Everything about Student Education Loan for studies abroad | Study in Germany | Nikhil Jha Germany

Use the link and GyanDhan will find the best education loan for you: bit.ly/44U6zJX
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About GyanDhan:
- Maximum Funding At Minimum Interest Rates
- Hassle-Free & Convenient Online Process
- Transparent & Free Service. No Hidden Charges
- Multiple Lenders, Higher Approval Chances
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forms.gle/x85sT8sbV5hCQLqo9 - Form to register for the community!
I am Nikhil Jha, a Master's student at Paderborn University.
This course is an attempt to help future students to get a clear idea of how to get admission into Germany starting from dreaming about it.
Let me know your thoughts in the comments.
Like.Share.Subscribe: / @jhanikhil19
Follow Nikhil at jhanikhil19 | www.linkedin.com/in/jhanikhil19
Mail at [e-mail] to schedule a counselling session.
#StudyAtGermany #MastersAtGermany #LearnWithNJ

[@jhanikhil19]

Use the link and GyanDhan will find the best education loan for you: bit.ly/44U6zJX -------------------------------------------------------------------------------------------------------------------- About GyanDhan: - Maximum Funding At Minimum Interest Rates - Hassle-Free & Convenient Online Process - Transparent & Free Service. No Hidden Charges - Multiple Lenders, Higher Approval Chances --------------------------------------------------------------------------------------------------------------------

[@mohammedsaqlainrazakhan1011]

Bro u r videos are good and informative don't Stop this kind of videos day by day subscribers will increase.

[@jhanikhil19]

Thank you so much brother. Do share with the people in need !!!

[@sauravsah548]

Thanks Bhai for lots of information 👍

[@jhanikhil19]

Thank you so much !! Keep watching !!!

[@___raj48]

Very informative videos. Thank you.

[@jhanikhil19]

Thank you so much bhai 😁☺️

[@shariquekhan4453]

Thanks brother it's video soo informatic for me thnku sooo much bhai ❤️❤️❤️❤️

[@jhanikhil19]

Most welcome 🙏🙏

[@ASMiTM20]

Good one nikhil bhai. Keepit up informative video. I am also from gec Rajkot 2021 pass-out. I know ur name & fame in college

[@jhanikhil19]

Thank you so much Bhai ❤️❤️ means alot 🙏❤️ keep supporting like this only!!!

[@harshpatil902]

Awesome dude❤

[@jhanikhil19]

Thank you !!!

[@rupamdas5384]

Bro, thanks for making this informative video. 1 query. Do you know if Master's duration gets increased from more than 2 years would it effect anything on the loan part?

[@jhanikhil19]

Hi bro. Most welcome first of all. Second, Generally, when they give you a loan - they will give you a term sheet in which everything will be explained. And there is an initial time period (which is called something from M - I forgot about that - silly me ) but that is usually more than your course time, the reason behind that is - the banks know that masters can take more than 2 years (sometimes because of extensive research or semester absence or internships in between of studies ). So, do check your contract with the bank from which you are taking a loan. Also, feel free to ask such questions bluntly to them. Don't be hesitant. All the best !!

[@rupamdas5384]

@@jhanikhil19 Thanks for such a descriptive answer. I will connect with the banks and ask them.

[@e18atharvpawar97]

Thanks bhava great video ❤

[@jhanikhil19]

Thank you bro !!!

[@rajat21]

Bro maine Aps ki registration oct. Me kardi thi but payment ni ki thi... To m usi application form ko update krke payment krdu or documents bhejdu kya?

[@jhanikhil19]

Yes bro . If portal pe show ho rha hai toh krdo wahi. Else create new one.

[@jitendrakumar-nd9oj]

Sir most of other countries in EU don't accept mortagage and loan while giving study visa so why others not and Germany allows it????

[@jhanikhil19]

I am not so sure. Let’s talk more about it in the livestream soon. Just finishing exams in couple of days and then i will be super active

[@YASH-cz6ir]

Brother my father is a farmer so we dont have any ITR ? Then do we have to give any collateral

[@jhanikhil19]

Hi brother, that part can be best described by the bank people only. I am not sure.

