Extreme Frugal Minimalists Plan to Retire by Age 35!

  Рет қаралды 2,202,507

Exploring Alternatives

Exploring Alternatives

Күн бұрын

Пікірлер: 4 100
@pitaariel1920
@pitaariel1920 5 жыл бұрын
I don’t think that they’re extreme at all, the fact that most people could believe that their live style is extreme explains the absurdity of the consumerism phenomenon.
@swissladydriver8980
@swissladydriver8980 5 жыл бұрын
Not having a glass of wine or a beer with dinner is pretty extreme in my book.
@glorybloggerm1147
@glorybloggerm1147 5 жыл бұрын
@@swissladydriver8980 actually no, there is no need for that, if you like it you can doit time to time.
@Swakara1
@Swakara1 5 жыл бұрын
I wonder if they can also live without their technology, no I-phones, no tablets, no computer then I would be really impressed.
@ariefraiser140
@ariefraiser140 5 жыл бұрын
They're two people living on $22,000-28,000 a year. That's poverty level. Let's not kid ourselves here that's fairly extreme. Now they do it very well and are able to live happily on it but here in the states if that were their income they would qualify for a number of government assistance programs.
@swissladydriver8980
@swissladydriver8980 5 жыл бұрын
@@ariefraiser140 I thought they said that their combined income was 80K.
@msmoorad123
@msmoorad123 5 жыл бұрын
these ppl are not extreme in their saving and frugality- its just that most westerners are extreme in their wastage and senseless spending
@grah6792
@grah6792 4 жыл бұрын
exactly !!!!
@rjvowels
@rjvowels 4 жыл бұрын
Wow. Its insane that most people dont see this.
@PheneticsCo
@PheneticsCo 4 жыл бұрын
EXACTLY
@angelfriend5211
@angelfriend5211 4 жыл бұрын
This is basically the life of my parents and my grandparents. When did we get so spoilt?
@Momma_AL
@Momma_AL 4 жыл бұрын
No it’s both. True, Americans do waste a lot of money but they are really good at saving!
@TheDtfamu89
@TheDtfamu89 5 жыл бұрын
When two like-minded people meet.
@FaithandNova
@FaithandNova 5 жыл бұрын
You mean when 2 wise minded like ppl meet, doesn't happen often.
@RealLifeMoney
@RealLifeMoney 5 жыл бұрын
Yeah, makes the strategy work even faster!
@HomemakerDaze
@HomemakerDaze 5 жыл бұрын
yes my gf is opposite to me, im not sure how we will handle when we live together, she likes to spend ek
@RealLifeMoney
@RealLifeMoney 5 жыл бұрын
@@HomemakerDaze definitely need the right communication. and thats very difficult..
@a.nikolaev5666
@a.nikolaev5666 5 жыл бұрын
When two mingy people meet
@moniponi2176
@moniponi2176 5 жыл бұрын
Your lifestyle is considered to be a normal life in the country I live in. And in yours, it's frugal... You even travel twice a year. That is a good life.
@uvwvwevwebueonyetenyevweug1029
@uvwvwevwebueonyetenyevweug1029 5 жыл бұрын
same
@shinaetae4074
@shinaetae4074 5 жыл бұрын
where do you live?
@moniponi2176
@moniponi2176 5 жыл бұрын
@@shinaetae4074 in Belgrade, capital of Serbia, former Yugoslavia, which was a fine country untill it broke down to peaces.
@Ela-yi7pg
@Ela-yi7pg 5 жыл бұрын
I agree, in most places in the world it is normal living... Just high develope countries can call it frugal
@moniponi2176
@moniponi2176 5 жыл бұрын
@@Ela-yi7pg yes and the huge defference is that we also work hard, but we can't retire till the age of 65 or more.
@djtkm
@djtkm 4 жыл бұрын
Step 1: Find a Like-minded partner 😭
@christinafidance340
@christinafidance340 4 жыл бұрын
Exactly!
@VEGANzUmebies
@VEGANzUmebies 4 жыл бұрын
Good luck it will be difficult but possible!
@studyzen8836
@studyzen8836 4 жыл бұрын
Step 2: Ensure that partner doesn’t dominate the conversation (not pictured)
@karinas5833
@karinas5833 4 жыл бұрын
Or just start on your own by yourself ;)
@helena3631
@helena3631 4 жыл бұрын
they found their match two savers...I would love to find mine I have been repaying debt and i hope to retire by 50 i am 33 now...want to do it sooner but thats the range i am giving myself wish i could do it by 40..but i paid off some massive debt so its okay
@albertoortega8510
@albertoortega8510 5 жыл бұрын
This girl’s eyes radiate true happiness. I’m so happy for them.
@IamaNewCreature
@IamaNewCreature 4 жыл бұрын
That’s that no debt, no kids, no stress, financially independent for you.
@tomatosteve3444
@tomatosteve3444 3 жыл бұрын
Said the same thing. They happy as hell. Striving to be on the same plane.
@ceciliaabdalla4954
@ceciliaabdalla4954 Жыл бұрын
He has a good one for sure
@lebimas
@lebimas 5 жыл бұрын
Their biggest secret: no kids. Kids are one of the biggest expenses for most households.
@sonicwoofer2008
@sonicwoofer2008 5 жыл бұрын
Sami Belhareth get a dog
@dardab5576
@dardab5576 5 жыл бұрын
Cant agree. Doing the same Lifestyle and getting a wonderful daughter didnt change one Thing in Our time plan. (germanyl
@babor_
@babor_ 5 жыл бұрын
@@dardab5576 life style in Germany is way more different than Vancouver
@professorharvey9783
@professorharvey9783 5 жыл бұрын
1 kid costs $200,000 to fund until they are 18
@dardab5576
@dardab5576 5 жыл бұрын
@@babor_ a child costs money. Doesnt matter where you are. (whats the difference to Vancouver? What are Extra costs for you if you have Kids? ) Just wanted to say that if you have found your way, a kid wont change it. You will find a way to compensate. Thats the whole point of frugalism. Addapting a lifestyle matching your (and familys) needs
@Raymondjohn2
@Raymondjohn2 9 ай бұрын
I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.
