EMI என்றால் என்ன? EMI கணக்கிடுவது எப்படி? How to calculate EMI?

[@MrSnakediamond]

ரொம்ப தெளிவா வகுப்பரையில படித்ததுபோல் இருந்தது சகோதரா நன்றி! வாழ்த்துக்கள்!!

[@gopalshanmugam610]

Very good things in this video: 1. In Tamil. Useful to our people. 2. The pie diagram at the right side gives the demo nicely. 3. Link to download work sheet 4. Locking the formulae to avoid mistakes by viewers. Well thought out video. Congratulations. Keep your financial education to common people.👏👏

[@divakarsubramaniam5609]

மிகவும் எளிமையான விளக்கவுரையில் இருந்தது நன்றி 👏👏👏

[@baburajendran6951]

மிக தெளிவான விளக்கம் அளித்துள்ளீர்கள் நன்றி வணக்கம்

[@K7Padmanaban]

அருமையான பதிவு, தெளிவான விளக்கம் நன்றி சகோ 🙏

[@velmurugan8312]

மிக அருமையாக ,தெளிவாக சொன்னீங்க அண்ணா சூப்பர்.நன்றி அண்ணா

[@murugesanjegannathan5254]

ரொம்பவும் தெளிவான பதிவு. நன்றி.கிரெடிட் கார்டு பற்றி அறிய ஒரு வீடியோ தேவை.

[@thinkingtamizha007]

Credit Card video - kzbin.info/www/bejne/hmWkaJhuh7SEbac

[@cheetah2108]

Bro semaiya solli kuduthinga tq bro

[@paulpandir]

ரொம்ப தெளிவான வீடியோ இஎம்ஐ கால்குலேட்டர் எப்படி போடுவது என்று கொஞ்சம் சொல்லிக் கொடுத்தீங்கன்னா அதுவும் எங்களுக்கு பயனுள்ளதாக இருக்கும்

[@sunwaaygandhi9668]

ஃபோன் கால்குலேட்டர் ல லோன் என்ற ஆப்சன் இருக்கும் பாருங்க.அதில் போட்டு பாருங்க சார்.Mi,poco mobile la varum

[@mohankalaiselvan256]

🎉 13:02 சூப்பர்.ஆனால்இஎம்ஐஉதாரணம்மாததவனைவட்டிஉதாரணம்கொடுக்கவம்

[@mohankalaiselvan256]

Thank you

[@HD_FF_007]

SUPERB SIR. THANKS FOR THE CLEAR EXPLANATIONS

[@muzammilhussain5143]

Sir Inda formula Android calculator la podunge

[@dganapathi7968]

Bro super 🎉. 👌. Thanks for the valuable information.

[@annamalaial6448]

Super explanation..Thank you very much..

[@Francis-cj5kv]

Thank you sir. Nice video and nice excel sheet

[@sribalaji85]

PPF ku sonnapla idhu maasam ethanaam thedhikkul seluthinaal namakku aadhaayam sollunga boss. Andha ppf video semma 👌

[@sribalaji85]

Eno innum thagaval varla... Please

[@selwyngnanaraj7804]

PPF if paid before 5th of every month, it is taken for interest calculation for that month

[@kamalakkanananvenkatesan4419]

Fruitful information sir❤

[@palanichamyrajamanickam6052]

Very very useful information.Thanks

[@srinidhisrinidhi2000]

Formula pottu phone calculator la podunga Note la eluthi sollunga brother, yellaarum yen excel sheet la ye soldringa ? Onnum puriyala

[@srikantha4578]

Ya

[@nirmalraj8985]

Very useful information sir. Thank you so much. 🙏🙏🙏🙏🙏👍👍👍👍👍💐💐💐💐💐

[@RajeshKumar-vb5fv]

Thanks bro....

[@909kishore]

Sir, Your video was very easy to understand. Thanks for that., But anyhow we need to know the concept of how to calculate EMI, total interest paid, the total amount paid, etc. Now you have provided your excel sheet for easy calculation. But to improve our EMI concept still more practically, please share the formula used in excel for calculating the values. It will be more helpful if you add this as one short video.

[@thinkingtamizha007]

It is already there in video bro. watch carefully. I have explained the formula

[@srajasraja2055]

Super video thinks you soooooooo much like s.raja Chennai tn India 👌👌👌🙏🙏🙏👍👍👍

[@sagayarajs1937]

Very good information, thank you.

