15 Smartest Ways to Spend Your Money

The dumbest thing we can do with money is spend impulsively - and to spend it beyond our means.
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00:00 - Intro
00:40 - Dinner with someone who inspires and motivates you
01:19 - Educating yourself about your financial, mental, and physical health
02:21 - A hobby that
keeps you out of trouble
03:07 - Blood tests
03:41 - Healthy food
04:33 - The Gym
05:15 - Quality clothing
and shoes
06:29 - Family Date Days
07:24 - A Course That Opens Up Other Job Opportunities
08:19 - A Good Bed and Pillow
09:19 - Pay Off Your Credit Card
10:02 - An Emergency Fund
10:51 - Investments
12:56 - Retirement
13:44 - Insurance
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[@alux]

Hello ALUXERS! Have you downloaded the ALUX App yet? alux.com/app Have a look at our premium courses: courses.alux.com

[@slaughterking5625]

You guys are the best ❤

[@stevenk9364]

15 Smartest Ways to Spend Your Money 00:40 - Dinner with someone who inspires and motivates you 01:19 - Educating yourself about your financial, mental, and physical health 02:21 - A hobby that keeps you out of trouble 03:07 - Blood tests 03:41 - Healthy food 04:33 - The Gym 05:15 - Quality clothing and shoes 06:29 - Family Date Days 07:24 - A Course That Opens Up Other Job Opportunities 08:19 - A Good Bed and Pillow 09:19 - Pay Off Your Credit Card 10:02 - An Emergency Fund 10:51 - Investments 12:56 - Retirement 13:44 - Insurance

[@mtsune-rq3hl]

Thank you

[@RajsinghRajsingh-xj9bx]

Thank you for your research. I find your videos are well done. RIght now I'm keeping an eye on Eledator

[@MonuKumar-ve3rf]

Oh, I love you guys, the best market analysis! Seriously, why not mention Eledator?

[@BillySampson681]

Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them

[@PaulaAdrian721]

Exactly! My grandparents were so frugal but they had a TON of money on both sides. I remember my grandfather telling me "you want to make money while you sleep." And I guess that attitude passed down to my dad (RIP), because I remember going to his house one day and I had bought something I really liked, so I wanted to show it to him. So I said "Look at this! Isn't it cute? It was on sale...I saved 50%!" My dad replied "Well, if you're spending, you're not saving." Obviously I had no retort, and that has always stuck with me.

[@BgRecords-od5yp]

Saving and investing wisely while prioritizing necessities and a few small luxuries in relation to one's total assets is a great approach. It helps ensure financial stability and I my for the enjoyment of life's little pleasures without compromising long-term financial goals. It's all about finding a balance that works for you!

[@AlexanderHernandezhj]

very true, a huge part of my portfolio growth has come during this bear market. I've been able to scale from $180K to $572K in a short period of time.

[@MattHardwood1]

How do you do that? I'm interested

[@AlexanderHernandezhj]

Thanks to my co-worker (Alex) who suggested Ms Angela Christine Derle

[@seaya10]

'Don't go broke trying to look rich'

[@ManTeera]

Allow em to learn from experience 😂

[@pcpxbotendorastermace9948]

I prefer to go rich so I can look poor.

[@Agentxile]

Spend your money on: 1. If building a house, spend your money on the bones of the house. Get the hardwood floors or tiles, fireplaces, room extensions on the first floor, attic room with bath. These extras add to the value of the home and cost more money to add later. 2. Quality transportation and reputable mechanics. 3. One good interview suit including shirt or blouse and accessories.

[@NapoleonOwen]

Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject! Thanks to Luna Cox the lady you recommended.

[@JesseLynne-xs7jn]

It is really good to multiply your income before you wake up one day to realize you didn't plan well for your future endeavors!!!

[@GeorgeKent-oi6qz]

It is really good to multiply your income before you wake up one day to realize you didn't plan well for your future endeavors!!!

[@FeliciaJagger]

I never knew Luna Cox had gone viral. I decided to back up my assets and property with her when we met at a conference in New Jersey for the first time.

[@NapoleonOwen]

Not surprised you know her, she just so good and her professional strategies are really mind blowing.

[@KnSteve]

Please I'm new to this, how can I get her assistance?

[@Jeff.O.J]

Out of all the financial institutions on KZbin you are the only one who gives the easiest way to get rich. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Anni Juncina the lady you recommended.....

