Current BEST High Yield Savings Accounts of 2024 (Q2)

[@azieltobias]

As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.

[@BaileyHoward101]

I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.

[@mellon-wrigley3]

Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.

[@sloanmarriott5]

@@mellon-wrigley3 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@mellon-wrigley3]

Gertrude Margaret Quinto is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Gallo-firestone]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@IbrahimIsabella-00]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@paulinusikpeama6328]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@IbrahimIsabella-00]

@@paulinusikpeama6328 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@paulinusikpeama6328]

@@IbrahimIsabella-00 My advisor is VICTORIA CARMEN SANTAELLA;

[@paulinusikpeama6328]

You can look her up online

[@VivekLuna]

@@paulinusikpeama6328 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

[@Biggerstaff4]

I'm 55 and earn about $450k annually, only save 30% in HYSA's. I've been reading a lot of articles mentioning how worthless 'cash savings' are in this current unstable economy, thus my question - real estate, stocks or gold, which will be a better investment as of now?

[@Scarborough-c26]

Honestly leave it in a account that yeilds 5%, or better still get in touch with a trusted advisor for financial advise

[@StephenTho42]

Agreed, opting for financial advise is the best way to go about the market right now. I average 4 figures/month in dividends. I'm in the process of dumping some stocks that I feel are not solid performers, but my overall stock portfolio just hit $600k. I only have 30 or so stocks with digital assets clearly vetted by my financial advisor.

[@CaroLewis-j8k]

@@StephenTho42 mind if I look up your advisr please? I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now

[@StephenTho42]

She goes by ''Katherine Nance Dietz'' a seasoned advisor with over two decades of experience. You can research her further on the web.

[@Lindsay-jy]

curiously inputted Katherine Nance Dietz on the web, spotted her consulting page at once, and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal

[@arilee1505]

Watch out for Sofi! Savings is 4.6% IF you direct deposit $5000 every month, so if you are taking a break from work not getting deposit, the yielding interest is only 1.1%

[@MrInvictusPro]

incorrect ,you have to have direct deposit set up OR deposit 5k monthly

[@NJgateway]

That's not true. The interest rate is 4.25% without direct deposit. It's still an amazing interest rate!

[@mikep.473]

Thank you for this I don’t make 5k a month as of now

[@crismartinez3779]

3 weeks ago I opened a SoFi High Yield Savings account. Everything went smoothly until I read the fine print. In order to maintain the 4.6% interest rate I have to set up a direct deposit or deposit $5,000 a month. I’ll pass. Wish I knew early. I want to just park my money with no stipulations.

[@MrInvictusPro]

i mean if you have a job just set up direct deposit......not that hard lol

[@crismartinez3779]

@@MrInvictusPro correct. I don’t want to switch my direct deposit from Navy Fed lol.

[@NJgateway]

​@@crismartinez3779 You still get a 4.25% interest rate without direct deposit. That's a pretty hefty interest rate considering the account is free!

[@coreybaker9829]

direct deposit OR deposit $5,000 a month. Why would you not switch from navy fed? Its boosting your APY by at least 4% and theres no penalty (that I'm aware of) for switching.

[@crismartinez3779]

@@coreybaker9829 Navy Fed has been the best bank I’ve ever had. I had decent credit at the time of opening an account with them and they gave me high limit credit cards. The auto loan I got with them was 1.99%. There’s too much to list but I don’t feel like a number.

[@JordanReam8186]

I sold an apartment in Springfield and made about $250K. I was frustrated when I only earned $171 in interest from a regular savings account. After doing some research, I was advised to invest in stocks. What are the best strategies for long-term retirement investments?

[@WestonScally7614]

While the stock market is promising and can give good ROI, expert guidance is essential for effective portfolio management so you don't get burnt out in the market as it is very volatile.

[@SaintYvess]

I opened an online high-yield savings account with 5.12863% interest compounded daily, expecting to get $2,500 in interest on my initial $50,000 at the end of the month. Instead, I only received $420. When I inquired, I was told the interest is calculated daily, which was not clearly stated on the website. My partner advised me to divert into stocks through an advisor, and in just six months, I achieved over 80% capital growth, excluding dividends. Highly recommended!

