Dave, I've Been Dumb! (I Co-Signed On My Ex-Wife's House)

  Рет қаралды 124,536

The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolu...

Пікірлер: 373
@SpoonHurler
@SpoonHurler Жыл бұрын
Sometimes the kindest thing we can do is to let someone struggle at the deep end and let them figure it out.
@bee12355
@bee12355 Жыл бұрын
Exactly
@MikeWalksWithJesus
@MikeWalksWithJesus Жыл бұрын
Especially when they do it to themselves.
@mercedeswilkins9085
@mercedeswilkins9085 3 ай бұрын
Yes this is why is said it’s the help That I didn’t get and do that help me the most.
@Astro95Media
@Astro95Media Жыл бұрын
This is when I would've said "If you can't afford a home, the kids need to live with me."
@lizamarie3472
@lizamarie3472 Жыл бұрын
Maybe he’d rather co-sign than have the kids live with him?
@achavez78
@achavez78 Жыл бұрын
But the family court said otherwise
@shachede6828
@shachede6828 Жыл бұрын
Depends on who has custody.
@terriesmith2616
@terriesmith2616 Жыл бұрын
The courts award custody of the kids to the mother 98% of the time, so I doubt the kids can stay with him. The courts would tell him no.
@cryptkeeper5027
@cryptkeeper5027 Жыл бұрын
Seems to me she got to get rid of him but kept his money in the form of alimony.
@sasukesuite1
@sasukesuite1 Жыл бұрын
Moral of the story: don’t co-sign anything for anybody unless you are willing to pay for the entire thing by yourself.
@RoyalMasterpiece
@RoyalMasterpiece Жыл бұрын
Big Facts.
@terrancewatson7915
@terrancewatson7915 Жыл бұрын
@@RoyalMasterpiece amen
@bee12355
@bee12355 Жыл бұрын
Sounds about right
@chocolateangel8743
@chocolateangel8743 Жыл бұрын
He did what he thought would be best for his kids -- and I think he would probably do it, again -- unless he sat down with his ex and they came up with a better solution.
@jonsmith9728
@jonsmith9728 Жыл бұрын
almost always yes..... but when its your own kids, that's gonna be each individuals decision and what it is
@genxx2724
@genxx2724 Жыл бұрын
Ugh, what’s the point of getting divorced if you’re going to have your finances entangled? If she was so concerned about having a nice house to raise the kids in, she should’ve stayed married. Great advice from Dave. Good call.
@RobTzu
@RobTzu Жыл бұрын
Probably still love her and want to support the kids is the lie he tells himself.
@Weakeyedominant
@Weakeyedominant Жыл бұрын
Sounds like she milked him in marriage and in divorce, this guy just bent over and took it. I bet she sleeps like a baby knowing she owes the IRS 100k when her ex husband has a net worth of 1.6m and needs to bail her out.
@macneoh7418
@macneoh7418 Жыл бұрын
Men really need to wake up.
@Ovulations
@Ovulations Жыл бұрын
He probably left her tbh
@HoodedStalker
@HoodedStalker Жыл бұрын
@@Ovulations women file for 80% of divorces, so probability says otherwise
@jackhutchinson7659
@jackhutchinson7659 Жыл бұрын
Anybody else go through spells of binging Ramsey videos ?
@chivosadventures8171
@chivosadventures8171 Жыл бұрын
Yes sir that would be me.
@deanmccormick8070
@deanmccormick8070 Жыл бұрын
Indeed I have. Until I got a good handle on how the baby steps worked together.
@ruthirwin8222
@ruthirwin8222 Жыл бұрын
Yep
@KillstormSH
@KillstormSH Жыл бұрын
No. You are the only person on the planet that does that. Nobody else does it.
@masonspencer4576
@masonspencer4576 Жыл бұрын
Hi
@thegenxgamerr
@thegenxgamerr Жыл бұрын
Great call, all young men out there. Listen to it a couple of times. The system will expect you to do stuff like this. You heard Rachel said “just trying to be a good dad“ cosigning a mortgage with your ex-wife that can’t pay it is not being a good dad it’s being a dumb man. Don’t do it.
@adamseidel9780
@adamseidel9780 Жыл бұрын
She wasn’t saying it was smart; she was just saying at least his idiotic decision came from a place of love.
@trainsandlocomotives
@trainsandlocomotives Жыл бұрын
A mess
@chrisgast
@chrisgast Жыл бұрын
She said "trying". She didn't imply that it was successful.