[@MatthewRobertson-oi5pl]

That is true my dear, Investment is the best idea presently and without it, human struggles are worthless.

[@HadrianZ]

You're right! The very first time i tried. I invited $1000 and after a week, I receive $10,000, that really helped us a lot to pay up our bills

[@ShawnBrigham-ov4eb]

Getting Anni Juncina to help me really helped me clear all my debits. I started with what I have left and it's been the best decision I ever made

[@DennisCrurch]

I'm favoured, $26K every week! I can now give back to the locals in my community and also support homeless and folk's with disabilities all thanks to Expert

[@Henrycuty]

I think to combat the negative effect of inflation, it's a good idea to diversify your portfolio across different asset classes, such as stocks, bonds, cryptos and real estate, since this can help. protect your portfolio against inflation

[@talaZ11]

Successful people don't become that way overnight. What most people see as wealth, a great career, purpose is the result of hard work 🤑🤑

[@TaemK33]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@Abraref]

Investing in crypto/forex is a good idea, a good trading system would put you through many days of success.

[@BaraaK33]

She is really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto journey

[@johnfrederick2944]

The very first time we tried, we invested $1000, and after a week, we received $7,500. That really helped us a lot to pay up our bills

[@gloryokpo416]

Wow. I'm a bit perplexed seeing her been mentioned here also didn't know she has been good to so many people too this is wonderful, I'm in my fourth trade with her and it has been super

[@carriehealth]

Doc here! I’d highly recommend stool tests! They tell you what’s going on in your gut! Parasites, mold, toxins and bacteria can be seen as well as leaky gut, low nutrients and probiotic levels❤ This test should be required but unfortunately MD’s don’t give it. Find a good functional medicine doc!

[@PremiumKings]

Can you test my hearbeat ? 😅

[@user-dp8uu7dg4n]

EW PASS

[@suzanmiller558]

Excellent advice

[@kmontgomery27]

What is leaky gut?

[@Mandarinagent]

@@kmontgomery27youtube it

[@JasonSchreiber-]

Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.

[@AlfredVad]

You're right

[@AlfredVad]

That is why I had to start forex trading 2months ago and l now am making benefits from it.

[@Alex72594]

speaking of forex trading I know I am blessed if not I wouldn't have met someone who is as spectacular as expert Eugene Murphy

[@Alex72594]

The very first time i tried, i invested $1000 and after a week, we received $7500. That really helps me a lot to pay up bills

[@SaraWeber816]

As a beginner investor, it's essential for you to have a mentor to keep you accountable. Myself, I'm guided by Eugene Murphy. A widely known crypto consultant

[@ianfeuerhake1859]

Is it wrong to make the beneficiaries pay your life insurance premiums?

[@te7406]

Yes

[@ianfeuerhake1859]

@@te7406 why?

[@te7406]

@@ianfeuerhake1859 Because they didn't make the choice to sign you up. You did.

[@hugh009]

☀️☀️☀️☀️☀️To me the EMERGENCY FUND is one we need for sure in these chaotic times. Of course paying off those credit cards is also highly important!

[@jerome6572]

Very informative Alux I like what you tell and so true.Jerome

[@dougparson4407]

ALL of these are very good and is Great Advice! I am retired now and looking back I can say my hobbies helped keep me hapoy and motivated in everything. People notice when you are in good physical shape and wear nice clothes. Having nice things tailored to fit helps not just the look but makes a person feel good as well. Worst things I did that affected my money & happiness was marriage. The 1st year was good but after that was a mental and financial drain. I would also say if you invested well at a young age then home insurance will not be needed in your 50s. Save that monthly cost and out it towards retirement investments. Everyone is different so make your plan and work that plan and be prepared to make adjustments along the way!!

[@PatrickVien-ik5pb]

Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

[@user-zi6th1lp6c]

It's a good idea to seek advice at the moment, unless you're an expert yourself. As someone who runs a service business and sells products on eBay, I can tell you that the economy is struggling and many people are struggling financially.

[@Alexanderwilliam-yx9pk]

Exactly why i enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not outperform, been using a portfolio-coach Like Mark Stuart Jordan for over 2years+ and I've netted over $800k.

[@JuanaAlthea]

Impressive can you share more info?

[@EricMathew-rx9ol]

Thank you for this tip. It was easy to find your coach Mark Stuart Jordan from the web. Did my due diligence on him before scheduling with him. he seems proficient considering his résumé.

