Do you need Expat International Medical Insurance or Travel Insurance?

Join us as we discuss travel insurance and expat international medical insurance for slow travel early retirement travel, and expat life. Whether you're embarking on full-time or part-time slow travel as early retirement travelers like us, or taking an extended international trip, ensuring you have the right global insurance is crucial. In this video, we'll explore travel insurance, & international medical insurance options available, through industry leaders like Cigna Global, Geoblue, IM Global, and Safetywing. Drawing from my extensive experience as a health insurance agent, I'll provide expert insurance advice to help you navigate the complexities of global health insurance to find the best travel insurance, or expat health insurance for you. Giving you peace of mind as you slow travel or live an expat life, knowing you better understand your expat insurance or travel insurance programs. Having lived abroad for over four years, with significant time spent in Europe, I understand the unique needs of expats, particularly those embracing early retirement or slow travel lifestyles. Stay informed and empowered to make the best decision for your international health insurance requirements. (I represent IM Global, Safetywing, GeoBlue, & Cigna Global currently)
We will also discuss what types of medical problems we have faced abroad and how we handled them, and the cost involved. We will explain why it is important to have international medical coverage and give a real-life example. From language barriers to pharmacies abroad, we cover it all. If you are considering moving overseas as an expat, slow traveler or just taking an international trip abroad, this video is for you!
International Medical Insurance / International Health Insurance Links:
✨IMGlobal: producer.imglobal.com/interna...
✨Safety Wing Insurance: safetywing.com/?referenceID=w...
✨Cigna Global Health Insurance bit.ly/3wi6Jym
✨GeoBlue: www.geobluetravelinsurance.co...
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Don't forget to LIKE, SUBSCRIBE, and COMMENT below with your thoughts on International Medical Insurance and Travel Insurance.
✅Chapters:
Intro: 0-3:00
Carriers 3:00
Travel insurance 4:30
Medical insurance 6:49
Deductibles 6:49
Europe & S. America ER 8:06
US Health Marketplace 11:31
Insurance costs 13:07
Near Tragic medical story 13:30
Dental 15:13
Indemnity Plans 16:39
Language barriers 20:40
Senior Coverage 21:20
Pharmacies Overseas 22:00
#travelinsurance #ExpatInsurance #nomadinsurance #healthinsurancetips #ExpatLife #MedicalInsurance #insuranceplan #retirement #healthinsurance #expatlifestyle #earlyretirement #retirementtravelers #expathealth #slowtravel #globalinsurance

[@ncalcamper]

Thanks been waiting for this one!

[@WarrenJulieTravel]

Thanks for being patient. 😁

[@Xrusader]

Those doctor and hospital costs sound great. I think it costs me more than that to park at some of the hospitals in the US.

[@WarrenJulieTravel]

I love this comment! Sadly, I think it is true. Thanks for watching!

[@BasicAmericanDadAbroad]

Good stuff, thank y’all! Answered many questions in advance, and excellent resources to check out…in prep for our upcoming adventures, got some answers this week & just a few more to get in the coming weeks then I’ll be reaching out to get solid coverage with ya

[@WarrenJulieTravel]

Thanks, let me know if you have any questions or requirements.

[@stupot1952]

I have found it hard here in Thailand getting a health insurance company you can trust especially my age 71 without major health issues

[@marianeil6630]

As you getting older, International Health Insurance is very expensive, Travel Health Insurance, but coming back after three mos. but you have pay first.

[@janh.4479]

Great information!!! Appreciate all your shared. We’re currently snowbirds in Panama, so this will be helpful!! Thanks!!

[@WarrenJulieTravel]

Our pleasure! Thanks for watching:)

[@WandererBell]

I travel abroad full time and your video is very helpful. I currently have a GeoBlue policy but that requires me to be in the US when I renew my 6-month policy. I might consider other options. I will check out your website for sure when time comes to renew my policy. Regarding the language barrier, I am in Japan now and I find it very hard to communicate with people there. I doubt doctors and pharmacy people speak English.

[@WarrenJulieTravel]

Thanks, I appreciate your consideration regarding insurance. We find Google Translate works pretty well when communicating with people in different countries if there’s no English speaker. Have you tried that in Japan?

