Medicare-Explained Parts A & B (Advantage vs Supplement)

[@MedigapSeminars]

See the latest versions of this video, updated for 2025, here: kzbin.info/www/bejne/nZWyg2OZZtSjr8k and Part 2 kzbin.info/www/bejne/oGKbfX9thp10sK8 . Click here to subscribe: kzbin.info?_confirmation=1

[@soniaretsios6211]

I wanted to ask a question, will I get an answere if I send my question here

[@MedigapSeminars]

@@soniaretsios6211 medigapseminars.org/contact-us/

[@gunawin2]

I'm a Medicare broker and this video explanation of Medicare is the best I have seen.

[@jennydorrell8143]

Great information that I dont believe most senior citizens are aware of. Almost criminal what they do to our elderly. So thankful I got an honest agent.

[@teresaspencer6387]

After hours and hours and hours (and days) researching the differences and what I need, this video gave me the knowledge in 45 minutes. Thank you!

[@MedigapSeminars]

You are welcome. Of course, we do much more. If you want personalized consultation please reach out. medigapseminars.org/contact-us/

[@geagle1708]

I just became a health insurance agent this year at the age of 70. I appreciate your explanation of the differences and I am disappointed that I was not given better information and chose an Advantage plan. No one explained how the supplemental plans work as well as you do. Now I can explain it to my future clients so they can make an informed decision.

[@tonieplacide-oy4xx]

Why we taxpayers spent all our lives paying for medicares and when we retire we still have to pay for plan B? That can go to 170 to 200 bucks a month? 😢😢

[@philmarsh3859]

Better yet, why don't we have socialized medicine or single-payer?

[@sherrya6922]

Yes exactly it's crap I'm trying to understand for my mother

[@hedhtr4]

Finally a clear lesson on just what is a health plan that covers and what it does not. Thank you

[@MedigapSeminars]

you are welcome

[@joyceperez5505]

YES AS A RETIRED NAVY NURSE...I AGREE .ITS INTENTIONALLY CONFUSING SO THAT THOSE COMPANIES CAN MAKE MONEY OFF OF PEOPLE...STAY WITH ORIGINAL MEDICARE UNTIL YOU UNDERSTAND OTHER CHOICES.... IF YOU GOW WITH ADVANTAGE PLAN ..YOU CAN NOT GO BACK T[ ORIGINAL PLAN... SO SUPPLEMENT SEEMS BEST CHOICE TO LOOK TOWARD YOUR FUTURE...AND CAN AFFORD IT.....

[@MedigapSeminars]

Re: "AS A RETIRED NAVY NURSE." .... My oldest son s a Navy Corpsman. My father was career Navy. I used to tell my son about a multi-year medical event I had that none of the doctors could figure out. But a Navy Corpsman looked at my record and said "I have an idea, let's try this.... By the end of the day he found a benign bone tumor in my left tibia that was pinching my sciatic nerve for more than four years. Hat's off to Navy Corpsman!

[@T18skyguy]

Great video Matthew. I worked in health care my whole life. Most folks don't know that when you get admitted to a hospital, you sign a big stack of forms. One of those forms gives the hospital permission to put a lien on your home. If your not insured, or under insured, a lien on your home can force the sale or could lead to medical bankruptcy. Good insurance is so important. Thank you for your great presentations.

[@MedigapSeminars]

Very good point. The #1 cause of bankruptcy in the U.S. is healthcare. Good insurance is critical to good financial health.

[@ace1926]

@@MedigapSeminars- I have never heard of any such thing as a Lien on your home. How can this be. How can I avoid being "Under Insured". This sounds like a Medicare Advantage Plan?

[@MedigapSeminars]

@@ace1926 I have not heard of it either.

[@michaelsmith6928]

@@ace1926underinsured is simply not having the correct insurance that you need when you need it (large deductibles, no providers, etc.) that may leave you exposed.

