ETF Investing | Research Guide for Beginners

[@ZietInvests]

🔴Learn more about Interactive Brokers: www.interactivebrokers.com/mkt/?src=zietPY2&url=%2Fen%2Fwhyib%2Foverview.php%3Fnored%3Dt By just clicking the above link, you will be able to support my channel without any cost to you! Thank you so much!

[@AlexAlddn]

Appreciate every video of yours, very informative. Fork is a plus 😁. Keep up the good content and cheers Ziet.

[@ZietInvests]

thank you so much Alex!

[@prabagaran.s1285]

Great job 👌, searching this information for 6 months for all around , very clear explanation, you are really awesome , no words to say , hats off 🤝🤝🤝👏👏👏💥💥🔥🔥🔥👌👌👌💥💥💥

[@ZietInvests]

Thank you so much Prabagaran, have a great weekend ahead!🥰

[@karlapascual7037]

Hi Zeit! I don’t really comment on KZbin videos, but I feel like this deserves one. I would just want to say thank you for sharing your ideas to us. I just started my investing journey and your videos are a great help! Really appreciate it, man! Keep it up! 😊👌🏻

[@ZietInvests]

Thank you so much Karla! This means a lot more to me than you can imagine 🥰🥰 Hope to see you more in my future videos!

[@gadgalleto5906]

kzbin.info/www/bejne/q5LanaKfndCBmc0

[@rohaniiitc]

Great job bro and thanks for the video. Have been waiting for last two when you said last time. Btw if u get a ETF with Ireland domicile and Accumulating then you dnt have to worry if it’s Ireland or US as 30% tax is only in the dividend not tax gain , right ?

[@ZietInvests]

Hi Rohan, glad you are enjoying the video. The 30% or 15% tax is on dividends paid by a US domiciled company/fund (regardless accumulating or distributing), you will still be taxed, just at a different level. And also, no capital gain tax yes!

[@octam5409]

quality bro ..... i should be paying you my student finance hahahhahah

[@ZietInvests]

Haha thank you so much!

[@gruggle10]

Thank You ziet for the good input.Would u mind to suggest which is the best shariah compliance ETF?

[@ZietInvests]

Hi there, I'm afraid I might not be the best person to answer this question, but if I may suggest you to use try ETFdatabase or justETF's screener to search for them: www.justetf.com/en/how-to/invest-islamic.html Hope this helps!

[@gruggle10]

@@ZietInvests tq ziet..

[@reignstalk4376]

Thanks for the info man

[@ZietInvests]

Anytime my man!

[@benjaminperks7534]

Hey Ziet thanks for that, first time watching! How do we calculate the dividend they pay from the ETF? I cant see that on the fact sheet

[@ZietInvests]

Hi Benjamin, depending on where the fund is domiciled in. Usually for US domiciled ETFs, they may appear as 30-day SEC Yield (instead of dividend yield), and for Ireland domiciled ETFs, they usually appear as yield, but if you can't find them, you can find it on their website instead, for example VUSD (distributing ETF): www.vanguardmexico.com/institutional/products/en/detail/etf/9503/equity

[@hannahpung7633]

Hi ziet, thanks for your great sharing . Js wondering is it true that the ishares S&P 500 etf is also available available in stashaway portfolio. Correct me if i am wrong. Thx 😊

[@ZietInvests]

Hi Hannah, I believed they have removed it under the "International Equities" and replaced it with Australia ETF instead, although the weightage is fairly small to be honest. They have another sub-branch of S&P500 - the S&P Small Cap ETF (under the 36% portfolio), which is not so similar to the parent S&P500 index. Hope this helps!

[@shamilzaki6261]

Hi Ziet, what is your opinion on the new VP-DJ Shariah China A-Shares 100 ETF in Bursa. Are you planning to cover on this ETF in your future videos?

