How Chit Fund Works ? | How to Calculate Interest on Chit Amount | Chit Fund Explained in Tamil

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How Chit Fund Works ? | How to Calculate Interest on Chit Amount | Chit Fund Explained in Tamil
Chit funds are a type of financial arrangement where a group of individuals come together and contribute a fixed amount of money at regular intervals. The total contribution forms a common pool or "chit," and the participants take turns receiving the entire pool amount through an auction or lottery system. Chit funds are often used for savings, investment, or to meet specific financial goals.
#ChitFunds #Savings #Investment #FinancialPlanning #GroupSavings
#ChitFundScheme #MoneyManagement #FinancialGoals #FinancialSecurity #ChitFundAuction
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

[@ffreedomapptamil]

Download ffreedom app:- ffdm.app/awQi

[@kalaivani.s_10my89]

Hello rani, I want to know something about Is there GST deduction for chit deposits?

[@soulofsri]

Ada ponga already seetta edutthu velila intrest ku kuduppen 3 years a ithatthana senjikitrukken😉👍 neenga etho new idea kuduppinganu nenacchen pa but ithappatthina purithal illathavangalukku rombave useful a irukkum all the best for your upcoming videos YUVA❤😉👍

[@ramkumarmookiah4027]

எங்கள் இராஜபாளையம் பகுதியில் வேறு விதமாக சீட்டு நடத்தப் படுகிறது.சீட்டு ஏலம் எடுப்பவருக்கு ஏலத்தொகை( எ.கா 15000)கழித்து 85000 கிடைக்கும்.அவர் கடைசிவரை 5000 கட்ட வேண்டும்.கழிவுத்தொகை 15000ல் சீட்டு நடத்துபவரின் கமிசன் 5000 போக மீதத்தொகை 10000. சீட்டு எடுக்காதவர்களுக்கு பகிர்ந்து அளிக்கப்படும்.

[@prakash5343]

Yeah this is only crt

[@priyasrinivasan1201]

In vellore and ranipet dist also following the same

[@vp4673]

Nice work ❤... can you do a video on share trading for beginners... how to start from zero on share market

[@kishoreashok3783]

Very clear explanation

[@Kadhalraja_]

5th சீட் எடுத்த பிறகு 99.000/- ரூபாயை 2% வட்டிக்கு விட்டால் மீதி சீட்டு முடியக்கூடிய 15 மாதத்திற்கு பெருக்க வேண்டும்.(20 மாதத்திற்கு பெருக்க கூடாது) 15×1980=29700/- வர வேண்டும்

[@pvzvscoc700]

Remembering me that "Vadivelu chicken one rupee comdey " Na Ramesh kita 1lak chit edutuu , unukuu interest ₹2 % ku kuduthu nee whole amount return pay panra varraii interest amount pay panitu tha iruukanam if 10 month or 20 mon or 5 yrs. If you cheat me , I loss 😢, if you pay interest for 5yrs ❤❤❤

[@knsk268]

Nowadays it's dangerous to lend money for interest. Many were unable to repay. You lose hard earned money. Save only at banks or use for your own business

[@babithas4124]

Correct

[@marirajg1328]

​@@knsk268😊😊😊¡😊

[@manochithra1991]

Exactly

[@maninmms469]

கணக்கு தப்புமா. 5வது நபரின் வட்டிப்பணம் கணக்கிடும் போது ஐந்தாவது மாதம் தான் மொத்தத் தொகை கிடைக்கும். எனவே ஆறாவது மாதம் தான் வட்டி கிடைக்கும். எனவே வட்டிப்பணம் 15 மாதம் தான் கிடைக்கும்

[@TarunChandran]

Thank you so much for this video❤

[@SathyarajN1205]

Good yuvarani

[@vengateshp3615]

Super explanation

[@SanaFirthous]

Mam. Doubt, 'Normal seetu' 4 person yelam edukkuraanga, minimum ma oruthar 70,000 thousand vaanguraanga, Balance amount 25000 thousand enna pannuvaanga?

[@naveenkumar-bs1el]

சிட் first month kadan வெளிய vangarukku சிட் amount la இருந்து 30% தள்ளி yeadukurathu லாபம் நு நான் nenaikura correct ah இருந்த சொல்லுங்க

[@sathyamoorthy3608]

After youvarani.. Views and subscription going up and up... 🎉 ..

[@mindblowingnaturemusic1686]

இந்த video நன்றி ❤

[@MrRameshpuru]

Best Explanation RoI @ 30% to 40%> too High.

