$234k/Year + Wants to Retire EARLY | Millennial Real Life Budget Review Ep. 36

Рет қаралды 5,719

Күн бұрын

Пікірлер: 15

@LisaLittle-i6u Ай бұрын

You should do more low income budget reviews. Helping low income families get out of debt. You have been really helpful with my budget. I’m low income, but good with money, but most people with my income, can’t save money.

@DebtFreeMillennials Ай бұрын

Check out the dozens of episodes I've done for this series! There are several that are low income!!

@loudresviennadeaires Ай бұрын

Really enjoyed this episode! I like the walkthrough of projection lab

@DebtFreeMillennials Ай бұрын

Glad to hear! It’s a great tool to have.

@ChristianJacquet9 Ай бұрын

I'm 32, new to investing, and seeking guidance. I've started contributing 10% of my income to my 401K and opened a Roth IRA with $500 monthly automatic contributions. My goal is to save for retirement (30+ years away). Should I focus on asset allocation now or is it overthinking? I'm moderately risk-averse.

@richolman6800 Ай бұрын

Great that you have started. You have time. Probably want to have your retirement accounts invested in the USA stock market if history is any clue to the future. S&P500 index funds ( and or VTSAX or FSKAX for example). Just keep investing and never take any out for purchases, divorces, etc. until you retire.

@MariaPerez-pp1dp Ай бұрын

There’s a lot to decide on… most times it is better to delegate your day-to-day investing to a license professional, someone with a comprehensive strategy that can cover many investment sectors

@johnketh-n9v Ай бұрын

Couldn't agree more, investing with the help of a financial fiduciary set me up for life. Retired as a millionaire at 55. I worked hard every day as a teacher for 32 years, with my salary over 100k annually, I thought I was on track. But it was the COVID-19 lockdown that prompted me to explore stocks and alternative investments, supplementing my income. Working with a fiduciary helped me make informed decisions, diversify my portfolio, and achieve financial freedom.

@Turk-hy3wz Ай бұрын

@johnketh Can I get a recommendation, enthused about investing for my eventual retirement but don't know how to go about it, I invest in my 401(k) through my employer, but the gains have been relatively slow.

@johnketh-n9v Ай бұрын

Glen Howard Chester is the licensed fiduciary I trust. We've worked together for years, and I highly recommend him. His credentials speak for themselves. You can research his name to find necessary details to work with a correspondence to set up an appointment.