ETF vs. Index Funds | Our Investments for Financial Independence (FIRE Investing)

[@OurRichJourney]

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[@kimpliny]

I am 65. I started an IRA account over 20 years ago and I retired 3 years ago. I am having a pretty comfortable retirement life but I am sure it would be much better should I have known what I have learnt from your videos.. . I came upon your channel 2 weeks ago and I have watched about 20 if not more of your videos. Excellent videos and motivation about growing money. I have strongly recommended my grandkids, who had just graduated from high school subscribe your channel. Beautiful family and God bless!

[@KyleValet]

DANG MAN!!!....talk about thorough.....finally I learned the difference of ETF and Index Funds. After watching at least 5 other videos that did not cut it....!!! Thank You

[@Chronicler9]

My sentiments exactly

[@Smile-nh6ig]

I am 25 working at a bank. My savings have been accumulating and didn’t really understand what to do with all this money sitting in my bank account. I am very happy I was recommended to your channel :) thank you for the informational videos, I feel more financially educated !!

[@benkone420]

any update on where you are now?

[@nileshpatel7449]

Literally scoured KZbin this morning for ETF suggestions during the crash and 20 minutes ago...you guys post this exact video I need. It’s magic!!

[@OurRichJourney]

Perfect timing!!! :) Thanks for watching Nilesh! :)

[@scottnorris2411]

@@OurRichJourneyMy new dividend portfolio has 5 ETF's and 20 different dividend stocks. I just started it on March 4th, 2020. I put them all in the IRA I just opened. I will keep buying more shares of each throughout the years. My goal is to retire by 60.

[@evni6208]

ETF's are good when there is a crash however longterm it won't make you rich buy great businesses(stocks) that will compound.

[@scottnorris2411]

@@evni6208 Thank you

[@sessroma9897]

@@evni6208 which ETFs would you add to VTI and single stocks? I would appreciate some advice!

[@arnoldk5415]

I have searched for months , looked for explanations on the actual difference between an ETF and an index fund and once again you guys come through with the BEST explanation of the difference between the two i have seen on the internet. Thank you and well done

[@OurRichJourney]

That's such a huge compliment! Thank you so much Arnold!

[@maithem212]

You two have literally given the blue print to hassle-free, individual investing to anyone who didn't know what to do. Unfortunately this information should be given in school but thankfully at least you provided it here. Good work!

[@gatomanleo8245]

Hello Christina and Amon! My name is Teresa, I'm a 25 year old portuguese and living in Portugal. I started my FIRE journey some months ago, but because at the moment I'm studying more than working, I don't have much money to invest. Nonetheless, your journey is very inspiring and my dream is to become financially independent at 35 (I don't need to be a millionaire, I just need safety and independence!) I am learning a lot from many channels on youtube (including yours) so thank you sooooo much for sharing your knowledge!

[@famousamos]

VTI, VOO, & VGT looking real sweet now. Also, I can't believe you two are not in your 20s! I hope to age as gracefully as you both.

[@OurRichJourney]

Haha! You are way (way, way, way) too kind! :)

[@JD-qo7hm]

I bought at open today, I should have waited until close hahaha. Whatever, the rebound is going to be FAT! Time to buy more, specifically VOT and/or VBK to diversify through the other caps.

[@famousamos]

@@JD-qo7hm you bought prices from 2017. That's a GREAT deal. If they drop more, they'll be 2015 prices :)

[@JD-qo7hm]

@@famousamos its weird, I should probably be upset if they go down more, instead I kinda want them to in the short term so I can buy more lmao

[@famousamos]

@@JD-qo7hm you have an investor's mindset. Very smart because I know you're thinking long term. Who cares if they drop 5% in the next 3-6 months when they'll rally 2838383% in 30 years!! Would you mind checking out my dividend investing video?

[@genjimonogatari6156]

Guy’s I am so very impressed with your level of knowledge and success! You two are great motivators. I only need side hustle gigs to reach my full FIRE potential. Thanks again!

[@OurRichJourney]

Thank you Alfonso! Check out our side hustle videos!!! :)

[@genjimonogatari6156]

Our Rich Journey thanks for your response team. Yes, I viewed your side hustles, the video did provide some great ideas 💡 thanks again,

[@sglant]

Retirement at 39?? Whoo Hoo!! You two are great! Just started following you.

