Don’t RENT A House, BUY IT | Ep 24

[@catherinerea3569]

My husband and I were fortunate enough to be able to pay off our mortgage early. We were both still working, and took the payment amount that we had been using to pay off our mortgage faster and we put it straight into investments. We were able to retire early because of almost 7 years of putting away what would have been our mortgage payment as well as maxing out our 401K/403B plans. Thankfully we were taught by both of our parents the value of living within our means. Thank you for your advice. I know it will help people. we are interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

[@ShukriVikas]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@RomeoSfait]

Keeping money in the bank is like paying banks and the Govemment. Here's how it works: The bank gives out your money as loan, and charge interest obviously higher than inflation rate, and then give you, the depositor, interest lower than inflation rate. That means net loss for you. That is why I prefer to invest, and on average, my advisor makes returns that always beats inflation!

[@RomeoSfait]

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@SheilaAnnerego]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@berzishtjalnawalla675]

LOL, No broker is not worth it, because most of the properties are listed by Agents themselves, so you do end up working with a broker and paying brokerage

[@sureshkumarsat]

Yes. i agree. Title totally misleading. also there is no proper co-ordination with in their teams. the internal competition is so much, they blame each other and when there is a problem to sorted out, they literally say bad about their brokers, agents, and backend teams. very pathetic experience for 2 times so far.

[@hemanthkumar3097]

Well, please suggest what might work. I am in the process of starting a firm 😂

[@itsalesconsultant]

Thanks Sharan , finally figured out why the Nobroker Platform technology sucks so much !

[@sahiriaralam8577]

HI SHRAVAN I FOUND THE TITLE OF THIS VIDEO MISLEADING. YOU HAVE TALKED ABOUT INVESTING 1 CRORE IN THE 1ST 2 MINS MAYBE AND REST OF IT WAS ABOUT Nobroker and various other business aspects.

[@anakingaming3687]

chor hai aur kya

[@cbazxy2697]

Say it, it's clickbait

[@rageshgopinathan]

Really such a waste of time.. never thought Saran does paid promotions and his audience's time.

[@externalbiconsultant2054]

i got an apartment in a UK (suburb of Manchester) for around 1.5cr INR. I don't see why India is expensive, given the water , electricity, road infrastructure problems back in India.

[@sauravkamra8512]

All scam here

[@aakankshabhatnagar8451]

What a wonderful video. Both of them were so humble and knowledgeable. Kudos to their conviction and courage of not giving up even in the face of adversity and seeing things through.

[@financewithsharan]

True. Thank you for watching ❤

[@tarunsingh7608]

In the Disclaimer, this Over smart Fellow says Sharan is not a Certified Finance Advisor then HE must Rename the Channel to Financial Podcasts/ Podcasts with Sharan ... Pretty lame selling memberships just coz u got contacts of Rich investors who are investing in 1% BS club>> Completely Misleading Channel on Finance, this shud be the Last place for REAL Financial ADVICE 😅😅

[@rahulshinde7063]

Chutiya bana rahe public ko they charge more than local brokers they are also brokers

[@VoldythingIsBack]

@Sharan, the least you could have said for courtesy's sake while sending them off (on video) is something like "I hope you will be able to tap into the other 97% of the market" or "Good luck with your future business". This is only a Gyan coming from me who genuinely felt that you goodbye'd them as soon as you had enough content for your video. Other than that, it was a great conversation. Thanks!

[@siddharthgupta4012]

Yes, but i think thats a cut

[@ruchis2687]

He might have said that, but they edit it to show what is relevant to the larger audience.

[@inderpalsingh962]

It is so amazing to see you talking to them. When all around the country many financial influencers including you say 2-3% rental yield , management hassles, why to buy property , do SIP play mutual fund mutual funds, bashing real estate left right and centre,how come a new found love for property

[@_.Light._]

Bhai usko paise milte kuch bhi bhokta rahega

[@nfuel99]

These guys jacked up the rents in bangalore by eliminating the market forces that regulated insatiable greed of landlords/sellwrs and expectations of renters/buyers. They say nobroker but recruit relationship manger who work as broker and charge for everything from property valuation to legal work just like brokers.

