15 Smartest Ways to Spend Your Money

[@alux]

Hello ALUXERS! Have you downloaded the ALUX App yet? alux.com/app Have a look at our premium courses: courses.alux.com

[@slaughterking5625]

You guys are the best ❤

[@mumbamusonda4354]

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[@KAGUST.11]

15 Smartest Ways to Spend Your Money 00:40 - Dinner with someone who inspires and motivates you 01:19 - Educating yourself about your financial, mental, and physical health 02:21 - A hobby that keeps you out of trouble 03:07 - Blood tests 03:41 - Healthy food 04:33 - The Gym 05:15 - Quality clothing and shoes 06:29 - Family Date Days 07:24 - A Course That Opens Up Other Job Opportunities 08:19 - A Good Bed and Pillow 09:19 - Pay Off Your Credit Card 10:02 - An Emergency Fund 10:51 - Investments 12:56 - Retirement 13:44 - Insurance

[@mtsune-rq3hl]

Thank you

[@BillySampson681]

Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them

[@BgRecords-od5yp]

Saving and investing wisely while prioritizing necessities and a few small luxuries in relation to one's total assets is a great approach. It helps ensure financial stability and I my for the enjoyment of life's little pleasures without compromising long-term financial goals. It's all about finding a balance that works for you!

[@MattHardwood1]

How do you do that? I'm interested

[@Juanw5ayne]

Honestly, I'm surprised that this mrs Angela Christine Derle is mentioned here, came across a testimony about her from one of the beneficiaries on the CNBC news, she seems to be doing extremely well..

[@Robertafelix-x3q]

Ms Angela Christine Derle is a God sent, she is well know for her good personality and successful services here in Mexico.

[@RuthieCarlton]

I have made more than 90 K God bless Angela Christine Derle God bless America 🇺🇸

[@gagnepaingilly]

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

[@sommersalt88]

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..

[@84gaynor]

How? What does one do if they have a 100k$?

[@blaquopaque]

@Sommersalt88 I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

[@sommersalt88]

*Jennifer Leigh Hickman* has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@blaquopaque]

Thank you for sharing, I must say, Jennifer appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled

[@ElijahWayne5]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@JeffreyAlice]

Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

[@AliceJudy062]

It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.

[@ArthurLawrence-]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world.

[@BrianShannon241]

Many individuals report success in investing in stocks,fx, yet I continue to struggle.Can somebody help me out or advise me on what to do?

[@IsabellaJulialove]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@Jeff.O.J]

Out of all the financial institutions on KZbin you are the only one who gives the easiest way to get rich. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Anni Juncina the lady you recommended.....

[@MatthewRobertson-oi5pl]

That is true my dear, Investment is the best idea presently and without it, human struggles are worthless.

[@HadrianZ]

You're right! The very first time i tried. I invited $1000 and after a week, I receive $10,000, that really helped us a lot to pay up our bills

[@ShawnBrigham-ov4eb]

Getting Anni Juncina to help me really helped me clear all my debits. I started with what I have left and it's been the best decision I ever made

[@DennisCrurch]

I'm favoured, $26K every week! I can now give back to the locals in my community and also support homeless and folk's with disabilities all thanks to Expert

[@VivianMorgan-dl5hl]

How do I contact Anni please?

[@NapoleonOwen]

Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject! Thanks to Luna Cox the lady you recommended.

[@JesseLynne-xs7jn]

It is really good to multiply your income before you wake up one day to realize you didn't plan well for your future endeavors!!!

[@GeorgeKent-oi6qz]

It is really good to multiply your income before you wake up one day to realize you didn't plan well for your future endeavors!!!

[@FeliciaJagger]

I never knew Luna Cox had gone viral. I decided to back up my assets and property with her when we met at a conference in New Jersey for the first time.

[@NapoleonOwen]

Not surprised you know her, she just so good and her professional strategies are really mind blowing.

[@KnSteve]

Please I'm new to this, how can I get her assistance?

[@Seayamthanda]

'Don't go broke trying to look rich'

[@ManTeera]

Allow em to learn from experience 😂

[@pcpxbotendorastermace9948]

I prefer to go rich so I can look poor.

[@RajsinghRajsingh-xj9bx]

Thank you for your research. I find your videos are well done. RIght now I'm keeping an eye on Eledator

[@MonuKumar-ve3rf]

Oh, I love you guys, the best market analysis! Seriously, why not mention Eledator?