[@OurRichJourney]

Thanks so much! So happy you're following us!!! :)

[@Adam-tm8cp]

ETFs, Index Funds, FIRE, DCA... for the past couple months when I started looking into investments, you guys have been so helpful, relatable, and genuine to share all this information. Thank you both! #FIRE #CoupleGoals

[@OurRichJourney]

Wow! Thank you so much for your kind words!

[@christopherhorruitiner9427]

It's like you read my mind -- I had ALL of these questions. AND I use Vanguard. I felt like you made this video for me. Thanks guys

[@OurRichJourney]

Haha! We're inside your mind! LOL! :) Thanks for watching Christopher!

[@Emk315]

What do to use Vanguard if i wanted to start today?

[@DividendGrowthInvesting]

Such a huge motivation! Thanks Amon and Christina! After watching your channel I finally got off my butt and started side hustling like crazy! Hope you and the girls are safe during this whole crisis.... Cheers from Austin Texas!

[@OurRichJourney]

Hello there in Austin!!! Love, love, LOVE that you are making that side hustle money!!! :) Please stay safe as well!

[@DrsGanandMo]

We completely agree that side hustling and taking the time to push through for financial independence and future gains is fundamental! Very motivational!

[@ShareReachCommunity]

I've been praying to God to show me a sign! Thank you guys your videos are answers to my prayers. I can't wait to educate my parents 💰 road to financial Independence!

[@OurRichJourney]

Wow - thank you for your kind words!!! So happy to hear you're enjoying our videos!

[@yrorellana6696]

Thank you!!! Crystal clear between ETF'S and INDEX Funds....may the LORD continue blessing your journey..

[@OurRichJourney]

Wow - thank you so much!!! :)

[@kristenstevens3301]

Started watching your videos about a month ago and what I appreciate most is how well you explain and get the point, no fluff. Best videos on KZbin. Thank you for your the willingness to share your knowledge.

[@OurRichJourney]

That is so kind of you to say Kristen! Thank you so much!!!

[@aminadem1719]

Just finding out about this page and I'm officially apart of the journey. Thank you both for this channel!

[@Gracetochange]

Just found your channel.. You are the real deal when it comes to investing. Thank you.

[@nuriaalvarez6244]

It's nice to see the calmness you reflect. Thanks for the time you dedicate to making these videos.

[@OurRichJourney]

Thank you Nuria! We love making the videos and we're so appreciative that you're enjoying them!

[@ShmaAdonaiEhad]

Thank you both for what you do! I started my journey a couple years back and the information that you provided was very helpful. In the beginning it was a lot to take in and it did not make much sense but eventually everything began to fall into place. Thank you for your service.

[@sailor4961]

I love how you two share other broker equivalents because I invest with Charles Schwab. 😊

[@OurRichJourney]

Thank you!

[@jesustorres2573]

As a novice investor, finding you channel is a real blessing. Simple and educational. Thank You for sharing your knowledge with us.

[@oliviablackmon6645]

Thank you SO much for this one-stop-shop video. I've always been caught in the analysis paralysis of it all. For 3 years I didn't feel like I understood enough to jump in. So thankful for you all! Starting today :D

[@OurRichJourney]

Thank you so much Olivia! I see you posted your comment 2 days ago! You mentioned you were going to get started "today." I'm acting as your accountability partner: Did you get started? :)

[@oliviablackmon6645]

@@OurRichJourney Absolutely! I'm invested in FZROX! Thanks so much for checking in :)

[@Tennisfiles]

@@OurRichJourney Love this, great job!! :)

[@95AP]

I opened a ROTH IRA based on all these financial people saying it's the best thing to do when you're young. But when I opened it, I had no idea what the hell I was doing. I went into it thinking of it like a regular savings account - not knowing that it required management and learning of all these new terms.. You guys are frickin' awesome and answered so many questions that I had about this particular topic. Thank you for this! Definitely liked and subbed.

[@realwarriorscholar]

Fidelity offers fractional shares and has OUTSTANDING customer service!

[@Jays81305girl]

What a blessing you all are. Please know how much you're helping generations by what you're doing. 1,000,000 thank yous!

[@babyface1956]

Thank you so much for this vid. My wife and I invested so much into our education and we realize its time to begin investing elsewhere. Thanks.

[@meenashi]

I came to this channel today and I am in 45+, I really feel how much I lost not doing these basic things for future. Thank you for eye opener.

[@Mador127]

Bought my first index fund after watching a few of your presentations.

[@madee.6831]

where?

[@allee3476]

How’s your investment doing?

[@j.polishboy4871]

Best explanation I have heard on KZbin of ETF's vs Index Funds!

