Debt Relief: Everything You Need to Know

[@AscendFinance]

Thanks for watching the video!! As I mentioned in the video, you can check out the 3 Top Debt Relief Firms here: tryascend.com/debt-relief/company/3-top-debt-relief-companies/youtubedr You can call us at 833-272-3631 if you have any questions!

[@mindfit2121]

Hi Ben! This is a amazing information. I am very grateful for you taking the time to make this. Would love to schedule a consolation with you. Heading over to your website now!

[@AscendFinance]

You are so kind, thanks for the encouraging words. I really do appreciate these. Absolutely, give me a call at 833-272-3631 if you want to chat! -Ben

[@montecarlo4294]

Here is one that blindsided me when I tried debt settlement. A lot of times, creditors will accept a settlement offer, but then pull a little end around play and then file a lawsuit for what they didn't get in the settlement. For instance, say a creditor takes a settlement of $5,000 for a $9,500 debt. Then, later they sue you for the other $4,500. That's what happened to me

[@AscendFinance]

Oh no, I am so sorry to hear that happened to you! What settlement company did you sign up with?

[@tylermcnally9931]

Almost signed up with Credit Associates after having a call and realizing I could potentially save $8000 while making a much smaller monthly payment. They didn't say anything about the likelihood of a lawsuit!! That is a hard pass for me. I'll continue to try and make the payments on my own.

[@AscendFinance]

Hey Tyler, thanks for sharing your experience. Debt relief can be helpful, but it's may be quite beneficial to go into it with eyes wide open about the cons, for sure! Question, have you looked at non-profit credit counseling? It sounds like the debt is current? Also, I (or someone on my team) would love to speak with you (and anyone who watches the channel) if you want to call or text me at 833-272-3631 or schedule here: calendly.com/ascnd/call - Thanks again for the comment. -Ben

[@whothou]

Not and never been in debt thankfully but I find personal finance in general and just knowing to be reassuring for myself (hopefully never have to use it) but also to help others :)

[@AscendFinance]

Hopefully this video helps you help others then! Feel free to send us anyone you know who would want to chat for free about their situation.

[@danielfuentes5428]

I don’t want all the negatives of the debt program. I’d rather just pay more than the minimum to my card companies. I wish I could get approved for a loan for the low interest rate and use the money to pay my cards.

[@AscendFinance]

Hey Daniel, have you applied to many places? Is everything resulting in denial?

[@danielfuentes5428]

@@AscendFinance I only tried one so far and didn’t get approved. I can try to see if I can find another loan company

[@AscendFinance]

Hey Daniel, have you had any luck? Here are a few options too: tryascend.com/consolidate

[@user-cg4em4lv3g]

very informative and i have spoke to a debt relief company; yes, I'm needing help

[@AscendFinance]

Hey! Thanks for the comment! What company did you speak to? Give us a call at 833-272-3631 and we can connect you to a reputable firm or walk you through the process so you know all the pros and cons.

[@shentech22]

That’s why u need to ask questions

[@AscendFinance]

Thanks - agreed, asking question is SO important! Thanks for your comment! -Ben

[@laraoneal7284]

I don’t think the relief program is for me after watching this . Ty so much.

[@AscendFinance]

Thanks! Can you call/text me at 833-272-3631 if you have any questions?

[@editoalvarez]

Thanks Ben!!Sending you a note ASAP

[@user-vj8hg2te6w]

Awesome stuff. Thanks for the info 🙌🏼

[@AscendFinance]

Thanks for the encouragement! So glad you found it helpful! :)

[@LovelyDardompre]

Hi there Ben... I def appreciate all this helpful info as i am relatively new to cc debt altho stressful I have any at all...my only source of income is SSDI and currently making just the min pymnts... I am struggling to stay afloat and since I am new to all this any advice is def helpful thank you for taking time to inform the public about credit etc...stay blessed🙏

[@AscendFinance]

Hey! Thanks so much for your kind words. Yes let's chat! Could you fill out this calculator and I'll have someone on my team reach out to talk through your situation? tryascend.com/qualify/calculator/route/youtubeDR?title=Welcome+To+The+Debt+Settlement+Calculator

[@roybreedloveAF]

I would like to present a scenario of 40000 in personal tax debt that will expire in 3 years or consolidate/debt Relief to pay off credit cards of 35000 and pay taxes from savings? Love your program information. Thanks, Roy B

[@AscendFinance]

Love this question, Roy. Would you have a few minutes to chat? If so, give me a call at 833-272-3631.