[@Rajkumar-lc2lr]

Really informative video... 👏 👌 👍

[@vigneshvicky4088]

Bro koottravu bank loans pathi details podunga

[@amluamlu3169]

Very nice speech

[@KathiresanKathiresan-dv4cj]

நன்றி ஐயா

[@karkuzhali9046]

அருமை

[@mageshkumar7255]

Nalla thagaval anna

[@dhilip7764]

Thank you thalaivaa👍

[@chatmasala6980]

Superb video. Good explanation

[@hellofriends733]

Super 👌clear explanation.

[@LalithaParameshwari2020]

Thanku so much for the excel.

[@ganeshv8284]

Superb

[@shalinishalini772]

Superb explanation abt emi

[@sakthivelthiru6765]

Really Very nice

[@hihihi3723]

Really helpful video..thank you..

[@sundarraju8383]

Very nice teaching

[@muthukumar8180]

Very useful sir

[@muthu9108]

Good information tnq....

[@sudalaimuthum6660]

Thanks for your info.

[@vediappans5162]

Thank you sir ☺️

[@akelectricalhardware1246]

Mobile normal calculator poda mutiuma

[@chandrakalakaruthan6429]

Thank you sago

[@kamaleshand6459]

Very informative brother 🙂👍

[@sampathkumarradhamani2426]

Nice sir very useful

[@prabhakaranshanmugam5295]

If possible, Please post videos regarding Loans etc. Do's and Don'ts which will educate many and play a big role in personal finance and restructuring their current loans etc. Just like you provide knowledge of taxation..

[@thinkingtamizha007]

Already posted about personal loans, emi calculation and credit cards

[@balugkkl6216]

Thanks

[@manisweety2485]

Very useful friends but normal calculator la solli kudunga

[@praburathinam7731]

nice video with good explanation.

[@AnandRaj-nr5hh]

Usefull thank you

[@ganesanramasamy7093]

Thanks Sir.

[@jeyakrishnan.n9276]

thank you for your explained.

[@Fuelsports]

Hello Sir, Which bank is best for car loan for 15lakhs loan..?

[@psvibeesh8878]

Nice explanation

[@cschanel8236]

Thanks 😊

[@velasvd9935]

Usefull

[@prabhumaruthappan936]

முதல் 3:40 நிமிடம் 😢😢😢 வேஸ்ட், 10, 20 வினாடிகளில் கண்டென்ட் க்கு வாங்க ப்ரோ..

[@karthigeyansundaram5049]

Excellent

[@gokulkrishnan9156]

sir please do video on how to finish EMI so quick to save money

[@swaduocutetwins1827]

pl consider the trend of inflation,longer tenure may be profitable,I think.

[@manickamvishnu7018]

Thankyou sir

[@saravananmahesh2426]

நன்றி

[@sureshr2968]

There is tax levied on EMI by the government. This is ignored in the discussion. This tax component is not negligible. It is significantly high. This burden will be more if you go for short period EMI, especially very high for no cost EMI.

[@udayasuriyans7294]

Thank you

[@NsoundarMCA]

Thanks bro.

[@silambuanitta4724]

Principal Paid and interest paid calculate pannuvathu yepadi

[@ArifKhan-sm6hx]

Sir, ஒவ்வொரு மாதமும், எவ்வளவு அசல், எவ்வளவு வட்டி என்பது எப்படி கழிக்கிறார்கள்? எத்தனை சதவீதம் அசல், எத்தனை சதவீதம் வட்டி, ஒவ்வொரு மாதமும் எந்த அடிப்படை யில் பிரிக்க படுகிறது என்பதை கூறுங்கள்.

[@vimalrajvasu3706]

Atha sollavae illa...

[@hameedsahran]

Sir my credit card loan interest pathi konjam telivillamal iruku Ada konjam solla mudiyuma

[@thinkingtamizha007]

Credit cards - Things to know kzbin.info/www/bejne/hmWkaJhuh7SEbac

[@rams5474]

Today we have Excel program. Once you master this everything is under your control. Set up formula and drag down as per months, all set up. It is easy to know where your loan EMI stands. Many years back, I happen to visit a Hire purchase Auto loan agency who put flat rate % low interest. Naturally it looks sweet but no fool will agree it is under low interest. When I asked him what is the real interest he it depends but just multiply it by 1.80 to 1.95 you get the real RBM reducing balance method which is the real interest in their books. In Excel you easily float the rate of interest to check it, a small correction will get +/- in the final EMI. Those time we issue post dated cheques. If you go to windup in the middle of term by repaying in one lumpsum then immediately their flat rate will become float rate and demand more principal.

