Loan Against Property - Interest Rate, Eligibility & Documents [Hindi]

All you want to know about loan against property i.e. interest rate, eligibility, documents required, pros and cons. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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All major banks provide loan against property (LAP) - ICICI Bank, Axis Bank, SBi, PNB, HDFC etc. We will see all important features of a loan against property, when you should take it and when you should avoid it.
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आप संपत्ति के आधार पर लोन के बारे में जो भी जानना चाहते हैं यानी ब्याज दर, पात्रता, आवश्यक दस्तावेज और इसके फायदे और कमियां आदि के लिए ये पूरा वीडियो देखें। हम संपत्ति के आधार पर लोन की सभी महत्वपूर्ण विशेषताओं को देखेंगे, कब आपको ये लोन लेना चाहिए और कब आपको इसे से बचना चाहिए।
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In this video, we have explained:
What is loan against property?
What are the eligibility requirements for taking loan against property?
What are the required documents for loan against property?
When should you opt for loan against property and when you should avoid taking loan against property?
What are the advantages and disadvantages of loan against property?
How to get loan against property?
How to calculate loan eligibility for loan against property?
How much loan you can get with loan against property?
What is the application process for loan against property?
For which purposes you can take loan against property?
What is the minimum loan amount of loan against property?
What are the interest rates for loan against property?
संपत्ति के आधार पर लोन क्या होती है?
संपत्ति के आधार पर लोन लेने के लिए एलिजिबिलिटी रिक्वायरमेंट्स क्या हैं?
संपत्ति के आधार पर लोन के लिए आवश्यक दस्तावेज क्या हैं?
कब आपको संपत्ति के आधार पर लोन के लिए विकल्प चुनते हैं और कब आपको संपत्ति के आधार पर लोन लेने से बचना चाहिए?
संपत्ति के आधार पर लोन लेने के फायदे और नुकसान क्या हैं?
संपत्ति के आधार पर लोन कैसे प्राप्त करें?
संपत्ति के आधार पर लोन के लिए लोन एलिजिबिलिटी की गणना कैसे करें?
आप संपत्ति के आधार पर लोन के साथ कितना ऋण प्राप्त कर सकते हैं?
संपत्ति के आधार पर लोन के लिए आवेदन प्रक्रिया क्या है?
किन उद्देश्यों के लिए आप संपत्ति के आधार पर लोन ले सकते हैं?
संपत्ति के आधार पर लोन की न्यूनतम ऋण राशि क्या होती है?
संपत्ति के आधार पर लोन के लिए ब्याज दरें कितनी होती हैं?
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Hope you liked this video in Hindi on “Loan Against Property".

[@Agent78ma]

I am a coordinator in loan against property team in kotak bank. So this is 90% correct answer to explain.

[@vaibhavdoke7861]

very nice information .....which is usefull for normal person ...thanks alot sir :)

[@AssetYogi]

Thank you Vaibhav

[@SantoshPrajapati305]

Hi Mukul, can you please make videos on GST. Who needs to register on GST? Process for GST filling. How to get GST input tax credit and many other processes involved in GST.

[@parthjaiswal7573]

Thanks a Ton Sir You are the best finance advisor It is very helpful knowledge that you are providing.

[@aakashchauhan7724]

Mukulji I really appreciate u for spreading ur knowledge.....with each n every videos really respect ur concepts

[@babaraourkude7000]

Best information is given by you, it is useful for those who are interested to take loan agents property. Thank you very much.

[@aatifmalik7555]

bhut bhut sukrita sir bhut kuch seekhne ko mila apki video dekhkar

[@AssetYogi]

Keep learning Aatif

[@TheLucky9595]

Pls describe features of loan given by bank to its landlord against monthly rental which goes as loan installment.

[@goldy1819]

Thanks for providing me the knowedge of LAP, Thanks Mukul i like your video

[@AssetYogi]

Thank you for appreciating Pankaj

[@user-cq3il8vf9v]

your this vedio is really very helpful for us . I suggested you to also make vedio on the topic- loan against security . and thanks a lot sir for such a amazing vedio .

[@panparthiv9225]

THANKS A LOT SIR.......MAY YOU ALWAYS GET SUCCESS MORE AND MORE

[@ShivamGupta-oi4ee]

Sir, can you tell which loan will be fine if we have to buy a shop and how can we find out which bank will have the lowest rate of interest

[@ThePavanprem]

Hi Mukul, I have taken loan from LIC HFL @ 10.50 and they increased it to 11.20 % . This is floating interest rate but they are not changing interest rate

[@deepakkkkk4683]

Apke pass fully document nhi honge or bank sirf ek hi cheque dega vo bhi sellar k name par

[@RahulKumar-kx2uk]

Loan against property me original registry apne paas rakhta hai bank??

