Credit Cards in My Wallet - Q2 2024 Edition

[@RJFinancial]

Load your wallet up here - www.profitablecontent.com

[@lopezzepol1]

And you know whose in my wallet? The IRS!

[@RJFinancial]

Somebody has to fund those $20 California jobs

[@Brianpeckin]

Don't worry they know what to do with your money more than you do 😂😂

[@dampam4273]

lolol

[@lopezzepol1]

@@RJFinancial check these boots out for size, probs my most liked comment on your channel #MAGA

[@katbax55]

Facts😅

[@Doggieman1111]

Never apologize for being strictly cash back. All those travel chodes with their 1.5 CPP are up at 2 in the morning trying to squeak out Tuesday red-eye seats in the middle row all alone to Bora Bora or something it's lame

[@RJFinancial]

Haha the red eye thing is so true. I’m happy with my 1cent cash out. Still $1200 on the trash platinum after the fee.

[@vcosino]

RJ taking all the bank bonuses and credit card bonuses! Don't leave anything on the table 💳💰💰💰💰🔥🔥🔥

[@RJFinancial]

Man, I just got a Huntington personal card for $100... take what you can, give nothing back

[@vcosino]

@@RJFinancial agreed! 🙌

[@shawn.credit]

@@RJFinancialNice the Voice MC or the Cash Back MC?

[@RJFinancial]

@@shawn.credit cash back because it had a lower spend requirement for some reason

[@anthonyhobson367]

Got the Venmo card for 3% on utilities and 2% in store at warehouse stores like Walmart, Costco and Sam’s Club 🤷🏾‍♂️🤷🏾‍♂️

[@RJFinancial]

It's not bad for the one 3x category. I do like how simple the redemptions are. Most random cards make the redemptions much harder

[@Brakeforsnakes911]

Why not US Bank for 5% utilities?

[@anthonyhobson367]

@@Brakeforsnakes911 US Bank doesn’t want my c/c business, so they rejected my application 😀😀

[@flubberghosted2472]

@@Brakeforsnakes911cuz US bank are hyper-conservative curmudgeons.

[@jimmyjames6492]

Chasing those AMEX cards 🤣🤣🤣Thanks for the info + video!

[@RJFinancial]

If they want to keep offering me money....

[@jimmyjames6492]

@@RJFinancial 🤣🤣🤣

[@docsays]

RJ this is a much better video than the usual whats in my wallet that every other yter does. Just fyi, i was able to snag a 50k offer on $8k spend on the amex BBP so that offer is out there

[@RJFinancial]

More action packed with the constant hunting. Thanks, I'll keep my eye out for the BBP

[@crazykenbei]

Yeah that pnc card is a pain to get and i have a personal relationship with them for years now and still got denied.

[@dgasmd1]

Thanks for the content. Great video. Love to see honest people that admit to their application rejection. Some content creators make it sounds as if they never get denied for anything. I recently got rejected for the autograph card and the Venture X and was loosing my mind as to why these banks would deny me when I have zero reasons in my mind for denials. They both claim "too many inquiries". I have since seen other creators that have admitted they also get denied for the same reasons. I will try again in a few months I guess.

[@kylefredrickson7154]

The Wyndham Business can be good to be considering with an all-time high bonus of 100K points and get 8 percent off gas and 5x on utilities.

[@shawn.credit]

I grabbed an Amex Business Platinum this afternoon, I will enjoy the yearly or twice a year new computer haha with that dell credit. I have it alongside my personal Amex Platinum, Amex Business Gold call me crazy but I will do a toss up next year which to keep or I might keep both. How long have you had your Business Platinum, I recall in the past you were not team AMEX outside the Business Cash card ha!

[@RJFinancial]

January. Mine will be gone in a few months. I get them for the intro offers then dump em a year later. Money is still money brother

[@Thecreditcardconnection]

Not the Apple Card!! 😮😂😂😂 Come on RJ! Jk! Thanks for the video! I like when you put these out!