[@haribaskaran3046]

I taught who will teach how to calculate EMI by manually. But you have done all process in computerised , it can even done EMI calculater app and websites.

[@thinkingtamizha007]

The main idea is to show a break up of interest and principal in EMI. How it varies based on loan period. NO point in calculating manually right. And the online calculators doesnt show the breakup with in the EMI amount and its accrual

[@Cellular_Repairs]

Good Explanation Bro.. Thank you 😍

[@KOBINASRI]

Good

[@tamilking03]

This method for all loan or few category

[@FINANCIALAdvisorTGopiMCA]

GOOD

[@rajugowda4294]

bro ippa namma emi ya ,10,month la close pannita intrst kuraiya vaipu irukungila

[@iarnhere]

Bankers are too wise than us. They wont allow us to go by less tenure. Even if they accept, the loan amount is reduced drastically. You need money, you have to pay them the price. No other safer way out 😢

[@nizarahamedkhankhaderkhan8869]

EXCEL SHEET IL MORTGAUGE TEMPLATE ULLATHU ATHI PAYANPADUTHI KOLLALAAM

[@karthikmuthusamy1605]

நன்றி நண்பரே 👌 ஆனால் நான் ஒரு பத்தாயிரம் ரூபாய் லோன் எடுக்கிறேன் என்றால் அதில் நான் ஐந்து வருடம் கழித்து ஒரு ரெண்டு லட்சம் செழித்து விட்டால், என்றால் இஎம்ஐ கால்குலேஷன் கூறுங்கள்

[@spalanisamy34]

👍

[@rafi5732]

Bro I have loan no in icici how to check the status of it...loan was in my brother's account rbl bank 🏦 how to check the emi status and clear View of How much loan amount and Due date and Pending amount!! Please reply

[@sathisha9859]

Sir excel sheet edit option illa sir, please able to edit option

[@thinkingtamizha007]

You need to download in your pc and use it., edit option is browser is not available.

[@Abdullah-hf9sb]

10.5 did not show . it turned into 11. why?

[@pk-lh7jr]

👏👏👏👏👏

[@sandilyang7473]

What is the no cast EMI SIR pls explain

[@velp2705]

Caculatina sollunga

[@pearl6756]

❤

[@srbraj2991]

Hi shall I preclose 10 yr old HL loan taken 19L loan

[@venkatrman]

Bro. Very nice video. Suppose if I am getting a substantial amount and wish to reduce the loan amount after a period of some EMI payment,what are the best points I have to discuss with the financier.

[@thinkingtamizha007]

Negotiate for part closure and reducing the emi.. they may put charges for part closure.. ask how much and negotiate to reduce it..

[@swaduocutetwins1827]

sir,if we consider increasing inflation (rate of increase),the long tenure of EMI will be a profitable ie.comparing the rate of increase in the inflation with the rate of interest of the loan. if the increase in rate of inflation is higher than the rate of interest for the loan ,then comparatively profitable. and Vice versa.

[@srbraj2991]

Hi , what is the difference between compound interest vs simple interest,, for 10L loan 7 yrs ,, how about HL 19 L for 20 yrs

[@divyar5279]

நன்றி அண்ணா...

[@AntonysruseAntonysruse]

1:47

[@whitedevil78515]

EMI shoping panna Eligible age evlo bro

[@srikanthmadhu7078]

Yannaku sollungaa bro 860000 loan amount

[@thanarajanj4694]

Do the best for less emi and identify the hidden charges

[@AntonysruseAntonysruse]

Sir,I want contact w 1:17 1:25 ith you,

[@KOBINASRI]

Super

[@kumarttr4828]

I borrow 220000 monthly emi 5200/month for5years is it right.interest 12percent.

[@aravindhandhina6417]

Loan amount -400000 Time period 5years interest rate 10%but my emi - 10376. Na ippo pay pannitu iruka sir. But neega sonna mathiri emi calculate panna 8900 tha varuthu. Ethuku ivalo difference nu solla mudiyuma sir. Pls

[@rajeshsabapathy1880]

🔥🔥🔥🔥🔥 my comments 100😘