[@suryakiran4722]

exactly dude i wrote the similar comment with some clean language and they deleted my comment and Shame on then

[@karthikk7650]

They are formalizing the sector 👍

[@ram47845]

There will be limit to everything.... It will be free for first few properties.... After that it will be ur wish.... More over the propertirsbthere are good

[@education4910]

Good one even Nikhil kamath is saying that equity is frothy today and he is afraid of crash ...we need this kind of episode to know where an investor can invest

[@NoMoneyProductions]

best channel of 2024 is urs man . its not long like others its sharp 30 mins . and we get all value and insights we get from the 1-3 hours episodes too . masss sharan

[@financewithsharan]

Means a lot bro. Thank you.

[@jasha9sandhu]

Also all the content aims to provide " Real Practical Advise" & "Actionable Insights" that TG - Aspirational Middle Class can utilise

[@hemanthkumar3097]

Good discussion. Some light moments will be required to ease the conversation. All the best!

[@geetavengurlekar8912]

Depends how the ad is posted in their app..most sellers don't post all required photo and info. There is no way to ensure that ad is not posted by broker.

[@jkarthickraman6182]

I fail to understand why people are investing in developed cities..We are sitting with a huge issue on environment and climate change...People will find difficult living in bigger cities in next 15 years..

[@mohitbt]

They will keep doing it until there are buyers😂

[@venki2757]

Just look at New York..then you will understand why people are so interested in metro cities

[@MsAkash1994]

Bhai noida m property rate just doubled in 2 yrs -Ex yamuna expressway plots 300% returns Why invest in tier 2/3/4 ??they can’t give these types of returns

[@Man-dg7fr]

@@venki2757😂

[@anuragpandey2635]

Because there is no choice. Indian cities are very poorly planned. Also there are no high paying jobs in most of the tier-2,3 cities.

[@jainammehta6015]

In this video they didn't resonate with the title of investing 1 cr where to invest they were just sharing their journey

[@sharpjournal]

Thanks for saving the time for those who looking for that detail.

[@komala7296]

👌Thank u Sharan, I'm looking for property details in depth and its appeared in front of me in the form of ur video. U guys are doing well. 😊

[@manish3143]

These people such as NoBroker and now I believe Sharan too take commissions and cuts from builders such as DLF, Godrej, Vatika etc. to promote more and more house buying otherwise if people become smart & start to live on rent; then the sells will go less for these builders and eventually real estate market will be normalise with right & actual rates instead of too much hikes and cost which is going above the roof. Sad but its True that these folks will put logics and emotions to urge people to buy a house instead of living on rent peacefully without any stress of loan/emi and putting most of the money in one asset only.

[@_.Light._]

2 3 years ago, these guys like sharan promote live in rent don't buy, now he is saying ulta.

[@noice8674]

Why would you pay rent if you can pay EMI? If you pay EMI for 10years, you will have a house in your name. If you pay rent, you won't have anything in your name after 10 years. Moreover the asset value of the house you bought with EMI would have tripled in 10 years as well.

[@manish3143]

​@@noice8674 Choosing a place to live and work involves a lot of unknowns. You can't predict job security for your entire life, where you'll ultimately want to settle down, or what career opportunities might arise elsewhere. There are also factors like the kind of society and neighbourhood you want to be part of that can change over time. Basically there are lot of Uncertaintities & factors to consider of & these factors & priororities Change Over Time:

[@noice8674]

@@manish3143 Short term in the beginning of career, yes I agree with you. But once you are settled in a city and have no plans going elsewhere, then it doesn't make sense to pay rent. EMI is far better.

[@Arun9581_YT]

Hi Sharan, i have been watching interviews & podcast. what i'm observing is videos length are 20-35 minutes duration. pls don't restrict the duration. let it go how it goes. let the guests speak more what they want to tell...

[@WalterWhite-og6wj]

Very bad advice of investment in Bangalore in intial few minutes. 1. Lack of water 2. Lack of Infrastructure 3. Companies have started migrating to tier 2 cities of India. Jaipur and Indore are examples. This will increase in future. 4. Sweet weather is gone. It is almost 40 degrees these days. 5. Many remote opportunities due to which less people are migrating than earlier which will suppress demand.

[@sapnakumari-ky8zn]

True still prices are rising. Don’t know why

[@WalterWhite-og6wj]

@@sapnakumari-ky8zn Due to black money. In India majority of black money is infused in reale estate that's why during property sell a seller always recommend to give at least 30-40% in cash.

