I don’t think that they’re extreme at all, the fact that most people could believe that their live style is extreme explains the absurdity of the consumerism phenomenon.
@swissladydriver89805 жыл бұрын
Not having a glass of wine or a beer with dinner is pretty extreme in my book.
@glorybloggerm11475 жыл бұрын
@@swissladydriver8980 actually no, there is no need for that, if you like it you can doit time to time.
@Swakara15 жыл бұрын
I wonder if they can also live without their technology, no I-phones, no tablets, no computer then I would be really impressed.
@ariefraiser1405 жыл бұрын
They're two people living on $22,000-28,000 a year. That's poverty level. Let's not kid ourselves here that's fairly extreme. Now they do it very well and are able to live happily on it but here in the states if that were their income they would qualify for a number of government assistance programs.
@swissladydriver89805 жыл бұрын
@@ariefraiser140 I thought they said that their combined income was 80K.
@msmoorad1235 жыл бұрын
these ppl are not extreme in their saving and frugality- its just that most westerners are extreme in their wastage and senseless spending
@grah67924 жыл бұрын
exactly !!!!
@rjvowels4 жыл бұрын
Wow. Its insane that most people dont see this.
@PheneticsCo4 жыл бұрын
EXACTLY
@angelfriend52114 жыл бұрын
This is basically the life of my parents and my grandparents. When did we get so spoilt?
@Momma_AL4 жыл бұрын
No it’s both. True, Americans do waste a lot of money but they are really good at saving!
@TheDtfamu895 жыл бұрын
When two like-minded people meet.
@FaithandNova5 жыл бұрын
You mean when 2 wise minded like ppl meet, doesn't happen often.
@RealLifeMoney5 жыл бұрын
Yeah, makes the strategy work even faster!
@HomemakerDaze5 жыл бұрын
yes my gf is opposite to me, im not sure how we will handle when we live together, she likes to spend ek
@RealLifeMoney5 жыл бұрын
@@HomemakerDaze definitely need the right communication. and thats very difficult..
@a.nikolaev56665 жыл бұрын
When two mingy people meet
@moniponi21765 жыл бұрын
Your lifestyle is considered to be a normal life in the country I live in. And in yours, it's frugal... You even travel twice a year. That is a good life.
@uvwvwevwebueonyetenyevweug10295 жыл бұрын
same
@shinaetae40745 жыл бұрын
where do you live?
@moniponi21765 жыл бұрын
@@shinaetae4074 in Belgrade, capital of Serbia, former Yugoslavia, which was a fine country untill it broke down to peaces.
@Ela-yi7pg5 жыл бұрын
I agree, in most places in the world it is normal living... Just high develope countries can call it frugal
@moniponi21765 жыл бұрын
@@Ela-yi7pg yes and the huge defference is that we also work hard, but we can't retire till the age of 65 or more.
@djtkm4 жыл бұрын
Step 1: Find a Like-minded partner 😭
@christinafidance3404 жыл бұрын
Exactly!
@VEGANzUmebies4 жыл бұрын
Good luck it will be difficult but possible!
@studyzen88364 жыл бұрын
Step 2: Ensure that partner doesn’t dominate the conversation (not pictured)
@karinas58334 жыл бұрын
Or just start on your own by yourself ;)
@helena36314 жыл бұрын
they found their match two savers...I would love to find mine I have been repaying debt and i hope to retire by 50 i am 33 now...want to do it sooner but thats the range i am giving myself wish i could do it by 40..but i paid off some massive debt so its okay
@albertoortega85105 жыл бұрын
This girl’s eyes radiate true happiness. I’m so happy for them.
@IamaNewCreature4 жыл бұрын
That’s that no debt, no kids, no stress, financially independent for you.
@tomatosteve34443 жыл бұрын
Said the same thing. They happy as hell. Striving to be on the same plane.
@ceciliaabdalla4954 Жыл бұрын
He has a good one for sure
@lebimas5 жыл бұрын
Their biggest secret: no kids. Kids are one of the biggest expenses for most households.
@sonicwoofer20085 жыл бұрын
Sami Belhareth get a dog
@dardab55765 жыл бұрын
Cant agree. Doing the same Lifestyle and getting a wonderful daughter didnt change one Thing in Our time plan. (germanyl
@babor_5 жыл бұрын
@@dardab5576 life style in Germany is way more different than Vancouver
@professorharvey97835 жыл бұрын
1 kid costs $200,000 to fund until they are 18
@dardab55765 жыл бұрын
@@babor_ a child costs money. Doesnt matter where you are. (whats the difference to Vancouver? What are Extra costs for you if you have Kids? ) Just wanted to say that if you have found your way, a kid wont change it. You will find a way to compensate. Thats the whole point of frugalism. Addapting a lifestyle matching your (and familys) needs
@Raymondjohn29 ай бұрын
I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.
@bob.weaver729 ай бұрын
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
@martingiavarini9 ай бұрын
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@TheJackCain-849 ай бұрын
Mind if I ask you to recommend this particular coach you using their service?
@martingiavarini9 ай бұрын
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@TheJackCain-849 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@kauigirl8085 жыл бұрын
They need to make a YT channel to vlog their journey. Bring in more income. I think the channel would have a ton of followers.
@hannahbanna375 жыл бұрын
Yes!!
@michelleaugust185 жыл бұрын
kauigirl808 I agree! This is awesome. I’m medically retired at 43 & have no debt. But I still wait for my social security deposit each month. They could teach ppl how to do this
@prda75 жыл бұрын
But then they will have to drag their job around with them, it can be a burden
@SandStormXII5 жыл бұрын
Word
@KorDawg915 жыл бұрын
for real
@flowergrowersmith4495 жыл бұрын
They seem like real soulmates. Good for them - what a terrific couple!!
@AlMai2225 жыл бұрын
A lot of people here might not know that Vancouver is one of the most expensive cities in the world to live to this is actually quite an impressive thing
@AlMai2225 жыл бұрын
This is only about love looks like they live in the deep depths of the crime ridden east Hastings Chinatown area so I guess that’s your answer.
@blcksheep49935 жыл бұрын
@@ingrid.gommess I was asking about the same thing....
@blcksheep49935 жыл бұрын
@@AlMai222 still cheap though, comparing to Australia. Even in a high level of crime area, or rural area, it would never be that cheap ... :(
@Scrappicat5 жыл бұрын
My husband and I live on the coast of SoCal and we are both retired. I retired at 43. Our combined income was never more than $60,000. He was already retired while I was still working. It's doable. Save, save, save.
@sabrinapayal61015 жыл бұрын
9,500 a year on rent PFFFFFT in the Bay Area rent STARTING OFF is around 1,800 - 2,500 a month .
@TheToadChild5 жыл бұрын
I’ll say one thing, these two are meant for each other. They seem to be on the same page for most things in their lives.
@veejayroth4 жыл бұрын
I'll say one thing, you're right.
@vishnusasi82414 жыл бұрын
True they got married in heven
@sumitsah1233 жыл бұрын
Yes that is true . I live in norway and I see most people here get divorced bcoz they have a built an expensive lifestyle with lot of loans to repay. When they get kids it’s hard to find time for themselves as they have full time jobs too to support the lifestyle. There is when the trouble begins with stress building in relationship little by little over years.
