Credit Card Scam: You Are Next Target of Them | Protect Yourself

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Learn about the credit card scam that cost victims 7 lakhs. This video explains how scams work, the rise in credit card usage, and why most banks issue them. How can you find effective ways to protect yourself from fraud?
00:00 Intro
00:50 Credit card scam and 7 lack scam
02:50 Use of credit cards increases
04:05 Most banks issue a credit card
05:20 Scammer get OTP
06:50 Why people use a credit card
08:00 HDFC premium credit card
09:10 How to secure from scam
10:40 Conclusion

[@namaskarprasad]

Get your regalia gold credit card now - www.hdfcbank.com/personal/pay/cards/credit-cards/regalia-gold-credit-card?KZbinFinnovationZ&Social&RGIM

[@shubhasisshit9664]

Wrong/incomplete information regarding RBI policy. The policy states - In cases where the loss is due to negligence by a customer, such as where he has shared the payment credentials, the customer will bear the entire loss until he reports the unauthorised transaction to the bank. Any loss occurring after the reporting of the unauthorised transaction shall be borne by the bank.. That means if it's completely your fault you have to borne the whole amount and it does not limit the amount. And in case of other fraudulent reason liability is limited which is quite obvious.

[@Prasadp898]

Kya bol diya Bhai galat 25k ka scam huva and apako max 25k hi bharna padaega 😂😂

[@kamdarniraj]

Regalia card ka fees and charges nai bataya apne

[@VijayKumar-rs7im]

I got defrauded by scammer as they got OTP through email even though I have enabled two factors authentication for my email. Even SBI CC did not provide me transaction number to lodge complaint with cyber crime portal.

[@abdulateeq1054]

Dear sir, where is the RBI circular you said will give for reference??

[@positive_neutron1351]

😂 i will accept the mobile phone & will insert my non -banking sim ,also also block calls from scammer, lets make the scammers bankrupt 😂

[@thegreatestdax9491]

Scammer ko scam

[@abhinavsharma6058]

Hey kid..... factory reset maar na bro

[@mahavirprasad5246]

😂😂😂👌👌👌

[@aking8255]

Ptttttttttttttttttttttt555ttt

[@dhavalpatel7289]

usne aapke address pe hi to mobile bheja hei... to wo aapse contact kar payenge

[@Yakridu_Anna]

You missed to mention that credit or debit card usage limit can be fixed/ changed by app or online banking as and when required, which can save us from misuse beyond specified limit .

[@FEN423]

HDFC didn't tell him that 😂😂

[@chandrashekhar.prabhu]

Privacy is a myth

[@TheCooljatt18]

waah !! awareness bhi aur marketing bhi ek saath, Nice !!

[@satyamfogla6655]

Hey Prasad...I have been following you for a very long time...can you make a video on the patanjali ad case and its impact on its share price ?

[@namaskarprasad]

Very good suggestion. This video will be live by weekend

[@mayurkumarpatel7325]

Please sir banaiye hame sach samajna he..​@namaskarprasad

[@RohitKumar-us2nm]

Thank you so much for this useful information 🙂.

[@Kirangambhirrao]

Thank you so much for watching this video 👍👍 a great humble ending

[@darshillal1702]

Where is the RBI circular that you said about? Its not in description

[@rahulgupta43701]

State bank of india is not even a credit card issuer. Sbi cards is a seperate entity.

[@happiness4ever1994]

Thank you so much Sir for this awareness video 🙏😘

[@geracaodouro]

such greed for blatant promotions and promoting misinformation, and least on his priority list is public awareness of CC scams. So twisted...

[@TechG101]

Credit cards provide great convenience, if you know how to use them right! And, you also need to be vigilant... Social Engineering - ie, the Human Factor, remains the No-1 reason for these frauds - which exploits Fear, Greed & other emotions... I'm a Big Fan of your awareness videos... continue doing the great work!

[@rishidhardubey4091]

Thanks Prasad for information

[@urvishpipariya4876]

Awesome video good information

[@ajsujit]

That face on thumbnail😂

[@mohmmadpatel985]

Pranjal kamra also got the same sponsor of hdfc credit card 😂 i just watched his video now

[@sumansinghaniya6391]

Sir i got 1 lot of varyaa ipo ,But it has upper circuit and lower circuit, so how do I sell it?

[@Rahulsingh-fi8jb]

Hello Prasad...Con call kaise sunte hain...indian companies ya US companies ki? what i understand by this is after Con call they publish their report on their website or somewhere else and we investors read that to know exactly what has been discussed...am I correct?

[@abhijeetdeshmukh8691]

7:49 RBI Circular link is not available, please provide the link.

[@mayurkumarpatel7325]

Yes please update rbi circular

[@dhruvitmakwana7891]

We Gujaratis don't care, bcoz we don't Activate UPI or Credit card in balance maintaining account, Activate only in zero balance account

[@jaynagda7787]

bhai, try to make video in 4k or 1080p 60fps.

[@mansurkapasi1970]

Sir recently mene housing nam ke ek application se mere credit card mese 70k apne bank acc. Me transfer kiye he but wo amount credit card se debit ho chuka he or bank me abhi tak nahi aaya .. coustomer support vale bol rahe he ki 2-4 din me aa jayega ...agar nahi aaya to muje kya karna chahiye??

