Cost of living in the USA | How expensive is to live in The San Francisco Bay Area?

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Hey Friends,
We are sharing our experience of cost of living in the USA specifically from San Francisco Bay Area. Here's the calculator if you want to check any other city:
www.nerdwallet.com/cost-of-li...
Cost of living
Rent/Own - ($2000 to $4000) - $3200
Rent:
Depends on location
California + New york expensive + Depends on area. Close to downtown, school areas, etc.
In other places like texas, Atlanta half the price for rent or a full house at this price
San Francisco (City) 4360 for 2 Bedroom + parking ($300 / mo),
Pleasanton ($2000) for 1 bedroom
San Bruno $3200 Month for 1 bedroom
Own:
Loan Mortgage - credit
San Bruno $3200 Month for 1 bedroom
Utilities - $450
Internet - $50 - $80
Speed upload/download
Cellphone plans - $15 - $50
Depends on company/data / and family plan benefits
Electricity (~$150)
It depends on the season and place
Trash
Depends on location
SF ($35 + $35)
Pleasanton ($30)
San Bruno ($50)
Water + sewer + Gas
$150 (depends on your place + usage)
Transportation ($650-700)
Public Transportation
It depends on the location where you get public transport (Downtown /city) Bay Area
Parking in rent in some places too
Bay area transport: Bart, Caltrain, Muni (Pleasanton - SF $10) Bus ($2.50 per ticket which is valid 2 hours)
CAR ($120 + $150 + $400)
Most of the places Car dependent
Gas/petrol are expensive
(this too depends on state) California ($6-$7 per gallon ~pone char litre) in the city could be more, Texas ($4-5 per gallon)
Car insurance is expensive ($120-200 per car month)
Car actual cost / Uber cost is also expensive (Monthly expense - ~$400/500 vs used car $300 / mo)
Grocery ($500-$600) $550
Depends on location (everything)
Average ($400-600 per month)
Outside / restaurant (10-15$ per person)
Grooming/self care ($50)
Beauty (waxing / facial in India?) - Eyebrow $20 - Haircut - $40 - Waxing / Highlight $100
Haircut ($20-$30 if we find cheaper)
Healthcare - ($300)
Health Insurance (sometimes company provided per person otherwise $300-400 per month - people who have a kid might need to take family insurance too )
Doctor appointment - $100 depends on insurance and copay plans, Dental is expensive too, say for root canal they charge $1500 but copay might be $200-300)
Tax - (35%)
State tax - 0% to 11%
Federal tax - Based on Income tax bracket (24%)
Social Security - (6.2%)
City Tax (some location) + Any item you purchase (9-10%)
Overall Cost. (depends on location but shares some state) Total cost: $5000 INR 389,757 for 2 people with a kid.
This is without daycare/nanny $2000
#costofliving #bayarea #expensive #sanfrancisco #usavsindia #indian #hindi

[@tarungajjar3137]

Ohh God. Its too expensive. Everyone thinks and wants to live and settled down in USA without knowing how much it cost. And as you guys mentioned on your earlier video too that its not easy to move down there but its beneficial to those who lower or medium class ppl. And not a cup of tea for upper class ppl to go through all the struggle. But amazing guys for explaining it so well and so kindly in detail. Keep on the spirit going, shivani we all love your smile and the way you talk. Love the video ❤️ super knowledgeable💕

[@AviShia]

Really appreciate your thoughtfulness and lovely compliments Tarun, made my day!!

[@wishavish]

Super glad to do this for our friends ❤️😍

[@AviShia]

🙌 🙌 🙌 🙌

[@soumyadey4492]

Insightful video. Just what I was looking for 😊

[@AviShia]

Glad it was helpful Soumya!

[@rajendragajjar5744]

Great detailed information! Appreciate you both sharing the insights and your cost of living. 👏🏻👏🏻

[@AviShia]

Thanks a lot for your appreciation and support 👏🏻🙏🏻

[@DebjaniRoyBiswas]

Two of my MOST favorite ! you guys are power couple. Amazing video!

[@AviShia]

Wow, thank you so much for super sweet comment! You are our inspiration too.

[@AngelDiamentaz]

Very nice video for those people who are coming in America & beginning their new life!

[@AviShia]

Thank you so much and those are our intentions too for helping them. Please share to anyone you know this would be helpful.

[@prachigajjarusmd1699]

Thank you for discussing the most practical aspect of living in USA

[@AviShia]

Yay!! Thanks a ton Dr. Prachi! 🙏🙏🙏

[@hemalvadgama123]

Amazing video. Good job. 👏👏😊😊

[@AviShia]

Thank you so much Hemal!❤️

[@hemalvadgama2959]

Nice video. 👏👏

[@AviShia]

Thank you so much for your comment and support Hemal! 😍🙌👍

[@vipinbhatnagar8752]

Good explanation.

[@AviShia]

Appreciate your comment Vipin Bhatnagar!