[@beekind6267]

😮😮😮😮😮😢

[@valeriedavis2466]

Finally someone who explained Medicare vs Advantage in layman's terms. I am (70) years young and was so confused over the years about these two options. Thank you for taking the time to explain in detail what I should have known (5) years ago. I feel so much better!!! 😊

[@MedigapSeminars]

You're welcome

[@dogwalker338]

I am turning 65 in January 2024 and I have been dreading diving in to this. I am so glad I found your video. I feel like I understand it so much more after just this video! Thank you so much for the clear way you explain this!

[@mimiactivities8536]

But every1 is saying something different. That's the problem.

[@dogwalker338]

@@mimiactivities8536 I felt like that too, but my advice would be to pick one that seems to be resonating as trustworthy, and just stick to that! Ask yourself what the creators of the videos stand to gain from it? Do they represent a particular insurance company, or are they independent? Good luck, it’s not an easy process!

[@mimiactivities8536]

@@dogwalker338 Great advice. Thanks.

[@joyceperez5505]

STICK WITH ORIGINAL MEDICARE ADD PART ; AND SUPPLEMENT PLN D...IS GOOD CHOICE..YOU CAN CHANGE IF NEED BE...DON'T GET SUCKED INTO ADVANTAGE PLANS!!¡!THEY LIE AND TAKE ADVANTAGE OF YOU BY DENYING CARE .!!!AND YOU CANT GO BACK TO ORIGINAL MECICARE!!!! ANY DR ANYWHERE YOUR CHOICE NOT DENIAL LETTERS FROM INS. CO.

[@fishingpinky3165]

Just went to a Medicare and MA plan provider. All she wanted to do was sell us a MA plan and not talk about regular Medicare. She was not aware I had been educating myself for months on these plans. I figured she was getting a higher fee. Thanks for doing what most on YT and TV are not factually telling the difference.

[@jeanelegarrett3273]

I wish I had understood I have no medical help only prescriptions i completely forgot I had to switch back the first year so now I’m stuck !

[@vitrock1]

I am currently 63 and researching as much information as possible to help me make the best Medicare decisions in the near future. This video is the best Medicare overview I have come across so far. Your presentation was very informative and easy to understand. I look forward to watching the other videos you offer on specific Medicare topics.

[@MedigapSeminars]

Thank you

[@InfiniteTaqwa]

Do you have Medicare part A and B

[@EstacadaOregon]

Great advice. It's best to do A, B and supplement G and the prescription supplement. The other is to go with an insurance company who has been in business for a long time vs one that has been in business for a short time.

[@Alyssasblogs23]

I am currently in school for medical coding. Also, fighting for health insurance as I am a type one diabetic and a full-time student in my program.. Although I am also looking for a health insurance program for the cheapest possible, this video has helped me so much with understanding Medicare better for my schooling and has opened up a lot of new terms for me that I will be looking into when choosing my own health insurance. Thanks for this awesome explanation of Medicare!

[@MedigapSeminars]

You are welcome

[@JackDazey]

As a life and health insurance agent in New York, that provides Medicare coverage to policy holders I found this video very helpful in explaining in simple terms, the disadvantages advantages of how we should now decide to choose a coverage. This video is super helpful and I appreciate you sharing knowledge.

[@conradcg]

This video is much easier to understand than the Medicare booklet that the CMS issues yearly. It is presented in terms that are easy to understand. Thank you.

[@MedigapSeminars]

You are welcome

[@kathyhill9078]

I'm 4 months away from turning 65 and this video helped me a LOT in understanding how to move forward with Medicare. Thank you!

[@MedigapSeminars]

You are welcome. Don't be shy. Feel free to reach out to us, our services are free to the consumer. medigapseminars.org/contact-us/

[@fitzml1485]

This is the most informative and well-organized video I've come across. Thank you.

[@MedigapSeminars]

Thank you!

[@2901nc]

Excellent! Appreciate your plain explanations. I forwarded this and Part D shopper to many friend's "children" who make decisions for their parents without research.

[@MedigapSeminars]

Thanks for sharing!

