EPF or PPF - Which one should you invest in?

What is the difference between EPF and PPF?
Should you invest in them?
How much % of your investment should go there?
Friends, since a lot of you have been asking for the differences and utility of EPFs and PPFs, this video is my take on those!
We will talk everything about:
- Whether you are eligible for them
- When can you withdraw the amount
- Risk involved
- Amount of contribution in each
- And my recommendation for investing in them
And if you are in your 20’s, I share some valuable advice for you towards the end which you will be able to understand only if you understand the entire video.
You can find the notes for this video at bit.ly/3iBv9Jq
Hope this helps!
Here is my video where I teach budgeting your income: • PAISA kaise BUDGET, SA...
How to understand your salary slip, here is the video that will help you:
• What is the difference...
Here’s how partial withdrawal of PPF works, from 7th to 15th year:
- Only one partial withdrawal will be allowed every financial year (starting from the 7th financial year onwards)
- The amount that can be withdrawn is equal to the lower of:
50% of the PPF account balance as at the end of the year immediately preceding the current year, or,
50% of the account balance as at the end of the 4th year, immediately preceding the current year.
You can a PPF account using these links:
At HDFC Bank: www.hdfcbank.c...
At SBI: sbi.co.in/web/...
At ICICI Bank: www.icicibank....
If you are an employer, here is how you can open an EPF Account: cleartax.in/s/...
Here’s how you can withdraw money from your EPF Account: cleartax.in/s/...
Here’s how you can withdraw money from your PPF Account: www.google.co....
#warikoo #epf #ppf
Click here to subscribe to my KZbin channel: shorturl.at/bizNX
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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on KZbin, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
He posts 3 Hindi and English videos every week on his KZbin channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
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[@warikoo]

Here’s how partial withdrawal of PPF works, from 7th to 15th year: - Only one partial withdrawal will be allowed every financial year (starting from the 7th financial year onwards) - The amount that can be withdrawn is equal to the lower of: 50% of the PPF account balance as at the end of the year immediately preceding the current year, or, 50% of the account balance as at the end of the 4th year, immediately preceding the current year. You can a PPF account using these links: At HDFC Bank: www.hdfcbank.com/personal/save/accounts/public-provident-fund At SBI: sbi.co.in/web/personal-banking/investments-deposits/govt-schemes/ppf At ICICI Bank: www.icicibank.com/Personal-Banking/investments/ppf/terms-and-conditions.page If you are an employer, here is how you can open an EPF Account: cleartax.in/s/epf-registration-employers Here’s how you can withdraw money from your EPF Account: cleartax.in/s/epf-withdrawal-online Here’s how you can withdraw money from your PPF Account: www.google.co.in/amp/s/www.paisabazaar.com/saving-schemes/ppf-withdrawal/amp/

[@ShreyashPatil1811]

Time stamps dete jayiye pahle to 20min ka video hota hai phir hm jo topic laga waha ja sakte isiliye

[@nikhiljain8924]

Just want to say again and again, thanks a lot for this information. It's something which we just think doesn't matter that if we go with EPF or with PPF. But how you explained gives me a whole new concept to understand these widely. I have one question. If we are resigning from a company after 5 years and joining another company. Can we shift our PF account from one to another company. Please let me know, thankyou!

[@sumantasikdar282]

NPS is best 👌

[@shirsN]

Not sure about other types of industry , but in software industry, contribution of employee as well as employer is done by employee only.

[@T-TJ]

@@nikhiljain8924 yes you could.... Basically after you join new org. You link or transfer older to newer one

[@praneethenaganti7184]

There is one more option in EPF, VPF (voluntary provident fund) - you can invest more than the 12% mandate of your basic pay, that means you can invest the rest of 88% too which will also add to 8.5% compound interest every year. Taking the same example in the video, you can invest the entire 20,000 rupees of your basic pay, but any interest earned on EPF/VPF contribution above 2.5 lakhs per annum is again taxable. Good video with all the details.