@tonyahenry4167
@tonyahenry4167 Жыл бұрын
I owed the IRS $89 I forgot and 30 days I later got a letter for $150 they are savages
@trainsandlocomotives
@trainsandlocomotives Жыл бұрын
Yup
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
The IRS has nearly unlimited power to go after you.
@catherinewilke5583
@catherinewilke5583 Ай бұрын
They act like their “rules” matter, but they don’t. I wasn’t allowed to file my taxes the last year of my separation. Because my ex stamped his feet and got the lawyers to agree we would wait until after the decree. In the mean time, one of my grown kids lied on her taxes and claimed head of household when I was supporting her . iRS was like oh well she lied and we accepted it so you owe us. Horrible system.
@crossfitruston3632
@crossfitruston3632 Ай бұрын
I elected to automatically pay my state taxes in Louisiana- set up the EFT and gave the LA dept of revenue permission to pull the taxes whenever they wanted. They pulled them in full from my acct 2 days prior to filing deadline. 6 months later I received a letter saying that I “didn’t pay on time” with 32% interest and penalty fees added by the Dept of revenue. I called and asked why… the agent told me (and I quote) “well, early is not on time, so it will be easier to just pay the fee and move on otherwise we will have to open an investigation and continue to accumulate fees and interest”. In any other scenario this would be fraud and extortion but since it’s the completely immoral and unaccountable govt employees involved, no justice will be done. Thank God it was only around $1500 all in, but it just felt evil. The government has become evil.
@tonyahenry4167
@tonyahenry4167 Ай бұрын
@@crossfitruston3632 even if you do right they penalize you
@jimroscovius
@jimroscovius Жыл бұрын
That was one of the stupidest things EVER!! You NEVER cosign for anyone!!
@benjaminhough8804
@benjaminhough8804 Жыл бұрын
You don't want to be married, but you wanna buy a house together? I completely don't understand.
@TheHoriginal
@TheHoriginal Жыл бұрын
For the sake of the kids so they have a nice place to live
@kayn2756
@kayn2756 Жыл бұрын
He probably felt guilty for leaving her for his secretary. Guilt makes you do dumb favors
@mercedeswilkins9085
@mercedeswilkins9085 3 ай бұрын
@@TheHoriginalppl need to stop doing stuff especially dumb stuff for kids
@Fourstar97
@Fourstar97 Жыл бұрын
I’m noticing a lot of female friends of mine are worried about their lives once child support runs out. I feel like we’re coming to another pandemic, women who didn’t prepare for this to happen.
@noahzero9380
@noahzero9380 Жыл бұрын
So they’re abusing the child support smh
@someoneelse6934
@someoneelse6934 Ай бұрын
tell them it's time for them to get a job... or three. problem solved.
@hornetguy9063
@hornetguy9063 Жыл бұрын
The instant this woman asked for him to co-sign a mortgage, he should’ve countered with an offer to head down to the courthouse and ask the judge to transfer primary custody of the kids to him.
@carlosmiro4932
@carlosmiro4932 Жыл бұрын
And them NOT co-sign.
@georgewagner7787
@georgewagner7787 Жыл бұрын
Then?
@kayn2756
@kayn2756 Жыл бұрын
He probably didn't want primary custody. He had a new hot girlfriend 😍 😳 😏
@hornetguy9063
@hornetguy9063 Жыл бұрын
@@kayn2756 could be true
@gent2205
@gent2205 Жыл бұрын
@kay N kind of a weird assumption.
@matthartley2471
@matthartley2471 Жыл бұрын
Dude called from Kansas city where he could sell the house to buy a good house for 300k, give 150k to the irs, and still have 50k for the ex wife. How on earth does she live in an 850k house?
@bee12355
@bee12355 Жыл бұрын
Morale of the story - do not co-sign anything for anyone.
@markvb5592
@markvb5592 Жыл бұрын
I love when Dave and Rachel are on😁
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
Dynamic Duo!
@tristanrodenhauser5267
@tristanrodenhauser5267 Жыл бұрын
This is Kanas City, sell the house and get something more reasonable for her situation The kids will be okay with a move.
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
He has to get her to agree to sell though.
@RJRussoVids
@RJRussoVids Жыл бұрын
There’s no tax more painful for men than simp tax. 💁‍♂️
@PInk77W1
@PInk77W1 Жыл бұрын
If it gets rid of Karen, so worth it
@formula112967
@formula112967 Жыл бұрын
@@PInk77W1 If you never married Karen, you wouldn't have to be a simp......does that make sense?
