back to that? It’s possible.

[@JJNM56]

@@ReservedInvestmentsthanks for your reply 👍🏼🤜🏼..I appreciate your content..the vast majority of people. Could benefit from your advice. Keep it up !

[@jovonv]

Ive never said anything i just watch the Teacher thank you. crossing me over the busy streets.

[@aphoenix9349]

I like my investments like I like my women. Crazy lol

[@ReservedInvestments]

You will accept the kind of love you think you deserve. Said another way, water always finds it own equal level. ;)

[@SwampNiggaVideos]

I feel hella attacked right now lol. Gold/sliver ✔️ Cards collectables✔️ Meme stocks💎🙌 Crazy chicks 👰

[@ReservedInvestments]

😂

[@SR-vq8kn]

if we went hunting together, you would shoot me in the leg and leave me in the woods alone until I bled out

[@ReservedInvestments]

WTF? Dude, while I do have experience with firearms and love a good shooting range, it should be obvious I don’t hunt. I love animals and while I respect my local butcher, I have no desire to hurt an animal myself. That said, I am crazy and do also think John Kramer from the Saw movies may have been on to something…🤡😉 But rest assured… I have no desire to go hunting with you!

[@kilkennybrian914]

Shawn, I’m a little over leveraged in sealed video games. I’m in at good prices but probably bought a bit too many from nostalgia. I don’t need the money per se and have them listed at prices I’ll make money on, but would you auction them on eBay and take potential losses on them back (slow drip) to recoup $$? Or hold and list at prices patiently to eventually sell?

[@ReservedInvestments]

If selling on eBay, BUY IT NOW with BEST OFFER is your best strategy because you can control the amount you agree to sell the item for.

[@fercho0903]

Thanks maestro! Love the knowledge

[@lowrollerscratcher3563]

You heard Rudy alpha investment telling his Timmy and kimmy buying hasbro stock in his video. Alpha investment goals to be the largest investor of hasbro stock. If everyone buy hasbro stock the stock will go up. He want to be the board of hasbro and possibly buy the entire company.

[@tonyricca8116]

I’ve been collecting Star Wars collectibles since 1978 back the. And still now I do it for the love of the hobby. When I go to the big paradise in the sky my daughters will take my collection and enjoy it. I’ve been stacking silver and Gold since 2000 with the intent to hold as a hedge and security. Finally I made my first time bitcoin transaction at 16700 and it’s now hovering around 41000.. I may drop the hammer and sell very soon but slow and steady is my motto. By the way I’ve been a business owner for the past 25 years so what I do may not be feasible for others. I

[@tomneijnens4048]

Thank you very much

[@lerak8452]

Its really hard though to know the high. I was looking to buy 2k worth of Bitcoin under a $1. My ex (notice ex) wasn't in favor. Someone would've said sell it at $20. It won't go higher. Sell it $100. A 16 year old bought Bitcoin and just ignored it later becoming a millionaire. Her parents though it was stupid too. Sometimes you just need to let it sit and ignore it.

[@lowrollerscratcher3563]

You heard the babe Ruth rookie card might break Mickey mantle record for sports card sell later this month. The bidding start 10 million dollars

[@SDCISHERE]

Awesome

[@JC-dg6vo]

Love the finance advice!

[@MetalBum]

Crypto’s bitcoin is up 120% Year to Date

[@ReservedInvestments]

It’s still speculative…

[@MetalBum]

@@ReservedInvestments definitely

[@MetalBum]

blackrock CEO Larry Fink-- largest financial institution in the world loves it. They've applied for a BTC spot ETF and are pushing for it to be opened soon.@@ReservedInvestments

[@BlazGvajcPhoto]

You mentioned that you would look for good price / deals for vintage stuff in collecting category. Would you apply same tactics for vintage lego sets (castle, pirates, space..)? Thanks

[@leehaskins307]

enjoy ur videos…. i only collect about 10% of my net worth in sports cards.. about 80% vintage and pre war… 20% in modern… I look at it as more of a hobby as an investment but keep an eye on values…. its fun.. and could turn a profit… win win… if it does not turn a profit.. just a win as a fun hobby...

