Equitable Mortgage vs Registered Mortgage Loan - Hindi

[@AssetYogi]

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[@alexsteven.m6414]

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[@vishnubhaisathwara5304]

Last date 20th Aug 2020 I have registered mortgage home loan. 5300/ - fee.& 7500/-Rs.stamp duty. Nice informative video.

[@tuhinmanna9144]

How much percentage?

[@abhi4yo]

Now there's a provision of "notice of intimation of equitable mortgage by way of deposit of original title deed", to sub registrar's office which reflect on index extract of property... Solves the problem you mentioned in case of equitable mortgage.

[@MuhammadAli-bi9gn]

Excellent videos ! My name is Ali and I am from Pakistan. A great source of learning, lots of prayers for you and your family. Kindly prepare more detailed videos on Trade finance.

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[@karandadlani6721]

Thankyou sir!! Mera doubt clear ho gaya aapka video dekh ke....🙏🙏🙏

[@AssetYogi]

Thanks Karan 😊

[@donibrasco1984]

Sir Bankers lien per video banaein. Aur yeh zaroor bataein ke woh Kab nahi applicable hota. Also lien aur hypothecation / pledge mein Kia fark Hua? Thanks. Your lectures are amazing.

[@anilmandal8631]

महाशय आपने जो जानकारी दी उसके लिए आपको बहुत बहुत धन्यवाद । 1. महाशय क्या कोई निजी स्वामित्व वाले प्लाट धारी ( जिसकी कोई अतापता नहीं हैं ) किसी वित्तीय संस्था को केवल एक सामान्य लिखित पत्र में बिना किसी स्टाम के दस्तखत के द्वारा उनके प्लाट को गिरवी (equitable mortgage) रखा हैं । दर्शाया गया हैं ? 2. क्या गिरवी (equitable mortgage) के लिए विक्रय पत्र को उपरोक्त तरीके से वित्तीय संस्था को हस्तातंरित कर सकते हैं ? या वित्तीय संस्था इस तरीके से विक्रय पत्र को अपने कब्जे में ले सकते हैं ? 3. क्या इस प्रकार से किये गए equitable mortgage कानून मान्य हैं ? 4. क्या वित्तीय संस्था को लोन अदायगी न होने पर ऐसे equitable mortgage धारियों के सम्पत्ति को बेच कर लोन के राशि वसूल ने की, वैधानिक अधिकार प्राप्त होते हैं ? 5. Equitable mortgage किन किन स्थितियों में वैध और अवैध होते हैं ? यदि उत्तर देगें तो बहुत उपकर होगा ।

[@baigsons6546]

WHAT IS SSR AND SSR FEEDING IN CUSTOM .....KINDLY MAKE COMPLETE VIDEO ABOUT IT....YOUR WAY OF DELIVER IS SO IMPRESSIVE AND NICE..

[@abubakkars.a1111]

Thank you sir video bahoot achhi lagi . Ek question puchna hai sir ?

[@mayankpatel3570]

Thanku sir or hum student hai aapka video dekh k study karte hai.aap easy meaning me sab samajhate hi jabki book ki language hard hai.thanku very much sir aise hi hindi me vedios banate rahiye😊

[@princess3191d]

Your videos are really helpful. All finance knowledge at one place.

[@AssetYogi]

Thank you keep support :)

[@shaibijain2825]

Hello, sir i am regularly watching your video it's really fruitful for me i, am working with finance company, I request you kindly provide video regarding t & cp and sanction plan

[@ahsanulhaqmalik7365]

Any video already uploaded regarding process of provisioning in NPA accounts? If not then please upload the same ASAP

[@vickyshrivastawa4580]

Bahut badiya samjgaya sir apne

[@user-qz9rv7sk2z]

Sirji very good knowledge, LAP hai,school loan, unregistered agreement ,loan overdue ho gya,kya property ko sarfaci act lagu hota hai y nhi,proprietary ajj bhi bharmukt hai in subragistar office

[@dipenvachhani9435]

Now with the creation of CERSAI, tracking of equitable mortgage has become centralized as well as simple leading to minimization of frauds greatly

[@gargikhaire3740]

Now in equitable mortgage... Notice of intimation is compulsory. Hence, we take search in SRO we can find charge on property

[@shivamkumargupta110]

What's this

[@Soaked_in_earth]

Thank you very much sir... Your videos are unmatched. Please keep us updated. Thank you

[@AssetYogi]

Keep learning

[@radhaotwani3901]

Sir ek question puchna h jaruri h kya registered mortgage kraye loan lete time??