@PInk77W1
@PInk77W1 Жыл бұрын
@@formula112967 if your mom and dad hadn’t married, u wouldn’t exist. Does that make sense ?
@cherrypieforbreakfast1499
@cherrypieforbreakfast1499 Жыл бұрын
That's some great advice Dave gave. 10k to 20k is a cheap stupid tax given the situation.
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
Hopefully the ex agrees to it.
@impoortan
@impoortan Жыл бұрын
You caller "Mark" so lucky that Sir Dave got to answer your question not his minions✌️. That's hella of answer. Well done Sir Dave💯👏
@jyates1396
@jyates1396 Жыл бұрын
Paid off 16000 car by selling it. Bought a 2000 dollar lemon Put 2000 Into it Now payment free.
@unfairsanic5089
@unfairsanic5089 Жыл бұрын
Smart
@PInk77W1
@PInk77W1 Жыл бұрын
Smart.
@chrisgast
@chrisgast Жыл бұрын
No. Just no. If I had an ex with this problem, I would take the kids full time until she gets her business in order. Never would I cosign a mortgage with her, especially if she's an ex. She's an ex for a reason. If she gets foreclosed on, then she gets foreclosed on. At least I'll give the kids a place to stay for the moment until she fixes her own problems or the kids age out, whichever comes first. This is assuming I got divorced in the first place.
@amandadean3948
@amandadean3948 Жыл бұрын
I refuse to bash this guy. He was thinking of his kids and trying to do the right thing. Hopefully his ex will listen and sale the house like Dave advised!
@macneoh7418
@macneoh7418 Жыл бұрын
He is a fool and if the mother can't afford the kids, then she shouldn't have custody. He's teaching his children how to be a simp.
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
He was thinking of the kids, but he forgot one of the cardinal rules of debt - never co-sign anything for anybody.
@cjhoward409
@cjhoward409 Жыл бұрын
He should’ve filed for full custody then. Simple as that
@Jakeakatheone
@Jakeakatheone Ай бұрын
​@@cjhoward409he probably thought it was a lost cause she will 90% get the kids and he also losing money for court costs and probably both lawyers
@cg3868
@cg3868 Жыл бұрын
hahaha. we've found the top simp.
@terriesmith2616
@terriesmith2616 Жыл бұрын
Simpin` ain't cheap. This guy has to pay stupid Simp tax. Lessons learned.
@untouchable360x
@untouchable360x Жыл бұрын
Once a simp. Always a simp.
@lizh4933
@lizh4933 3 ай бұрын
simping, whimping.................
@pawelwisniewski6849
@pawelwisniewski6849 Жыл бұрын
He will sign on the second house as well …. Violin is still playing 😂
@EdwinRodriguez-ql7fg
@EdwinRodriguez-ql7fg Жыл бұрын
definition of beta male LOOOOL
@szvetlana1000
@szvetlana1000 Жыл бұрын
Talk to a mortgage advisor. There are new rules and it’s easier to get yourself off a loan as a co-signer now.
@DoctorSmartyPants
@DoctorSmartyPants Жыл бұрын
Like how?
@georgewagner7787
@georgewagner7787 Жыл бұрын
What About in ny? Does it cost anything?
@queen.kristal8395
@queen.kristal8395 Жыл бұрын
He did a dumb mistake I would have just paid more child support instead of co-signing also this lady doesn’t sound responsible enough to handle finances nor take care of kids.I would give custody to the father
@iamkesha.
@iamkesha. Жыл бұрын
This caller is a good man and dad who thought he was doing a good thing for his kids. Bless his heart. Good luck. She better not have another man in that house.
@PInk77W1
@PInk77W1 Жыл бұрын
100% she does have another man
@terriesmith2616
@terriesmith2616 Жыл бұрын
$10 says she has another man in the house.
@cryptkeeper5027
@cryptkeeper5027 Жыл бұрын
I'll bet she does.
@kathleenphillips7145
@kathleenphillips7145 Жыл бұрын
I never received any child support but bought my own house while fully supporting my two children to adulthood. As a single mom, I don’t understand anyone who does not pay their own way. Responsibility for one’s own actions is a requirement. That way we have no one to blame but ourselves.
@formula112967
@formula112967 Жыл бұрын
They always have another man in the house....I am not saying that OJ should have done it, but.........
@dougholdem2898
@dougholdem2898 Жыл бұрын
Great advice! Just don't write the check until she agrees and house is sold.
