CRAWLING OUT OF THE DEBT HOLE with GRACE MUNYIRWA

[@bumploveug]

“Wealth is the money you don't spend" Do you agree? Tips for building wealth; ✅ Start early ✅ Diversify your investments ✅ Manage debt ✅ Stay focused on your goals Learn how to manage your debt by purchasing Grace’s book “Destroying Debt” from Aristoc at only 35,000/= We’ve had such a wonderful, informative time on the show today and we hope you have too. What are your key lessons so far? Let us know in the comments. Special thanks to our partners: MANUELA'S GLAM; Wardrobe: Cadia Fashion House Make Up: Tina Brows 0779 790379 Hair: Zuri Uganda BEVERLEY'S GLAM; Short Hair by Bev Wardrobe: Alice the Tailor Earrings from Durban BARBARA'S GLAM; Make Up: The Sununu Effect Wardrobe: David Kabenge Hair: Viluxe Beauty Connect with us on Facebook, Instagram and Twitter @bumploveug

[@JaneRwizy]

This year, I refuse to be poor at all simanya poverty bcoz bamp love has given me all the equipment and knowledge 😂😂❤ brain opener 😂😂 last week , Pastor Bee3 and Newton ❤and now is Dr grace what a blessing 🙌

[@florencewanyenze8271]

My parents taught us to learn to live within our means and always repeated to us this scripture "Godliness with contentment is great gain" 1 Timothy 6:6-8 Our prents both passsed on but they both left us with property and with no debt at all. We thank God for that.

[@Nambozobev]

Wise parents

[@manuelap.mulondo]

What are testimony..... great job carrying their legacy

[@inspirationsbyrobi.8060]

Amen

[@imacayebazibwe]

I have prayed to God before to take me out of debt and he did. My bible tells me to pray about all things. Money didn't fall from heaven but he made a way for me.

[@Nomfundomahlati]

Hello, I am in the same situation. Can you share how long was the process?

[@charityAlful]

Same for me. Steady progress! He literally made a way! To Him alone be all the glory 🙏

[@charityAlful]

⁠@@NomfundomahlatiI will share my own experience. I was out of work and couldn’t continue with my monthly loan and credit card payments for like a whole year. But through it all I kept asking God for mercy and that He should make a way cz I was truly willing to pay just that I was not able to due to my situation. Somehow I got a miracle job and immediately I contacted the banks and told them I was ready to resume my payments. The best part is they agreed to my terms: gave me discounts, waived interest and even accepted installments. Whatever I requested for they agreed without argument exactly as I prayed for! The hand of God was evident through it all. Like Imac said, pray and believe. I am a living testimony

[@nassalisarah4993]

@@charityAlful Amen

[@khadijahbadru5985]

the guests you guys are bringing these days are🔥🔥🔥🔥

[@juliusolupot4083]

Grace is a fountain of wisdom. He could talk about debt forever.

[@jeanninek_rabo]

This was so insightful....70% of the time, we don't need debt. I need to manage my expenses and live within my means.

[@rainsondenis5062]

I've loved every bit of the show, truth is I dont know how I got into debt but I needed this wisdom to overcome and now I wash my hands with soap and jik not to ever

[@allanjan5uk]

Financial literacy at the start of the year is really massive as it will shape alot of our planning decisions throughout the year. Thanks Bump Love, keep up the good work ...

[@Nambozobev]

Grace is surely knowledgeable

[@florencewanyenze8271]

I learn alot from this show. I watch every Friday ❤

[@mercymaureen8151]

I must confess i can relate everything shared by Mr. Grace i am so stressed 😢 i have taken note thanks for this episode

[@katek4724]

What an insightful discussion. I fear debt and have always avoided it but I still learned a lot. There are people I know who have DStv premium, driving latest car, eating at expensive restaurants all without a job and borrowing from everyone.

[@Nambozobev]

Life changing lessons.

[@anonnona6433]

And when you can't fund their lifestyle (meanwhile you are living within your means) they curse you out. Eih!!!!!!!!

[@babraatuhereza7275]

I love the topics you've started us off with, this year! Very educative and informative. Thank you Bump love!

[@Nambozobev]

let's keep growing and learning

[@manjeetkaur77777]

You people are mothering, educating and lifting us up every week..more than grateful!!