[@ZietInvests]

Hi Shamil, I don't usually look at Malaysian ETFs, but I took a quick look and spotted a few things that jumped out to me: 1. Total expense ratio is a bit high at 0.70% (0.60% mgmt fee + 0.06% trustee fee + 0.04% index license fee) 2. Top holdings - Amperex and BYD takes up ~12%, both are battery players, looks like this fund is slightly leaning towards EV/renewable energy sector. 3. Trading volume seems a little bit low to me at 6 Mil daily (1 lot is 100 units) so only 60,000 traded daily, not sure how much this means to the bursa market but in US market, this is extremely low (i could be wrong here). Overall this is not something I would personally go for, the exposure distribution is quite scattered and there's no specific focus, I might as well buy other China-ETF listed on US market with around 0.3% expense fee, that would be better in my opinion.

[@shamilzaki6261]

@@ZietInvests thank you for sharing your insight. my concern on Bursa-listed ETF is on liquidity too. But i'm planning to go long term with China market. Also, since you mentioned about China-ETF on US market, do you know any Shariah ETF listed there?

[@ZietInvests]

@@shamilzaki6261 I've not dived deeply in to Shariah ETFs before, but you can use ETF screeners like (www.etfdb.com) or (www.justetf.com), or just google shariah ETF + justetf or etfdb. Hope this helps!

[@gparamaeswary7276]

Is the expense ratio included in the cost as soon as the etf is bought. Refering to cspx and vusd. Thank u

[@ZietInvests]

Hi there, expense ratio is deduction on the net returns everyday (divided by 365)

[@apips.studios7677]

bro change to spoon mic la fork mic are dangerous😆

[@ZietInvests]

😂😂😂🤣 gotta take some risk😛

[@terrencelim9618]

Hi Ziet, I would like to listen to your opinion on FTSE which is an ETF I'm interested investing in and currently doing some homework on it. Are there FTSE variants (like VOO, CPSX and etc for S&P500) and your view on them if there are any. Thank you

[@oleksandrgrytsyuta4632]

Thank you for very useful video, really helps to understand the basics! very few such clearly expressed content here on youtube.

[@EzequielDelgadoV]

Hello Ziet, thank you so much for your excellent videos! Please, I hope you can help me understand this.... I am planning to invest in CSPX, due to heavy tax implications with dividends in my country, but I am not sure why -when comparing it against VOO-, the yearly return of the last year, is about the same in both ETFs, (40.75% Vs. 40.40), but VOO pays quarterly dividends, right? So, shouldn't the yearly return of CSPX be higher? I mean, where does the accumulation really happen? In the ETF price (if so, I would think that a higher price implies a higher yearly return) or in the number of ETFs, (but given the unit price of $446.64, I don't see how we could reach a new ETF unit), please advise, thank you so much and regards from Mexico City. p.s. Another doubt, are the dividends yields considered (included) in the yearly return? Or those dividends are additional gain in the case of distributing ETFs? Thank again.

[@ZietInvests]

Hi Ezequiel, yes VOO pays quarterly dividend, and I believe the historical performance should have accounted that in the 40.75% already, that said it should be more or less the same as CSPX as accumulation should result in the increase of the ETF share price - the minor difference could be due to tracking different which is normal for an ireland etf with a much smaller fund size. To clarify, cash dividends won't result in additional shares/fractional shares. Let me know if this helps!

[@EzequielDelgadoV]

@@ZietInvests Yes this helps a lot, thank you so much.

[@ZietInvests]

@@EzequielDelgadoV Most welcome!

[@NahSmartLife]

Hello.. I am from Laos (Asia). Could you tell me which platform is support to my country for investment in US ETFs??

[@ZietInvests]

Hi there, you can try opening an account with Interactive Brokers and ask their customer support whether your country has any limitations with accessing US ETFs: kzbin.info/www/bejne/nJDCeZqAh8pmpLc There shouldn't be any issue from my knowledge. Hope this helps!

[@Hamizmad]

Great video!