@brianpitsilides5337
@brianpitsilides5337 Жыл бұрын
This whole situation is a product of no-fault divorce. If you’re spouse is good enough to co-parent with, they are good enough to stay married to.
@alrbredwall
@alrbredwall Жыл бұрын
That's right!
@Dark_Souls_3
@Dark_Souls_3 Жыл бұрын
Well that’s kinda making a molehill out of a mountain, isn’t it?
@James-Lifts
@James-Lifts Жыл бұрын
Lol
@janelleg597
@janelleg597 Жыл бұрын
Your
@roshunepp
@roshunepp Жыл бұрын
It's easier to get along with someone that you can just turn off.
@fauxbro1983
@fauxbro1983 Жыл бұрын
That kitty must be too good to step away from
@msuspartan2016
@msuspartan2016 Жыл бұрын
😂
@cherrypieforbreakfast1499
@cherrypieforbreakfast1499 Жыл бұрын
Probably was at one point.
@reesercliff
@reesercliff Жыл бұрын
Then kids ruined it.
@disco4535
@disco4535 Жыл бұрын
The fact that the children are living with that out of control lunatic just goes to show how comically stupid our courts are
@katiejon17
@katiejon17 Жыл бұрын
This. I’m a wife and mother - children should be with the better parent, if being with both doesn’t work out.
@John3.36
@John3.36 Жыл бұрын
You only know one side of the story.
@genxx2724
@genxx2724 Жыл бұрын
He’s probably busy at work all the time and couldn’t take care of the kids day-to-day.
@jeremyhicks2449
@jeremyhicks2449 Жыл бұрын
Good luck trying to get her to sell something she doesn't have any responsibility for.
@PInk77W1
@PInk77W1 Жыл бұрын
It gets the IRS off Her back. But I think you’re right
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
She owes the IRS, plus she owes the mortgage, right?
@PInk77W1
@PInk77W1 Жыл бұрын
@@linuxsurfer2002 the mortgage has Tons of equity
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
@@PInk77W1 Yes, but that only helps if she sells the house. I'm saying her debts are good reason to sell the house.
@PInk77W1
@PInk77W1 Жыл бұрын
@@linuxsurfer2002 you are using reason. I don’t think girls use reason
@italoddd
@italoddd Жыл бұрын
Go save your ex, hero!..Save the day! She will survive... you may not
@ilai7893
@ilai7893 Жыл бұрын
Wow we found a bigger simp than Dave and George, never thought I'd see the day (PS where's the part about you calling them all kinds of nicknames and throwing the book at the culprit??? Oh wait... he still calls the enabler the fool while not calling her out for anything)
@billyrock8305
@billyrock8305 Жыл бұрын
Great to finally have Superdave back at the helm. Like Captain Kirk back to the enterprise. 🚀 Stop interrupting and let the caller speak! 😡
@alrbredwall
@alrbredwall Жыл бұрын
No fault divorce and the courts are responsible for this. A woman should not be getting any kind of custody right if they can't afford to pay their bills. Only a simp co signs for a house that his ex wife is going to get smashed in while getting child support payments.
@PInk77W1
@PInk77W1 Жыл бұрын
The world b crazy
@rnman99
@rnman99 Жыл бұрын
The only thing I'd sign for my ex is an arrest warrant
@brandonluckman1816
@brandonluckman1816 Жыл бұрын
I feel better about my divorce now. Thanks Mark!
@georgewagner7787
@georgewagner7787 Жыл бұрын
Lol
@rossmcgreg6r642
@rossmcgreg6r642 Жыл бұрын
I like Rachel being on the program with Dave. The other presenters just parrot what Dave says but Rachel is not afraid to gently call him out when he says stupid ( inappropriate ) things.
@jessem4659
@jessem4659 Жыл бұрын
Dr John is great as well. He's the best at balancing dave with a completely different perspective. He's the only personality where Dave learns something from them.
@itchyisvegeta
@itchyisvegeta Жыл бұрын
You know when the title of the video makes you laugh out loud, that it's going to be good
@skibum6422
@skibum6422 Жыл бұрын
I wouldn't co-sign on a bird house for my ex wife.
@janeoleary8454
@janeoleary8454 14 күн бұрын
Hilarious
@felipeoliveira2219
@felipeoliveira2219 Жыл бұрын
Its crazy how she laughs about it in a meaningful way
@stephanienguyen6992
@stephanienguyen6992 Жыл бұрын
Don't ever Co-Sign as you don't want to get into HOLE (court) or deep dump (mess up your life).
