Does Medicare Cover Dental

[@MedigapSeminars]

Link to cheat sheet fixed medigapseminars.org/wp-content/uploads/2022/05/DVH_Consumer-Cheat-Sheet_2022.pdf

[@padams4533]

I am absolutely thrilled to see Matthew provide a video on dental coverage. Perfect timing! I watched all of his videos during the pandemic, before choosing a Medicare supplement and I tell everyone that needs help with Medicare questions to use Medigap Seminars services. Thank you, Matthew, for another great video.

[@kathleencoles5134]

K Coles I really appreciate the time Matthew puts into his videos. When I turned 62 yrs. old I watched his videos on choosing a medicare plan. Both my friend and I chose our plans from matthew and a supplement and have been very happy with them. I trust him very much and enjoyed his expert advice on choosing dental plans. Can't wait to look them over and choose one that is right for me. Thank you Matthew.

[@MedigapSeminars]

You are welcome Kathleen

[@rosgadley8796]

Hi Matt. Glad you've started making videos again. The dental benefits topic is so timely. I've been researching full mouth restoration options for over 2 years, including going to Mexico, which I've decided against. Any insights you have on getting full mouth implants and teeth replacement, along with financing options, would be greatly appreciated. As usual, thanks for the information.

[@KevinJohnson-gq9wr]

I was able to get insurance (In House) with my providing dentist. I will compare what I have with him to what is available next plan year. If people don't subscribe and use your expertise, they will be sadly misinformed by other companies. Thanks again Mr Claussen for Facts that benefit me not insurance marketers!! Kevin Johnson

[@MedigapSeminars]

Thanks for watching the video Kevin!

[@jimche44]

Like all of Matthew's videos I have watched thus far, this was excellent and the timing was perfect. Truly appreciated.

[@MedigapSeminars]

Glad it was helpful!

[@kathybelk1333]

You did a good job explaining it but still so much to understand.

[@beckyteal1247]

I really appreciate Matthew and his videos. They are so informative, they have helped me through my early signing up for medicare , helped me understand and choose a Part D and now this information on dental is great as well. I have referred quite a few people to Matthew's videos and Matthew's services as well

[@MedigapSeminars]

Thank you Becky

[@doncripemc3certifiedsr.med326]

Sad... the services most regularly needed by seniors have the least options. I wear hearing aids... it seems the cost of these expensive devices are not covered anywhere!

[@MedigapSeminars]

Just a few months ago a new rule allowed hearing aids to be sold to the public without prescription. I have no looked into the details yet.

[@nhart8108]

Need to look into coverage. As always, thanks for explaining so clearly.

[@MedigapSeminars]

You are welcome. Please reach out to us if wish to see my recommendations

[@milesoldfield9109]

Thank you for making this video. It came at just the right time for me. I need a bridge and a few teeth fixed.

[@MedigapSeminars]

You are welcome. Check out this plan, it is one of my favorites: myplan.ameritas.com/ppd/id/010S4605

[@lynnross6572]

The information is helpful. Thank you ☺️

[@MedigapSeminars]

You are very welcome Lynn

[@avalewis381]

Thanks Matthew. As usual good information given. You will be hearing from me.

[@susanswenson1074]

I enjoyed watching this again and the ending was priceless. You always make me laugh.

[@terrymiller4701]

The link provided for the "Cheat Sheet" mentioned in this video does not appear to be correct. When I clicked on this link, I got a 50-page document titled "Office of Inspector General: Some Medicare Advantage Organization Denials of Prior Authorizations Requests Raise Concerns About Beneficiary Access to Medically Necessary Care".

[@MedigapSeminars]

I fixed it medigapseminars.org/wp-content/uploads/2022/05/DVH_Consumer-Cheat-Sheet_2022.pdf sorry

[@elizabethlicata1133]

Thank you very informative.

[@MedigapSeminars]

You are welcome!

[@SharonVise]

Because of hospital stop taking medicare advantage I think I made a mistake by getting it when I already qualified for medicaremqmb

[@alices6634]

Hi Matthew, Thank You for you Helpful Informative Videos. Dental Insurance is very complicated and your Videos make it much easier to understand. I have a question about Medicare Medigap Plans. When a Person#1 turns 65 and receives PartA and particularly PartB of Medicare, the Person#1 has 6months to sign-up for a Medigap Plan without having to go through Medical Underwriting questions. However, if Person#2 has a Disability and receives Social Security Disability and Medicare PartA and PartB at age 45, then WHEN can Person#2 sign-up for a Medigap Plan without having to answer any Medical Underwriting questions. WHEN is Person#2's Free Enrollment Period in which Person#2 can sign-up for and simply be Accepted to a Medigap Plan without having to go through the Medical Underwriting questions, etc.?