[@FelineAirstrip]

Pls how can i meet this advis0r? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest.

[@SaintYvess]

*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment. She’s really good

[@Christine-wp2bw]

Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.

[@Raymondjohn2]

crash and bullish market provides equal high-yield potential, it's all about information and strategy application, I've seen folks make huge 7figure profit in a crashing market and pull it off as easily in a bull market , Unequivocally the crash/recession is getting somebody somewhere rich

[@kevinmarten]

Having the requisite strategy to pull off profit in this market is one thing and having access to the exclusive market information that isn't disclosed to the public is another, that's why the pros are killing it this period.

[@Jamessmith-12]

That's awesome! Diversifying your 350K portfolio with the help of an investment coach has really paid off. Making over $730k in net profit from high dividend yield stocks, ETFs, and bonds is quite impressive. Your investment strategy seems to be working wonders for you!

[@JacquelinePerrira]

I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with?

[@Jamessmith-12]

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@JacquelinePerrira]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@kongaloid]

Why does everyone who go over High Yield Saving accounts seem to gloss over Wealthfront? it's 5%, and if you refer people you get a temporary 0.50% boost for 3 months. So 5% at the core and 5.5% if you refer people..

[@datownkidd]

It's super hard to refer people. Sure you can and its great when you get the boost for 3 months gl trying to refer someone.

[@JavieB93]

I wonder the same thing every time! I’ve been with Wealthfront a few years now and LOVE it, but it’s hardly ever mentioned in these videos. Even without the referral boost, 5% is still great and far better than most other options.

[@robertpalos564]

I agree, I have wealthfront right now and lovin it

[@wueevee3249]

I use Wealthfront, it’s pretty solid

[@onehungrygeek]

I FEEL EXACTLY THE SAME. OMFG. I researched all over to find WF reviews but they are so rare as compared to other accounts. I love WF. I've been earning so much interest every single day. It makes a huge difference if your deposited amount is quite large.

[@JoseValdez-ei9qx]

Flourish is 5%. No minimum and FDIC insured up to 5 million

[@Janise-pg8yr]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[@jollama]

Bro acts like he’s never heard of index funds and ETFs

[@maxbacktax]

Janise, Glad to hear about your portfolio's success. I consider income as financial Offense. I consider tax savings as financial Defense. I usually see many people loosing 20-30% in unnecessary taxes. Wishing you continued Success. Greg

[@jollama]

@@maxbacktax Bro really typed an email out in a KZbin comments section

[@chrisoverbey5937]

Migrated to SoFi last month, very pleased so far with every aspect of their bank

[@ednamensah5364]

The catch with SoFi, if you don’t keep the direct deposit set up, you won’t get the high interest payment for your accounts.

[@wbekki]

It can be any amount for direct deposit I currently only put in 2% of my paycheck.

[@abimbolabello5419]

That and it has to total $5,000 in total per 30 days

[@keishito]

I do an extra side job that pays per single job as direct deposit and it works for me. So I got $4 as direct deposit like a month ago. Soon I’ll have to do it again before it goes too long or they lower your interest rate.

[@MidNiteR32]

Yeah I can’t trust them.

[@SirGenesis206]

Yeah, I don’t like that part either. Only reason it isn’t my main account.

[@jmagicd9831]

My Amex Personal Savings just got dropped down to 4.25%. I gotta figure out at what point it’s worth switching institutions. I’d rather have a consistent above average rate than chase over 5% from a bank that that will lower that rate at the drop of a hat.

[@JustMe-gx4xt]

Have multiple accounts and when one drops rates, just move the funds where it will earn more. Lending club still has 5% as of today.

[@kevinlin1529]

I dont know about a lot of the accounts but i have the Sofi Accounts. There is also no ATM withdrawal fees. Great for travel abroad. Not sure if thsi is common among checking account debit cards across the board

[@JoJoENT]

Acorns do 5% on savings account & 3% on checking account , why is no one talking about this ?