[@creamdividends2418]

You guys are the real MVPs!!!

[@OurRichJourney]

Aww - you are too kind!!! Thank you so much! :)

[@loveyoutube4696]

Thanks to you guys I gathered enough courage to invest part of my life savings in a Vanguard index fund rather than the bank 🎉 I am 33yo from the UK and guessed better late than never!

[@Aki-wq6xh]

36 here never invested in anything 😅 be proud of yourself instead ❤

[@Chardwick9]

Never to late to save or invest.

[@dianamir4901]

Great video! I've started investing in Index fund and building my portfolio but still not sure about diversification in %. (Index funds vs individual stock vs REITs vs bonds)

[@OurRichJourney]

Thank you! In terms of allocation - you should take a look at the Intelligent Investor (written by Benjamin Graham - Warren Buffett's mentor). He recommends a very low allocation in individual stocks - no more than 10% of your total portfolio! :)

[@dianamir4901]

@@OurRichJourney Thank you!

[@AlanaBertozzi]

10:10...I completely do this ! I teach English online as side hustle money and use that money and invest it(put it) every Monday into my Roth Ira until I max it out for the year. Im half way there into maxing it out. Once I will do that, then I will regularly add money into my ETF's.

[@garybettes]

Been searching this channel everyday for this video!!!

[@OurRichJourney]

Awesome! So glad the timing worked out!!! :)

[@lilpaercyjnr17]

Lovely Video! Sorry for the intrusion, I am interested in your thoughts. Have you heard the talk about - Rozardner Flying Bird Reality (do a search on google)? It is a smashing one off guide for learning a simple option trading secret to win big minus the headache. Ive heard some extraordinary things about it and my close friend Aubrey after a lifetime of fighting got cool results with it.

[@lovurlocs]

I was looking for it 2 lol

[@lisarobinson3521]

I have watched your videos but really did not understand and probably wasn't taking it serious but Now I understand the importance and your knowledge and easy way of breaking this knowledge down is unmatched. You two are truly "couple goals". Your daughters are Blessed to have you as parents & im blessed to have found your channel 💖

[@OurRichJourney]

Wow - thank you so much Lisa! So glad you found out channel!!!

[@dianamunoz5749]

y’all are living my dream I’m gonna have a relationship like this 🙏🏼

[@rennishj]

Thank you so much for the really wonderful videos. I am 40 and just started doing my investments. Videos like these help me a lot

[@keithwhite3263]

Christina & Amaan! Thank you both for your valuable, informative and educational videos. God Bless you both for sharing your knowledge and experience. Stay safe! Stay healthy & Stay Blessed always!

[@OurRichJourney]

Thank you Keith! We really appreciate your comment! Stay safe and healthy as well! :)

[@beautifulyoung23]

I usually don't comment but I just want to say I have been following your channel for about 4 months now and I love it. Sending love to you both from the Netherlands. Keep up the good work!

[@OurRichJourney]

Aww - thank you! That means a lot to us that you commented! Sending love back to you! Stay safe and take care!!! :)

[@Jorafa2011]

Great video. Small correction, if I may, the S&P 500 for Fidelity (on your table) should read FXAIX (not VXAIX).

[@edut2052]

I was wondering that

[@blakelopez5938]

the more i watch your informative videos the more i fall in love with investment

[@patrickalexis6230]

I'm so grateful for finding the two of you. Your videos were one of the reasons that I didn't sweat my 403B fund taking about a 20% hit. So if you didn't have a side hussle account and the expense ratio between an index fund and ETF are the same, would you invest just in the index funds?

[@OurRichJourney]

Thank you Patrick! Without the side hustle account and if expense ratios were the same, we would go with the index fund because we could do fractional shares and automate our investments with the Vanguard index fund! :)

[@patrickalexis6230]

@@OurRichJourney Thank you again. You are the best.

[@nicholalewis8698]

Thanks for the beautiful presentation. You explained boring and sometimes confusing information quite well. I'm currently invested in three ETF's through M1 Finance and saving for the $3000 minimum for a Vanguard index fund. It's challenging! This video gave me the motivation to keep going!

[@antbanks6773]

I love the channel. And you guys are so logical with money it makes it easier to understand. Keep on putting out the content even if there's global quarantines. No better time for people to consume this information than now.

[@OurRichJourney]

Thank you so much! It means a lot to us to hear that we're putting out info in an easy-to-understand way! :)

[@giomas24]

I had no clue about Index funds being priced after the close of the market. Thank you so much for all this incredible info guys. Great content!