[@ZietInvests]

Glad you enjoyed it😊

[@ivany1503]

Thank you for the great content! Can you please share more about the fund domicile tax? Specifically, the 30% withholding dividend tax.. 1. Does that mean if we were to cash out the dividends, we will be subject to 30% tax? 2. If it is accrued/ dividend is reinvested back into the funds, the tax won't be applicable? 3. Does Malaysia has tax treaty with the US and Ireland governments respectively? Appreciate you sharing these valuable insights as always Ziet!

[@ZietInvests]

Hi Ivan, 1.For Dist etf, you will receive 85% dividend cash whenever cash is distributed, so 15% already withheld automatically. For acc etf, since there is no dividend, the growth will be reflected in the share price, and when you cash out, i believe the broker will withhold the payable amount of capital gain taxes (the 15% portion). So neither of them are better/superior than each other. 2. See 1. 3. No tax treaty with US, i believe malaysia has double taxation agreement with ireland, you can read more on its mechanics

[@islandhopper523]

I was just looking for a video about this and boom ziet makes one! Reading my mind! Side note: I love how fast you speak, you get straight to the point and don't waste time, super great video!

[@ZietInvests]

Hehe thank you so muchhhh, I am so touched and humbled that you noticed that, it's always something that I keep in mind so that the audience get the most out of every second spent on my videos haha! Stay safe🥰

[@amirulmualiffmusa7156]

Hi Ziet... thanks for amazing vid😁 lot info I learned from it.. can u explain more about US Stock vs KLSE stock... thank you

[@ZietInvests]

Hi Amirul! Perhaps you can check out this video for more explanation on US stock (using KLSE as comparison): kzbin.info/www/bejne/fWHPlZWMh6msn8k

[@selva6344]

Man, I've spending months searching for information like this. Thank you very much for sharing your knowledge about ETFs and showing "how to" analyze and select them. Much appreciated. Liked and subscribed already. More than deserved.

[@ZietInvests]

Thank you so much Selva, I always believe financial knowledge should be freely accessible by everyone - not behind a paywall/seminar/course. Can't wait to see you explore more of our latest videos - we have a lot in store for you ❤️

[@ultrachiek90]

Hi Ziet, i would like to invest in VOO ETF. I saw on IBKR that there is VOO arca and VOO mex. which one should i choose? thanks!

[@ZietInvests]

VOO on NYSE Arca! 😄

[@yijinglim6453]

Hey Ziet! Thanks for churning the information to be so easy to understand! Are you looking into any Energy (industry) ETF that is Ireland domicile? :)

[@ZietInvests]

Hi Yi Jing! So far I have not dived into sector specific ETF yet, personally am abit reserved with sector specific ETFs because they are very concentrated, and due to the fund structure limitation, they can have max ~10% for each company, which means they are sort of forced to fill in with lots of winners and losers, making their average results underperform broad market ETFs over the long run. Though this does not apply to all ETFs of course, definitely need more research on them!

[@SaadonAksah]

Donkey manager? 😱

[@386max1]

Good video. Tq

[@ZietInvests]

🥰

[@edvinaskai5899]

How frequently Acc etfs transfer dividends back to stocks ? Is it also quarterly ? Thanks for educational video.

[@ZietInvests]

I believe they readjust their positions every quarterly like the S&P500 index does, but i could be wrong, that said, it should be reflected in the share price since we won't be getting any cash distributions

[@AnonozChong]

Bless prosperus and IBKR letting us skip the local fund managers. RIP Malaysia finance industry. Hope the gov give everyone more incentives to support local financial industry.

[@ZietInvests]

Malaysia as a whole is rip 😂 from the politics, economics all no eye see 🤦🏻‍♂️

[@marinrodriguez7729]

Luv the insights but i really luv the fork-mic!

[@ZietInvests]

My most important props back then!

[@cherrychung2555]

Hi Zest, what do u think about myetfus50? This MY ETF invested in US, for Malaysian do u think is it a good investment?

