How to Invest in Pag-IBIG MP2 for Students, OFWs, and Beginners 2021 | Why Invest in MP2 | START NOW

[@NicoleAlbaYT]

📌NOTE: With regards to the interest computation, the formula I shared in the video IS NOT ACCURATE! The actual way interest is computed for Pag-IBIG MP2 is a bit more complicated, so I wasn't able to explain it in the video. I don't think Pag-IBIG reveals how they calculate their dividends, but you can find an example computation in the FAQ section of their website! I'll probably make a follow-up video for the computations, but for now, here's the link to the Pag-IBIG MP2 Page: www.pagibigfund.gov.ph/Membership_ModifiedPagIBIG2.html

[@financiallyblondeph]

Dividend computation for your earnings works like how bank computes your interest income. It’s based on ADB (average daily balance) x dividend rate for the year. Simple example if you made one time lumpsum of 10K on Jan 1, at 7% dividend rate, you’ll get dividend income of P700 for that year. Versus if you save P1,000 monthly or P12k for the year, you’ll get about P456 at 7% rate. Bigger interest for one time lumpsum vs gradual monthly. But saving is saving, the more you put in, the more the dividends. :)

[@leibnizr7391]

for compounded savings option, it's just the compound interest formula

[@NicoleAlbaYT]

Thanks for clearing this up! I haven't received any interest since I just opened an account, so I wasn't sure how the calculations worked 😅 And yep definitely agree. Saving is saving 😁

[@arch.amielpatrickpunzalan2787]

@@NicoleAlbaYT Interest p.a. are announced at the end of the year depending on the performance of Pag-Ibig. And from there, so do your dividends will reflect.

[@MabuhayKabayan]

@@financiallyblondeph great tip! better to do lump sum, if possible. thanks!

[@philsumabat8299]

As I grew older, I noticed na instead of using yt as entertainment, i now use it for things like this. Is this adulthood?

[@carlospalanca8838]

Indeed

[@rainscalleia5182]

Same thoughts

[@vickyj4ng]

exactly

[@taetaeislifeu895]

same omg

[@artdesignbycw5227]

Adulting 101

[@anferneejinang3822]

This generation is so empowered! Rooting for everyone of us!!

[@azer.2454]

amen

[@michelle00027]

This made me smile.

[@bangsmatter4394]

Who told you?

[@senorswordfish6019]

*_Manifesting_*

[@hellorangerkeith]

Still keep me thinking that our generations culture is diversified. But i guess it is also somewhat needed to balance out our society. I dunno, what do you think though?

[@kimjoshuaolit2419]

Instead of waiting for the dividend rates to increase and do nothing, why not invest while waiting for it to increase. It's safe, it's passive, and it helps the economy

[@NicoleAlbaYT]

Yep that's one way to think about it! The loans help Filipinos afford their homes and get through the situation we're currently at. Thanks for sharing your thoughts ❤

[@JoHn-lg5ji]

Yes and this also helps the corrupts.

[@DuBistDumm2025]

@@JoHn-lg5ji What a mindset 🤣

[@abegaillacson2573]

I'm a physician learning from a 20-year old :D Thank you for sharing your knowledge.

[@uno23sleep]

More power to us adults learning from everyone regardless of age.😃

[@julieannjunemadrigal5034]

because you learn everyday from people regardless of they're age and profession 😉

[@itchmeharih773]

Indeed age is just a number, I am 17 and I am an aspiring Physician also... I want to save money as much as possible.. Fighting

[@takoyaki1481]

Age is just a number when it comes to sharing your knowledge; even adults could learn a thing or two about something from a 5 yr. old

[@enigmanightmare262]

Hi Doc Abby!!😊

[@thumbellinanica5377]

Seeing someone with the same age bracket and same mindset like this talking about financial things has been a really helpful for us, who is now currently lost and don't know what to do with our lives but the only thing we know is that we want our moeny to work for us, Thank you for your videos, it gave us such a big relief and knowledge about things that we want to take risk.

[@kramnedlenorock]

No clickbaits, direct to the point, and PRECISE. SUBBED. ♥️

[@testmylimits752]

I am now in a stage where I need to take action, my parents now see me as an adult and seeing that I am already an adult and still using their money makes me ashamed, then keeps me pressured to do something.

[@bfrosttd1191]

I'm the exact opposite, I'm the bread winner and it's hard to save for myself 🤣

[@milacitao]

Me too..but try your best.God bless us...keep US ALWAYS safe,

[@matchandrei1627]

Same! I should be earning for myself already. Good Luck to us!