[@carriehealth]

Doc here! I’d highly recommend stool tests! They tell you what’s going on in your gut! Parasites, mold, toxins and bacteria can be seen as well as leaky gut, low nutrients and probiotic levels❤ This test should be required but unfortunately MD’s don’t give it. Find a good functional medicine doc!

[@EmilioGomez-g9q]

EW PASS

[@suzanmiller558]

Excellent advice

[@kmontgomery27]

What is leaky gut?

[@Mandarinagent]

@@kmontgomery27youtube it

[@RASOON]

Your correct most foreign employments in reputed companies specially in gulf countries need to undergo and include to medical check up after hiring.

[@RobertDavid212]

*Wow😁, it's crazy how some people can become multimillionaires by investing just $10K in trading within a few months, while others have to work for 40 years to reach $1M in retirement savings. The power of smart investing, right?*

[@KaylaAlexis.]

@donalderic3642As a beginner, it's essential for you to have a guide. Myself I'm guided by Mrs Victoria K Walter, a widely known consultant

[@JenniferLynd]

I've been trying to trade but I keep making losses and it's frustrating

[@JenniferLynd]

Can you recommend a guide for me?

[@BrittanyDoris]

@@JenniferLyndVictoria K Walker, she’s impressive

[@Russelbobby45]

@@BrittanyDorisI have been seeing so many recommendations about VICTORIA K WALTER she must be really good

[@Agentxile]

Spend your money on: 1. If building a house, spend your money on the bones of the house. Get the hardwood floors or tiles, fireplaces, room extensions on the first floor, attic room with bath. These extras add to the value of the home and cost more money to add later. 2. Quality transportation and reputable mechanics. 3. One good interview suit including shirt or blouse and accessories.

[@ryanwilliams989]

Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. Compounding is the process of earning interest on your initial investment, as well as on the interest that investment earns. This means that over time, your investment can grow exponentially. So the earlier you start investing, the more time your investment has to grow through compounding.

[@TheresaAnderson-kf5xw]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@hunter-bourke21]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@maggysterling33254]

@@hunter-bourke21bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@hunter-bourke21]

Definitely! All of this happened in less than a year after *Izella Annette Anderson* told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.

[@StellaMaris-lv2uq]

Thank you. I will search on her site online and do my due diligence. If She seem proficient. I write her an email and scheduled a phone call

[@Stevesmusic444]

Car insurance loan is the biggest legal theft in history. Before anyone says anything, ask yourself this. Why is it an insurance companies responsibility to take care of car accidents and damage? Why do you have to pay monthly towards a company that doesn’t give you back anything you can just, pay for accidents when they happen. Why doesn’t one car owner and another drive to a body shop analyze the damage and then sign paperwork to pay for it financially? That’s what every repair business has done since the Dawn of time if you break something or damage it you take it to a repair shop they give you an estimate and then you set up a finance plan to pay it back, we pay these insurance companies. Don’t help you when you’re in an accident and then they raise your rates. And here’s the kicker when they raise your rates because of dingdong accident. The higher they raise your rates the more of your money they take it’s thievery. You’re not paying for higher quality insurance you’re paying the same and you have less. Now they make it so everyone has to have insurance and if you don’t have it all my God forbid it’s so illegal they have to impound your car. They have to give you a fine. The worst thing in the world is to not have insurance but in reality car insurance is one of the greatest in human history, and the insulation is skyrocketing. People are starting to see and realize it. I have started realizing it in the past year and a half who cares if I live in that’s higher risk because you have to deduct money that I give to you monthly? Cars altogether are a scam and that’s why people are fleeing the suburbs and droves, especially younger generations. As for the last part we talk about traveling is so true. I took a leap of faith from working at a terrible job that was pretty much communist to slavery and drove all the way to San Diego. Did deliveries traveled all across the country having my first department with all these adventures and top of adventures with stories on top of stories and even to this day, I still travel Time After Time and now I talk about my stories on my KZbin channel, and people are quite entertained with it , and by my comfort zone

[@leadgenjay]

Solid advice on prioritizing health and education for long-term wealth.