[@leslieberkower8163]

I’m 72 and have never totally understood the real differences between Medicare Supplement and Advantage until watching this video. I’m one of those who switched to an Advantage plan after my first year on a Supplement plan. I wish I had been more proactive in getting the true whole picture but frankly it is very hard to come by. Thank you so much for the work you do!

[@MedigapSeminars]

Thanks for sharing!! and you are welcome

[@bwink23]

Why did you change?

[@leslieberkower8163]

@@bwink23 because with no monthly premiums Advantage is so much cheaper. I also get Rx, dental & vision, OTC allowance and grocery rewards at no extra cost. I know I’m taking a gamble so fingers crossed.

[@MedigapSeminars]

@@leslieberkower8163 Medicare Advantage Plans are not cheaper than Medicare supplements. In fact, a long term study by kff.org showed that people with supplement plans had lower healthcare costs (including premiums) over their lifetime. Plus, one very big mistake is to assume that an Advantage Plan has equal coverage to Medicare plus a supplement. It does not. kzbin.info/www/bejne/lWXbiXyAj8qmb9E Advantage Plans are designed to be roughly equal to Medicare A & B (plus D ) without a supplement. You have less insurance and a higher out of pocket risk with an Advantage plan.

[@Jhonnydepp-79]

Do you have madicare part a and b ? We are providing u some new extra benefits on top of ur medicare without any cost

[@lig4970]

Thank you, thank you, thanks God I found this. I was about to make the biggest mistake! I was about to change my Medigap for a Medicare Advantage. Thanks for this channel.😊

[@MedigapSeminars]

You are very welcome. Feel free to check out my other videos and articles on Medicare medigapseminars.org/blog/ and reach out to us for personalized help. Our services are free to the consumer medigapseminars.org/contact-us/

[@ctwilk1]

I love this guy, so honest!!!

[@nea_star]

super helpful! Trying to help my parents figure out retirement and healthcare, and this was just what I needed to get started. A million thanks!

[@rickdavid1795]

I’m almost 65. This video helped me immensely. Thank you Subbed.

[@somponesakdy826]

This guy explain really simple and clear to all the questions I have about Medicare.

[@eleonorabartoli2225]

You have the best channel to understand Medicare!

[@MedigapSeminars]

Thank you

[@vickibailey8015]

Thank You so much for this informative video. I'm turning 65 in a few months and my head is spinning round and round with different information about what plan I need. I am a little more clear on what I should have. Once again Thank You

[@MedigapSeminars]

You are welcome. You may also find my free Medicare mini-course and articles helpful. You can find them on my site here: medigapseminars.org/

[@christineheikkenen9276]

Thank you so much for these videos. I just signed up through your company, and I am so pleased. You really did the work for me when researching companies in my state and area, and gave me the choices with pros and cons of each. Without these videos, I would not have been educated enough to make the best choice. I am pleased with my Medigap plan and my prescription plan. I feel the peace of mind that I made the best decisions based on the options I had, all within my budget.

[@absolutetruth3290]

Here we go! Trying to learn all I can to help my 75 year old mom who can’t understand any of it. God help me!

[@rgruenhaus]

No god we trust!

[@Energyfl00d]

Ha ha. I’m there too. 😂😂

[@mimiactivities8536]

A genius will find all of this information complicated. It's just way too much. I'm overwhelmed. God help us all👏🏾

[@rgruenhaus]

@@mimiactivities8536 if gods were real!

[@jeanzbinden5752]

We switched five years ago from a supplement to an advantage plan. BEST decision we ever made!

[@envisagecyan2027]

Thank you so much - best practical, understandable, explanation video I have watched! Will be checking out your other videos as well.

[@rodkramer8879]

Have been on Medicare for years, but have learned a lot from watching your videos. Thanks for making them. I have a few health issues so I chose a plan G a long time ago. Has worked out great for me. I have found to check the premium for plan G from different company's can change the premium for that plan. Just have to answer all the health questions again and get acceptance from the new company if I understand it all. I know if my new company excepts me I will save almost a hundred dollars a month on premium. Thanks again for all the info you provide.