[@Gordoh20]

I should’ve seen ur vid before I signed into debt relief. I’m getting sued by 3 companies, program gets 25% which I found out later, plus 2 creditors didn’t want to negotiate and program wanted me raise my monthly payments from $851 to $1,711. I said I couldn’t afford that so they took the 2 creditors out and told me to call them and negotiate myself. It’s the worse. Oh and one more thing I didn’t miss a payment in 10 years, but I was only paying minimum payments. My credit score was over 700 but now sense they told me to stop payments my credit is at 540

[@AscendFinance]

Oh my goodness, I am so so sorry. So, let me get this straight 1) They didn't go through lawsuit likelihood so now you face 3 lawsuits. 2) They are charging 25% enrolled debt (higher end of fee range) 3) They are asking for DOUBLE the escrow payment per month 4) Credit score drops 700 to 540. Goodness, that's really unfortunate, and I am sorry. Would it be helpful to go through options now that you have had this happen and maybe goals of what you are wanting to accomplish? If so, please feel free to book time on my calendar directly - calendly.com/ben-tejes-ascend/free-chat?month=2023-06 - I should have time today or tomorrow. Sorry again, and maybe chat soon - Ben

[@Gordoh20]

@@AscendFinance thanks for the quick response, unfortunately I’m still working with Forth which use to be called Debt Pay Gateway. I had 7 accounts they settled on 3, 2 of them they took off, and I have 2 which they haven’t settled yet.

[@AscendFinance]

Got it, thanks for sharing. An so sorry about your experience!

[@emilfike9674]

I just sign to a debt relief and now thinking about getting sued is insane. Need an advice on this?

[@AscendFinance]

Feel free to give us a call at 833-272-3631 and we would be happy to discuss all options to see if something may work better for you.

[@merrypatterson7709]

Are there benefits to paying off the debt relief early? Debating if I should pay this off first or a car loan.

[@AscendFinance]

When you pay off the debt early, you don't have the stress of it anymore and can start rebuilding your credit sooner. It's totally up to what you want to do. As long as you make your payments for both, it wouldn't hurt to pay off one of them sooner.

[@user-gp3ls8yv1q]

Why will a federal credit union not settle debt? Is there a video that elaborates on that?

[@AscendFinance]

Great question, I actually do not know why they do not settle the debt, but it's just something that we've seen in experience.

[@icewater4725]

Side note: omg I love your voice.

[@AscendFinance]

You are so kind. Thank you for the encouraging words!! -Ben

[@janecherry7182]

Hi Ben, I just sign up with National Debt Relief two days ago. I am 83, on a fixed income and I'm embarrassed to say I am 76000 in debt. I am not behind on any payments but am getting nowhere in reducing my balances since the interest rates are so high. I'm very uncomfortable to think about not making payments Any suggestions since the program hasn't started yet!?

[@AscendFinance]

Hey! We would love to explain some options that you have, feel free to call us at 833-272-3631. Did the company explain the program to you?