[@PabloSnescobar]

20% in video games, should be enough :)

[@eugeneferrari4748]

How’s gold and silver a speculative asset? Because it’s tied to moneyflow? Like any asset?

[@ReservedInvestments]

It has no underlying cash flows.

[@TheOriginalKvhups]

Hi Shawn! Thanks for the great knowledge again. What are your thoughts on Blackrock's "flight to quality" speech? Certainly making a strong case for btc & other blockchain based technologies as for investment opportunities.

[@ReservedInvestments]

Back in the early 1990's these same companies did the same with the internet that was new at the time. Does that mean if you invested in AOL, Netscape, or eventually Pets.com you were investing in the internet? Blockchain adoption is the same. By investing in crypto and/or Bitcoin, you are NOT by default investing in blockchain technology. That's a fallacy that is repeated throughout the 'crypto-bro' sphere. By the way, if you bought an S & P 500 index fund back in the early 1990's, it had some of these speculative stocks in it that failed, but they were removed and replaced over time and it cost nothing to the S & P 500 shareholders. The rest is history. Look how an S & P 500 index fund performed over that time.

[@TheOriginalKvhups]

@@ReservedInvestments Love your take on that! Thanks a lot. Pretty spot on. I would like to add that returns on btc are still showing great promises to this date... Will you ever make a video about what could change your mind (if ever possible) about btc & the rest of the crypto industry? Cheers! (A big fan from Montreal)

[@AthleticStyle]

Hi, I enjoy your content! Quick question, when does a nostalgic collectible become historical? In terms of comic books I was thinking Batman #1 (1940 -historical), Amazing Fantasy #15 (1962 -borderline historical and nostalgic?), Teenage mutant ninja turtles #1 (1984- nostalgic)... as examples. I was wondering if I was on the right track and if it has to be multiple generations

[@ReservedInvestments]

History has to do with a representation of a time in the world, or based on an event that changed the world, or a celebration of a time that changed history. I’m sorry to tell you that pop culture in and of itself, can never be ‘historic’ as compared to true historic artifacts. So that’s your answer. In other words, a collectible can become an antique, but it will most likely never be truly historic.

[@AthleticStyle]

Thank you for taking the time to explain that, much appreciated! @@ReservedInvestments

[@andersonfg1]

Great video! BTW what has been your expereince when it come to documenting cost basis? Most of the time when I buy a coin they don't provide a reciept and if I give my coin to someone there is no record of it. I don't want me or someone else to pay taxes on the whole amount. We should be only paying taxes on the gain (Sell - cost = taxable gain). The dealers look at me like the devil when asking for a recipet and when I do get one it's just "Coins $X"

[@ReservedInvestments]

Most higher end dealers provide a receipt. If you pay via credit card, you automatically have a receipt/invoice. That said, simply document the purchase using a spreadsheet.

[@andersonfg1]

@ReservedInvestments ok thanks. I make a note in an excel sheet so sounds like I was on the right page

[@mrstumblezz]

Shawn....what about crazy chicks with cashflows? Are they an exception to the rule?

[@ReservedInvestments]

Most crazy chicks come with a lot of liabilities and they are not always the financial kind either... ;)

[@JohnGauntSega32]

Crazy people generally don't have cashflow unless it is yours.

[@ReservedInvestments]

Some do. There are plenty of hot narcissistic crazy chicks that make six figures or more…

[@mrstumblezz]

​@ReservedInvestments and they use it to their advantage because they know we always use the wrong muscle when interacting with them

[@jvas33]

Gold has been a valuable asset for over 4,000 years. Gold is more of a value to hold value in. However, it can be an investment. Case in point gold was $1300 per ounce in 2020 and has climbed to $2000 yrd. Not a bad profit considering you are trading it for cash which is devaluing by the day. Gold typically sees a climb during war, which we are clearly ready to embark on.