@HighCountryRambler
@HighCountryRambler Жыл бұрын
He must have a good attorney to be sitting on $1.2 M, and his EX-wife can't afford to qualify for a mortgage, or good pre-nup. Or she throws money away faster than she gets it.
@socku5850
@socku5850 Жыл бұрын
Getting married is a bad ROI 50 percent of the time. Men lose most of the time in divorce. In the first seven years of marriage . 50 percent of marriage end in divorce. Why are parents not telling the kids about this.
@devonhill7394
@devonhill7394 Жыл бұрын
It’s cheaper to keep her… Or She trapped him with a baby.
@mandod3409
@mandod3409 Жыл бұрын
If you are on child support then there is no room for any type of sympathy from my part, even if you are the mother of my children. The fact that you had to put me on child support rather than us working it out tells me everything I need to know.
@BusArch42
@BusArch42 Ай бұрын
On child support does not mean he wasn’t voluntarily paying. One of my friends had money straight from his check to his ex. His lawyer even suggested it. It just means it was part of the divorce process
@DanielGarcia-zz9eg
@DanielGarcia-zz9eg Жыл бұрын
😆 🤣 😂 Can u co sign for me also Really dumb
@manderm
@manderm Жыл бұрын
Not seen yet but the title makes him sounds like a simp
@tcgtpl
@tcgtpl Жыл бұрын
Simpin’ ain’t easy.
@kagnewcobra5228
@kagnewcobra5228 Жыл бұрын
No doubt. But he's apparently doing Ok for himself and the kids! What a d...b a.., though!
@WordDefinition
@WordDefinition Жыл бұрын
If you see poop on the floor, and you see a sign says don’t step on it 😂 and u read the sign you still stepped on it 😂 u must be a simp
@djpuplex
@djpuplex Жыл бұрын
She got this guy coming and going. Don't marry, don't cohabitate. No accountability.
@trachito
@trachito Жыл бұрын
Yup! I learned this the hard way. Got divorced 19 years ago, recovered my losses, and haven't cohabitated nor remarried since.
@dustinwalker9932
@dustinwalker9932 Жыл бұрын
Not huge on marriage myself I don't ever envision myself getting married, too much risk on my part, but cohabitate? If my girlfriend lives with me I don't see too much of a problem or risk IDK maybe I'm wrong.
@Jim_Curtis
@Jim_Curtis Жыл бұрын
Only Dave simp Ramsey advises men to pay stupid taxes to women in a case like this. No, he should play hardball and go for full custody in court and get the family court to remove her off the home with a court order. The lender can remove her off title with a court order.
@georgewagner7787
@georgewagner7787 Жыл бұрын
Don't cohabitate. It's unfair. And someone has to marry and have kids or there won't be any.
@robertbell525
@robertbell525 Жыл бұрын
@@Jim_Curtis good idea, should be easy to demonstrate irresponsibility on her part and she's in danger of being on the street with the kids. But what will probably happen is they will order him to pay her debt and then they will charge fees.
@soyninapena
@soyninapena Жыл бұрын
I love Rachel but maaaan Stop interrupting the friggin caller 😭
@cherylbroadenax1006
@cherylbroadenax1006 Жыл бұрын
In three yrs the irs interest will eat up her equity. Sell now and rent.
@dc76384
@dc76384 Жыл бұрын
Awful lot of house...850!!
@jonquindiagan682
@jonquindiagan682 Жыл бұрын
Great entertainment Dave!
@debijohns4718
@debijohns4718 Жыл бұрын
A divorce can leave it for her to pay all if you leave her the house. Just pay child support. Give her the house that she has to continue paying making payments. She has to work. Family Court Revision.
@DoctorSmartyPants
@DoctorSmartyPants Жыл бұрын
Sounds like this home purchase occurred after the divorce, not during the marriage.
@genxx2724
@genxx2724 Жыл бұрын
You didn’t listen to the call.
@brandonlee93
@brandonlee93 Жыл бұрын
So basically bribe the ex wife. AWESOME!
@thelogicaldanger
@thelogicaldanger Жыл бұрын
For anyone else who find themselves in the callers situation and wants to help because of the children.....what he should have done is buy the house outright, then charge his wife rent. I'd assume he could deduct the rent from his child support payments, but if not, then even if she neglected to pay rent, at least he is only out the rent, and not out the entire house.