[@rajv12345]

Bhai.. es card ka yearly charges bhi hai... Wo to batao?

[@mastimar356]

Hdfc bank ka sales kyon kar rahe ho!!!

[@Kirangambhirrao]

What a great video Prasad Sir 👍👍

[@SunilSoni-sn1ed]

Home work karke to aata credit card shop par milta he kiya jo lady gayi or mil gaya or active ke liye call aa gaya....sanyukta ji ne sahi baat batayi nhi

[@yogeshmodi6206]

Well done...

[@mohitjs1828]

Ye kahani mene ohle bhi suni h isi channel se 😂😂😂

[@sachinghule171]

Sir , myself sachin i have ordered a monitor on flipkart. Which is dead on arrival tha so i raised return request. There is no response from flipkart since past 2 months. They extend timeline everytime. Kindly help me with this sir.

[@shubhasisshit9664]

reporting of the unauthorised transaction shall be borne by the bank.. That means if it's completely your fault you have to borne the whole amount and it does not limit the amount. And in case of other fraudulent reason liability is limited which is quite obvious.

[@user-gd4eo4qs5h]

Bro can u pls explain that unauthorised transaction thing !?

[@marathimanus1147]

If there are no free lunches in this country, then how can I get so many complimentary things and rewards and so on from HDFC Regalia gold credit card? (Or any credit card for that matter) 😜

[@ankitbuddhbhatti7183]

Add Bad me kar na RBI ka circular kidhar heee

[@tejas-bn3cq]

Call centre is CLUPRIT ..

[@gautamsinha5998]

The banks are maybe intentionally or unintentionally helping these scammers. The periodic kyc is a big reason people listen to these phone calls from scamsters posing as bank service agents trying to help kyc and in the process help sharing data with multiple parties. When my adhaar and pan are not changing why banks need periodic kyc when someone has a track record of spending within India and therefore not changing resident tax status??

[@1979arijitpaul]

If you want to promote credit card then promote small bank's credit card which gives you more money.

[@asgaralisiddiqui4047]

Thanks for content sir 😁😄😄😜😁

[@ashwinigurung7716]

Informative

[@mukald]

Good Samaritan. Keep awakening the greedy

[@brajendrasinghbundela6441]

Pls make a video on "Social Trade"

[@sudarshank1493]

Comparing debit vs. credit card transactions is illogical as everyone is uing UPI

[@shimvijay1]

Is there a chance to be scammed if a person's phone screen is broken and he gives the phone for screen-repair. Normally, it takes 2 days and they keep the phone with them. We also don't know to whom our local repair guy takes the phone to get repaired in the city.

[@ayushagarwal1477]

Remove sim before giving them

[@Hellofriends23411]

mera bank account cyber sel ne freez kar diya hai or jo cyber sel walon ne helpline number diya hai us number pr call karne pr utha bhi nhi rahe hain aapko kuchh jankari Ho to bataen kya main Karun please

[@shreesatyanarayanpress8411]

Hdfc H stand for Haramiii D ??? Plz comment

[@Abhishek-390]

Cibil report mebhi kuch application loan ka amount pay ho jane k baad bhi loan status active rakhte he. Customer care no response. Poonawala fin corp

[@sachiniriche]

Ye scam nahi bhai ... Laalach hai hamari. Otp chhod diya aur cvv aa gaya, to bhi ham cvv bata denge , laalach ki wajah se.

[@SunilSoni-sn1ed]

Sahi kaha koi jab tak humko thag nhi sakta jab tak hum na chahe humhra lalach hi aisa karvta he or kabhi kabhi hum khud karte he or apne bachav me dusro ka name le lete he ye jo story bata raha he jhooti he

[@user-ft9ok8yg4i]

Aapke channel ke through life me 1 hi baar mere sath fraud hua tha. Meine aapko bataya tha magar aapne dhyan nahi diya Prasad bhai

[@manusahu2586]

Otp is secure process , ab log hi bewkhoof h to ky kare

[@SonuKumar-lh5nr]

Sirf tu bewakoof hai......

[@Goaboyz]

Video having frame drops

[@chandershekhar252]

Pl explain m coin

[@urvishpipariya4876]

Sir but info thoda galt hai mera pass hai cc and cvv pucha ta he playform

[@tejasbavkar2811]

He means to say that international transactions get approved based on CVV alone. But for India there is OTP also so that's why they need it.Remember don't disclose ur card details anywhere and keep international transactions always off whether debit or credit card.

[@navnathwaghmare4366]

Where is RBI circular..

[@SHASHISHARMA-jv7mi]

Bus isi tarah mere uncle ko 50000 ka chuna lagaya tha

[@sunilpatil1923]

Many Bank employees involved in data leak....

[@hardipsinhzankat]

Nice

[@dineshsharma5482]

Good One Sir

[@mandardixit2154]

Joining fee aur annual fee kon batayega iss card ka

[@user-ik7oc7td8m]

When you have RBL credit card you will start frodunt calls

[@shubuak7082]

1st comment after so many years ....ab mai famous

[@namaskarprasad]

😃😃

[@kevaldharamshi1728]

Good video

[@ayushsaraogi]

Rbi circular kahan hai .

