End of Year Financial Checklist + Giveaway

[@PersonalFinancewithLeila]

Buy a NokBox: www.thenokbox.com/LEILA46625 Giveaway Requirements (Free fireproof NokBox): -Must live in the USA -Like this video -Subscribe to my channel -Comment one thing you are going to get done before the year ends -I'll announce the winner on December 6th!

[@psanchez65]

Leila, I hope you share the process of setting up your will and trust, that is something I would be interested is learning about.

[@Cparga]

Before the end of the year, I will be using my bonus to pay off the last bit of credit debt I have!! 🎉

[@JaniVMD]

Already maxed 401k for this year! First time ever ❤

[@sarah_mian]

Before the year ends, I am hoping to open a ROTH IRA with leftover christmas budget money I have :) I save money monthly for Christmas every year and what I don't end up spending I usually spend that on myself. But this year I want to open a ROTH!

[@stephaniel6867]

If you open it now or by the end of the year, you'll be able to continue to contribute to it through tax day generally 4/15. I'd open it today. Congrats in advance!

[@kendra3577]

Before the year ends I’m going to hit my goal of saving at least $5,000 in my starter emergency fund! I will also max out my Roth IRA for the year.

[@DugHoles1]

I am going to pay off my mortgage by the end of the year!!! Great reminder about the Will and with the house finally paid off I plan on turning my attention to that. Thanks for all the quality insight and content. Happy Holidays to you and yours.

[@nomadicvibesofelle]

Congratulations 🎉

[@NanetteLoves2Budget]

Congratulations! 🎉🎉🎉

[@nicoletolmie3201]

Before the year ends (during Thanksgiving or Christmas break), one of my goals is to declutter my important paperwork. I have a simple file system, but over time I tend to collect too many papers and it’s become a “deal with it later” box. Over the last year I’ve worked on decluttering areas of my life and embracing more minimalism, and I’ve noticed an increase in mental clarity and motivation. The next area to declutter are these important documents; I tend to save this until the end of the year when I have more time off work because it can be a lot and requires a good amount of time and energy. Love your videos! 💚

[@kasandraschemel1910]

One thing I’m going to do before the end of the year is add up how much I spent in each of my categories in my budget this year and use that info to budget for 2025 ❤️ 💰

[@allthingschelle4304]

I do this annually... I also try to make adjustments where I overspent (eating out/gifts) and adjust for potential price increases. To include insurance premiums, etc. One last item is I adjust my emergency fund to reflect any monthly costs.

[@marybeougher2953]

We have to spend out our FSA so everyone gets new glasses for Christmas! My husband also changed jobs this year so we’re getting his 401k rolled over before the end of the year.

[@paliPhD]

Just got new glasses and prescription sunglasses with mine!

[@rubyrocks5]

Great video, Leila! A couple things still left on my 2024 to-do list are definitely benefits related: 1) Submit application to BCBS for $300 gym reimbursement; and 2) Donate $750 to a nonprofit and apply for $750 company donation match!

[@annaeverett]

Hi, I will be maxing out my Roth IRA (and my husband’s Roth IRA) by the end of the year 🥳 first time ever!

[@AverysMoneyMoves]

I’m hoping to put at least another $1k to my Roth IRA before the end of the year. Don’t think I’ll max it out unfortunately but something is better than nothing!

[@solamenterunning5175]

Thank you for the giveaway! I need and I will update my beneficiaries before the end of the year!

[@tessastclair]

Happy Holidays Leila! I plan to finish the year out strong by including Christmas spending AND savings in my December budget :)

[@SS-mt4zm]

Hey Leila! I will increase my paycheck contribution percentage from 6 to 8. This is my financial goal for December.

[@carollavalley8490]

Before the year ends I will become debt free!!!! I also just got married, so I will have our combined budget figured out. And we are also going to make out our wills. Awesome video, thank you for all the amazing info!!!

[@anasye]

Before the end of the year I will plan out my 2025 paychecks and file my Advance Directive with my health care system. The NOK box is on my wish list. I have a make shift treasure hunt paper with most of this information for my family. I live alone and I have surgery coming up and I realized no one knows where my things are and had a feeling of dread.

[@YourFriendlyBudgetarian]

Hi Leila! It has been awhile but this video was very helpful. I have been looking through this kind of product for awhile. Before this year ends, I definitely would want to rework our budget since my husband and I are gonna have a +1 this spring and also, since my husband and I are married for about a year now, I’m thinking of consolidating our financial accounts as well as maybe finally creating an estate. 😊

[@jasminephillips7788]

Each year around this time, I update my will, review my life insurance plans, and make sure to use my medical benefits.

[@maddie8998]

I want to boost my sinking funds before the end of the year! Lots of expenses coming up the next few years. NokBox is a very cool and useful idea!