[@Dimantledpenguin99]

Honestly the best channel on KZbin

[@javaidak4204]

How about a dinner with you 😜❤

[@THOMPSON8787]

Simp

[@Stevesguitarchannel840]

Car insurance loan is the biggest legal theft in history. Before anyone says anything, ask yourself this. Why is it an insurance companies responsibility to take care of car accidents and damage? Why do you have to pay monthly towards a company that doesn’t give you back anything you can just, pay for accidents when they happen. Why doesn’t one car owner and another drive to a body shop analyze the damage and then sign paperwork to pay for it financially? That’s what every repair business has done since the Dawn of time if you break something or damage it you take it to a repair shop they give you an estimate and then you set up a finance plan to pay it back, we pay these insurance companies. Don’t help you when you’re in an accident and then they raise your rates. And here’s the kicker when they raise your rates because of dingdong accident. The higher they raise your rates the more of your money they take it’s thievery. You’re not paying for higher quality insurance you’re paying the same and you have less. Now they make it so everyone has to have insurance and if you don’t have it all my God forbid it’s so illegal they have to impound your car. They have to give you a fine. The worst thing in the world is to not have insurance but in reality car insurance is one of the greatest in human history, and the insulation is skyrocketing. People are starting to see and realize it. I have started realizing it in the past year and a half who cares if I live in that’s higher risk because you have to deduct money that I give to you monthly? Cars altogether are a scam and that’s why people are fleeing the suburbs and droves, especially younger generations. As for the last part we talk about traveling is so true. I took a leap of faith from working at a terrible job that was pretty much communist to slavery and drove all the way to San Diego. Did deliveries traveled all across the country having my first department with all these adventures and top of adventures with stories on top of stories and even to this day, I still travel Time After Time and now I talk about my stories on my KZbin channel, and people are quite entertained with it , and by my comfort zone

[@JosephMcEntee99]

Diversifying your investments is key to safeguarding your finances, especially in today's volatile economy. With $560,000 saved up, consider allocating funds into various income streams such as stocks, precious metals, and digital currencies. This strategy helps mitigate risks and ensures long-term financial security.

[@ryan_dylan6650]

One valuable lesson from my initial bear market experience is this: It's not always about outperforming; survival is key. By simply weathering the storm while others falter, you can emerge stronger, in a more advantageous position than ever before.

[@leonardives1991]

Building a good financial-portfolio is more complex so I would recommend vou seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.

[@Elina_H]

Glad to have stumbled on this conversation. Please can you leave the info of your investment-advisor here? I'm in dire need for one.

[@leonardives1991]

Jennafer Beaver Turner is the best ❤❤❤❤❤❤❤❤

[@leonardives1991]

She’s the licensed expert I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@leviackerman8755]

Alux please fix the app I wanna use it so bad 😭

[@JohnWickPotter]

Another great investment, especially for IT or gadget people, to have backup batteries known as UPS, Uninterruptible Power Supply. We had a thunderstorm and almost all electronics are connected to either a UPS, surge protector, or a backup battery/Surge Protector. In my younger years when I was visiting my dad on his “deployment” to Augusta Georgia, where the Master’s is held. Our apartment got struck by lightning. Scared me to death. So loud and obnoxious. Back to my point, everything in the apartment connected to a socket was fried. That was an instant lesson learned. Trust me they’ll save you the pain of losing precarious equipment if you invest around $100 - $200 to save TENS OF THOUSANDS (in some cases $100s of thousands) of money and a bigger inconvenience.

[@soto1291]

Love the videos. Download the app and use it everyday very good information on it!

[@gnacioacosta1825]

For me, diversifying is the key.

[@inathanharrisonharrison-hm4bj]

Love this channel.. I have learnt sooo much . Thank you

[@marieaxen645]

Thanks for your new video! Always great and thoughtful. /Marie from Sweden

[@Nighhhts]

I know she said “quality clothes,” but buying a ton of clothes is a waste of money, especially for women; I know many people who have clothes they’ve never worn or they’ve worn once and never wore again.

[@AntJay-kc7ps]

That's why you should buy quality clothes because you'll be less inclined to buy more clothes if you actually love the clothes you have beacuse you'll get more wear out if it and you'll want them to last.