[@rajatgrover5726]

Sir please make a video on drawing power Vs limit

[@surajpawar8484]

खुप उपयोगी माहिती दिलीत. धन्यवाद.

[@shreeganesh4281]

Very thankful for this video Mukul!

[@AssetYogi]

Glad to hear that

[@GAJENDRASINGH-wh4lw]

Family pensioner loan kysy ly aur konsa ly ,,, widow and all Es par video bnaiy plz

[@amitkumar-xr6hm]

Bank ....property ki canstruction value amount bhi ..add krta h property values amount m

[@AjayKumar-yt6jd]

Yes

[@makvanavinaykant3495]

मैने 45 year old घर खरीदा है जिसके लिए बैंक से होम लोन लिया है। अब मुझे पूरा घर घिराके नया घर बनवाना है तो बैंक को inform या permission के लिए मुझे क्या procedure करनी पड़ेगी ।

[@vivekmishra3892]

Sir good evening. Ap general insurance pr bhi video bnao pls like car, home , bike

[@AssetYogi]

Topic noted!

[@shreyanshgoyal5199]

App ka Information batana is tareke short and crisp g I love this way 😁

[@BOBSPN]

So thanks of my you sir. Adorable work done. Very informative n useful for needy

[@AssetYogi]

Glad to hear that 😊

[@belladonnagammidge8572]

REalexpeditetools,com helped me with a transfer of $29,000 added to my account .They are awesome.

[@sanjeevshukla2693]

Hello Sir, May you please make one video for available loan options for NRI.

[@atin671]

Supeb explain sir I am big learning Knowledge from this video

[@AssetYogi]

Thanks Atin!

[@babycarewithkiran2772]

Sir home Lene ke liye legal documents konse hote h by builder or wo flat legal h Hume kaise pata chalega pls suggest me a video

[@rupalir5267]

Valuable information thanks

[@AssetYogi]

So nice of you

[@045-amrendrakumar7]

Sir, I want to take loan for my education of approx 30 lacs and my parents are non- working but the land is commercial....did I get this loan against my parents property..??

[@kailasmhaske2598]

Excellent job .... nice information...! Thank you very much sir

[@AssetYogi]

Keep learning 😊

[@GangadharSetty]

Hello Sir, thanks for the video.for LAP, is it mandatory to take the insurance. (HDFC here)

[@amitagarwal5714]

Lone k liye bank property ki value kese nikalte h, plz is sub par bhi ek video bnaiye plz.

[@MultiVishal99]

For future Video - what is the difference between credit score and cibil score?

[@gauravmukati3927]

Cibil is company which provides credit score ! Cibil, hightmark , experien all provide credit score !

[@ratanboriwal9621]

Nice sir muj Llb krni h or loan insvestment sikhna h tq

[@ArmaanKhan-bh7oo]

Thankyou So much For your help tips

[@AssetYogi]

Hope it helps Armaan 😊

[@ashishsaraswat7778]

Sir make video on diffrence bw bank overdraft and and loan aganist property

[@yogeshkarnik4557]

Very, important, information thanks for sharing

[@AssetYogi]

Glad that you liked it.

[@gaurigupta1878]

Jiska monthly 10 k hai uske liye koi subidha hai ya nhi

[@s.rproductionscreations4971]

Good information sir really

[@kaluramwalke6652]

Very informative video. Thanks

[@rpmgegroups2056]

Thanks Lords your information SIR

[@manindersharma1502]

Explained very well. thank you

[@AssetYogi]

Keep learning Maninder 😊

[@rahulteli517]

Thanks so much sir

[@Gauravkumar-dm2zp]

Sir plz.. make video on how to trade in nifty and bank nifty.... Due to lack of knowledge small traders cannot able to trade ......and big traders take away all the profit...plzzz...this is humble request!

[@AssetYogi]

Watch this video: kzbin.info/www/bejne/mYnNk3VvidqEm9E

[@dadapatil6267]

who is decided the value of our property government or employ of bank...

[@pawanmavi4214]

Sir ji, thanks for very useful information...

[@AssetYogi]

Keep learning Pawan 😊

[@iconicplayz6784]

One doubt Suppose I am buying a flat of 1 cr ,and I have paid 50 % initially So can I get the remaining amount as home loan only on that that flat itself Or other securities are also required ?