[@AmanKumar-gq7li]

@@mitesh289 no they will put in fixed of 12 %

[@ajayashish]

@@AmanKumar-gq7li Now there is limit of 2.5lacs per yr and VPF and EPF (Employee contribution) which exceeds will not get tax benefits

[@sunitshanbhag9536]

Can excess VPF contribution be claimed with its intrest accured( principle 2.5 lack/year upto 100% Basic would attract tax as per income slab on Interest earned/Year just like FD ....but now the money is compounding at effective PPF returns ( Post Taxation) in a safe government backed organization with much better Liquidity than PPF

[@supriyomondal8829]

Two more points about PPF I thought about mentioning 1. In case of debt /loan related recovery , PPF account will be untouched by any organisation. 2. If you are doing sip for PPF, better to submit the money before 5th of every month in order to get interest of that current month.

[@suhasvarna2463]

If you are making bulk contribution at once then adding all the money together before 5th April of each year will give more returns than sip on ppf. Ppf is best utilised when entire 1.5 lakh is contributed before 5 th April each year .

[@PraiseGee21]

⬆️⬆️⬆️thanks for the comment.. Contact the What’sap line above for more information, advise and consultation.

[@rainakapoor5462]

Isn't it the 12 percent of basic salary?

[@kirankoti6316]

@@rainakapoor5462 yupp...calculated based on basic salary

[@girishm7275]

@@suhasvarna2463 wat if done on 5th ??

[@AKYsupport]

सर, आपका वीडियो बहुत ही इंटरेस्टिंग और ज्ञानवर्धक है। सर, आपका बहुत-बहुत शुक्रिया!

[@BeeeShoe]

@шarikoo haha, nakli spam account.

[@ANKITCHOUDHARYankitkrchy]

This man is actually doing a social service. Appreciate for the financial advices

[@akshaybaser5494]

No. He does paid promotions

[@ANKITCHOUDHARYankitkrchy]

Agreed but there are definately financial insights even if u leave out the products he promotes...

[@kaal_bhairav_23]

@@akshaybaser5494 Everyone has right to earn.

[@akshaybaser5494]

Yes. Everyone has right to learn. But you should only promote those which you yourself use and have experience.

[@harshildoshi3299]

I think one thing Ankur sir missed is that a portion of your EPF goes to EPS (Employee Pension Scheme) which cannot be withdrawn. Also, those partial withdrawal rules are also there for EPF & not just for PPF, AFAIK.

[@RBVijeyShankar]

I would have been impressed if you had covered one more point in EPF. The amount contributed by employer does not go entirely to the EPF. It is split into EPF and Pension account. Everyone projects PPF is too big. But EPF is hard than that. EPF is till age of 60 and in the GenZ you don't expect many people(obviously due to the major population) to work till 60 which has to be clarified. PPF is relatively very less at 15 years.

[@MultiNAME69]

How will EPF work for software engineers where staying in the same company for at least 5 years is not good for growth? Can't I retire at the age of 45 and then withdraw from it?

[@manojsuri007]

@@MultiNAME69 you can do that. Whenever you resign from the job. After 2 months you can withdraw the entire amount.

[@manishmehrotra4822]

Ma Disciplined Investing ka AASHIQ Hu, Really Epic Ankur 😜 😜

[@vigneshacharya]

Love the way you make finance education so simple that even a layman can understand. More power and more success!

[@tintiniitk]

0:24 "Switch to 1.5x for better experience". He isn't joking (lol) ... Try it. I loved it. I'm gonna try out his other videos in 1.5x too now. 3:17 minor correction.. Ankur said that whatever you contribute or your company contributes would be deductible under section 80c. Actually, whatever the company contributes is outside the purview of your gross salary altogether i.e. fully tax-free, so it doesn't eat up to into your 1.5 lakh 80c limit, only employee's contribution up to 1.5 lakh is deductible under 80c.