[@ZietInvests]

Hi cherry, you got to see its expense ratio and the top holdings ya, imo their expense ratio a little bit too high, might as well just do it with IBKR directly (with S&P 500)

[@cherrychung2555]

@@ZietInvests tq Ziet, but this etf domicile country is Malaysia, so we can avoid the withholding tax right?

[@kenstarthree-six5429]

Ziet, I don't know how to say this... you are literally helping me secure my future; plans, goals, dreams... you name it! Big ups. Recommending you to all my friends. You deserve more views!

[@ZietInvests]

Omo! So proud to know this, keep up the learning and you will be a seasoned investor in no time!

[@bdyd8144]

Very informative, you made it again, thumbs up

[@gcyt7462]

Hi Ziet, thanks for the informative video! What do you think of EVs ETFs like IDRV and DRIV?

[@ZietInvests]

Hi Zhen Wei, I'm not a fan of sector specific ETFs because due to the fund limitation (10% weightage maximum per stock) they are forced to buy a lot of winners and a lot of losers as well, end up long term underperform the diversified ETFs like S&P 500

[@mimkii8369]

Hi Ziet, Thank you for sharing your knowledge with us

[@ZietInvests]

Hi there, when choosing between ETF or Stock, the question you should ask yourself is the outcome you are expecting, not the cost of investing. Their upfront cost may differ today, but their outcome can vastly defer, as stock comes with greater reward (with greater risk of course), as opposed to ETFs. So ask yourself whether you can really stick on with the long-term time frame + dollar-cost average as it fits, and Im sure that will help you decide between ETF or stocks, or even mix of them. In terms of return, you can just quickly pop on to Yahoo Finance or Morningstar, or just google them to see their 1Y, 3Y, 5Y, 10Y return, you should have a clear picture of them! Hope this helps!

[@jeniffertan3336]

Ziet, I want to buy DUST. IB said " Restricted: Must request Complex or Leveraged Exchange-Traded Product permissions for trading." What should I do. Pls advise. Thank you

[@ZietInvests]

Hi Jeniffer, DUST is a leveraged product so you need to request for trading permission under account settings. Just login IBKR and search at the top bar "Trading Permission", then apply for leveraged products (need to update your financial info to have longer trading experience and account Net Asset Value)

[@jeniffertan3336]

@@ZietInvests Thank you , Ziet. Does my funding capital is one of the criteria for Trading approval?

[@jeniffertan3336]

I am thankful I found you. Thank you for sharing your experience with IB. I follow all your steps closely from opening IB to Funding.

[@newadultben128]

Thanks for the guide Ziet ☺️ was thinking to invest in other ETFs other than SPY and ARKs 😂

[@ZietInvests]

Haha you're welcome buddy! Time to explore the deeper trench of the ETF market😎

[@BF_official_my]

Reading on CSPX from the fact sheet dealing information, it currently doesn't allow trading in GBP but EUR (SXR8 GY) ? is this true? Will they keep updating the ticker trading currency?

[@ZietInvests]

Hi, CSPX still trades in USD! Are you looking for the GBP version? (try checking CSP1)

[@BF_official_my]

@@ZietInvests ahh..I'm talking about the GBP, I was wondering why the fact sheet doesn't show CSP1 but shows SXR8 instead

[@ZietInvests]

@@BF_official_my Hmmm maybe you referred to the wrong fact sheet, try this (CSPX/CSP1): www.ishares.com/uk/individual/en/literature/fact-sheet/cspx-ishares-core-s-p-500-ucits-etf-fund-fact-sheet-en-gb.pdf?switchLocale=y&siteEntryPassthrough=true

[@dmitryl1690]

Thanks a lot Ziet!Your video is full of essential information,specially for me,because I’m living in Ireland.Best of luck!

[@ZietInvests]

That is awesome Dmitry! Much love from Malaysia🥳

[@shaikmohamedjamil7262]

Hey Ziet, fantastic content as usual, always wondered abt ETFs. I am also looking for a good Candle Stick Analysis guide. Any recommendation?