@millennialsleadtheway5453
@millennialsleadtheway5453 Жыл бұрын
The world only has so many men like mark left in the world… when they disappear, things will get a bit spicy for some people.
@MarkTrueblood
@MarkTrueblood Жыл бұрын
Maybe things need to get spicier. Maybe more people need to see the wolf at the door. It is what it is.
@NaNa-lt1po
@NaNa-lt1po Жыл бұрын
No way anyone but dave would have been able to give this suggestion.. (in the current team) That's experience..
@genxx2724
@genxx2724 Жыл бұрын
💯
@9liveslisa
@9liveslisa Жыл бұрын
Make sure she lives up to her part of the bargain. I wouldn't trust her.
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
She's not trustworthy, for sure. Everything needs to be part of a court order and/or contract from this point on.
@robertthompson5908
@robertthompson5908 Жыл бұрын
As with many of these Dave Ramsey calls , there must be more to the story that we don’t know. What could possibly explain such an illogical action as co-signing a mortgage with your ex-wife?
@laurendearnley9595
@laurendearnley9595 Жыл бұрын
Most men are decent and will sacrifice their own happiness to make their families, especially their children, happy. Some men are also stupid and naive and gullible. He's in the overlap.
@trachito
@trachito Жыл бұрын
@@laurendearnley9595 I admit, I was that guy. I wised up.
@georgewagner7787
@georgewagner7787 Жыл бұрын
Maybe he felt guilty
@robertthompson5908
@robertthompson5908 Жыл бұрын
That’s my guess.
@Elizabeth-yg2mg
@Elizabeth-yg2mg Жыл бұрын
He's a softie and wanted the kids to live in a nice house. Would have been better if he'd bought the house, she made payments to him and he could later transfer house to her if she'd kept up. I hope he doesn't help her again. They're divorced after all.
@aaronmurphy8796
@aaronmurphy8796 Ай бұрын
It amuses me How many of these people don’t even ask a question . Separately we know exactly why he signed for her . spending to much time over there “hanging out “ after the break up .
@annea6288
@annea6288 7 ай бұрын
My dad warned me about co- signing since I was 6 years old. Best advice ever!!! Co- signing becomes a debt trap
@kelliconlan8133
@kelliconlan8133 Жыл бұрын
What Dave said at the end my parents have done with my siblings and nephew!! And no matter what I say to explain this to them they just don't get it. This stuff is REAL!!
@terrybumpass4799
@terrybumpass4799 Жыл бұрын
This man is still in love with his past. I wish him the best.
@Ja50nkAt
@Ja50nkAt Жыл бұрын
Men complicate their lives then try to justify why they did, sad story of man.
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
Sure, but life is just more complicated when you add in women and children.
@unusyousuf9506
@unusyousuf9506 Жыл бұрын
Can't think of more of a simp move than signing a mortgage with an ex
@djpuplex
@djpuplex Жыл бұрын
Giga simp move
@Elizabeth-yg2mg
@Elizabeth-yg2mg Жыл бұрын
The guy who used to do my house repairs had a history of cosigning loans for friends. Every so often someone would quit making their payments and he'd have to start paying off the loan of someone he often didn't even know anymore.
@JasonGroom
@JasonGroom 9 ай бұрын
He is financially able to take care of his kids. He needs to offer to stop the child support, help her sell the house, and give her $20k to do it. His other option is to push the IRS to sell the property, but that can be difficult.
@DisabilityExams
@DisabilityExams Жыл бұрын
It's a hard life for a simp.
@ruthirwin8222
@ruthirwin8222 Жыл бұрын
When dave says woooow ..you know its bad
@adamchavez999
@adamchavez999 Жыл бұрын
There is a lot of money to be made from women the reason is they're emotional and the social engineers exploit this.
@enhancedutility266
@enhancedutility266 Жыл бұрын
Exactly that's why corporate marketers know that 80% of consumer spending is done by women.
@harrypits7824
@harrypits7824 Жыл бұрын
850 for the house. That must have been some violin playing
@jackarroway6317
@jackarroway6317 Жыл бұрын
Why don't they back out what the ex wife is earning? If she owes 100k to the IRS, does she earn $100k per year and not file taxes, or what? Her earning capacity should factor into the conversation. If he's got $1.6 mil, how much did he give her in the divorce? Or was his lawyer just that good?
@spiritofsalt6780
@spiritofsalt6780 Жыл бұрын
Good questions.