[@bhagatjee5]

Somebody answer

[@NITINNPANDIT]

Awesome learing from your videos sir

[@shaileshpatil5812]

Bahot badhiya sirji, LAP KI PROPERTY PURCHASE KAR SAKTE HAI KYA

[@satieshkumar4433]

Zameen ka kaun sa paper lagega . original deed,photo copy,circle office se nikale ga? Ya mortgage paper se hi mil jayega. Please replied.

[@NAVNEETKUMAR-ln5jg]

satiesh kumar call me regarding lap 8218825237

[@hetaltinawala1489]

Thank you sir u discribe everything so nicely keep it up

[@AssetYogi]

Thanks 😊

[@ashwadhamamulkalla5854]

thanq you boss for good information

[@ash75112]

thanks for your valuable video.

[@Naveensoni21]

sir, is type ke loan me sayad intrest bas pay karna hota hai kya...? ya amount ke sath intrest bhi katega har month....? plzz guide

[@GobindaLala]

Konsa property ka documents bank me rahega... Jo kharid rahe hai yah jo mera residencial property hai

[@ManishSharma-wf4ke]

Very good sir so detailed information video

[@AssetYogi]

Thanks Manish

[@AaaAaa-gq2kd]

Bahot bahot Ashirwad .🧡

[@nawazshariefr]

Thank you so much for information.

[@ashishgautam3627]

Excuse me sr ..kya gram sabha ki jamin pe home loah mil skta h?

[@budhrambishnoi6194]

योगी जी एक विडिओ बनाये ।जो कि प्रधानमंत्री आवास योजना के अन्र्त़ंगत जो सबसिडी मिलती है।उसका kya Process है।और सबसिडी कितने किस्त मे आती है।ओर कितने समय मे आती है।एवं होम लोन का trune over कितना है Thanks

[@AssetYogi]

Topic note kar liya hai.

[@idiotwritings9312]

Your video really helped me A lot Thank you

[@AssetYogi]

Keep supporting :)

[@iconicplayz6784]

One doubt Suppose I am buying a flat of 1 cr ,and I have paid 50 % initially So can I get the remaining amount as home loan only on that that flat itself Or other securities are also required ?

[@vaibhavdoke7861]

hello sir ..i have started new home loan with my spous 2 months back (2 emi paid to bank). and in this situation i want to buy one more residential property which is in less price. so how to go for it or how to plan for it ?..... expecting your suggestion and advice.. thnks for nice videos. :)

[@rounakghosh5001]

If a person is not working in any fields(no jobs or not business) can he get the loan? And what happens if he fails to repay?

[@simranminj2005]

Nai dega loan bank sir because bank documents mangta hai jaise salary hoto min 40k se upar hona chahiye and business hoto toh 50lac se 5cr tk turnover hona chahiye agr apke reference m koi h aisa toh mai loan karwa dungi apka 7303930646 ye office ka no. Hai required h toh call uss 😄

[@ranchodaya9343]

@@simranminj2005 yes mam...jarurat h..plz contact me

[@pradeeprana6972]

Thank You Sir Giving full details for loan against property

[@nikeshp911]

sir please, overdraft against property pe 1 vidio kijiye na?

[@shubhamdhuri198]

Thank you sir for giving the knowledge about..

[@krishangiri8777]

Thanku sir bhut achche se explain kiya ❤

[@AssetYogi]

Thanks

[@amin8591]

Thanks for informative information

[@AssetYogi]

Hope it's helpful 😊

[@sandeepnaagar6925]

Kindly upload a video on different kinds of credit limits provided by banks

[@AssetYogi]

Sure

[@mohammedmushtaqsayyed5756]

Thank you for such video very informative

[@AssetYogi]

Thanks Mushtaq

[@satch7350]

Please guide us, for a home loan when you do not have any formal evidence of income but can pay EMI

[@ThePuneet681]

ThNks for good explanation

[@banshanbok]

Thanks a lot man ...Jesus bless u

[@AssetYogi]

You are welcome

[@vivekmishra6261]

The explanation is Much satisfying ✌

[@anjanutube1]

LAP- Documents mein aap business walo k liye Income Tax Returns(6 no.) k sath aap bole ki Last 3yrs Income Tax Returns with computation of Income(10 no.) bhi lagega. Sir Please clarify kijiye..

[@parmarmilan152]

Home loan pai loan krna ho to konsa sahi rahega top up loan ya lap (now days )which bank or finace is best (now days please inform again )

[@gk3359]

Sir salary is 20,000 and property is of approx. 25 lacs...what is approx 15 lac loan is required.

