EASY GUIDE TO INVESTING MUTUAL FUNDS for Students and Beginners | Mutual Funds Philippines 2021

This video is a complete guide to mutual funds for beginners and students starting out in 2021! Here's everything you need to know about how to invest in mutual funds, UITFs, or ETFs in the Philippines.
I'll be explaining what mutual funds are and how it differs from Unit Investment Trust Funds (UITFs) and Exchange Traded Funds (ETFs). We'll discuss how you make money by investing in these funds. I'll also be covering the pros and cons of investing in these funds, as well different types of funds out there, such as index funds, bond funds, equity funds, etc. I'll share some platforms where you can start investing on, as well as what funds I'm currently investing in.
Mutual Funds are the perfect investment for both students and beginners because you can invest with little money. For just 1,000 to 5,000 pesos, you can already start investing in the funds that I'll be mentioning in the video. You also get the benefit of diversification, which is important in managing your risks when investing.
The Philippine Stock Exchange Index (PSEi) is the only index available in the Philippines. It tracks the performance of the top 30 companies, which includes Jollibee, SM, Meralco, Ayala Land, and more. By investing in index funds, you money is immediately diversified among these companies.
Besides mutual funds and uitf investments, you can also invest in an Index ETF to benefit from the lowest management fees. The only ETF available for now is the First Metro Securities ETF (FMETF), which is traded on the stock exchange.
📌INVESTING PLATFORMS
➜ Col Financial: www.colfinancial.com
➜ First Metro Securities Mutual Fund: www.firstmetrosec.com.ph/fmse...
➜ Seedbox: www.seedbox.ph/
As much as I preach how important taking action is, this is a gentle reminder to assess your risk appetite first and determine your financial goals before investing! A golden rule when it comes to investing is to only invest what you can afford to lose. There are actual risks to investing, so always be mindful of it ❤️
➜ Enjoy your free money 💰⬇️
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✅WHAT TO WATCH NEXT
➜ 🤑 Best High Interest Savings Account Philippines: • 🤑 Best High Interest S...
➜ 📈 What I Invest in as a 20-year-old College Student: • 📈 What I Invest in as ...
➜ What to do with (your future) ₱100,000: • What to do with (your ...
➜ Personal Finance 101: • 🤑 Personal Finance 101
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🚀Subcount: 1,239
🕰TIMESTAMPS:
00:00 Intro, Featured Comments
01:46 Overview
02:51 What are Mutual Funds, UITFs, and ETFs
04:39 Mutual Funds vs Unit Investment Trust Funds (UITF)
05:16 How do you make money?
06:10 Pros and Cons of Mutual Funds and UITFs
09:40 Exchange Traded Funds (ETFs)
10:38 Types or Kinds of Mutual Funds and UITFs
17:15 Where to Invest in Mutual Funds
18:58 What Funds I Invest In and Why
20:36 Outro
Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 20-year-old.
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➜ My Blog: Wow I Made This wowimadethis.com/
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Easy Guide to Investing in Mutual Funds for Students and Beginners in the Philippines 2020
How to Invest In Mutual Funds Philippines 2020
Investing for Students Philippines
Paano mag invest sa mutual funds
#mutualfundsphilippines #personalfinance

[@NicoleAlbaYT]

What's up BREADS 🍞 Back with another finance video this week! As much as I preach how important taking action is, this is a gentle reminder to assess your risk appetite first and determine your financial goals before investing! A golden rule when it comes to investing is to only invest what you can afford to lose. There are actual risks, so always be mindful of it ❤️ Hope you guys learn something from this video! How do you guys feel about naming our community?

[@cyrellsalig6281]

i love the memes and the way you explained it that its not boring :D keep on uploading po

[@NicoleAlbaYT]

Haha glad you enjoyed it Cyrell! I have so many memes and gifs saved na HAHAHA 😅❤🍞

[@pinned5992]

I get your point but believe me that wouldn't be a problem if you trade with A broker like anastasia.

[@wasap6359]

I invested £2,000 with anastasia after I met her at a conference in London she made me profit of £11,790 in just 7 - 14 days of trade with her and I invested more.

[@watsap7939]

No doubt anastasia have really made trading easier for me than I expected.