@MarkTrueblood
@MarkTrueblood Жыл бұрын
Ramsey correctly labels this as a dumb decision but then goes apoplectic hysterical when married couples say they want to keep separate finances.
@mightyminifarm
@mightyminifarm Жыл бұрын
Which is very good advice.
@anushrajapaksha5098
@anushrajapaksha5098 Жыл бұрын
My question is why are the kids living with the mom when the dad is more financially stable and suited as the best provider for the children .
@carryonjeeves
@carryonjeeves Жыл бұрын
My thoughts,too.And that may explain his choices, motivated from guilt. There may have been infidelity on his part.
@Chromewarrior
@Chromewarrior Жыл бұрын
Family courts are not finance people; mom gets the kids 90% of the time… they make sure dad covers any shortfall.
@clarity2974
@clarity2974 3 ай бұрын
A lot of men don't want that full time responsibility.
@cocacolalada
@cocacolalada Жыл бұрын
Time to talk to a lawyer
@catherinep2034
@catherinep2034 Жыл бұрын
Dave left something out in his advice, get the offer in writing by a lawyer, otherwise it's just a verbal agreement.
@wenchyfoodwench4098
@wenchyfoodwench4098 Жыл бұрын
If it has a tax lien would it have to be sold to satisfy the irs debt? If so he’d be off the loan right once sold? I’m not an expert but makes sense to me.
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
I believe they could satisfy the debt with other funds (without selling the house), but given the amount of money she owes, this is probably the most logical way to get it paid off.
@wenchyfoodwench4098
@wenchyfoodwench4098 Жыл бұрын
@@linuxsurfer2002 yeah it looked to me like she’s not really going to be able to keep Up with it, ya know?
@jimmymcgill6778
@jimmymcgill6778 Жыл бұрын
So Dave want's him to pay the lien, and her to sell the house? Dave still does not want to blame the women.
@PInk77W1
@PInk77W1 Жыл бұрын
She has no money. Waste of time to blame her
@reese85
@reese85 Жыл бұрын
Either pay her to sell or go down with it! It’s actually pretty simple yo and she’s technically not the blame, cuz he didn’t have to co-sign for her
@terriesmith2616
@terriesmith2616 Жыл бұрын
@Jimmy McGill According to Jim Roscovious, your comment would be considered "trolling" since you dare to disagree with Dave.
@DoctorSmartyPants
@DoctorSmartyPants Жыл бұрын
No he did not say that. The lien is 100k. Dave says sell the house and use proceeds to pay the lien. Not sure what the 10 or 20k would be for, honestly.
@jimmymcgill6778
@jimmymcgill6778 Жыл бұрын
@@PInk77W1 SO. It is her fault for not paying it. Now he can go to the court, and the kids can now live with him.
@gent2205
@gent2205 Жыл бұрын
Why are the kids with the parent that can't support them?
@EdelweisSusie
@EdelweisSusie 5 ай бұрын
What was the point of having this woman sitting here - she contributed absolutely nothing to the discussion.
@marklefkowitz4385
@marklefkowitz4385 2 ай бұрын
Recycle, rinse, and repeat. Most of these videos show the exact same thing. Riding on his coattails.
@alkelenson648
@alkelenson648 Жыл бұрын
My first car my dad cosigned and I made all payments. Glad it wasn't bought for me- but this guy's in a different situation.
@SELFWRTH
@SELFWRTH Жыл бұрын
It’s crazy get out of debt and if you don’t listen you are trapped in this mess and cannot get out of this mess and she doesn’t pay her bills is crazy
@daelkolwitz3509
@daelkolwitz3509 Ай бұрын
Dave (paraphrasing) What story could make you take care of your ex wife abd be dumb? Caller: I manned up, like everyone says you are supposed to do.
@ronaldnichols9945
@ronaldnichols9945 Жыл бұрын
This guy is soo naive.
@susanedghill609
@susanedghill609 Жыл бұрын
in some things maybe.....but not in his finances....he said he has 1.6m
@Wall2000x
@Wall2000x 3 ай бұрын
She has either going to stay in the house or walk away. You really can't do anything until she either walks, sells or whatever. Don't pay a penny more. Dave's idea isn't going to work. But, it is a thought. Dave, she isn't think anything, because she doesn't get it.
@jimmymcgill6778
@jimmymcgill6778 Жыл бұрын
Why? She's your ex.
@thatssjess9533
@thatssjess9533 Жыл бұрын
He should take care of the kids and let her be the part time parent at this point. No one told him to cosign for that expensive house. He probably did it out of guilt from not being a 100% there for the kids.