[@Keep-grinding24-7]

You have to pay a monthly subscription

[@JoJoENT]

@@Keep-grinding24-7 If you have direct deposit , it waves the fee

[@matthewsills5559]

I have UFB for the past 6-8 months. Absolutely love it, really kick myself for not opening an account a lot sooner.

[@laogalaxy3792]

I opened an hysa with them 3 months ago. I can't believe I am earning $.89 in interest a day.

[@billyboycho]

Can't even open an account without their checking account.

[@matthewsills5559]

@@billyboycho really? I don't have a UFB checking

[@mayankk2800]

is it legit?

[@matthewsills5559]

@@mayankk2800 yeah, so far so good. Simple app/site

[@_jayfromla]

“One” has a 5% hysa that just requires a $5k minimum. Its only for the first 100k so its good for someone who is just starting.

[@JayGothiccc]

Everbank offers 5.25%! A good set and forget acct! But im definitely doing more research in finances!

[@JustMe-gx4xt]

Have you found anything else that pays over 5% based on your research? The Fed is NOT lowering rates, but many of these greedy financial institutions are dropping their savings account rates over the past few months.

[@maxbacktax]

Jay, that's great! Thanks for sharing. I usually see many people loosing 20-30% in unnecessary taxes. Wishing you continued Success. Greg

[@theonlybuster]

Western Alliance Bank (via Raisin) is currently at 5.24%. FDIC insure and all that good stuff. Remember that interest rates change with little to no warning, so where ever you go, be sure to check the interest rate every couple of months to ensure it's still high enough to make you happy.

[@NowNorie]

Can you do a video on the money treasury bonds? Still confused on this and the no tax also if it’s better than a HYSA

[@kehtonhultquist5075]

You money will not be liquid. Look into the penalty’s for early withdrawal.

[@IndiaRoverMayank]

Sofi Terms and condition are little different than explained in the video "The Direct Deposit Bonus Period begins when SoFi receives a Direct Deposit within the Promotion Period and ends 25 calendar days later (the “Direct Deposit Bonus Period”). For the avoidance of doubt, the Direct Deposit Bonus Period shall not extend beyond the Promotion Period."

[@onelifeoneme3648]

Is it mean they need to get the money by 6/25?

[@joshraphaelbatusin933]

Money is not meant to control people rather it is meant to be put to work producing more money for you. You cannot build wealth without putting money in its rightful place.

[@codecreateurroku6764]

Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.

[@josemanuelmacias7968]

Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I've been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

[@scrumpy615]

Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

[@mikeyreacts5839]

Jeff demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit

[@채은우CHAEUN_WOO]

I'm surprised that you just mentioned and recommend Mr Jeff Clark. I met him at a conference in 2018 and we have been working together ever since.

[@dmytrokushka103]

Sofi is my personal favorite

[@MidNiteR32]

2028? Holy crap thanks for the head ups future man!

[@illdie314]

I was sure i misheard him but after re-listening to it like 5 times... I guess we have a soothsayer on our hands!

[@callmeNeno]

Capital One 360 is the goat

[@wueevee3249]

I used a link for a bonus to sign up with capital one’s HYSA, it said that I can earn up to $1500 in sign on bonus if I deposit enough money. But after signing up for my HYSA, I couldn’t find the bonus written anywhere, do you know where I can find it?

[@PerdomoTesla]

I was just researching this as I've been moving my upcoming down payment (20%) for my house from CD to CD and want a more easily accessible account in case I decide to pull the trigger soon. Thanks for the solid information as always John.

[@moonlightpsyche]

which savings account did you go with, if you don't mind me asking? this is a great perspective i didn't consider before, so i'd like to consider the same.

[@PerdomoTesla]

@@moonlightpsyche i ended up going with an Amex high yield savings account. I already had a few credit cards with them so it made sense to me. And it's a big bank that I trust. 4.25% is enough for me and my peace of mind is a win win. You can find higher yields with some online banks but I've seen what's happened to a few and how long it may take to recover your money in case they bankrupt. I'd rather not gamble my house down payment and emergency funds. The whole point of those is to be safe and liquid.