[@SP-on2dw]

சில கரெக்ஷன் இருக்கு, நீங்க ஹோம் ஒர்க் இன்னும் நிறைய பண்ணனும்...😮😢😮

[@rajakingrajaking3270]

Very nice Tq akka

[@dharmalingam7050]

Normal la 95000 la 70000 poka medi 25000 enga pokum ,normal oda benefits a teliva sollunga madam

[@naveenkumar-bs1el]

Intha chit pathi ungalala seriyana vilakam thara mudiyumunu neneicha intha video pannunenga,,,,field work pannitu video pannunga ,,,,ungala kasta paduthanunu sollala itha paathu yarum thappa pannira kudathunu sollura,,,,please response

[@miriamrosalin9119]

Super mam, nice explanation

[@chandrasekaranpg4797]

Excellent

[@csubbuc]

Super ka... Aaana 5th person kananku konjam thappu ka

[@tcimeditz]

Semmaya sonnamma athulayum thalaya aatti aatti pesumbothu romba nalla irukku

[@kishorenm5082]

How does interest apply for 1 lakh mam? I'm taking only 95k out of which 5k is my own amount. Then interest should be applicable only for 90k right?

[@karthick6771]

Super sister வாழ்த்துக்கள் (teacher)👍🙏

[@senbagavallin5678]

Credit card எப்படி பயன்படுத்துவது, எப்படி interest calculate பண்றாங்க பாங்க்ல, could pls explain reg this

[@skumaran7830]

Good evening madam: Personal loan penalty இல்லாம எத்தனை மாசத்துக்கு அப்புறம் கட்டினால் penalty வராது

[@gvsmanianganapathy6177]

சீட்டு பணம் சொல்வதில் நிறைய தப்பு இருக்கிறது. நீங்கள் சொல்வது போல் யாரும் நடத்துவதில்லை. தப்பு தப்பாக சொல்ல வேண்டாம். யாரும் சுட்டு எடுத்த பிறகு +1000 கொடுக்கனும் என்று சொல்வது அபத்தம்

[@anandchinnathambi6069]

Ultimately the organizer makes the profit with no investment.

[@karunakarang5545]

He investing time & Keeping peopt moneny as Safely

[@shajinwesly2644]

Already 5 months completed balance ( 15 months* 1980 =29700 )

[@kumar--556]

yes 👍

[@VinothKumar-nr3dd]

Same doubt

[@karthickmurali8276]

Mam oru doubt ipo 10 members la 8 mem mattum chit edukuranga last 2 engaluku vendam solranga apo yaruku full amount pokum amount+ interest ??? Plez reply panuga mam...

[@v4veriyan843]

Thanks raani good msg for me

[@prasanna222591]

Organizer gets the big benefit (profit ) without investing any single penny other than nominal risk involved. If you need money instead of taking chit start a new chit ....

[@manojvinse4706]

Meanwhile Organizer has the high risk if someone from the chit had lost by taking the bid money.😂

[@muthukayu1667]

Super tq

[@WalkwithMaghi]

Hi sis gold chit amount pathi video poduga

[@senthilkumararumugam126]

Sister some giving the dividend for the chit amount

[@vinothnakshathra]

Useful video Tnq yuvarani Keep rocking

[@anantravuri8954]

Pls have video crisp and shot.....

[@tamilmaniramachandran9417]

சீட்டு பற்றி முழுமையாக தெரிந்து கொன்டு வீடியோ போடுங்கள்

[@NaveenRaj-xy7hj]

Cr 😮

[@agunasekaran9253]

Very useful to me

[@johnbaptistfranklin5275]

Try your best

[@shanjuenterprises9697]

Please Share Video for Term Loan vs CC Loan Merits and Demerits

[@Sadesoflife]

but chit ipadi nadakathu ena oorula if a person takes 80,000 , then 80,000/20= 4000 this the about rest has to pay.thi how it will work .