[@edbrown1759]

I’m just coming up to 65, and have been confused at the terminology and options around Medicare. Hands down, this has been the best instruction I’ve seen on the topics to date, especially in describing the differences between advantage and supplement plans. Thank you.

[@MedigapSeminars]

Glad it was helpful!

[@miketremblay4125]

Excellent presentation. I was so confused being turning 65. I appreciate the information. Thank You.

[@MedigapSeminars]

You are welcome. Feel free to reach out if you would like more specific recommendations medigapseminars.org/contact-us/

[@MedigapSeminars]

This video is ideal for anyone starting Medicare in the next year. It’s an update of my 2017 video by the same name that became the #1 Medicare KZbin video and held that position for years. My apologies one of the cameras is out of sync. Embarrassing and entertaining at the same time. You may also like my free Medicare mini-course available on my website here: kzbin.infoKWoFRfhwNDA or medigapseminars.org/

[@laneruholl706]

Òoòòò9iii999i8ijììììììììììììò Iowa ò

[@MikeAnn193]

Oh, whew... I'm so glad you realize. That's what I came here to say. It's surprisingly distracting, so I have to look away from the TV when that view appears.

[@RJ-kh4kb]

Great information I was so confused

[@christyhopewell6296]

😊😊😊

[@glennwojcik2342]

I am deeply thankful.

[@TheScontra112]

Thank you for the information, I finally understood the difference between Advantage Plan vs Supplement plan, now I know that Supplement G is better choice. Will check part D seminar

[@tchambard]

Thank you so much. I was afraid this would be a scam, but it was very helpful as we are moving my mother in and are helping make sure she is on the best plan. Not to mention we aren’t that many years away from needing to make these decisions for ourselves. It’s so very complicated and this video helped a lot!

[@MedigapSeminars]

You are welcome. My other Medicare videos aren't scams either 😉 I'm glad they help. Reach out to us if you wish more personalized guidance.

[@ace1926]

There are other Videos to Watch and Learn which will give you a "Broader" insight to dealing with the Medicare Beast.

[@michaeleenneher4454]

This is a fantastic lecture. Well organized. Nicely presented. And exceptional information. Thank you.

[@annw1395]

You always explain everything so clearly and completely.

[@MedigapSeminars]

Thank you

[@MarleneBowes]

Yes

[@delorescunningham331]

This was the best detail video explaining Medicare plans. Making a decision will be much easier with the plan comparison information. Thank you so much!!

[@MedigapSeminars]

You are welcome. Feel free to contact us for more guidance: medigapseminars.org/contact-us/

[@mimiactivities8536]

This medicare enrollment is too complicated. This is for the elderly & disabled. Why do they make it so complicated?🤦🏾‍♀️

[@RetirementChallenges]

I agree.

[@anonymomable]

I think the US Congress men and women have free medical care for life that they don’t care to make the language of Medicare easy to understand for 😢the general public

[@sharongregory8957]

⁠​⁠@@RetirementChallenges😊

[@catherineduong984]

Because they wanted your money

[@MdRahman-jw7vg]

Agree 👍

[@bethsdestinations]

Great video! I need to learn this for my mother in law who is 70 years old

[@avis4433]

Thank you Sir - I turn 65 early Dec. I am SO confused, your video is helping me!! Thank you!

[@MedigapSeminars]

Please contact us for our personal recommendations. medigapseminars.org/request-a-quote/

[@tavant4491]

My other question is some cannot afford a supplement. 😢. I’m Checking into this for my brother with 3 outstanding medical issues (cancer receiving chemotherapy, neuropathy and just had reversal colostomy) and he just went back to work. I now understand after listening to you, that he doesn’t need to apply for Medicare when he turns 65. And I also learned reading Medicare that if one is working that it’s best to stay away from advantage plans because it can jeopardize your benefits at work. Am I right in what I’m saying

[@MedigapSeminars]

That is all correct. And yes, sadly not everyone can afford a supplement. If he is to stay with creditable work insurance he can get Part A, but avoid Part B Medicare. get Part B when he is ready to just be on Medicare.