@chillndie3 жыл бұрын
exactly and such thing is very rare
@droid4d2793 жыл бұрын
Can’t get any better than that
@good4damoney5 жыл бұрын
See what happens when you don’t idolize celebrities.? You save thousands
@cinderea5 жыл бұрын
good4damoney you can still follow them on a budget 😂
@morphkogan86275 жыл бұрын
Yeah while they bathe in millions.
@sasinim.68935 жыл бұрын
???
@aundrayperkins97965 жыл бұрын
WendyCinderea baller on a budget. trying to be a celebrity in a Ford escort lol.
@CB04085 жыл бұрын
I think social media is to blame. People are constantly comparing themselves w acquaintances and colleagues. They feel constantly frustrated and are frequently driven into an unsustainable, consume-driven lifestyle, which only adds to the cycle of frustration.
@thefollowing81275 жыл бұрын
Nice couple they arent tied to consumerism. They are happy together. That makes the difference.
@rokyericksonroks5 жыл бұрын
Exactly. It makes a huge difference.
@thefollowing81275 жыл бұрын
@@rokyericksonroks 😎
@rubylace99635 жыл бұрын
I wish more people were into anti-consumption. I don't get some of these comments. It's not selfish to avoid spending money on things you don't need.
@charmori5405 жыл бұрын
Agree and much better for out planet too.
@chenatcr5 жыл бұрын
This is the issue of capitalism. The capitalism system is designed to make profits by encouraging spending, and the government will also be benefited via the tax of the spending. But there is no free lunch, who pays the price? The environment. Everyone know this is not sustainable, but all governments don’t care, the politicians only care their own interests. This is so sad.
@fitawrarifitness68425 жыл бұрын
"Are you doing the most you can with what you have?" Then why do you want more??
@chrissychrissy26495 жыл бұрын
Then you do it.
@michellet70135 жыл бұрын
Although I agree , it would crash the economy and life would be bad for everyone except the ultra wealthy.
@nino715 жыл бұрын
an old common saying in Italy says: "to those who want nothing the little is more than enough!"
@f.cascone80254 жыл бұрын
Why haven't I heard that? I mean, never. E sono italiano, cazzo.
@nowanobady3 жыл бұрын
Beautiful 🥰
@alicecoppers89805 жыл бұрын
You guys have what most Americans envy it’s called self-discipline
@teakey5 жыл бұрын
Paula C. Of course you could just not get sick.
@TheChickenRiceBowl5 жыл бұрын
Self respect too.
@nhlibra5 жыл бұрын
@alice coppers, What you really mean is...they have what most Americans LACK.
@sarahk54175 жыл бұрын
@@teakey Right. I have always had type 1 diabetes so I cannot even entertain the idea of being self employed unless it is a 2nd job. If I go to the doctor, my prescriptions and doctor visit with insurance take 1/4 of my income for that month not counting what I spend on health insurance.
@swissladydriver89805 жыл бұрын
Eh, speak for yourself. One can be disciplined and still enjoy some luxuries in life while saving and investing.
@tonycodolo5 жыл бұрын
the biggest advantage of not being in debt is that you have CHOICES.
@keelychristine5 жыл бұрын
Examples?
@tonycodolo5 жыл бұрын
@@keelychristine 1. Instead of paying 15% interest on your credit card balance, you can spend that on something you want. 2. You can actually negotiate a discount cause you are paying cash for an item. 3. If you happen apon an investment that will yield 10% yearly return you can take it. There is no cost of credit to be calculated. 4. You are able to take advantage of time sensitive bargains, which the cost of credit make less attractive.
@tonycodolo5 жыл бұрын
@@keelychristine I have always found this interesting. If you have $ 5000 balance on your credit card @ 20% interest and your monthly payment is $200. At the end that $5000 cost you $6500. I think an extra $1500 in my pocket offers me choices, don't you think?
@kiwan54255 жыл бұрын
@@tonycodolo just use debit..
@tonycodolo5 жыл бұрын
@@kiwan5425 That is always an option for people.
@samanthaecotothermia78965 жыл бұрын
The comment about cooking everything from scratch is absolutely true. It's so much healthier and less expensive
@e-cuauhtemoc5 жыл бұрын
And time consuming.
@leftm45105 жыл бұрын
@inamadworld much healthier because you know what goes into it
@joco87005 жыл бұрын
inamadworld if your home cooking isn’t healthy, cook healthier
@grooviec5 жыл бұрын
she's not that fit though
@TheRoseAlchemist5 жыл бұрын
I also noticed they don't have children. That seems to save a lot of expenses too.
@bear420bear5 жыл бұрын
Everyone has that choice.
@SC_Can5 жыл бұрын
have 3 kids, and we are retiring later this year in our mid 40's.
@scoobydoo84985 жыл бұрын
@@bear420bear not evertone can have kidd bro. I know quite a few people that cant have any.
@RolopIsHere5 жыл бұрын
Or, You can wait untill they have age to walk, and the put them to work.
@fgonzalez789595 жыл бұрын
How the fuck did they come into existence? ?..someone took the hit
@michellegousios5665 жыл бұрын
Boy I'd give ANYTHING to go back to my younger self and advice myself to save save save !!!!! They need to teach this in high school
@fancysfolly5545 жыл бұрын
I was just talking about that with friends..it would have been so nice to not have had to learn everything the hard way..
@ChristSaves885 жыл бұрын
Michelle Gousios I agree!!!!!!!
@anofritz5 жыл бұрын
Yeah i agree! but i'm still 22 :/
@ingoelds5 жыл бұрын
They'd never teach this at an early age because it would slow down the production belt practically to a halt. It would be like teaching slaves how to get emancipated the fastest, safest way possible.
@travisli-rufus19495 жыл бұрын
We need write to our government, tell them stop printing paper money.
@binbalebardac41565 жыл бұрын
Congratulations on being on the final step of your FIRE journey! My wife retired early in June of 2018 and I walk away from my job in December 2019! There is nothing I would rather own more then my own time!
@Megmerized895 жыл бұрын
"There is nothing I would rather own more than my own time" Damn.... I felt that
@tinachavez87125 жыл бұрын
@@Megmerized89 That hit me too.
@eliani13265 жыл бұрын
you never get back time!!! awesome congrats We retire in 6 years we will b 46!!
@Tejasisphoenix5 жыл бұрын
dude but what do u do in ur free time
@supyekta89435 жыл бұрын
Imagine being on youtube just to comment this about your life 50 years old
@LMCEK5 жыл бұрын
This couple is so in sync. Congratulations you two, wishing you all the best from Ontario ♥️
@herogebrial5 жыл бұрын
Hiiii
@Stiggandr15 жыл бұрын
I'm a little bit worried by these comments. So many people are saying "saving saving saving." That's not what they are doing! They are INVESTING. Money you save only lowers in value because of inflation. You have to keep up with inflation, and beat it enough that you can live on the interest. They mention using a roboadvisor. Wealthfront and Betterment are the two best ones out there. INVEST. don't just SAVE.
@pasc86995 жыл бұрын
Stiggandr1 I was also disappointed that they rent. They could buy a house with that money they have saved. A house is the greatest investment you can make right?
