Major MONEY Milestones To Accomplish in Your 30s!

[@humphrey]

Hello all! Thanks for watching as usual. What are some of your goals in your 30s? Lmk down below

[@y2han]

My goal is to unsubscribe from your channel 😂 I don't have friends makes 500k, 800k, 1million...

[@jakecotroneo8649]

Hit 1million net worth. 31 and just hit 500k. Projecting to get there at age 36. Age 39 1million in investments alone.

[@bobwhite611]

To figure out how to make enough money to do the things you're talking about.

[@bobwhite611]

My question is how do I make the money? I work two jobs, take care of my family and I just have a hard time getting by. I don't know how to level up. So I suppose my goal is figuring out how to reach the next level

[@c.uni2370]

I’m almost done paying off my credit cards and refuse to ever slave for car payments ever again! And now my next goal is to file divorce 😮‍💨 since there’s no assets attached minus my small retirement but I can’t have this drug addict ex with his name attached to mine! Wish me luck since we have a child together and I feel like he will try to “fight for his rights” 😓 I’ve always been financially responsible and want to continue to move forward in life and have been doing well off!

[@dylantaylor4822]

I’m 39… going to be a busy year 😂

[@_MoneyMike_]

Lol

[@eldweena1006]

At 40 I had nothing saved at all. You're not alone. lol

[@jengomez6115]

I’m 38 🎉😂

[@sammyp1556]

Me too!

[@zepho100]

Haha good luck. I’m 35 and no home, but I have $110K in stocks and $100K in savings though my wife keeps the savings 😅😅

[@diabolox1272]

Please also plan to find a partner who is good enough to have kids with...... Otherwise, the divorce will cost you all your milestones 😂

[@humphrey]

haha true

[@mbank3832]

Just get a prenup. If she says no, then you better be careful lol

[@Splif128]

Lmao kids? In this economy??

[@diabolox1272]

@@mbank3832 best red flag ever ! 🤣

[@weird-guy]

Why Americans always say that ? Don’t you have a “50/50” marriage arrangement or what is mine continue to be mine what is yours is yours

[@user-do3kb5zf6s]

My friends and I started watching your channel a few months ago and we all are 18-19. Alot of us have our ROTH IRAs established and are working on maxing them out as well as starting our credit line

[@ericborsvold2515]

Wish I would have started a ROTH when I was your age.

[@ryanbennett6801]

Keep at it! Max it out and don't take it out ever.

[@trustbutverifymedia8470]

One aspect on the 529 you missed…you can now convert unused funds into a Roth IRA if the account has been opened for at least 15 years👍

[@Rekeaki]

Not all of it. Just 35k

[@user-dn3xi9rn1w]

was just going to say this lol.

[@JFlogerzi]

This was such a huge relief. I think college education is going to change during their generation. My Kids are 5 and 7

[@cgjohnst45]

@@JFlogerziI think trade schools will be more valuable. College education has already become a joke for so many degrees.

[@JFlogerzi]

@@cgjohnst45 your not wrong

[@shanelu87]

36 years old with 2 kids here, current net worth is about 9x my salary, and planning to pay off our mortgage in full next month. Your videos have been a huge help, thanks Humphrey!

[@humphrey]

holy crap, great work!

[@roysherwin9348]

What do you do for work?

[@eleio2155]

i guess you earn 500k per Humphrey's notes

[@Mchannelw]

Can't you just retire now, then? Might as well!

[@athaya2992]

slayyyyyy

[@Curbalnk]

A career which gives you a little bit of time and work-life balance costs you financial independence because it'll be low paying. Tough choices to make. Keep in mind, investing provides a jumpstart to financial freedom. At 34, I already have a $6m portfolio.

[@greekbarrios]

Everyone needs to hear this, you need to create your own process, manage risk and stick to the plan, thick or thin, while continually learning from mistakes and improving

[@blaquopaque]

Money advice is subjective, what works for you may not work for someone else, but it's always better to plan. I'm quite lucky to have been exposed to personal finance at an early age, started job at 19, bought first home 28, got laid-off work 36 amid covid-outbreak, and at once I consulted an advisor to handle growing my finance. As of today, I'm only 25% short of my $1m goal after subsequent investments.