[@ZietInvests]

Hi Shaik, that is more towards stock trading and less of fundamentals eh 😬 Personally not that good at active trading yet but I might do one simple video to cover the basics of technical analysis? Maybeee XD

[@shaikmohamedjamil7262]

@@ZietInvests that will be awesome! Thanks ...

[@Arquebusier89]

Always a great education vid. Thanks for your effort. May need to re-play the video n times to get used to it

[@ZietInvests]

Thank you so much for your kind words🤓🤓(apologies, im not sure why YT deleted my previous reply)

[@ngchongsin2009]

You are very knowledgeable

[@ZietInvests]

Thank you so much Martin, just trying my best to share them with everyone 😊

[@mtgmtgyoutube221]

Thanks a lot. Highly appreciated!!!

[@ZietInvests]

Cheers!! 😄

[@mky1013]

Great stuff as usual. Always learn something new from u Ziet

[@ZietInvests]

Thank you so much, so glad this video was helpful to you!🥰

[@mizan9232]

does buying the ETF increase the ETF AUM?

[@ZietInvests]

Technically yes, but its not reflected immediately

[@mizan9232]

@@ZietInvests ok tq

[@hakuri7765]

thanks for the information would like to invest in sg etf, which platform u recomend? local bank is it recomended? or just using the trading account can do, thank you so much

[@ZietInvests]

Hi Hakari, I personally don't invest in SGX, but you can definitely check out Interactive Brokers or native SG brokers like FSMOne SG / CGS-CIMB etc., their pricings should be more or less the same (but do compare them side by side before you jump onto any of them, usually banks are pricier)

[@hakuri7765]

Hi Zeit thank you very much for your reply, will try to compare for pricing n costs. as a newbie ur video very helpful n informative

[@ZietInvests]

@@hakuri7765 Thank you hikari, so glad that this helped you!☺️

[@benjaminsway1982]

🤝✊🏽 thanks for this expensive info

[@ZietInvests]

Pleasure is all mine, thank you so much for watching!😊

[@r2ishara]

Superb dude. So happy that found your channel.

[@ZietInvests]

Happy to know this video helped you! Welcome onboard 😄😄

[@WINTERWAND]

Very informative. Thank you!

[@ZietInvests]

Pleasure is all mine!😊

[@khalidabuwarda8585]

Hi Ziet, Thank you for the amazing content! I just have a couple of question: 1) why do different S&P500 ETFs perform differently from one another even though they track the same 500 companies? 2) your opinion about S&P500 Growth ETF (IVW)? Stay safe

[@ZietInvests]

Hi Khalid, 1) They are all essentially tracking the S&P 500 Index, but they are from different fund houses (iShares, Vanguard, etc.) so the speed of execution of their managers might differ slightly but should be more or less the same. The time and date of accounting may also vary on a day to day basis so understandably there will be some differences. You won't notice much differences between 2 physical replication ETFs, but you might see more difference between a synthetic and physical ETF tracking the same index. 2) If not mistaken it underperforms the normal S&P 500 over the long run but I could be wrong, would need more research and analysis to come up with a better judgment but for now, I don't really have much input on it

[@khalidabuwarda8585]

@@ZietInvests Thank you for taking the time to answer my questions, Ziet!

[@ZietInvests]

@@khalidabuwarda8585 You're welcome!

[@kannanragupathi4651]

Thank you for the another great one …I’ve came across many videos for this topic and indeed this one is very best 👏🏽👏🏽👏🏽…have a good weekend Ziet

[@ZietInvests]

Thank you so much Kannan! (Apologies, i dont know why KZbin deleted my previous reply)

[@kannanragupathi4651]

@@ZietInvests no problem at all Ziet😊 I managed to read your previous reply as well

[@ZietInvests]

@@kannanragupathi4651 Feel free to nudge me if I've forgotten to reply within 48 hours, or you can always find me on Instagram (link in description) too! Anyways, have a great time! 😊

[@2pacVivant0]

16:35 🤣🤣 IBKR master race haha

[@ZietInvests]

😂😂😂ayeeeee

[@jssecrets]

Great video man! Keep it up! 🙂🙂👍👍

[@ZietInvests]

I'm glad you liked it!!🥰

[@mky1013]

Ziet possible to give a guide on buying HK China Shares?