[@amazingworld491]

I would recommend all listeners to just enjoy listening to all these finfluencers and don’t fall prey to any of their additional webinars or subscriptions which are absolute nonsense. They simply making money talking things that are already available for free. Everyone’s financial situation, goals, emotional needs differs and these people don’t know anything about it and they simply talk using effective words. What emotional stress that one encounter when your land lord asks you to vacate immediately and you keep moving your stuff here and there. All you need to do would be to think your scenario and make decisions. Scout for property at good deals that meets your budget and salary ( < 5x your salary works)

[@riteshchouksey4897]

Beautifully explained Dear Sharan 😊

[@sheriya04]

Most of friends, including my self had a bad experience with no broker. Also our apartment Assosiation moved out of no broker hood too!

[@Whatreally123]

I bought my flat when I was 27 and closed off my entire loan by 32. Cost me 50 lacs including interiors. Right behind IIMB and one of the best areas in Bangalore. Not in a big apartment with lots of amenities but unlike those huge apartments, rooms are big (1550 sq ft carpet). Maintenance is low cos there are less houses. Huge open roads and everything within 5 mins walk. Supermarkets, BBMP office, hospitals, parks, playground. And once the metro is operational (1 km from my flat) prices will be quite good. We live in an independent house now and getting rent from my flat. I can sell it once metro is operational. I will be buying another flat soon for my later years as my current independent house will become too big to maintain.

[@shafique1]

The right question for discussion should be, "when" to put 1 cr in real estate instead of "where" to put ?

[@karthickrajalearn]

In 7:30 Great Confidence and Convention for future growth 7 years before domain name I also purchased my own domain 1 years This domain aquistion story connected my heart

[@007deepful]

25:52 he should come to hyd and stay for a while, then his first choice would be hyd 😊

[@pinakipikunag]

It is "Linked List". He said correctly. But your video editor made it "Linked JS" 😀

[@RajatAgarwal-bn4pv]

Some points to consider: Karnataka has held up all developments including metro to give freebies.. Dubai has good rental income but no appreciation

[@PowerBITrainer]

I hope they know that like all other websites theirs also have brokers listing their property now. So I don't think it's no broker anymore.

[@senthilkumars6212]

Sharan tier 2 cities are the trend here to stay long. Discuss some of the cities like coimbatore, Cochin, Mysore, Mangalore, Indore etc.,

[@premcfd7070]

Startup’s has to do business in ethical way. Not like NoBroker and doing a job of broker at higher price tag and eliminating brokers from market. Not ethical ❌

[@cinap9146]

Hi bro this is srinivas from andhra pradesh Recently i got married and due to billing reasons i have to leave my compney.They asked me to search for better oppurtunities...suddenly i struck in financial hell whatvgood thong is i dont have loans....I m NISM certified guy contineously learning and observing about stock market ..I decided to jump into the market because this is the only source to me now....thank youb bro i wanted to share my pain so i commented 😊

[@bullseye6969]

First Go get a job. Then run after share market money.

[@sabarinath5913]

I have worked here. An they are no less than a broker. They never cared about the customer.

[@RichardLank-lq2po]

Rents are rising due to these guys recently, owners are called by the representative of this and other companies saying in ur location , rent is far higher , why are u putting it so low, so when everyone starts upping rent , people have no option but to pay until something is figured out.

[@RollsRoyce2035]

TRUE nobroker is a sham. They are into all malpractices and frauding renters

[@manishsoni7689]

21:12 Sharan trying very to prove his point on not buying a house, but failed.

[@smarlakunta]

The title and the content are not at all in place. Everyone, please be aware that there is vested interest. NoBroker now acts as CP (channel partner) for any builders, and they get a commission for conversions. And the guy said, except traffic, everything is fine in Bangalore. Common…., don’t mislead people. I don’t want to get into rent vs buy. But if you are sincere about purchasing a house for self-use, be fucking clear that it is a place where you and your family lives. So, traffic, clean air, water, open space, ventilation, all of these things matter !! And make sure you can afford the property. Being able to afford doesn’t mean, having money for down payments, thumb rule is even if your primary source of income goes away, you must be still able to pay your EMI, that is what affordability means. So, be wise and be practical.

[@dhanu5635]

Enlightened ❤Thank you Sharan

[@alphabetagama1]

@sharan How can Banglore be a good option for investment, cosidering the water crises which will not solve in a short run

[@rishijoshi5808]

Inspiring and insightful!