[@mertie-l2f]

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

[@Daneilchirs]

Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

[@shanisonia]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

[@myrle-v4g]

Could you possibly recommend a CFA you've consulted with?

[@shanisonia]

My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@myrle-v4g]

Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

[@ladyasrahabayon5309]

I'm a 28 y.o. married woman and mom who's watching and actually learning from a 20 yo college student. Yo!

[@SojiAnne24]

same here :D

[@ranielgarcia7543]

same 💚

[@jacquemt5775]

Same

[@MKCrystal]

29 po. Haha! The youth is so empowered talaga. Learned a lot from Nicole.

[@rodvalderama9350]

31 here learning from my bunso 😆 💪

[@marchie.brizuela]

Me watching as a Licensed Mutual Fund Advisor (CIS) 👏 Yes you got it right😊 Aggressive Investors - go to Equity or Index Moderate Investors - Balanced Fund Conservative - Money Market, Bonds Most importantly Invest on the risk you can take/lose. Happy Investing

[@bashriahadjibasher9014]

I didn't know learning finance could be this fun

[@novamayeenriquez202]

I agree with you 😁

[@BehindBars1958]

yo! breadcrumbs. I'm watching you for a while and thank you for sending this kind of stuff. You are my motivation. 🥳😘

[@johnericclimaco9670]

You’re lessons are worth writing. I’m literally taking in notes. Thank you for breaking it down. Appreciate it.

[@ma.justinecostoy7137]

I found this video after breaking down on failing my Midterm examination in Personal Finance. I love how this help me to answer my assignments in Personal Finance💜 It helped me understand the lesson deeply💜

[@reginecuevas4540]

Hello, Ate Nicole! I'm infinitely blessed and beyond grateful that I have found your YT channel. It has helped me a lot to learn how to become money-smart and financially literate. Been watching almost all of your videos, hope you feature this comment. God Bless and Love yah!

[@renzdii]

Yo! totally agree on the last thing you said. Also, for me, as long as you invest and not let your money rut on your pocket and just think of long term, you'll be in a great shape in the future. Keep on making these videos!

[@aprilespolon]

Can I just say you're the only filipino youtuber that I don't adjust the playback speed to 2x hahahaha

[@aprilespolon]

Yes. Haha i always speed it up to 2x 😅

[@erikagarcia4117]

@@aprilespolon why? Hahaha

[@jerometorno1555]

@@introvertedmundane29 HAHAH YAH 2X THE SPEED HAHAHAHA

[@jerometorno1555]

@@erikagarcia4117 idk but for me she speak slow and the context is often repeated/overly fleshed out. so thats why I always watch it at 2x playback

[@ClarisseEbio]

Same

[@lyndon7881]

Am I the only one taking notes (like a top student) while listening to her ??

[@moying208]

COVID led me here. It was such a tough time for most of us, physically, financially and mentally. Thanks so much, Nicole! You were such a great help. I'm hoping I can pull off my financial goals this year. SML!

[@nads1457]

going 10k subs na! I'm having fun with your vids. Thank you for sharing your experience/knowledge. sobrang helpful! 🤘

[@novembergrams]

Thank you for making intimidating topics like this palatable to noobs like us. I'm binge watching all of your videos hahaha

[@joannaleigh2002]

I've been searching for this kind of content which makes it easier for people to understand things about investments. New subscriber here!

[@michelletrisha]

Thank you Nicole for making complicated things simple for meee! ❤️❤️

[@hayopepper5593]

Lmaooo, that first part is me HAHAH this was super helpful, thanks!

[@UndYinGsAnITY]

Galing! You explained it very well and easy to understand. Keep hustling, Nicole! 😀

[@josemigueldionora237]

You make financial education and literacy so fun and easy to learn!!

[@kiriikin6818]

I just love how kwela your videos are but at the same time, it doesn't make it less informative. I watched a lot of videos about finance management and most of the time they overwhelmed me. It was too professional and soooo intimidating. So thanks for making serious stuffs, like this financing stuffs, more enjoyable and easier to take in. The fact that I'm also at the same age as you makes it more relatable. Definitely gonna make a playlist of this on how I should handle my money. THANK YOU 💖

[@VanSword]

This is very informative and straightforward. It's summarize most of the investment videos I have watched. Thanks Nicole!