[@roxforlife007]

Love your videos Apart from knowledge It give me Good vibes always

[@abhaydubey8193]

Akshat and Ankur are brothers who got separated in Kumbh mela long back ago.. And now some one who wants them to get back together is helping them by giving same content to make videos🤣🤣.

[@tanishqkhot]

Akshat Shrivastava?

[@abhaydubey8193]

@@tanishqkhot Yess.... And both have ran away from eachother @ 1.5x speed😜

[@taylorlee2147]

Things are getting worse, it's so bad that having a job doesn't mean financial security

[@firenice9099]

Several intelligent people are terrible investors because they face the market with untrained psychology and untamed emotions. . You need to keep raw, irrational emotion under control.

[@hodler8559]

Really wish I knew what I know now several years ago in my early 20's. Investing today is priceless because tomorrow isn't promised, trading bit-coins, gold, silver and crypto secures a better future financially.

[@JohnJohn-th3fe]

@@hodler8559 This is very true. How many wealthy people or billionaires became wealthy by wages and salaries or by saving in a bank account? You don't even know one right?

[@terryhowell9251]

Yeah I agree with you, I think the best time is now .

[@techad7346]

Financial security can only be achieved by proper financial planning. It doesn't depend on how much you earn, it depends on how much you abled to save/invest by simplify you lifestyle, growing emergency fund,taking health/life insurance . (exception are always there. ) Best of luck buddy.....the best is yet to come..... 👍🏻

[@shubhamathalye8507]

Sir there is one correction only employee contribution comes under 80c. Not combined amount comes under 80c. For employer contribution there is separate limit.

[@JuhiGoyal]

Really?

[@akshayshastrakar6891]

Yes correct shubham

[@khajavalishaik6057]

Yes you are absolutely right

[@rounakgajbhiye9268]

what is the limit of eployer contribution?

[@MrShubhLabh]

I have invested in both EPF and PPF. I am a regular viewer of your classes. You make us understand so clearly and easily. Request you to please differentiate between NPS and APY and which one is better? Can I invest in both for long term planning? Regards Shubhendra

[@gauravarora790]

Nice suggestion!

[@laxidhir2672]

Hi. Can you please tell if the employee has been working in a firm since 5 yrs and never opted for EPF. Can the EPF account be opened now?

[@sushantamaji2807]

@Shubhendra I have a PPF account, Can i Open EPF account?

[@ashwinkumar-yc5nr]

Point to be Noted: 1. Permanent withdrawal option in EPF 2. Cap on Employee contribution up to 2.5L in EPF as per latest govt. circular 3. Pension contribution within 12% of EPF deduction 4. Availability of PPF option for EPF account holders also. 5. PPF limited to 01 account per person

[@AayushSingh]

I came to the comments section in search of your 4th point. Thank you, Ashwin.

[@A_Train]

To point 5, you can have 2 PPFs if you nominate a minor for one.

[@ansumanswain6980]

Please make a video on how to study abroad. As you're well experienced!

[@warikoo]

Coming soon

[@madhavdua1246]

You can visit Aman Dhattarwal's Channel if you need advise regarding that

[@lileshkumar5434]

​​@@warikoosir can government employee also open PPF account simultaneously with PF/GPF ? Please sir reply me

[@suhasvarna2463]

Hi Ankur One more small additional information in ppf. An indian who has already opened a ppf account before becoming an NRI can still continue to hold and invest in his / her ppf account till the completion of initial 15 years period But the account cannot be extended further after completion of 15 years and he has to close the account but cannot take the money abroad. Many banks asks NRI to close the ppf account but it is wrong he/she can continue to hold and invest in account if he/she wishes Above information based on personal experience.

[@alokpisal]

How can I continue investing in my EPF account, if I am not working in any company later in my career? Or shall I withdraw it?