[@cutekisses01]

Samedt

[@andrycanz8693]

@@bfrosttd1191 parents should stop treating their children as investments.

[@_ishang98]

I'm a little bit older than you. I'm 23 years old and working in BPO. You really inspire me a lot , despite of you still a student. You are very good at explaining things in a very simple way. I watched your videos and I learned a lot. Thanks.

[@annhernandez1589]

I started my MP2 account last year. 1000 is deducted from my monthly salary aside from the 2100 as my regular PagIbig contribution (100 came from the company I'm working). It's a nice investment and a great way to save up money and prepare for your future (or when you retire from work).

[@jerbycuaton3528]

I work as a corporate trainer and I can't help but appreciate how you facilitate this talk. Good job and thank you for sharing!

[@pchat112]

i feel my money safe while watching you.

[@jaymarsevillabaluyot1232]

Omg ngayon lang ako hindi inantok sa ganitong usapan 🤣 nakakaloka ! Haha thank you very helpful 😊

[@jmatte6329]

What have I been doing with my life?! I'm 38. I got my first 100k when I reached 30. I never took time learning about investment, savings, & stuffs related to that. All those time wasted. Now, I see the financial light at the end of my blissful journey about just putting it in my bank & not earning anything.. thank you. Nicole.

[@karlavillalobos3926]

You are definitely older by me. By two years but I think your mindset is something that in my age wanted. Thank you for this. God bless

[@bunnydeedsparaspace]

since i was 17 subscriber na ako ng channel na to💗💗 very helpful sa adulting ko💗💗💗

[@gbldndiaries]

i don't know how youtube algorithm suggested your video because i'm not even watching anything about investment, but girl, i'm hooked. ❤

[@ms.flores3308]

I'm a pagibig member for a 7years now and I'm glad I was able to watch your content. I'll definitely do the mp2 savings

[@mikaelaguinevere6093]

Thank you so much! Now I know where to spend my "pamasko".

[@ifellinlovewithtwice6134]

Yung babae ako pero sure na crush ko na ang may ari ng channel na ito 😍💜

[@leakezia09]

your videos are great. i'm 4 yrs older than you (i think) and a cpa and yet i get my motivation to work on my personal finance from you.

[@NicoleAlbaYT]

NIIICEE!! Super glad that you're able to learn something from my videos ❤️ Lez get dat bread 🍞😁

[@BWVidventures]

@@NicoleAlbaYT what is "who has made at least one contribution in the last 6 months" ??

[@markcongayao1756]

Sa kakapanood ko ng mga uploaded vidoes mo sa youtube, mygoodness, nagiging crush na kita HAHAHAAHAHA

[@alexgalera5260]

You captured my economic heart..love to see you more..show more smart motivations..Saudi Riyadh fan

[@girliepatelo6123]

Hi. I usually get bored with most of the financial videos but with your videos I never get tired nor bored. Nakakatuwa specially the facial expressions.. Encouraging din lalu na sa millennials. That's why I share your videos to my daughter and relative to motivate them.

[@brobruh5810]

This girl is very witty and Intelligent! I am watching most of your vids! I am a 29 years old Nurse learning from a 20 years old.. Good Job! Our country needs you! Thanks for sharingnyour knowldge! Go girl!

[@yukiii2312]

Watching your videos made me realize my regret for not saving or trying to invest when I was still a student. I know it's not too late yet since I'm just in my mid 20's, but still, adulting hits me hard with all these bills to pay considering that you're only living through your monthly salary which makes it harder to save. I salute you for managing your finances well. You're truly an inspiration, not only to young individuals but also to us adults. Thank you! BTW I really enjoy your editing. You make learning finances more fun than it actually is. 😊

[@catherinecariazo8963]

It was never taught in school even in college unless you have parents that are financially literate, you are lucky. Its never too late to learn and invest. Goodluck to us

[@SirFaceFone]

Sana talaga tinuturo yung financial literacy sa schools dito.