@bob.weaver72
@bob.weaver72 9 ай бұрын
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
@martingiavarini
@martingiavarini 9 ай бұрын
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@TheJackCain-84
@TheJackCain-84 9 ай бұрын
Mind if I ask you to recommend this particular coach you using their service?
@martingiavarini
@martingiavarini 9 ай бұрын
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@TheJackCain-84
@TheJackCain-84 9 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@kauigirl808
@kauigirl808 5 жыл бұрын
They need to make a YT channel to vlog their journey. Bring in more income. I think the channel would have a ton of followers.
@hannahbanna37
@hannahbanna37 5 жыл бұрын
Yes!!
@michelleaugust18
@michelleaugust18 5 жыл бұрын
kauigirl808 I agree! This is awesome. I’m medically retired at 43 & have no debt. But I still wait for my social security deposit each month. They could teach ppl how to do this
@prda7
@prda7 5 жыл бұрын
But then they will have to drag their job around with them, it can be a burden
@SandStormXII
@SandStormXII 5 жыл бұрын
Word
@KorDawg91
@KorDawg91 5 жыл бұрын
for real
@flowergrowersmith449
@flowergrowersmith449 5 жыл бұрын
They seem like real soulmates. Good for them - what a terrific couple!!
@AlMai222
@AlMai222 5 жыл бұрын
A lot of people here might not know that Vancouver is one of the most expensive cities in the world to live to this is actually quite an impressive thing
@AlMai222
@AlMai222 5 жыл бұрын
This is only about love looks like they live in the deep depths of the crime ridden east Hastings Chinatown area so I guess that’s your answer.
@blcksheep4993
@blcksheep4993 5 жыл бұрын
@@ingrid.gommess I was asking about the same thing....
@blcksheep4993
@blcksheep4993 5 жыл бұрын
@@AlMai222 still cheap though, comparing to Australia. Even in a high level of crime area, or rural area, it would never be that cheap ... :(
@Scrappicat
@Scrappicat 5 жыл бұрын
My husband and I live on the coast of SoCal and we are both retired. I retired at 43. Our combined income was never more than $60,000. He was already retired while I was still working. It's doable. Save, save, save.
@sabrinapayal6101
@sabrinapayal6101 5 жыл бұрын
9,500 a year on rent PFFFFFT in the Bay Area rent STARTING OFF is around 1,800 - 2,500 a month .
@TheToadChild
@TheToadChild 5 жыл бұрын
I’ll say one thing, these two are meant for each other. They seem to be on the same page for most things in their lives.
@veejayroth
@veejayroth 4 жыл бұрын
I'll say one thing, you're right.
@vishnusasi8241
@vishnusasi8241 4 жыл бұрын
True they got married in heven
@sumitsah123
@sumitsah123 3 жыл бұрын
Yes that is true . I live in norway and I see most people here get divorced bcoz they have a built an expensive lifestyle with lot of loans to repay. When they get kids it’s hard to find time for themselves as they have full time jobs too to support the lifestyle. There is when the trouble begins with stress building in relationship little by little over years.
@chillndie
@chillndie 3 жыл бұрын
exactly and such thing is very rare
@droid4d279
@droid4d279 3 жыл бұрын
Can’t get any better than that
@good4damoney
@good4damoney 5 жыл бұрын
See what happens when you don’t idolize celebrities.? You save thousands
@cinderea
@cinderea 5 жыл бұрын
good4damoney you can still follow them on a budget 😂
@morphkogan8627
@morphkogan8627 5 жыл бұрын
Yeah while they bathe in millions.
@sasinim.6893
@sasinim.6893 5 жыл бұрын
???
@aundrayperkins9796
@aundrayperkins9796 5 жыл бұрын
WendyCinderea baller on a budget. trying to be a celebrity in a Ford escort lol.
@CB0408
@CB0408 5 жыл бұрын
I think social media is to blame. People are constantly comparing themselves w acquaintances and colleagues. They feel constantly frustrated and are frequently driven into an unsustainable, consume-driven lifestyle, which only adds to the cycle of frustration.
@thefollowing8127
@thefollowing8127 5 жыл бұрын
Nice couple they arent tied to consumerism. They are happy together. That makes the difference.
@rokyericksonroks
@rokyericksonroks 5 жыл бұрын
Exactly. It makes a huge difference.
@thefollowing8127
@thefollowing8127 5 жыл бұрын
@@rokyericksonroks 😎
@rubylace9963
@rubylace9963 5 жыл бұрын
I wish more people were into anti-consumption. I don't get some of these comments. It's not selfish to avoid spending money on things you don't need.
@charmori540
@charmori540 5 жыл бұрын
Agree and much better for out planet too.
@chenatcr
@chenatcr 5 жыл бұрын
This is the issue of capitalism. The capitalism system is designed to make profits by encouraging spending, and the government will also be benefited via the tax of the spending. But there is no free lunch, who pays the price? The environment. Everyone know this is not sustainable, but all governments don’t care, the politicians only care their own interests. This is so sad.
@fitawrarifitness6842
@fitawrarifitness6842 5 жыл бұрын
"Are you doing the most you can with what you have?" Then why do you want more??
@chrissychrissy2649
@chrissychrissy2649 5 жыл бұрын
Then you do it.