[@ravikumar-pobathiversion777]

I'm the banker and following you regularly

[@AssetYogi]

Glad to hear that Ravi :)

[@amitpoddar09]

However for equitable mortgage these days intimation of equitable mortgage to registrar office is mandatory within 30 days in few states like in Maharashtra which mitigates the risk and it's as safe as registered mortgage...

[@AssetYogi]

Yes Amit, you are right. Intimation of mortgage to registrar office is a good move. All states should follow this.

[@surendravishwakarma5654]

@@AssetYogi hello sir, is it mandatory to file Notice of intimation for us home buyers in equitable mortgage, or bank would do it ? i am very confused now, 20 days before my first loan disbursement was done, my bank has not informed me of any , should i be concerned about this, though i have paid the stamp duty for loan agreement (bank-buyer) .... please help,, if yes then what is the cost of filing NOI !!

[@BeMusicalHarmonica]

​@@surendravishwakarma5654 In Maharashtra sending notice of intimation is compulsory.

[@MrAnkur11Garg]

Can you please explain the best investment options for a low to medium income person.

[@sweetigarg91]

Lien pr video banaye sir Aapke video bhuth helpful hai thanks sir

[@d.r.9946]

R/sir, Mukul sir plzz 2:3ratios, Current Ratio, bank Equity ratio is par ek video banaye pllz🙏🙏

[@mymoviereview6341]

Mukul ji in case of housing loan what should we prefer EM or Registered Mortgage. And what is the use of noting in EM in housing loan.

[@amudalabhanuvenkatesh8776]

Both will be updated in cersai.so u can opt equitable mortgage to save time if title deeds are there

[@prasadvarude5]

Very simple and effective

[@anandbele2304]

Really helpful information Thank you

[@lovekeshmansi6113]

Bhai ye batao jab intakal diya ho bank me or registry bhi to Or intekal me koi bhi loan ki bat nhi likhi hai to kya tab bhi registered motgage hi karvana padega

[@nikhilchauhan5063]

Sir.namaskar. सर मैंने एक प्लॉट मे 28 कड़ी जमीन 2018 मे खरीद ली और उसका खारिज दाखिल भी हो चुका है। अब 2021मे पता चला है की उस property पे 2017मे ही बैंक से पुरा प्लॉट ही agriculture लोन ले रखा था जो अभी भी है। मेरे बाद 4 लोंगो ने भी एक एक बिस्वा जमिन खरीद लिये हैं । अब मै घर बनाना चहता हूँ मै क्या करुँ ।

[@kapilpal9761]

Vvery imp n usefull imfermation thanks sir

[@Culturalteam_444]

Kindly make a vedio on easy accessibility of judiciary for common people

[@tanujkagra6435]

Credit manager or anylist more is about responsibility skills or kin kin chijo ko banda loan dete waqt jrur dhyan mai rakhe.. Ye sab

[@vankabhaskarrao6749]

Sir new ghar construction kar raha hun khonsa equitable loan milega ya dusara milega sir

[@bakulap2131]

Thanks very much.... Sir .... you're my banking guru

[@AssetYogi]

Keep supporting Asset Yogi Bakula

[@bakulap2131]

Sure... Always 👍

[@bmrocks9788]

Sir guarantor topic me video banaye aur out of state ka koi agar dusre state me property chahe to loan kaise milega

[@pawanmavi4214]

Sir very nice information, clear cut explained equitable deed thanks very much ..

[@vikasmotivationaleducation1299]

सरजी, नमस्कार मैने बॅंकसे loan लिया हैं. 1 जून 2021 को stamp duty 4800 rs मेरे account से भरी चलन से. और notice of इन्टीमेशनके लिए बॅंकने 16 जून 2021 को मेरे account से 3500 rs निकाले. अब 18 जून को GR निकला तों stamp duty प्रतिभूती amount के 0.5 % . तों क्या मुझे वह दुबारा भरणी पडेगी? क्या वह GR अँप्लिकेबल होगा. दुबारा stamp duty और notice of intimation भरणी पडेगी. Plz guide me. 🙏🌹🙏🌹

[@DeepakYadav-cf1wg]

Sir in dono ka cost kitna lagta he. Sir indono me kitna pesa lagega. Plz Sir bata do..

[@Aspiring-mind]

Meri khud ki name pr house hay... Mai isko mortgage de kr kuchh loan leke apni khud ki business start krna chahti hu... Lekin iske liye kya Kya krna padega? Please tell me

[@politicalguruji3770]

Sir mortgage loan 90% paid hai kya isi loan pe or paise le sakte hai .. or kis process se le sakte hai

[@DeepakYadav-fo7ng]

Sir Main ek bank me frends ka guarantee Li hai . Equitable mortgage kiya hai. Ab 3 saal hone aaye hai waha kuch bank k emi painding hai muze Bank notice bheja hai apni original registry jama kijiye tab ki main 3 saal pahile hi jaam ki hai , shayad bank se Miss ho gai. Meri original registry k liye bank me kya karvahi karani chahiye !

