I love the simplicity of your videos, ETFs are great to take the market with minimal fees. Excellent example showing the 500k fees over 30 years but I calculate more 1.5m@8% vs 1m@6%.
@stephandden8 ай бұрын
Thank you so much! 😊
@majom7418 ай бұрын
You guys are the best. I’ve been watching your videos, so easy to follow and understand. Making life easier for people that want to grow their money. Keep it up guys. Great job 👏🏼
@stephandden7 ай бұрын
Thank you so much! We appreciate it - more to come 😊
@financialresuscitationwith14098 ай бұрын
Great video! I hold both VOO and VFV in my RRSP because of witholding tax on my US dividends. Would love if you could do a video on witholding tax. I also do the Norbert's Gambitt to avoid conversion fees.
@raghavbhasin37244 ай бұрын
You will still pay the witholding tax for VFV even in your RRSP as it is indirectly investing in the US market
@HouseOfBurgz8 ай бұрын
Thank you for the video. Time in the market will always beat timing the market. Passively managed ETFs is a fantastic way to capture the growth of stocks that’s diversified for you at a very reasonable small fee compared to a managed fund. Numbers! 🍊
@stephandden8 ай бұрын
Agreed! Also, it was so nice meeting you last week 😊 Thanks again for saying what’s up! 🙌🏿🙌🏻
@HouseOfBurgz8 ай бұрын
@@stephandden Thank you so much. I was really nervous to approach you guys lol. It was kind of surreal. Thank you for taking the time to briefly talk. All the best moving forward and may both of our investment journey brings us closer to our monetary goals! ❤️🍊
@AfroSenpai8 ай бұрын
great breakdown family
@stephandden8 ай бұрын
Thank you! 🙏🏿🙌🏻
@InsuringUrFuture2 ай бұрын
As an insurance agent we work to create long-term growth with IUL's to aggressively or conservatively invest across the S&P but your interest is earned tax deferred
@Investingcoachw8 ай бұрын
Love this breakdown!
@stephandden8 ай бұрын
Thank you! 😊
@joshuahankins26137 ай бұрын
Live in Canada only invest in US ETFs. Why invest in Canada a country in major decline and predicted to be under performing for the next 40 years.
@Porcelynnn8 ай бұрын
I had VOO, VOOG, VT, VTI, VGT, and MGV… I am planning to sell some because the holdings are similar… 😅
@stephandden8 ай бұрын
That's great that you'v recognized that there's some fund overlap! 👏🏿👏🏻
@RainMan528 ай бұрын
Best Canadian product after the TFSA
@stephandden8 ай бұрын
🙌🏿🙌🏻
@hazzard8 ай бұрын
Thanks for the video. Can you make a video on which is better TFSA or RRSP on the withdrawal phase? I know the difference of both and people usually say if you have a high income concentrate on RRSP. What I don’t get is why would you do that if your earnings will get taxed? Due to compounding interest, your usual portfolio when going into retirement will mostly come from the interest you’ve earned vs the capital you’ve put in. Wouldn’t it almost always make sense to max out TFSA regardless of income? You’d get automatically get taxed 15% on anything over (iirc) $15k on RRIF or RRSP. And it’s taxable income. I don’t know how to structure the math.
@luigisilvestri26757 ай бұрын
Do you think it’s a good idea to invest in ETFs even if we are in debt ? Or should my wife and I focus on paying off the debt first ?
@HoneyBrown8316 ай бұрын
What a cute couple. You guys look sooo young! Very knowlegeable on the topic!
@stephandden6 ай бұрын
Thank you so much! We appreciate it 😊
@LMQC8 ай бұрын
Do you guys have Stock Lending turned on or off for your TFSA holding XEQT within your WS Trade account?
@stephandden8 ай бұрын
We have it turned off!
@Krish._b-kb8 ай бұрын
Unrelated question what are some good beginner credit card
@kevinliu18448 ай бұрын
Cobalt 😫
@Krish._b-kb8 ай бұрын
@@kevinliu1844 i have no credit history though so it might be hard to get one of those anything else
@MFTW8 ай бұрын
Simplii
@Krish._b-kb8 ай бұрын
@@MFTW not bad but I dont eat out at restaurants so that 4 percent would be a waist
@MFTW8 ай бұрын
@@Krish._b-kb tangerine and then choose your 3 that you use. Unlike no fee credit cards so it doesn't incentives increased spending
@endbone8 ай бұрын
I want to start invest I was wondering if I need a social security number
@stephandden8 ай бұрын
To open a bank account, or investment account specifically, you typically do need a SIN or SSN in order to do so!
@tawtaw42328 ай бұрын
Xeqt and vfv
@stephandden8 ай бұрын
👏🏿👏🏻
@houssamghabra7222Ай бұрын
Ads time probably more than the video time .......Dislike
@stephanddenАй бұрын
We don’t control what ads are included in the video, however you should be able to skip most of them if you don’t want to watch and support the channel 😊