[@sakuraharuno0919]

I've been thinking about opening an MP2 after the pandemic finishes, but knowing now that it can be done online eliminates any reasons why not to open one yet~ you literally answered all the questions I've been asking while researching about MP2~ thank you thank you~

[@NicoleAlbaYT]

Awesome!! Haha glad I was able to help you out with that. Super convenient lang yung online account opening process, so yeah go for it! 😁❤️

[@Seite887]

Ask lang every month ba mag hulog ng 500pesos dito miss nicole

[@lovefromnzed214]

I'm surprised! you were my student before...way to go Nicole! 🙂👍 congrats on your YT channel and for being a content creator on a topic you like to discuss

[@bambooposadas5744]

Hi nicole isa akong ofw dito sa saudi... Mula nun mapanood ko ang video mo tungkol sa mp2 pag-ibig program nag bukas na rin ako pananagutan ko... Na-iganyo ako sa ulat mo para meron akong bagay na paglagan ng aking salapi... Isa kang huwaran kabataan na may pagpapahalaga sa salapi para eto ay lumago... Salamat, isa na akong taga subaybay mo ngayon. Ingat ka lagi... Pagpalain ka ng Panginoon...

[@enelrahcreivaj]

I reckon, this is definitely one if not the video that convinced me to open an MP2 (together with the constant nudging of a cousin). Fast forward from January 2021 to August 2024 -- enjoying how my little monthly contributions grow! MP2 is lowkey but rewarding!

[@Icecandy1882]

Really helpful! Been a pag ibig member for 10 plus years and I have never opened a savings account with them. Never taken out a loan with them too. I think it's time to maximise my membership. Through MP2 of course. Thanks for this video!

[@maomao-j1z]

my mom and I really like your videos and the way you speak. keep it up! ❤

[@ki3lt322]

Well explained now I know what MP2 is! Thanks for the info Ms smart girl

[@deejars]

This is very helpful and ang galing mo mag explain. Di ka boring..Will be opening up an MP2 because Ive seen your video last year and I am watching it now. Should have opened an account last year. Was duped by a so-called savings program at work na may membership fee ng P5K, what a rip off!

[@MorrisDXplorer]

Ang galing naman. Salamat sa info. Ewan ko kung pano ako napadpad dito pero astig ang natotonan ko. Magsimula na din ako mag-invest.

[@jenadmgz]

Newly licensed physician here! I’m so lost with how I can develop my personal finance, I’m so thankful I found your channel! thank you for sharing your knowledge, I am learning A LOOOOT!

[@crescentmoon8770]

As a breadwinner of the family, it's harder for me to save or invest my money because the top priority for me will always be my family's needs which is a lot for a family of 9 HAHAHA but I wanted to at least have a visual idea of where the money goes and if there's anything I can spend less on. So far your videos are the most informative, easy to understand, and very straightforward I can find on this platform. I am building my financial spreadsheet as I binge-watch your videos. Kudos!

[@normanocampo4466]

If you cannot save a small PORTION of your income from your present income, how SURE you can SAVE when your income becomes BIG? Saving is a DISCIPLINE and MINDSET, it is an acquired SKILLS.

[@maureenvienanicolemalapita3378]

Thank u for this vlog 🥰 Di ako nag skip ng Ads para sa’yo! More investment vlogs, pleaseeee

[@ajmejoradoful]

Yass gorll

[@aprilroseballicud9089]

Thank you for this video! I watched this on April of 2022 and started an MP2 Account. Now I got XX,XXX. savings on my account. Thank youuuu very much Miss Nicole. ♥️

[@murmur6113]

Very informative! Straight to the point! Hndi kagaya ng ibang nguupload dyan na basurang basura yung content

[@hannanhambali9324]

Bakit ngayon lang kita nakita! haha. You're great in explaining things.

[@kamillelanario7456]

Woah!! I'm a pag-ibig member but doesn't know this🤣 Thanks for this!! Will do an action later❤️❤️

[@paulainexynasagrado662]

Back after 4 years and just graduated from college and because of this video, I saved 100k in my MP2! Still can't believe a simple youtube video helped me get this far. It's a nice feeling to not be so worried about money to start my career (exams and trainings etc.) now that I'm officially unemployed and no allowance. Thank you so much for this! You changed my life

[@desavilleroenag.9775]

Wow🙌 hm monthly deposit mo?🥺

[@paulainexynasagrado662]

@@desavilleroenag.9775 not monthly po, I just deposit if I have extra sa allowance (and from cash gifts sa Christmas hehe) but 89k is from my own money for the last 4 years and and 11k is from the dividends from MP2. Around 1800 pesos monthly po if averaged. very doable :))

[@AngelicaLumbo]

Oh my gad, this is the channel i need. Have to binge watch ALL your vids tonight ASAP

[@jmd1887]

Wow new subscriber here I just saw you sa article, and immediately come up here and subscribed! I really send all your videos sa mga pamangkin ko para matuto sila from you. Kasi hirap na hirap ako to encourage them to learn to invest habang bata pa sila.