[@ZietInvests]

Hmmm maybe i can make one down the road but for now I don’t have any plans for HK/China shares yet 😬

[@mky1013]

@@ZietInvests want to buy Tencent actually. Just waiting for the right entry. But IBKR can't access HK market?

[@ZietInvests]

@@mky1013 IBKR can access HK market, you just need to request trading permission for it. Note that there is no fractional shares trading for HK market ya.

[@david_lifeandgames]

hi Ziet, are all ETFs with the caption "UCITS" all Irish domiciled? planning to buy some outside the usual CSPX and VWRA, to save on that 15% withholding tax for us Malaysians. Edit: after researching and asking on Reddit, found out that some of them are domiciled in Luxemborg or elsewhere in EU. Also found in an article EU all are 15% taxed on dividends. So guess good to invest in any of them as long good? Looking at US bank ETF - EU domiciled as rising interest rates in US makes these ETFs a good pick for this year.

[@ZietInvests]

Hi David, nope, UCITS means it is certified by the european regulation (can read on it), Irish funds happen to one of them. As a general thumbrule, it is better to go for ETFs with UCITS. The effective WHT would depend on your residency too yeah, for Malaysians i believe we are taxed at 15% for Irish funds, but i am not so sure about other european domiciled ones.

[@SeishaaShivanni]

Learned a ton fron this video 🙌🏽 Quick question : When you buy shares of an etf , do you technically also own the shares of the underlying assets of the etf ( shares of apple , microsoft etc ) ?

[@ZietInvests]

Hi Seishaa, yes you technically own the stocks if the fund is Physical in nature 😊

[@SeishaaShivanni]

@@ZietInvests ahh okay so to clarify , do “we” really own it or its the fund provider itself ?

[@SeishaaShivanni]

@@ZietInvests for example , is owning an individual apple stock the same as owning an etf which contains apple stocks ? ( means you still technically own apple stocks in both cases , its the same , its just that one of it is in an etf )

[@ZietInvests]

@@SeishaaShivanni Yup correct, if its physical replication ETFs then yes. Though there wont be any stock split etc., just index movement tracking the stocks

[@shw675]

Great video as always, informative and concise

[@ZietInvests]

Thank you so much! Stay tuned for I am recommending some great long term ETFs this Friday!😊

[@emyt4461]

Thanks all the great video

[@ZietInvests]

Thank you so much for the kind word Emy🥰

[@aaronlee7926]

Educational as always Ziet, thanks. Quick question, distributing ETFs, they will send your dividends back to your own brokerage account. If you want to reinvest the dividends, only difference is you need to pay the usual charges charged by your brokerage just to reinvest back the dividends right ?

[@ZietInvests]

Hi Aaron, that is correct! (Apologies, not sure why YT deleted my previous reply)

[@aaronlee7926]

@@ZietInvests yea was wondering, I notice your comment from the notification but couldn't find it here, still, thanks for the feedback Ziet 😊

[@ZietInvests]

@@aaronlee7926 KZbin does this time to time, sometimes it even hides away comment from viewers that just jump onto videos and never watch past like 15 seconds (they classify as spammer and just killed the comments) 😅 Anyways feel free to nudge me if I didn't reply within 48 hours, otherwise I'm always on Instagram! Have a great day!

[@musicp_studio9878]

@@ZietInvests however, if i opt for interactive broker dividend reinvestment scheme, does it still charge us on brokerage fee? or will it be similar to what accumulating ETF does?