[@capecoddess3784]

Fantastic! Full of great information, particularly the actual funds and ETFs chart. Well done!

[@OurRichJourney]

Thank you so much! Glad you liked it!!!

[@vincewoo3415]

Nice video! I have invested in index funds and ETFs for more than 12 years but still learnt something from this video. Thank you!

[@justintaylor-moneymindset4073]

All about going heavy into my usual ETFs as of late. Expecting big returns in the future!!

[@OurRichJourney]

LOVE big returns! :)

[@reestabor3657]

Yes, sir! Go big and stay patient

[@pankildoshi289]

Hi . Just wanted to correct a small error. Fidelity 500 index fund is : FXAIX Thank you. Great videos .

[@OurRichJourney]

Thanks for that!

[@rendaw79]

I love you guys, you have helped me get the confidence to start my journey. I never even thought it was gonna be possible for me before. Thank you for what you do.

[@OurRichJourney]

So glad!

[@greggusan]

Been banging around YT lately trying to learn a bit about investing. Yours it the best explanation yet of ETFs vs Index Funds, and how I might proceed with an investing strategy with regards to them. Thank you!!

[@OurRichJourney]

📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal

[@XYZ-sq7ki]

I would love to know your opinion on Vanguard vs Schwab vs Fidelity in 2021 (specifically because Schwab bought TD Ameritrade). Which one would be best for a Roth IRA in 2021? - 20 year old from NY

[@MichaelCTruth]

Hi friends. Your videos are so helpful. I started investing with Robinhood via the ETF VTI. Is there a downside to using RH verses Fidelity, Vanguard or Schwab? Thanks.

[@alitakalz2568]

Am from vanuatu can i also invest in vanguard??

[@gloryteves4597]

I am a single mom living in California. I have money to invest. It may seem like a dumb choice but I think it’s the best option for my money growth. I appreciate your videos. I wish I found you sooner but all things happen at certain times for a reason. When I become rich, I’ll come back and thank you! Rock on!

[@cancel.lgbtq.6892]

You guys made it easy to understand unlike some other youtubers.

[@OurRichJourney]

Thank you!

[@slmunney7760]

Great video. Very informative and well presented. I invest in ETFs in after tax accounts because it eliminates the tax noise associated with mutual funds. I invest in mutual funds in tax deferred accounts because ETFs are not available in my 401(k) and they provide for automated investing in my IRA. If automated investing becomes available for ETFs, I think they are hands down the better vehicle. I realize mutual funds vs. ETFs is a very controversial subject (sarcasm intended), so I will add the qualification that it is only my opinion. We can all agree (of course) that index funds (ETF or mutual funds) are the best approach.

[@vanessapeay5080]

I'm learning so much from your videos and I'm so grateful I found your channel! Thank you both for sharing your knowledge and journey with all of us!

[@OurRichJourney]

Thank you so much for sharing that Vanessa! We're so happy you found our channel!!!

[@kashfortheking]

I just dropped VOO and picked up VTI. Thanks for the advice.

[@lewis20002000]

VERY WELL DONE,,, great timing . Thanks so much, I was setting up my funds to commit tomorrow.

[@OurRichJourney]

Very good timing!!! Thanks for watching!

[@shroudwoman]

My favorite smart beautiful American Ex-Pats! So proud of you!

[@blackestknight1.0]

*The Richest of ALLLL the journeys!! ALLLLL the journeys! Hope y'lot are safe n healthy out there. Take care of yourselves please! Thanks for another smash hit DRP (Daily.Rich.Pill). You guys rock!*

[@OurRichJourney]

YOU rock!!! Thank you - please take care of yourself, too! Health and happiness!!!

[@pawanshrivastava7405]

You guys are really doing a great job,i started working 5 years back and i didn't have a single clue what is 401k..what is index fund. If somebody asks me someday they want to start investing, i will definitely suggest your channel.

[@keikofay9804]

I keep re-watching this video and find that each time gives me added understanding. My husband and I are too old for FIRE, but we have renewed faith in ascribing to many of your approaches that we can apply in our own lives for catch-up investing so that we may at least gain financial security to retire, period. Thank you! I have a side-question about your government jobs. May I ask what you used to do for a living, or in what sector?

[@OurRichJourney]

Thank you! So glad you're finding our video useful! Also, retiring "early" is relative. But, it's never too late to reach Financial Independence! :) Before we retired, we were working in Japan as U.S. federal employees. I was an attorney and Amon was an urban planner! :)

[@zizzle2112]

I just saw one of your videos and I'm hooked! You guys make it all make sense. I love the fact that you use historical data to your advantage. I'm subscribed now!