[@benjiebarker]

you should also note that bankruptcy will not allow you to apply for an offer in compromise with IRS. most likey if person has credit card debt, there is a high chance that they also owe back taxes with IRS

[@AscendFinance]

Thanks so much for sharing. I will plan to look into that and highlight that if possible. -Ben

[@trandazz7]

Hey Ben - I enjoy watching your videos and may be needing to consider one the options available soon. Other than the income earned from KZbin, ‘What’s in it for you/Ascend to make these videos?’ …just wondering

[@AscendFinance]

Hey, thanks so much for the question. This is a longer answer to your question, so I hope it’s okay. My family had quite a bit of debt growing up and it was so stressful on their relationship. After working at various companies, my friend and I decided to start Ascend to help people (like family) understand all their options when facing a financial hardship. It just felt like there were so many predators in the space trying to take advantage of people. So what’s in it for ascend? One is just posts like these that are so encouraging. Second as a business we built these debt relief calculators that provide folks with an understanding of all their options and the costs and such. We wanted to provide these completely free so you don’t even have to provide an email, but if someone wants a recommendation for a service such as debt management or settlement or bankruptcy, we try to partner with the highest rated providers and then they pay us for the referral. It allows us to be unbiased but also still function as a business (meaning I can create unbiased content)! Hope that’s helpful. Long answer, but you deserve the full answer!

[@trandazz7]

Refreshing to hear you guys are legit… thanks for the quick reply. Thomas

[@AscendFinance]

Of course!

[@filmsimp]

If I signed the documents but still haven’t paid them anything can I still get out of the debt relief program??

[@AscendFinance]

Yeah, they should have how to cancel the debt relief program in the client services agreement. Here’s more information as well: tryascend.com/blog/cancel-a-debt-settlement/ - give us a call if you have any questions at 833-272-3631.

[@AscendFinance]

It should be a pretty simple process! Let me know if you have any questions!

[@wellnesscanceradvocate8564]

Me too. I'm going to cancel it since find out I will lose 140 points and it will take 12-24 months to rebuild credit.

[@AscendFinance]

Agh I totally hear you. Do you have a path forward or want to look into other options?

[@TurkVladimir]

Thanks Great Video

[@AscendFinance]

Glad it was helpful!

[@TheMjprejusa23]

Hello, I have 6k in housing debt and 6k loan debt and am struggling to both agencies have been very flexible with me but I do want to resolve it asap due to it being a cripple in my life and my partners life, and I’m not really sure what I’m doing, any advice?

[@AscendFinance]

Hi, I am so glad that they are both flexible to work with you. What is the housing debt? Is that potentially a mortgage or rent that you are catching up on? There are a few things you may be able to do, but it may depend on your situation. IF helpful, please give us a call at 833-272-3631 for a quick chat. Thanks - Ben

[@mentalhealthmattersrightnow]

Hey your message was great. Build confidence man or come up with a better joke at the start of the video. And pick a shirt with color lol but thanks for the info it was very helpful

[@AscendFinance]

Thanks for the tip, I appreciate it! Happy New Year!

[@tristianmckay3961]

I might be too late. I've just started with Accredited debt relief. Although I havent made any payments yet. Im about $16,000 in credit card debt over 5 accounts. As it stands, I havent had any late payments but i didnt want to take decades to pay off the debt. After having gone through the sign up process im having doubts that this was the right call. Any thoughts or pointers?

[@AscendFinance]

Thanks, Tristian. Did they talk about both the pros and all of the cons of debt relief? It may be the right call, but if you haven't gone through pros and cons, it could be helpful to go through them. If you have a minute, would you want to give us a call at 833-272-3631? -Ben

[@vikki2262]

I owe about 19000 in credit card debt. I’m a 75 disable person. If I do dent release will I be sued and can they take my social security from me?

[@AscendFinance]

Hey Vikki, is your income solely social security? I believe that income would be protected income from any sort of garnishment even if they went the lawsuit and judgment route.

[@garyflores1044]

Honestly, at 75, I could care less....unless you have massive real estate holdings (I don't). With that said, you sound like a very responsible person. In your situation, I would strongly suggest you engage in debt relief and take a hit on your credit score, and of course, negotiate a small monthly payment by settling the debt owed on each card or loan. This will save you thousands in interest. If all else fails file a chapter 7 bankruptcy and owe absolutely nothing (0). Moreover, You will recover in 6 to 18 months. In fact, You can qualify and get smaller credit card lines from small credit card companies. I promise this will work! Good luck.