[@ZietInvests]

@@musicp_studio9878 I believe they don't charge brokerage fee and just purchase fractional shares for us, though I have not opted for any DRIP myself, you can read further here: ibkr.info/article/2730

[@SyLeowMy]

Great content thanks a lot Ziet , stay safe

[@ZietInvests]

Thank you so much Sy, have a great weekend and stay safe & healthy too!😊

[@wkhoo]

Hey Ziet, This is an awesome video professional done and meticulously curated. For half cook beginner like me, i have also learned alot more from this. And the timing was perfect before i start to invest into some ETF. I have got some questions and hope you can share your thoughts:- 1) S&P 500 ETFs: For these Etf's there are many versions like in US NYSE we have the - SPY, VOO, IVV while in LSE we have CSPX and VUAA (to name a few).. I think based on your video all are almost the same and we try to go for those that match our own criteria like currency, expense ratio, value of share etc. My question is can we buy more than one version and hope to have better returns (like VOO & VUAA) or just put all your investment budgets into ONE (like all into VUAA) cos the returns are the same? Would like to hear your thoughts 2) Any comments from you on the S&P midcap 400 ETFs? Any potential here too? 3) On average the S&P 500 ETFS have shown great return ranging from 18% - 30% (except 2018) which is good. Does this return means "capital gains" 4) Do you know how long they keep their porfolios or how often they change them? Lastly any ETFs in Malaysia will you recommend. Thanks and good luck

[@ZietInvests]

Hi William, 1) Their return are largely the same (you can pull them out and see their fact sheet's historical performance, and don't be surprised the difference is marginal

[@togetherwithalice6877]

First comment again 😊 🤟

[@ZietInvests]

Haha thank you so much my friend, really appreciate your weekly support!😊

[@thivaakar]

Thank you for this Ziet!

[@ZietInvests]

You're most welcome Thivaakar!🥰

[@farissaeed3563]

great vid as always Ziet, i have a question, how can i liquidate my acc etfs account especially after investing for 20-30 years (at that time i believe there would be large amount of money), does it only depend on the liquidity of the etf or is there other factors to consider ?

[@ZietInvests]

Hi Faris, depending on which domiciled ETF you are referring to, for US ETFs you might want to take note of Estate Tax (refer this video: kzbin.info/www/bejne/jHqwYpmZr7aXd6c). For Irish ETFs, not much to worry apart from the withholding tax because Deemed Disposal Rule (41% tax) is only applicable to Irish residents. Liquidity is definitely something to take note of if your trade amount is very big, but I believe the market is well enough to accommodate retail investor's trade value. Usually issues happen when the amount exceed 10s or 100s of millions for institutional funds or high net worth individuals. That said, please also check with your local tax laws incase they impose tax on foreign investment income, that, I cannot answer for you. Hope this helps!

[@SNox-ek1tw]

such an in-depth guide on research Thanks

[@ZietInvests]

So glad you liked it ☺️☺️ (hmm i dont know why youtube deleted my comment)

[@SNox-ek1tw]

go to sleep ziet xD

[@ZietInvests]

@@SNox-ek1tw Sleep is for the weak 😛

[@kangkitong7735]

Keep it up Ziet!

[@ZietInvests]

Thank you so much Kang Kit! 😊

[@ethodler]

Hey Ziet, would you please share some thoughts and strategies regarding options?

[@ZietInvests]

Hi JL, unfortunately I don't do options at this current point of time yet, maybe sometime in the future 😬

[@ethodler]

@@ZietInvests Ahhh I see... thanks anyway!! love all of your videos so much, keep it up

[@hectorleong4305]

Quality information! Thank you!

[@ZietInvests]

Thank you so much!😊

[@hectorleong4305]

@@ZietInvests any recommendations on what other ETFs to go with CSPX?

[@ZietInvests]

@@hectorleong4305 Hi hector, i have the video just for you here: kzbin.info/www/bejne/Y2KTmnx4o9x8isk

[@hectorleong4305]

@@ZietInvests Another insightful video! Thank you!