@RealLifeMoney5 жыл бұрын
Thats a very good point, saving is great and has its purpose, but investing to where real wealth is made. The rich build assets that pay them money instead of just saving. Even a house that isnt paying you could be seen as a liability and not an asset
@hoanghailam5 жыл бұрын
@@pasc8699 not really
@OmnivorousReader5 жыл бұрын
@@pasc8699 There are positives and negative to owning. I have tried both renting and owning and there are a lot of silent, unexpected, unforeseen costs to owning. It is not as straightforward as I thought back when I rented.
@Wakeofchaos255 жыл бұрын
Pasc read or listen to Rich Dad Poor Dad. It's on KZbin! (Not supposed to be though 😬) Also on Audible, etc.
@stephaniewilliams68285 жыл бұрын
A lot of people are asking about kids/pregnancy - just to clarify, we're are 100% not having kids, neither of us wants that lifestyle and I had my tubes tied in my early 20s. But people absolutely do have kids and retire early as well. I have one friend who is early retired with two kids, who retired first and then had the kids, and his costs have been very low since there were no daycare expenses and he cloth diapered both of them. They spend a little more than us but not much.
@JenniferLopezJ5 жыл бұрын
Stephanie Williams make videos please!!!
@jasonm76845 жыл бұрын
The problem with that is if their investments will remain the same or not. Thats the issue. Raising kids on investment income depends largely on the stock market not crashing unless they are invested in things like GIC's. Obviously this assumes that they aren't totally loaded beyond belief. It would feel pretty bad to have two kids and the stock market crashing destroying your income and then having been OUT of the workforce for so long, finding a job would probably be very difficult.
@HamsterQueen95 жыл бұрын
Works if your children are healthy, which is not always the case...
@jasonm76845 жыл бұрын
@@HamsterQueen9 True, if they stay healthy indeed.
@Sasoon20065 жыл бұрын
That was my first thought at the beggining of the video “I bet they do not have kids” 😁
@johight5 жыл бұрын
I love how this couple hasn’t restricted their travel to save even more. Early retirement would be awesome but living life at the same time means it doesn’t feel like a chore. Definitely motivated me to take another look at our finances! Loved this story and couple
@thehapagirl925 жыл бұрын
Living This Life They’re the type to be homeless travelers.
@CODBlackOps6WALKTHROUGH5 жыл бұрын
certain places and plane tickets are cheaper than the amount ppl spend per yr on junk. depends where you look. i want to learn travel hacking. i know credit card hacking, thats something
@Lujokal5 жыл бұрын
They absolutely are restricting their travel. Part of the joy of going to new places is experiencing new foods and the culture surrounding that. If you always just buy from the local market and cook you tend to make the same simple things you always do and not experience the local food. It's like going to Japan, and making your go to Shepard's pie. Sure you save money but you miss out on the unique foods you might have no idea about!
@emiliabolsas5 жыл бұрын
Lucas Kalinak I was confused when they said they travel to try new foods. Like, to try new items from the grocery store? It also wasn’t clear if he does any of the cooking. I have to wonder how well this experiment will go if she were to get sick and he had to be the primary homemaker.
@garyhocking65415 жыл бұрын
As I said above in a previous post... I find their income pretty insane personally! I earn £14,000 per year and live in a UK city which is generally very expensive. I have never lived with my parents or been supported financially by anyone else. So far this year I have travelled to Cyprus, Italy, St. Lucia, Czech Republic and Poland as well as Northern Ireland and Scotland. I have flights already booked for Germany (twice) and Slovakia, Austria and Czech Republic again before the end of the year. I've always eaten out at restaurants whilst travelling too! $80,000 is a LOT of money. I always wonder what people who earn 20/30/40k do with their money?
@LydiaHJR5 жыл бұрын
TRUE HAPPINESS! TRUE SELF RESPECTING! Listen calmly to their voices. There are no negative vibes in them. Like musical instruments; clear and pure. It shows their mentality.
@TheresFuckeryAfoot5 жыл бұрын
Lydia R so true.... listening to how people talk and the energy they carry it reveals all the neuroses!
@JanetJASMRish4 жыл бұрын
I stopped getting my nails done and I’m proud of that. One baby step at a time. 😊
@MsJanetWood4 жыл бұрын
Me, too! I stopped bleaching my hair 👱🏽♀️and getting acrylic 💅🏼nails!
4 жыл бұрын
My cousin just started doing her own. She does a better job.
@JanetJASMRish4 жыл бұрын
High Vibrations I started doing my own too. I actually have beautiful nails especially when they’re long, most people think they’re fake lol. But I now have a new addiction- PLANTS! I’ve spent so much these past few weeks just on plants yikes! 😬😂
@Heavenly10384 жыл бұрын
Try the kiss dip acrylic nails, only $6 compared to a nail salon visit that cost me $80, never going to a nail salon again.
@ttoch6844 жыл бұрын
I do my nails myself . It is way cheaper . And you can still feel happy.
@lorenzol3325 жыл бұрын
Inspiring story. This is how you give consumerism and debt the finger.
@1966johnnywayne5 жыл бұрын
Well, not exactly. Their investments rely on consumerism to grow...they are simply prospering from other people's bad choices. There will always be sheep.
@TheOneinthewoods4 жыл бұрын
Brilliant
@jadiecook5825 жыл бұрын
Off topic but I really admire so much about this chick!! She seems so comfortable in her skin and so confident and happy! Me realizing I have lived my life wrong :(
@ZosiaSamosiaOo5 жыл бұрын
You're still living your life, you can always start off fresh :)
@sheasmith76624 жыл бұрын
You're living your life the way you know how to.
@Ivette_Ski4 жыл бұрын
Jadie Cook “Me realizing...” is a form of awareness. Now that you have this sense of awareness do something with it. Many of us go through life without awareness. Consider yourself privileged. Every day is a new opportunity to start living the life you want. Go for it! You have nothing to lose and everything to gain. I wish you much happiness.
@jadiecook5824 жыл бұрын
@@Ivette_Ski Awwww!!!!! So sweet! Thank you! Best of everything to you!
@ruthespiritu5024 жыл бұрын
Her hairstyle looks so cute on her!
@machsusromadhon67105 жыл бұрын
"Free yourself from mental slavery", That's what Bob Marley Said
@juny94455 жыл бұрын
Facts
@teamhalexy20185 жыл бұрын
No one but us can free our minds - Bob Marley
@Clbr1535 жыл бұрын
We should always listen to Bob Marley he's the man
@Americansikkunt5 жыл бұрын
Mate Rockk Bob Marley was a Jamaican musician...
@machsusromadhon67105 жыл бұрын
@@Americansikkunt he is really know how to joke, lol
@danifarago89005 жыл бұрын
These are two people who have completely free souls. They just want to retire early to spend as much time as possible together and experience everything life has to offer.
@foodandhomeprep84255 жыл бұрын
I think many of us are torn between saving for the future and living in the moment.
@myothercarisadelorean89575 жыл бұрын
100% agree
@foodandhomeprep84255 жыл бұрын
Ferd Ferd.D Agreed. Love to cook fresh foods. We found ways to save and still eat well.
@coasteyscoasteys5 жыл бұрын
@inamadworld be content. If you like traveling then do it but you have to sacrifice somewhere else. You can't have it all.
@carmellasmith72945 жыл бұрын
Yes. Totally agree
@SC_Can5 жыл бұрын
Why not have both? Living in the moment is all in the mind...not what you buy in order to sacrifice the future. Having a sound financial future give me peace of mind in the moment now!
