What Should I Do When Transitioning From Short to Long Term Disability?

It is common for a disability insurance company to deny long term disability benefits when a person is transitioning from short to long term disability benefits. Many people are led to believe that if they were approved for STD then their LTD will automatically be approved. This is unfortunately not true as the long term disability claims examiner assigned to your LTD claim usually has nothing to do with your STD claim. In this video, disability insurance attorneys Gregory Dell and Stephen Jessup provide several tips to help get your long term disability claim approved.
00:00 - What you should expect when switching from short term to long term disability. Contact any of our attorneys to discuss your disability benefit claim.
01:45 - The long term disability review is much more detailed as disability companies expect you to be back to work by the time you are eligible for long term disability benefits.
02:16 - How do you put yourself in the best position to get approved for long term disability benefits?
04:36 - Should a person approved for short term disability assume that their long term disability benefits will be approved?
10:13 - Can you file for long term disability benefits if you are fired from your job while collecting short term disability benefits?
11:22 - Contact any of our disability attorneys for a free immediate phone consultation. We represent claimants nationwide and we appreciate the opportunity to help protect your benefits.
For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email www.diattorney.com/contact/?r.... We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.

[@DisabilityAttorneys]

You should subscribe to our channel to learn how to protect your benefits and get paid. We publish helpful new tips weekly! We are available nationwide: 📞 call 888-292-8481 or 💻 email: www.diattorney.com/contact/?referrer=yt for an immediate free consultation with one of our attorneys. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.

[@SHUB281]

Being in the same industry for 30 years and just now going through the process is frustrating

[@angi334]

This is incredibly informative. Thank you!

[@100womaniam]

Great information 👍🏽

[@yvonnel1584]

My disability benefits state that we get paid at 60% of our base weekly pay, but in actuality we only get paid at 27% of our base weekly salary because the employer put a cap in place limiting what we get paid weekly for STD. Can they do this? What we get paid is not 60% it’s 27% of our salary weekly, is this legal? Is this allowed. Shouldn’t the employer let the employees know or say STD is paid at 27% and not say that it’s paid at 60%? This just doesn’t seem right to me.

[@vikkicarr3255]

I’m a stage 4 breast cancer patient out on STD. I’ve exhausted my FMLA and my job partially approved my ADA . Their reasoning is me being out on leave beyond a certain date will cause them a “undue hardship.” I’m currently in chemotherapy and the side effects after chemo is excruciating. There’s no way l can get back to work before my job will terminate me. Can l still get LTD after being fired?

[@DisabilityAttorneys]

Vikki: Yes, you can still transition to LTD as long as you satisfy the definition of disability. Termination will not impact your right to pursue LTD.

[@rushattack1]

My nurse at my general practice had stage 4 breast and is ned for 17 years and counting. From my understanding people have short, long, and permanent. Might want to look at social security permanant. You might qualify for that because of the cancer. God bless you.

[@munizmaria4521]

Hi, my standard disability finished. Can I apply for unemployment? I'm 62 cancer survivor but still need reverse surgery., meanwhile at my job they're not sure if they did well while I was out.? Thank you

[@DisabilityAttorneys]

Hi Maria, we need more information to answer.

[@sheliawalker7451]

Yes I work for WAL-MART and I cannot work in the freezer and I got caught at home all day told me I cannot go back to work but I can watch someone else in the store but they will not let me go back to work so right now I’m waiting to see if they don’t take me out in the short term disability I’ll be able to cut the 25 years