[@MaryBethMcCoy]

This answer is a bit late, but if you still need to know, person #2 will get to enroll in a Medigap plan when they turn 65 without having to go through medical underwriting.

[@johnhixson7040]

So you have to get an Advantage plan for Dental. Say United Healthcare AARP?

[@kellyyork3898]

Does Great Britain have dental/vision care as part of their health care system?

[@kathymiller4447]

Is there a way that I can get a benefit if my dentist doesn't accept it 🤔?

[@dtom1145]

It’s call Medicare-less!

[@phathokum1855]

Beware, things aren't always the way they appear! Notice how the gentleman is very nice and says he just wants to help. He says just call if you have any questions. I called their number and said that I was interested in part D, immediately, the agent Beth became very rude. I don't think I have ever spoken to that level of a b-t-h in my life and I'm no spring chicken. She said we don't answer questions from non customers. I said the reason I am calling is to potentially be a customer. She then rudely said this conversation is over and before she hung up I said "so you don't sell Part D", she said I could self enroll but they only sell the more expensive suppliment and that she didn't make money talking to me so the conversation is over. I said "I'm going to tell people on Social media how rude you people are". She laughed and said "I don't care, go ahead" and hung up the phone on me. First of all, I didn't care if she answered my questions or not. I was trying to figure out what business they are in, in other words what they sold? Did you notice how in the videos, the gentleman constantly tries to sell you on the advantage of suppliment insurance and criticizes all other forms of insurance? That is what they sell, only suppliment insurance. As she said, if she isn't selling that, she isn't making money and if she isn't making money from you, you are as worthless to them as used toilet paper. So what does this mean to you? First of all, I wouldn't suggest trusting the bias opinions in these videos of suppliment insurance. Secondly, if only money is motivating these sales people and not even basic humanity or kindness, do you really think they are going to not put their profit over what is in your best interest? This gentleman mentions that you are not charged for their service, that the companies pay them. I use to be in a similar agency business and what he said is not exactly true. It's true that you don't have to pay his agency but the companies that use agencies have to pay these agencies tons of money and that money doesn't grow on trees. They obtain this money by charging their customers higher fees, and are usually or always going to charge you higher fees than companies that don't have this overhead. He claims he only specifically selects companies that are in your best interest because he is such a caring person. The truth is that he only uses companies that are willing to hire his agency. If you use his agency, not only are you likely getting the most expensive plans, but you are getting a small sample of the options available to you because not all companies use expensive agencies to sell their product and not all companies that do, use this particular agency. Unless you want to make what will likely be a very expensive mistake, I would suggest going to the government website and seeing ALL the availability plans and speak to the government representatives for questions instead of through an agency that wants to direct you in the path that makes them the most profit instead of what is in your best interest. She didn't have to be so very rude. This just shows the type of people you are dealing with. Her attitude opened my eyes and saved me from making a costly mistake. After I had time to think about the attitude of this person, it got me thinking about the big picture. The most predatory sales people make their money on senior citizens. Could that be the reason for her attitude? It wasn't just her rudeness, but her arrogance. I'm obviously a senior citizen like most of you that have watched these videos. We senior citizens are suckers for our impressions to the point where we emotional tend to place more focus on how we judge the messenger than the specifics and complexities of the message. I remember when my mother had just retired in her 60s and I was in my 30s. I recommended a stock broker to her. After I introduced him, he started pushing her toward risky investments that were dangerous to her but made him a lot of commission, products he knew I would never purchase. I was shocked and had multiple conversations with her about why she needed to stop dealing with him. All she said was how nice he was and kept losing her savings. Everyday he kept trying to sell her more junk and finally I had to take matters in my own hands and protect her. I called him up and said that if he contacted my mother again, I was going to file a complaint with the SCC (selling risky investments to the inexperienced), so he stopped. I then compensated her for her losses since I recommended him. I'm now a little like her like most are when they get older. These people know what works with us old folks. They have a personality on these videos that is so nice and warm natured. He seems like a saint the way he talks as such a caring soul, often commenting that he is there to inform, to help, and not make money from us. He speaks about how he does not monetize his videos and just wants to send us in the right direction and in one video he just about went into academy award winning tears about how he saved a man so much money that he can now afford to see his grand kids. This sort of tactic of "saint salesman" from heaven would make a wise younger person even more suspicious, even angry, but us senior citizens are suckers for this. This guy has sold most of us up front, that's the objective, blinding us to the vultures that are laying in wait. Just deal with neutral parties, stay away from salesmen. You can call the government representatives a thousand times and ask questions if you like, you don't need these people. There are plenty of suckers they can make money from, try not to let it be you.