[@ThatOneAKA]

Before the year ends, I will complete an advanced health directive and give a copy to my primary care provider and finish using my FSA funds for the year! I'm going back and forth between a will vs a trust, so I'll also make a decision about this by the end of the year as well.

[@analisamendmentblog]

Before the year ends, I plan to open at least one other account for a bonus. I was able to open one a few months ago and received $250 soon after. Free money is the best!

[@mondoraj]

I’m going to complete my $10k Challenge AND my Roth IRA for 2025 by January 1st.

[@phoebe716]

My goals are to max out our retirement accounts and to organize all the important documents

[@melissakrauska7075]

Finally setting up my will!

[@wendiw1445]

Before years end I would like to put away a bunch of filing I have put off and reorganize my filing cabinet. This box is a great idea! They should have gone on Shark Tank with this idea 😊

[@gabriellam4547]

before the year ends, i would like to decide on some furniture and utensils I need for my new apartment. I also want to total up my savings and investments for this year so I can see if I met my 2024 goals

[@leeh.6377]

I just saw you on CNBC ...congrats !!

[@Booksandsunsets]

Hi! I need to work on updating my will, consolidating all of my important documents, and figuring out my contributions for 401k and Roth next year.

[@brookebond007]

Thanks for all your videos, Leila! I really appreciate all of the advice you give. Before the end of this year, my goal is to make sure both my husband and I max out our Roth IRAs. I love the Nokbox. I've tried to get as organized as possible, but I know my system isn't really easy to understand by anyone else lol, so this system will definitely help others understand what's going on!

[@catgodfrey6451]

By years end hubby & I plan on having a WILL. 😊❤😊 Great video

[@cheyennemckoy2160]

Before the years ends, I hope to have my rental property sold. I also hope to get my house organized and get plans in order for our third baby’s arrival at the end of January. We have discussed estate planning for a few years now, but my husband and I have decided we’re going to actually get it done before the new baby is born.

[@debbieconnelly4431]

Before the year ends, I want to evaluate this year's spending/savings and set up next year's goals and budget. This was a fun checklist video, and I was able to check off most items. Well, to my ability. Definitely not able to hit max contributions 😂

[@sheak2426]

I want to increase my emergency fund before the year ends! We’ve had to dip into it a few times this year, so I would like to make it a little more beefy for the upcoming years.

[@marielamfa93]

Before the year ends I will definitely put together a will. I am also overdue and been procrastinating, but I wont go into 2025 without one. Thank you for this video and tips, these are very helpful 🧡

[@the_caffeinated_hustle]

Before the year ends I hope to finish maxing out my ROTH IRA. I am 2k away, I have a bonus hitting next week and have yet to use my HYSA interest so I am confident I will accomplish this.

[@nurseallie]

Definitely need to work on a will by the years end

[@jessmarie7082]

We are moving so big changes are coming. Need to review my budget to reincorporate my envelope system as we have fallen off. Want to start saving and contributing next year so have to get my budget organized.

[@JamyRyals]

Love the idea of the Nok box. Going to look at getting this for my parents and in-laws for Christmas. I also need to update our wills this year. 👍🏻

[@TheSUPERHAPPY1]

Remember to tell your loved ones if you want to be an organ donor. and specifically if only certain organs or not certain organs.

[@jamiedeoms2549]

Before the year ends I plan to set up our will and get a life insurance policy

[@ThriftyAsian]

I would love a video on how to do a Will: where can you go, what should you include in a Will etc. My goal for the end of the year is to max out my Roth IRA

[@melbaprice442]

I will review my 2024 goals and establish my 2025 goals. Love your channel ❤

[@ro2409]

That Nok box looks exactly like what I need! I need to get my paperwork work together in case anything happens to me. I also need to start calling around for new house insurance and car insurance as mine went sky high without any claims.

[@dpizzler22]

Before the end of the year, I’d like to finish funding my emergency fund!

[@simonesmith1692]

Hi, I'll be working on consolidating all of my important documents before the end of this year!

[@emily57644]

👍👍👍 Before the end of the year I am going to financially plan for our little one coming in early May 2025. I know I can’t anticipate everything but I want yo have a number goal and an anticipated range of spending in the first year of being parents.

[@lizd.8655]

I'll be paying off the last of my car repair debt by the end of next month 😁🚙

[@paliPhD]

Before the end of the year i want to finalize my household plan for combining finances! We just got married but we both have pretty complex account structures already 😅

[@JoeyA-bm7lm]

I’ve been putting off opening a Roth IRA, I’m finally going to check that off my to do list and open one.