[@RJFinancial]

It's rough out there sometimes. I got the Huntington card last week, so we just keep shooting

[@JimmyLucas-ev1hp]

I will be carrying around my own susan g komen soon! thanks for the tips

[@RJFinancial]

Nice, welcome to team BOA

[@djpuplex]

Good on you getting the AAA card it's a great card.

[@RJFinancial]

They made me work for it but you’re spot on. It’s a way underrated keeper card

[@djpuplex]

@@RJFinancial Yes the interface is 🐕💩 you can freeze the card or report list in website you have to call in. Plus linking a bank account to the rewards is near impossible I just do statement credit. But 5% on groceries and Walmart (it works for me) is untouchable.

[@WhatsThePoints1]

Haven’t heard of shopper rewards, is that a keeper for you and if not do you have another USB you may PC to? As much as I like my Altitude Reserve I’m probably switching to another catch all so may PC to a cash plus or something

[@RJFinancial]

kzbin.info/www/bejne/rZy4o4Bro5WlmNE Nah, too high of an annual fee at $95. Not justified for year two in my opinion. But for one year it's fine, plus USB waives the fee in year one

[@jmsshannon]

Like my AAA card. Only thing I didn’t like is they gave me the travel when I wanted the Daily, but not complaining too much about 5% gas back

[@RJFinancial]

That’s odd. What was the excuse they gave when you asked about it?

[@jmsshannon]

@@RJFinancial no real excuse, just that they don’t allow that and rep was quick to get off the phone. Going to call again and ask about a product swap instead of “not card I wanted”

[@discountcodes]

Your videos are great!

[@VincentPascual]

I’m hoping that Amex will refresh the Business Green this year. Since they announced that they’d be refreshing 40 or so products worldwide, I’d say the probability of a refresh happening increased.

[@RJFinancial]

It really needs to be. I’m holding off to see if they do. More so for a higher offer but still

[@junitolopez3762]

Nice collection. AAA card, my only gripe, no app for payments or monitoring in 2024.

[@docsays]

I agree the business Green needs a major refresh & maybe the plum card too!

[@stellarorbit1341]

I got my citi custom cash card. In 6 months to a year i might get the citi double cash

[@RJFinancial]

That’s fair. No rush on the DC, still waiting to see if the Premier $800 comes back or if we ever get the Strata cards

[@kazi1]

Yo

[@RJFinancial]

Spirit award to you this evening

[@TheZombaslaya]

How many inquiries do you have?

[@shawn.credit]

He eats them like snacks haha, never fear an inquiry I have a boat load myself they mean less the thicker your profile becomes with cards.

[@RJFinancial]

Chase credit journey has me at 21. So probably higher if you checked all three reports

[@BRADLEYWHITEHALL]

Damn, how many inquiries do you have that lead to the denials?

[@RJFinancial]

Chase credit journey has me around 21 last time I looked

[@anthonywilliams9415]

​@@RJFinancial😂😂

[@Wunnawunna999]

Letsgoooo

[@evangibson8020]

Based RJ

[@shoelady6457]

💳 😁👍

[@caribdude8151]

👍

[@DCGEMINI202]

Woah man. I know u arent team travel any more but those cards u added are tragedy cards😢 we need the old RJ back

[@RJFinancial]

Ha what do you mean? AAA and BOA are solid. The rest are for the intro offers. They’re trash cards for sure. But it’s also about $2,500 in intro offers. I’m after the cash. These cards will be gone next year

[@jeremywong6697]

@@RJFinancial Do you hold the card for 366 days or longer before you usually cancel a card with an AF after the SUB?

[@RJFinancial]

@@jeremywong6697 about that time. Whenever the second fee hits I call cans cancel or product change if it’s beneficial

[@CesarJoel]

Always happy to see AMEX being so inclusive and giving you some love RJ! Fun video to watch RJ!🫵

[@RJFinancial]

When it comes to taking money I'm an equal opportunist