[@tinoestrada6825]

Before you do Debt Relief see the Ramsey show.

[@AscendFinance]

Thanks, yeah, Ramsey though I feel is for many people who haven't experienced a hardship.

[@nubiancutie5972]

How do I trust these negotiations? Can they drag out negotiations to get more money over time? What guarantees do I have that they will settle quickly?

[@AscendFinance]

Hey Nubian, many debt settlement companies only get their fees once they settle an account. That said, 2 potential concerns to look out for: 1) Did you sign up with a debt relief law firm that gets fees before settlement and what does that contract say? 2) Are they settling a $5000 debt then paying the creditor $20 and taking their entire fees? Do these questions make sense? As I'd like to be more accessible to my KZbin viewers, I am now having free quick chats. So, if helpful, would you book something on my calendar: calendly.com/ben-tejes-ascend/free-chat? Thanks - Ben

[@teresaallen3045]

Thank you

[@AscendFinance]

Of course!

[@tasseyko]

How can you do debt relief if you move outside the US? I have to leave the country to go take care of an aging parent, but I'll most likely be returning in a few years. I don't want to return to my credit score completely destroyed. Can you do a video on that?

[@AscendFinance]

Hey Tassey, thank you for your question. Yeah, let me put that question on the docket. Firstly, that is amazing that you are going to take care of an aging parent. Secondly, there are a couple of different ways. I do have some questions though - 1) Do you still have a bank account in the United States? 2) Are funds being put into the bank account and could you use those to settle debt? I'd love to chat with you more about this though, so if you want to give me a call at 833-272-3631, and ask for Ben or Justin, I can answer your questions so you don't have to wait for the new video. Thanks.

[@treydonan]

I'm $24,000 in credit card debt 😡 could this service help me with a affordable monthly payment?

[@AscendFinance]

Potentially, but there’s so many things to consider that I’d want to walk through with you such as what is your income? What are the creditors? If you have a creditor mix that’s all likely to sue then is it worth it? Is it credit cards or personal loans? If you have a chance, give me a call or text at 833-272-3631. -Ben

[@josephcruz3390]

Hello, I have one loan of 15k and another at 10. And a 2 maxed at credit cards adding up to about 12k my monthly and all that is about 1200 a month and in consideration JG wentworth debt consolidation, my credit is at 612 already and JG said my monthly payments would be around 600 a month. My only concern is that I haven’t been late on a payment in over 3 years but my debt is out of control :(

[@AscendFinance]

Hey Joseph! Thanks for the comment. I'm sorry that the debt is feeling overwhelming. We don't work with JG Wentworth so I can't speak on that company but if you want to compare options and try to figure out what's best, give us a call at 833-272-3631 and we'd be more than happy to chat!

[@wellnesscanceradvocate8564]

What are your thoughts on company Freedom debt relief? Lady claimed best in nation.

[@AscendFinance]

Thanks for the message! Who claimed this? Freedom Debt Relief is definitely one of the biggest and has helped many people! That said, have you compared debt relief against all your options?

[@nukefarmer18]

Hello! Where could I find the calculator on your website shown at 10:42? It looks super helpful and I wanted to try it out. Thank you in advance!

[@AscendFinance]

Hey Joe, thanks for the question! For the calculator shown at 10:42, you can check it out here: shorturl.at/aMNU6 Also, incase it's helpful, here is the link to the free debt relief calculator so that you can estimate cost, pros, cons, etc. of your options: bit.ly/3vP5gNv Hope that helps! Thanks again for the question. You can always call us directly at 833-272-3631, just ask for Ben or Justin :)

[@nukefarmer18]

@@AscendFinance Thank you, ill check out both!

[@AscendFinance]

@@nukefarmer18 My pleasure! If you have any questions, feel free to give us a call at 833-272-3631!