[@MaryOuwinga]

I am preparing for my time in a few years. Thank you for making a very messy confusing process way clearer.

[@Mary-vk1go]

I am a new agent training to work with Medicare Beneficiaries later this year. Your videos are wonderful and extremely helpful to my learning. I am confused about one thing you said in this video. You said that if you're able to continue your employer coverage, when you turn 65, to delay enrolling in Medicare Parts A & B. I know you can opt out of Part B but not Part A, right?

[@NewEngland721]

As a nurse who deals with insurance to a point, I see many ppl who are working past 65 with a commercial insurance but also having Medicare A .

[@StevenBanks123]

I am a retired government worker. Upon retirement at 62 and onward to 13 years later I have skipped B because it was not mandatory. I keep a private insurer for full coverage , except A, where the private insurer becomes secondary. That all changes in 2024 whence I am mandated into Medicare B. Since the move to Medicare B is mandatory, there will be no 10% penalty per year. I will take original Medicare plus plan G, no question.

[@larryv4249]

Matt, thanks so much for making it easier to understand the alphabet soup of medicare. It is my understanding that here in Washington state I would not have to undergo underwriting if I were to switch from an Advantage plan to a Supplemental plan, nor would I have to undergo underwriting for switching between Supplemental plans. (seems to good to be true)

[@MedigapSeminars]

That's mostly true. "In Washington State, any Medicare beneficiary who already has a Medicare supplement, except Plan A, can switch to another supplement except Plan A at any time and without medical underwriting. A Medicare beneficiary with Medigap Plan A can only switch to a Medigap Plan A from a different insurer. *The above only applies to those who have an existing Medicare supplement plan. To switch from a Medicare Advantage plan to a Medicare supplement plan a person will likely need to qualify via medical underwriting.* " www.insurance.wa.gov/when-can-i-sign-or-switch-medigap-plans

[@thomaswilke6312]

This is the most comprehensive introductory video on Medicare. Thank you very much for taking the time and meticulous preparation in making this video

[@MedigapSeminars]

you are welcome. Please reach out to us for more personalized guidance. 800-847-9680

[@lindastephens4078]

Thank you! This was very helpful to me as I just turned 65. You made my choice much easier now.😊

[@MedigapSeminars]

You are welcome. Please reach out if you would like to know my recommendations for your area. medigapseminars.org/contact-us/

[@AlexaAlba-l4g]

I like your video presentation. It is informative too, at the same time. Thanks a lot for your guidance!

[@leahschuler5107]

I have a year to figure it all out. Your video was very helpful I will watch more of your videos Thank you so much.

[@MedigapSeminars]

You are so welcome!

[@telsamorgan5369]

Your videos are very useful and provide lots of information. I have received lots of help after watching this post, please continue to share this kind of information. Thank you.

[@joetisdale30]

I feel very let down by our health system. No matter what I choose it is going to force me to sacrifice things that I need to just be able to have health care.When you are on a very fixed income it matters. It is nice too know other countries benefit more from our government than us who can now be taxed on our social security.

[@Crookedroadpodcast]

This was great. I probably have 6 hours just trying to find a resource that can assemble all these pieces for me. Should've checked KZbin first. It's as though none of the people that have a good understanding of these options are willing to share it. Thank goodness you are willing and very able to do so. Thank you.

[@mayasim9156]

Thank you for this video. It is very informative.

[@anonymomable]

I stayed original Medicare w a supplement. I pay the deductible for my primary care physician office visits, and she charges me for annual physical as well. I moved from the East Coast to the West Coast. I encountered no problem in booking for a new PCP. I did not have my Medicare card w me but they accepted me as a new patient anyway

[@MedigapSeminars]

Great. Did you know there is now a supplement company that will pay all your preventive care, even if Medicare denies it? medigapseminars.org/contact-us/

[@DietrichSchindler]

Excellent! Thank you so much for such a sensible presentation.