[@prajul1211]

thanks for the video brother. i approched the bank for loan purpose and said i need the loan for blocked account they said they will give only the tution fee and not for the living expence over there. so i met a team We make scholer and they said they will help out. do you have any idea about this guys. And any update on APS website?

[@jhanikhil19]

Try for HDFC Credila . They do give education loans for blocked account as well

[@smofergaming]

Did you get any solution?

[@aswinkp1202]

I have a question. Since German public colleges offer courses without tuition fees does the bank provide loans ?

[@jhanikhil19]

Yes. Banks know that and they provide loan for rest of your work like blocked amount and travel, and others

[@tanishasharma1602]

@@jhanikhil19 could you please specify the banks which do this?

[@jhanikhil19]

Hi ... I took it from HDFC Credila, Use the link and check which kind of, which amount of as well as which banks are best for giving you loans using an AI-based calculator provided by GyanDhan: bit.ly/44U6zJX Still if you need assistance, ping me over Instagram @jhanikhil19

[@shivamr.mishra737]

At Which time we have to start this process pre uni. Application or after get addmission letter because we have very less time for visa process.....

[@jhanikhil19]

You should start getting all the information and start doing the formalities around 4-5 months before the beginning of the semester. You will ideally get your confirmation mail from university 2-3 months before starting of your semester, by that time you will get your money disbursed in your account and ready for blocked account and everything .

[@JaspreetKaur-gi7xy]

Hello sir, Can we withdraw full block account money after three four months ariving in Germany.??

[@jhanikhil19]

Hello Jaspreet, Sorry - NO. The whole blocked amount is divided into 12 parts. So, basically you pay 11208 in blocked account from India and then you get 12 installments of 934 euros. 934 Euros X 12 Months = 11208 Euros.

[@YASH-cz6ir]

The alternate is good too as I have my Cousin working in Germany and his family can support us with the money. And i can payoff them with the blocked account money. But Can i sustain myself only on part time jobs?🤔

[@jhanikhil19]

You can sustain only on part time but for initial months, you will be using that blocked amount money because as much as they show getting a job is super easy and stuff - its not. Reality shock ! Still, good luck :)

[@rickbhattacharya2334]

Bhai thanks for the video. I already have some amount with me and rest i have to take loan. The thing is how this blocked account money will be disbursed and where it will be credited so that we can send it to blocked account Expatrio/Kotak

[@jhanikhil19]

Yes totally. After the amount is sent to your account - you can use it in your blocked amount without any worry.

[@Parth3399]

Hi Nik, Can you make a video specifying details of how to apply for student visa when a relative from germany sponsors you?

[@jhanikhil19]

Hi Parth, I will try researching more on the topic and then maybe yes. But most of chance, it is applied in the same way. Its just that in the "Means of finance", you have to show the sponsorship official letter from your relative and your relation with them. Rest all will be similar mostly. You can try but still I will update after research.

[@Parth3399]

@@jhanikhil19 thanks a lot for the quick response! I will surely try on my own. I will need it for Winter 2023 so theres time..

[@jhanikhil19]

Only needed for visa not for admission

[@Parth3399]

@@jhanikhil19 thanks 😊

[@Vivekraj-gt9uw]

Can I go for visa process on sanction letter provided by bank..... or i have to show blocked account.

[@jhanikhil19]

Blocked account is preferred because it's the guarantee that you already submitted the money.

[@krisha7049]

Thankyou so much ! You're life saver and 1. how much marks are required in 12th boards to get loan 2. And how much marks are required to qualify in medical collages

[@jhanikhil19]

There is as such no limits for the marks - its just they should be enough good to prove that you can pass ahead as well as you can get a job. Apart from that finances are the main determining factors. Good luck :)

[@smofergaming]

Did you get any solution?

[@mohammedamaanhashmi6867]

How can i get a loan without colateral and co applicant

[@jhanikhil19]

Co-applicants are necessary. Without collateral will have little higher interest rates but still you can get it in multiple ways. Please watch my other video in that I explained the process as well ☺️

[@alljoalljo7799]

Si can I get a loan to study for a german language course in india

[@jhanikhil19]

Most probably, I cannot confirm sorry

[@mohammadmufassallari7843]

Bro it's been many days aapko germany gye... Which bank would you suggest for me for loan if I'm considering 10 lakhs for block account and around 6 lakhs for other expenses like flight ticket, shopping, and 1 year tution fees(1500€ per sem), 2 year ka fees I'll manage by part time job.