[@kattttt9585]

Before the end of the year, I need FORCE myself to go to the eye doctor for new glasses. I’ve been procrastinating going, and if I don’t go then I’ve wasted lots of money on eye insurance this year.

[@Munatory]

I want to save up enough money to buy a ticket to finally go on vacation. I normally don’t go on vacations so this has been many years in the making 😊. Me and my sister have been talking about doing a will. She is the one who got me into investments and finance in general. So I love the reminder in this video ✨🫶🏾

[@lavayuki]

In the UK our end of financial year actually runs from april to april, rather than Jan to Jan. But will use these tips for the new year!

[@amanshah95]

Before the year ends I would like to complete reading 2 books and I know you will help in that as I am registered to your book club 😁. Apart from this declutter and tweak my yearly budget for 2025

[@Aleak78]

I’m hoping to increase my 401K. I need to start working on a will.

[@imaginativecreativeyou8890]

Create sinking funds for next year and declutter important documents.

[@jorlowsky469]

Before the year ends, I will set up a doctors appointment with the insurance policy through my employer. Haven’t had a yearly check up since 2021…

[@DavidKnicks]

Im going to increase my 401k and HSA contribution!!

[@abbiewitt9924]

Before the year ends I want to pay off another debt!

[@lilychang1473]

I’m also looking into finally setting up a will.

[@M0ani83]

I need to review and set new goals!

[@benjohn5429]

At the end of this year, I am finally setting up sinking funds and getting a saving account associated with it here to try and stop my unplanned spending.

[@GraceProTV]

Before the year ends, I will set up an automated withdrawal from my bank account to my Roth IRA!

[@56CrownVick]

I need to set new goals for 2025.

[@TRutledge]

My plan for the rest of the year is to pay off the rest of my student loan debt, (4k) so that i have less payments going out. This is partly because i want to find a new job in the new year. I'm an apprentice lineman and travel for work and it means that i spend entirely too much on food.. on top of never being home, and missing everything that comes with that fact. $21 an hour isn't compensating me for it considering i have to spend $40 a day for food because i can't cook on the road.

[@tobirama2898]

'llo to you as well! (sorry, it just never cease to make me smile haha)

[@Ivy-wv4wd]

By the end of the year, I will be getting disability insurance to protect my income in case something happens.

[@bl8863]

One more stream of income this year

[@abel.morelos]

Before the end of the year, I’m hoping to work with a tax planner to prepare for the 2025 tax season and to better map out 2025 with investment accounts.

[@ThisBlondeLife]

Love the idea of this box. Ive been wanting to put something like this together but have felt so overwhelmed on what to include! 1 thing I want to do before the end of the year is review the beneficiaries on my accounts! Its been awhile and need to make sure everything is still correct and verify i've set it up on newer accounts :)

[@lover4coupon]

I would go over my 2024 and up my retirement contribution.

[@DavidKnicks]

Do i need a will / trust if i have beneficiaries for everything im leaving behind?

[@medhapatel6174]

I've filled out my expense tracker for every month other than april. Idk why but something about just filling it out makes me just so annoyed. I'm going to do it at some point, maybe december 31st at this point lol

[@katresealexander1311]

I made something similar with my locked file cabinet. I have tab labels and it keeps me organized. I also have digital folders 📂 in my email with my important docs and passwords. I update every year as well. I'm weird. 😆

[@NanetteLoves2Budget]

What a fantastic kind of weird to be!

[@UghUgh1234]

Heads up with the back door Roth. Be very careful and seek professional advice when trying to do this. There are a lot of things that can disqualify you from being able to do this. One of the major ones no one talks about is if you already have a traditional IRA in your name, you cannot do a backdoor Roth.

[@mandypdx]

You still can, but pro rata rule will apply :)

[@lollie387]

Hi! Goal before 2024 is gone: max out my 401k☺

[@gigafidan]

Aren’t brokers only for money stuff tho because those are the only brokers iv heard of

[@shannonb774]

Increase my contributions

[@leoramirez3146]

I love u

[@mybdayis420]

Why is there so much emphasis on the 401k? Personally to me its not worth it. I dont get a match from my employer and the past year my returns are no better that just investing in my brokerage. 401k comes with high fees and its not tax free, you have to pay taxes when u withdraw the money: your hard earned money you cant touch without even more fees until 65. I dont think its as good of a tool as people make it out to be. At least not a “one size fits all” benefit. What are your thoughts?

[@TRutledge]

It also reduces your taxable income each year. You can write off however much you contribute. At least that's my understanding, this is my first year of contributing to one.

[@stefflores]

Do you have the option to change what you're invested in in your 401(k)? If you're not satisfied with your return maybe look at changing up your allocations.

[@JoeyA-bm7lm]

I’ve been putting off opening a Roth IRA, I’m finally going to check that off my to do list and open one.