@michellet7013
@michellet7013 5 жыл бұрын
Although I agree , it would crash the economy and life would be bad for everyone except the ultra wealthy.
@nino71
@nino71 5 жыл бұрын
an old common saying in Italy says: "to those who want nothing the little is more than enough!"
@f.cascone8025
@f.cascone8025 4 жыл бұрын
Why haven't I heard that? I mean, never. E sono italiano, cazzo.
@nowanobady
@nowanobady 3 жыл бұрын
Beautiful 🥰
@alicecoppers8980
@alicecoppers8980 5 жыл бұрын
You guys have what most Americans envy it’s called self-discipline
@teakey
@teakey 5 жыл бұрын
Paula C. Of course you could just not get sick.
@TheChickenRiceBowl
@TheChickenRiceBowl 5 жыл бұрын
Self respect too.
@nhlibra
@nhlibra 5 жыл бұрын
@alice coppers, What you really mean is...they have what most Americans LACK.
@sarahk5417
@sarahk5417 5 жыл бұрын
@@teakey Right. I have always had type 1 diabetes so I cannot even entertain the idea of being self employed unless it is a 2nd job. If I go to the doctor, my prescriptions and doctor visit with insurance take 1/4 of my income for that month not counting what I spend on health insurance.
@swissladydriver8980
@swissladydriver8980 5 жыл бұрын
Eh, speak for yourself. One can be disciplined and still enjoy some luxuries in life while saving and investing.
@tonycodolo
@tonycodolo 5 жыл бұрын
the biggest advantage of not being in debt is that you have CHOICES.
@keelychristine
@keelychristine 5 жыл бұрын
Examples?
@tonycodolo
@tonycodolo 5 жыл бұрын
@@keelychristine 1. Instead of paying 15% interest on your credit card balance, you can spend that on something you want. 2. You can actually negotiate a discount cause you are paying cash for an item. 3. If you happen apon an investment that will yield 10% yearly return you can take it. There is no cost of credit to be calculated. 4. You are able to take advantage of time sensitive bargains, which the cost of credit make less attractive.
@tonycodolo
@tonycodolo 5 жыл бұрын
@@keelychristine I have always found this interesting. If you have $ 5000 balance on your credit card @ 20% interest and your monthly payment is $200. At the end that $5000 cost you $6500. I think an extra $1500 in my pocket offers me choices, don't you think?
@kiwan5425
@kiwan5425 5 жыл бұрын
@@tonycodolo just use debit..
@tonycodolo
@tonycodolo 5 жыл бұрын
@@kiwan5425 That is always an option for people.
@samanthaecotothermia7896
@samanthaecotothermia7896 5 жыл бұрын
The comment about cooking everything from scratch is absolutely true. It's so much healthier and less expensive
@e-cuauhtemoc
@e-cuauhtemoc 5 жыл бұрын
And time consuming.
@leftm4510
@leftm4510 5 жыл бұрын
@inamadworld much healthier because you know what goes into it
@joco8700
@joco8700 5 жыл бұрын
inamadworld if your home cooking isn’t healthy, cook healthier
@grooviec
@grooviec 5 жыл бұрын
she's not that fit though
@TheRoseAlchemist
@TheRoseAlchemist 5 жыл бұрын
I also noticed they don't have children. That seems to save a lot of expenses too.
@bear420bear
@bear420bear 5 жыл бұрын
Everyone has that choice.
@SC_Can
@SC_Can 5 жыл бұрын
have 3 kids, and we are retiring later this year in our mid 40's.
@scoobydoo8498
@scoobydoo8498 5 жыл бұрын
@@bear420bear not evertone can have kidd bro. I know quite a few people that cant have any.
@RolopIsHere
@RolopIsHere 5 жыл бұрын
Or, You can wait untill they have age to walk, and the put them to work.
@fgonzalez78959
@fgonzalez78959 5 жыл бұрын
How the fuck did they come into existence? ?..someone took the hit
@michellegousios566
@michellegousios566 5 жыл бұрын
Boy I'd give ANYTHING to go back to my younger self and advice myself to save save save !!!!! They need to teach this in high school
@fancysfolly554
@fancysfolly554 5 жыл бұрын
I was just talking about that with friends..it would have been so nice to not have had to learn everything the hard way..
@ChristSaves88
@ChristSaves88 5 жыл бұрын
Michelle Gousios I agree!!!!!!!
@anofritz
@anofritz 5 жыл бұрын
Yeah i agree! but i'm still 22 :/
@ingoelds
@ingoelds 5 жыл бұрын
They'd never teach this at an early age because it would slow down the production belt practically to a halt. It would be like teaching slaves how to get emancipated the fastest, safest way possible.
@travisli-rufus1949
@travisli-rufus1949 5 жыл бұрын
We need write to our government, tell them stop printing paper money.
@binbalebardac4156
@binbalebardac4156 5 жыл бұрын
Congratulations on being on the final step of your FIRE journey! My wife retired early in June of 2018 and I walk away from my job in December 2019! There is nothing I would rather own more then my own time!
@Megmerized89
@Megmerized89 5 жыл бұрын
"There is nothing I would rather own more than my own time" Damn.... I felt that
@tinachavez8712
@tinachavez8712 5 жыл бұрын
@@Megmerized89 That hit me too.
@eliani1326
@eliani1326 5 жыл бұрын
you never get back time!!! awesome congrats We retire in 6 years we will b 46!!