[@lisamanrique1770]

This was a great video with lots of good information and it was explained very well. I'll just have to watch it at least two more times and take notes, in order to see which way is right for my situation. It's hard to consider income today and what you can afford, versus your health in say 5 to 7 years of aging. Throw in your measly SS retirement benefit payment after you lose your employment income and see how that feels.

[@MedigapSeminars]

See the latest versions of this video, updated for 2025, here: kzbin.info/www/bejne/nZWyg2OZZtSjr8k and Part 2 kzbin.info/www/bejne/oGKbfX9thp10sK8 . Click here to subscribe: kzbin.info?_confirmation=1

[@TP-yy6ks]

Thank you for your clear and concise video. It helps me understand the overall concept without getting lost in numbers and minute details. Your information can help me choose the appropriate path for me, then I can look into the numbers and details that are relevant to my chosen path.

[@MedigapSeminars]

you are welcome. Feel free to reach out to us for more personalized service, at no cost to you. medigapseminars.org/contact-us/

[@rh-bd6wv]

As always, helpful and informative.

[@roddelacueva3885]

Awesome info and great easy-to-understand explanation. Just subscribed. Thank you!

[@MedigapSeminars]

You rae welcome Rod

[@larryv4249]

22 years ago I went through treatment for head/neck cancer. Surgery to remove lymph nodes, 40 radiation sessions, 3 chemotherapy sessions, numerous Dr, and lab visits totaled $700k, close to $1m today. Private insurance (Union) was my savior. I am curious if you have done a side by side comparison using a major medical situation like mine demonstrating how a supplement plan+prescription plan might compare to an advantage plan with prescription coverage. I am sure an advantage plan would perform poorly.

[@tavant4491]

I need to know the same for my brother who is dealing with the same issues

[@pickavana8056]

Congratulations on being a cancer survivor! The video states most MAPs cover80% for cancer leaving you 20%. Had that been the case, you might have been paying $200,000. I am not sure with a MAP if you can get additional insurance to pay what the MAP doesnt - assume not. Again, from the video, if I understand it, with Original Medicare and a Supplement plan you would be covered but you would have paid more in premiums which would have been chicken feed compared to your costs. 22 years. Wow. Good for you! Inspirational.

[@erikawright8134]

@@pickavana8056 Actually according to studies on those enrolled in Medicare Advantage, he may not have been here! Studies are showing those enrolled on a MA plan have higher mortality or increased death rates due to services or providers being denied despite the fact that they pay 80%. Yikes! But sometimes MA is all you can afford, especially for minorities.

[@tavant4491]

Hi again Jack, I may be reaching out to the 800 number to speak with you or a broker. My question now is, my brother who went back to work, still getting chem, dealing with his neuropathy, had his reverse colostomy surgery , turning 65 in October 2023 and has been registered for his Medicare via disability has realized he can’t handle the work force anymore. Which means when he decides to retire he’ll lose the awesome union medical he’s had for 21 yrs that has paid for all his care. We now need to find the best, affordable supplement plan for him with no interruption in his care. I’ve started researching plans and it’s a pain. The doctors he sees through his union health care are basically non Advantage plan . So can you help me/him with this?

[@christiehiggins4855]

This has stressed me out so bad😮

[@CamilaElla-c1b]

I am learning so much from watching your videos. Thank you so much for sharing this amazing source of information. This one is quite helpful.

[@stevehoppenjan]

A/V sync issues aside, this was an excellent video for anyone approaching Medicare enrollment. Clear, concise, unbiased. Thanks for the wonderful way you explain things in a way that the common person can understand this daunting topic. For me, the choice of Advantage vs. Supplement is clear.

[@kimkearney121]

May I ask what did you choose?