[@jhanikhil19]

@@mohammadmufassallari7843 Hi, so overall you need approx 16-17 lakhs of loan so SBI can also be okay but it might take time. So, you can go ahead with pvt banks like HDFC Credilla or govt bank like SBI based on time u have. Rate of interest will be more in non-collateral ones. Good luck!!!

[@shishupalbhati]

Sir hum second year ke liye bhi blocked a/c arrange karna hota hai yaaa nahi?

[@jhanikhil19]

Not needed if you have job contract. If not and you don't have previous year money then yes. You need to show it again.

[@nishant_lifts]

Hi bro how much do we need to continue our bachelors after doing first year in india ??

[@jhanikhil19]

For the bachelor i m not sure about the amount. Let me finish my exams and i will start making content again. Do join some live session

[@aimcricket1381]

Bhai aps Id created 1 st nov Document delivered 8 nov Payment confirmation 12 nov And I asked uni they have checked all emails today it has been 20 days but they have not received any verification email from APS ,What should I do ?

[@jhanikhil19]

Bhai 12 Nov wale me time lagega abhi october wale bhi waiting me hai kaafi sare

[@prachitabakliwal5207]

@aim cricket any update on your APS?

[@aimcricket1381]

@@prachitabakliwal5207 yr No update I have submitted on 8 th nov it has been one and half month they are idiots

[@prachitabakliwal5207]

@aim cricket did you try to reach them somehow?

[@jhanikhil19]

Hope you have received it.

[@619ry7]

Bhai hamko itr, property's bhi show karna hota h?

[@jhanikhil19]

Yes. Karna padta hai. But har bari mortgage nahi hota.

[@harshhf4419]

Is public universities in germany can accept my 3years correspondence bachelor degree for admission in masters

[@jhanikhil19]

Yes they can. But they might ask some questions. But still you can apply.

[@harshhf4419]

Bro can i need to open blocked account again in 2nd year of master with rs 10lakhs again

[@jhanikhil19]

If you have a job contract then no. You need not do that. You can simply show them your job contract and it's done.

[@vikaskumar-uu7do]

can I get loan if I am going for bachelor program?

[@jhanikhil19]

Yes sure.

[@smofergaming]

Did you get any solution?

[@Abhishek-yt3jy]

This amount 15 lakhs is just 1 year or two years?

[@jhanikhil19]

its for 1 year - apart from it - once you for visa extension - if you show them your contract wherever you are working - they will extend it without any issue - else they will ask for the amount again but 99.99% finds a job to support there needs.

[@akshayas7377]

The bank asked me for a document showing the living expense. From where can I get that?

[@jhanikhil19]

Show them the blocked amount requirements - it will should around 11000 euros for a year and that will help .

[@jhanikhil19]

www.auswaertiges-amt.de/en/sperrkonto/388600 Check for any latest ones. Also I guess you will get prompts from University or uni-assist. Blocked account amount - daily expenses Semester Fees - Academic Expenses 1 Lakh extra for - flight and stuff.

[@sajoystephen3048]

I msg for my son, we r a middle class fmly. Already we have home loan. Is it good to take a loan from our state and do masters in a public university in Germany?.. Can the student pay the loan himself and look at his expenses? Pls give ur valuable suggestion.

[@jhanikhil19]

Hello ma'am, In answer to your question - it will depend upon your son - how much serious he is regarding working here while studying and taking care of finances. There are students who have returned all the money even before the main time of loan repayment began and even sent money home while studying as well as there are students who take money from home since they feel they will be very small if they work in some factory or something. Please make sure your son is good in technical knowledge as well if he want to do technical jobs and also ready to do odd jobs if needed. I wish him good luck !!

[@veretyXplore]

Bro! PLEASE REPLY, I'm going for bachelor's, The Consultantancy said me you have to show approx 40 lac for my 4 years program, is it true. Or How can i bypass it ...