[@tugumisirizeedmund6871]

Thank you so much God continue using you amen 🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@Nambozobev]

Grace is God sent

[@ChristineKwagalakwe-if6ib]

Thank you for this episode. I’ve always been a firm believer that it’s possible to run a GREAT business, have a family, live a great life and yet still be debt free. That conviction for me has always been strong. Minute 25:09 “there’s nothing like good debt”👏

[@ImmyNamwabira]

Words of Wisdom❤ How can we not make it in life ?Thank you ladies and Mr.Grace.

[@ANITHAGATERA]

Bev you're looking soo gorgeous!! Thank you ladies for educating us....we're here to stay

[@Kampirelife]

Been looking at my loan repayment schedule. I have believed. Been a slave to the lender and I continue to be. OMG. Timely message this is.

[@dennismawanda9121]

Great show, guys, and this I'd what really happened to me after rescuing my property sida mu debt great conversation here thanks banaye

[@daphinedash2704]

A topic very much needed. Thank you so much for these informative episodes. Can't wait for the next one. More financial literacy videos please and please bring back Dr. Grace! Thank you!

[@Seapila]

Bump love family nawapenda sana (I love you from Kenya)

[@manuelap.mulondo]

Karibu sis

[@susanvortmann3719]

I thot Grace is a female Name but I am loving the todays Topic. He couldnt have ex plained it better than he did it. Wao great

[@carolineakello8849]

😂😂...Grace is funny with a straight face.Thanks Bumplove.Alot of lessons

[@MugoyaLilian]

Thanks for the show it's advising

[@zakiayusuf1716]

Thank you bump love and Mr Grace for this knowledge

[@mutetsipraise7662]

Bump love has given me all financial knowledge i need, thanks

[@biyinzikahellenliz3988]

Friends l have learnt to run my life without debts.And people must learn how to manage their little finances, through being accountable to your self and how you spend the money you have.ln that way we can avoid debts.

[@bettynafunka8784]

Enjoying the financial shows lately. Gaining knowledge tremendously. Thank you. Barb why don't you ever visually engage with Bev?

[@spectrumbeautyandmore]

Wdym?

[@neldalimilimi4648]

Thanks bump love ladies for the financial literacy topics. Very insightful and making me a better woman.

[@HanifahNakabiri]

This was very insightful ladies. Thank you for starting the year with such great pieces of advice. Meanwhile Grace spoke about certaint things that made me want to hide.😅😅 It was a great show Looking forward to more of these.

[@daphinemarunga4974]

I really need this. Thank you very much.❤❤❤❤

[@bridgetndyamuhaki8873]

I have no words to express my gratitude towards this show, omg Grace 🙏 this has been purely wisdom

[@priscillaalela9345]

I shall not be those who don’t comment!!!!😅😅😅😅The topics this year have been 🔥🔥🔥 of course I absolutely love Director Grace and The previous one with Pastor B3!!!!

[@nassalisarah4993]

I have a testimony unfortunately I use my real names so can`t share in detail but like Grace ... I have ever negotiated and had a debt written off. His advice is so spot on .Thank you for bring this guest. May God bless you and deliver us from debt eventually

[@sarahjebet3051]

I love everything that you guys talked about

[@charlottemercy6526]

Thank you for such a timely episode

[@kobutungibrendah4813]

Wow... God bless you guys ❤

[@rynkaykemie1638]

Loved the sessions about finances. Made lots of notes from last week's and this session that i believe will make me grow and develop financially. Question; are we allowed to suggest topics ? If yes, i would wish for the show to talk about speech delay in toddlers. Otw, i for one truly appreciates the insights. Thanks Ladies.

[@gonsharehema4534]

Great love for you Director Grace

[@aggiekisakye674]

Glad to see director Grace on. Bless y'all

[@esther77798]

Beverly wow loved your week on your behalf

[@nafunababra]

That debt thing from bank made my mum run east en west bcz she wntd mi complete my med course wc i didnt complete coz of covid effect.i learnt it in a hard way tho finally she gave it back after struggle...😢😢😢but i thank God coz i saw en learnt...tho lost education bt atleast wiz da little i make i managed to gove ha plain capital to restart...as i hustle more again...thanks am learning more coz i Wana be an entrepreneur ❤

[@KonWilliamBior]

I have leant to make money from debt. Am not scared of debt and I have never failed any debt.