@nsbluenose5 жыл бұрын
I recall reading an article from CBC about them, not that long ago. Definitely sparked many productive discussions with friends and family about early retirement. I wish them all the best!
@priya_jha5 жыл бұрын
I’m so inspired by this video. Also something that caught my attention is that this women don’t want any makeup or branded clothes. It’s not in her list. And this man is not holding on to any unrealistic beauty standards. He simply love this girl just the way she is. They already have spent almost 7 years together and still counting. They are seeing their future together. ❤️
@pujhakakkad39795 жыл бұрын
This's how our ancestors use to live , but taking care of fmly ,plus their own kids.
@Michelle-pn9xt5 жыл бұрын
Are yoiu looking at this guy with special magic glasses. He is no more attractive than she is. Some women make themselves seem so desperate. Do you think he is handsome??? He is an average looking person. You are bragging because an average looking guy cares about his girlfriend. Wow!!!!! That is so amazing! Not! Stop saying negative things about this woman. I am sure that you have never met her. Why are you so into this guy?
@PheneticsCo4 жыл бұрын
it's more of a lifestyle choice
@PheneticsCo4 жыл бұрын
@Joy Gillum lol, order coming right up!
@jenjem58104 жыл бұрын
So ENDEARING.
@chrisp7555 жыл бұрын
I retired at 40 living off the fruit of my 1 acre.
@LifeTransPlanet5 жыл бұрын
Pretty much! Except 4 acres
@orpheasnestos74444 жыл бұрын
And probably benefited your health in the meantime...good on you!
@candeegiannoccaro61914 жыл бұрын
Good for you may I ask what did you grow. I've been thinking about selling tomatoes to help with college fees
@dancer14 жыл бұрын
That’s dope can I live with you?
@kiza41785 жыл бұрын
we started saving in our early years, 30 years later, nice cushion, no regrets
@DrGlynnWix5 жыл бұрын
I appreciated several things about this video: 1) They were a very average couple on a normal combined income. 2) Their savings were made through really simple things that were approachable (eating in, relying on public transit or personal power to get around, and bulk shopping). They still enjoy the things they enjoy, such as traveling. 3) They are clearly very comfortable and down-to-earth and love each other. They were really nice to watch as a couple.
@anlai14675 жыл бұрын
@inamadworld 80k in Vancouver is like 60k in USA. So it's 30k per person.
@anlai14674 жыл бұрын
@inamadworld Yeah... It's a struggle. :( Due to the extreme cost of living in Vancouver, we have a lot of homeless people. You need to earn at least a $50,000 salary to sustain a decent living.
@ndiggadee26635 жыл бұрын
I ate 2 ice creams watching this I'm not cut out for this frugal life
@christinagowda30645 жыл бұрын
I love your honesty!
@cocobonvon815 жыл бұрын
LOL
@lrmwharf8645 жыл бұрын
🍦
@scruffy2815 жыл бұрын
😂😂😂 pizza for me!!
@coyotearia31175 жыл бұрын
You ate 2 ice creams in 9 minutes? Good job!
@sh-nh8hy Жыл бұрын
I've watched this video over and over. I wish they had their own KZbin channel. So inspiring.
@MiladJPanah5 жыл бұрын
60% ? are you kidding me? and that amoung in the most expensive town in Canada is just crazy. respect !
@aliceduanra75395 жыл бұрын
*city
@huntstyle5 жыл бұрын
I put about half my income toward student loan payments last year. Clearly I need to step my game up! (but I can't do without a car!)
@natashabot48385 жыл бұрын
There rental costs seem extremely low to me, I was hoping they were going to elaborate on that
@frugalsf80595 жыл бұрын
Do you think it's possible in the 2nd most expensive city in the US?
@j.38544 жыл бұрын
Honolulu here, I save 85%. Retirement could be done in 2-3 years. I’ll be just over 40.
@imkakaya90795 жыл бұрын
Both basic jobs. A receptionist! Dude edits books for Amazon publishing. I guess plan just saving is key.
@jessedijkhuis5 жыл бұрын
Dave ramsey the everyday millionair
@wollinger5 жыл бұрын
@Karen Batista that's what I'm wondering, will the return of their investment keep up with inflation for the rest of their lives?
@dylanpeterson64495 жыл бұрын
@@wollinger All you need to lookup is the "4% rule", and the "simple math to early retirement".
@priceandpride5 жыл бұрын
Boring life
@chriswilson19685 жыл бұрын
All you need to do is decide how much money you need or want to live off of per year in retirement and multiply that by 25 and that's how much you'll need to save. If you want 40k per year youll need around 1 million dollars.
@RandyLy5 жыл бұрын
I've probably been a minimalist ever since growing up. Now that I graduated and am working at the age of 25 as an engineer, I am hitting it hard to save and invest at an early age. I'm currently saving/investing about 50% of my income. Yeah, it's not as fun being able to eat out all the time and get the latest gadgets, but I'm willing to sacrifice a few years now for greater freedom later on in life.
@jasonjones36945 жыл бұрын
Very smart, keep it up.
@calebray88955 жыл бұрын
It's like reading my life in your post lol. 25, engineer, no gadgets, invest EVERYTHING.
@jjjjj22205 жыл бұрын
Not really take from someone in 20s shows health suddenly failed save 25 to 45 percent but do things you want to do
@JosephDeLosSantos-t3m5 жыл бұрын
Nunace your comment doesn't make sense
@icefishing8045 жыл бұрын
Make sure you invest bro
@dakini_nomad5 жыл бұрын
That’s the way we live in Croatia but we sure as hell don’t save anything or get retired at 35. We work until 65 and then get a pension that can’t even cover basic life needs.
@oninjadaburaca5 жыл бұрын
same in Portugal. Starvation wages.
@moniponi21765 жыл бұрын
Have to work even after retirement in order to survive.
@howdopeoplecomeupwithcreat13355 жыл бұрын
Penzija u Hrvatskoj je užasna, ali rekla bih da ljudi koji rade vode savršeno pristojno živote. Ponašaš se kao da su svi sirotinje što nije istina.
@dakini_nomad5 жыл бұрын
@@howdopeoplecomeupwithcreat1335 savrseno pristojan zivot sa 3500 kuna place xD
@ZosiaSamosiaOo5 жыл бұрын
Hahah, Polish high-five! However, if you do have a semi-decent income like the people in the video and actually save / invest you can live okay after you retire at 65 (speaking for the current working generation, not for the current pensioners who are for the most part completely screwed at this point). Me being 27 today I don't think I will ever see a pension of my own with the population decline we are experiencing, so it's definitely a matter of protecting your own future.
@SimplyBeautiful5165 жыл бұрын
This young man said something that needs to be heard: “People only have so much mental and physical energy. “ So they wisely worked with this knowledge! That’s one major reason they are successful in this endeavor. Another reason is they have joined forces to move toward the same goal. The momentum of them together is greater than the sum of its parts individually. My husband and I are doing this and it is incredible how much can be done if you are of one mind! Obviously, if you are living alone you just have to deal with yourself. So, we assume you are already of one mind. 😋
@dianer88815 жыл бұрын
Much more difficult if one saves and the other spends, especially if there's little to no income from a partner. Both need to participate with equal effort or it obviously doesn't work.
