SBI Life Smart Platina Plus with IRR Calculation | Details and Review in Hindi | Every Paisa Matters

[@EveryPaisaMatters]

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[@pavankumarneeraj160k]

प्लान - गारंटी इनकम प्रीमियम 1,50,000 सालाना PPT _7 year Pay out - 25 year Poliicy term---- 33 year इस पर वीडियो बनाइए

[@rupeshmaddi1143]

Sir, Good explanation, I had recently got introduced to this plan at SBI branch when I visited for PPF account. Seek following clarification from your video as it seems slight discrepancy: 1. As per your excel sheet you have given both 11 & 12 year as cool-off period, where as in your video the illustration shows only 11th year is cool-off period. 2. The excel sheet formula used was for IRR instead of XIRR. 3. The bank representative with whom I meet for this policy for 1.5 L annual premium for 10yrs payment term, had mentioned that the annual expected returns around 9%.

[@deshantjain8309]

What's the exit clause? I want to get out of the plan .

[@feesectiontsdps6391]

Well explained. But as compared to utsav, utsav gives whole life income, 1L every year in place of 15 yr

[@dusmantkumarnayak8250]

But no maturity in lic uttsav policy and wait 6 years if we take 5 years policy if 10 years wait 3 years ( 100 years not possible )

[@love_you_papaa]

lic utsav sahi nahi hai...esse achha bank fd hai ya mutual fund me dal do

[@krdeepak_7]

@@love_you_papaa LIC Utsav Policy is good for kids. No Bank will give you 10% guaranteed lifetime + 5.5% compounding in flexi option.

[@abhishekbambesar80]

Your Explanation Is Very Well.

[@govindsinghbisht8622]

Sir es plan me tolal Rate of interest kya rahegaa please bata do

[@sanjeevjoshi2529]

Best Guaranteed Return Saving Plan

[@waikhomaditsingh487]

SBI Life & HDFC Life konsi main jana chahiye Aur Guaranteed plan konsi² hai actually Guaranteed Pension plan acha hai ya konsi beheter plan hai ?

[@govindsinghbisht8622]

Thanks you sir

[@Alonewalking007]

Or agar exit karna ho toa?

[@sudhanshukumar8206]

Good analysis

[@suchlifez]

What if I do not surrender the policy, but also do not pay any premium further? How will i get already paid premium amount? Can you tell the process?

[@GOATOFHP]

@@suchlifez 60% kha lete hain ye

[@amarmahato6160]

Sir ....... Mera sbi life smart platina plus insurance Hain and usmay 10 year Tak money jama karana h totall amount 11lacks to mujhe uske bad 15 years tak 1 lacks one lack milegi na or end year m 11 lacks milegi ki nhi please reply

[@YogeshKumar-ct8od]

Jab 26 year complete ho jayenge tab apko 11 lac rs guaranteed milega

[@santoshpatil8156]

Thank you Sir, you have explained it clearly, plz helo me to get Excel work sheet.

[@pushkarkumar1748]

axcel seat kaha se download kare

[@chitaranjanbaliarsingh]

Sir me premium band karna chahata hu Kase karu

[@sayanc341]

How can i download the xcel sheet?

[@govindsinghbisht8622]

Sir PPF or es plan me kon behtar hai

[@lawrencebijujoseph8376]

@@govindsinghbisht8622 this plan do let me if i can help you out

[@pushkarkumar1748]

7 saal bad marne me fayeda hai sir.... 2 saal primium paid karke chhor dene pe paid up value kitna banega

[@nirbhaysingh5380]

I have choosed this plan in guaranteed income.. 7 /15/23 (premium year/payout/term year) annual premium 50000/- but they don't pay 100.24% of premium during payout period according to their brochure 😢 they only pay 24800 /- annual only in guaranteed income.. Sir can you explain it with reason why ?.. or they making fool us? Please reply sir..

[@AshokMahato-oc7sz]

Because apne 7 years payment term liye hai,

[@MahaESevaKendraNighoj]

calculator download link please

[@viveksrivastava7690]

Es policy k annual returns aur maturity returns per income tax lagta hai....ager aap ki salery already taxable income hai

[@njeetheswari9690]

Sir, Kya loan facility hai kya?

[@prasadcnavale]

yes... maximum amount - 50% of surrender value...

[@rajkhare1889]

Sir 3 year ke baad isko band karna chahe to kitna amount milega plz bataye

[@YogeshKumar-ct8od]

I think nothing

[@AnilAwadhiya-ep5dp]

सर जी पॉलिसी में 3 साल बाद बंद करना चाह रहा हूं तो कितना पैसा निकलेगा

[@anilhansdah2436]

Where is excel sheet as mentioned in video

[@braj.prakash]

How to download the return calculator excel?

[@PinkiKhatik-k8n]

Sir iska band kre to

[@vipulkumar-nu3dl]

Utsav accha hai kyo ke whole life de raha hai sbi ka ye policy ekdum bekar hai lic utsav bahut accha hai

[@saikrishnaykiccha1799]

Don’t waste your time in LIC invest money in government schemes. When you not take risk in mutual or stock market

[@lokeshjha6504]

Sbi life life time savar wo bhi life time deti h bro sabhi benefits plan according hote h

[@GOATOFHP]

Bahut bekar hai, main fas gaya isme Surrender bhi nahin kr sakte,60% premium kha lete hain chor

[@Deekshith4455]

THIS PLAN IF YOU EXIT IN BETWEEN YOU WONT GET A RUPEEE ALL THE MONEY YOU PAID IS LOST WE HAD PAID 4 LAKHS AND NOW WE ARE IN TROUBLES

[@DebitSoren-ke3mv]

10 sal ka 50000 kitna male ga

[@Prabhubhaktikaro]

Samarth. Paltena plus like samjo sar

[@premnagpure7644]

Aap video ko adhura chodkar chale gaye or na hi exel sheet diya aapko subscribe karne ka soch raha tha lekin adhura video

[@EveryPaisaMatters]

nahi nahi, bilkul tension mat leejiye. Jahan excel sheet mil rahi, wahin subscribe keejiye. Message karne ke liye hridya 💜 se dhanyawad

[@premnagpure7644]

@@EveryPaisaMatters आप टोंट मार रहे हो क्या....

[@Abhishek-zm4os]

Hello @EveryPaisaMatters, Good analysis Can you please share the Excel link here as well?

[@saikrishnaykiccha1799]

Why you tell about investment it is insurance know. Why you compare with lic? Because investment is different insurance is different SBI also insurance ryt. Why you made IRR calculations is there is any joke going there. Don’t invest in LIC means Why you do this?

[@Virenderchoudhary1981]

महा घटिया प्लान हैं मैं भी फस गया हूं इसमें

[@rajendrakotiya6662]

Gatiya plan h hm fas gye h is me

[@arunmehrotra6520]

SBI बेकार लगा जी