Cozy money chat - 2025 goals, saving for a downpayment, and tax drama

[@kateismostlygoodwmoney]

What are your financial goals for 2025? ✨

[@BreezeBudget]

Loved the festive background and music! My emergency fund is about 15k, but I think I’d feel better at 20k. Can totally relate to only having so much at a time to put towards savings goals so it feels like things are moving so slowly.

[@user-z5e5h]

I prefer to have around 9-12 months of living expenses in my emergency fund. I feel like when bad stuff like a layoff happens, something else happens shortly after - like an illness, car repair or a vet bill. I’d rather be prepared for these unexpected expenses

[@kateismostlygoodwmoney]

Yes exactly, when it rains, it pours! When one thing goes wrong, everything seems to go wrong, at least in my life 😅 9-12 months of expenses is goals. I think that's what I would like to work towards and feel like this would give me so much more peace of mind.