[@kansasmile]

great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time

[@jengomez6115]

Wow! Good for you. I’m working on mine too.

[@natk1105]

What makes you assume that jobs with good work life balance are low paying? I've actually found the opposite - the companies that understand the importance of work-life balance are usually also the companies that believe in fair compensation and rewarding high performance. It's the skinflint companies who want you to work more for less pay. My current job has the highest amount of flexibility and the best pay / best raise opportunities of any I've worked in. The tech industry is great for that.

[@tyneciawilson]

Letting your dad fix things around the house will keep him young & make him feel like he’s still in control of his own life. Encourage him!

[@JonaaBLKWL]

Been disabled all through my late teens through now (early 30s)I hope in the near future i can pick my life back up but I'd be in my mid 30s doing whati should have at 18

[@EricsonHerbas]

I will forward your video to my buddy who just turned 30. He’ll find this super helpful. (I’m now in my early 50s, and looking back at my lifestyle, what you said is all true). Thanks for the insights.

[@humphrey]

thanks Ericson!

[@Serg-mo3ge]

Achievements so far at 28, Having a family Bought first home Debt free *except mortgage* Established RothIRA Established Brokerage Started small business High 700's credit score Immigrant who came with nothing but my parents and siblings 18 years ago. You can achieve anything with discipline.

[@Aksk907]

If no one said it to you yet, good job ✨

[@PeterStanton]

My wife and I are 33, and between our employer-sponsored accounts and Roth IRAs we have well over 3x our annual income saved for retirement. It feels great!

[@Courtney-Alice-Gargani]

I’m in my mid 20’s This video is great. I am planning for retirement right now. My dad told me the earlier you plan for retirement the better

[@humphrey]

Thats awesome!

[@malikbeluga7545]

In my 30s and had a fun realization when I paid my loans off last year. Have 75K in CC limit and had 10K in student loans. I have zero credit card debt and decided to pay off my student loans one month with my commission check for the month. Credit score dropped from 825-795 because I was no longer holding longer term debt and now had zero debt. Fun shocker as I thought I would be closer to 850 after paying off

[@ordinaryhuman5645]

The credit score just measures how good you are at being in debt. A year after paying off my mortgage early (the only post college debt I've ever had) my score sunk like a rock.

[@michiganman845]

I'm 47 and would likea video for milestones before 50.

[@DadinWA]

Great topic! As a 48y old, I would highly recommend what you stated. I wish I was more financially conscious earlier in life and strength training is so important as you get older.

[@humphrey]

Thanks for sharing!!

[@Rheinebows]

Just turned 32, I'm glad I'm watching this now than 5 years later

[@mannya_realtor]

I'm in my 30s and unfortunately still have student loan debt but I don't have any other debt and I'm getting closer and closer to pay it off! ☺

[@MINATOYELLOWFLSH2005]

I always see every single american crying about their education debt. If thats auch a big problem, than why you guys dont just try to close it in one shot by pouring your savings or just keep repaying more than EMI.

[@mannya_realtor]

@anoopsajwan3450, I'm paying more than the minimum to try to pay it off, but many Americans can't afford to do so. I've seen it. They can't even afford the payment and are forced to put it on deferment or forbearance, which accrues more interest. Imagine having a debt that you can't pay, which keeps getting bigger and bigger every month. It can be overwhelming, and I empathize with them, especially since some people were so young when they began college that they didn't fully understand what they were getting themselves into in terms of cost.

[@MINATOYELLOWFLSH2005]

@@mannya_realtor I hope we don't follow that path.

[@Erin-rg3dw]

I feel that. I paid off my original debt a few years ago, but promptly went right back to school for a short bit. I should've waited a little while to go back, but now I'm paying that back. Plan is not to continue my education until that's paid off and I've got a better savings to return.