@Tejasisphoenix
@Tejasisphoenix 5 жыл бұрын
dude but what do u do in ur free time
@supyekta8943
@supyekta8943 5 жыл бұрын
Imagine being on youtube just to comment this about your life 50 years old
@LMCEK
@LMCEK 5 жыл бұрын
This couple is so in sync. Congratulations you two, wishing you all the best from Ontario ♥️
@herogebrial
@herogebrial 5 жыл бұрын
Hiiii
@Stiggandr1
@Stiggandr1 5 жыл бұрын
I'm a little bit worried by these comments. So many people are saying "saving saving saving." That's not what they are doing! They are INVESTING. Money you save only lowers in value because of inflation. You have to keep up with inflation, and beat it enough that you can live on the interest. They mention using a roboadvisor. Wealthfront and Betterment are the two best ones out there. INVEST. don't just SAVE.
@pasc8699
@pasc8699 5 жыл бұрын
Stiggandr1 I was also disappointed that they rent. They could buy a house with that money they have saved. A house is the greatest investment you can make right?
@RealLifeMoney
@RealLifeMoney 5 жыл бұрын
Thats a very good point, saving is great and has its purpose, but investing to where real wealth is made. The rich build assets that pay them money instead of just saving. Even a house that isnt paying you could be seen as a liability and not an asset
@hoanghailam
@hoanghailam 5 жыл бұрын
@@pasc8699 not really
@OmnivorousReader
@OmnivorousReader 5 жыл бұрын
@@pasc8699 There are positives and negative to owning. I have tried both renting and owning and there are a lot of silent, unexpected, unforeseen costs to owning. It is not as straightforward as I thought back when I rented.
@Wakeofchaos25
@Wakeofchaos25 5 жыл бұрын
Pasc read or listen to Rich Dad Poor Dad. It's on KZbin! (Not supposed to be though 😬) Also on Audible, etc.
@stephaniewilliams6828
@stephaniewilliams6828 5 жыл бұрын
A lot of people are asking about kids/pregnancy - just to clarify, we're are 100% not having kids, neither of us wants that lifestyle and I had my tubes tied in my early 20s. But people absolutely do have kids and retire early as well. I have one friend who is early retired with two kids, who retired first and then had the kids, and his costs have been very low since there were no daycare expenses and he cloth diapered both of them. They spend a little more than us but not much.
@JenniferLopezJ
@JenniferLopezJ 5 жыл бұрын
Stephanie Williams make videos please!!!
@jasonm7684
@jasonm7684 5 жыл бұрын
The problem with that is if their investments will remain the same or not. Thats the issue. Raising kids on investment income depends largely on the stock market not crashing unless they are invested in things like GIC's. Obviously this assumes that they aren't totally loaded beyond belief. It would feel pretty bad to have two kids and the stock market crashing destroying your income and then having been OUT of the workforce for so long, finding a job would probably be very difficult.
@HamsterQueen9
@HamsterQueen9 5 жыл бұрын
Works if your children are healthy, which is not always the case...
@jasonm7684
@jasonm7684 5 жыл бұрын
@@HamsterQueen9 True, if they stay healthy indeed.
@Sasoon2006
@Sasoon2006 5 жыл бұрын
That was my first thought at the beggining of the video “I bet they do not have kids” 😁
@johight
@johight 5 жыл бұрын
I love how this couple hasn’t restricted their travel to save even more. Early retirement would be awesome but living life at the same time means it doesn’t feel like a chore. Definitely motivated me to take another look at our finances! Loved this story and couple
@thehapagirl92
@thehapagirl92 5 жыл бұрын
Living This Life They’re the type to be homeless travelers.
@CODBlackOps6WALKTHROUGH
@CODBlackOps6WALKTHROUGH 5 жыл бұрын
certain places and plane tickets are cheaper than the amount ppl spend per yr on junk. depends where you look. i want to learn travel hacking. i know credit card hacking, thats something
@Lujokal
@Lujokal 5 жыл бұрын
They absolutely are restricting their travel. Part of the joy of going to new places is experiencing new foods and the culture surrounding that. If you always just buy from the local market and cook you tend to make the same simple things you always do and not experience the local food. It's like going to Japan, and making your go to Shepard's pie. Sure you save money but you miss out on the unique foods you might have no idea about!
@emiliabolsas
@emiliabolsas 5 жыл бұрын
Lucas Kalinak I was confused when they said they travel to try new foods. Like, to try new items from the grocery store? It also wasn’t clear if he does any of the cooking. I have to wonder how well this experiment will go if she were to get sick and he had to be the primary homemaker.
@garyhocking6541
@garyhocking6541 5 жыл бұрын
As I said above in a previous post... I find their income pretty insane personally! I earn £14,000 per year and live in a UK city which is generally very expensive. I have never lived with my parents or been supported financially by anyone else. So far this year I have travelled to Cyprus, Italy, St. Lucia, Czech Republic and Poland as well as Northern Ireland and Scotland. I have flights already booked for Germany (twice) and Slovakia, Austria and Czech Republic again before the end of the year. I've always eaten out at restaurants whilst travelling too! $80,000 is a LOT of money. I always wonder what people who earn 20/30/40k do with their money?
@LydiaHJR
@LydiaHJR 5 жыл бұрын
TRUE HAPPINESS! TRUE SELF RESPECTING! Listen calmly to their voices. There are no negative vibes in them. Like musical instruments; clear and pure. It shows their mentality.
@TheresFuckeryAfoot
@TheresFuckeryAfoot 5 жыл бұрын
Lydia R so true.... listening to how people talk and the energy they carry it reveals all the neuroses!
@JanetJASMRish
@JanetJASMRish 4 жыл бұрын
I stopped getting my nails done and I’m proud of that. One baby step at a time. 😊
@MsJanetWood
@MsJanetWood 4 жыл бұрын
Me, too! I stopped bleaching my hair 👱🏽‍♀️and getting acrylic 💅🏼nails!
4 жыл бұрын
My cousin just started doing her own. She does a better job.