[@aakashverma9331]

Bilkul sir, lekin customer ka paisa EM mein bachta hai sirf 10000 stampduty lagta hai.

[@sarabjeetkaur3165]

I am taking education loan of 23 lacs against property as a mortgage.. But the advocate is asking for registration money of 50k..so wat will be good for me.. Equitable mortgage or registrated mortgage?

[@sumit1594]

Thank you sir for explaining in a better way 😊👍🏻👍🏻👍🏻👍🏻

[@AssetYogi]

Keep learning 😊

[@deepanram5509]

Sir, i already registered mortgage in SRO but again bank is charging for equitable mortgage charges. What should i do? We must do both or either one is enough?

[@anandyadav6592]

Estamp vender ka vedio banao agar koi new stamp service provider bana h to system se kese ise banaye.

[@RovingAroundWorld]

Your videos are very helpful for all Indians. Thank you very much. I need many help from you. First thing first.. Can you please explain HOME EQUITY LOAN (in INDIA) process against a property..? Process to get this loan, Interest rate, Is it helpful to pay other debt etc etc. Is HELOC available in INDIA..??

[@vinaypathak9205]

Very very nice thousands likes👍👍👍👍 ....in a one click

[@AssetYogi]

Thanks for appreciation Viany :)

[@surajgupta2983]

Sir kya hume registered mortgage me hume apna land deed ko bank ko Dena padta hai? Kya ye compulsory hai.

[@prathameshpatil717]

Easily understood...thank u sir

[@Hittendrakummar]

plz help me to understand with process of mortgage release ..... and online payment of stamp duty for the same.

[@apurbamandal9767]

A complete knowledge may be required on the topics of CERSAI. Who will pay the CERSAI charges? Why loanee account be debited for CERSAI fees? Is it an one time fees?

[@pranavamrute6703]

That is from manager and senior point of view what they look out for and what else plz

[@bhavikraj9607]

Thank you sir giving me best knowledge

[@AssetYogi]

It's my pleasure

[@pranavamrute6703]

Please make a video on how to read Bank’s Branch balance sheet in detail

[@pranavamrute6703]

Thanks u read , eagerly waiting

[@arunpal8390]

How to find out about any loan record taken on such property in case of equitable mortgage where the property document is as duplicate copy because in such cases seller may cheat as suggested by you, pls sir

[@sandipsangale2515]

Sir, sale dead ho chuka hai khali registered mortgage pending hai. Or registered mortgage kay baad hi bank DD dega. So ismay koi tension wali baat hai kya.

[@nandkishoreb8696]

Hello Amit , Is it necessary to do anything after closure of loan in case of equitable mortgage?

[@prashantchaudhari6968]

Abhi ke time me fix intrest rate home loan le ya floating how to decide ? Which one is better?

[@mymoviereview6341]

Sir agar aap jaldi repayment karna chahte hai toh banks aapko fixed rate offer karenge aur agar long term mein repayment chahte hain to floating rate offer karenge , but aapke upar hai .

[@keshavnebhwani4300]

Sir ji is the emodity who is in the witness in mortgage case is accountable for any default made by barrower Regards

[@mohityadavcakeart2099]

Sir mere frnd ne pnb housing s loan K liye apply kiya tha mere frnd K property K case m documents missing the abhi wo mujhe bata rh th K uski bank usko emodity krne K liye bol rh h jaisa ke mujhe same registered mortgage s kafi match ho rh h... Halaki usme kafi expenditures aa rh h 40000 ka jo K kafi jyada hai... 25L loan K against....

[@rmoujj]

Sir urban area main plot buy karne per kya pradanmantri aawas scene 2.67lac subsidy mil paaygi, kya process hogi

[@dipakgohil8165]

Sir ji ye thik he leking Approximately 10 lakha ke lone per Kitna pay Kar na hota he ... registered mortgage Gauge me please

[@areucreazy]

Very good knowledge, helpful

[@AssetYogi]

Glad it was helpful!

[@inayatullahkhan264]

Eaqatable martage ka loan jis property per chal raha hai us property ko construction kar sakte hai kya ..

[@joyb5220]

Thank you sir its very helpful. Plz DRT AND CERTIFICATE CASE K BARE BATAYE.