[@AB-wy7dr]

I’m 37 with two young kids. No debt but my mortgage, about $1mm in net worth (~75% is in retirement plans and home equity, 25% in liquid investments). I’m only posting this as a motivator for myself to stay the course and not give it all back which is totally possible and very tempting because it is very hard work (read: sacrifices) to maintain. Best advice I would have (not that you asked), is do WHATEVER you need to in order to get out of consumer debt and NOT live paycheck to paycheck. Whenever you get to that point - stay there and commit to never going back. Finally - avoid lifestyle creep, or lifestyle inflation he called it (#6 in the video), when your income rises. Don’t buy stupid cars you can’t afford. Maintain a buffer between your income and outflows and pay yourself the difference (savings) every month.

[@bcataiji]

$0 on food out each year. I know how to cook, and I do not like restaurants. I always make enough for leftovers, so i don't have to cook each day.

[@rh88841]

I feel you on restaurants, though I'm a sucker for fast food 😅

[@CharleneCong]

Really connected with your video! It's an important time to lock down those financial habits. A big game-changer for me was zeroing in on debt repayment-especially high-interest debt. Knocking those out not only frees up more cash for saving and investing but also significantly lowers stress. Plus, embracing a more minimalist lifestyle helped me prioritize spending on what truly matters, reducing impulse buys and beefing up my savings. It’s all about making smart choices now to enjoy more freedom later. Your video's a great reminder of that. Keep up the awesome work!

[@dragonofparadise]

I have spent my 20s with Great Defense but bad Offense. I lived cheaply and below my means but we were barely surviving and have nothing to show from it besides being debt free that is. No debt from defense but no real savings as survival was the main goal in the 20s. Now we are finally starting to build our income up finally in our 30s.

[@Ryelander007]

preach. i was in bad offense but solid defense until 35. now its catch up time!

[@K20a3RSX]

One note for milestone 7 (estate planning): I think the most important aspect of your estate plan if you have children or a dependent spouse is a life insurance policy. A term life policy worth 7-10x your yearly net income is a must-have, and rates will be affordable if you sign up for a plan in your 30s.

[@RAMBOLOGY]

I think I've checkmarked a few of these goals and feel im slightly ahead. The thought of saving up 3 or more times of my annual salary by 40 sounds quite the challenge, though given how hectic age 30s can get.

[@TorqueKMA]

Ngl this has me sweating a little.

[@stewartgames6697]

I'd add "learn how to meditate and meditate daily for at least 20 minutes" to having a healthy lifestyle. It isn't just some religious practice, it has real effects on reducing anxiety and overall stress.

[@drevan1138]

43, 1.5x saved. Had my house paid off, but took out a new mortgage to buy my great grandfather’s cabin from my family. Very real estate heavy at this point…

[@ryanu.4953]

Hearing the 3x being the minimum by 40 hits hard. All the other stuff is so easy, but damn, maxing out a 401k will hardly get me to that goal let alone the actual goal of like 6x

[@MINATOYELLOWFLSH2005]

Thats the easiest goal there. I am 32 and my present NW is more than 3* of my annual salary.😢

[@ryanu.4953]

Depends on your starting age. Making 100-160k/year and putting 22.5k/year into your 401k starting at age 30 makes that a rough goal. To hit the 66k 401k max takes a lot of caveats, owning your own business, leveraging matches (to the extreme) and leveraging marital status. So yeah, saving 300-450k in a 10 year span is rough.

[@ryanu.4953]

@@MINATOYELLOWFLSH2005 if you didn’t catch that, it’s 3x your salary not in net worth, but just your 401k portfolio.

[@I_NoahGuy]

@@ryanu.4953 in addition to maxing out the 401k for 23k, you should also be maxing out your IRA, which is now 7k. These two combined are 30k. Do this for 10 years and you’re already at 300,000k, not including the profit from your investments.

[@astretcher51]

Thanks Humphrey for another banger! Biggest expense this coming year is childcare, two kids x full time = $35,000. Look forward to the day when they are in public school! Much WOW!

