Empat Tips Kelola Gaji 5 Jutaan (UMP DKI 2024!)

Рет қаралды 29,808

Күн бұрын

Download @depositobpr.id by Komunal di App Store & Play Store, dan gunakan kode referral SAMUELRAY untuk dapatkan cashback IDR100K khusus pengguna baru dengan minimum deposito 1 juta rupiah.
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Tahun 2024, UMP naik! Di DKI Jakarta, kenaikan ini menempatkan UMP di angka kisaran 5 juta rupiah. Sudah siapkah teman-teman mengelola gaji 5 jutaan? Kami bagikan tipsnya di video ini.
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Hi guys, welcome to our channel!
We are Samuel & Claudya, working professionals with 10+ years of experience on our way to financial independence.
Subscribe to this channel for career, adulting, and family finance tips, updated weekly!
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Пікірлер: 51

@mulyasakti9666 9 ай бұрын

timestamp Video 4 tips kelola gaji 5 jutaan 3:55 Fokus sama kebutuhan, bukan keinginan 8:55 Lunasi hutang 11:56 Menabung meski hanya sedikit 14:07 Pilih investasi yang mudah kamu pahami Thank me later ;)

@dv5548 9 ай бұрын

UMR jakarta 2012 itu 1,5 jt.. 5 juta itu udah 3X UMR jakarta pada waktu itu. Kalo sekarang setara gaji 15 juta

@prfm_setya95 12 күн бұрын

aku banget, umur 29, masih tinggal bareng ortu, UMR Jakarta, WFH, iya, godaannya itu hal-hal "yang di impikan" langsung dibeli, penting banget menahan diri untuk diinvestasikan sebisa mungkin!

@CimolOk-nz5yj 7 ай бұрын

🎯 Key Takeaways for quick navigation: 00:00 📢 *Introduction to managing a salary under 5 million IDR* - Introduction and welcome from Samuel and Claudia, discussing the channel's focus on financial independence, career, and adulting. - Mention of the new UMP (Minimum Wage) for 2024 in Indonesia and how it will affect workers with salaries close to the UMP. 01:29 📊 *UMP Updates for 2024* - Discussion on the increase in UMP across various provinces, highlighting Maluku with the highest increase and Gorontalo with the smallest. - DKI Jakarta noted for having the highest UMP rate. 02:09 💡 *Tips for Managing a Salary of 5 Million IDR* - Sharing personal experiences and tips on managing a starting salary of 5 million IDR. - Mention of their initial salaries and working conditions, emphasizing the importance of adapting to financial independence. 03:46 🏦 *Focusing on Needs Over Wants* - The importance of prioritizing needs over wants when managing a salary. - Tips on how to start being financially independent, such as paying for personal expenses and distinguishing between essential and non-essential spending. 08:53 💳 *Addressing Debt* - Discussion on the importance of addressing any inherited family debt and strategies for managing and negotiating debt repayment with banks. - Emphasis on the rule that installment payments should not exceed 30% of one's salary. 11:49 🐷 *Starting to Save, No Matter How Little* - Sharing their initial struggles with saving from a small salary and the importance of developing the habit of saving. - Encouragement to maintain a modest lifestyle and prioritize savings to build a solid financial foundation for the future. 13:55 🛡️ *Importance of Financial Protection and Simple Investments* - Emphasizes the necessity of financial protection like insurance and choosing investments that are easy to understand. - Highlights starting with savings in banks and moving to fixed deposits for higher interest once comfortable. 18:00 📲 *Exploring Deposito BPR by Komunal App for Investment* - Introduction to the Deposito BPR by Komunal app as a convenient tool for investing in fixed deposits across Indonesia. - Discusses the benefits of supporting local economies and the higher interest rates offered compared to regular banks. 22:06 💼 *Emphasis on Career Focus and Financial Management for Fresh Graduates* - Stresses the importance of focusing on career growth while managing finances wisely from a young age. - Encourages starting to save early, regardless of the amount, to build a habit that prepares for future financial responsibilities. Made with HARPA AI

@baguspribadi4793 9 ай бұрын

Makasih Ko Sam dan Ci Clau. Hari2 dengerin Podcast kalian, kalau udah rada2 boros selalu klik2 video yg bahas begini biar cepet sadar. 😅 Makasih banyak2 semoga sehat selalu sekeluargaa……

@riezatsandhysurya7155 8 ай бұрын

skwkwk sama😂

@amelkinochan744 7 ай бұрын

Terimakasih sharingnya.. sedikit saran, ci clau, sering menghadap kamera ci spy kami jg bisa melihat intens bahwa cici jg berbicara dg kami,, cm saran saja 🙏🏻

@SakigakeMechazawa Ай бұрын

Baru bisa nabung dalam artian nyisa buat bulan depan. Jadi terkadang ngerasa ngesubsidi diri sendiri kalo ada kebutuhan mendadak sih. Semoga bisa nabung terus buka deposito segera dah. Thanks tipsnya om tante...

