Don't Pay Off Your Debt...Yet!

[@zubinix]

Don't over leverage. You need a buffer for when your property is not tenanted, repairs, renovations etc...

[@porkbelly1144]

I’m all for leveraging but what people have to realise is that banks will not lend you money if you do not have the capacity to service those loans.. irregardless of how much cash or assets you have on hand.

[@Nerdificationing]

Irregardless is not a word 😂

[@triplea007]

Nice one Ravi. Debt is like fire. Sure, it can burn you. But good luck in winter if you don't have it.

[@ronaldov09]

This only works if property prices increase...and the way things are heading I'm not sure thats going to happen much.

[@doublecrunch]

Ravi, thanks again for your really clear and informative videos. Also, what was that calculator you used and where can it be found?

[@sonofthewest5331]

hey ravi i have been watching your video i am really intrest on in using my supper fun and how we can do invest wisely

[@rustyrulze]

That data calculator you used to illustrate growth, is that on a particular website?

[@TheWorldofBlinky]

Great Advice!

[@jerrys6100]

Very crisp info as usual. Can you please include calculation for negative geared property wuth a 75k base salaried individual.

[@jonv570]

are you serously that lazy?? if you gave AF about that question you would have done it yourself

[@AamirKhan-ub6zp]

What will be the monthly interest payment on 1.5 million loan. How is one supposed to cover that? Rent is definitely not going to cover this for current interest rates. This means you end up paying money monthly on top of your original 500k.

[@rochester3]

if you split 500k and buy 2 properties worth 1million each it doesn't mean that your net worth is 2 million but you are controlling 2 million worth of properties with 500k, but its still a liability if its not cash flowing with rental income

[@Hooooodad]

You say hold 20 yrs, but isn't investment property on interest can only be held for 10?

[@Shank94]

Yes that is partially true but you can refinance again after 10 years for interest only payments.

[@SimpleCapitalAdvisory]

Paying off your mortgage with your hard earned money is one of the least productive ways to use money!

[@simonborg1654]

Raiv, i booked a call from your team last week, and I've had no response?

[@PersonalFinancewithRaviSharma]

I believe someone from the team has contacted you now :) keen to make some moves

[@jonv570]

who the fook is this guy?

[@PersonalFinancewithRaviSharma]

HAHAHA! I can’t even be angry about this comment. McGregor forever #redpantynight 😂