[@TiMon-Experience]

EPF is better than FD as it is pre tax money also and compounding is lot higher. It also is tax free as you mentioned Good option for many of us... 👍🏻

[@LearnWithAsalam]

Thanks for the explanation all these explanations there are Two catch points which need to correction- 1- only Employee contributions are come under 80c. 2-Now from this financial year a small correction related to tax on employees contributions. Now onward If Employee contributions are more than 2.5 L then till 2.5 L no tax and the above amounts will be taxble on EPF.

[@TheFoodieflightpurser]

Hi sir Could you please make a video on gratuity... What it is?? How can we claim it?? When do we get eligible for it??? Thank you 😊 God bless

[@guccimary3427]

Hello what is the best way to get started with bitcoin investment or Forex trade cos I have been making my personal research for a while now

[@alhassansuleiman1272]

As a beginner who don't understand how bitcoin trade really work and you really want to make profit from it, I will advise you to first start working with a professional broker

[@alimotadebisi79]

How can someone know a professional account manager at least trustworthy when legit ones are hard to find these days

[@ima-obongeyoh4401]

I can't believe I was able to have $30000 worth of Bitcoin in just one month and half of trading with expert Mr Nicholas Barron trading services. Come across some nice comments about him on KZbin and I give it a shot. I don't believe in Bitcoin before

[@opohujoseph3002]

You can get contacted to Mr Nicholas Barron with this number here he is always online 👇👇👇👇

[@opohujoseph3002]

+13

[@amazingtricksandhacksbyvb1957]

Your words are magnetic. If someone doesn't understand whole thing or dont wanna see full video than also he wont be able to skip or close..

[@rohitnarvekar6776]

You should make a video on NPS as well, and what about investments for someone who is at 35 and above

[@brajakishore86]

Dear Sir, Can you please explain about VPF, and which is PF best (EPF vs PPF vs VPF)

[@vipulwakkar8300]

Sir, great video but 2 corrections I feel - 1/ EPF is only 12% of the Basic Salary and not the entire Salary and 2/ Only Employee Contribution is counted towards 80C.

[@Saptarshidey123]

Exactly. Under 80C only the employee contribution is noted .

[@mehulshah456]

Yes but employer contribution never shown in to your income, it is always shown as CTC only, which Ankur has covered in his video...

[@mubeen4ever]

Good Video Ankur sir. but one correction in EPF company not always pays 12%. But they can limit themselves to 15000 INR total for a year. This is for salary more than 15000 INR. But you can voluntarily increase contribution. For Example if you salary is 20000 INR. The EPF contribution of Employee is 2400 INR but Employer is locked his contribution to 15000 INR only then he will 1800 INR Only. Many companies opt for 15000 INR yearly contribution. for below 15000 salary they have to pay 1800 contribution as its basic compliance. But above 15000 INR salary you can opt for voluntarily more than 12% and that is allowed. I myself opted for more in my tenure in office. Second thing after you left the Job you can withdraw from EPF after 2 months but you can keep that money in EPF account for next 2 years that also TAX FREE. After 2 years its taxable. Also now you can shift your EPF account to another employer if you change the employment and you can reap the benefit for the same. so 5 year criteria does not exist anymore its earlier case.

[@gauriwalanju3267]

Plz make a vdo on gratuity

[@somokchoudhury3462]

Nicely explained..However there is one more catch in EPF which is EPS (Pension scheme) and that is around 8.33%

[@raviaroun120788]

Two queries what is the difference between PF and VPF , when one should opt for VPF is the interest rate same as normal PF Is there any loans applicable for PF contribution ? When will ESI contribution starts from employer?

[@srinath193]

I think one point missed here is Partial withdrawal is available for EPF too

[@tell5g]

thats is anounced in covid may not stay forvever

[@srinath193]

@@tell5g it's available even till date. Not sure on the future

[@Learn_with_amit447]

Actually my father was also work in under employee he has also ppf account so this vedio was helpful for my father thanks 🙏 sir for knowledge to shareing wih us .