[@asfeastasteaw]

1)Dinner With Someone That Inspire You. 2)Educating Yourself About Your Mental,Financial & Physical Health. 3)A Hobby That Keeps You Out Of Trouble. 4)Blood Tests. 5)Healthy Food. 6)The Gym. 7)Quality Clothing & Shoes. 8)Family Date Days. 9)A Course That Opens Up Other Job Opportunities. 10)A Good Bed & Pillow. 11)Pay Off Your Credit Card. 12)An Emergency Fund. 13)Investments. 14)Retirement. 15)Insurance. Bonus - Travel.

[@hugh009]

☀️☀️☀️☀️☀️To me the EMERGENCY FUND is one we need for sure in these chaotic times. Of course paying off those credit cards is also highly important!

[@luckyloonie1359]

I wish I was a bankster & also work in investment banking for a bottomless wallet💰... Just want to get CRA💸 off the back of working class...#TDBank🌎💘💰

[@Cidthespiritwielder]

We don’t exchange our labor for paper we exchange our time for value our time is the value 💡 keep strong and you’ll be rich

[@PatrickVien-ik5pb]

Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

[@DanielAlbarran-o5e]

It's a good idea to seek advice at the moment, unless you're an expert yourself. As someone who runs a service business and sells products on eBay, I can tell you that the economy is struggling and many people are struggling financially.

[@Alexanderwilliam-yx9pk]

Exactly why i enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not outperform, been using a portfolio-coach Like Mark Stuart Jordan for over 2years+ and I've netted over $800k.

[@JuanaAlthea]

Impressive can you share more info?

[@EricMathew-rx9ol]

Thank you for this tip. It was easy to find your coach Mark Stuart Jordan from the web. Did my due diligence on him before scheduling with him. he seems proficient considering his résumé.

[@itslife5516]

I am an Indian from South. Unlike the Northern parts, we invest in gold. That too of 22 carats or more. 100 gms of gold jewelry is good. Most of the married Hindu women with her mangal sutra ( marital symbols worn around her neck ) and bangles for regular use will be at least 50 gms.. My parents bought 8 bangles for me when gold prices were less than INR 5000, and now it is more than INR 75000. I am wearing 2 bangles out of those 8, since 1998. A great asset which satisfies both vanity and investment

[@Dimantledpenguin99]

Honestly the best channel on KZbin

[@wildfoodietours]

Such impactful ideas, especially learning about finance and investing and finding an (inexpensive) hobby that keeps you busy and out of trouble like going to the gym, hiking, or fishing.

[@jerome6572]

Very informative Alux I like what you tell and so true.Jerome

[@JohnWickPotter]

Another great investment, especially for IT or gadget people, to have backup batteries known as UPS, Uninterruptible Power Supply. We had a thunderstorm and almost all electronics are connected to either a UPS, surge protector, or a backup battery/Surge Protector. In my younger years when I was visiting my dad on his “deployment” to Augusta Georgia, where the Master’s is held. Our apartment got struck by lightning. Scared me to death. So loud and obnoxious. Back to my point, everything in the apartment connected to a socket was fried. That was an instant lesson learned. Trust me they’ll save you the pain of losing precarious equipment if you invest around $100 - $200 to save TENS OF THOUSANDS (in some cases $100s of thousands) of money and a bigger inconvenience.

[@gibbonholder3274]

RAS HOUSE MUSIC 🎶 LABORIE BEACH ⛱️ ST LUCIA JAZZ

[@dougparson4407]

ALL of these are very good and is Great Advice! I am retired now and looking back I can say my hobbies helped keep me hapoy and motivated in everything. People notice when you are in good physical shape and wear nice clothes. Having nice things tailored to fit helps not just the look but makes a person feel good as well. Worst things I did that affected my money & happiness was marriage. The 1st year was good but after that was a mental and financial drain. I would also say if you invested well at a young age then home insurance will not be needed in your 50s. Save that monthly cost and out it towards retirement investments. Everyone is different so make your plan and work that plan and be prepared to make adjustments along the way!!

[@ianfeuerhake1859]

Is it wrong to make the beneficiaries pay your life insurance premiums?

[@te7406]

Yes

[@ianfeuerhake1859]

@@te7406 why?

[@te7406]

@@ianfeuerhake1859 Because they didn't make the choice to sign you up. You did.

[@ambisyosangfrog1973]

😂😂😂😂

[@casual_biz]

Top things i like to spend on is - Healthy food, Gym, Family holidays, S&P 500, Bitcoin. 🙃

[@jethroibarrola]

This is what I am doing right now. 🖤🖤🖤

[@javaidak4204]

How about a dinner with you 😜❤

[@THOMPSON8787]

Simp

[@clementifangblog8583]

People should know that spending Money 🤑 on Real Estate is the most important way of spending money smartly.