@SimplyBeautiful5165 жыл бұрын
Diane R Absolutely!!!
@AllTheArtsy5 жыл бұрын
The concept of limited self-discipline and what not is not really backed by the latest findings in psychology anymore. It's kind of a self-fulfilling prophecy. If you think mental fortitude is a bucket you draw from throughout the day that gets emptied out by the end, then you're likely to suffer decision fatigue. Otherwise, these streamlined wear-the-same-thing "CEO hacks" do not really bear out for most people.
@rh43495 жыл бұрын
Still not possible to retire completely at age 35. You are not even making enough for the long run.
@ProdigalExplorer5 жыл бұрын
@@AllTheArtsy Kind of agree here. Self-discipline is a muscle that grows the more you practice it.
@ToriBissell5 жыл бұрын
This is actually quite impressive... vancouver is one of the most expensive cities in Canada.
@StephAnie-yk4qb5 жыл бұрын
Yea I’m curious how one can rent an apartment for less than $800 a month in Vancouver. I’m not in Vancouver or Toronto, and I’d only be able to rent a sh!tbox in someone’s basement for that - if I was lucky.
@fifigrohvoiceovers5 жыл бұрын
Maybe a family member owns it and rents to them
@fozzy85305 жыл бұрын
Laughs in Australian
@raymondh56625 жыл бұрын
Laughs in Californian
@unom95155 жыл бұрын
What you do, it's just called survival in Romania...
@Jojoyou6285 жыл бұрын
Cu 80.000 $ pe an cred sieu ca au de unde sa faca economii 😅
@unom95155 жыл бұрын
@@Jojoyou628 dacă câștigi 8000 de dolari pe ani ești boier!
@Star_area_girl5 жыл бұрын
Also in Croatia,its our national sport=surviving
@pentrubarbati5 жыл бұрын
In Ro mai e o problema sportu national numit Vaitat si gasit scuze
@moniponi21765 жыл бұрын
Exactly! They call it frugal!!!! This is a very very good living! They wouldn't survive in Eastern Europe or in the Balcans.
@jennyprice8865 жыл бұрын
I'm so jealous of this relationship, me and my husband are complete opposites when it comes to money. I'm an extreme cheapskate who once lived on $5 for food a week and he is, well not so much. Anyway, these guys are very inspiring.
@Liuhuayue4 жыл бұрын
Wow, 5 dollars a week sounds insanely low. Did you make a bulk purchase on rice and beans or something?
@sharpsticksnz41122 жыл бұрын
@jenny price honest polite conversation should be had between you and your partner. I've saved and been frugal my whole life. When I got with my partner she had credit card debit, student loan debt, bad spending habits. Frankly she couldn't see a way out. We talked it through and the credit card debt was paid off, cards cut up. Smarter purchasing done etc. 11 years together now and she is so happy, much more frugal and we have our first investment property. Communication is key in a relationship. You and your partner can do it to :)
@flaviocastaneda4246 Жыл бұрын
Change your partner.
@j._.taylor5 жыл бұрын
This isn't "extreme", it's just smart. Also cool that they still enjoy life by travelling (i.e. making memories, rather than accumulating "stuff"). Notice they're missing one of the most expensive things: kids. Best to wait til you can afford to have 'em. Good content; liked & subbed!
@EidolonSpecus5 жыл бұрын
Most of the people on Earth can't actually afford to have kids though. It is the norm to go into debt for reproduction purposes. But if you own land or are a farmer, then having many children is economical because they give you more workforce.
@dianer88815 жыл бұрын
To save more, I fast and diet. At age 65, I weigh 125 pounds. Perfect health. No meds.
@pinstripesuitandheels5 жыл бұрын
You fast to save money? That seems like an unhealthy reason to fast. It's not as if you're so low on income you can't buy any food, or is it?
@dianer88815 жыл бұрын
@@pinstripesuitandheels After taxes and medical insurance, my income has always been less than $15,000 per year. I worked part-time throughout my career by learning to go without. However, I have never felt deprived, because I have exactly what I need and no more. Really enjoy my time off. Comfortably retired.
@robinpowell11855 жыл бұрын
Awesome the bible says we should fast and pray offten....
@nhlibra5 жыл бұрын
@Diane R, Ive done that at times too. If you follow guidelines of medical fasting it is perfectly safe and gives your digestive system a well needed break. There are lots of good videos that explain doing a fast safely.
@Monica-vv8sc5 жыл бұрын
Fasting has amazing health benefits. It is not just starving yourself. Do it consistently and safely and you will feel amazing and not having your organs constantly breaking down and digesting food.
@muyizjohn23255 жыл бұрын
firstly,you need a like minded soulmate,the save money
@markwhittaker68665 жыл бұрын
PREACH!
@melschmid83535 жыл бұрын
Yep
@InnaVitamina7775 жыл бұрын
Yezzzuh
@gerRule5 жыл бұрын
Or stay single it’s much better
@rnupnorthbrrrsm61234 жыл бұрын
Just start by doing your part and setting an example, your partner will catch on.
@StudioAnnLe5 жыл бұрын
This inspired me to live more simple 🙏💕
@herogebrial5 жыл бұрын
Yes
@terryballard664 жыл бұрын
Yesss
@javier505mx5 жыл бұрын
DISCIPLINE! That's the key! Congratulations!
@4Distractiononly5 жыл бұрын
No it's strategy and planning :)
@taoist325 жыл бұрын
Javier Arellano They created a system that doesn’t take any thinking or planning beyond a short amount of time. Once their system was put in place it takes no discipline.
@ohbbyilikeitrawr5 жыл бұрын
They’re not really extreme, they just spend their spending money on travel.
@almondsmithG5 жыл бұрын
I was going to say the same thing. They're frugal but they spend $9,5000 on travel.
@jennifergarfield27235 жыл бұрын
There smart....spending there money making memories!!! Not on alcohol, car,restaurants, expensive housing.
@cameronfowles82835 жыл бұрын
Living Expenses are $12,500 on $80K not including travel of $9500. Still pretty frugal
@annacoats29885 жыл бұрын
I was thinking holding off on expensive vacations a year or two would help them retire even earlier.
@HibiscusHigh5 жыл бұрын
Anna Coats Maybe not worth it to them
@Kiwiwanderer5 жыл бұрын
Strong solid couple. They have a plan and the discipline to achieve it. They are completely on the same page which makes it easier. Goals are for losers, winners have systems.
@gastonave5 жыл бұрын
My drugs and alcohol budget always screws up my attempts at being frugal.
@rjvowels4 жыл бұрын
Ya i spend all my $ on weed.
@WvhKerkhof4 жыл бұрын
make your own drugs!
@maybejanepomegranate92494 жыл бұрын
@@WvhKerkhof haha love this
@teeshtaddybee30714 жыл бұрын
Lol
@dan26dlp4 жыл бұрын
I'm not even joking, going sober was amazing for my finances and was the missing link for my frugal lifestyle
@jamesdrys5 жыл бұрын
You guys spend thoughtfully, eg. international travel, home cooking. You're not missing out on anything!