@JanetJASMRish
@JanetJASMRish 4 жыл бұрын
High Vibrations I started doing my own too. I actually have beautiful nails especially when they’re long, most people think they’re fake lol. But I now have a new addiction- PLANTS! I’ve spent so much these past few weeks just on plants yikes! 😬😂
@Heavenly1038
@Heavenly1038 4 жыл бұрын
Try the kiss dip acrylic nails, only $6 compared to a nail salon visit that cost me $80, never going to a nail salon again.
@ttoch684
@ttoch684 4 жыл бұрын
I do my nails myself . It is way cheaper . And you can still feel happy.
@lorenzol332
@lorenzol332 5 жыл бұрын
Inspiring story. This is how you give consumerism and debt the finger.
@1966johnnywayne
@1966johnnywayne 5 жыл бұрын
Well, not exactly. Their investments rely on consumerism to grow...they are simply prospering from other people's bad choices. There will always be sheep.
@TheOneinthewoods
@TheOneinthewoods 4 жыл бұрын
Brilliant
@jadiecook582
@jadiecook582 5 жыл бұрын
Off topic but I really admire so much about this chick!! She seems so comfortable in her skin and so confident and happy! Me realizing I have lived my life wrong :(
@ZosiaSamosiaOo
@ZosiaSamosiaOo 5 жыл бұрын
You're still living your life, you can always start off fresh :)
@sheasmith7662
@sheasmith7662 4 жыл бұрын
You're living your life the way you know how to.
@Ivette_Ski
@Ivette_Ski 4 жыл бұрын
Jadie Cook “Me realizing...” is a form of awareness. Now that you have this sense of awareness do something with it. Many of us go through life without awareness. Consider yourself privileged. Every day is a new opportunity to start living the life you want. Go for it! You have nothing to lose and everything to gain. I wish you much happiness.
@jadiecook582
@jadiecook582 4 жыл бұрын
@@Ivette_Ski Awwww!!!!! So sweet! Thank you! Best of everything to you!
@ruthespiritu502
@ruthespiritu502 4 жыл бұрын
Her hairstyle looks so cute on her!
@machsusromadhon6710
@machsusromadhon6710 5 жыл бұрын
"Free yourself from mental slavery", That's what Bob Marley Said
@juny9445
@juny9445 5 жыл бұрын
Facts
@teamhalexy2018
@teamhalexy2018 5 жыл бұрын
No one but us can free our minds - Bob Marley
@Clbr153
@Clbr153 5 жыл бұрын
We should always listen to Bob Marley he's the man
@Americansikkunt
@Americansikkunt 5 жыл бұрын
Mate Rockk Bob Marley was a Jamaican musician...
@machsusromadhon6710
@machsusromadhon6710 5 жыл бұрын
@@Americansikkunt he is really know how to joke, lol
@danifarago8900
@danifarago8900 5 жыл бұрын
These are two people who have completely free souls. They just want to retire early to spend as much time as possible together and experience everything life has to offer.
@foodandhomeprep8425
@foodandhomeprep8425 5 жыл бұрын
I think many of us are torn between saving for the future and living in the moment.
@myothercarisadelorean8957
@myothercarisadelorean8957 5 жыл бұрын
100% agree
@foodandhomeprep8425
@foodandhomeprep8425 5 жыл бұрын
Ferd Ferd.D Agreed. Love to cook fresh foods. We found ways to save and still eat well.
@coasteyscoasteys
@coasteyscoasteys 5 жыл бұрын
@inamadworld be content. If you like traveling then do it but you have to sacrifice somewhere else. You can't have it all.
@carmellasmith7294
@carmellasmith7294 5 жыл бұрын
Yes. Totally agree
@SC_Can
@SC_Can 5 жыл бұрын
Why not have both? Living in the moment is all in the mind...not what you buy in order to sacrifice the future. Having a sound financial future give me peace of mind in the moment now!
@nsbluenose
@nsbluenose 5 жыл бұрын
I recall reading an article from CBC about them, not that long ago. Definitely sparked many productive discussions with friends and family about early retirement. I wish them all the best!
@priya_jha
@priya_jha 5 жыл бұрын
I’m so inspired by this video. Also something that caught my attention is that this women don’t want any makeup or branded clothes. It’s not in her list. And this man is not holding on to any unrealistic beauty standards. He simply love this girl just the way she is. They already have spent almost 7 years together and still counting. They are seeing their future together. ❤️
@pujhakakkad3979
@pujhakakkad3979 5 жыл бұрын
This's how our ancestors use to live , but taking care of fmly ,plus their own kids.
@Michelle-pn9xt
@Michelle-pn9xt 5 жыл бұрын
Are yoiu looking at this guy with special magic glasses. He is no more attractive than she is. Some women make themselves seem so desperate. Do you think he is handsome??? He is an average looking person. You are bragging because an average looking guy cares about his girlfriend. Wow!!!!! That is so amazing! Not! Stop saying negative things about this woman. I am sure that you have never met her. Why are you so into this guy?
@PheneticsCo
@PheneticsCo 4 жыл бұрын
it's more of a lifestyle choice
@PheneticsCo
@PheneticsCo 4 жыл бұрын
@Joy Gillum lol, order coming right up!
@jenjem5810
@jenjem5810 4 жыл бұрын
So ENDEARING.
@chrisp755
@chrisp755 5 жыл бұрын
I retired at 40 living off the fruit of my 1 acre.
@LifeTransPlanet
@LifeTransPlanet 5 жыл бұрын
Pretty much! Except 4 acres
@orpheasnestos7444
@orpheasnestos7444 4 жыл бұрын
And probably benefited your health in the meantime...good on you!