[@antonirajinnaci5684]

Today we are not able to believe some private and govt banks . How we can gove for 2percent interest to make benefit.To collect total amount we have to spend some amount for other force

[@தமிழ்-த1ந]

சிஸ்டர் அவங்க ஃபர்ஸ்ட் மாசம் 75,000எடுத்த பணம் அவ்வளவுதான் ஏஜென்ட் கமிஷன் 5000 சேர்த்து 80000 ஆச்சு மீதமுள்ள 20000 என்னாச்சு சொல்லலயே

[@BhuvanaBhuvana-vf5dz]

வீட்டில் இருந்து சீட்டு நடத்தலாமா நடத்தினால் லைசென்ஸ் வேண்டுமா எப்படி லைசென்ஸ் எடுப்பது please தெளிவான விளக்கம் கொடுக்கவும்

[@srinivasanmuthukrishnan6107]

அன்பு சகோதரி வணக்கம் உங்களுடைய வீடியோ மிகவும் பயனுள்ளதாக இருந்தது ஆனால் நீங்கள் பிராஃபிட் கணக்கீடு செய்யும் பொழுது ஐந்தாவது மாதத்தில் சீட்டு எடுத்தவருக்கு 20 மாதம் வட்டி கணக்கிட்டு லாபம் கணக்கிடுகிறீர்கள் அது சரியா தயவுசெய்து தெளிவுபடுத்தவும்

[@nagangks7486]

Very informative, Thank you

[@selvamgangadaran1937]

Pay monthly 5 k get pension 5 k pm till your lifetime

[@krishplaylist7867]

Nice ya

[@neetha.jneetha5163]

Plz can u do a video on 20000 chit 20 members monthly 1000₹

[@SATHISHKUMAR-we5bo]

❤ சூப்பர்

[@SEARCH_MEDIA]

Recharge business start pandra mathiri nalla commission Vara mathiri app erunthal solluinga.

[@sudharsanbala4635]

Finance pathi poduga yuvarani

[@SELVA-p3v]

Madam 1 roopa vattina 1month seetu edukravaru rs95000 vangararu. 2nd month avaru rs 5950 thane kattanum for what he took rs 95000.why he need to pay rs 6000. Just doubt not finding mistake… 1st month interest rs950 or rs 1000

[@techfingertips6387]

Good work

[@mr.vijayammasi9591]

Wow sema explain starting to end sema🤝🤝🤝❤

[@sigmasingam]

What if no one is willing to redeem it in first few months itself? How organizer manages it

[@mgmpushpam1]

this is unrigstered chit (registred chit not like that similar diff ) but not secure

[@chockalingamn218]

Please note: 5th month chit money he receives middle of 6th month. Remaining 15 months, for profit calculation 14 months only, not 20-month. If my calculation is wrong, please ignore it.

[@RajKumar-jq6mx]

Incharge earning 5000 each month hence he is finally will have( 20*5000= 1 lakh). Thug is without investment broker earning 1 lakh

[@MahaJagan-r1q]

Super madam 😊

[@balajanani1318]

Calculation missing sister, Ist chit only given 70,000, How is possible?

[@vasubabu7852]

5th சீட் எடுத்த பிறகு 99.000/- ரூபாயை 2% வட்டிக்கு விட்டால் மீதி சீட்டு முடியக்கூடிய 15 மாதத்திற்கு பெருக்க வேண்டும்.

[@yaswanthkumar6358]

Akka, last your counted 5th chit 1980×15 want count your counted 20 months

[@venugopalb1434]

Your calculation at x (15:42), is wrang, why bucause of he is fifth person and 5 months already completed so you have to multiply 1980 x15 (remaining chit tenue).. but you have multiplied by 20 and this will applicable if he is First person..

[@durairaj5451]

Super madam

[@ponparthi]

Sister I was confused on the returns on chit. I am planning to join a 1 lac per month chit 50 months tenure. They are projecting a tentative total payment that we will incur for 50 months to be 4180000. The last month bidding person will get 4700000.They say 1st 15 months the chit will go in 30 percent ceiling bidding which gives 24000 dividend after that auction starts and goes till end and the total 4180000 is based on their past experience of bidding.If I am lucky enough to get in 1st 15 months am I profitable where I take away 3438000 after expense and company commission assuming I invest this money that gives me 12% interest. I have a chart explaining the payment schedule, please explain as i have to join the chit immediately.

[@raguraman1868]

The profit calculation method for 5 th month is wrong. They will get 1980x 15 months only as they take chit only on 5 th month. The actual profit will be 29700- 15000= 14700 only

[@ayannarselvaraj9375]

They won't give you in 1-15 month for sure. They would blankly say you are new to our chit company. There won't be any lucky draw. It's purely as per chit company decision to give you money. They will release your fund only after 40-50th months only. I paid 30months chit. I got only @30th month. They kept on telling you are not subscribed. Just scamming people's.