@youichiminagawa25544 жыл бұрын
And I think one other key factor for their success is that they don't care what others think. So what if they live frugally and don't own designer clothes or fancy cars, or they just buy stuff at green grocers using trolleys and cook their own meals. They don't mind being labeled as cheapskates! A lot of our expenditures are made because we strive for social acceptance. These two are above that, and that my friends, is a thing of beauty that some of us can only envy.
@soldierhobby20389 ай бұрын
So true!
@melmoss89235 жыл бұрын
Beautifully respectful of each other, listening, respect. Clearly satisfied with each other without needing to buy stuff to fulfil themselves. Loved this video.
@shinaetae40745 жыл бұрын
the fact that they look and sound very happy says a lot about this lifestyle
@bocadelcieloplaya38525 жыл бұрын
These two are soooooo inspiring. It's actually how peeps lived prior to WW2...simply and we'll within their meens.
@myachappell98364 жыл бұрын
I love this! I appreciate their minimalistic lifestyle approach and long-term sustainability mindset. This has really inspired me to rethink the way that I manage my lifestyle, spend and invest my money. Thank you for sharing.
@lunaopenyourmind75545 жыл бұрын
You guys are so young and so smart, I applaud your awesome 👏🏻 choices. Very inspirational for sure.
@buzzybee1862 жыл бұрын
I rewatch this a few times a year. Very inspiring
@stefannikola5 жыл бұрын
And you two have a great relationship. You found your perfect partner.
@KeeplookingUP7775 жыл бұрын
Awesome! You guys Rock. So Wise. All the Best to you both!😁😎
@ralphbernhard17575 жыл бұрын
Don't let anybody tell this isn't possible. I did the same. I "retired" (stopped working for somebody else for money) at 40, by saving around 50% of my income. No alcohol, no car, no drugs/smoking, parties, designer clothing, etc., etc. I invested everything into 2 old apartments and a decrepit ranch which I fixed up and am now renting out as holiday rentals. As these kids said, you'll not be rich, but if it isn't important to have 2 flashy new cars, and dozen iPhones, a massive "keep up with the Jones" villa, and other "luxuries", it's entirely possible.
@dancer14 жыл бұрын
Ralph Bernhard can I live with you?
@deep3945 жыл бұрын
Most stories i read about early retirement comes from couples who have left very high paid jobs, saved a few years and retired. So this couple's story is awesome because they ain't rich to begin with
@inyeekaribi49139 ай бұрын
It would be nice for these documentaries to mention this…
@missusJ055 жыл бұрын
People like these gives me hope in the world’s future. 🙃
@debshreebasu81375 жыл бұрын
missusJ05 absolutely. same here
@d.aliceden30955 жыл бұрын
The concept of finding an apartment for $790.00 in Vancouver is *near* impossible though.
@ritsukaxkelly5 жыл бұрын
790$ is almost even like a price of a ROOM nowadays in Vancouver, it's RIDICULOUS!
@HeriRakotomalala5 жыл бұрын
Maybe a rent-controlled apartment they got years ago ?
@anlai14675 жыл бұрын
@@HeriRakotomalala It's very rare to come by. Most people abuse the system.
@nickmac893 жыл бұрын
I was lucky a few months ago and got a 1 bedroom basement suite for $875/mo in South Van, so it's possible.
@hmacklemore22263 жыл бұрын
@@HeriRakotomalala They live in a co-op, and the few in Vancouver have years-longs waiting lists and income requirements. You also have to do work, such as gardening or childcare, to live there.
@main_stream_media_is_a_joke5 жыл бұрын
You really need a partner with similar lifestyle to pull this off. Even an individual can do it but it will take a bit more time. Minimalism does really open up options that are so different from the mainstream that you would have to find likeminded people to enjoy your new found freedom with. Old friends who are plugged into the consumer life will just not be in any position to understand, appreciate and support you.
@oliviadenger54145 жыл бұрын
I really like how they emphasize the priority to traveling, in my opinion, travel the right way. Amongst the culture. Very nice people, good video
@RealLifeMoney5 жыл бұрын
Traveling could be a very rewarding experience to have in life and could easily have more importance than just buying things
@annjoseph54293 жыл бұрын
Cooking during travelling is difficult at times !
@meheretoday69685 жыл бұрын
what a very clever couple.. so few understand what they are doing until they are old and it is nearly too late.... I love that there is someone else out there living just like we do... the difference is we are old lol... Our friends do not understand our lifestyle and certainly do not live like us but our mortgage is nearly paid off...we need another 6 months to get it done after only 4 years :-) Once you learn to be frugal it is impossible to go back to the way you use to be... but in all honesty we have more fun now than before because we have less stress. I wish this couple all the best...
@freetheppl53765 жыл бұрын
@ me heretoday! Very smart....
@Absinthiiii5 жыл бұрын
This sounds like normal family in Latvia, except the being able to save in the end of the month, because there is no money left even while living very frugal.
@kaashkaash86955 жыл бұрын
Same here and I live in London
@thechecchihomestead61365 жыл бұрын
The same in Hungary ..
@CODBlackOps6WALKTHROUGH5 жыл бұрын
@@LovesNeverEnding if you live in the wrong side of town in america things are always tough, and you dont work cuz theres no work around, then you got bills and medical bills
@fifa321lb5 жыл бұрын
I'm just a regular person with an average job in Latvia. I save about 40% of my income every month. I cycle everywhere and I cook my own food. I don't have kids. I feel like most Latvians don't do much to either save money or raise their qualifications to be able to earn more and save. Most people complain rather than do something about it!
@camp00175 жыл бұрын
@@fifa321lb You've just explained why, by saying "I don't have kids". Before getting married I could also save about as much. With kids it is just plainly impossible. BTW, I am not from Latvia, but also ex-communist eastern bloc, so economic conditions are here quite similar.
@KoiAquaponics5 жыл бұрын
It's not about how much you make, but how much you spend!
@Danuxsy5 жыл бұрын
wang hung dang bang, very smart indeed.
@Michelle-pn9xt5 жыл бұрын
It is also about how much you save. That is important.
@tek64235 жыл бұрын
Well Hung!
@Gareths-Guilty-Pleasures3 жыл бұрын
It's refreshing to see young people managing their money well, cutting back on the basics, looking for the best deals and avoiding the excess. And with that good mentality they save and invest a ton of money and still enjoy their passion of travel. It's nice to see this contrast as majority of youngsters are jerks obsessed with how they look, what they wear and where they go. Showing off and being debt is not cool but seems to be the norm.
@strongfragilefinance23235 жыл бұрын
Even though they are minimal I like that they are pretty balanced. They are making money decisions based on their values. Travel matters to them so that is what they spend on, other things aren't that important
@Slurpy2k85 жыл бұрын
There's nothing "balanced" about not having a damn drivers license in your 30s. They can't even rent a car for whatever reason, for a weekend trip or something. 100% dependent on public transportation. Thats just sad and pathetic. Limits what you can do.
@Esther-ku8le5 жыл бұрын
@@Slurpy2k8 They don't need or want to anyway. Their choice.
@Slurpy2k85 жыл бұрын
@@Esther-ku8le Who the hell said it wasn't "their choice"? I was replying to the person who called their lifestyle "balanced". Which it isn't, by any sane, objective measure. Never being able to drive a car in your life is extremely limiting, and absurd, for anyone who doesn't live in the deep jungle. They don't "need or want to" because they've bent their lifestyle around not being able to drive. That's fine, but it's also extremely limiting in every single aspect. It's clear nobody depends on them for anything, and never will. Yes, their choice. Also, it's my choice to comment on it, since they decide to publicize this. Your comment was useless and worthless.