[@maverickrollson]

Look at how new sectors within metros are being planned. We visited sector 65 Faridabad and were astonished by its location and development. Well connected with mumbai expressway , we reached sec65 in an hour from Gurgaon . Great investment area

[@sameepkaul3697]

Great podcast Sharan. The only issue I had during the podcast was their view about banglore, they skipped water issues in banglore. You should have definitely asked them😮

[@KamalKamal-ds9tk]

Buying at this stage should never ever be done this stage of real estate is to sell and exit rather than enter and stuck obviously agents and builders would insist public to buy because they theirselved are in hurry to exit as they know the real situation

[@sudeendrag1555]

great podcast 🙂

[@viveks8451]

Spent twice as much but to no avail. The customer service at that place keeps calling and motivating you, promising a house tomorrow, tomorrow. I don’t know how many tomorrows, but finally, I understood this won’t work. I ended up going to regular brokers.

[@tapanmehta77]

Good work Sharan

[@AmazingVibes1000]

Someone tell stupid Karnataka government to focus on north Karnataka they must start developing one city like Bangalore instead overloading Bangalore

[@lazycool3611]

Thanks Sharan alot for opening our eyes, we would love to work with you in any way possible.

[@ShadabKhan-le7ue]

We want complete video on real estate............

[@priyankvarma]

Good Discussion Again

[@aswinimohanl5591]

Very inspiring interview

[@saurabhjain3336]

Being a owner of property in gurgaon I posted my property for rent on no broker Property has space for 11 tenants Not even single one was rented out instead no broker staff kept calling for premium membership This can be done through any other app atleast they dont lie

[@OsmanAhmet-qc4iu]

4ra events always leave me amazed it’s not just betting it’s an experience that goes beyond

[@adipratapsinghaps]

Real content starts at 21:00

[@Abhishekkumar-xi2vu]

Tell them that on no broker there are mostly brokers registered. I have experienced this is Noida.

[@TheAbhishek99316]

I bought his course for 499, complete waste of money👎

[@rnmurthy77]

Ask them what's the difference between fees and brokerage 😅. I would recommend them to change the name of their company.

[@jugaadtechart3792]

I really liked these guys very simple and humble. And Sharan you are doing great things. (had very bad experience with No broker last time, they literally threatened me with local vendor about money )

[@hesh2892]

Who are they 😮

[@jugaadtechart3792]

@@hesh2892 customer care

[@jugaadtechart3792]

@@hesh2892 customer care

[@saravananparthasarathy6235]

In chennai , buy anywhere between upcoming new international airport and poonamalle... Enormous potential.😂

[@gouthamnataraj4465]

Why nobody cares about mother earth everything is money nowadays. Temperatures in india are rising than never before.

[@ssankit1142]

We bought flat in Greater Noida of SkA group after covid in june 2021 for Rs 32 lakh ( 3200/sq ft) (a under construction property) , Bhai sahab kya investment hogyi avg price right now in society is 7000/sq ft Within 3 years , rental income 18000 / monthly. Reselling market - superb , for rent demand - superb. Kabhi expect nahi kiya tha aisa hone wala hai. Humne quick decision tha . first day dekhne gaye aur buy karliya 😊😊 Bhagwan ki kripa hai

[@jaipur.real.estate]

Possession kab Mila aapko?

[@ssankit1142]

@@jaipur.real.estate Sir June 23

[@ssankit1142]

@@jaipur.real.estatesir june 23

[@anaghar8582]

Great conversation

[@adishriamladi9642]

What about the water crisis in Bangalore? Is it still lucrative to live there considering the corporation doesn't care much as we have seen.

[@tagore161]

Useless podcast. Clickbait title doesn't even discuss renting vs buying

[@lohitpakhal3819]

Its not about title, its about the topics discussed in podcast

[@ajukadyan]

Phle jab real estate k rates kam the tab mutual fund bechte rahe ab real estate k price double ho to ab bol rhe ho real estate kharido.... It shows someone is controlling the content and market

[@dzzzzzz1]

Bangalore has no water No infrastructure You lost my trust in first two lines

[@varunbhayana16]

One of the best video ever seen on youtube..

[@ncprasad]

An average 30-year old Indian makes 10 lacs per annum? Per Forbes, even the 90th pecentile 30-year old makes 33k per month or

[@anmolkissen5199]

I used a relaxed plan and the worst experience I had with it go for freedom and everything will be sorted

[@13vikramnayak]

Please dont use no broker , had a horrible experience , they take token money from you and back out , please dont pay a single rupee to these guys ...its a scam

[@subhajits1]

I was just waiting for kolkata, Kolkata didn't come in the list.😮

[@rahulmukherjee1481]

In the entire video, there was nothing substantial to justify the title of the video. Although good content and great conversation, however, disappointed with the click-bait.

