DAY IN THE LIFE OF AN INSURANCE AGENT

[@marivelsanchez7299]

I've been an insurance agent for the last 6 years and i just quit my job a few weeks ago because of how stressful the environment was. My mental health was at its lowest. taking a break and then hopefully getting back out in the insurance industry. watching this video made me realize how valuable and efficient i am.

[@ErinNogueira]

I’m glad you’re putting yourself first! This industry is definitely not easy. Good luck ❤️

[@alexnemo9163]

I’m also at my lowest but I work in assembly production and was hoping this would be easier on my mental health due to the freedom :(

[@adamwoodie4029]

Are you saying that being an insurance agent was stressful or the job prior?

[@KennyJTV]

Loved this video! I have an insurance channel and it's not enough of these videos out here. Keep up the good work.

[@ErinNogueira]

Thank you Kenny!

[@KennyJTV]

@@ErinNogueira you’re welcome, look forward to more content!

[@ryknetwork3070]

Hey Kenny i just subbed

[@KennyJTV]

@@ryknetwork3070 thanks for the sub!

[@beckybrynjolfsson]

This is so great that you have help! Another guy on KZbin said it is incredibly difficult to sell insurance. You make everything so easy! Thank you, thank you, thank you!!!😁

[@ErinNogueira]

Selling insurance is definitely not easy. Working with a company that has the structure to support you is definitely key to be able to get out there and sell though!

[@nomsayolisa1804]

Thank you love, I am an insurance agent who's lost motivation. Ypu just gave me a jump start. Now binging on your videos 😙😙😙

[@somethingaboutsamantha]

Same! My book of business has gone to zero new business this month. Getting my mojo back for the end of the year to meet my goal 🙌

[@Neotastic-li6nn]

How’s it going?

[@lisar.271]

Not the point of the video: you have PERFECT eyebrows!!! And I love your nail polish color! This video was also super informative- thank you!

[@ErinNogueira]

Thank you so much!!

[@katieghoul0092]

I'm currently a real estate agent (started in January), and thinking about trying to join Aflac because real estate has been a little of a slow start for me. Do you typically work from home or do you have to be present in an office all day? Also: since I'm already a realtor, I was thinking of doing insurance to help my clients on multiple levels, do you think that's a smart idea?

[@logannelson9752]

I’ve been approached by tons and tons and tons of insurance agents about getting into insurance. I’ve been skeptical about getting into it. How can I get mentored by you? Seriously! Through all your videos I’ve finally received more assurance that it would be a great path to take. Honestly I’m 31, got a degree in acting and have been just serving tables for a living but I really want to get out of it and into something more meaningful. Like helping people with health and life insurance so they don’t have to walk life in fear anymore. I live in Tempe Arizona. Any first step recommendations? Or how I can learn from you that go beyond just watching your awesome videos

[@Neotastic-li6nn]

Any updates on what you did?

[@theekaleeb6268]

yeah, any updates ??

[@logannelson9752]

Hey guys! I actually went into working with homeowners who have suffered hail damage on their roof. So I work on commission only. Probably not gonna be something I do till I retire but it pays pretty well for now

[@polaris_02]

​@@logannelson9752 do you think this industry is good for someone who has no experience in this? Im planning on changing my career(im currently in the fnb industry) path and ive stumbled upon insurance agency but im not sure whether its a good idea for me to try it. Any suggestion?

[@LeAhAshleyy123]

Wow! thank you just introduced me to a whole new level. Getting my real estate li and didn't know that property insurance and specializing in just that was a thing this is perfect thank you!

[@ErinNogueira]

Of course!!

[@808naty]

I worked as a health insurance agent with a company and they were terrible. I hated the job so much. I left the company and now I work for myself.

[@ErinNogueira]

That’s the beauty of this industry, can be independent.. work for a broker.. or work for a direct writer.