[@bharatvaidya10]

Aap dono bahot friendly and positive lag reh ho. Good. I’m watching your vdos in the uk 🇬🇧 😊

[@AviShia]

So nice of you. it's really tough to get positive words. Really appreciate your support 😍🙌🙏

[@vasantigajjar5667]

Nice information

[@AviShia]

Thanks a ton! 🙏🏻👏🏻

[@spring_ideas]

Hello Shivani and Avishbhaiya I am new on your Chanel, subscribed your Chanel. Very informative video 👍. We are thinking to move CA . But right now we can not afford because too expensive compare to DE. I have two beautiful princess so if we will move we have to move in best school district so houses are expensive too. Thanks 😊

[@AviShia]

Heya! 🙌🏻😍Thank you so much for joining our youtube family and great feedback. If you are planning to move or visit CA, definitely let us know. From our experience, we found that everything is expensive but so as comparative salaries too. At the end, it all depends on your lifestyle and your preference. If you have any questions, DM us on insta or we are also planning to do Q&A video.

[@jubair404]

sir california me banglore jaisa weather ho jaha winter kam ya ho hi na ,,, new york vs sanfrancisco vs lossangel

[@AviShia]

Yeah! South California is comparatively better in weather. You'll not get snow unless you go in the hilly areas. Especially San diego is known for it's best weather year around.

[@zaranapatel8041]

Hello Is Sacramento a good place for living..my husband got job offer from there it's pharma company.

[@AviShia]

Yes Zarana, Sacramento is really good place. Congratulations to your husband for the job offer. It would be less expensive than San Francisco bay area but still higher tax than other US states. We also have friends in Sacramento, let us know if you need any help while moving there.

[@naveenanvekar9938]

Unemployment benefits are also for people on visa like H1 or L1 ?

[@AviShia]

Hi Naveen, As H1 or L1 tied to your employer and it is considered as work and stay visa. One cannot apply for unemployment benefits.

[@sunilgurjarvlogs1999]

👍

[@AviShia]

Thanks a bunch! 💓😍

[@savanpatel6674]

Goood

[@AviShia]

Thanks Savan!

[@dvinit1280]

jenelia disuza jaisi smile hai yaar aapki toh 😊😂😂

[@AviShia]

made my blush 😚 thanks a lot 😍😍

[@maYank-nz3dt]

what is rent in san jose

[@AviShia]

Average rent is around $3000. Then depends on how many bedrooms you are looking for. www.rentcafe.com/average-rent-market-trends/us/ca/santa-clara-county/san-jose/

[@AmanKumar-fd8kk]

Do they ask for security deposit for flat??

[@AviShia]

hello Aman Kumar, Yes, that's mostly the norm here. Usually they ask 1 month rent as security deposit. Only in private settings, you might get away with that. One of our stays in San Francisco had more than $4500 rent and they asked for 2 months security deposit. It was a lot considering we just moved here and we were using all of our INRs.

[@sanjayjagtap1515]

What is average income in California

[@AviShia]

Hello Sanjay, Average household income in California is around $91,905 (76 Lakhs) as of this comment. It also depends on where in California you live. Reference: smartasset.com/retirement/average-salary-in-california

[@sanjayjagtap1515]

@@AviShia US is cheaper than India if you earn in US or in doller. Please compare as Driver in India earns ₹20000/- avg salary Account earn ₹50000/- If you compare the grocery bill it will be around ₹5000/- to 8000/- approx 25% of drivers earning and 15% of accountants earning. If you compare this way you will find America , Japan is cheaper and China is cheapest.

[@AmanKumar-fd8kk]

Can't we ride bike there?

[@AviShia]

hello Aman Kumar, we can definitely ride bike but it works better if you are staying in big cities and better weather. In suburbs, people rely on bike and public transportation together. Lot of public transportation have support that you can carry bike with buses, trains etc. As soon as you go further from main cities, the US cities are designed to be more car dependent. Whichever area you want to see, check the bike score or walk score over there to decide if that works. anytimeestimate.com/research/most-bike-friendly-cities-us-2022/

[@adarshraj312]

Thank you sweet couple for this lengthy discussion. So, it is around 1Lakhs/month for a student. Oops.

[@AviShia]

Student can save a lot more if one can live way below his means. Housing is a really big expense in part of cost of living.

[@sargammerchant3659]

Hi, loved the informative video. We are moving to San Francisco from Ohio in a couple of months, would it be possible for us to connect over e-mail, WhatsApp or phone ? Thank you :)

[@AviShia]

Yes of course! Send me a dm on instagram @shah_avish and let's connect.

[@Rajan_Kr_Sahu]

Aapka linkedin profile name

[@AviShia]

hello Rajan Sahu, Sure, can you dm me on insta shah_avish?

[@imsais9001]

Hello mam and sir aap abhi kaha ho

[@AviShia]

Hum san francisco bay area mein hai.. aap kaha ho sir?

[@vishakha496]

Apke salary kitne hai ya package kitne hai per year

[@AviShia]

Hi Vishal, It has ranged since the time we moved to US and based on experiences we have gained. Ranged from 150K to 250K. But we also fall in one of the highest tax bracket which takes 30-40% of cut from salaries. And just to clarify, we both work.

[@mayureshzore3456]

@@AviShia that's great, you work as a software developer???

[@vinodkaul5175]

How much salary each of you is Drawing, this will give complete picture

[@AviShia]

Hi Vinod, Good question, it's Around 1 Crore INR.

[@sagarjaid]

Hate these Depends wale video 🙄😢

[@AviShia]

Hello Sagar! I know right! While I understand how frustrating it could be, we wanted to give idea based on where we live and how much it costs us. So, it could help a lot of people making those considerations. If you have any particular question, feel free to ask!