[@OurRichJourney]

That is so awesome! So glad we hooked you Ansel! Hehe! Thanks for subscribing!

[@klomax7089]

Excellent video! I honestly just heard of EFTs in January and that person didn’t explain the difference between it and Index funds. Thank you soooo much! 👏🏽👍🏽👏🏽👍🏽💵💵💵

[@OurRichJourney]

Awesome! So glad you found it helpful!

[@jorgealmeyda5222]

Great video guys. This older investor appreciates them. Getting back into the market after years of not being in it.

[@chankrisnachea7083]

@11:49 it’s not VXAIX, it’s FXAIX. It must be a typo or V as in Vanguard must have been on your mind too much :P

[@OurRichJourney]

You're right! Hehe! I can't speak and I can't type! LOL! Thanks for watching!

[@TheFamilyONetwork]

You guys are such a blessing. Y’all names come up a lot in various groups as the goto for getting your money right as a family. You guys are appreciated real talk.

[@jamminjac]

awesome and helpful video! 11:40 - Doesn't Fidelity also have its own total market index fund FSKAX, not part of Fidelity's zero expense ratio funds? 11:50 - Supposed to be FXAIX not VXAIX

[@OurRichJourney]

Thank you! Correct - Fidelity also has a total market index fund that charges an expense ratio, but we wanted to share the zero expense ratio. Also, we have the correction of FXIAX in the description! :)

[@nehashah4506]

@@OurRichJourney I see an Expense Ratio of 0.03% for VOO and VTI on Fidelity. But in the video you said it is 0%. Am i missing something?

[@easternmusings8596]

@@nehashah4506 I believe they are saying the commissions at Fidelity are zero -- so when you buy or sell shares, that has a zero cost and Fidelity doesn't charge anything. But the underlying asset / instrument itself (which is a stock, mutual fund or ETF) has its own expense ratios, so you're right that VOO / VTI do have a 0.03% expense ratio that is charged by Vanguard, but not Fidelity.

[@nehashah4506]

@@easternmusings8596 Makes sense. Thanks for clearing my doubt. In that case, i'd opt for Fidelity :)

[@deniciabarriere6842]

I joined 'Our Journey Academy". Thanks guys for sharing your knowledge in stock investing. I hope you do not mind i ask. Who build your website?

[@chicodominicano]

Great video! I doing a similar approach, but I PUT MOST OF MY $$$ in VTASX and extra cash [beer money] in VOO for the ETF

[@OurRichJourney]

LOVE it! There's something really motivational about keeping it separate! Thanks for watching Vinnie!

[@imdoc7872]

I’m really digging the way you guys invest. I think I will do the same. Automate a portion of my salary into an index and invest in etfs and individual stocks from my side hustles. You guys are great.

[@PecosHank]

#rolemodels #superhumans #allaroundawesomepeople Love you guys!

[@OurRichJourney]

And we love YOU!!! Thanks for watching!

[@seekingjoynow1722]

New member here. Love your no nonsense investing advice. Wish I started younger, but where there is a will there's a way. God bless.

[@OurRichJourney]

Thank you for subscribing! So glad you found our channel!!!

[@pmilz45]

hope y’all are safe in Portugal! Love your videos because they align with what I already practice. It is so good to get tips from others who have the same investment approach. Keep up the vids you two!

[@OurRichJourney]

Thank you! And, yes -we're staying safe here. Please stay safe as well! :)

[@deano411]

Incredible video… answered the exact question I was asking, and more importantly convinced me that I made the right choice picking the index fund over the ETF equivalent fir regular monthly contributions and long term holding.

[@auntiedeesorganizedrandomn976]

Very timely information. I going to have to look into the separate account from side hustle money. I never thought of that 🤔

[@OurRichJourney]

It's definitely motivation when you can watch it grow!!!

[@pizzareeya3760]

What about the tax advantages for EFTs in taxable accounts?

[@joela6019]

Finally there's a video that breaks it down good job! Thank you

[@OurRichJourney]

Too kind Joel! Thanks so much!!!

[@l3zfrancais]

Thank you for this. I am new to investing and hoping to learn as much as possible.

[@OurRichJourney]

Thank you! If you're new to investing, here's a video we did that I think you'll find helpful! :) Investing For Beginners | 9 Ways To Learn About Investing To Become a Millionaire - kzbin.info/www/bejne/l3auiYCHidyppsU

[@Big_E_247]

iShares has some good options for index ETFs as well - ITOT (total stock market) and IVV (500 index). Both with low expenses.