[@clementifangblog8583]

❤❤❤❤ Thanks so much for sharing this great content

[@Nighhhts]

I know she said “quality clothes,” but buying a ton of clothes is a waste of money, especially for women; I know many people who have clothes they’ve never worn or they’ve worn once and never wore again.

[@AntJay-kc7ps]

That's why you should buy quality clothes because you'll be less inclined to buy more clothes if you actually love the clothes you have beacuse you'll get more wear out if it and you'll want them to last.

[@Nighhhts]

@@AntJay-kc7ps But even then, I know people with expensive clothes they’ve never worn. Just seems like a waste. My thing is, only buy it if you know you’re absolutely going to wear it.

[@AntJay-kc7ps]

@Nighhhts Without trying to sound mean you're just being pedantic and nit picking you do realise that advice is designed for you to apply and see where it and if it can benefit you and your logic is extremely flawed people buy cheap clothes and never wear them it doesn't influence whether or not the advice is useful also nobody said anything about expensive clothes she said quality clothes so you can still mine for the best of what you can get regardless of the price.

[@Nighhhts]

@@AntJay-kc7ps First of all, learn how to apply GRAMMAR. Second, “quality clothes” are typically expensive, regardless if they’re on sale or not. People buying cheap clothing, or expensive clothing that’s on sale, has nothing to do with what I said. Whether expensive or not, buying clothes is usually a waste of money, but buying expensive clothing is a bigger waste of money, especially if you’re not going to wear them. The advice can be useful… if you buy clothes you will actually wear, regardless of the price tag. 🤦🏽‍♂️

[@AntJay-kc7ps]

@Nighhhts You're completely missing the point and you're factually incorrect buying cheaper clothes is more expensive because one they don't last as long two people are less likely to wear them and lastly relax yourself this is the problem rather than learn you people just want to get in your feelings argue points nobody made deflect and pass your personal belief off as fact 🤦🏽

[@inathanharrisonharrison-hm4bj]

Love this channel.. I have learnt sooo much . Thank you

[@JS-jh4cy]

Selling buttcoins for gold

[@harjotsjourney]

Loved the last bonus point ❤

[@marieaxen645]

Thanks for your new video! Always great and thoughtful. /Marie from Sweden

[@leviackerman8755]

Alux please fix the app I wanna use it so bad 😭

[@tradways]

Food for thought: emergancy fund first… so you dont go further into debt due to an emergancy.

[@InesElise]

*Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??*

[@AnthonyMatthew-dp8qh]

Same here, My portfolio has been going down the drain while I try trading,l just don't know what I do wrong. .

[@Kevinnicolas-ii8wr]

Well...l will advise you should stop trading on your own if you keep losing and start trading with an expert because trading with an expert is the best strategy for newbie..

[@Murilodanilo-h3x]

I think l'm blessed if not I wouldn't have met someone who is as spectacular as expert mrs Janet.. High recommended

[@Lucasclement-lf8fj]

​Wow, I'm surprised to see Janet mentioned here as well. I didn't know she had been kind to so many people

[@FAIRUZEmily]

​Mrs Janet successful stories are everywhere, all over the place.

[@DuchessExcellence]

🙌🏿🙌🏿🙌🏿

[@Iaaibradford]

Iaai thanks

[@EcomCarl]

Highlighting smart ways to spend money is key for financial success! 💰 Investing in health, education, and experiences not only enriches your life but also lays the groundwork for long-term happiness and prosperity.

[@suzanmiller558]

I definitely agree with upgrading your bed and bedding; your health.

[@Iaaibradford]

Iaai my claim 👁‍🗨

[@rodneybugher9312]

I would add: Pay off your mortgage.

[@layomibanque]

I don’t eat at restaurants every day only on occasion

[@martinaksentiev572]

Dont forget buying Gold and Silver 😊

[@Iaaibradford]

Iaai ask fox, cnn, usa today a.b.c.

[@soto1291]

Love the videos. Download the app and use it everyday very good information on it!

[@oneofonevoice]

Using a local Library. Most have resources now for books you can download and even audio versions.

[@AREAN_MAHMUD]

❤️🥀

[@Iaaibradford]

Iaai tubord up

[@suzanmiller558]

For style, I stick with classic and don’t do trendy.

