Load your wallet up here - www.profitablecontent.com
@lopezzepol14 ай бұрын
And you know whose in my wallet? The IRS!
@RJFinancial4 ай бұрын
Somebody has to fund those $20 California jobs
@Brianpeckin4 ай бұрын
Don't worry they know what to do with your money more than you do 😂😂
@dampam42734 ай бұрын
lolol
@lopezzepol14 ай бұрын
@@RJFinancial check these boots out for size, probs my most liked comment on your channel #MAGA
@katbax554 ай бұрын
Facts😅
@Doggieman11114 ай бұрын
Never apologize for being strictly cash back. All those travel chodes with their 1.5 CPP are up at 2 in the morning trying to squeak out Tuesday red-eye seats in the middle row all alone to Bora Bora or something it's lame
@RJFinancial4 ай бұрын
Haha the red eye thing is so true. I’m happy with my 1cent cash out. Still $1200 on the trash platinum after the fee.
@vcosino4 ай бұрын
RJ taking all the bank bonuses and credit card bonuses! Don't leave anything on the table 💳💰💰💰💰🔥🔥🔥
@RJFinancial4 ай бұрын
Man, I just got a Huntington personal card for $100... take what you can, give nothing back
@vcosino4 ай бұрын
@@RJFinancial agreed! 🙌
@shawn.credit4 ай бұрын
@@RJFinancialNice the Voice MC or the Cash Back MC?
@RJFinancial4 ай бұрын
@@shawn.credit cash back because it had a lower spend requirement for some reason
@anthonyhobson3674 ай бұрын
Got the Venmo card for 3% on utilities and 2% in store at warehouse stores like Walmart, Costco and Sam’s Club 🤷🏾♂️🤷🏾♂️
@RJFinancial4 ай бұрын
It's not bad for the one 3x category. I do like how simple the redemptions are. Most random cards make the redemptions much harder
@Brakeforsnakes9114 ай бұрын
Why not US Bank for 5% utilities?
@anthonyhobson3674 ай бұрын
@@Brakeforsnakes911 US Bank doesn’t want my c/c business, so they rejected my application 😀😀
@flubberghosted24724 ай бұрын
@@Brakeforsnakes911cuz US bank are hyper-conservative curmudgeons.
@jimmyjames64924 ай бұрын
Chasing those AMEX cards 🤣🤣🤣Thanks for the info + video!
@RJFinancial4 ай бұрын
If they want to keep offering me money....
@jimmyjames64924 ай бұрын
@@RJFinancial 🤣🤣🤣
@docsays4 ай бұрын
RJ this is a much better video than the usual whats in my wallet that every other yter does. Just fyi, i was able to snag a 50k offer on $8k spend on the amex BBP so that offer is out there
@RJFinancial4 ай бұрын
More action packed with the constant hunting. Thanks, I'll keep my eye out for the BBP
@crazykenbei2 ай бұрын
Yeah that pnc card is a pain to get and i have a personal relationship with them for years now and still got denied.
@dgasmd14 ай бұрын
Thanks for the content. Great video. Love to see honest people that admit to their application rejection. Some content creators make it sounds as if they never get denied for anything. I recently got rejected for the autograph card and the Venture X and was loosing my mind as to why these banks would deny me when I have zero reasons in my mind for denials. They both claim "too many inquiries". I have since seen other creators that have admitted they also get denied for the same reasons. I will try again in a few months I guess.
@kylefredrickson71544 ай бұрын
The Wyndham Business can be good to be considering with an all-time high bonus of 100K points and get 8 percent off gas and 5x on utilities.
@shawn.credit16 күн бұрын
I grabbed an Amex Business Platinum this afternoon, I will enjoy the yearly or twice a year new computer haha with that dell credit. I have it alongside my personal Amex Platinum, Amex Business Gold call me crazy but I will do a toss up next year which to keep or I might keep both. How long have you had your Business Platinum, I recall in the past you were not team AMEX outside the Business Cash card ha!
@RJFinancial15 күн бұрын
January. Mine will be gone in a few months. I get them for the intro offers then dump em a year later. Money is still money brother
@Thecreditcardconnection4 ай бұрын
Not the Apple Card!! 😮😂😂😂 Come on RJ! Jk! Thanks for the video! I like when you put these out!