[@rodgenmendoza6438]

Hahaha Yown! NakakaPag- IbIg naman yung voice its loud and clear dahiil dyan MP2 member na ako. Thanks at napanood ko yung Videos mo and im enjoying to watch all yout vids..God Bless!❤

[@ginoorcullo2052]

Wow appreciate this video. For someone your age, you are very mature in handling your finances and more than that you inspire older people (like me!) to do the same. Keep it up and continue doing what you do, helps a lot.. thanks!

[@nicolepalmos6029]

recommended you to my friends!! lets go investment queen!!

[@NicoleAlbaYT]

NAISU 👌 Super helpful ang pag recommend ng videos 🤩 Thanks for your support 😁❤🍞

[@maika9659]

Ang saya naman na nadiscover ko itong channel mo ❤

[@aprilroseballicud9089]

Started my MP2 Account year 2022 because of you, now I have 6 digits savings ! Thank you ❤

[@rizzelalonahtrambulo4702]

Auto Subsribe sa matalino at madiskarteng bata na ito hahahahahaha thank you for this video! ❤️

[@julieannjunemadrigal5034]

"it's government back" -- philhealth left the group chat 😀😀😀😀

[@abegailroseebona1830]

I hope my friends and family will invest here also. I'll share this with them 😊 I opened mine last year. Btw, your video has a dislike button na hahahaha But I won't click that because I like your videos 💖💖

[@NicoleAlbaYT]

Okay lang dislikes haha I know naman I can't please everyone 🤷‍♀️ Thanks for watching even though you already have an account! Hoping you still learned something hehe 😁❤🍞

[@huhwhat8183]

Safe po ba mag invest, natatakot po Kasi ako baka mangyari Yung sa PhilHealth

[@byunbaekhyun3499]

New subscriber here. Can you make a content about the kind of investments for 20s? like what should we start to prioritize or have? such as life insurance, pag-ibig, philheath etc. Thank you, Nicole.

[@NicoleAlbaYT]

Oooh sige this would be interesting to cover 👀 I'm not in the position to recommend investments, but maybe I can share my thoughts. Thanks for the recommendation 😁❤🍞

[@seaweedg9507]

strongly agree ako sa ACTION na ineemphasize m. yun din talaga ang hinahanap ko sa mga ganto. salamat. 😉

[@beamalinao4144]

learning a lot! Been finding a person who can explain on this more kasi halos kwento from a friend lang naririnig ko about MP2.... will outline first the money I can lock away for 5 years haha and what I'll be left with since student ako and has limited sources of money coming in (ehem side hustle) then I'll proceed to applying for an account and hopefully investing!! I think this is great for those beginning to take interest in investing since your money will be more secured and you just have to wait for the returns - less overwhelming but more forced disciplined. Win-win pa rin

[@maam_izabelle]

I wish I already know this process when I was on my first year college huhu I don't have any allowance to invest right now due to I'm attending online class but this video inspires me. Thank you Nicole!

[@lenabethregahal6848]

Binge watching ur vids && I'm really inspired by u ❤ thank u gurl

[@NicoleAlbaYT]

Haha thanks for binging!! Appreciate your support. Glad you're learning stuff 😄❤🍞

[@raizaragay3055]

Gosh super thank you for this!! I'm always waiting for your uploads every week :> go gurl 💓

[@NicoleAlbaYT]

NIICEE THANKS FOR TUNING IN EVERY WEEK 😁❤️ More videos to come pa woohoo!! 😉🍞

[@nicatv3004]

Napakagaling at ganda mo sis mag vlog. First time ko u napanuod now. But eto me ngayon napawooow sau. Very straight mga videos mo walang keme keme. Keep it up .

[@luzacuisa921]

Newbie here, Ngayon ko lang to nalaman mabuti napanood ko to tungkol sa Pag ibig, Thanks sa info.

[@firepokemine1433]

Can I just say I love how excited you are when you do your videos. I am older than you, but I am learning a lot. Thanks

[@NicoleAlbaYT]

Thanks for watching! 😄❤🍞

[@kinoko6648]

I'm glad I saw your vid on my yt recommendations! I badly need this on my adulting 101, wanted to start a business but natatakot ako to take risks but I'll take it one step at a time. p.s gonna binge watch your vids! 💗

[@melvinadelantar7241]

Same hahahahahaha

[@roymarkromano8885]

I always watch your vids. Every morning and it's like a motivation to me 😁

[@NicoleAlbaYT]

Oh wow that's amazing! Haha morning dose of motivation pala 🤩❤🍞

[@porshaemman]

I am older , but you are more mature financially! 😄 it is good that I've found this, thank you, I've learned a lot! Keep posting more of this contents! 🍞

[@denniskuwait6819]

Thank you for your video appreciate it so much.Sana mapatakan ka ng ulan para lumago at bumaha pa ang mga katulad mo.