[@stevehoppenjan]

@@kimkearney121 Will be choosing a supplement. I will gladly pay a premium for no referrals needed, no networks. We intend to travel and I don't want to have to pay crazy prices if we need care out of our geographical area.

[@bwink23]

​@@kimkearney121 From what I am hearing.... traditional MedicAre and Supplement is the best ..medigap G is the popular one

[@SilverSergeant]

I really like your videos. I assume that Original Medicare Parts A&B along with Tricare For Life is still the very best choice for my wife and me. Thanks for all you do.

[@MedigapSeminars]

yep

[@ace1926]

Wait...I don't remember Matthew covering Tricare (TFL) on this Video. This is the Plan I am considering to opt for.

[@dgaoyamaat]

I have watched a lot of videos and yours is best by far. You speak slow and with patience so your listeners can understand. Thanks!

[@MedigapSeminars]

You are very welcome.

[@josephinebardot8403]

Thank you for such an informative and interesting video. Keep posting more amazing content-this is fantastic!

[@MedigapSeminars]

Thank you! Will do!

[@Jerseygirlinberkeley1]

This is an incredibly detailed and thoughtful explanation of the various options.

[@MedigapSeminars]

Thank you

[@giulianafigallo8601]

Very helpfull . Thank you

[@SayMagnaFeek]

Thank you! Thank you! Thank you! Medicare is a confusing behemoth! As I approach age 65, I am being bombarded with so many 'Sign up for Medicare' and Medicare Advantage Plans advertisements -- enrollment forms are continually being sent to my house by different insurance companies as well as clogging my social media that it has made me nearly paralytic with anxiety, knowing that I am soon going to have to deal with this. Thank you so very much for making this clearer for me and easier to understand. I feel like I finally have a bit of a hand-hold on all this!

[@lolitvaldez4859]

Thank you very much. It surely helps me to understand much better. You explained it clearly that no one had done it to me.

[@almiriam1]

Video really dissipates the mental fog I had reading whatever came in the mail regarding Medicare, thanks

[@gaylehoward5856]

Great information!! Medicare is entirely too complex. We don't know that we dont know. Thanx much for simplifying.

[@MedigapSeminars]

Glad it was helpful!

[@velanche]

This video was very informative. It helps clarify what the choices are in ways that brings clarity. Thank you!

[@judysilverman2072]

40:39 What a great video! Very helpful. Thank you!

[@MedigapSeminars]

You are very welcome!

[@csc8697]

Best explanation & experience. TY

[@MedigapSeminars]

Very welcome

[@janinelargent9220]

Excellent information and finally a presentation I can understand

[@MedigapSeminars]

Glad you liked it

[@homayounbirangi852]

Great Video. Thanks. It seems that Part A and B and Medigap are good choices. But how about Dental and vision insurances? Thanks

[@MedigapSeminars]

We work with a lot of dental plans, many keep getting better almost every year: medigapseminars.org/does-medicare-cover-dental/

[@beagrov1955]

Amazing explanation made easy...I've wasted a month doing my own research..then i find your video!..awesome! And thank you!!

[@kimmcroberts5111]

Thank you so much for your work😊

[@MedigapSeminars]

Looks like one of the camera timings went out of sync during rendering. Sorry about that. Message is still spot on. Check out our free Medicare Enrollment Period Calculator: medigapseminars.org/medigap-calculator/

[@tomschmidt381]

Another good educational video. Glad you caught the mug shot audio sync problem.

[@davidmergist2165]

No worries - it happens

[@mrjerryp77]

I can’t watch the out of sync angle- so i look away. Very irritating. But otherwise a lot of very educational information.

[@dianajohnson7708]

Best info I have found so far for such a confusing subject. Thank you!

[@KellanRoach]

You always explain everything so clearly and completely.. Excellent! Thank you so much for such a sensible presentation..

[@barbarahoff8073]

Excellent information! Helped me to calm down about choosing what to do!