[@j0404t]

Thanks for this video! I've been using a similar strategy where i have auto invest for VTSAX within a Roth account, but started a taxable M1 account for VTI. Is there any benefit in doing this? And do you keep your VTI in a Roth/Traditional IRA or an individual taxable account? Would love your opinion!

[@LuisRamirez-nr3cy]

How do I do this?

[@aknanci54]

FYI guys - The Fidelity 500 Index Fund is FXAIX, not VXAIX. Love your content, have learned so much, thank you ❤

[@jononfirebudgetinginvestin3897]

Thanks so much! I was really looking into what to invest during the crash! I am only 6 months into my financial journey and I’m glad the crash happened so early on. I learn so much from you two!!!!

[@OurRichJourney]

So you have a great time horizon - Enjoy the FIRE journey!!! :)

[@elyseb674]

Obrigada! You have a way of communicating to the layperson that causes many lightbulbs to go off with happy "ah haaaaas". I've come to realize I'm on team Index. I studied Finance/International Business 30+ years ago; dollar-cost-averaging is something that always made sense to me and I don't have the time or desire to time the markets. Wishing you happiness, health, and wealth.

[@charlestran78]

Thanks for the content you two! I think you made a typo on the Fidelity S&P 500 Index. The ticker for that index fund is FXAIX (I know because I hold both FZROX and FXAIX). Nonetheless, I think I'll stick to index funds!

[@OurRichJourney]

Thanks for pointing that out Charles - you're right! :)

[@blackqueen5201]

I was just about to ask, thanks

[@ritamclean1024]

Thank you both so much. Good to hear from average working Americans.

[@mackymac5754]

Hello, Let's say I have $30k to invest, will my investment return be more if for example I invested $10k each into 3 different funds like vtsax, vfiax & vigax or just invest the entire $30k into just one fund like that vtsax, will the return be pretty much the same? Assuming all those funds have same % of return and expense ratio.

[@Deenus-eg7yu]

For now depending on your timeframe or age.. I would keep it in one fund ie vtsax As time goes along, say 10-15 years, you could add bonds along the way.

[@dianamir4901]

I was trying to find out what Bonds are you guys investing in?

[@dianabusby420]

Thank you for sharing your journey. I’m learning so much.

[@OurRichJourney]

Thank you Diana!

[@nathanp.5563]

VT is a good alternative, too, if you want your portfolio to be even simpler! Love these guys - thanks for the wisdom and sharing your experience!

[@jessicasandoval4392]

Amazing video! You read my mind. Thank you for sharing. God Bless You!

[@OurRichJourney]

Hehe - you must have been asking for this video! :) Thanks for watching Jessica!

[@joonasibrahim1558]

I live in Finland and I have been investing in ETF's since I was 20. Here you can invest automatically in ETF's also. You set the ammount you want to invest monthly and on 5th of every month it will automatically buy those ETF's. Also for the change in price there is about +/-10% margin. For example you set your ammount at 1000€ and it will buy within 900-1100€ range, depending on the price.

[@thespiritofel522]

Fidelity's s&p 500 index is fxaix not vxaix

[@OurRichJourney]

We know. :( Thanks for pointing it out in the comment though - so people can see it! We also put the correction in the description. Thanks for watching!

[@otm777]

For anyone interested, Fidelity’s ZERO fund equivalent to S&P 500 is FNILX. Again, great video!!!

[@gabrielleportelli8394]

Do you have any suggestions on how can Europeans invest in the US market?

[@OurRichJourney]

Sorry - we're not familiar with how that works. BUT, we have a lot of great commenters that provide their personal experiences - many from Europe! :) Hoping those can comment below! :)

[@seleana3929]

I really want to know how to do it from The Bahamas as well. No one seems to know.

[@seleana3929]

I guess that is why so few normal working people here are wealthy.

[@chrisferguson2470]

I’ve become a much better investor thanks to this channel. Thank you two so much! Have you all considered creating a video on Tax Loss Harvesting? It would be extremely beneficial for everyone right now. Let me know what you think.

[@OurRichJourney]

That's a very timely topic - thanks for the video suggestion Chris!

[@wittywittyful]

You just answered all my questions! Amazing content! Thank you!

[@jep9152]

Question. Are Charles Schwab ETFs, such as SCHD, also free to purchase with fidelity?