[@kaezjonz8807]

This has been a good show

[@peruthmwenkanya2508]

This is so eye opening❤.. Thank you so much for blessing us with this episode🙏..

[@nassuunadalphine7713]

Loving the financial education series,big up ladies

[@Nambozobev]

So crucial

[@denisongukaadupa6163]

I appreciate your time ladies and gentlemen be blessed 🙏

[@kabaterinealoysius6821]

Nice show. The topic is a must watch for many ugandans. Keep it flowing.

[@joynambuba823]

wow. i love you guys. your so amazing. i just gotten to know you guys buyt waw

[@edithitiu8462]

Barbra, we are here from Arua. Thank you abunch

[@proscoviaasiimwe6656]

Today's topic was speaking to me

[@Beextina]

Naye banange mukyala Mulondo is so gorgeous eeh…. Meanwhile everyone is 😂en so am I & my lovely mom & daughter 💃🏾😘

[@rachealowomugisha3431]

Please ask this question to us , can you get a loan to do big investments

[@AtuheireShallon-kg2vm]

Debt is a behavior. I can relate 😢

[@NyagazWorld]

So insightful, thanks for the enlightment

[@Nambozobev]

please buy his books if you get a chance.

[@ruthakatuhurira8091]

🤣🤣🤣🤣,2 fools agreeing is not hard! Hard truth through Dr.Grace

[@nakaloui]

We are happy and have learnt! God bless you all!

[@WinnifredMusoki]

Am liking how manuella is resorting to short nails but thank you ladies for always sharing the knowledge

[@akambasisamercy6158]

And she consciously sits well during the show

[@manuelap.mulondo]

Dear short nail gang, Please don't be confused by the episodes where I have short nails.... while I think short nails are cute, I am NOT in the short nail gang 🫣. I have never been, I am not, and will probably not be for a while. I intentionally leave my nails for a period in the year to rest my nails before I start extensions again.....please tell a neighbour to tell a neighbour 😘

[@WinnifredMusoki]

@manuelap.mulondo 😊😊😊😊noted dear let me tell my neighbor

[@sarahmartha7224]

​@@manuelap.mulondo😂😂😂😂😂

[@anonnona6433]

That make believe consolation out of debt is so real.Meeting an exe who will give you $10,000, money miraculously deposited on your account, eiiih. Let's take accountability and do better. Chronic debt is indeed a Behavior and a lifestyle 😢😢😢😢😢. It's okay to leave that 3 bed and live in a 1 bed as things get better. It's okay for your children to attend a school that is affordable. You don't need the latest anything for that matter.

[@desiremushabe952]

Yaaaaayyyy. Thanks for inviting the financial genius Mr.Munyirwa

[@manuelap.mulondo]

He is amazing

[@jora002]

Thank you for recognising us the faithful robots🎉

[@babraatuhereza7275]

You know. 😂

[@berthatendo8776]

😂😂😂😂😂😂😂

[@ceciliamwebaza9377]

Thank you for the financial information, grateful ❤❤❤ I even fear borrowing shs.500😂😂😂

[@neldalimilimi4648]

😂 you aren’t alone

[@namiirojose6824]

In my life, borrowing is a disgrace and God is aware😊

[@nakatoritahnayiga7660]

Same here

[@sashamoureen9598]

Talk about those who christianize money and i like how one bishop put it. The borrowers especially those who never pay back. We tell them “that am a christian but my money is not.”

[@sabanoritah7924]

Grace is so right, I got into debt through my partner. I thought I was helping him yet I was sinking

[@katetsonnie8589]

STI transmitted aki sorry we learn

[@nakibirigebrendahjoyce3707]

can't wait to be enlightened 🎉

[@joe9125]

Interest rates in Uganda let alone rates from money lenders are prohibitively high if possible I wud advise people to borrow from foreign countries like few guys do .