@Esther-ku8le5 жыл бұрын
@@Slurpy2k8 Yes it is their choice. Which is what I said earlier. Simply just stating it IS literally their choice to live like that. So what.
@smallfootprint29615 жыл бұрын
I'm with you. You're doing the right thing. Keep up the good work.
@katEm2025 жыл бұрын
Cutting out a car/insurance would save a lot of money! Unfortunately that doesn't work for me.. but I like their other ideas!
@binbalebardac41565 жыл бұрын
I hear you! We lived in a very suburban and very hot and humid city. We could not for go our cars, but we did sell our house and move 15 minutes away from our jobs, a decision that banked us an additional $27,000 per year towards our Financial Independence journey.
@tmcrae21875 жыл бұрын
Sabine S me either, but I am seeing what I can cut back and fix my spending habits. I’ve had the same car for 10 years, she’s on her last legs so I am grateful she lasted this long lol 💖
@moi77485 жыл бұрын
You can't cycle? My van broke down 2 years ago now so we only have my wife's car to use. She uses that to go to work and I cycle about 30 miles round trip to work. It is amazing how much we've been able to save - petrol, insurance, maintenance costs etc, it soon adds up!!
@phosphoruscolors5 жыл бұрын
I agree, i live in extreme hot weather I just can’t seem myself driving a bicycle when its 110 degrees outside, also my hubby is from extreme cold weather and going outside with a bicycle when its -10 degrees is a no for us :(
@lelechim5 жыл бұрын
Where I live is pretty car-dependent but I have a small, fuel-efficient car. I guess when you consider that these two travel and I don't care about travel, it evens out. However, I live in New Jersey, where property taxes are extremely high. I just bought a house here because I have no plans to leave the area for now, but I'll reevaluate in 5-10 years. I'd love to start a business, even a small-time operation, over the next year or so. If it proves advantageous for me to stay in this area for business purposes then I will, otherwise I could eventually relocate.
@henrywinkler60585 жыл бұрын
I dont have a partner, I love my job and enjoy going to work. Even if I had the money saved, I fear I'd be bored in early retirement. Yes theres a world of stuff out there to do, but doing it on your own can be lonely. They are lucky to have each other.
@fillep71234 жыл бұрын
Having financial stability allows you to scale back hours and take more risk.
@ryotaarai38163 жыл бұрын
Yeah, i think having someone with the same mindset definitely helps. You can try having a pet though, they're wonderful and you can devote more time on them if you're retired. 😊
@ceciliaabdalla4954 Жыл бұрын
A women who wants to save money and cooks 😳
@mirnae89355 жыл бұрын
This may the first time I've seen one of these videos where the people are actually super regular people. Great.
@christophdenner88785 жыл бұрын
This is awesome, I wish you all the best! I´m in my early 40ies and have the same lifestyle, I hope I can reach early retirement as soon as possible. When I was young, I never felt like retiring early, because I was full of energy. Now, after almost 20 years of full-time employment and after several burnouts, worklife has become an ordeal. This is something young people don´t think about: worklife drags you down over the years, it exhausts you, drains you. The earlier you can escape the rat race, the better off you are. My opinion.
@janebishop58852 жыл бұрын
So true. Wish you the best in cutting the cord.
@anastasia_beauty_therapist5 жыл бұрын
Growing and developing just in order to consume more is the principle of cancer cell. Keep it in mind. Way to go guys. Best of luck on that journey.
@Val-ge6lc4 жыл бұрын
We too adopted this kind of lifestyle in our very early retirement. Since being retired, we relocated to a lower standard of living in another state after moving from Calif. When you realize the difference, that we taught our kids, between want and need (yes, they received a lot of wants in balance), you have a healthy approach to your finances.
@ChazEvansdale5 жыл бұрын
I'm 38 and have lived frugal for most my life. 10 years ago I became a minimalist too. I could easily retire at age 50 with the way I live now. I spent 6 years traveling, intentionally living under the poverty line. Now that I make 3-4 times that, I could easily live a long time just off savings. I'm currently saving up to build a tiny house on wheels or a small house of my own design. After that I'll focus on saving to retire.
@4SChris5 жыл бұрын
This is great but what if you get sick or anything that would bring you hospital fees... ?
@lunamoon61465 жыл бұрын
@@4SChris In Germany, that's almost completely free.. you just need to pay for your health insurance (without a job, that's 190€/month)
@cherylT3215 жыл бұрын
Chaz Evansdale. Awesome!
@carinacaren49605 жыл бұрын
I want a house on wheels too 👍
@samking19305 жыл бұрын
Let me guess, you are single...try doing that when you have kids.
@helenaaguiar35545 жыл бұрын
I am from Lisboa / Portugal. Thank you for visit my little town. I hope you had like it
@stephaniewilliams68285 жыл бұрын
We really liked Portugal! The beaches were so beautiful, and we liked taking the old streetcars up the steep hills. The Jeronimos Monastery and Castelo de São Jorge were also really nice.
@eudoraevans33405 жыл бұрын
As long a they live in a country with healthcare, this will work.
@Amiittk5 жыл бұрын
If u retire early chances of you living a healthy life free of chronic issues is high. So it doesnt matter if the country has a healtcare system or not. If there is no healthcare, u can ivest some in health insurance.
@hyediehashimoto7355 жыл бұрын
For sure! I'm sure they pay income tax and despite not spending much they do pay sales tax on things they buy, so they are contributing to the healthacare system in Canada.
@Xgenerati5 жыл бұрын
@@Amiittk It's proven people live longer if they have meaningful work. What are you dabbling about ...
@FaithandNova5 жыл бұрын
Great advantage living in a country with free healthcare
@bodybysmod5 жыл бұрын
Xgenerati keyword: meaningful. Not all work is meaningful and not all work pays.
@thomashughes48595 жыл бұрын
I "retired" at age 40 when I moved to Mexico. Truth is I don't work for "the man"; my wife and I own our English school, and work two hours in the morning, two hours in the evening, and two hours on Saturday. No stress, no driving, everything is close and cheap. I did bounce to AZ to see what's going on lately up North, and I bought a "paycheck" car, minimalist household 800 rent, and my monthly was 1200. So my "Mexican" lifestyle did very well in the US. Tips I have: no debt; cash or non - period. Make a monthly menu. Get the "saver" plan if you have one for electricity. Get a pressure cooker over a crock - double the savings. Car cash; ins. liab. is all. 30 monthly. Find a cool hobby, and better something you might be able to market. Anyway, that's me at 51 years old in the picture circle. No stress = youth! Peace!
@stephaniejohnson38495 жыл бұрын
What about health insurance ?
@arainbowonmyplate86345 жыл бұрын
If you say "no debt", do you include mortgage? Here in Rome our mortgage rate actually is lower than rent would be.