[@gauravkumar-cy9hp]

Bro - in kolkata average commercial property rent is 7-9 lakhs per month

[@kamal19846]

Horrible properties on NO broker. Owners are not transparent. The pictures shown are not matching with actual house. Lot of wrong info is given about the property.

[@karishmasrajani8978]

What are your thoughts on investing in buying a property at Gift city in Gujrat.. Would love to hear either of your views on it

[@maverickrollson]

I invested in sector 65 Faridabad and would really recommend anyone looking to invest in real estate in delhi ncr to look at this area.

[@Being_Right]

Success of no broker is giving free 9 contacts when everyone charging a months brokerage in 2015 and multiple mobile sims 😜

[@shoaibkahut]

Greetings from #China 🇨🇳. I am a #Pakistani 🇵🇰 fan of this show. Much respect for our neighbors #India 🇮🇳

[@bamssharayu]

Please make. A video on medical student's (like mbbs ,bams e.t.c ) How plan financial after 30s for build hospital and other expenses .Also tax saving techniques with management of staff of hospital and growth and saving...And risk we can have in future to be cared off ... Also all ur videos are so informative, as we 20 s kid will be well prepared till our degree in hand ... great work 👏

[@raivatshah7781]

really nice watch sharan! Which one is it?

[@rajaramanaiyasamy4676]

Don't rent a house ! Buy it ⭐ the title statement is not answered, 😮

[@nandakishore2045]

Misleading description. Didn't expect this from sharan

[@ArunKumar-zs3nf]

Akhil Gupta & Saurabh Garg why are the serviced from NoBroker at such Low standards??? How do you think you can sustain with this level of Substandard services. I have take the CPMS plan and my Relationship manager is absconding from past 2 months, no response form customer care for last 2 weeks, but the charges are being debited form my monthly rent..... #NotoNoBroker

[@TheMuser]

30:49 I don't even want to have a successful company. I'll make do with 2 people I can trust like they do! :)

[@pryshrng]

are these conversations cut short? i feel like the guests want to share more info but the line of questioning is such that they are not able to.

[@youravghustler.]

I so wish I could meet this guy for once...

[@shashankhebbal-gh8zp]

hey Sharan can you make a video on how to start your own private ltd company?

[@praveshdwivedi5964]

Awasome sharan

[@vsvipinsharan2856]

Sharan thanks for the show. Knowing about guest journey and perspective is good. But please try to include more on business ideas they have, what opportunities they see in todays world in their domain, how can new entrepreneurs benefit from it given that you bring such powerful guests

[@financewithsharan]

Thanks for the feedback :)

[@MrManish8888]

please try to work on audio quality, at a point it gets lower and you increase the volume and suddenly it gets louder and seems like you people start shouting .

[@ShivazLeh]

Can see "Spring in Action" book in the background. Looks like Sharan visited the NoBroker office.

[@financewithsharan]

Yea I did :)

[@PriyankaGupta-vx5fs]

I want to have my flat but dnt understand to buy at IT park or Devlopering area.

[@7001nikhil]

For end use near IT park, for investment purposes developing area

[@MrChandanc9]

Nobroker experience from packer to rent not good

[@khushalsarvaiya5444]

Good podcast

[@AXEBULLHORN]

Your still taking brokerage even tough it is less. It is half of the brokerage charged.

[@TraptiAgarwal-c2v]

The title of the video is misappropriate.

[@sowbhagyadivakar7988]

Hay sharan very proud of you Our Kannada hudga rocking!!!

[@Ujwalarangoli]

Is he proud of aa kannadiga? Are you saying because of his surname

[@maheshdarisa]

Bro, you should have asked them if they sell their business for a very good offer.

[@3cjnad]

Sharan - honest feedback man. Your title does not match the content of the video. This is like a podcast for the Nobroker guys story than the value your Title says it would provide (which is buried in somewhere in the 31min video).

[@dr.b2256]

@sharan what is the website of this No broker company. Is it able to cater in all capital cities of India ? Friendly Suggestion: make sure at a basic piece of information share the website of the guest companies invited. This helps those of us who don’t live in India. Thanks much!!

[@ELVISRAO]

Strong understanding of the your industry is must to be sustainable…no broker packing and shipping business is shit.. they don’t understand logistics, don’t have their network and depend upon small time truckers to pack and ship …. Comming from supply chain .. my experience with the services was pathetic