[@TechVidGuy]

FYI, AMEX just clipped the interest rate to 4.25%

[@sanjuan240]

CD at mountain America gives you 5.25 without doing anything extra

[@Shizu_Kare]

Crazy John didn't mention Wealthfront. 5% and I've been very happy with them the past 8 months or so since opening an account.

[@taeyonghyung232]

Do they have any requirements?

[@Shizu_Kare]

@@taeyonghyung232 None.

[@Turnip_Tyme]

I'll be staying with Capital One.

[@wueevee3249]

I used a link for a bonus to sign up with capital one’s HYSA, it said that I can earn up to $1500 in sign on bonus if I deposit enough money. But after signing up for my HYSA, I couldn’t find the bonus written anywhere, do you know where I can find it?

[@jot5445]

@@wueevee3249 in your dream

[@AndersonChao-vs3zf]

I just open UFB direct couple week ago I feel great about that

[@jehjohnson23]

What are your reviews on that one ?

[@AndersonChao-vs3zf]

@@jehjohnson23 5.25

[@AndersonChao-vs3zf]

@@jehjohnson23 I feel like Customer okay to me 24/7 phone call

[@eloisasanchez8388]

@@jehjohnson23 I’ve had UFB for a few months now and have had no issues. I’m liking it so far 🥰

[@alexlui1]

what about goldman marcus You get 1% boost when you referral someone

[@pyrexcookin]

barclay offer good until 5/3/23? are you just reuploading 2023's video?

[@jw15jawan]

What about CiT bank? I’m getting 5.06% interest.

[@slee8]

It's over 400k insured now with Wealth Front's multiple bank charters

[@abanoubrodolfboctor]

Wealthfront??

[@JackBT928]

I have the same one 😊

[@BlunderMaster221]

@abanoubrodolfboctor hey, Im 19 and I just recently opened an account with wealthfront, but I still don’t fully understand how it works, like do they charge me for having an account to for the money I put in?

[@Phanntyy]

Amex just lowered mine to 4.25% :(

[@ryanwilliams989]

As a soon-to-be retiree, keeping my 401k on track after a bumpy 2023 is a high goal. I've read about investors generating up to $250k ROI in this present sinking market; any suggestions for increasing my ROI before retirement would be greatly appreciated.

[@BiancaSherly-qt6sb]

Yes, you are right. it's been a brisk tailwind for investors in US stocks over the decades but it is still a delicate season now, so I advise you to consider the guidance of a financial advisor.

[@maryHenokNft]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@maggysterling33254]

@@maryHenokNftbravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@maryHenokNft]

Definitely! All of this happened in less than a year after *Gertrude Margaret Quinto* told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.

[@StellaMaris-lv2uq]

I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

[@jonaskenney572]

Capital one is 4.35%

[@Mizzliz2006]

Actually it’s 4.25% now.

[@cjselby651]

Talking about timing. I think the vid was on #3 then I got an email notification from American Express. The savings rate just dropped from 4.3 to 4.25 :-(

[@jmagicd9831]

Yep. Doesn’t make me feel too good about my choice of institution

[@johnabalos2204]

Wealthfront all the way

[@densnow4816]

John, question: for family with school kids who have inflexible travel dates, what is best way to find value with existing points? Booking last-minute, one-way travel to jump on a deal is not practical.

[@arveedl3380]

How about Marcus of Goldman Sachs?

[@FlySistah]

Goldman Sachs to Sell Marcus Invest Accounts to Betterment APRIL 22, 2024

[@Legacy.59]

The goldman sachs savings with apple card is pretty good too. It's at 4.4% APY rn

[@ilyabarkaya3886]

I use this. While the cc itself isn’t all that special, the integration with the iPhone, as well as the automatic transfer of all the cash back directly into the savings account is pretty sweet.

[@ClassicIX]

I use Amex as joint account with my wife and sofi for my personal. Then I use the money market with Schwab and I also get treasury bills. Live in FL so no state income. But another round about way is using municipal bonds in a monkey market to avoid state and federal tax

[@OmniaDivina]

Baby steps bro I’m 20 trying to get this all setup 😅

[@royalestatesllc4704]

I earn 7-13% APY with AAVE.

[@danieltorres1070]

HOW DO YOU FEEL ABOUT CREDIT KARMA HYSA OFFERING 5.1% !!!