[@LordKrishnaOurLifeline]

Kyon bhaiya icici, Axis or SBI walo se koi dushmani hai kya 😂 😂

[@sagarhablani7206]

Kuch bhi nhi hota sir fraud hogya hai or koi bhi bank support nahi karti ₹25000/- ki limit sirf bolne ke liye hai

[@knower_Savvy]

Make video on p2p lending new rules

[@vaishnokumar5084]

Iska joining fee and annual fee jyada hai bhai sabah..

[@Renuka_tailor]

Sir app bhahu tu bhadiya msm dete hai sir good sir

[@AnuragKumar-gt1mr]

Data to bank waale hi dete hai inko

[@surajdalal5442]

PURA Naya kahani Suna diya..

[@viku_101]

Mere pass nhi h

[@ravindrawagh2999]

Card deactivate karane ke liye usne muzse login OTP liya

[@rajanikb]

Don't loose trust don't waste our time promoting credit card don't take credit card that is biggest scam if you want to take credit card amount to an EMI Gst 18 % need to pay on interest of loan really i don't know how RBI not looking this bcz we are suffering to pay GST alone with intrest it is biggest burden don't take any credit crad those are way of hell

[@dejazO0]

it was very thoughtful scam😮

[@gkptansport9955]

इसीलिए सर मैं क्रेडिट कार्ड उसे ही नहीं रखता हमें तो इंग्लिश नहींआती है क्या मैं भी शेयर मार्केट की पढ़ाई पढ़ सकता हूं अगर पढ़ सकता हूं तो आप हमें कॉलकरिए😊 और कितना रुपया देना है

[@namanxyz0]

शेयर मार्केट पढ़ने के लिए एक रुपए भी नहीं देना है।

[@anandpalk265]

Namskar Sir 🙏 Anand

[@namaskarprasad]

Namaskar Anand🙏

[@AshishKesarwani-gw3ml]

Kindly share the RBI circular ...there is no link provided in comments section​@@namaskarprasad

[@crusadersfromtheeast3534]

Never apply credit cards 😂

[@ravindrawagh2999]

Palan nam se HDFC ka EMP bol Raha tha

[@siddharthpanigrahi5339]

I don’t use the blody fu**ing credit card. My debit cards are best for me. 😍

[@mr.kuldeepjagdish4820]

Mpokket apki company hai ?

[@namaskarprasad]

Nahi

[@AxeCapital07]

Don't h debit n credit card 😂

[@SunilSoni-sn1ed]

Mujhe police station bulaya jata he me kesi ka face dakh kar baat karne ke trike se pata laga leta hu samne vala jhoot to nhi bole raha ek bar mujhe bulaya ek lady thi uske gold ki Jawllery koi le kar bhag gaya fIR likhvne aayi thi mane 2 min face dakha usko bola sab kese hua usne bataya mane sun kar police valo ko bola koi scam nhi hua.. Jawllery eske pass hi he

[@sanjayjadhav4790]

मस्त व्हिडिओ

[@arrownewsindia3747]

Sir Onpassive Scam per Video banao. 2000 crore ka Scam hai. Sab agency So rahi hai 🙏🙏🙏

[@danishmohammad2666]

Hdfc is the best bank ❣️

[@user-ub4rw3uq6m]

❤❤❤❤

[@arcreation7159]

❤

[@mahendrasingh-lr3ib]

👍👍👍👍

[@incrediblehulk5720]

Simple credit card mat rakho.

[@noone-vn9kv]

Namaste

[@namaskarprasad]

Namaskar🙏

[@Tush892]

Bhai carding ke baare me bataoo ❤❤❤❤

[@sourabhlodha85]

Ye ta hamare sath scam ho gaya

[@ravindrawagh2999]

Aaj mere saath ek scam hua

[@NiladriGhosh-co3eo]

This was an advertisement video. Providing information was not the motive.

[@donald70fms]

beekeeper

[@umer3507]

Sabse bakvas RBL CREDIT CARD HE JISME BANK KE HI IMPLOY SCAM KARVATEHE

[@vineetsingh4679]

Bhai credit card hi nahi h kya ghanta scam hoga . ...UPI hi use krta hu wo b apne lie naki dusro k khne par

[@kaushlendra-vo9bk]

Aise hi लोगों के साथ स्कैम होता है जो overconfident होते हैं. Ab to account me paisa nahi hota to tumhare name se loan le lete hain

[@vineetsingh4679]

@@kaushlendra-vo9bk cibil 400 h kya hi loan lege ..kisan aadmi hu

[@Silence_Speaks]

Rather then adverising credit card for HDFC , why don't you make a video on how the customer info is shared to scammers ....that will help to understand who is the main culpirit- bank customer care who share the info for few bucks...

[@PankajChauhanKc]

❤❤❤

[@nikhilsingh5733]

Namaskar❤❤

[@fantasysports3823]

Vinod 😂

[@SiddharthPatel848]

Credit Card scam