[@sheis7655]

You're soooo cute huunniii!!! The pup is so adorable also. It was very easy for me to watch the entire video because I felt like you were a friend since you seem very warm hearted and personable. TFS 🥰

[@ErinNogueira]

That is so sweet, thank you!❤️

[@Николь-ф5э]

Can you explain how you got this job? Like what your experience, degree etc was, and how is the training , exam, licensing procedure? Also is this like real estate agent where its all only commission based?

[@ErinNogueira]

All AWESOME questions! I will film a video answering them for you :)

[@dandelions2414]

Do you need to meet with clients in person to get them to sign or can you work 100% in an office or home without leaving? I don't have a car so want to make sure. Also I have heard some say you need to pay for leads, is this true or any other financial outlay other than your license? thanks

[@ireneedmonds4712]

I want to begin my own agency and I don’t even know where to start but I do find some motivation from your experience

[@veronicaesparza5341]

Hi, just got my P&C license in Texas and I am interested in working alongside with Realtors. Any company recommendations? Thank you. Love you videos..

[@ErinNogueira]

Congratulations Veronica! I will have a video soon ok building out your referral network but I would start with looking up top brokerages in your area then following the agents on social media.

[@PeculiarJake]

Congrats

[@infini.tesimo]

Are you a captive or independent agent? You seem to be doing very well for yourself! I just got into this industry and I'm excited. :) More specifically, life iinsurance.

[@beanything7381]

How do you like the industry

[@kakasshi3781]

So is it difficult?

[@ErinNogueira]

I am an independent property & casualty agent but also licensed in life, accident & health

[@ErinNogueira]

I love it!

[@ErinNogueira]

It’s definitely not easy

[@halobae]

I got my insurance e license and have onboarded with 2-3 different companies and I feel I do not understand anything there’s no way to get leads and everytime you ask the right questions I get the run around, It’s so discouraging after spending a year trying to get my license… please anyone I need advice.

[@cal1535]

Gotta buy your leads honestly

[@kittycatvalentine]

How would I get started doing this? Getting licensed seems like the logical first step but I’ve also heard that you can work for an agency and then have them pay for you to get licensed. How would you recommend getting started?

[@ErinNogueira]

Hey Becky, definitely get hired by an agency & have them pay for licensing.

[@shopelectronicshub]

Great content Erin 🔥could please tell me how can I become an AFLAC agent

[@ErinNogueira]

Thank you! Not sure, I never worked in health insurance field.

[@ceejaic]

Hello new insurance agent here already licensed as well but my question is are you independent agent or do you work for agency

[@travelfoodielove]

Can you show how you schedule your days pls

[@ErinNogueira]

Yes! That’s an awesome idea.

[@kristincarter2661]

Great video! So funny..... I noticed every time you looked away from your pup and looked in camera your beautiful pup looked right into the camera also.... like she/he knew exactly what was goin on lol!

[@ErinNogueira]

Thank you! She definitely knows my every move haha we spend waaaaaaaaaay too much time together.

[@tmoG3D]

Former Fall River resident, now looking into being an insurance agent in Washington. Seems like it’s rewarding 🤷🏽‍♂️ is that a fair assumption?

[@ErinNogueira]

Definitely!

[@ashockablack1670]

Hi, did you have to purchase your own computer & equipment or do the company provide it. Also is the money pretty good?

[@ErinNogueira]

They provide everything. Money is good if you hustle!

[@AurelioRodriguez1]

How do you deal with people looking for The cheapest insurance possible? You mentioned savings people Thousands of dollars but what is the difference between going to a broker and buying cheap insurance online.

[@ErinNogueira]

My primary focus is educating my clients on their coverages. If a referral chooses a cheaper option with worse coverage than I provided then that is on them and they lose me as their agent. 9/10 times these same referrals come back to me after having a terrible experience with the carrier they decided to go with. When you sign up with geico (for example) you are picking your own coverages and essentially insuring yourself. I am licensed and take CE to make sure I am well educated to insure my clients properly.

[@AurelioRodriguez1]

@@ErinNogueira that’s a good response. I’ll Have to use that.

[@JV-wj2ub]

I am also in New England, I’m starting the process to get my License and I was curious what tips you would have for a newcomer to the game.