[@swarasyam]

அக்கா சிட்பண்ட் நடத்தர வேலை இருந்தா சொல்லுங்க கா 😢😢

[@muruganmuthusamy8644]

Fine

[@saravanakumar2910]

Super sister

[@footballlover242]

Hi akka

[@infomurali]

Yuvarani ur calculation is wrong, but explanation is wonder

[@neverevergiveup7644]

Thallu poi kattum chit pathi sollunga sister

[@AbubackarSiddique-w3y]

Super information thanks medam

[@YES_BROKER_.]

20 மாதங்கள் சீட்டு 40 % அல்லது 50% seeling இருத்தல் வேண்டும் அப்படி இருந்தால் கடைசியில் எடுப்பது லாபம்

[@kannanayyappan5191]

எவ்வளவு கட்டுகிறோம். திருப்பி நமக்கு கிடைக்கும் பணம் எவ்வளவு. லாபம் என்ன. நஷ்டமா. Calculation is not correct Entrance fee Document charges Gst

[@Jegathishkumar]

Akka sema speech

[@mkrishnamoorthi9715]

Please tell action chit fund calculation madm

[@asokkumarc4267]

The calculation as profit in the form of ineterst for person taken at 5th month is wrong. It is 1980 x 14 and not 1980 x 20

[@nagarajanseshadri6118]

@ffreedomapptamil

[@ramsetm1501]

Super Rani super

[@neetha.jneetha5163]

In 20000 they wer telling shuffling chits plz can u explain

[@vishnu65651]

Had u put chit ms yuvarani madam

[@ayyappansri]

If nobody does auction for one month, what happens please

[@babithas4124]

Neenga vera appadi aga vaipe illa

[@nasarullahabdulrahman1416]

Normal chit fund full la explain painnuga ....

[@gsraman8909]

This is legal or not??? Pls explain it. 🙏🙏🙏🙏

[@mithiran7774]

Every month organizee take 5000 ???? 5000×20= 100000( Ithu pola enga ooru side nadakkathu

[@madasamymadasamy1067]

5th month edutha 15*1980=29700 Than

[@devarajnarayanannarayanan2230]

Good keep continuing 👏🏼

[@k.rathik.rathikumar2898]

Amma na 15 varusama chitu nadathira epa d parthalum kanaku sari varala

[@Ramkumar-np5vx]

2% interest is not possible for economic based person so why r u not deeply explain about SIP all variants in monthly based in full details if u interested it's right way for tax saving and middle class people who will safe their money from excessive losses like 2% interest which is not possible for all if anyone claim that I saw ur msg but I'm lossed what u will do for them please so ur guide lines is correct but in social media u will never try to promote this type. Thanks for ur view but approaching of second learning is not correct in view.

[@rajasekark2274]

1month 20*5000=1,00,000, 2month 20*5000+1000= 1,01,000, 5month 20*5000+5000= 1,05,000( labam chit)

[@palaniroja8848]

Sis,2person last 20th month than amount venumnu sonna that the time what do to

[@saravananr9370]

சீட்டு பணத்தை தள்ளி எடுத்து வட்டிக்கு விடுங்க.. பணத்தை எடுத்திட்டு அவன் ஓடிட்டா பொருளாதார போர்வாள், எங்கள் யூடியூப் யுவராணி திருப்பி தருவார் என்பதை கமிட்டியின் சார்பாக தெரிவித்து கொள்கிறேன்..😅😅

[@saravanaboopathi]

😊

[@nethravathy]

😅😅

[@Crypto_cat_97]

If calculate 1% per month as interest then 12% per annum for 1person . 🤔

[@santhoshkumar-fb7qg]

5:43 70ஆயிரம் போக மீதம் இருக்கும் பணம் என்ன ஆகும் இந்த concept சிறு வயதில் இருந்தே புரியல but இப்போ கொஞ்சம் தெளிவு வந்துள்ளது

[@marank.s2698]

Athu tham kasar

[@marank.s2698]

Balance 25000/20 - 1250 Next month chit amount - 5000-1250 = 3750 pay pannanum

[@mathesh100]

Even she don't know thats why she skip that normal ppl method

[@ramarajanvip]

Nice

[@mohanraj9217]

which chit company is working like this ?

[@SathyarajN1205]

Hello mam rbli related videos upload pannunga

[@siddickbasha9673]

Ithula organiser ku evlo profit nu explain pannunga

[@anbuvasanth7457]

❤nice bab