Definition and Types of Fire Insurance Policy - Business Services - Class 12 OCM

[@komalpreetkaur2708]

Helpful video 👍

[@Uskbro]

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[@sagarsonar2138]

Thanm you so much Sir, bohot support hua ji aapke Video Se, Thank you Sir ji 👌👌🙏🙏💐💐

[@nandrajghule5315]

Thanks

[@sarveshmahajan5048]

Superb sir , thanks a lot Very much helpful 🙏

[@Uskbro]

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[@movere2314]

Thanku so much sir

[@Uskbro]

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[@riviapaul890]

Not clear about excess policy . is it taken for stock which is more than minimum stock ?? Please make it clear to me !

[@supeshmankar5673]

Excess stock by which price fluctuate

[@tejasshah0704]

What is Excess Policy in Fire Insurance? The purpose of a fire insurance policy is to offer you financial coverage in case of loss or damage due to fire and related perils. At the time of taking a fire insurance policy, you would have to compute the price of the items which you want to cover. However, the prices of these items can fluctuate over the years due to the impact of the inflation. To combat such issues, it is advised to go with an excess policy in fire insurance, which is bought to cover additional risks which are beyond the cover of the first fire insurance policy. It is a very useful feature which can be considered by those people whose stock fluctuates from time to time. In this case, the first loss policy is bought for the minimum stock value, and an additional excess policy is purchased to cover an anticipated fluctuation in the price of the stock. Every month, it is necessary to declare the actual value of the stock and the premium would be computed on the basis of the average monthly excess amount.

[@tejasshah0704]

@@VPinsupedia kindly refer 12th ocm book... God bless! 👍

[@VPinsupedia]

@@tejasshah0704 now I got that you are teaching based on class 12th text book. So it is not your fault because you are not aware of what is going on in general insurance industry as on date

[@tejasshah0704]

@@VPinsupedia yes true bcz we need to keep our knowledge just upto the book as explaining more things may confuse them... As it is there in 12th ocm Mumbai University syllabus... & we must abide out knowledge to that only... When these students ll appear for Insurance exams... They may come to you to learn... I hope u got your satisfactory reponse... Live long life.. God bless!

[@surajrtiwari2900]

Nice explanation sir

[@Uskbro]

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[@FATMAKHAN-ly7qu]

Thanku thanku thank you so much dear for the excellent explanation of whole types of fire insurance 😘😘😘😘🤞🤞

[@Uskbro]

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[@supeshmankar5673]

Thanks buddy😊

[@Uskbro]

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[@beenaaggarwal3067]

Doubts are not cleared

[@tejasshah0704]

Doubts are not cleared... Where is your doubt?

[@Uskbro]

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[@himanshukohli6199]

Comprehensive policy m esa kese ye toh seedha contract of insurance ko violate krra h fir... insurance wha milta jhaa jo reasn likha ho contract m🙄

[@suhailshah4100]

This video very instrumental for us. Thank you so much Sir.

[@EkeedaCommerceandManagement]

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[@Uskbro]

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[@honeyqueen2490]

Bhai defination samjha na nhi arahi he toh itti hard defination le hi kyu

[@tejasshah0704]

Sab thik ho jaega aapke sath.. Get well soon... Education pe dhyan do sb thik ho jaega 👍

[@RS_-cv2nk]

@@tejasshah0704 Sathiya gaye ho kya professor sahab?

[@Uskbro]

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[@deepaksarathe3278]

Thanks sir ji 😎

[@EkeedaCommerceandManagement]

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[@Uskbro]

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[@mubarakcreation15]

I want this video in Marathi language and board in Marathi language because I am studying in Marathi medium do you understand my problem

[@timothyronlloyd9817]

No

[@Uskbro]

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[@krishnavachhani2095]

shut up

[@satishgaur5131]

भैया जी आप बहुत अच्छा समझाते है बस थोड़ा सा हिंदी में उदाहरण ओर दे दिया करो

[@komalpreetkaur2708]

Ryt 👍

[@tejasshah0704]

Alge videos me de hindi me bi dunga edaharan 👍

[@Uskbro]

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[@RS_-cv2nk]

The content is good but the presenter is very dull and boring. If Ekeeda is listening, please get someone else as the presenter and not this potato.

[@Uskbro]

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