[@ErinNogueira]

I have a recent video on my channel going into detail on this ☺️

[@859whodey]

Yeah might not need home owner insurance if you don’t own a home but if you rent you need renters is always good to have

[@ErinNogueira]

Yes!

[@DMike151]

So you have the option to sell for multiple carriers & you technically don’t work for an agency, your work for yourself correct? Independent?

[@ErinNogueira]

A carrier actually owns my agency which isn’t common so I sell their products but also sell other carriers products.

[@amandadunkerly7392]

Is there a difference between insurance agent and insurance sales representative? I have an interview tomorrow for a health insurance sales rep job so I was wondering. Also any advice? I’ve never had a business job and I’m only 19 but I do think I have the patience since I’ve worked in childcare for the past 6yrs lol!

[@ladyindaroom]

You are young, and your brain is ready for insurance. Please go for it full speed ahead. Take your time and Learn all that is needed

[@deesnider6304]

Where do you find the energy to go all day?! Wish we lived in the same area I would definitely call you for our home and auto. Your Insurance Doggie 🐶 is WAY BETTER THAN THAT OLE TIRED LIZARD 😄

[@ErinNogueira]

Haha this was an abnormally looooong day. But yes! Dog > lizard

[@nidalelwan5189]

What sales database software do you recommend for incurace sales ?

[@ErinNogueira]

Most agencies use EPIC

[@marliesbaker7001]

Would you recommend working with Aflac? I just got a job there and taking classes. IS this what you do? Any tips.. Would I be doing the stuff your doing right now?

[@ErinNogueira]

I do not know enough about Aflac to have an opinion on them. I sell property & casualty insurance.. home, auto, flood, workman’s comp, etc.

[@df7817]

Wait... you just said don't have insurance on a paid off home? That's the point for protection

[@ErinNogueira]

No, I said you don’t NEED it. Insurance is mandated to protect your loan. I would never recommend going without insurance.

[@Jadecathey]

I’m taking classes right now to get licensed and I’m honestly scared i won’t be good enough

[@ErinNogueira]

No such thing! Putting yourself out there is the best thing you can do for yourself. Best of luck!

[@stacebabyg4742]

I LOVE THIS VIDEO!! new subscriber!!❤️ but I actually have a interview for life Insurance agent and im very exited to learn more about it.. still confused me lol hopefully I can get all the answers I need. hopefully I do a good job ! and help many family's out there.

[@GageMason]

How has it been? I recently interviewed and am now studying for my state life insurance exam. I'm still a little confused on how it all works but I'd like to know how it'd going for you.

[@beanything7381]

@@GageMason how has it been for you? Doing my P&C

[@GageMason]

@@beanything7381 I still have to schedule my exam, I'm at the tail end of the little course I got.

[@cjbaker9703]

What are your thoughts on being an insurance agent vs insurance broker?

[@ErinNogueira]

Insurance broker writes with multiple carriers vs direct writer. Insurance agent sell the product(s).

[@Heythereitskirstyn]

The kid I sit for parents do insurance they want me to also try it out

[@ErinNogueira]

Go for it!

[@rickycampos4770]

Thank you for the information it was very helpful God bless have a good day Erin

[@play4dayzproductions347]

The fact that you put emphasis on saving people money is funny.

[@ErinNogueira]

Hardyharhar

[@larellesdiyhomestead]

When you say processor , do you mean underwriter? Also do you keep all you customer files at your home?

[@ErinNogueira]

No, not an underwriter. They issue my policies for me. We work off zero paperwork but I guess technically their information is at my house because it’s on my laptop.

[@brittinghamtribe]

I also was wondering about the processor and their official position. Do they work directly for or with you, or are they employed by you FMO? Do you share commissions with them?

[@hectorfernandez6748]

great video! what kind of yearly salary do you typically make doing this.. also do you meet with your client/referrals in person or is everything done online?

[@ErinNogueira]

I rarely meet with clients in person but I do meet with referral partners in person weekly.

[@hectorfernandez6748]

@@ErinNogueira thanks for the reply Erin. do you get a recurring payments like they do for medicare independent insurance agents?

