@ Well really depends on the time window you are looking at. When I bought my house and took commercial housing loan on 2016, the interest rate of commercial loan with floating interest rate was really low compared to HDB loan rates. Things only reversed when the US started interest rate hike cycle from 2018/19 onwards
rubbish. Never heard of interest free loans for HDB
@ct924529 күн бұрын
The interest rate for an HDB home loan in Singapore is currently 0.10% above the prevailing CPF Ordinary Account (OA) interest rate. The OA interest rate from October 1, 2023 to December 31, 2023 is 2.5%. This means that the HDB home loan interest rate is currently 2.6%. 新加坡政府组屋的住房贷款利率是2.6% (不是零利率) 但是个人的公积金也赚2.5%利息