[@Nighhhts]

@@AntJay-kc7ps But even then, I know people with expensive clothes they’ve never worn. Just seems like a waste. My thing is, only buy it if you know you’re absolutely going to wear it.

[@AntJay-kc7ps]

@Nighhhts Without trying to sound mean you're just being pedantic and nit picking you do realise that advice is designed for you to apply and see where it and if it can benefit you and your logic is extremely flawed people buy cheap clothes and never wear them it doesn't influence whether or not the advice is useful also nobody said anything about expensive clothes she said quality clothes so you can still mine for the best of what you can get regardless of the price.

[@Nighhhts]

@@AntJay-kc7ps First of all, learn how to apply GRAMMAR. Second, “quality clothes” are typically expensive, regardless if they’re on sale or not. People buying cheap clothing, or expensive clothing that’s on sale, has nothing to do with what I said. Whether expensive or not, buying clothes is usually a waste of money, but buying expensive clothing is a bigger waste of money, especially if you’re not going to wear them. The advice can be useful… if you buy clothes you will actually wear, regardless of the price tag. 🤦🏽‍♂️

[@AntJay-kc7ps]

@Nighhhts You're completely missing the point and you're factually incorrect buying cheaper clothes is more expensive because one they don't last as long two people are less likely to wear them and lastly relax yourself this is the problem rather than learn you people just want to get in your feelings argue points nobody made deflect and pass your personal belief off as fact 🤦🏽

[@layollah]

I eat out occasionally but school serves healthy lunch

[@minh-thaotran828]

Alux is the best.

[@casual_biz]

Top things i like to spend on is - Healthy food, Gym, Family holidays, S&P 500, Bitcoin. 🙃

[@suzanmiller558]

I definitely agree with upgrading your bed and bedding; your health.

[@rodneybugher9312]

I would add: Pay off your mortgage.

[@EcomCarl]

Highlighting smart ways to spend money is key for financial success! 💰 Investing in health, education, and experiences not only enriches your life but also lays the groundwork for long-term happiness and prosperity.

[@AWFULWORKPLACES]

If you had unlimited printing press

[@ManTeera]

Meaning?

[@gibbonholder3274]

RAS HOUSE MUSIC 🎶 LABORIE BEACH ⛱️ ST LUCIA JAZZ

[@joeriveracomedy]

Dave Ramsey says climbing gyms are bunk

[@leadgenjay]

Solid advice on prioritizing health and education for long-term wealth.

[@layollah]

I don’t eat at restaurants every day only on occasion

[@layollah]

I’m walking when I can and I exercise at home with an app called toned

[@InesElise]

*Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??*

[@AnthonyMatthew-dp8qh]

Same here, My portfolio has been going down the drain while I try trading,l just don't know what I do wrong. .

[@Kevinnicolas-ii8wr]

Well...l will advise you should stop trading on your own if you keep losing and start trading with an expert because trading with an expert is the best strategy for newbie..

[@charlesrichard5598]

I think l'm blessed if not I wouldn't have met someone who is as spectacular as expert mrs Janet.. High recommended

[@Lucasclement-lf8fj]

​Wow, I'm surprised to see Janet mentioned here as well. I didn't know she had been kind to so many people

[@JaniceVickie]

​Mrs Janet successful stories are everywhere, all over the place.

[@suzanmiller558]

For style, I stick with classic and don’t do trendy.

[@shihanchathuranga0831]

Thank you ❤

[@user-ts2rq4ig1t]

Thanks 🙏 for this good motivation video I have learnt a lot of from you when I started watching you 😊❤

[@darkcrow3113]

We don’t exchange our labor for paper we exchange our time for value our time is the value 💡 keep strong and you’ll be rich

[@kime3780]

❤❤

[@suadasmar6821]

🙏🙏❤️

[@derekseven1647]

This video is a great. I'm glad I am a subscriber

[@honeysohal01]

Loved the last bonus point ❤

[@clementifangblog8583]

❤❤❤❤ Thanks so much for sharing this great content

[@RakeshSadhu-pe1ug]

Love you from India

[@louiskamara1130]

❤

[@imlv2614]

❤❤❤❤❤❤❤❤

[@lucya_biz]

Hey, Alux ! Thx 4 the tips ;) Gr8 advice will apply

[@JosephArmbrister]

Interested information

[@cca2840]

2nd commment

[@kapiladhana2254]

First one

[@Iaaibradford]

Iaai bench press 100kg

[@colinchandler6516]

great video

[@israelfraga6473]

I wonder if cash value life insurance would be a good investment to make ?