[@BigRuZ587]

SoFi for Life

[@rith2757]

Can you post a video for college students, people who just graduated, or just started working? How should they save their money, major tips and tricks to maximize wealth, and just guidelines on how to be smart financially. No one talks about this stuff, and I’m sure if you posted a detailed in-depth guide, it would easily hit 1 million views.

[@jenrn120]

Hi! What about Phoenix Capital Group? Is it good? Safe? FDIC insured? And is it really 9%? Thank you!

[@JasonEspinoza383]

Tab bank is the best, tab spend and tab save accounts are unbeatable. The tap spend account is like a checking account with 3.5% apy with 1% cash back.

[@adrianwilliams9448]

What about CiT bank

[@novousabbott4926]

That's what i was going to say! I'm getting 5.11% and 4.97% with them.

[@brylesmith1374]

No Apple(Goldman Sachs) Savings? I’m currently getting 4.4%.

[@paulamartinez7736]

On any savings account the HYSA Is for the initial balance or can money be added and it’ll give a certain percentage?

[@NowNorie]

I’m getting 4.93% with CIT with no fee Used to be 5.1%

[@pklemm1]

It’s 5.05%. That’s what I get.

[@crazyh0rse1234]

is it possible for you to make a video about treasuries since i live in MA as well. i just want a general understanding about it. i tried to search for it but i didn't understand anything.

[@AngelXylo]

I just turned 18 and am looking to open an account for the first time, which of these is the best beginner friendly and with the best benefits?

[@durtydeedsREI]

For the SoFi, it has to be an actual direct deposit set up as automatic? It can't just be $5000 put in through a transfer?

[@Anna-wd8ox]

5:25 is that roundup basically taking the “roundup” from our bank account or is it actually adding money and then transferring?

[@fri___day-y2i]

If you can do a video on buying Treasury Bills from Charles Schwab. I am on their website right now and it looks like they have a pricing model for different fixed income investments. For the Treasury Bills it looks like the only fee is a $25 broker assistant, is that correct?

[@cptbob100]

Anyone else doing money market accounts? Vio bank has 5.3% interest..

[@joep.9538]

Yup. Had them for years… always have had one of the highest APY’s

[@casademorris]

Curious why Ally didn't make this list with their features like savings buckets etc.... I have a $10K Discover Credit Card & an Amex no set balance cap Card.... would about $40k to transfer to new account from US bank --- which would you recommend I am hoping to do this ASAP

[@rickybarriga]

I just used your link for sofi. Great content

[@beshoyrowis9910]

Just to be clear, those are annaul interest rate paid monthly, correct? So if intrest is $12 a year, it's a dollar of interest per month correct?

[@yerpster]

I signed up for wealthfront a couple months ago

[@KenpachiDawson]

You pleased with them?

[@ladymaturan2285]

I'm thinking of opening a HYSA but the cutoff for some of these banks are 6/30. Should I hold off until 07/2024?

[@jamesholland9096]

Not going to lie I wouldn't reccomend UFB I transferred money 6 days ago and it still isn't available for transfers. If you don't need instant access though then probably not a bad idea.

[@Adobo_Burrito]

probably an FAQ but since I'm new and I'm here, Are these CD's a One-Time deposit? I'm currently looking for a Savings Certificate that allows me to deposit monthly. Is this something that only an Add-On Certificate offers? Thanks in advance for any help!

[@PhyzxLive]

i was looking into these earlier today and just opened a ufb account, feels like deja vu seeing a video about hysa's

[@barbieamica2023]

Do you have any advice on credit karma money saving?

[@gregburton5063]

Why isn’t Jenius Bank included in this?

[@zacharyrivera7228]

Got to put Acorn on there 5% savings and 3% checking that’s a total of 8% in all money in your account it’s a no brainer.

[@notorioustori]

Acorn has a maintenance fee, no?

