Dive Accident Insurance offered by Divers Alert Network (DAN)

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Everything Scuba

Everything Scuba

Күн бұрын

Dive Accident Insurance offered by Divers Alert Network (DAN). An accident or medical event can occur at any time while diving. By their nature they are not always expected events. In this episode Lyell talks with Nathalie Judkins, Director of Members Services for Divers Alert Network (DAN). They discuss what Dive Accident Insurance is and why it may be good idea for divers to take look at this relatively inexpensive product.
8 Worldwide Office
(Note: Membership & Insurance benefits Vary by Region)
DAN US & Canada: dan.org
DAN World (Latin America & Caribbean): world.dan.org
DAN World (Asian Pacific, New Zealand & Australia): www.danap.org
DAN Europe: www.daneurope.org
DAN China: www.diversalertnetwork.com.cn
DAN Japan: www.danjapan.gr.jp
DAN South Africa: www.dansa.org
DAN Brasil: danbrasil.org
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Compare coverage for complete coverage details; coverage and availability varies by state, province and plan.
For residents of MN and NY, insurance is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106 domiciled in the state of New York with a principal place of business of One World Financial Center, 200 Liberty Street, New York, NY 10281. It is currently authorized to transact business in all states, plus DC, except PR. This summary is a brief description of benefits only and is subject to the terms, conditions and limitations. Coverage may vary by state. AG 12070
For residents of all other U.S. states and the District of Columbia insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company with its principal place of business at 1271 Ave of the Americas FL 37, New York, NY 10020-1304. It is currently authorized to conduct insurance business in all states and the District of Columbia. NAIC No. 19445.
This summary provides only brief descriptions of the coverages available under Policy Series S30854DBG. The issued policy and certificate will contain reductions, limitations, exclusions, definitions and termination provisions. Full details of the coverage will be contained in the issued policy and certificate. If there are any conflicts between this summary and the issued policy and certificate, the policy and certificate shall govern in all cases. Coverage may vary by state.