@thomashughes48595 жыл бұрын
@@arainbowonmyplate8634 Nope. I rent for now. When I need a house after a whirlwind tour of Europe and wherever else we might like to visit, we'll buy something quaint with a 200,000 ltr aljibe (cistern) geo heating and cooling, hot water roof tanks and Stirling engine to power it all including the capacitors for the electricity. I build both sundials and clocks, so time won't be a prob. and we'll have a small ISP for keeping contact with the kids, etc. Our rent here is a mere $3700 MXP ($190.25 USD today). It's not hard once you get used to it. It's a love of life and enjoying the sudden moments all. Thanks for asking. :D
@arainbowonmyplate86345 жыл бұрын
@@thomashughes4859 that sounds wonderful. 😍
@thomashughes48595 жыл бұрын
@@arainbowonmyplate8634 Thanks! I don't drive a Caddie though ... HAHA!!!
@hermetickitten5 жыл бұрын
I would only be extremely worried about unforeseen medical expenses. Other than that, their life plan makes sense!
@elisas38504 жыл бұрын
Hermetic Kitten ASMR they live in Canada, free healthcare.
@griffnull83714 жыл бұрын
They live in Canada. Healthcare is included in their taxes.
@CeciliasPlanner4 жыл бұрын
I am wondering if they want to have children? How will this work then? But if they don't want children then wow they're all set !
@shianegaylie12744 жыл бұрын
I'm guessing they have an emergency fund. Step one of saving! They could also use some interest from their investments if they don't have an emergency fund. They gain about 25k/year right now in interest! That would be more than enough to cover any emergency.
@elisas38504 жыл бұрын
@Tom 1592009 i know, i’m one of those taxpayers. I meant free in terms of they won’t need to save for unforeseen medical expenses as the OP mentions bc they won’t need to pay at that time...
@MissCandy3505 жыл бұрын
Talk about being on the same page!!! What an awesome relationship and way of life!!! I love that they’re committed to traveling. It’s so important (IMO).
@verfed5 жыл бұрын
If they had just one kid, they'd have to push back their retirement a decade.
@sunshinesmith33885 жыл бұрын
verfed but still they’d be retiring 20 year earlier than most people
@verfed5 жыл бұрын
@@sunshinesmith3388 And if they add a car, they'd push it back another 5, because no sane person wants to be carless their entire lives.
@scruffy2815 жыл бұрын
A decade??? How about 4 decades!😂😂😂
@theanimeguy1115 жыл бұрын
@@scruffy281 LOL very true.
@metapixusion5 жыл бұрын
Children are a personal choice. Not everyone wants to be a parent. And that's okay.
@mr.mrs.slaymaker89645 жыл бұрын
A very sweet and simple coupe. I wish them a very happy retirement life.
@lastrebel666ify5 жыл бұрын
People are amazed by their lifestyle. I am amazed over the fact that not everyone is doing this.... it's the only way to live!
@jordanaoshea46955 жыл бұрын
true! been doing it for 3 years :)
@foodandhomeprep84255 жыл бұрын
lastrebel666ify although I admire them. I like my small family and our house with a pool. Not lavish but we love each other and we enjoy life. We work for it, but that’s the trade off.
@lastrebel666ify5 жыл бұрын
@@foodandhomeprep8425 Enjoy yourself......
@FaithandNova5 жыл бұрын
Truthfully it's the smart way to live not the only way. For some of us who lost everything due to health reasons starting to rebuild I don't want to live frugal. I lost enough time as it is.
@kanbaroonie5 жыл бұрын
I spend too much on hobbies that I don’t want to let go
@Daniel-vx5hg5 жыл бұрын
I've used to be very frugal and minimalist, until my son got cancer, and almost died. Now, i do not save 60-70% of my income, but save 10-20%, enjoy much more life, take trips, go to vacation, and still save some money for my future. plus i do not have to constatly look like mad at the costs of things, what people get wrong is that if you are trying to retire because you do not want to work, then you're doing the wrong work, working is much needed for your mental health, sitting at home, it's a good way to get depressed.
@DeesBees855 жыл бұрын
They didn't say they intend to stop working. They only said they *could* stop working. They can choose to do whatever they want when they're financially independent.
@sdalal5915 жыл бұрын
I agree. Spend money on people you love. My condolences.
@dbsk065 жыл бұрын
I don’t get it. How does your son having cancer change things? Did you spend more on your son because of healthcare bills? That is a very American problem.
@Daniel-vx5hg5 жыл бұрын
dbsk06 simply you see things differently, you do not go for example to Disneyland with your child because you have to save 60% of your income. I do not live in the states, I live in Europe.
@dbsk065 жыл бұрын
Daniel I’m an American who lived in Europe. If you have universal healthcare you shouldn’t have to pay for your son’s healthcare bills out of pocket. I don’t see how his illness changes things for you.
@alex_b_pirate10685 жыл бұрын
I wish that I had this mindset in my twenties, I am now forty-six, and not being hyper-frugal in my early years has been my biggest regret.
@Roger_Ramjet5 жыл бұрын
Bet u had fun though
@theuglykwan5 жыл бұрын
Same, i wasted so much money back then.
@glendahoonrussell5 жыл бұрын
No time like the present! Create your own path, it doesn't have to look exactly like theirs but you can use them as inspiration.
@samrichards82515 жыл бұрын
Alex_B_Pirate you’re not exactly old now so can begin now
@glorybloggerm11475 жыл бұрын
Its never too late!!!
@classictholo5486 ай бұрын
They look happy, good for them following their dream
@Dontmakemereregister5 жыл бұрын
Very nice. I have a spending addiction, so I might be able to retire by the time I'm dead.
@akaededeval3745 жыл бұрын
Money are made to be spent while you still can, no use for them when you're dead..🤷
@christinepalola51485 жыл бұрын
And Now For Something Completely Different sadly that is true for many! work so hard and so long, and once you stop ... you stop. seen it in nursing career.
@mavamQ5 жыл бұрын
@@akaededeval374 Or from another prospective, my wife and i saved a good percentage of our earnings, and I think we were just at happy as anyone, even though we didn't spend every last dime. Now that we are retired, we can live carefree because we have savings, no waiting for that SS to hit the bank on the 1st. Freedom to not have to set an alarm clock, not have to get to work on time, no time in traffic, no boss to listen to. There are good things about saving a nest egg.
@gliters0075 жыл бұрын
😂
@gurucarcar5 жыл бұрын
80K? more money than some couples. good for them.
@Justintime2465 жыл бұрын
That's CAD. In US that's 60k
@jaged9295 жыл бұрын
I make more than them both and i can hardly survive in Vancouver.
@yyhhsss5 жыл бұрын
Not in Vancouver. Vancouver is a very expensive city.
@COVID--kf3tx5 жыл бұрын
And less money than some individuals. They're right, their salaries are average, which makes it even more amazing.
@bettylou37095 жыл бұрын
Two things can really screw your plans up. Health and an unplanned baby.
@dianer88815 жыл бұрын
Birth control.
@youngandfree935 жыл бұрын
The guy should get a vasectomy.
@jackson79225 жыл бұрын
Her tubes are tied, and if someone's else wants such a goal for themselves, birth control is a great way to go.
@Nc-Wisdom5 жыл бұрын
Its like 20 birth control methods. Be wise
@twdjt62455 жыл бұрын
They’re Canadian....and birth control exists.
@moochieb12094 жыл бұрын
I found so many gems in this video. My favorite is when they were discussing meal prepping in relation to mental energy and discipline. They seem like they are so in control of themselves and not swayed by their emotions. That’s fantastic