[@rosemarier.5377]

Before I Say Anything Let Me Say, I Don't Have Any Affiliation To These People Or Their Company At All. With That Being Said I'm Sorry That Ill Mannered Woman Treated You Like That! There Is No Justifying Her Actions Which Belittles Everyone Including Herself And The Company She Works With And For! I Would Like To Thank 😊 You For Your Advice, So Thank You For Letting Us All Know That Insurance Companies, Like Anyone Else, Can Be The Biggest Crooks 😉 Out There!

[@tomschmidt381]

Thanks for posting. Personally I have not found dental coverage to be very useful, even when I had an employer subsidized plan. You are often on the hook for a substantial portion of the total bill so in our case it is easier to pay directly rather then dealing with an insurance company.

[@thomaswillingham7282]

matthew your videos are always very informative and educational thanks again for everything you and your team do!!!

[@MedigapSeminars]

You are welcome Thomas

[@meidelu2609]

Medicare supplement may better but only covers the rest of Medicare left If Medicare doesn’t cover so Medicare supplement but some good Medicare advance program cover some Medicare not covered

[@susiemcd3941]

I haven't completed watching this newest educational video. And before I forget, I need to thank you and your company for effortlessly helping me sign up for my Medicare and suppliment! 5⭐ Now, back to your video!

[@MedigapSeminars]

You are welcome Susie!

[@Miguel195211]

Can I use my Medicare to see an Ophthalmologist? Does it pay for this service as I am 70 years old. Thank you!

[@MedigapSeminars]

Hi Miguel It depends on why you are visiting the doctor. Any eye care for vision care is not covered by Medicare but could be covered by a Dental, Vision & Hearing Plan. If you are seeing an Ophthalmologist for eye disease or condition it may be covered by Medicare. These are examples of things Medicare IS expected to cover: Dry Eye. Dry eye is one of the most common eye problems. ... Diabetic Retinopathy. Retinopathy is the most common eye problem in people with diabetes. ... Cataracts. As we age, the lenses in our eyes can become cloudy. ... Glaucoma. ...Macular Degeneration.

[@billstretch9187]

I have had Humana Gold for 6 years. It covers an eye exam and glasses once a year, and it also has dental coverage.

[@MedigapSeminars]

Hi Bill, the difference is that the stand-alone plans offer much more in benefits AND you own the plan. The benefits cannot change. With an Advantage Plan your benefits can change every year. They can completely eliminate the dental benefits if the wish. You don't own the plan because the benefits are not guaranteed renewable.

[@delynnaddams8774]

How much a month?

[@danibryant9318]

My dentist says Medicare does cover implants, extractions, crown etc... you say diferently????

[@tmac8892]

Is this hank from breaking bad?

[@jonathansorkin1791]

Excellent information on stand-alone dental care coverage. Thank you for that Matthew. I’ve read all the comments so far but none have asked about a general range what these policies cost. Can you enlighten me?

[@MedigapSeminars]

There are a lot of variables that impact price. For example, you can choose your benefit amount with many policies. But as a ballpark $40 to $60 / month.

[@colemant6845]

My wife just recently went on Medicare and my research process was finding a Plan beyond just Part A&B that INCLUDED some form of Dental and Eye care that Medicare DID NOT cover. We ended up signing up for a Aetna Advantage plan (at no cost) that had $2500 Dental and $1500 Eye care annually. For now... that covers our cost. As we age, we will probably get additional Dental/Eye supplemental insurance.

[@MedigapSeminars]

If you got a plan that included dental and eyecare you likely got an Advantage Plan. You gave up the freedom to choose any doctor and for your healthcare decisions to be between you and your doctor. Medicare Advantage Plans replace Medicare A & B. In addition, your benefits can and will change every year. You don't actually have a dental policy and the dental coverage is not typically as good as when you do have your own policy. There is more I cover in other videos.

[@colemant6845]

@@MedigapSeminars Thanks for the reply. Yes... it is a Aetna Advantage Premier plan. All my current doctors are included in the plan. The dental and eye care plan simply reimburses me up to the max amounts ($2500 & $1500) then it is out of my pocket. In addition it has no cost beyond the $170/month that Medicare costs.... AND, the company I retired from reimburses me $150/month for life to partially help pay for the $170. My total monthly cost is $20 (now) for life (or until medicare goes up again. Do you have any plans better than that?... If so I would like to call you. Thanks

[@lsnitzer1]

is the dental plan thru aarp a good plan

[@MedigapSeminars]

I can't comment on specific company's