16 сағат бұрын
Пікірлер
@Zenny.lerato 2 сағат бұрын
Budget ❤
@Zenny.lerato 2 сағат бұрын
Budget ❤
@stephandden Сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@gilbertsariho1776 3 сағат бұрын
Congratulations on your great success!
@stephandden Сағат бұрын
Thank you so much! 😊
@J.FamGuy.M 3 сағат бұрын
Steph, congrats on the $0 uber eats! We often keep costco's meatballs and lasagna on hand for easy meal building blocks when needed. Holiday cooking competition coming up Den vs Steph? Each develop a 1 week menu. Cost of menu, taste of items, health value, and time to prepare. 😊 Dennis, congrats on maxing out the TFSA! Now it should be easy to maintain the yearly contributions for TFSA and FHSA. (No rush on buying a home.) Definitely would be a great video series to discuss 16-26 money journey. I find that is a missing decade in a lot of financial discussions except to say, "What if you started saving for retirement at 18?"
@ItsOnPaper 3 сағат бұрын
You didn’t even say what your business is or where your income comes from 🤣
@molebogengm7456 Сағат бұрын
KZbin, TikTok…social media basically.
@stephandden Сағат бұрын
We do mention this in the video! We post personal finance content online 😊
@sapashow 3 сағат бұрын
invested around 36,000 this year! also passed 325k net worth. happy new year guys i love ur content
@stephandden Сағат бұрын
Congrats, that’s huge! Thank you + happy new year 😊
@celialee3026 5 сағат бұрын
Hi,sorry, at 7:33, I didn't understand, if I skipped 2 years, how come the third year contribution room can only be 16,000?
@Billionaire_Chief 5 сағат бұрын
Budget
@stephandden 4 сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@jackjackthompson5771 6 сағат бұрын
Darn, I missed 2023!
@tonyunderground27 7 сағат бұрын
Congratulations 🎉 Budget
@stephandden 4 сағат бұрын
Thank you! Here's the link 😊 stephandden.com/free-budget-template/
@tonyunderground27 7 сағат бұрын
Budget
@stephandden 4 сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@UTube-b3r 7 сағат бұрын
Hard to find gentle and slow ASMR these days. Thank you 💛
@Alex-edge-38 8 сағат бұрын
For Better 2025🥂
@stephandden Сағат бұрын
🥳🥳
@madisonswan2241 8 сағат бұрын
Stumbled upon your channel roughly 2 hours ago and I've already got a financial literacy bible going. I never knew where to even start with finance questions. thank you so much!
@morenamotsiri479 8 сағат бұрын
This is awesome and motivating. This is my first year working fulltime in canada. It is hard to remain consistent and set effective systems. I have reached my goals but it was not smooth and resulted in a substantial pull back this festive season. I appreciate the transparency. It helps you see that being organised and systematice with the budget is possible. Wonderful seeing your synergy as a couple towards goals.
@lisanbradshaw 8 сағат бұрын
Great video guys! I don’t live in Canada but still get a lot out of these videos. This year, I maxed out my Roth IRA again and reached a net worth of 40k as a 19 year old!
@Lylestyle-DIY 8 сағат бұрын
Your achievements are pretty incredible !! At my age, I'm very late at entering the saving/investing game, and even though my numbers are low, it still feels good to finally get started. 50/50 Savings/Investing may not be the best approach, but ya gotta start somewhere and you can't put all of your eggs in 1 basket. If anybody else is in the same boat, let us know :)
@stephandden Сағат бұрын
It sounds like you’re doing great! It’s never too late 😊
@simplythebest5341 9 сағат бұрын
Do you not pay taxes on the 10k bonus
@stephandden Сағат бұрын
$10,000 is the post-tax amount 😊
@thechriswrobelexperience1809 9 сағат бұрын
What is it you guys do as self employed now? Always enjoy the videos
@stephandden Сағат бұрын
Thank you so much! We post personal finance content online 😊 including KZbin and other social media platforms!
@robertmcintosh7763 10 сағат бұрын
Love this❤ can you do a video on your free budget template? How it works, short cuts
@stephandden Сағат бұрын
Thank you! We send out an instructions video with the budget template that walks through how it works with examples 😊
@Jibril_Abdulkadir 10 сағат бұрын
Happy holidays guys ❤❤
@stephandden Сағат бұрын
Happy holidays! 🙏🏿🙏🏻
@jeetshah6554 10 сағат бұрын
Nice video. Would love if you can explain what do you mean by "Bonus"?
@bensontsui2180 11 сағат бұрын
Please show us your monthly break down on how can you achieve 2000 dollars investment a month
@J.FamGuy.M 3 сағат бұрын
They already did in a different video. 😊 I believe the video said they collectively spent 67000 of the 140k of collective gross earnings. It has a full break down.
@stephandden Сағат бұрын
Yes, check out our previous KZbin video! 😊
@shah1748 11 сағат бұрын
Budget
@stephandden 4 сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@oliverjames9234 11 сағат бұрын
Do you use excel doc for your budget tracker
@stephandden Сағат бұрын
It’s a Google sheets doc 😊 but you could also download it as an Excel file!
@oneofafyew 11 сағат бұрын
Paying yourself 63k, investing 30k, and FHSA 8k, how are you guys living on 25k/yr including all your fixed expenses. Have to assume no car/insurance, cheap rent, and not much for entertaining or travel.