[@WandererBell]

@@WarrenJulieTravel I use Google Translate too, but it can also become tiring, especially if you're using it all the time.

[@razkrat8803]

🎉😊

[@michaelmills645]

Getting ready to move to S. Korea in August from the USA. No plans to move back to the US but will travel through S.E. Asia. Thinking a high deductible plan ($2500 or so). I'm in my late 60s.

[@WarrenJulieTravel]

Please feel free to contact me and I’ll help you find the right product. [e-mail]

[@theskinnypot]

We want to move back to the Philippines and travel around Asia and Europe. Are you more confident,2400 deductable still? Thank you. Does it work with cancer treatment?

[@borntoroam2468]

Great info! So question...If my husband and I plan to travel Europe for one year, and come back home to the states a few times during that time, would we cancel the policy during the month or so that we are home, or? Also, would we continue to pay our supplemental Medi-gap insurance the entire time we are traveling, or is there a way to stop that temporarily while traveling internationally? Lastly, the out of pocket expenses you mentioned, Julie's dental cost, etc. was that your cost after the insurance paid their portion, or was that the total cost and beceause it was under your $2500 deductible you pay until you reach the $2500 deductible, then all services the rest of the year are paid at 100%?? Novice here, as you can tell! LOL! THANK YOU both! Appreciate all you do!

[@cn8208]

Should you decide to cancel your Medi-gap plan while traveling, you will need to wait for an open enrollment period to reapply. That will also expose you to medical underwriting. Some Medi-gap plans offer emergency medical treatment reimbursement while you are traveling outside of the U.S. although that benefit is typically limited to the first 30 days and is only for getting you medically stabilized. Consider shopping Medicare Advantage plans in your area. Some of those also offer emergency medical treatment reimbursement as a benefit. We are fortunate to have an Advantage plan through my spouse's state retirement that reimburses us for emergency medical treatment outside of the U.S. without a time limitation (again, only until medically stabilized). We supplement that with a worldwide emergency medical evacuation policy so that once medically stabilized, we can return to the U.S. for continuing treatment if necessary.

[@WarrenJulieTravel]

The response from the person below is excellent and answers most of your questions. The out-of-pocket expenses mentioned were cash payments. We did not choose to file them under insurance as they were lower than the deductible on the plan. Thanks for watching!

[@WarrenJulieTravel]

Thank you for such a detailed response! Thanks for watching!

[@jpwoller]

Thank you for this. When you paid for your contacts it sounded like you also paid out of pocket. Is that accurate?

[@WarrenJulieTravel]

Completely paid out of pocket in cash:) Thanks for watching!

[@johnmiller6108]

How old are these Turkey prices? We have been in Fethiye for 6 yrs. and would love to see these prices. May be 5-6 years ago but with covid prices shot up.

[@WarrenJulieTravel]

January 2023, see our Turkey videos. Here is our Turkey playlist. We made 56 videos there. Turkey Expat Life kzbin.info/aero/PLkOobSSGsmh4bUBTFzTUgQb7J-CktTqNe

[@tamarkohnmarks5394]

How do these insurances work with Medicare for travelers that will go to the states every few months?

[@WarrenJulieTravel]

There are several considerations to consider in this scenario, based on if you include US coverage in the design, omit the US coverage, or do shorter policies for the duration you are out of the US, how long you intend to be in the US and of course which carrier you utilize. The programs may coordinate with Medicare, Medicare Supplement, etc Medicare would most likely be primary in the US.

[@JosefLA-gt9ut]

I sent you information about Medicare Advantage Plan ; 100% worldwide coverage no deductible, no copay, no existing conditions clauses, no age cut off , air evacuation ; but the only negative is you will not make money on this very low cost or even free Medical Health Care Plan ; You Hawk Plans like your an expert ; but your information is centrally used for your need for another income source and not great advice or expert knowledge regarding health insurance ; do you even know how many claims are denied by these private insurers you talk about ; there are a lot of claims denied and many people are being hurt and scammed; this fact is something that you can easily research on the internet …..you need to stop ; you could be hurting people just to make a revenue stream…..