[@AssetYogi]

Thank you for appreciation and I've noted your suggestion 😊

[@joyb5220]

@@AssetYogi thank u sir

[@MrAnkur11Garg]

You describe the topic very well, thanks.

[@AssetYogi]

Keep supporting Ankur :)

[@athravpatilkusur2079]

Arbitration विषय संपूर्ण माहिती द्या

[@venkatasubbaraosomasekhar3700]

Can you please tell what is the stamp duty to be paid on equitable mortgage on deposit of title deeds for a memorandum of entry please Share the details which is very much of knowledge and help to many people .

[@Geekyavi1]

2%

[@rahulbhuriya1898]

Very informative videos sir thankss🙏🙏

[@AssetYogi]

Most welcome

[@siddharthasinha3664]

Very nice n accurate

[@parihar615]

sir ek person hai jiski notri rakhi hai humare pass 3 sal se case chl raha hai uska kuch declear nhi ho ra ab kya kre

[@SachinSharmabarwani]

Madyapradesh me Equitable Mortgage ki stam duty 0.25 % + Registration fee 1000 hai aur Registered Mortgage ki stamp duty 1 % aur Registration fee 0.8 % hai

[@rockeySharma357]

Sir me SBI Jammu se home loan le rha hu meri apni jameen hai uspr bank bale ne pehle bola equatable mortgage krenge but abi last process baki tha ab bol rha registered mortgage k liye kya registered mortgage mandatory hai ja fr equitable b kra sakte hain

[@ganeshmane8953]

Love u sir, nice cleared information

[@AssetYogi]

Thanks Ganesh 😊

[@prashantchaudhari6968]

Give process of equitable mortgage. It will be done after final purchase of property process at sub registrar office or before?

[@wankhadeabhijeet]

After purchase where property is created out of mortgage

[@kapiltripathi877]

Nice explanation sir...ur videos very useful

[@bikashmondal7387]

Pls explain Mortgage loan complete procedure from bankers side

[@ravikirandhangaripi2877]

Sir, I have taken housing loan for purchasing plot & construction house where as to do equitable mortgage

[@NITINGUPTA-eq1ql]

Sir please make a video on used car loan to clear the interview for auto loan department

[@shivajilanke7565]

Very good sir

[@nitinpatil5067]

Can you make video on notice of intimation of mortgage

[@amrutlalpipada2776]

Whether registered mortgage of one bank can be transfer to another bank without paying stamp duty reqired under article 40 of stamp act

[@amols4444]

Kindly make video on ESBTR

[@richfernandes2810]

Sir I'm from mumbai and I wanna know mujhe kaise mortgage loan mil sakta hai house is registered on dad's name aur woh above 60 aged hai...kya procedure hoga pls lemme know. Thank you

[@ca.radhikajain4440]

how much stamp duty is paid on registered mortgage?

[@Tarunseries8629]

Please describes memorandum of entry

[@umeshmore4077]

Equitable mortgage maharashtra gov website se online kaise print nikal e please bataye sir

[@prataprajput8693]

Pari passu letter and consortium per video banaye sir

[@divyeshgawali1761]

Perfect Information 👍👌 Thanks sir 🙏

[@srinivasayyala4089]

rural branches registered documents apne branch me rakh sakte kya? if yes, procedure, if no where to keep.?

[@shovanpatra4974]

Whether any tax relief for stamp duty paid Rs. 44880/ and Rs. 23300/- for a lone of Rs. 2244000/- which is too high. Please suggest if any relief for tax

[@Ubhartabharat878]

Very nice video. Pls discuss on authorised colonies, up to what extent approved map is required. Competent authority for map approval in both urban and rural areas etc.

[@AssetYogi]

Yes Susanta. I will cover authorised and unauthorised colonies in detail.

[@shaikjeelani8629]

Sir what is legal part of property measurements.....in Hindi explanation please

[@ashutoshmishra540]

In equitable mortgage deed also registered in sub registar office.please correct yourself

[@VikasKumar-xi5wx]

Sir Maine Jesse property khridi hai use Mujhe btaya Tha ki property pr loan nhi hai , Aur hmne pta bhi kreaya Tha to loan nhi Tha, to hmne property le li aur mutation bhi kra li aur property liye 8 month hone gye hai ,aur ab bank se ek agent Ata hai aur Kenta hai ki apki property pr loan hai ,aur apko pay kana hoga,nhi to apki property nilam ki jayegi ,sir ab kya kre please btaiye,hme kya krna chahiye

[@b.anandraopattnaik1389]

Excellent

[@Wroomoney]

Sir 12th commerce banking ke lesson bhi sikhao please sir please