@RJFinancial4 ай бұрын
It's rough out there sometimes. I got the Huntington card last week, so we just keep shooting
@JimmyLucas-ev1hp3 ай бұрын
I will be carrying around my own susan g komen soon! thanks for the tips
@RJFinancial3 ай бұрын
Nice, welcome to team BOA
@djpuplex4 ай бұрын
Good on you getting the AAA card it's a great card.
@RJFinancial4 ай бұрын
They made me work for it but you’re spot on. It’s a way underrated keeper card
@djpuplex4 ай бұрын
@@RJFinancial Yes the interface is 🐕💩 you can freeze the card or report list in website you have to call in. Plus linking a bank account to the rewards is near impossible I just do statement credit. But 5% on groceries and Walmart (it works for me) is untouchable.
@WhatsThePoints14 ай бұрын
Haven’t heard of shopper rewards, is that a keeper for you and if not do you have another USB you may PC to? As much as I like my Altitude Reserve I’m probably switching to another catch all so may PC to a cash plus or something
@RJFinancial4 ай бұрын
kzbin.info/www/bejne/rZy4o4Bro5WlmNE Nah, too high of an annual fee at $95. Not justified for year two in my opinion. But for one year it's fine, plus USB waives the fee in year one
@jmsshannon4 ай бұрын
Like my AAA card. Only thing I didn’t like is they gave me the travel when I wanted the Daily, but not complaining too much about 5% gas back
@RJFinancial4 ай бұрын
That’s odd. What was the excuse they gave when you asked about it?
@jmsshannon4 ай бұрын
@@RJFinancial no real excuse, just that they don’t allow that and rep was quick to get off the phone. Going to call again and ask about a product swap instead of “not card I wanted”
@discountcodes4 ай бұрын
Your videos are great!
@VincentPascual4 ай бұрын
I’m hoping that Amex will refresh the Business Green this year. Since they announced that they’d be refreshing 40 or so products worldwide, I’d say the probability of a refresh happening increased.
@RJFinancial4 ай бұрын
It really needs to be. I’m holding off to see if they do. More so for a higher offer but still
@junitolopez37624 ай бұрын
Nice collection. AAA card, my only gripe, no app for payments or monitoring in 2024.
@docsays4 ай бұрын
I agree the business Green needs a major refresh & maybe the plum card too!
@stellarorbit13414 ай бұрын
I got my citi custom cash card. In 6 months to a year i might get the citi double cash
@RJFinancial4 ай бұрын
That’s fair. No rush on the DC, still waiting to see if the Premier $800 comes back or if we ever get the Strata cards
@kazi14 ай бұрын
Yo
@RJFinancial4 ай бұрын
Spirit award to you this evening
@TheZombaslaya4 ай бұрын
How many inquiries do you have?
@shawn.credit4 ай бұрын
He eats them like snacks haha, never fear an inquiry I have a boat load myself they mean less the thicker your profile becomes with cards.
@RJFinancial4 ай бұрын
Chase credit journey has me at 21. So probably higher if you checked all three reports
@BRADLEYWHITEHALL4 ай бұрын
Damn, how many inquiries do you have that lead to the denials?
@RJFinancial4 ай бұрын
Chase credit journey has me around 21 last time I looked
@anthonywilliams94154 ай бұрын
@@RJFinancial😂😂
@Wunnawunna9994 ай бұрын
Letsgoooo
@evangibson80204 ай бұрын
Based RJ
@shoelady64574 ай бұрын
💳 😁👍
@caribdude81514 ай бұрын
👍
@DCGEMINI2024 ай бұрын
Woah man. I know u arent team travel any more but those cards u added are tragedy cards😢 we need the old RJ back
@RJFinancial4 ай бұрын
Ha what do you mean? AAA and BOA are solid. The rest are for the intro offers. They’re trash cards for sure. But it’s also about $2,500 in intro offers. I’m after the cash. These cards will be gone next year
@jeremywong66972 ай бұрын
@@RJFinancial Do you hold the card for 366 days or longer before you usually cancel a card with an AF after the SUB?
@RJFinancial2 ай бұрын
@@jeremywong6697 about that time. Whenever the second fee hits I call cans cancel or product change if it’s beneficial
@CesarJoel4 ай бұрын
Always happy to see AMEX being so inclusive and giving you some love RJ! Fun video to watch RJ!🫵
@RJFinancial4 ай бұрын
When it comes to taking money I'm an equal opportunist