[@KaliGold]

One of the best videos ever made on Medicare. My only complaint is the sound effects during the time you want people to subscribe to the channel. That sometimes create a pretty big distraction and I lose track of what you were trying to say, but regardless, this video is very complete. I had already decided to only go wit a supplemental plan and this re-enforces that.

[@The_Temple]

Hi! Do you accept customers under 65 & yet eligible for Medicare (via having received SSDI two years)?

[@nataliagriffith7996]

Clear and concise. Thank you

[@MedigapSeminars]

You're welcome! www.youtube.com/@Medigapseminars?sub_confirmation=1

[@stevebilkos3092]

This video cleared up so much for me, thank you a ton!!

[@BriarBeats]

Thank you for your knowledge and God Bless you Matthew!

[@tt2537]

Very Very Good summation of the most bizarre...yet important... health decision process ...that we...who are turning 65...must make. 5 star summary (much gratitude) of a system that appears to be totally illogical. Laden with land mines and Intentionally confusing, misleading, and opaque...yet is underlying necessary and generous...if you make the right choices. Universal Health Care (all other advanced nations have it--ALL) would eliminate all of this nonsense and weed out the private corporate predators.

[@MedigapSeminars]

Actually, Original Medicare plus a supplement eliminates the private interest. It puts your care in your hands.

[@nataliagriffith7996]

Universal Health care is like the advantage plans. You and your doctor are not making the decisions about your healthcare.

[@marieowens2656]

Thank you so much.so helpful. I am retiring after 48 yrs at my job n you answered so many questions.

[@lilliewalls1293]

Very knowledgeable. Very informative. Easily understood.

[@lmullen9478]

Excellent! I'm turning 65 next month!

[@RickPoulton-q2m]

Thank you very much for this explanation it was really helpful to me.

[@MedigapSeminars]

Glad it was helpful! Please reach out to us - we would be glad to compete for your business. 800-847-9680 or medigapseminars.org/contact-us/

[@pickavana8056]

Another great video, much appreciated. I would like to have seen even a general cost comparison for a person in good health/few prescription between Medicare+MSP+PartD and MAP +bundled PartD and a similar comparison for a person in poor health/several prescriptions. I have some questions: 1. if most MAPs cover 80% cancer costs, why do you need to check for this or were you just making the point that if this spans two years? 2. How to you avoid a gap in health services? If you retire at 65 and your existing health cover stops then so you have to enroll in medicare in the 3 months prior to 65 so that Medicare starts immediately? 3. Related to #2. If your spouse (younger) and kids are on your existing health plan, what happens to them? 4. Not a question, just a comment.@28:08 "Theres never any pre-existing nor medical questions for a MAP!". This sounded like a "benefit" but when you think about it, the ins co dont need underwriting because they have total control to restrict or deny your benefits under a MAP. 5. Since Part A costs nothing (for most ppl), is there any disadvantage of enrolling for part A if you continue working past 65 for an employer with 20+employees with creditable insurance? 6. If you have a MAP, so you still have to pay deductible/copays that would have been due for Part A under original Medicare? If so, is there an MSP that covers this situation or with MAPs are you liable for these costs. (Hospitals can place liens!)

[@wagsman9999]

this was very informative - thank you

[@kimbarker-miller7640]

Thank God, I had a localrepresentitive who was very upfront about all of this information so most of it is not new to me, but to a lot of people, especially ANYONE who has any known chronic health issues it is critical that you have these conversations prior to turning 65. 1 year after turning 65 you may not even be insurable if you haven't had and understand what you are signed up for and how they work. I believe the government is about to step in and make some changes but who knows how long that will take and what actually they will change if anything. I certainly don't want our government choosing my health care benefit options! They have their noses and cameras in way more than I belief they have a right to now and it's only getting worse weekly. Seniors, please do your homework. This can have an effect on the rest of your life and the health care benefits you receive and/or out-of-pocket expenses you can and will be made liable for. One major hospitalization can totally wipe you and everything you own out.

[@richblanchfield1870]

Very helpful and for a starter it added much clarity and pitfalls. Will continue to watch additional videos.