@FIRMAN_VLOG90 7 ай бұрын

Dlu waktu kerja di RS swasta Bekasi tahun 2013 dapat Gaji 2.5jt berasa besar banget, dan akhirnya pulang ke Kalbar, kerja di instansi pemerintah dg Gapok 1.5jt sampai 2024 di 1.7jt,, 😅

@githahadijatulm6043 6 ай бұрын

RSUD masih 1,7 jt?

@FIRMAN_VLOG90 6 ай бұрын

@@githahadijatulm6043 di FKTP kak

@lenisusilowati246 9 ай бұрын

Keren banget video kali ini. Banyakin lagi video tentang karir dong Ko Sam Ci Clau. Makasih ya~

@wali_07 9 ай бұрын

Out of topic, Ci Claudia looks more gorgeous ❤❤ from one video to another video. Spill skin carenya, apa masih pake brand yang sama ? Dulu sempat dibahas juga. Bahas skin care yg ramah dikantong, tapi aman buat kulit.

@rumahpertaniankreatif8683 9 ай бұрын

10 tahun lebih yg lalu 5 juta bisa 2 kali UMR itu mah, setara gaji 10 jutaan masa kini

@fathulwahab7534 9 ай бұрын

Ternyata gaji FG nya dulu udah 2x dr UMR. Skip.

@dv5548 9 ай бұрын

UMR jakarta 2012 itu 1,5 jt.. 5 juta itu udah 3X UMR jakarta pada waktu itu

@arusirham3761 9 ай бұрын

Lulusan kampus Jepang cuy

@mochabunny88 9 ай бұрын

Inget 5 mulut ges yg dikasi makan

@watipuryati6463 5 ай бұрын

Betul saya merasakan tahun 2010 kerja d BCA gaji saya sudah 5jt saya sampai bingung ngabisinnya gmn karna fresh graduate, skr gaji saya pun msh 5jt + 1.5jt bonus, sekali kedip langsung ilang 😂 beda bgt ky jaman dlu, fyi skr udh ga kerja d BCA ya tp d tempat lain dan saat ini sudah punya 2 anak 😅

@naura1243 9 ай бұрын

Setau aku dr dulu UMK tertinggi di Indonesia itu Langganan adalah bekasi kota. Th2024 sebesar 5,423.., ke2 karawang, lalu bekasi kabupaten, dan jakarta baru urutan ke4 biasanya bersanding sama tangerang.

@silviaandayani8414 9 ай бұрын

Yang baru aja memang jakarta tertinggi😊

@dennydharmawan4820 9 ай бұрын

bagus ya transisi ads nya wkwkwk...

@priskamahanani 9 ай бұрын

Selalu suka dgn ilmu2 nya biar kita2 yg muda jadi bijaksana. Thaank ci ,ko. Gbu

@edynafortuna3216 9 ай бұрын

Woaaa thankyou ko sam akhirnya bahas ini🥺. Yang ditunggu2 nih🤩

@saryantosaryanto-r4z 11 күн бұрын

salah 1 bentuk bercanda adalah ; penghasilan 5jt/bln th 2024 di jakarta... :)

@PipoHargiyanto 9 ай бұрын

Thank you sudah sharing Mas Samuel & Ci Claudya

@dwiyanfathurrahmanlubis4242 9 ай бұрын

ga ads bpr by komunal lagi ya koh sam dan ci clau

@afanalfayad9485 8 ай бұрын

Thank you so much insightnya mas mba! keren banget!

@kenannie4716 3 ай бұрын

nyimak kak semoga cenel kakak semangkin berkembang❤❤❤❤

@isalutfi 9 ай бұрын

Hadir menyimak. Terima kasih koh Samuel dan ci Claudia.

@samuelandclaudya 9 ай бұрын

samaa2

@FIRMAN_VLOG90 7 ай бұрын

Jujur chanel ABG nih menarik,, saya suka,, bincang santai sharing.

@samuelandclaudya 7 ай бұрын

terima kasih 👍🏻

@nurdidipu 9 ай бұрын

gagal fokus sama nastar... hihihiiihihi....

@hendrarobby_ 5 ай бұрын

protect the value✨

@Fathisalam_ 9 ай бұрын

2013 5jt itu 2x umr, kalo sekarang kaya gaji 10jt 🤔

@igorlevi4225 5 ай бұрын

Bener mas, tapi itu di jepang. Kemungkinan juga gaji standar disana, belum lagi kepotong sama kebutuhan hidup

@gitariiyanii 9 ай бұрын

Ko sam, ci clau, mau tanya, kalau ortu dg utang dan ga pernah cerita ke kita tentang itu apakah kita masih ada kewajiban untuk bantu melunasi utang? Kadang saya pengen tanya ke ortu khawatir amit2 sih nanti entah ortu pergi lebih dulu atau gimana, saya gamau aja kaget tiba2 dikasih tau ortu dg utang sekian rupiah. Saat ini ortu saya mmg masih bekerja dan saya sudah berpenghasilan sendiri tapi ke ortu ngasih kadang2 aja. Gimana yaa sebaiknya?

@addicz2 9 ай бұрын

Wajib