[@humphrey]

much wow = very on brand for your pfp

[@CrunchyMatches]

I just turned 30 and this video is so depressing 😂

[@SuperPinkdaisy]

Great video! Nothing better than a measurable matrix for your financial progress. And this is the first time I hear someone touched on estate planning so early in life. So glad to hear I wasn't crazy after all when I got this off my checklist :).

[@humphrey]

Glad you enjoyed it!

[@victorblas3483]

I'm way ahead of the retirement goal, I am 34 years old and have around 240k in my roth 401k. I was contributing 8%, my company did 8% but I reduced mine to 0% .Luckily my company still matches the 8% regardless. I am trying to get out of consumer debt and that extra 8% is helping.

[@sophialw]

I’m watching this as a European eventhough 60% is not applicable to my country 😂 Great video ❤

[@Stanthemilkman]

I was playing on hard mode and completed all of these with divorce and child support at 30. Now 35. The best

[@josephgrabowski6594]

I'd love to see a breakdown of how someone saved 3x their annual salary by 40.

[@beatpirate8]

i worked in non profit and was in school in my 20s. i didnt get to a good solid paying job in healthcare until 31. and thats when i heard people talk about saving for retirement. in the non profit world there is no planning for the future. often you work for free. its a whole another world.

[@dancingoctopus9888]

I can relate entirely. I was a professional dancer now a small business owner. We get paid terribly and dont have health insurance, or pto, much less a retirement account. Playing catch up now.

[@TheDRam3]

Retirement accounts should be based on expenses, not income imho. Income is irrelevant when living on retirement fund. So a 3X of expenses by 40 would be a more valid plan.

[@meh4062]

Better probably to say the higher number your total expenses or based off income. Some of us are extremely frugal.

[@fv457]

Great video! I turn 30 in a few months and have been rebuilding my savings/retirement accounts that were on track to $80K by 30 .. until Covid hit. Only in the last year have I really picked up my pace again and have a rental property making good cash flow and solid appreciation. Looking forward to more of your videos!

[@micaht4718]

So many in my generation are nowhere near these goals. Scary

[@chestnutbean1885]

Thanks Humphrey! Great video. We are 33 and do not have children but I have had estate planning on my mind lately as something to start doing. My husband feels it is too early/not a priority, but since we purchased a home and have started to accumulate wealth, it bothers me that we don't have a plan if the unspeakable were to happen. I also need to start working out. :( Thanks for the reminder. lol!

[@humphrey]

You can do it!

[@SamoyedHastez]

Awesome! I’ve been following your plans and I bought my first home by myself last year! Now am working to save up 3 x salary. (Pretty on track) Every now and then I come back and binge watch all your video! I totally agree with all your points. As the saying goes “if you fail to plan, you plan to fail”. Keep up the good work Humphrey! If I ever meet you in my lifetime first rounds on me 🎉

[@CaesarBro]

I’m in this demographic and was a non-traditional engineering student. Now that I’m working I feel like I need to follow FIRE to catch up.

[@logananderson9186]

I’m 32 and my wife is 29. We have about 105k saved(401k and Roth). We are on track I think. Combined income is 200k. Both have a 790 credit score.

[@msdadsfsx]

keep aside some money every month as divorce settlement

[@MINATOYELLOWFLSH2005]

​@@msdadsfsxhaha, good one.😅

[@mmd2035]

Where did you start?

[@car5on777]

​@@mmd2035 when* did they start?

[@Ivan-zz9hd]

I turned to 40 this year now with 30 Behind me. I separated few year ago and took lot out of me financially. Thankfully with Covid. Asset appreciated in value, my net worth doubled since divorce.moral of the story is if you are not with right person, separate early as longer you wait, the less time you have to rebuild.

[@birdpaladin9332]

Good call on the 529 plan. I just turned 30 and am about to have my first kid.

[@MannyCovington]

I’m only 22 but I’m definitely trying to reach this goals and beyond!