[@jacknguyen5677]

Life insurance is never an investment! It’s a protection for your family in case you die. Or your burial expense somebody bury you. Life insurance is disguised as an investment so they can sell it to you.

[@etchieumali162]

Shopping uplifts my mental health It makes me so happy and cure my depression. I think it’s also a good investment for my health.

[@ManTeera]

Lol

[@AdrienneMint]

You wont be so happy when you get your credit card bills, will you?

[@colinchandler6516]

okay

[@nicolasmahone9303]

5th comment 🏆

[@Iaaibradford]

Iaai can i come over to the USA?

[@colinchandler6516]

wow your so right thank you

[@johnnemeth6913]

Mutual funds is a horrible suggestion. The fees will eat you alive. They also can't adapt to changing markets. The only people that come out ahead are the sponsors and fund managers.

[@MindsetMattersHubOfficial]

Got me here first ❤

[@Sports590]

A Dating Coach ( Especially for Men )

[@adocuric9154]

You can get that for free on KZbin or TikTok. Why waste money on one?

[@Sports590]

@@adocuric9154 Personalised Coach who can Guide me in Real life Interactions.

[@bevconklin5172]

Buy the clearance produce! It’s cheaper-don’t buy pretty bananas, when the ripe bananas are uglier and in clearance bin because of that. When you’re healthier, you don’t need to visit doctors as much therefore a Major savings in healthcare!

[@bo55ola]

I spend my money on money trees 😎

[@jtube411]

Dont spend if you don't have to

[@tatendaviriri2041]

spend money to educate your self

[@clementifangblog8583]

People should know that spending Money 🤑 on Real Estate is the most important way of spending money smartly.

[@Iaaibradford]

Iaai tubord up

[@colinchandler6516]

house

[@Iaaibradford]

Iaai thanks

[@Iaaibradford]

Iaai out of sight out of minds!

[@Iaaibradford]

Iaai NASA

[@brandnwae]

Thanks Alux family ❤️

[@suzanmiller558]

If you invest $5M at 5% you can live off the interest and then some.

[@jethroibarrola]

This is what I am doing right now. 🖤🖤🖤

[@Iaaibradford]

Iaai almost perfect

[@Iaaibradford]

Iaai on monday im working so I'll be less on the Internet

[@colinchandler6516]

in cash

[@dafrosambanga7736]

🙌🏿🙌🏿🙌🏿

[@rezaradi808]

Great as always

[@gabbydoesmyhair1268]

Rise and stretch Aluxers❤🎉

[@AREAN_MAHMUD]

❤️🥀

[@malikwaqas2224]

Lovely reminders

[@Iaaibradford]

Iaai its like im interaction with you!

[@Iaaibradford]

Iaai obviously

[@Iaaibradford]

Iaai blood would cost you dollar

[@Iaaibradford]

Iaai on the same page

[@RaphaelA.Lowenthal]

Cool video. My relationship of 5 years ended a month ago. The love of my life decided to leave me, I really love her so much I can’t stop thinking about her, I’ve tried my very best to get her back in my life, but to no avail, I’m frustrated, I don’t see my life as anyone else. I’ve done my best to get rid of the thoughts of her, but I can’t, I don’t know why I’m saying this here, I really miss her and just can’t stop thinking about her.

[@user-hu7ek2dw1c]

Have been in such a situation. My relationship ended about two years ago, but I could not let her go, so I had to do all I could to get her back, i had to seek the help of a spiritual adviser who helped me bring her back, now we are back together, and I must say I am enjoying every moment.

[@RaphaelA.Lowenthal]

Amazing, how did you get a spiritual counselor, and how do I reach her?

[@user-hu7ek2dw1c]

Her name is '' Maurice Gleti, '' and she is a great spiritual counselor who can bring back your ex.

[@RaphaelA.Lowenthal]

valuable information, I just looked her up online. impressive Thank you for this.

[@Iaaibradford]

Iaai ask fox, cnn, usa today a.b.c.

[@Iaaibradford]

Iaai but its your move

[@Iaaibradford]

Iaai have u seen a picture of me?

[@Iaaibradford]

Iaai not got no money yet

[@Iaaibradford]

Iaai my claim 👁‍🗨

[@artcastro5694]

How about 15 Dumb ways to spend Money