[@kyleriley1561]

@@AscendFinance I was also looking for this lawsuit likelihood calculator but the link you provided goes to some random instagram page. Can you share a new link?

[@godislove9970]

Hello, I bumped into your video and would like an advice in behalf of my auntie who is 72 y/o. She consolidated her credit card debt at freedom debt relief program couple of months ago and she was wondering why they take more money from her on top of the monthly that she’s paying? She wanted to get out of the program coz it looks they been charging her so much. Pls advice… thank u so much! - hazel

[@albertcastanon4756]

Can you get out of a debt relief contract

[@AscendFinance]

Absolutely, the process is usually in your client services agreement. Could you give us a text or call at 833-272-3631 if you need help finding it?

[@zacharysanders8543]

I know this is a 2 year old video but do you still offer help ?

[@AscendFinance]

Absolutely, I can answer your questions. I am sorry for the delay - I just took a one month sabbatical with my family. Would it be helpful to walk through process and answer any questions you have? If so, here's my calendar you can book phone call with me directly - tryascend.com/b

[@Eqnotalent]

They charge a 25% fee. How much savings can you get? Plus you also can get sue by the lender.

[@AscendFinance]

yeah, a good company typically charges between 15%-25% depending on your debt amount and which company you work with. It can be a good amount but it is also a good amount of work. It may not be the best option for everyone though, if you want to chat about your situation give us a call/text at 833 272 3631 or schedule some time on our calendar here calendly.com/ascnd/call

[@joecraine873]

If I live on Social Security Disability should I just wait for my debt to go off my credit report because they can't garnish my Soc Sec?

[@AscendFinance]

It is totally up to whatever is best for you, but that is an option, especially if none of your income cannot be garnished and you have no property.

[@davedsamhoun]

I have CC debt and pay monthly for the CC payments, will I be able to take a low interest loan to close them out and do 1 monthly payment?

[@AscendFinance]

Hey Nitrous, thanks for the comment. You may be able to, but it’s dependent on a lot of factors that I don’t know (credit score, etc). Please reach out to me at 833-272-3631 if you want to catch up.

[@dazzlinginteriors]

Does debt relief ruin your credit score? If so, for how long?

[@AscendFinance]

Doing Debt Settlement typically has a negative impact to your credit score from going behind on your payments. It requires you to go behind on your payments for 4-6months. If you are already behind on your payments you may be able to settle the debts immediately and start paying them down. Each person's situation is different as it depends how much of your debt you're enrolling what else is on your credit report etc. If you're interested to chatting with a vetted firm I can connect you to one so you can ask them specifically about what it may look like for your situation bit.ly/3Xqcl1a

[@dazzlinginteriors]

Yes

[@AscendFinance]

@@dazzlinginteriors Feel free to use this link and we'll get you connected to a firm! bit.ly/3Xqcl1a

[@Irvingdector]

I just wanna get a loan to pay off my 3 credit cards, or at least pay 90% of my credit cards debt, and stilll keep them at 10% so I can start fixing my credit score. What would you suggest?

[@AscendFinance]

We work with 2 loan companies that we refer people to! Give us a call at 833-272-3631 and we can get you connected!

[@kennedyrose1737]

Hey I have a ? If I just signed up however just watched this video should I call and ask will I have a likely hood of being sued

[@AscendFinance]

Hey Kennedy, personally, if the company didn’t tell you this in the get go, I’d question why that’s not the case and whether there’s something else they haven’t mentioned (tax cons, credit score impact, etc). Debt relief can be good but definitely want to understand full context for each situation. Thanks! -Ben (833-272-3631)

[@wellnesscanceradvocate8564]

What's considered high fees?

[@AscendFinance]

Great question, I prefer fees around 20% with an honest assessment of lawsuit likelihood. Give me a call at 833-272-3631 if you have any other questions! -Ben

[@brittneevaughn6966]

So I've heard that even if pay off the debt after the negotiation. If the money owed is paid to a third party and you ask them to take the debt off your credit repoert they will tell you to contact your original creditor. Then when you talk to the original creditor they will say they can't do anything because they've already sold the debt. Is that true?