[@maryjanemalate9972]

just flat-out admiring how you share all these eloquently. thank you. more power to you!! 🤗😍😍😍😍

[@nardixplorer6283]

I see so many SNL and The Office memes and Im loving it. Ang galing magturo. Pati visuals. Mahal na ata kita.

[@laureldeguzman5710]

I'm 42 and got inspired..💙💙💙

[@MzsDiomii05]

Padami ng padami na subscribers. Congrats Nicole!

[@jeang.8256]

Mas magaling ka pa mag explain sa prof ko sa college hahaha, simple and precise. Kudos Ms. Nicole!

[@jokkazlatigar5692]

Certified Bread here! Thanks Nicole for these wonderful contents ❤

[@solthedumpling1068]

you explain better than our accounting profs. thank you for this

[@bido66]

Hahahahaha! 2nd video after your mp2 video. Keep going! Im learning! 😍😍😍

[@marjoriearpon1008]

Super happy that youtube recommended your vids🎉🎉

[@lieracomon3108]

Randomly saw your "what i invest in as a 20 year old college student" vlog and here i am on my way to binge watch your videos thanks for the content!

[@TheMartianpilgrimz07]

you are to good to watch. i laugh all the time despite of serious topic, finance?? damn. 🥰 thanks for being witty. not boring 😂👍🏻

[@NicoleAlbaYT]

HAHA glad you're being educated and entertained at the same time 😁❤️🍞

[@genpedrera103]

Now, I am one the “Breads” Hahahaha more vlogs pa po thank you for helping us💗

[@NicoleAlbaYT]

NICE WELCOME TO THE BREADFAM GEN 😁❤🍞 More videos to come pa WOOHOO! 🙌

[@eysiyubi2704]

Binge watching up until I finish watching all of your videos! Because I've been learning a lot from you and the way you make your videos are fun and interesting 🤩😂💯 LET'S GOOO

[@kiela5998]

An engineering student here and will have my examination on Monday. Instead of watching yung mga vids tungkol sa engineering, Im here right now na nanonood ng mga investment and tungkol sa stock market. Thanks! I learn something new.😍

[@NicoleAlbaYT]

Kamusta exam? HAHHAAH thank you! 😄❤🍞

[@skyegt5032]

Same HAHAHAHAHA, HAPPY NEW YEAR!!

[@leanneraydeabordo4021]

Very informative po ate! Been watching a lot of videos with the same content but I learned from you big time thank you

[@NicoleAlbaYT]

Super glad to hear that!!! Thanks for watching 😄❤🍞

[@sherwinmedina1031]

Hi. First time to comment on a youtube video ever 😅. Started watching your videos while on quarantine and a lot has changed since. Snowballin' my debt and will be debt-free by July 2021 ehehee. Will be working on my emergency fund next and a divident portfolio soon. I really appreciate your content!! Let's keep on stackin' them chips!!! 😁

[@lesliemontederamos1703]

I just started one of your video, then i can't stop watching every videos ♡♡♡

[@michaelgalbizo1004]

Nice. Grabe ung knowledge dito. More power!!

[@solomonswisdom5184]

No. 1 fan here. Thank you for the advises.

[@jprince6537]

I really became a fan now. You really educate me about financial literacy. nakaka aliw panoorin mga videos mo. Go ka BREADS.. =D

[@madisonthomas4331]

You are so helpful. I really admire your wit and sense of humor. I'm a cautious type of person but you make people face their fear and be strategic on their decisions. God bless you. 💕

[@makaroniona7273]

Super informative within 20 minutes, I learned what I could have in 5 different videos! Keep it up Bread! SUBBED!

[@NicoleAlbaYT]

😄🍞🍞🍞🍞🍞

[@christiandaveorlanda6018]

I learned a lot about investments and I really enjoyed it while I'm doing my business papers. Goodluck for your next videos 😁

[@r.a.967]

Very detailed, shows how you really know what you're talking about. Also the editing makes it fun and doesn't drown the viewers too much in information. Great Vid! Keep up the good work po :D

[@devplacino4179]

Liked agad kahit wala pa😆🤣 Thanks for this!!💕

[@NicoleAlbaYT]

Haha thank youuu 😄 For beginners talaga this video, so hopefully you enjoy!! ❤️

[@chaiantoinnette1667]

Love your videos Nic! Keep it up! I opened an ING acc cos of ur vid on high interest banks. Looking into investing more so please keep making vids

[@markanthonyfrial9389]

Thanks for this info. I am starting to choose the right mutual funds for me now. More power 👊

[@justineannmoriones5271]

i really love how organize your videos. Really really good contents!!!