[@yoyobaniyabro]

Sir apko loan dilwa doonga mera whatsapp number 8368670736 h ping karo

[@AA-og9dk]

@@yoyobaniyabro 9768823778

[@AA-og9dk]

@@yoyobaniyabro mujje help kare

[@ashpaksheikh1616]

What documents required for NRI also can I get Loan against plot to. Do construction on plot. Please provide info

[@peyarikhan6480]

Hi Sir I have some Q 1 can I remortgage / take equity with same bank? And is it going to benift me.? With the amount I want to gv down payment for my 2nd property. What if I remortgage how much I need to pay every month? And can I pay weekly or every second week? There is one more way called HELOC how good it is? Which is best in these three mentioned above? PLS reply as soon as possible Thanks

[@miscellaneous7952]

Sir property mere nam pe hain.... Job mere husband karte hain... In that casé what should we do ?

[@NAVNEETKUMAR-ln5jg]

Sudipa Pahari yes mill jaiga call me 8218825237

[@dsworld7359]

Very much informative

[@AssetYogi]

Keep learning :)

[@lalitsingh8396]

Very nice thanks for deeply knowledge

[@AssetYogi]

It's my pleasure

[@geetikapawar5229]

Sir Jo income tax nhi bharta h unka kya

[@anjanutube1]

Sir..please Interest rate,eligibility check karne k liye kuch websites link dijiye..

[@abdulrahman-zx4je]

God bless you for sharing knowledge

[@AssetYogi]

Thanks Abdul.

[@anilthakur5531]

Thanks for the information 🙏

[@mondaymotivation9596]

If the property is in other district and the bank who provides loan is in other district... will the bank provides the loan ??

[@Reallegend__01]

Yes provides

[@pratiksawant5066]

Yes but from that bank district

[@akshaypanwar9500]

bhai sbse phla question return bhrte ho ya nahi last 3 year's ka return mangte h

[@DeepakSharma-zy3ig]

Many Thank you Mukul Sir

[@AssetYogi]

Hope you like this video :)

[@karmjotsingh148]

Extremely informative content

[@AssetYogi]

Glad you liked it

[@vedonutube]

Sir please make a video how to buy a land or home frim from seller which is mortgage or defaulter in some bank or in financial institution..

[@NeVeRGiVeUp-ze1tq]

Hy thats me vinay what you want sir i m a channel partner with icici hdfc idfc pnb bank if you wants really a loan on whatever so contact me sir

[@rajputjps]

Very Well Explained.Do a video to explain, how to incorporate a new pvt ltd. company

[@tabby1107]

Excellent

[@padmavathikv5216]

My mother having a house in Bangalore. And she gets 80,000 of monthly rent from that property. She is 59 years old. Can she get loan against property that property.

[@prashantmundada898]

aap kaha se ho

[@NAVNEETKUMAR-ln5jg]

Yes mill jaiga 8218825237

[@maheshdevnath7857]

Property agar Kisi company me customer ne 25% down payment Diya hi tu lone kitna huga.

[@deepankermishra8826]

Sir meri original property ke paper kho gaye hai . Maine certified copy nikalwayi hai kya LOAN AGAINST PROPERTY mil jayegi.

[@deepankermishra8826]

Plz help me

[@praveencl10]

Very Nice explanation sir great.

[@AssetYogi]

Thanks Praveen

[@digitalstudy8547]

The only concern is do interest rate apply to total amount sanctioned and given by them or does it only apply for the money used ?

[@sanjaypatil6486]

Sir N A 45 type का plot लेना है govt. bank ya private bank loan देती है क्या ?

[@NAVNEETKUMAR-ln5jg]

sanjay patil yes mill jaiga 8218825237

[@Triptivlog615]

Thank you so much sir this video is very nice

[@mrinalgogoi1982]

Hi I am planing to buy a property valued at 40 lacs. I have checked that the current circle rate is 37lacs. So I want to get the registry done at circle rate. Also I will have to apply for home loan for the said amount. So is it possible that I apply for home loan based on property's market value i.e. 40lacs which will be mentioned in sale agreement and get the registry done at circle rate.

[@sumitshaw2029]

mudra loan kaise le, documents and requirements

[@satyajitmandal3498]

Plz analyse a account statement of a SIP account......

[@virendrarajawat]

Hello sir Me ek ghar kharidna chahta hu But wo ghar registry wala nhi he....notary wala he... Kya is notary wale ghar ko lene me koi bank loan degi kya...agar ha to plz process explain kijiyega sir.plz Thanks sir