[@moorejackson9196]

We should be careful on money useage,if you are not spending to earn back,then stop spending..........

[@jamesphilip5272]

Apparently my view on the solution is to venture into business .

[@kimberlyandrew5734]

True ! Even some rich men made it through investing there money in something doing and they made it.

[@codywilson9932]

The right chioce of an investment has always been a big problem for me I know picking a wrong investment will leave a big scar in the future

[@shivernajain6029]

@Kathryn Mullins Of course it is profitable,I made good profit of $20,000 with the capital of $4500 in my last trading I have made over $200,000.

[@emilygeorge5364]

Wow I have heard enough about him.

[@swetajoshi3388]

Thanks warriko you are the best financial guider for today youth..

[@avijitchatterjee8228]

Thanks for the video Ankur!! As always, it too was very informative indeed.. Would you please make a detailed video regarding NPS ? Donno why but people around me always insist me to open an account in NPS... Many thnx in advance !! Cheers 🤝

[@PRADEEPSINGH-ql4ik]

Please make a video on students investing in future for now generation . Please sir . 🙏

[@abhijeetpanse7141]

Thanks .. I think you should make a video for rhe people who missed to start investmwnt earlier as they did not have guidence and rhey are now in their late thirties or 40s how ahould they plan the finances ahead

[@satyendranaththakur8805]

Very informative video. Many many thanks. But I want to know if the investment towards PPF tax free investment.

[@THEMANwithTHEBEARD]

Sir, I would like to highlight one point. ₹1800 are deducting from my salary and Company is sharing ₹550 and rest amount which is ₹1250 is going in PENSION CONTRIBUTION. As I checked my EPF account passbook 0% Interest is providing in PENSION CONTRIBUTION section. So please explain what is the benefit of PENSION CONTRIBUTION section ?

[@8aniketg]

Do u have 10+ year experience?

[@foodiedurgesh1962]

thank you so much for giving me this knowledge 🙏🏽🙏🏽🙏🏽

[@pranayykulkarnii]

Amazing video AW Got a clarity about PF and being a salaried employee I will definitely try to increase my EPF investment I wanted to know more about NPS you should make a video on EPF vs PPF vs NPS

[@pradiptasarma2707]

About 07:00, mostly employer contribution is deducted from special allowance of the employee

[@anuvratshukla7061]

waiting for a video of MBA grads with tax slabs on their salaries and how TDS is deducted

[@stockmarketindia7181]

You are great teacher... ❤

[@Seven0700]

Always invest 50% of your income. 30% in stocks and 20% in SIPs

[@chnacr2]

₹10,000 salary wala bhooka nanga mar jaayega

[@niteeshbihade1789]

Thank you, Ankurji! Your videos helped me to weam from the FDs. 😁👍🏼

[@ramukapuja8683]

Can you also..talk about NPS..?..

[@gauravarora790]

Nice Suggestion!

[@shaguntyagi4352]

Great video as always, thanks for educating us all the time. 😇😇 Disappointing point alert: In India your salary is not 112 after adding employers contribution to ept to your salary, it is instead kind of 76, employers in India deduct the employer share too from employees ctc only (a practise I find hard to understand).

[@anishraj3462]

Can I invest my intern money in a PPF or an EPF. I want to start very early.

[@T-TJ]

Yes you could do in PPF... EPF is by employers... Individual cant do epf.... But PPF

[@pankaj1520]

Partial withdrawal is possible in case of EPF. I used it in the last year for an emergency.

[@suhasvarna2463]

Hi Ankur I think it's five years of continuous service, you can work at different companies all together for five years and if you have declared your pan then you will not be taxed. But what you said on continuous employment of 5 years in a same company it is applicable for getting gratuity not for pf.

[@sharathbhat1720]

Yeah same confusion I had..do you know what happens if the total service is 6years spread, but there is a gap of 6months in between. So "continuous service" means 5continuous years deposit or 5years overall service ??