[@jhanikhil19]

For the bachelor i m not sure about the amount. Let me finish my exams and i will start making content again. Do join some live session

[@ashik9961]

thank u

[@jhanikhil19]

Most welcome!!! Good luck !!!

[@sumeetmourya511]

From which bank did you took loan?

[@jhanikhil19]

HDFC CREDILA

[@smofergaming]

Did you get any solution?

[@equation0356]

Bro that blocked amount fees haunted me a lot. I thought l will get loan for my education and stuff but from where will i bring 10-11lakhs for my blocked account. Really informative video ❤❤

[@jhanikhil19]

Thank you so much for nice words !!! Wish you all the best for the journey ahead !!! Feel free to comment on any video if you need help !! As well as join in some online live sessions !! Good luck again !!

[@rajat21]

Broo plzz help me.. Aps registration me information edit ni hopara or na hi new acc. Create krskte h kuki adhar nd passport no. Already h.. Soo plzz help me

[@jhanikhil19]

Bro - jo mistake hui hai unko simply apne form me sahi karo pen/pencil se and add a note stating about the mistake. Also, add proof to claim the corrections.

[@rajat21]

@@jhanikhil19 bro bachelor's ki details ( percentage, college name) by mistake diploma ke coloumn me fill hogyi h

[@arsh3370]

Will i get education loan for studeinkolleng ?

[@jhanikhil19]

Hiii, you can try connecting with GyanDhan or directly with the bank. I took from HDFC Credila ..... You can try they will tell you the best available options. Ideally you will get it.

[@smofergaming]

Did you get any solution?

[@Mundeberlintoh]

bhai yr pta krdo PTE chl padegi embassy me plzz

[@jhanikhil19]

it works bro

[@Mundeberlintoh]

@@jhanikhil19 bahi yr sare agent yhii bol rhe ielts kroo abb ielts k liye time v nhi hai paise v bhut waste hoge tabhi apse pucha plzz apko aisa koi case milea ki jiske PTE lgii ho jrrur btana or apni se v inform krna

[@Bcawalee]

Sir bachelors k liye kaise jaye??

[@jhanikhil19]

Going to bring a guest who is going to do bachelor's degree. Stay tuned. Thanks

[@fragger3433]

are you still trying to get in germany ??///

[@ravisoni14166]

Which bank give without mortgage loan??

[@jhanikhil19]

HDFC Credila

[@jhanikhil19]

SBI also gives but just upto 7.50 lacs

[@ravisoni14166]

Bro Germany study visa pe block amount ka loan kese milega? Because getting admission need block amount?? How to solve this question.

[@ravisoni14166]

I think your answer is trustworthy.

[@aryantripathi.]

Will I get loan for Studienkolleg ??

[@jhanikhil19]

Yes you can try. I have heard people getting it. Good luck !!!

[@smofergaming]

Did you get any solution?

[@pixiisecret1901]

Can we get loan for studienkolleg??

[@jhanikhil19]

Yes students sometimes are able to get loan for it as well.

[@smofergaming]

Did you get any solution?

[@user-mi7he8hk3d]

Bro can we get loan for studeincollig

[@jhanikhil19]

Yes, mostly you can. I suggest, try using this link and GyanDhan will find the best education loan for you: bit.ly/44U6zJX use their AI based calculator it will be useful. -------------------------------------------------------------------------------------------------------------------- About GyanDhan: - Maximum Funding At Minimum Interest Rates - Hassle-Free & Convenient Online Process - Transparent & Free Service. No Hidden Charges - Multiple Lenders, Higher Approval Chances

[@smofergaming]

Did you get any solution?

[@England_music]

Brdr age required for loan or not

[@jhanikhil19]

Depend krega depending upon the bank

[@piyushxx5949]

Can we take loan on language learning basis then studenkoll....

[@jhanikhil19]

Yes. You can if you show them proper documents.

[@smofergaming]

Did you get any solution?

[@sahititiruvaii8259]

Bhai hum frnds banenge ?

[@jhanikhil19]

Sure

[@user-ec3ly5ne4l]

TQ bro for your wonderful information kindly send me your num I will contact you to learn more information.

[@jhanikhil19]

Hello. Connect over instagram please