[@unofficialrobot]

35, pretty far behind having 3x salary saved. 5 years ago I was making 60k, now I make close to 200k. This is a guideline. You need enough money to sustain yourself in retirement. I am a modest person that lives simply. All projections I have showing will have a comfortable retirement at my current savings rate. For those of you that feel nervous about being behind on retirement. Remember what the goal is, don't focus too much on whether or not you are hitting certain guideposts

[@JiiMi]

Turning 30 in a few months. Made some bad financial mistakes in my mid 20s which set my retirement behind but I've been on it for the last 3 years. i'm on pace for 2x my salart after hustling to increase my salary

[@pioneer7777777]

At 35 now, with two kids (married) have about 3.2x of income saved up in retirement accounts. I would think by 40 I should be at 5x if all goes well.

[@ryebread447]

You are a mutant. Well done

[@pioneer7777777]

@@ryebread447 We've been fortunate, definitely had help from our parents in many ways to get to any point, as well as some good luck with avoiding job loss. Hopefully we can do the same for our kids in the future and pay it all forward.

[@SamEckholm]

Getting ready to cross the 30 milestone here in a few years. Appreciate the solid game plan, Humphrey!

[@humphrey]

Thanks Sam!! Love your channel

[@Lein_Media]

Just turned 27 last month and just eclipsed $30k in my 401k. Working to get my school loan and high interest credit cards paid off. My goal is to be debt free by the end of the year!

[@PhilUpOnYa]

The getting right into a workout without a warmup, I feel that. Completely agree!

[@humphrey]

seriously, my back kinda is stiff right now!

[@No29999]

All i hear is PAY PAY PAY WORK WORK WORK and chill at 89.

[@BlackandWhite92]

I recommend ideas of adding HSA/HRA this is a huge amount of money we can put in for health costs and tax deductible as well as putting the saving forward to your retirement. Love the videos

[@XolEclipse]

I'd argue investing in your health during your 20s. There are days where I'm thankful that I was health conscious early on so that things like warming up for a workout or physical activity can be quick for me. Or understanding meal balance is 2nd nature to me. I can focus more on strength and sport goals instead of focusing on things like weight loss and baseline good health.

[@eurly93]

Currently at age 30, my wife and I have only $10k in car debt, no other debt (2 years left) with $35k cash in checking/savings, and $140k in retirement accounts: roth, traditional, 401K. Net worth just passed $250k. We max our Roth IRAs every year, and starting this year will be trying to get to at least 10k/yr in 401k too. Goal is to be at $1m net worth by 40, and currently, we are on track

[@troublemakervillegas2515]

37 years old, 401k 156k. Good info, I still have a long way to go. Most of my friends have less the 90k in there 401k. Kinda crazy but I keep talking to them about starting to save.

[@hasbro447]

Milestones 4 and 5 are pretty challenging to do, if all your savings go to cover your mortgage payments😢

[@darianlebsack3461]

so true about keeping burn rate low. Just turned 30 and almost at 3x salary with only few years till mortgage paid off to lower my burn rate even more

[@DestinStults_Delivered]

Im 31 and Man I lost my job a couple months ago. Currently on unemployment cause I was fired for "offending" someone. 800 credit score, I have some decent investments and I mean I have a single loan (8k at 14%) with no credit card debt and my car is paid off. I moved in with my mom to help her take care of dad cause he's got alzheimers but me and mom get along great and me and her will prolly just live together cause it's financially smart. Been single most of my life with no kids. I feel like I'm behind and then I see how much debt everyone has and I feel better lol.

[@scherodB]

My wife and I are 29 about to have our first (and probably only) child. Definitely looking to eliminate debt and really start taking advantage of the diverse savings plans you mentioned ✔️

[@porkbelly1144]

10 days till 40.. my compounding investments needs to start compounding itself and it’s extended family fast

[@DADDYFRESH73]

appreciate these kinds of videos. as someone who is 19 they are very helpful for the future

[@micci123456789]

I am 24 and managed to have everything besides the 529 (i live in Canada) and the estate planning done! Well at least I know I'm ahead of the curve haha.