[@keithclarencecarranza2518]

My daily dose of nicole before tiktok now it’s you very informative!!!

[@sunshine6352]

Wala halos na channel yung nag ttopic ng investing o mga gudies para sa mga students. The best talaga, informative 😊

[@NicoleAlbaYT]

I'm filling in that gap 😉 Thanks always for the support Sunshine 🍞

[@missttalgi3342]

Hello po! New subscriber here and happy to be one of your breads hahah 😊 Thank you so much I learned a lot from your videos po! Keep going 🥰👍

[@marielcobacha2945]

Very helpful content😍😍Yaay imma learning a lot Thank you😘

[@xhaveastorysimsx5002]

You talk fast but I learn more with you than those seminars I attended. Thank you.

[@dambooche6938]

how I wish you can contain my children with your positivity

[@BeliJr02]

You're are really great!!!! I've learn so much here.

[@ramsytv348]

You are so cool. I like how you explained every single thing! So clever and I like you 😍☺

[@leoneortega4929]

Bhe nahirapan ako. Haha. Medyo ma jargon. Haha. But thank you for always making informative and helpful financial videos.

[@radmangoes9176]

Yoo im glad i discovered this channel! Sobrang beginner friendly yung content :D sobrang entertaining siyang panoorin as a young adult with an attention span of a goldfish SKSKSK

[@NicoleAlbaYT]

Hahaha happy to hear that you're enjoying my videos! I work hard to make finance concepts as easy as possible. Thanks for watching Jairus! 😁❤🍞

[@johnroyvincent]

I love your vids! keep it up! 🔥

[@FireOnYaBody]

Thank you for making investing easier to understand.

[@jazz4just175]

It's seems to me that i'm learning a lot from you're infos all about finances n you're awesome. It motivates me influencer! Loved to watched all you're videos. God bless you🥰🥰🥰

[@kathrynepearlgolbin2787]

Thank you algorithm! You’re one of the best!!

[@krylan_celodragon1844]

KZbin Recomended your channel yeah so, dowloaded all I can to watch after eating lunch 😇 yo.

[@leeanntan9030]

I wish I had a friend like you when I was younger. 5 years ago, at 19, I had a financial adviser but they keep sharing financial planning with full of jargons and things I dont understand. Ayon... sad. But now I am back on track into wanting financial goals. Thank you gurl. Mwah

[@Mxrk_Hxshim]

I wish I can double like this video because it's really give crucial information and easy to understand.....

[@jayradarafol4443]

Wow, delighted to have found your channel Ms. Nicole, there are so much takeaway learnings in your video, full of information and made in a funny way that worked haha. New subs here. Keep it up.

[@enzoarell320]

Accidentally found your video and subscribed to know more about mutual funds.

[@hazelreal6813]

Allrrriiiggghhhtt! 😂😂 nice! Content Nicole! 😂😂

[@WadeWilsonKPop]

Another helpful video, and I love the post-prod quality now. And I dunno if it's just me, pero the lighting looks a lot better here than in the previous vids. Keep it up!

[@NicoleAlbaYT]

Placed a board beside me to bounce the light from the windows! Thanks for noticing ❤️❤️

[@mgatagabukid2010]

i really like the way she talk and explain 🥰

[@goldesslor]

Fun way to learn here! God bless you, bready

[@ervingumpay]

I just subscribed today, I'm currently investing at individual stock, hoping to learn more about mutual munds. Thanks to this channel I've learned a lot

[@viennacassandralelis3885]

YES YOU REALLY INSPIRE US! You influenced me to apply the mo2 pagibig fund. Im putting purpose to money! Love yah

[@osheanlee]

Stumbled upon this, and super helpful!!! Thank you

[@NicoleAlbaYT]

Glad you found this video helpful Oshean! Thanks for watching 😄❤🍞

[@dickreyes3699]

STILL WACHING AT 2021,WHOOOOOO,KEEP POSTING

[@ReynanLim]

Dang! I like your vids, very informative and indeed it drives the action .. :)

[@dianarosebutuhan6095]

Yo! Thank you for making this kind of videos yo! ❤️ I am starting in MP2 for now and will do more research about mutual funds ❤️

[@marchelingatong2737]

Hi! Just ask okay ba ang MP2?