[@ErinNogueira]

@@hectorfernandez6748 yes, I make residuals on my book of business but not every agency offers that

[@niasimone1740]

Do you think being an insurance agent at 19 while in college is good?

[@ErinNogueira]

I started in college! As long as you’re disciplined & willing to learn then it’s a great idea.

[@jeanabowlin7969]

I have an interview in Texas for an insurance agency next Wednesday. Would you give me a few tips on what to look into before my interview? Never worked for an insurance agency before but have worked sales. Thank you!!

[@ErinNogueira]

Sorry I am just seeing this :( How did it go!?

[@jeanabowlin7969]

@@ErinNogueira it was a group interview with 15 other candidates and the interview combined was only 30 minutes we each got two questions each :/ also done by a third party which I didn’t like. I felt like it was very informal

[@ErinNogueira]

@@jeanabowlin7969 that does not sound like an agency I would want to work for. Try looking for local agencies that aren’t corporate.

[@LeeannSmith-wz4lp]

Where did you find the lady who does your processing

[@ErinNogueira]

She worked for the company prior to me starting.

[@michellerodriguez-bc6pg]

Do you think it’s best to buy a license course on your own or is it best to get it from a company such as Primerica who offers the course as well as the job?

[@Killadais]

how's it going for you? are u working with primweica sorry meant primerica

[@ghguyrur7]

Are you an insurance adjuster or agent? It seems like you have your P&C and not L&C (not a bad thing) what would you recommend

[@ErinNogueira]

I am a licensed P&C and L&C Insurance Agent. I do not use my life license though.

[@TheTaylormasters10]

Hey new viewer here! Do you have any videos on how you got started with getting licensed and what you had to do to start. I’m really wanting to get into being a insurance agent but I’m totally lost on how to start

[@ErinNogueira]

Hi Taylor! I’ll film this tomorrow & try and have it up this week xo

[@TheTaylormasters10]

@@ErinNogueira you are a angel! Thank you so much!!

[@ErinNogueira]

Anything else you want to include just DM me on Instagram 😘

[@TheTaylormasters10]

@@ErinNogueira thank you so much I definitely will be giving you a follow on there rn

[@RYS_2themoon]

So when you sell premiums how much do you get paid she said she sold 75,000 dollars in a month how much is that for a check

[@ErinNogueira]

I don’t sell premium, I sell policy’s. I write with over a dozen carriers and every carrier has a different agency commission. My agency then pays me 40% or 60% of that depending on carrier I wrote the business with. There is never a cookie cutter or standard amount when in this line of sales.

[@favdancer01]

@@ErinNogueira so if you make 50% commission for example that means you made around 6 k your first month since you said you sold 12 k? or is the commission from a different number

[@ErinNogueira]

I don’t write with only one carrier so the commission structure isn’t that simple, it’s different for every carrier & every line of business. Commission works like this… premium ($1200) x agency commission (22%) = $264 $264 x agent commission (60%) = $158.40 commission

[@luhvleeladii]

Thank you for this video. I have a question, because I may be confused. Do you find the insurance for the client or does your company provide insurance? And if you find it for them, do you have to have any interactions with the clients once they get insurance, or do they only communicate with the insurance company? I hope this makes sense. 😊

[@Harmonicaoscillator]