[@suhasvarna2463]

@@sharathbhat1720 I think it's continuous service of 5 years, I am not sure about this. Last time when my wife tried to with draw all the money because she was traveling abroad , it just told tax of 30% deducted if pan is not registered else tax of 10% is deducted as there is no continueous service of five years. So tax of ten % was deducted for us.

[@sharathbhat1720]

@@suhasvarna2463 ok..did she have 5years of service overall though?

[@suhasvarna2463]

@@sharathbhat1720 No, she had around 4 and half years of total experience then. I think you can try withdrawal then that time you l get information about tax implications.

[@PremSingh-jp1xr]

Sir aapki esh vedio ne sari concussion dur kr di... Thanks you sir

[@dr.harshanaveen7893]

Sir plz do a video on NPS also 🤗

[@gauravarora790]

Nice Suggestion!

[@atulthakre5066]

Sir what is SSPF ? I heard that it gives 12% rate of interest .

[@anasqureshi4653]

Bhaut jaldi 1M hone wale hai

[@sibanjanpurkayastha1953]

Waah nice.. Let's dance

[@SONIKUMARI-no9xu]

Sir EPF and PPF me money compound kisme hogi? Ya nahi hogi?

[@thisiskarthik]

EPF vs PPF Ufff .. Stock or mutual funds bro...

[@shubhamchaudhari146]

For Salaried Employees...not you Bro.

[@AnuragShukla-xv4xb]

Really important , i was confused Between these for the longest time

[@vinodrajanp7155]

Thank You Brother!! For your efforts to make people life better!! ✌🏻

[@prasannakamath9972]

To maximise interest amount in ppf schedule your SIPs on or before 5th of every month

[@lucario4399]

FD: dil se bura lagta hai bhai Ankoor warikoo : ha chal apne papa ko mat sikha 😂😂

[@ZameerKazi]

12:17 if you just want to know about ppf, thank you.

[@udayany878]

Tricks to get more intrest on PPF: 1-Invest your money from 1st to 5th date of every month..if you are investing per month..as intrest is calculated on 6th or 7th day 2-Invest in lumpsum at start of the year.instead of permonth. so you will receive the compund intrest for whole year.

[@jasminshaikh4241]

I have a doubt. Can we invest on both ?: If yes thn how tax deduction is applicable ? And what is maximum amount we can invest on both the scheme?

[@Saptarshidey123]

Yes you can invest in both epf and ppf . Both are under 80C But mind it 80C maximum tax benefit will be upto 1.5 lacs.

[@purvangraval1604]

Very good video sir 👍🏻. Some questions related to EPF and EPS when there is a switch of company , so i urge you to make video for the same. 1. When we switch company , during transfer of EPF to other company does EPS also get transferred automatically? 2 If we are employed after leaving one company and still want to settle EPF to our bank account is it possible? 3. After what age we can get EPS ? From where we have to apply after reaching the age? Does it come as monthly pension or yearly pension?

[@busdekhteraho]

EPF money can be withdrawn in partial payments for your requirements few options are there . House renovation or Sick medical requirement

[@yashthakur7562]

Sir you are the best platform for us , appreciate your work ❤️ thank you

[@reyazahmad7886]

From employer side total amount does not go to EPS. Maximum amount goes in pension scheme and you do not get any interest on that.

[@Sonalidas581]

REIT kya hai.. kaise invest karte hai... Please ek full details video bana dijiye to acha rahega.. Thank you valuable learning videos provide karne ke apka hardik avinand....

[@commonlifecommongoal1384]

Say interest rate is 8.65% Interest bearing balance = Sum of monthly balance = 1104740 Amount of interest= 1104740* 8.65/1200= 7963.33 Rounded to nearest rupee 7963/- This is how the interest is calculated in EPF, it is not flat 8%

[@pankaj1520]

Would love to hear your views on real estate investing such as buying plots or apartment

[@VV-dn1ls]

Employee contribution in EPF is taxable above 2.5lakhs

[@416shashi]

Sir, I am thinking to invest in NPS, can you please create a video in that. Is it worth while to invest in it and who is best NPS provider?