[@thejunochannel5022]

Hi. You know someone told me about this before like a year ago but I lost interest in pursuing it. Now as I watch your vlog I wish I pursued it at once. Thank you so much for this vlog I hope its not yet too late! 🤖

[@NicoleAlbaYT]

Never too late! 🙌

[@kennethfallorina7483]

You should create a tiktok acount to reach more people especially the young ones. Ya know, start them young HAHAHA

[@freddievencortan4237]

Hi Nicole, you remind me of "The Humble Trader" on youtube. Your humor is much better tho 🙊 keep on!

[@NicoleAlbaYT]

Whoa! Haha thanks Freddie 😄

[@AQUARIUS-1991]

Clinick ko kasi ang GANDA mo Nicole Nicole: talking, explaining the MP2 ME: ☺️ Another ME: 😍

[@norasampiano6401]

I'm so glad I discovered you, hija ! You-tuber Invested lifestyle recommended you !!

[@jergensomo195]

Thank you for this Nicole, I'm planning to open an MP2 account. I just started my mutual fund investment because I got inspired watching your videos. Looking forward for more videos.. 👍

[@NicoleAlbaYT]

Nice mutual funds!! Awesome to hear that you're taking action 💪💯

[@greenranger3441]

@@NicoleAlbaYT I want to marry u

[@nylejoratat3505]

San ka naginvest mutual fund po?

[@thumbellinanica5377]

Same question, where/when, who, what and how to start mutual funds

[@raymondramos7180]

What are the requirements for students? And pls make a video on how to apply pag ibig for students, step by step. I always watch your videos with my 2 yt acc. Thank you.

[@asleasanggacala3741]

Up!

[@reignhewlettepadolina8131]

Up

[@gabbi7977]

The only requirement is that you are 18 years old at the time of application and that you can pay the monthly contribution of P100. She mentioned it in the video at 10:34 :) You just indicate unemployed in the occupational status section.

[@asleasanggacala3741]

@@gabbi7977 thank you❤️

[@evelynretotal]

@@gabbi7977 Sure po ba na 100 yung minimum monthly contribution?kasi nagsearch ako 200 daw po😅 just wanna make sure hehe

[@Agrinihan]

Buti pa yung MP2 may Pag-IBIG.

[@jayjadraqueocleaza8142]

Geh phar

[@AA-et1qo]

🤣🤣

[@urekmazino1931]

The other way around tho

[@NA-ox5ob]

tulog ka na

[@rin_n269]

😆😆

[@iamreginaclamohoy]

Big help! Thank you so much. I recently searching up for good investment/savings and then i found this! Thanks!

[@blackpinkinyourarea78]

I'm 18 and I'm starting to save by the guide of her videos 😍

[@ronnelabitona7945]

Every time I feel driven towards my finance you let me think about you and the contents you've made for us, thnk you and more power. Stay healthy stay pretty.keep Makin substantial contents.🔥💗🧡

[@fatzzziii]

How will i know if my enrollment is successful? I stopped at the enrollment form. I searched what to do next and all i can search is that i have to fill it out and submit to the nearest office. Thank you for answering ☺️

[@NicoleAlbaYT]

Is this for MP2? What I did after opening my account online was to deposit to my MP2 account number through GCash! I didn't go to any pag-ibig office for the whole signup process 😁 Hope this helps!

[@johnpatrick7952]

@@NicoleAlbaYT How to do it using Gcash can you share? 😁

[@moniqmb9617]

Thanks@@NicoleAlbaYT The Filipiknow article says you need to submit the physical form to the Pag-ibig branch... how is that?

[@shemmygimenez6687]

I really want to invest this week but I'm 17 waiting to be 18 here 😂

[@poohtee19]

This kid has a bright future. God bless! Keep it up!

[@allanlao8523]

eto naaaa eto naaaa. opening na ng MP2 account ngayon online. Nagsesearch ako ng online talpakan tapos nirecommend ka ni youtube hahahahaha thanks!