[@al3xzzGG]

No Wealthfront? I've got a boost for 5.5% until October due to two referrals

[@Unknown-rr1ch]

I like Wealthfront

[@brainwave1397]

What about CIT ? 5.05%

[@SteveJones10]

I’ve been using CIT for the past year. Been great. No issues or no interest rate changes

[@brainwave1397]

@@SteveJones10 I’ve been on it since beginning of this year. Haven’t heard about it spoken much on KZbin though

[@GCASTROREACTS]

Do not open a SoFi account! I repeat do not open a SoFi. They closed my account and they will not tell you why they close it. How do they expect you to use your ACH if they don’t even want you to use your checking funds

[@Skivvyad]

Question on SoFi: Should you route your direct deposit into the checking or savings account? Can you have it go to the checking account while still obtaining the 4.6% APY in the savings account? Sorry, this is probably a dumb question. Thanks!

[@emilyt.7822]

it can be either

[@benrllyhavin]

What would you recommend for a 15-16 year old like me to get started?

[@BriceWilson]

So... He didn't look very hard. Or maybe these are just the places paying him. TAB BANK Savings - 5.27%, no minimum deposit, no minimum balance crap. Checking - 3.50%, plus 1% cash back.

[@757javier]

Anyone have experience with any of the top 3 or 5? I have discover but want more interest. Discover is just easy in app or browser, don't know if it's worth the change and hopefully apps work easy. Any of the top have daily compounding interest?

[@GuilhermeSantos-cp5kf]

What happened to Marcus by GMS?

[@uscdavid02]

What about My Banking Direct @ 5.55% APY?

[@joelperalta6098]

Does anyone in which video he discusses the most effective method to apply for higher end credit card. I remember him mentioning that if you have chase cards it makes it more difficult for you to get approved for the capital venture x or something along those lines

[@cobra2966]

Thinking about opening an Ally High yield savings account. How does Ally stack up to the accounts mentioned in this video?

[@rachelwood7840]

Long time ally user here! Up until 12/2023 Ally was raising interest rates for HYSAs, I believe they got up to 4.35%. However, over the last few months they've started to drop these rates without any communication. Currently sitting at 4.11%. Its still a good rate IMO, but the lack of communication about this process isn't my favorite. There are many other aspects of Ally that I love, like very responsive, low wait time customer service should you need it, but if you're looking at interest rates alone to inform your decision you may want to check out another bank.

[@LifeofLT24]

@@rachelwood7840 Hey i also have Ally bank for HYSA. The rate you get with any HYSA is never guaranteed because the rates fluctuate in accordance with the Federal reserve. But i do agree they have great customer service and you can always talk to their customer service about your rate if you’re confused or something’s changed. In my opinion they’re very helpful

[@Jazzitupmama]

With UFb direct, do I create a saving as individual or trust?

[@ccn042000]

Could you talk about evergreen money.....i believe it is a T bill?

[@mercedesjohnson7348]

Does the Treasury notes intrest change from year to year or month to month? Also will my money be safe as it would be in an hysa acct due to fdic?

[@jeffhandzel]

So with the taxes that you owe with these high interest savings accounts, do you owe from the interest that is paid or your overall money that’s in thee account?

[@beshoyrowis9910]

Your gained interest is considered income tax just like to W2 job, you'll have to include it in your tax return as income

[@jackhandy4406]

Where’s the link to Barclays ?

[@harrisonpotter1792]

I have 5.10% on Public

[@rome6872]

Hey John, i am currently saving money for medical school. I have saved 25k and right now i have it in a capital one savings account earning only .30% i also check with them and so i have comfort in moving my money from checking to savings easily. I want to take advantage of a 5% interest but afraid of my money being locked up and or a huge fee to take my money out at some point. Can you give any insight?

[@rabbitjackle6842]

Upgrade bank Premier Savings at 5.21%. No minimum, fee free.

[@a1onso427]

Schwab money market pays 5.15-5.35% 🤙

[@anthonymoore6250]

So you get paid the interest every month?

[@null3667]

What about ally bank? did they fall off or sum

[@voughn5]

Credit Karma offers 5.1%

[@richc.3100]

TAB Bank is paying 5.27%

[@theblockchainclub1]

Will the rades go back down by the end of 24?

[@lousassle6149]

What about the Apple HYSA?

[@axd2789]

More banks need to do this