Hi there, I'm not Erin but I am an insurance agent, let me try and answer the question for you: Most independent agencies have advertisement systems where you put in your information knowingly inquiring someone from the agency to contact you (this is true of almost all types of insurance, but especially true in home, auto, life, and health). They'll contact you and get some information from you (dependent on the type of insurance) so that they know what you're eligible for and how your premium might be rated (meaning how much you'll pay for the policy dependent on how high of a risk you're deemed to be). It is then the insurance agent's job to use the information you've provided to scour through their carriers (meaning the companies that actually provide insurance policies) to see which policy fits your needs and your underwriting information the best. At this point, all that's left is to sell the individual the policy and submit the application to the insurance carriers. You'll hear back from your agent regarding your approval (or denial) and how much you owe, etc.. After this, you're pretty much good! You just have to pay your premium with whatever consistency you and the agent agreed on during your conversation (either in home, or, increasingly often, remote conversations) and you're fine. After this happens, you (the agent) usually contact your existing clients however often you deem fit (although I'd say it's probably best to AT LEAST reach out once per year to review the plan and make sure it's still working for the client). Through this, you make sure that the policy works (they don't want to add anything or subtract anything from the policy in terms of riders or ancillaries, fancy terms for 'extra perks' your policy may provide you) and you build credibility with your clients. This establishes you as reliable, credible, etc. and also gives you a chance to cross-sell or get new names from clients who suggest their friends/family to you (since they trust you to be such a great, thorough, and caring agent). I hope this helps!

[@luhvleeladii]

@@Harmonicaoscillator that was very helpful. Thank you so much!

[@Harmonicaoscillator]

@@luhvleeladii I’m glad I could help! :D

[@insurancebrokersaustralia]

Thank you. this video is relatable. I am insurance agent in AMA insurance brokers company in Australia.

[@ErinNogueira]

I have more insurance content coming soon 🤗

[@Wolfrunner650]

Why do you have a clothing business are you not making enough money doing life insurance?

[@ErinNogueira]

I don’t sell life insurance, I sell personal & commercial insurance. I believe in multiple streams of income, you can never be making too much money.

[@kennedyvince9272]

What type of computer or laptop do you have? What do you recommend as an agent?

[@ErinNogueira]

My company provides everyone with one - DELL

[@justyse345]

I live in Connecticut! Recommendations on where I can get my p&c license ?

[@ErinNogueira]

Congratulations! Whichever agency you work for will pay to get you licensed.

[@MicheleBrown-si9jy]

Do you only do Property and Casualty?

[@ErinNogueira]

Yes, I despise life insurance sales.

[@Musihoodie]

Do insurance sales agents make a base salary and commission? And how do you get your license to practice?

[@ErinNogueira]

Every agency is different but you typically start with a base salary + commission. You need to pass a state and national exam to get your insurance license.

[@Musihoodie]

@@ErinNogueira Oh okay good to know thank you

[@johnosborne9323]

Why are you driving on that side?

[@ErinNogueira]

🙂🙃🙂🙃🙂🙃

[@hattrickjuju6100]

Did you go to school for this, like do you do an online course/college if not then how did you qualify to get this job?

[@ErinNogueira]

You do not need a college education - you need to be 18+ years old, have a high school diploma & pass an exam to get licensed. I was recruited while I was in college and worked my way up.

[@hattrickjuju6100]

@@ErinNogueira just out of general curiosity how long have you been at this job for?

[@ErinNogueira]

@@hattrickjuju6100 I’ve been in the industry for 9 years

[@hattrickjuju6100]

@@ErinNogueira wow that’s awesome

[@heathera5362]

What company are you with?

[@SuperMuhoro]

Hello I am a licensed insurance agent in Kenya dealing with,life and general ,with more than four years experience I would like to work there could you assist me with a link where I can apply.Thanks

[@ErinNogueira]

Hi Caroll! Are you moving to MA or CT?

[@heinwynn9441]

You work as a independent contractor or with company? Recently, I saw an opportunity that a company is hiring and training for free. I want to know more about health insurance agent life. tyia.

[@ErinNogueira]

Independent, I am not a fan of direct writers. All companies should train for “free”. They can’t hire you then charge you for you to learn how to do the job. They should also pay for your exams to become licensed.

[@brittyh428]

Alright alright!! I have found my people!! I've been an agent since 2012. Let's go!!!

[@ErinNogueira]

Welcome to the KZbin family!!

[@user-eu3op7or6v]

What kind of insurance do you guys specialize in?

[@jeronimogalvan5420]

I am going to start life insurance again but with an agency called FFL

[@ErinNogueira]

Good luck!!

[@qmar387]

What is the name of the app you said I’m the beginning of the video ?