[@joyannamada9207]

Rooting for you! This is indeed a financially literate generation. 💘

[@imjichuimokay5451]

Thank you po for this helpful information I'm new to your channel po, I plan to start investing next year pag 18 nako😊

[@angeloscofield1384]

Yes to Filipinos who knows the value of investing and sharing the word. SUBBED!😘

[@irishrumbaoa7367]

New subscriber here. OMG i can't believe that at this age of mine (18 years old) are already have the ability to invest my money at pag Ibig. Thank you because that is so much informative. Thanks a lot, Godbless 😘❤️

[@rix143]

Powerful and very easy step to follow and understand dooooooo.. thanks madam for sharing.i must be a member on this too ooohhh and go for MP2 investment tooooo ooooh.

[@yandesu]

me wanting to open an MP2 account parents : YES wallet : YES my age : NO

[@melia3240]

14yrs old with 8k na inipunan

[@fabs7957]

same problem hahaha

[@mayangyangg2287]

Ako na 18yrs old at walang ipon: 👁️💧👄👁️

[@eabautista3200]

Sameeeee😭

[@chadricrodriguez9639]

@@melia3240 Good problem.. you start a small business with that investment kahit ganyan pa edad niyo.. then invest for a passive income pag legal age na kayo..

[@emmanuelpapa9772]

Hi Nicole, if you're into books, maybe you can also feature a book review or recomm books which help you in your self development journey, as well as your money philosophy.

[@NicoleAlbaYT]

Definitely! I learned a lot from reading a number of books and it would be interesting to make a video about them. Thanks for the suggestion 😄📚🍞

[@trashbins7798]

@@NicoleAlbaYT Rich Dad, Poor Dad! Yeah!

[@rojoommakim4767]

Thank you! I didn't know that you can register as early as 18! I could've put some of my savings there before na. Just wondering, did you get like a physical ID or just the id number? Also, do you need SSS before applying?

[@jhulianemagallanes328]

Never too late to start. Thanks for this! :)

[@mrsrealgreys]

I just recently discovered mp2 and I'm looking for videos to educate me. Your video so informative and clearly explained. Enjoy din panoorin and hindi boring. Thank you for sharing what you know. :) New subscriber here!!

[@disreemo]

I think there is also an investment platform like this through SSS . If there is can you create a vlog for this kind. thanks

[@hpsuarez3178]

Hello, I have a question about the PAG-IBIG monthly contribution. does that mean that we still need to pay the regular 100php monthly contribution along with the 500php MP2 investment? Upon receiving our MP2 dividends, will PAG-IBIG notify us if the pay-out is already on our savings/checking account enrolled in any of Pag-IBIG Fund accredited banks or if the check for payout (for those who don't have Philippine bank account) is already for release? I hope you can clarify these things. I enjoy your content so much! Thank you

[@marianepearl5045]

Im 23 and ngayon ko lang natututunan itong mga ito. 😅😭

[@ivygidolagura8087]

hahhaa relate :(

[@pucksheet4456]

I'm 24 dkorinalamto puro work lang ako then ipon kaya sakto video na to para namn may passive income ako

[@indaytalong8364]

ako kaka 38 lang 4 days ago 😂

[@mnrpg7641]

im 27 and just knew this 😂😂

[@disreemo]

37 and I wasted my money on time deposits

[@mdgrubio]

This video was a year ago and I didn’t regret watching this. Thanks and Subs!!!

[@jenicahtraigo1115]

This is totally on point and I learned I lot because what I only knew about PAG-IBIG is housing loan. I didn't know that a student like me can be a PAG-IBIG member. And YT knew what I really need to know by suggesting your videos to me. So, thank you for sharing this and ready to invest and save more for my future. Good job.

[@muning7264]

15 y/o here! intay pako ng 3 years hahahahaha more time to ipon hahahaha

[@Daniel-hs5eo]

Same im but Im 17 tho hahahah months nalang

[@muning7264]

@@Daniel-hs5eo good luck lods! hahahaha months nalanggg

[@haveyouseennikka6740]

I woke up one day watching business and investment videos is this the new sign of adulthood and maturity? Haha

[@Lyf_exzybits]

Ang kuleet ng edit, 😍napasubscribe ako bigla...thanks for the info! 💪

[@jamillabonganay3236]

At my age of 30 yrs old here i am watching a woman in her 20's haha bakit ngayon lang ako nagkainterest sa mga ganitong bagay kung kelan nasa 30's nako. Kaya guys hanggat bata maginvest you will never know what the future is. Ganito dapat pinapanood ng mga kabataan ngayon. More power to you.