@queen.kristal8395
@queen.kristal8395 Жыл бұрын
Even if he was I would have still not done it
@rnman99
@rnman99 Жыл бұрын
Most likely she threw him out and was hanging custody over his head for money
@johnhakes20
@johnhakes20 2 ай бұрын
Can the property be sold if there’s a lien imposed by the IRS? Good luck getting a title company to pick up that phone call…
@itsmikac8777
@itsmikac8777 Жыл бұрын
Never mess with the IRS ever!!
@jamesssss621
@jamesssss621 Жыл бұрын
Now this is a guy with a phd in d u m b.
@johnknox3345
@johnknox3345 Жыл бұрын
And now he has a loan to go with it
@jeremyhicks2449
@jeremyhicks2449 Жыл бұрын
Father has $1.6m and mother is broke. How are the kids with her?
@Ldj8000
@Ldj8000 Жыл бұрын
RIGHT!
@sglacf
@sglacf Жыл бұрын
Maybe that's why he has the money
@genxx2724
@genxx2724 Жыл бұрын
What does that have to do with it?
@Astro95Media
@Astro95Media Жыл бұрын
@@genxx2724 The custodial parent needs to be able to provide for the kids. Part of why I got my daughter in the custody battle was because her birthmom wasn't able to provide for her financially.
@genxx2724
@genxx2724 Жыл бұрын
@@Astro95Media No. The non-custodial parent contributes a greater proportion of support. There are even cases where a very wealthy parent has to pay a vast amount of child support so the poorer parent can have a better home, car, etc. to lessen the difference between the homes so the children are not affected.
@mikebarton8671
@mikebarton8671 Жыл бұрын
Wow......... The machine loves when a man is risking everything for a woman. OUCH !!
@lav7161
@lav7161 Жыл бұрын
Rachel's reaction after the question at 2:53 👀
@jasonleatherwood2172
@jasonleatherwood2172 Жыл бұрын
Must have been some tight stuff to sign ur life away
@MartianAmbassador69
@MartianAmbassador69 Жыл бұрын
that must be Dave's favorite shirt, because it's the only one i ever see him in
@Jim_Curtis
@Jim_Curtis Жыл бұрын
The guy should file for immediate custody of the kids because she can't pay her taxes. She's not taxed on the money she gets from him.
@eos_2366
@eos_2366 Жыл бұрын
Why would he? He’s a good father, he obviously wants his kids to see their mother as well.
@Jim_Curtis
@Jim_Curtis Жыл бұрын
@@eos_2366 Him getting full custody does not mean she is denied visitation rights to see the kids. But she obviously cannot manage money well enough to provide the kids a stable home. She's wasting money on other things because he's providing enough.
Should I Kick My Ex-Wife's Family Out Of My Rental House?
7:56
The Ramsey Show Highlights
Рет қаралды 167 М.
My Boyfriend Co-Signed On His Ex's Student Loans!
7:15
The Ramsey Show Highlights
Рет қаралды 51 М.
Bike Vs Tricycle Fast Challenge
00:43
Russo
Рет қаралды 103 МЛН
ДЕНЬ УЧИТЕЛЯ В ШКОЛЕ
01:00
SIDELNIKOVVV
Рет қаралды 2,7 МЛН
In conversation with Faith Wesson: How to create diverse teams
10:38
My Wife Spends Money Like Crazy!
9:28
The Ramsey Show Highlights
Рет қаралды 325 М.
My Husband's Ex-Wife Is A Mess Now We're Being Sued!
7:57
The Ramsey Show Highlights
Рет қаралды 137 М.
I Owe $32,000 On My $18,000 Car!
9:26
The Ramsey Show Highlights
Рет қаралды 86 М.
Your Uncle Is A Scum-Burger!
17:11
The Ramsey Show Highlights
Рет қаралды 287 М.
Bull Market Won't Be Derailed, Rockefeller's Chang Says
6:17
Bloomberg Television
Рет қаралды 16 М.
I'm Lying to My Wife About Our Money
9:04
The Ramsey Show Highlights
Рет қаралды 143 М.
“Suck It Up, Buttercup!”
18:36
The Ramsey Show Highlights
Рет қаралды 251 М.
Dave Ramsey | This Past Weekend w/ Theo Von #498
1:52:12
Theo Von
Рет қаралды 2 МЛН
I Have A Problem Paying My Husband's Debt!
8:49
The Ramsey Show Highlights
Рет қаралды 130 М.