@candeegiannoccaro6191
@candeegiannoccaro6191 4 жыл бұрын
Good for you may I ask what did you grow. I've been thinking about selling tomatoes to help with college fees
@dancer1
@dancer1 4 жыл бұрын
That’s dope can I live with you?
@kiza4178
@kiza4178 5 жыл бұрын
we started saving in our early years, 30 years later, nice cushion, no regrets
@DrGlynnWix
@DrGlynnWix 5 жыл бұрын
I appreciated several things about this video: 1) They were a very average couple on a normal combined income. 2) Their savings were made through really simple things that were approachable (eating in, relying on public transit or personal power to get around, and bulk shopping). They still enjoy the things they enjoy, such as traveling. 3) They are clearly very comfortable and down-to-earth and love each other. They were really nice to watch as a couple.
@anlai1467
@anlai1467 5 жыл бұрын
@inamadworld 80k in Vancouver is like 60k in USA. So it's 30k per person.
@anlai1467
@anlai1467 4 жыл бұрын
@inamadworld Yeah... It's a struggle. :( Due to the extreme cost of living in Vancouver, we have a lot of homeless people. You need to earn at least a $50,000 salary to sustain a decent living.
@ndiggadee2663
@ndiggadee2663 5 жыл бұрын
I ate 2 ice creams watching this I'm not cut out for this frugal life
@christinagowda3064
@christinagowda3064 5 жыл бұрын
I love your honesty!
@cocobonvon81
@cocobonvon81 5 жыл бұрын
LOL
@lrmwharf864
@lrmwharf864 5 жыл бұрын
🍦
@scruffy281
@scruffy281 5 жыл бұрын
😂😂😂 pizza for me!!
@coyotearia3117
@coyotearia3117 5 жыл бұрын
You ate 2 ice creams in 9 minutes? Good job!
@sh-nh8hy
@sh-nh8hy Жыл бұрын
I've watched this video over and over. I wish they had their own KZbin channel. So inspiring.
@MiladJPanah
@MiladJPanah 5 жыл бұрын
60% ? are you kidding me? and that amoung in the most expensive town in Canada is just crazy. respect !
@aliceduanra7539
@aliceduanra7539 5 жыл бұрын
*city
@huntstyle
@huntstyle 5 жыл бұрын
I put about half my income toward student loan payments last year. Clearly I need to step my game up! (but I can't do without a car!)
@natashabot4838
@natashabot4838 5 жыл бұрын
There rental costs seem extremely low to me, I was hoping they were going to elaborate on that
@frugalsf8059
@frugalsf8059 5 жыл бұрын
Do you think it's possible in the 2nd most expensive city in the US?
@j.3854
@j.3854 4 жыл бұрын
Honolulu here, I save 85%. Retirement could be done in 2-3 years. I’ll be just over 40.
@imkakaya9079
@imkakaya9079 5 жыл бұрын
Both basic jobs. A receptionist! Dude edits books for Amazon publishing. I guess plan just saving is key.
@jessedijkhuis
@jessedijkhuis 5 жыл бұрын
Dave ramsey the everyday millionair
@wollinger
@wollinger 5 жыл бұрын
@Karen Batista that's what I'm wondering, will the return of their investment keep up with inflation for the rest of their lives?
@dylanpeterson6449
@dylanpeterson6449 5 жыл бұрын
@@wollinger All you need to lookup is the "4% rule", and the "simple math to early retirement".
@priceandpride
@priceandpride 5 жыл бұрын
Boring life
@chriswilson1968
@chriswilson1968 5 жыл бұрын
All you need to do is decide how much money you need or want to live off of per year in retirement and multiply that by 25 and that's how much you'll need to save. If you want 40k per year youll need around 1 million dollars.
@RandyLy
@RandyLy 5 жыл бұрын
I've probably been a minimalist ever since growing up. Now that I graduated and am working at the age of 25 as an engineer, I am hitting it hard to save and invest at an early age. I'm currently saving/investing about 50% of my income. Yeah, it's not as fun being able to eat out all the time and get the latest gadgets, but I'm willing to sacrifice a few years now for greater freedom later on in life.
@jasonjones3694
@jasonjones3694 5 жыл бұрын
Very smart, keep it up.
@calebray8895
@calebray8895 5 жыл бұрын
It's like reading my life in your post lol. 25, engineer, no gadgets, invest EVERYTHING.
@jjjjj2220
@jjjjj2220 5 жыл бұрын
Not really take from someone in 20s shows health suddenly failed save 25 to 45 percent but do things you want to do
@JosephDeLosSantos-t3m
@JosephDeLosSantos-t3m 5 жыл бұрын
Nunace your comment doesn't make sense
@icefishing804
@icefishing804 5 жыл бұрын
Make sure you invest bro
@dakini_nomad
@dakini_nomad 5 жыл бұрын
That’s the way we live in Croatia but we sure as hell don’t save anything or get retired at 35. We work until 65 and then get a pension that can’t even cover basic life needs.
@oninjadaburaca
@oninjadaburaca 5 жыл бұрын
same in Portugal. Starvation wages.
@moniponi2176
@moniponi2176 5 жыл бұрын
Have to work even after retirement in order to survive.
@howdopeoplecomeupwithcreat1335
@howdopeoplecomeupwithcreat1335 5 жыл бұрын
Penzija u Hrvatskoj je užasna, ali rekla bih da ljudi koji rade vode savršeno pristojno živote. Ponašaš se kao da su svi sirotinje što nije istina.
@dakini_nomad
@dakini_nomad 5 жыл бұрын
@@howdopeoplecomeupwithcreat1335 savrseno pristojan zivot sa 3500 kuna place xD
@ZosiaSamosiaOo
@ZosiaSamosiaOo 5 жыл бұрын
Hahah, Polish high-five! However, if you do have a semi-decent income like the people in the video and actually save / invest you can live okay after you retire at 65 (speaking for the current working generation, not for the current pensioners who are for the most part completely screwed at this point). Me being 27 today I don't think I will ever see a pension of my own with the population decline we are experiencing, so it's definitely a matter of protecting your own future.