[@AscendFinance]

That may be true, but it still would come down to the company that bought the debt. It can be difficult to get it removed from your report because it will show "settled" on your report and delinquency for up to 7 years, but it may be possible with a lot of persistence if you ask for a pay-per-delete. It can be harder to do with the collection agencies.

[@dajahhorsey9686]

Can we schedule a call? I need some advice

[@AscendFinance]

Absolutely, I (or someone on my team) would love to speak with you (and anyone who watches the channel) about different options, pros and cons, costs, etc. if you want to call or text me at 833-272-3631 or schedule here: calendly.com/ascnd/call - Thanks again for the comment. -Ben

[@shaleenAnderson]

How does a chapter 7 bankruptcy effect you?

[@AscendFinance]

So the effects of bankruptcy differ for everyone. It will be on your credit report but you can still do things after a bankruptcy, it just may depend on how quickly you can do them such as buy a house, open new lines of credit, refinance a car, etc. It also will take a hit to your credit. Feel free to give us a call at 833-272-3631!

[@phycho187]

Do you receive money from debt relief?

[@AscendFinance]

People do not receive money from debt relief like they would receive in a loan! Although some companies are now pitching debt relief loans and graduation loans and those appear to be very high interest from what I’ve seen.

[@user-ds4yx3eg3h]

I am on my mothers bank account and I am doing debt relief can this affect her account in any way

[@AscendFinance]

Hey Wendy, is this a bank account or a credit card where you are an authorized user? Would you be able to give me a call at 833-272-3631? -Ben

[@Tina-rc5pt]

What do you know re Debit Relief from missisauga on canada.Ty

[@AscendFinance]

Hi! So sorry I am not sure what the question is but we operate in the US!

[@kiwilovessports9925]

I saw that if I sign up w a national debt relief it may hurt my credit for 100pts or more! & last 7 years. Please what should I do?

[@AscendFinance]

Hey! Yeah debt relief can hurt your credit score and you’ll see the missed payments for quite a while. This is a plug so I apologize, but we built a free debt options calculator to answer that exact question which compares the costs, pros and cons of all your different options at tryascend.com. That said, you don’t need to take the calculator and can just call us at 833-272-3631 and we can chat through options.

[@AscendFinance]

You can definitely try! However, it is up to the creditor.

[@lindamascola2243]

Is it true that my credit score won't be affected

[@AscendFinance]

Debt relief programs definitely can impact your credit score. Did someone mention that it wouldn't impact your credit score? There may be some unique circumstances where it may not, but most times it does.

[@RainbowWubstep]

3:38 I know it is a little late for a question, but if you owe money on a car and it gets repossessed, or you give it back to the bank do you still have to pay back the rest of the money. In my case, I owe about $8,000 left on my car loan, but my car is only worth $4,000, leaving $4000 of debt to pay. Would it still be considered "secured debt"?

[@AscendFinance]

I believe that would be considered unsecured debt once the car is repossessed. Could you give me a call at 833-272-3631 if you'd like to chat about option to tackle that debt? Thanks-Ben

[@teresaallen3045]

I working thru freedom choice I live pa receive letter from Citi Bank homedepo threatening me sui me yes freedom got copy letter

[@AscendFinance]

Are you doing some sort of debt consolidation or something? How many creditors are threatening to sue? Do you have a game plan if multiple creditors sue at once?

[@teresaallen3045]

@@AscendFinance I working thru freedom I received nice letter from Citi homedepo tonight so think freedom told them back off freedom working pay off PayPal then right down line work rest of them freedom told me if I get summons let them know asp they take care of it so I can sleep night

[@AscendFinance]

Sorry for the delay! Wanted to check in, how are things going with the program and your creditors?