[@lavisanj-beingwomen5099]

Awsome sir. it was very helpful. please can you make video on Pension on EPF after 60 years how can we gain that and how much percent we get, how the pension will be calculated. what is EPS? We get pension o EPF or EPS?

[@harishkumarchinthapandu5468]

Thanks Ankur! Please do a video on NPS too.

[@rukhsarpathan2291]

Sir I work in a school as a teacher.. My salary is less than 15k.. But Scl mei they are not providing the EPF.. I already asked them about it but I didn't get positive response. So please tell me sir is it compulsory for them to Provide it .PLEASE REPLY SIR I REALLY WANT TO KNOW AND THERE IS NOBODY WHO CAN ANSWER ME REGARDING THIS. It will be really helpful for me 🙏bcoz the scl said it is not necessary so please let me know sir. Great video sir I have learnt many things from you. Thank you so much 🙏

[@abdulnabihosamani9685]

Sir, your videos are amazing.. Simplicity at it's best ❤️

[@lampardmandy]

I think EPF can be withdrawn towards repayment of home loan or renovation.

[@akshatverma26]

Can't thank you enough for the amazing work that you're doing:)

[@JarvisInvest]

A-M-A-Z-I-N-G! ..... do you know people still think EPF and PPF are the same things!

[@syedsuleman300]

Hey Ankur, please make a detailed video on NPS

[@gauravarora790]

Nice Suggestion!

[@mainakbin7423]

At the start of my career 2year back I opted for safe investment. So Invested in PPF. I am trying to maintain the 1.5lakh and also trying to reduce allotment in %. Till now it's still 51.25%.

[@AliBaba-iy1vg]

1.25x speed of the video gives better experience, I would suggest you to change the intro caption to " Switch to 1.25x for better experience of the video "

[@fmshk97]

Also make a video on how & where to donate money. I believe donating money is also a part of our finances & a video on it will encourage people to donate money on a regular basis.

[@shubhlabag577]

🙏 Thank you sooo much sir...,apke video's dekh kar Mene bahut kuch seekha h 😌

[@AnujSharma-he8ec]

Please make a video on NPS

[@gauravarora790]

Nice Suggestion!

[@navalmundada]

There is one big problem with EPF, If u work from abroad and do not contribute to EPF, govt will stop giving interest on it whereas PPF will continue to earn interest as long as u just contribute 500 rs min and this u can ask anyone to deposit.

[@himanshupatni762]

Hello sir, I just want to ask, which is better ?? - Increase amount in your running EPF account - Open a new PPF account.

[@chandandas002]

Well explained Sir!!!Thanks for the beautiful explanation!!!

[@palsantosh101]

Hii Ankoor Bhai, please make video on filing ITR

[@kushi5439]

Sir u have very unique way of speaking.....I like this soo much 🤩🤩

[@thinkersalman3120]

Thank You… i was waiting for it

[@SachinKumar-gn9we]

Que 1. If we change the company, can we link our old epf to new company?? Que 2. Nomination available in ppf?? Que 3. Can we extend the deposit limit in ppf during ongoing ppf time?

[@melroy1902]

Which is the best SIP to invest in warikoo???

[@souvikhalder5047]

Please also make a video on VPF

[@saurabh12_12]

Voluntary PF vs NPS bhi cover kar lete sir ...

[@gauravarora790]

Nice Suggestion!

[@tamalhazra2776]

Respect sir...and thank you for everything you are doing

[@jayantakumardey3696]

Thank you very much for this video 👍🏼

[@chaudharylokesh]

I am very thankful to you for making this video, very insightful.

[@khushbukumari8350]

Very informative video..thank you👍