[@PeacocknRose]

Epic

[@sarahjuza18]

I live in NH and I'm just starting. I heard it really makes a difference where you start out working. What are your thoughts?

[@ErinNogueira]

What do you mean where you start working - As in state or company?

[@LiLiperspectives4me]

What insurance company do you work for

[@ErinNogueira]

A carrier out of Boston area owns my agency

[@marvinlefranc2687]

What insurance do you sell?

[@ErinNogueira]

Personal & commercial

[@skeet_joystick422]

Is working from home as an insurance agent realistic?

[@ErinNogueira]

It depends on the agent. If you have experience, yes. If you have zero experience, no. You’ll want to learn from your team & coworkers.

[@kiikiinpiink]

i wanted to see what you actually do

[@ErinNogueira]

.. this is what I actually do lol

[@AshleyWilliams605]

where did you go to get your licence

[@ErinNogueira]

I went somewhere different for each license. It depends where you live.

[@antoniohodo1015]

How long have you been an insurance agent?

[@ErinNogueira]

10 years

[@jeronimogalvan5420]

I had such a bad cult like experience for this agency called PHP

[@ErinNogueira]

Uh I’m sorry. I’ve never heard of them.

[@jeronimogalvan5420]

What company/ agency do you work for

[@ErinNogueira]

I work for an Agency owned by a Carrier in New England

[@Wolfrunner650]

I think I'm confused did I click on a video requesting to purchase life insurance? Because I'm pretty sure I looked up A-day in the life of a life insurance agent And that's what this video was about I thought. I don't know why you're trying to explain to us how to go to some website to purchase life insurance or for more information about it. Unsolicited note time 👈🏼 99.9% of us watching your video are Licensed life insurance agents, Or soon to be. We don't want life insurance, we want to know what it's like to sell life insurance, those are the type of people that are watching your video Not people who are looking to purchase life insurance.

[@ErinNogueira]

I don’t even sell life insurance 🤣 I stopped reading this comment after the first sentence because you clearly didn’t listen to what I had to say so I’ll pay you the same courtesy 😘

[@AmpleVibrations1]

Sooo much paperwork on the customer service side.

[@ErinNogueira]

That’s why I stay far away from service

[@johnmaku5165]

Do you need any qualifications the become a life insurance agent? And if so, what are the qualifications? Great content 👍

[@ErinNogueira]

Thank you! I believe you just need a high school diploma & over the age of 18. Once you pass the state & national exams you will be licensed.

[@johnmaku5165]

@@ErinNogueira Thanks! I live in Sydeny Australia so I'll have to check if its different from where you live

[@ErinNogueira]

Yes, definitely!

[@KensKrafts]

A high school diploma is not required. You need to be 18 and over, have no felonies, take the state exam, and pass to be licensed. Also, be sure to clear out any large debts you may have reported on your credit report b/c some carriers may not approve your appointment if you have large debts that are not paid or have an arrangement to pay them off.

[@ErinNogueira]

Thank you for clarifying! Credit usage has never come up and I’ve been licensed for 6+ years. Maybe if you’re looking to own an agency but not as an agent working under an agency.

[@vertigohan]

What agency do you work with? What's your niche?

[@ErinNogueira]

I sell personal & commercial lines insurance.

[@vertigohan]

@@ErinNogueira I wanna sell Final Expense.

[@kazekage1344]

how do i get started?

[@ErinNogueira]

I have a video on my channel discussing this 😀

[@melodybeebe6400]

What insurance company do you work for ?

[@ErinNogueira]

I work for an independent agency

[@yi1771]

How do I get into working as a life insurance

[@ErinNogueira]

Interview at agencies that sell life insurance.

[@mikewilson9236]

Are you in houston

[@ErinNogueira]

No, I’m near Boston.

[@user-eu3op7or6v]

What type of insurance do you do?

[@ErinNogueira]

Property & casualty and life, accident & health

[@yanfangyang6352]

Have you ever worked in an insurance company?

[@ErinNogueira]

I am not sure what you mean. I work at an insurance agency owned by an insurance carrier.