@kimberleysoares129 10 сағат бұрын
Technically, they make 90K each gross per year (before taxes) which is a really great salary (for a 3-year-old business that's even more impressive). ~35-37K per year in savings and investing would be a tough number if you were a single 20-something in Canada with just a 9-5 job (and a car, rent, entertainment/travel-filled life)
@stephandden Сағат бұрын
We broke down all of our expenses in our previous KZbin video 😊 We do have cheap rent and no car, yes! We live in the city, so no need for a car, and we’ve intentionally stayed in our same apartment for the past 6.5 years to keep the cost that low. We’re as intentional as possible with our expenses so that we can invest as much as possible right now, but we do a lot of things fun entertainment and fun 😊
@tfall 12 сағат бұрын
BUDGET!!
@stephandden 12 сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@hirayaclaysvlogs 12 сағат бұрын
Where do we sign up for your course?
@stephandden 12 сағат бұрын
You can sign up on our website on December 26th! www.stephandden.com 😊
@Porcelynnn 12 сағат бұрын
My biggest money win this year was reaching 100k networth!!
@stephandden 12 сағат бұрын
🥳🥳🥳 That’s huge - congratulations!
@utube4661 8 сағат бұрын
Vaow !
@Porcelynnn 12 сағат бұрын
I want to invest more but I also love traveling and eating😅
@Porcelynnn 12 сағат бұрын
Time is flying by! Feels like it was only last year that you started your self employment path!!
@stephandden 12 сағат бұрын
I know right?! It really does feel like it’s flying by!
@sreenapakkath9200 13 сағат бұрын
The ‘no uber eats’ challenge is a big one. I and my husband have also started cooking more recipes at home and we are also tracking our expenses to see exactly how much we are saving every month. Could you please make a video in the future on ‘tips to save money’. Thanks and Merry Christmas
@stephandden 12 сағат бұрын
That’s great! We’re so happy to hear that 🥳 and thanks for the suggestion! Merry Christmas 😊
@Muzicteachersop 13 сағат бұрын
Can you move Mutual Funds directly to Wealth Simple through TFSA?
@jjpandie 13 сағат бұрын
These highlight reels are great, you guys are really living the good life. Keep them up :))
@stephandden 12 сағат бұрын
Thank you so much 😊
@FlynnFit 13 сағат бұрын
My goal going into 2024 was to increase my savings/investments, which I did by about $30k :) thanks for the great videos!
@stephandden 12 сағат бұрын
That’s amazing - congratulations! 🥳🎉
@Genzmillenial 13 сағат бұрын
Do you guys take official time off? Like give yourself two weeks vacation a year? I understand it’s different as entrepreneurs but it’s like you’re always working
@stephandden 12 сағат бұрын
We usually don’t have set time off, no - but when we have something planned, we have the flexibility to work around it! We’re actually going to be on a trip with Dennis’ family over the next few weeks, and we did a lot of work in advance so we can enjoy it 😊
@damianharvey4315 13 сағат бұрын
Can I get a link to that budget tracker
@stephandden 12 сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@damianharvey4315 8 сағат бұрын
Thank you appreciate it.
@stephandden 14 сағат бұрын
What was your biggest money win of 2024?! Let us know! 🥳
@OspreyHomeInspection 14 сағат бұрын
This year we saved 8K for starter emergency fund, paid down 10k of debt and paid for vacation and xmas in cash. Next year we are focusing on debt.
@eragonma9058 14 сағат бұрын
Just started working after getting out of grad school and my biggest money win has been setting at least 15-20% to invest. Living in Toronto is hard but having a rule to myself is a win
@kekewilliams8049 14 сағат бұрын
I love the fact that you guys are so discipline.
@stephandden 14 сағат бұрын
🙏🏿🙏🏻 we definitely try to be!
@supernumex 15 сағат бұрын
Do you guys invest corporately or only in personal accounts? If so, that would be an interesting video.
@stephandden 14 сағат бұрын
Only personal accounts right now 😊 but when that changes in the future we can talk about it in a video!
@jahearme4259 15 сағат бұрын
Golds only value is cash. And cash is king
@Golf2foto 15 сағат бұрын
Love this for you!! I grew up financially illiterate and had no clue about money until a couple of years ago. I paid off 50k in student loan debt and got 50k invested. I am 41 years old however and have a young child to which I’ve been a sahm for the last 3.5 years. But my goals are big and I wanna reach seven figures!!!
@dataalive3281 16 сағат бұрын
As a newcomer, I only have room for the years I had been in Canada (2), and I maxed it out quickly. I don't think RRSP and FHSA are for me, since I would probably need the money sooner or for other purposes, what are my options? Would be great if you guys educate us in that!! Thank you
@andrearodriguezcastillo5368 20 сағат бұрын
Budget 🎉🎉
@stephandden 16 сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@andrearodriguezcastillo5368 20 сағат бұрын
Budget 🎉🎉
@stephandden 16 сағат бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@MuayThaiDesign Күн бұрын
Congrats 🎉🎉🎉 Budget
@stephandden 16 сағат бұрын
Thank you ! 🙏🏿 Here's the link 😊 stephandden.com/free-budget-template/
@TheAlexaJacks Күн бұрын
Budget
@stephandden Күн бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@johnmarkbatollo963 Күн бұрын
Budget
@stephandden Күн бұрын
Here's the link 😊 stephandden.com/free-budget-template/
@dhrupalbhalani986 Күн бұрын
So, after opening an account if we do not contribute for two years then for the third year we cannot contribute 24,000 CAD right?
@abhishek.2002 Күн бұрын
Hi bro, i am currently in the same situation that u were before 😢... I really need your guidance...plz do help...i am dying to reach out to you