[@stefanieuyrealestate]

I honestly have so much fun watching your videos lol. And to think I know all these things already. But wala Lang, I just enjoy watching your vids 😂

[@blessmajoyabenes6202]

hello! I randomly found your vids hahaha I'm loving it all 🥺

[@amberstale2628]

Glad one of your videos randomly appeared on my recommendations. Been researching about Investing and managing finance, but all are from US. So glad I finally found one who do in PH. I'm team Bread na for sure!

[@NicoleAlbaYT]

I laughed at your profile pic HAHAHA thank you so much! That's one of the challenges I faced when starting out din. A lot of the resources applies to US-based peeps 😅

[@nicolepaula1344]

Work with people who will bring positive changes into your life @earn_with_john11 on Instagram brought peace and happiness into my life and I will always appreciate. him for that.

[@robertdemgas5332]

Hello! Kiddo this is another information to level up my idea and understanding about those kinds of fund. Thanks

[@jemonacemirasol5281]

subscribed! hahaha i like it when I enjoy and learn at the same time

[@roninmotivational]

Wow wow wow well done bravo !!!

[@killric13]

Whooo Maraming Maraming salamat talaga :')

[@rainiercaroyan2387]

i should be writing my position paper at this moment but i'm here and am not complaining

[@realmango9230]

21 mins pala yon? Hahaha. Rewatching for the views!! Weekly support team lezgoo!! See you next week :)

[@NicoleAlbaYT]

Longest video by far! 21 mins well spent ba? Haha thanks for the weekly support! Here's a bread for you 🍞😄

[@kevingemarcala1492]

Hey, I like the way you talk and discuss everything. I am new on your channel. I don't have any backgrounds in investing, I was just searching for GInvest. But yeah, thank you for sharing all your knowledge here and enlighten somr people like me. 🙂 Keep it up!

[@lesliemontederamos1703]

You change the phrase 'Health is wealth' to HEALTH AND WEALTH 💯💯💯💯

[@mambuteam5279]

I'm almost done watching all your videos. Like I don't need to fast forward your video, and I'm really used to forwarding videos about 1.5/1.25 even my k-dramas hahaha. Very informative, like on-the-spot thanks. I'm really following some of your ways in investing.

[@kontroladomusic]

Gwapahaaa nimo ma'am. ❤️❤️

[@paolitavlogs7488]

I'm 26... And I'm learning from you... Hahaha. Trying to be better with my finances/investments. Thank you!!!

[@reenabella4708]

You have awesome teaching skills, luv (Tonik way) ! Lol Keep it up! I hope you will able to influence greater number of youngsters!

[@cbaarchives6512]

I'm so moved to our guest speaker in investment and insurance in our course Personal Finance that's why I'm watching this now!!!! NEW SUBSCRIBER HERE!!!

[@judeearticulo]

I finally found another very informative channel on financial literacy! Continue making these vids ✨

[@judeearticulo]

@Nicole Alba OMG! Never expected that you’d reply! I love your channel ! 🙌🏻

[@bgiii2392]

you're my fave iska vlogger nah hahahha h

[@kivenmolato5736]

grabi yung knowledge mo Maam amazing😊. ! alam lahat ! wow😮.. Sanay kaya ko din someday

[@akpa6801]

Learned a lot about different types of funds! Thank you 🍞!😂

[@NicoleAlbaYT]

Glad you learned new stuff! Thanks for watching Alvin 😄❤🍞

[@chingkenneth1017]

yes thank you Ms Nicole Alba you made understanding finance personal finance mutual fund and also cryptocurrency.younarean eyeopener like marvin germo.i think professional financial advisor like rampver financial is great but you amde understanding better for an amateur like me.tahnks and more power.i AM YOUR FAN .I AM A 70S YEAR OF THE DOG LIBRA BORN.YOU MOSTLIKELY AM A MILLENIAL.CONGRATS