[@julsca3738]

I’m 33. No debt, 6 months living expenses. Good credit. That’s it and I need to keep moving forward in planning. I don’t have kids. I don’t own property. This is something I know I can work towards when I’m not sick in episodes of depression with a job that isn’t something I’m happy about. Night shift nurse. There is a Roth IRA I opened and only maxed once. A CD account too but this was me doing something for the first time. Some of the comments have me a little discouraged because of what they have done that I didn’t (yeah I’m comparing myself). I also need to remember my upbringing didn’t come with financial awareness so I get I need to start now.

[@user-ue2ut8sw5s]

Relax, you have 7 years to catch up. Save. Go travel. Do things you like.

[@Cfp-sx2vs]

Happy to see that im hitting some of these. 31, got the house last year, no debt besides the mortgage, have 55K in the retirement account and with my monthly contributions plus average annual returns of 8% i should hit near 210k by 40 which is exactly 3 times my annual income (doesnt include my pension). Hope i can push harder ive been starting to increase the average amount i put in by working OT and putting the money right into the account. Have the fully funded emergency fund, have a well formed budget and a financial plan with goals by certain years, hopefully if all goes well my wife and I will be cruising by the time we hit our mid 40s

[@beatpirate8]

wow this is so detailed. wish i saw this 20 years ago.

[@Aksk907]

What’s crazy to me about paying rent but not being able to buy a house is that my rents is 1400/month times 12 month times 30 years for a mortgage would be over $500,000. So I could afford the mortgage payment but not the down payment, yet. Obviously taxes, insurance and other costs but I already pay most of those bills renting anyway.

[@FascinatingFacts562]

Thanks for the 529 reminder! I created the UTMA account but forgot to set up the 529. But yea, I’ve reached all these milestones all before 40 🎉

[@reghardmostert8425]

Hello Humphrey been watching your channel for last year and half and just want to say thank you for your videos and "advice" . I am now debt free and me and my partner saving up for house,investing and building our emergancy fund too Still very expensive here in NZ but did not think we would be in this position a year ago. Keel up the great videos

[@humphrey]

Wow, thanks! Im sorry I dont always make globally specific videos, but I hope that you can still take away some gems from this!

[@reghardmostert8425]

@@humphrey Yes it all the same, just dont take the amounts used to mind. But maybe a video idea to do like a world round up of savings accounts and things that are there to help in future👌

[@dustin7708]

This is a great video! I’m currently 32 and have 2.5x my salary invested. Definitely trying to retire early though.

[@humphrey]

You can do it!

[@dansmagicalcreations2162]

I’m 19 and not even finished with college yet but I’ll worried about all this stuff already😂

[@true_plays_games]

Hope you’ve all got supportive parents and a good network to accomplish all this! Good luck!

[@pro7videos]

I’m sprinting to get these all done before 30, at 27 and my biggest things dragging me down is mortgage and student loans.

[@joe62845]

I'm turning 40 this year and I have a little over 3 times of my salary, but I only just recently just started making this salary. I'm hoping to save more. I also just recently had a kid so saving got a little tougher.

[@humphrey]

amazing to do that!

[@soccerburn552]

Stay away from the ice cream and alcohol every Friday night. That felt personal.

[@savoryflan]

Turning 39 this year. All goals achieved except the 3 to 6 months emergency fund. We only have about 2 months.

[@Maunzies]

With my increased pay I made the following thing: 75% percent of the increase goes towards my savings and investments and the other 25% are for me to enjoy. This increases my savings, but I can enjoy some nicer things without guilt :)

[@shanep2760]

Turning 35 this year, wife is 33, we only have 1x our salary saved for retirement right now but we just finished paying off all our debt last year. So if I max out my 401k for the next 5 years I should be able to hit that 3x number 🤞

[@malikbeluga7545]

Very similar situation. My wife and I are blessed to have very well paying jobs, Doctor and high level sales but it took a long time to get to where you are now. Proud to say we went from -100K in debt at the beginning of last year net to 300K currently invested in various markets with no long term debt. Prioritizing paying off loans was hard, but was the best decision we ever made. Cheers to you and hope you continue to find success in the future 🎉

[@kchal0]

im 30 and have about 12x my salary saved currently for retirement. getting to the point where i debate saving less but im no good at spending money lol i just enjoy saving/investing

[@kylezammit1868]

Flat fee financial advisors are a thing of the past. You should look for some that charge 90 bps or below.