Пікірлер: 22
@TritonsRealm
@TritonsRealm 2 жыл бұрын
Thanks for sharing Lyle. This is great information we can all learn from. So glad you're doing well.
@GreenDolphinProject
@GreenDolphinProject 2 жыл бұрын
With an upcoming trip to Egypt, I need to look into this. The timing of this video is perfect :)
@397coney7
@397coney7 Жыл бұрын
Just discovered your channel the other day. I’ve watched all your videos about your heart attack and DAN. So happy it turned out the way it did! I started diving in 1985ish and did until 1993…..then I got a real job😂. So I stopped all these years and sold my stuff long ago. I've renewed my interest in diving and have been looking at buying everything again. Anyway, since I'm 54 years old now, I worry about having a serious medical event under water, especially a heart attack. Currently not in the best of shape either. In the next couple weeks, I will be starting the keto way of eating(again). It's an amazing diet, IMO. I just needed the push to get back into that as well and your heart attack videos is doing just that. Thank you and stay healthy!
@397coney7
@397coney7 Жыл бұрын
Also, I see DAN plus the insurance is $201.00/year for me. Unbelievable price to pay for piece of mind. And of course I subbed👍😁
@SeattleRingHunter
@SeattleRingHunter 2 жыл бұрын
Lyle, First off our prayers and well wishes on your recovery, hopefully your already back up and running good as new. Glad your still with us as we appreciate your safety focused content to the dive community. It happens to be my DAN membership renewal time and I just upped with the Guardian protection. Hopefully it won’t be needed, however having the DAN medical support team on tap and insurance to lighten the financial burden of a potential dive incident is a very reassuring and prudent option all recreational and professional divers should consider carefully. Especially new divers and warm water holiday divers as incidents may happen at all experience levels for various reasons. The amount of money we blow on other nonessential crap is mind blowing at times. Cheers, #SeattleRingHunter
@johnayres6599
@johnayres6599 2 жыл бұрын
Such a minimal cost for a great benefit, should you ever need it. In my mind the cost of DAN insurance is just a regular part of diving, just like getting my gear serviced or visually inspected every year.
@skzion2
@skzion2 2 жыл бұрын
The issue with DAN was that when I last checked it wasn't even writing policies for diving outside the US.
@UKDiver
@UKDiver 2 жыл бұрын
Being a diver in the UK, DAN isn’t much use for my domestic diving as UK citizens don’t pay for medical services thanks to our amazing NHS. We also have the brilliant RNLI who save us out at sea, again for zero cost. However, if I’m doing a few trips abroad like I have planned next year, I will take out their annual sports silver insurance to keep me covered. I don’t think you can bang the drum for DAN too much! Never had to use them thank goodness, but I’ve never heard a bad word 😎
@everythingscuba
@everythingscuba 2 жыл бұрын
I grew up in southwest Scotland and in many ways miss the good old NHS. I was curious how they would view a DCS hit from an elective hobby like diving. But I agree when traveling abroad to take advantage of what DAN offers! Thanks for your comment. We enjoy your channel! 👍🙏🏻
@elmo319
@elmo319 2 жыл бұрын
The NHS isn’t free, that’s why we’re taxed to the hilt.
@derickdevindavis
@derickdevindavis 2 жыл бұрын
Looking forward to the Travel Insurance episode. I'm curious for your accident, did the [Guardian Plan / $5k Lost Diving Equipment] apply in your situation?
@everythingscuba
@everythingscuba 2 жыл бұрын
We are still working on whether they will cover that. Will update you once we know. Thanks for watching!
@mellamodiego8458
@mellamodiego8458 Жыл бұрын
@@everythingscuba i assumed they stiffed you, right? any more thoughts on Guardian?
@everythingscuba
@everythingscuba Жыл бұрын
@@mellamodiego8458 watch this video and find out! How expensive is a heart attack while scuba diving? kzbin.info/www/bejne/lYe9qZ6Cdtp_d68
@MohammedHassanien
@MohammedHassanien 2 жыл бұрын
Is DAN available in the Middle East? What is link?
@everythingscuba
@everythingscuba 2 жыл бұрын
Heck out DAN World website in the link or contact DAN directly via their online numbers. They will help you out for sure!
@carllafrance5510
@carllafrance5510 2 жыл бұрын
Hi Lyle are you OK? Do you get regular medical check ups ?You look in pretty good shape for having had a cardiac event So unexpected? Was there any tell tale signs leading up to it? People here that have had a cardiac event have a lifestyle and diet change and in 6 months they are in better shape than they were before . Does it put any limit on your diving? You are very knowledgeable about diving medical conditions and along with your diving experience You are a test bed for anybody going through the same thing ! Take care and Have a good day !
@everythingscuba
@everythingscuba 2 жыл бұрын
Carl, I’m doing fine. Thank you for asking. I had something called Takotsubo Syndrome occur. (If you Google it…it’ll explain). I have no coronary artery disease or blockages. I had a full work up at Mayo Clinic when I returned and they found no residual effects on my heart and was cleared to return to dive and teach about 7 weeks after the event. It was an “out of the blue” freak occurrence. Which is why I thought it’d be a valuable thing to bring attention to for other divers. Here is a video where I explain exactly what happened: kzbin.info/www/bejne/faauqaWDo7eFkKM
@everythingscuba
@everythingscuba 2 жыл бұрын
Then here’s another video where I explain the Mayo Clinic findings. kzbin.info/www/bejne/fnaqfKBpjsh7bqc
@carllafrance5510
@carllafrance5510 2 жыл бұрын
@@everythingscuba What a bummer! Dive trip of a lifetime and that happens first day ! You probably took quite a while putting the dive trip together not to mention the cost ! You could have been fine the next day? Hospitals error on the side of caution to save their ass in case there is a lawsuit Your Dann videos are right on and should be heads up for newbie divers Have a great day!
@mellamodiego8458
@mellamodiego8458 Жыл бұрын
:30 honestly anybody that has the balls to charge someone 100k for a 2 hour flight is a criminal and the world is probably better off without them
@Abs0luteMagic
@Abs0luteMagic 6 ай бұрын
This content is in stark contrast to the experience described on DiveTalk. Where, Woody almost died trying to receive help from DAN. Additionally, there are several anecdotes from other divers regarding their close calls with DAN. Disappointing.
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