[@flaviakamahoro4353]

The way hv been checking on it

[@viola_K.5]

I wanna listen twice or even more to this!🤭

[@hellenmabonga9714]

I just love barbras Spirit

[@babramugeni2966]

Thank you ❤

[@JayB.A]

Great one

[@ConquererAnita-ns7qu]

Pettiest thing-my hubby this week brought a relative to visit without informing me. Huhh, I was so pissed coz am too principled but I chull later😂😂😂😂

[@kembabazidoreen9927]

Here to learn

[@AllanWangi]

"Your budget for miracles is very high." That made me laugh. And it is true for me as I struggle with the debt of my parents supporting me because I do not have a job. Just looking a job is hard. Anyways, relating to last week's episode, slow but sure. Now I save every penny and budget even with little.

[@FlowerMadrine]

Fridayyyy.... Let me unpack ettu lya leero

[@odoitimothy1852]

Mr Grace Munyirwa

[@nahweranaume9496]

This guy is talking from experience indeed

[@Nambozobev]

He is exceptional

[@nassaligertrude5107]

Aren't i the first one guysssss ??

[@kyoshabirebeatrice1532]

Hi , l love yo sister locs.

[@babramugeni2966]

Thank you ❤ done by @viluxebeauty

[@ndaganocate3745]

Barbara's pettiness I can relate 😂

[@anitakatushabe1899]

Bump love 2025 I must shine am that person I can borrow to help someone last episode opened my eyes now this is a climax thank u ladies I must be rich I must be femaus come 2026

[@RonahNatumanya]

Wowwwwww.

[@peacepatra5986]

Love you all😊

[@teoprecious3438]

Business garage well received

[@daphinemarunga4974]

😂😂😂😂😂😂😂😂 Grace you are wise

[@RachelAgunda-x5q]

Good content...light bulb moment

[@soniakantengwa7987]

Mr Grace Munyirwa 🥳🥳 i’m excited for todays guest 🥳🥳🥳🥳

[@Nambozobev]

Such a notable guest

[@benadettepatriciaiyeset4396]

Finally 🎉🎉its fryday🎉🎉

[@barbaraainebyoona4483]

@bumplove thank you for this I'm burried in debt. I need to get out and I'm glad Grace shared tips which I have bowed to try immediately. How can I get the book here in Mbarara??

[@katusiimemary6645]

Am traveling to mbarara tomorrow,if usee this massage earlier ican volunteer

[@lawrencelarry252]

What happened to Pumla ❤❤❤❤

[@Thelazygardenerug]

She's now at PPJ..its a youtube channel she's on

[@namirembeprossy9865]

Barbra's petty story shows that its okay to just be a girl🥰...i did this last year; though i gave it after days

[@babramugeni2966]

Right ? 😂

[@namirembeprossy9865]

@@babramugeni2966 yeah😅

[@diananantambi4611]

Naye being superstitious has killed me😂😂😂😂. The way I have lived that life...ooh God

[@Nambozobev]

Many of us has fallen into that trap.

[@jora002]

Petty - I found water on the carpet in the home and fumed about these gen z kids how careless and lazy they are and they will see me. I worked from home the whole day, when the Gen Z came in, she asked how my day was--+ don't even ask me, the level of careless in this house has reached my neck. Reply - mum have you realised the ceiling is leaking and swelling while your eyes only look forward never up... Back to finances, thank you for this topic. Let's talk about debt - I am excited to hear from Grace.

[@gwenbiz2545]

🤣🤣🤣🤣

[@katetsonnie8589]

😂😂😂 hugs mama they can also be brutal with answers Atlist your not looking into debt, remember women are the target 😅

[@biirabridgetbest4469]

😂😂😂😂😂

[@HopeJovia.S]

"When you're in a hole,stop digging." Just stop ✋️

[@nassaligertrude5107]

Here🎉🎉🎉🎉

[@effect9180]

Me and Barbra same whatsap group.....my son is starting school in feb and he is super excited but i am restless

[@anonnona6433]

😂😂😂😂😂@Me I left it to God 😂😂😂😂😂😂. Atleast have an honest conversation with the lender 😂

[@NabutoMariaGorate]

Mukama ompe ekisa nsasule amabanjja gona

[@namanyaesther2340]

Budget for miracles😂😂

[@esthergidudu7816]

Am shining this year, all because of bumplove. Thanks for these very insightful topics. Love you ladies coz you are very inspiring 💐