[@ReservedInvestments]

And it i still a speculative asset with no cash flows that stocks have killed in the same time period.

[@MetalBum]

Yeah most smart hedge funds allocate something to gold. Just not 100% 👍. Gold is the ultimate hedge of smart money it’s like an insurance. Just dont go all in

[@lowrollerscratcher3563]

Did you see crypto currency is going up today. I only put 5 percent in porfolio. Did bitcoin beat sp500 performance in the last 10 years. Bitcoin was 15k last year now today bitcoin is 38k dollars today. You double your money today.

[@ReservedInvestments]

You have a speculator mindset. Now develop an investor mindset and you’ll see the truth.

[@lowrollerscratcher3563]

@@ReservedInvestments I will sell during in the crypto bull run to make a huge profit.

[@Crypt0fin]

@@ReservedInvestments the BTC halving before and after will make you see the truth of crypto. What if you would have invested in crypto when it was 200 dollars? Answer me that are the fiat stamps worth it? And this is why people are given the mindset to invest in stocks think about it in the 1920s the stock market was exactly like the collectibles/crypto/metals markets highly speculative, highly volatile. The only thing that negated the stock market's volitivity is the fact that people are told by the MSM and elite to invest in their 401K invest in their pension but all this does is give the elite a slush fund milking fees and when they want to crash the market then people end up selling anyway due to job loss. Its all relative about what value you want to get out of your money, skills and assets bottom line.

[@ReservedInvestments]

Dude, you’re looking back picking a point in time and trying to make it matter. What if what? What if you bought Apple stock when it dropped to a dollar? What if you bought Microsoft as an IPO? You could play this game all day. It means nothing. You do you.

[@hartspot009]

Well said Shawn. The end. I hope they heed your advice

[@lpandy21]

Wouldn't that be 5 "c's"??

[@ReservedInvestments]

NO. ?!?

[@stokedwallet5336]

"99.9% chance the entire economic system isn't going to crash and burn" lol do you work the risk desk at Lehman Brothers

[@ReservedInvestments]

Dude, get an actual education in finance. Turn off the conspiracy theories. This is why you can’t build wealth.

[@62spade]

​@@ReservedInvestmentsthe entire economic system is a giant ponzi scheme. One day the house of cards will collapse, we just dont know when that will be.

[@lowrollerscratcher3563]

What do you think about eBay putting auto pay in auction. You think it will end shill bidding on eBay. Finally beanie babies will get a true value now. Beanie babies might comeback again

[@ReservedInvestments]

Beanie Babies are not coming back. Move on already...

[@hartspot009]

Beanies are done. Just like Cabbage Patch Dolls and Longaberger Baskets. They are already in piles on flea market tables for 2-5 each with few buyers. Reminds me of the junk wax baseball collapse of 1988. Anyone remember the 1988 Donruss baseball wax packs? Produced quadrillions, and even today you can buy a complete set for 5.00

[@marianmoses9604]

Beanie Babies are NEVER coming back. Just like “collector plates” aren’t. When collectibles die, they tend to stay dead. I’m hard pressed to think of any that have magically resurrected…..though some become bloodsucking vampires 🧛🏻 for the gullible who think they’d “come back!” 😂

[@KickAzzDude]

I'm a 3C Timmy, only avoid the 4th cuz I'm married. Got into crypto super early so I'm well off, worked for me, but its not easy to do now a days with the crazy valuations most coins start at and the amount of scams that pop up daily. So in general I agree with your advice. The gold and silver are mostly pre 1933 era coins though, I really enjoy those old coin designs even if they are mostly common dates. I also have a ridiculous size Hot Wheels collection but have been slowly getting rid of most of them and focusing on the higher end/rarer ones for personal collection purposes, not really trying to make money from it.

[@MetalBum]

Nice cyber kong