@SimplyBeautiful516
@SimplyBeautiful516 5 жыл бұрын
This young man said something that needs to be heard: “People only have so much mental and physical energy. “ So they wisely worked with this knowledge! That’s one major reason they are successful in this endeavor. Another reason is they have joined forces to move toward the same goal. The momentum of them together is greater than the sum of its parts individually. My husband and I are doing this and it is incredible how much can be done if you are of one mind! Obviously, if you are living alone you just have to deal with yourself. So, we assume you are already of one mind. 😋
@dianer8881
@dianer8881 5 жыл бұрын
Much more difficult if one saves and the other spends, especially if there's little to no income from a partner. Both need to participate with equal effort or it obviously doesn't work.
@SimplyBeautiful516
@SimplyBeautiful516 5 жыл бұрын
Diane R Absolutely!!!
@AllTheArtsy
@AllTheArtsy 5 жыл бұрын
The concept of limited self-discipline and what not is not really backed by the latest findings in psychology anymore. It's kind of a self-fulfilling prophecy. If you think mental fortitude is a bucket you draw from throughout the day that gets emptied out by the end, then you're likely to suffer decision fatigue. Otherwise, these streamlined wear-the-same-thing "CEO hacks" do not really bear out for most people.
@rh4349
@rh4349 5 жыл бұрын
Still not possible to retire completely at age 35. You are not even making enough for the long run.
@ProdigalExplorer
@ProdigalExplorer 5 жыл бұрын
@@AllTheArtsy Kind of agree here. Self-discipline is a muscle that grows the more you practice it.
@ToriBissell
@ToriBissell 5 жыл бұрын
This is actually quite impressive... vancouver is one of the most expensive cities in Canada.
@StephAnie-yk4qb
@StephAnie-yk4qb 5 жыл бұрын
Yea I’m curious how one can rent an apartment for less than $800 a month in Vancouver. I’m not in Vancouver or Toronto, and I’d only be able to rent a sh!tbox in someone’s basement for that - if I was lucky.
@fifigrohvoiceovers
@fifigrohvoiceovers 5 жыл бұрын
Maybe a family member owns it and rents to them
@fozzy8530
@fozzy8530 5 жыл бұрын
Laughs in Australian
@raymondh5662
@raymondh5662 5 жыл бұрын
Laughs in Californian
@unom9515
@unom9515 5 жыл бұрын
What you do, it's just called survival in Romania...
@Jojoyou628
@Jojoyou628 5 жыл бұрын
Cu 80.000 $ pe an cred sieu ca au de unde sa faca economii 😅
@unom9515
@unom9515 5 жыл бұрын
@@Jojoyou628 dacă câștigi 8000 de dolari pe ani ești boier!
@Star_area_girl
@Star_area_girl 5 жыл бұрын
Also in Croatia,its our national sport=surviving
@pentrubarbati
@pentrubarbati 5 жыл бұрын
In Ro mai e o problema sportu national numit Vaitat si gasit scuze
@moniponi2176
@moniponi2176 5 жыл бұрын
Exactly! They call it frugal!!!! This is a very very good living! They wouldn't survive in Eastern Europe or in the Balcans.
@jennyprice886
@jennyprice886 5 жыл бұрын
I'm so jealous of this relationship, me and my husband are complete opposites when it comes to money. I'm an extreme cheapskate who once lived on $5 for food a week and he is, well not so much. Anyway, these guys are very inspiring.
@Liuhuayue
@Liuhuayue 4 жыл бұрын
Wow, 5 dollars a week sounds insanely low. Did you make a bulk purchase on rice and beans or something?
@sharpsticksnz4112
@sharpsticksnz4112 2 жыл бұрын
@jenny price honest polite conversation should be had between you and your partner. I've saved and been frugal my whole life. When I got with my partner she had credit card debit, student loan debt, bad spending habits. Frankly she couldn't see a way out. We talked it through and the credit card debt was paid off, cards cut up. Smarter purchasing done etc. 11 years together now and she is so happy, much more frugal and we have our first investment property. Communication is key in a relationship. You and your partner can do it to :)
@flaviocastaneda4246
@flaviocastaneda4246 Жыл бұрын
Change your partner.
@j._.taylor
@j._.taylor 5 жыл бұрын
This isn't "extreme", it's just smart. Also cool that they still enjoy life by travelling (i.e. making memories, rather than accumulating "stuff"). Notice they're missing one of the most expensive things: kids. Best to wait til you can afford to have 'em. Good content; liked & subbed!
@EidolonSpecus
@EidolonSpecus 5 жыл бұрын
Most of the people on Earth can't actually afford to have kids though. It is the norm to go into debt for reproduction purposes. But if you own land or are a farmer, then having many children is economical because they give you more workforce.
@dianer8881
@dianer8881 5 жыл бұрын
To save more, I fast and diet. At age 65, I weigh 125 pounds. Perfect health. No meds.
@pinstripesuitandheels
@pinstripesuitandheels 5 жыл бұрын
You fast to save money? That seems like an unhealthy reason to fast. It's not as if you're so low on income you can't buy any food, or is it?
@dianer8881
@dianer8881 5 жыл бұрын
@@pinstripesuitandheels After taxes and medical insurance, my income has always been less than $15,000 per year. I worked part-time throughout my career by learning to go without. However, I have never felt deprived, because I have exactly what I need and no more. Really enjoy my time off. Comfortably retired.