[@alanzheng8435]

Recently paid off student loans at the age of 26. Most of my money earned was paying off students loans. Bought a house and paying mortgage. Paid off my car. Investing 7% on 401k and company match. Working 2 jobs just to be able to cover mortgage and save some money on the side as well. Considering opening up CD

[@mzp_honey]

I indeed got into lifestyle inflation smh, got a new car after already having a new car that I was on top of paying off. Now I have to use more of my hard earned income just to pay it off (already spoke with the dealership to see if it was possible for them to pay it off and I get something cheaper), but that wasn't happening. But I'm grateful to God I have the ability to work hard and pay it down. Also adding as much as possible into my emergency fund and investment accounts. Thank you for these helpful suggestions!!

[@nexy7896]

i am 22 and im beyond my goal trying to more and more x my wealth, however i should start reading some of the books you recommend

[@athaya2992]

girl thats nice! im also 22, just started working n trying to save some $ rn hahah student loans holding me back a bit tho 😭

[@schafer240]

One major flaw is your 62,000 average income x3, you cant take a pre tax income and tax it by 3, after tax sure. Because as we all know you dont make and take home your full wages.

[@MiddleAgeAsian]

Is there a “before 50” and “before 60” video coming?

[@rebeltheharem7028]

Single, childless 33 male, and I've got everything down except for Estate Planning. I should probably do this better and prevent my financially illiterate family members from squandering it away if I die or am unable to think for myself. The only thing I don't have is a house. RIP the So Cal House dream. A 200K down payment for a decent house is too much right now, and I can't afford the mortgage payments.

[@slevitron1543]

My wife and I are 34 on track about a year ago I hit Milestone #3 hard and are Milestone #5. Working on Milestone #4 as well right now.

[@maxwellnewsome5903]

Ohio estate planning attorney here. It is definitely not too early to ink your estate plan in your 30s.

[@nickbricks5072]

I’m 33, single, no kids. I have a doctorate with a large federal student loan balance but work in healthcare for a nonprofit. So as long as I continue working for a nonprofit and making monthly payments my student loans will be forgiven by age 40.

[@kanizafroztanni4173]

Great video! I'm 32 and planning to pay off my Credit card and other debts.

[@DMBVR4]

I'm 39, wife is 33. We have about 155k in retirement. I didn't even start till I was 30 and already have 65k in mine making average income. We are saving 15% and if the S&P500 averages what's its always averaged, we should have around 4M by the time we're both retired.

[@stonewall11b1984]

I just turned 40 a few days ago. No debt except the house which is about $140K, a years worth of expenses in the emergency fund, and $227K in retirement savings (investments) which are all Roth. I hope that’s sufficient for my age. Comments welcome.

[@xmochix604]

i like this. i love keep extra funds in one of my GIVING category to give to family or friends who needs help financially.

[@KhanJoltrane]

29 and about 1.3x pretax and 1.5x post tax salary. I know it’s controversial, but I convert my post tax savings to pretax. Most o of my savings is post tax because I believe I’ll be making more money in the future and I think taxes in general will be higher.

[@onechancex1life]

Is that a putter in the background ? Also you’re awesome. Love your videos!

[@rockxiong8264]

Somewhat on pace for this goals. 33M I have 100.5k in my retirement account.

[@pro7videos]

So what do you do when you’re under 30 by a few years and besides having kids, my SO and I have everything else covered. Do we just baseline and work towards what people in their 40s do?

[@OBGOutbackroo]

Awesome video! A video about things to accomplish before retirement/things to have out of the way before you retire could be a good follow up!

[@humphrey]

Great idea!

[@Jawad91]

Very informative video about financial independence and glad to watch this video too

[@brendankacev8349]

Oof I better not show my wife, a wills and estates lawyer the bit about doing your Will yourself online 😅