[@ericamlca]

Goood Morningggg VIETNAM 🤪

[@ErinNogueira]

gooooooood morning!

[@declan99]

So you’re an insurance broker... agent would be more of an underwriter.

[@ErinNogueira]

An agent is an agent.. An underwriter is an underwriter. Two very different roles.

[@declan99]

@@ErinNogueira Agent would be a more proper term for an Underwriter, especially if you are acting under a binding authority from a capacity provider. By the sounds of it, what you are doing is broking.

[@ErinNogueira]

Underwriters work for carriers to ensure risks meet their guidelines. Agents work for direct writers or brokers to bring in business. Insurance Consultant, Insurance Agent, etc however a carrier/agency defines it is a sales role.

[@declan99]

@@ErinNogueira Never heard of it. I’ve been an underwriter in Australia for 6 years and have connections with the London market. So not sure if an ‘Insurance Agent’ is just a US thing..

[@meghan11]

more insurance vids please!!!

[@ErinNogueira]

What would you like to see!?

[@meghan11]

@@ErinNogueira more days in the life, your daily strategy/time blocking routine, tips for closing a sale, what it was like when you first started out. thank you!!!

[@mariahcarter8303]

What certificate do I need to pursue this career

[@ErinNogueira]

Property & casualty license

[@michaelKOTD]

Day in the life Let’s see how you really trap

[@jesusislord899]

Do you work from home???

[@ErinNogueira]

Yes, I do!

[@tinadeveloper9288]

Great video

[@ErinNogueira]

Thanks!

[@ayannashores225]

Can i work with you 🥺

[@suthaneeswaran1265]

Hi any tips for new insurance agent? Does cold calling works? How many calls do I need to do a week?

[@ErinNogueira]

Hi! What type of insurance are you selling? Cold calling is common with life & health insurance but not property & casualty.

[@suthaneeswaran1265]

@@ErinNogueira I'm selling life insurance. Does cold call still works? What's the success rate and how many calls shall I make in a week?

[@ErinNogueira]

@@suthaneeswaran1265 I would dedicate 3hrs a day to cold calling your first three years in the industry. You’ll hear no more than yes but the more you call the better your pitch and success rate will be. This industry is not easy and takes a lot of dedication and hustle.

[@suthaneeswaran1265]

@@ErinNogueira Thanks a lot 🙏 There are many agents claiming that cold cold is death and to use social media instead. How true is it?

[@lohien8783]

Hay quá

[@jeremeolson5555]

sounds like youre home and auto as well

[@ErinNogueira]

Yes, I am a property & casualty agent focusing on personal & commercial lines.

[@sweetxbliss02]

Is it tough to start out selling P&C insurance on commission only? And tips?

[@ErinNogueira]

I would never take a P&C job with only commission as my compensation. Commission is not high enough on these products to live off of.

[@mya414]

Do you work from home

[@ErinNogueira]

Yes but only because of covid

[@honeybunnybunny1958]

Tysm for making this video

[@pjp7259]

What agency do you work for? I’m Newley licensed in Southern NH

[@ErinNogueira]

I work for Bearingstar Insurance, we are located in MA & CT.

[@djohnson4465]

i learned nothing on this video

[@ErinNogueira]

Good thing it’s for entertainment & not education ☺️

[@wBrewsterboyjr92]

Gorgeous

[@Adelinarose]

Do you work for a company?

[@ErinNogueira]

Hey Allie, I am not sure what you mean by this. I work for an Agency.

[@giselllopez6684]

Company agency same difference lol

[@ErinNogueira]

Hi Gisell, it’s actually a big difference. Working for a company could mean working for a carrier. Working for a carrier could mean you’re a Direct Writer and not a Broker. Insurance is very specific & not simple.

[@chelseacrockett4983]

How hard is your job?

[@ErinNogueira]

I guess it depends on the individual.. if you don’t have a strong network then it’s impossible. If you don’t have exceptional people skills then it’s also impossible to build a strong network. You also need to be able to multitask, be organized, understand dozens of carriers, work simultaneously with other industry professionals to get work done on time, etc.