[@ZietInvests]

@@hectorleong4305 Appreciate it!!

[@Jay-mw9jg]

This is a nice video, thanks for sharing!

[@ZietInvests]

Thank you so much!

[@joeymangkok]

14:25 i feel that u use me as ur example🤣darn it low volume=higher spread😅

[@ZietInvests]

Haha that is the common case for low liquidity stocks/etfs xD I did have someone texted me about them buying at a much larger premium (not sure was it you?) 😝

[@joeymangkok]

@@ZietInvests yes it was me unfortunately haha but lesson learned. TQ for the golden vid advice bro!

[@ZietInvests]

@@joeymangkok Thanks a lot haha, hopefully this helps others too! All the best!

[@ignaciopazgarcia5370]

Hi ZIET! Great detailed content as always, I respect the effort you put into it! I have an Inquiry tho: In your knowledge, can you briefly explain how tax on Ireland's domiciled ETFs works? Because the information on the internet is kinda confusing. It seems Ireland does not withhold tax for international investors (just the reduced 15% on dividends, but that is US tax), both in capital gains and dividends. Or the capital gains are taxed depending on the country where you reside at the moment of liquidating your positions? Because in other sites I have seen Ireland has a whopping 41% tax on gains and dividends, but that is just for Irish people residing in Ireland right? I don't know if you know anything about this.

[@ZietInvests]

Hi Ignacio, thanks and allow me to share my opinion with full disclaimer that I am not a tax advisor and I could be wrong too (so please verify my reply). 1. The 41% you mentioned is Deemed Disposal Rule, applicable to Ireland residents only, Boglehead article mentioned specifically "Ireland applies no taxes of any kind on non-Irish residents who hold Ireland domiciled ETFs. Ireland domiciled ETFs are therefore completely 'tax transparent' to investors, making them preferable to US domiciled ETFs for investors in any country with poor or no US tax treaty coverage, and often acceptable to investors even in countries with good US tax treaty coverage." (www.bogleheads.org/wiki/Nonresident_alien_investors_and_Ireland_domiciled_ETFs#No_Irish_taxes_of_any_kind_for_Ireland_domiciled_ETFs) 2. Distributing ETFs - whenever the ETF distribute dividend say USD 1.00, you will receive 0.85 (85%) instead and 0.15 (15%) is withheld by brokers (i.e. Interactive Brokers) to pay on your behalf. 3. Accumulating ETFs - you won't receive dividends and the growth will reflect in share price. However, when you cash out your capital gains, you will be taxed a "capital gains tax" that is equivalent to the tax payable as if the ETF has distributed dividends, hence why you will see some online articles mentioned about the difference in tax savings between Accumulating and Distributing. From most of the sources I read, Accumulating ETFs have slight advantage over the Distributing ETFs in terms of tax, but I am not sure of how much are they in quantum. Hope this helps!

[@ignaciopazgarcia5370]

@@ZietInvests You are a legend! Thanks for the detailed explanation. I get the idea now.

[@ZietInvests]

@@ignaciopazgarcia5370 Cheers man!

[@monjurkarim9661]

Another great Video on ETF. I am thinking of 3067.HK but could not find details on JustETF.

[@ZietInvests]

Hi Monjur, justETF sometimes focuses more on western ETFs, so they might not be the most updated on Asian ETFs, anyways here you go: www.blackrock.com/hk/en/products/315923/ishares-hang-seng-tech-etf

[@monjurkarim9661]

@@ZietInvests thank you. seems management fees is higher than western etf.

[@ZietInvests]

@@monjurkarim9661 Yeah that is right, that could probably be due to the fact their asset under management is significantly lower, or their fund is still very new, or they are actively managed ETF, hence the higher expense ratio. Most popular western ETFs are passive ETFs so that could probably be the reason why you see most of them are cheaper 😊