[@Iaaibradford]

Iaai out of sight out of minds!

[@StanleyPoulard-os5wn]

Charity

[@tatendaviriri2041]

spend money to educate your self

[@oneofonevoice]

Ours even has 100s of free online courses

[@thriveatworkwithWaqasMalik]

Lovely reminders

[@Iaaibradford]

Iaai blood would cost you dollar

[@israelfraga6473]

I wonder if cash value life insurance would be a good investment to make ?

[@jacknguyen5677]

Life insurance is never an investment! It’s a protection for your family in case you die. Or your burial expense somebody bury you. Life insurance is disguised as an investment so they can sell it to you.

[@jtube411]

Dont spend if you don't have to

[@JosephMcEntee99]

Diversifying your investments is key to safeguarding your finances, especially in today's volatile economy. With $560,000 saved up, consider allocating funds into various income streams such as stocks, precious metals, and digital currencies. This strategy helps mitigate risks and ensures long-term financial security.

[@ryan_dylan6650]

One valuable lesson from my initial bear market experience is this: It's not always about outperforming; survival is key. By simply weathering the storm while others falter, you can emerge stronger, in a more advantageous position than ever before.

[@leonardives1991]

Building a good financial-portfolio is more complex so I would recommend vou seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.

[@Elina_H]

Glad to have stumbled on this conversation. Please can you leave the info of your investment-advisor here? I'm in dire need for one.

[@leonardives1991]

Jennafer Beaver Turner is the best ❤❤❤❤❤❤❤❤

[@leonardives1991]

She’s the licensed expert I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@suzanmiller558]

If you invest $5M at 5% you can live off the interest and then some.

[@colinchandler6516]

house

[@Iaaibradford]

Iaai on monday im working so I'll be less on the Internet

[@Iaaibradford]

Iaai obviously

[@Iaaibradford]

Iaai on the same page

[@AWFULWORKPLACES]

If you had unlimited printing press

[@ManTeera]

Meaning?

[@JosephArmbrister]

Interested information

[@colinchandler6516]

wow your so right thank you

[@louiskamara1130]

❤

[@shihanchathurangaofficial]

Thank you ❤

[@therampatnaik]

Got me here first ❤

[@Iaaibradford]

Iaai not got no money yet

[@Iaaibradford]

Iaai NASA

[@narimansabah8655]

حلمي😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍😍

[@Iaaibradford]

Iaai bench press 100kg

[@gabbydoesmyhair1268]

Rise and stretch Aluxers❤🎉

[@marlenarogers5709]

I love traveling! I can’t wait to go back To Los Angeles! I pray it’s this month!

[@_Inferno_Fay]

So you gotta be smart to become rich? The rich is greedy.

[@Iaaibradford]

Iaai its like im interaction with you!

[@colinchandler6516]

in cash

[@karma.exists24]

𝐓𝐡𝐚𝐧𝐤 𝐲𝐨𝐮 𝐀𝐥𝐮𝐱. 💕🇮🇳

[@colinchandler6516]

great video

[@colinchandler6516]

okay

[@brandnwae]

Thanks Alux family ❤️

[@Iaaibradford]

Iaai have u seen a picture of me?

[@bevconklin5172]

Buy the clearance produce! It’s cheaper-don’t buy pretty bananas, when the ripe bananas are uglier and in clearance bin because of that. When you’re healthier, you don’t need to visit doctors as much therefore a Major savings in healthcare!

[@ranjitmenon1175]

What about people who have less spending power and more income power what do you call them ?

[@layomibanque]

I’m walking when I can and I exercise at home with an app called toned

[@Iaaibradford]

Iaai can i come over to the USA?

[@NS-ms5eg]

#3 so my BJJ, Judo, weights and running are well worth the money.

[@artcastro5694]

How about 15 Dumb ways to spend Money

[@auro1986]

narrator says smartest way to spend your money ia watching 15 videos in alux channel daily so alux channel gets that money

[@marlenarogers5709]

#15, and Bonus!

[@joeriveracomedy]

Dave Ramsey says climbing gyms are bunk

[@etchieumali162]

Shopping uplifts my mental health It makes me so happy and cure my depression. I think it’s also a good investment for my health.

[@ManTeera]

Lol

[@AdrienneMint]

You wont be so happy when you get your credit card bills, will you?