[@teresaallen3045]

Freedom choice great job no lawsuits sofar working bank of America they be paid off by end this year start Citi bank in couple months still trying win lottery and firehall

[@teresaallen3045]

Thanks for asking

[@mattielhill3922]

Well I already signed up for this is there any way to cancel the account

[@AscendFinance]

Absolutely, do you have the client services agreement? If helpful, give us a call or text at 833-272-3631

[@user-io7ni8cf9h]

Yes you can, you can cancel anytime!

[@thefunfam1433]

Is this the same as debt management program

[@AscendFinance]

No, the programs are pretty different, if you have questions, give us a call at 833-272-3631.

[@leetate6733]

How can I join your program?

[@AscendFinance]

Are you looking to join debt relief or debt management or bankruptcy? I'd love to chat through costs, pros and cons, etc. of each option. Would it be helpful to have a quick chat about the details? If so, here's my calendar you can schedule a quick chat with me: calendly.com/ben-tejes-ascend/free-chat - Thanks - Ben

[@erik790819]

Any idea which route I should go? I’m a retired vet on a fixed income with 2 loans @ $10k each, plus a maxed out credit card for $20k all thanks to my ex wife🤦🏼‍♂️ We both occurred the debt but it was all in my name so I got stuck with it. Any ideas would be greatly appreciated to help get me out of this $40k hole. Thanks

[@AscendFinance]

Oh, Erik, I’m really sorry to hear all of that. Any chance you can give me a call at 833-272-3631 tomorrow? Id like to look at things such as non profit credit counseling, debt relief and bankruptcy and compare costs and pros and cons as each situation is completely unique. Thanks-Ben

[@peggymoncher4437]

How can I get in touch with you

[@AscendFinance]

Id love to chat. Just give me a call or text at 833-272-3631. Chat soon! -Ben

[@shawnbruce6934]

Hello Ben. I'm interested in a Debt Relief Loan where I just get a lower rate than the 26% BS the companies charge and the rate keeps moving which completely BS. I just want to pay it down with a reasonable rate and be done with it. I have about 20 K credit card debt and intend to Never use them again unless some drastic event. I have a 688 credit score and make very good money still but in the current Horrible economy it doesn't go nearly as far as it should. I will call.

[@AscendFinance]

Hey Shawn, I'm sorry about your experience. So are you in a debt relief program, and the program is now pitching a 26% graduation loan where they get all their fees, the origination fee of the loan and the super high interest rate? Or what are you experience?

[@omarromero7571]

Is Debt Credit Relief legit?

[@AscendFinance]

Hey Omar! we haven't heard of them, give us a call and we can connect you to a company that we trust if you're interested. 833 272 3631

[@IamkingDylanmommy]

How can i contact you?

[@AscendFinance]

Hey Tonya, absolutely, give me a text or call at 833-272-3631. Chat soon! -Ben

[@yungkalimusic]

is there any certifications or licenses i need to start my own debt consolidation/relief program?

[@AscendFinance]

Thanks, it depends on the state. Some states have more stringent requirements, but it can be quite difficult to setup one of these programs.

[@thefunfam1433]

I found one who will just charge 50 a month

[@AscendFinance]

What company is it?

[@thefunfam1433]

@@AscendFinance I’m trying to remember the name. My lawyer recommended them .

[@AscendFinance]

Ohh okay! Be sure to do a lot of research because firm fees range from 15-25% of the overall amount of debt enrolled, generally. Make sure to look at reviews, cancellation policy, and many other factors. If you want to connect with a firm we would refer you to, give us a call at 833-272-3631.

[@user-se1hs6pk6p]

😂 15:51

[@AscendFinance]

Let us know if there is anything we can do to help! :)

[@EulaMitchell-eu9kq]

Don’t need this

[@AscendFinance]

Thanks for letting me know!

[@UniversalMysticsOfChrist]

If you are a stutterer, I commend you for being yourself. If you are not a stutterer, I would like to request that you edit out all of these repeated phrases. It's very distracting.

[@AscendFinance]

Thanks for your feedback! We try the best we can on our videos but feel free to speed it up through the settings on the video!