@robinpowell1185
@robinpowell1185 5 жыл бұрын
Awesome the bible says we should fast and pray offten....
@nhlibra
@nhlibra 5 жыл бұрын
@Diane R, Ive done that at times too. If you follow guidelines of medical fasting it is perfectly safe and gives your digestive system a well needed break. There are lots of good videos that explain doing a fast safely.
@Monica-vv8sc
@Monica-vv8sc 5 жыл бұрын
Fasting has amazing health benefits. It is not just starving yourself. Do it consistently and safely and you will feel amazing and not having your organs constantly breaking down and digesting food.
@muyizjohn2325
@muyizjohn2325 5 жыл бұрын
firstly,you need a like minded soulmate,the save money
@markwhittaker6866
@markwhittaker6866 5 жыл бұрын
PREACH!
@melschmid8353
@melschmid8353 5 жыл бұрын
Yep
@InnaVitamina777
@InnaVitamina777 5 жыл бұрын
Yezzzuh
@gerRule
@gerRule 5 жыл бұрын
Or stay single it’s much better
@rnupnorthbrrrsm6123
@rnupnorthbrrrsm6123 4 жыл бұрын
Just start by doing your part and setting an example, your partner will catch on.
@StudioAnnLe
@StudioAnnLe 5 жыл бұрын
This inspired me to live more simple 🙏💕
@herogebrial
@herogebrial 5 жыл бұрын
Yes
@terryballard66
@terryballard66 4 жыл бұрын
Yesss
@javier505mx
@javier505mx 5 жыл бұрын
DISCIPLINE! That's the key! Congratulations!
@4Distractiononly
@4Distractiononly 5 жыл бұрын
No it's strategy and planning :)
@taoist32
@taoist32 5 жыл бұрын
Javier Arellano They created a system that doesn’t take any thinking or planning beyond a short amount of time. Once their system was put in place it takes no discipline.
@ohbbyilikeitrawr
@ohbbyilikeitrawr 5 жыл бұрын
They’re not really extreme, they just spend their spending money on travel.
@almondsmithG
@almondsmithG 5 жыл бұрын
I was going to say the same thing. They're frugal but they spend $9,5000 on travel.
@jennifergarfield2723
@jennifergarfield2723 5 жыл бұрын
There smart....spending there money making memories!!! Not on alcohol, car,restaurants, expensive housing.
@cameronfowles8283
@cameronfowles8283 5 жыл бұрын
Living Expenses are $12,500 on $80K not including travel of $9500. Still pretty frugal
@annacoats2988
@annacoats2988 5 жыл бұрын
I was thinking holding off on expensive vacations a year or two would help them retire even earlier.
@HibiscusHigh
@HibiscusHigh 5 жыл бұрын
Anna Coats Maybe not worth it to them
@Kiwiwanderer
@Kiwiwanderer 5 жыл бұрын
Strong solid couple. They have a plan and the discipline to achieve it. They are completely on the same page which makes it easier. Goals are for losers, winners have systems.
@gastonave
@gastonave 5 жыл бұрын
My drugs and alcohol budget always screws up my attempts at being frugal.
@rjvowels
@rjvowels 4 жыл бұрын
Ya i spend all my $ on weed.
@WvhKerkhof
@WvhKerkhof 4 жыл бұрын
make your own drugs!
@maybejanepomegranate9249
@maybejanepomegranate9249 4 жыл бұрын
@@WvhKerkhof haha love this
@teeshtaddybee3071
@teeshtaddybee3071 4 жыл бұрын
Lol
@dan26dlp
@dan26dlp 4 жыл бұрын
I'm not even joking, going sober was amazing for my finances and was the missing link for my frugal lifestyle
@jamesdrys
@jamesdrys 5 жыл бұрын
You guys spend thoughtfully, eg. international travel, home cooking. You're not missing out on anything!
@youichiminagawa2554
@youichiminagawa2554 4 жыл бұрын
And I think one other key factor for their success is that they don't care what others think. So what if they live frugally and don't own designer clothes or fancy cars, or they just buy stuff at green grocers using trolleys and cook their own meals. They don't mind being labeled as cheapskates! A lot of our expenditures are made because we strive for social acceptance. These two are above that, and that my friends, is a thing of beauty that some of us can only envy.
@soldierhobby2038
@soldierhobby2038 9 ай бұрын
So true!
@melmoss8923
@melmoss8923 5 жыл бұрын
Beautifully respectful of each other, listening, respect. Clearly satisfied with each other without needing to buy stuff to fulfil themselves. Loved this video.
@shinaetae4074
@shinaetae4074 5 жыл бұрын
the fact that they look and sound very happy says a lot about this lifestyle
@bocadelcieloplaya3852
@bocadelcieloplaya3852 5 жыл бұрын
These two are soooooo inspiring. It's actually how peeps lived prior to WW2...simply and we'll within their meens.
@myachappell9836
@myachappell9836 4 жыл бұрын
I love this! I appreciate their minimalistic lifestyle approach and long-term sustainability mindset. This has really inspired me to rethink the way that I manage my lifestyle, spend and invest my money. Thank you for sharing.
@lunaopenyourmind7554
@lunaopenyourmind7554 5 жыл бұрын
You guys are so young and so smart, I applaud your awesome 👏🏻 choices. Very inspirational for sure.
@buzzybee186
@buzzybee186 2 жыл бұрын
I rewatch this a few times a year. Very inspiring
@stefannikola
@stefannikola 5 жыл бұрын
And you two have a great relationship. You found your perfect partner.
@KeeplookingUP777
@KeeplookingUP777 5 жыл бұрын
Awesome! You guys Rock. So Wise. All the Best to you both!😁😎
@ralphbernhard1757
@ralphbernhard1757 5 жыл бұрын
Don't let anybody tell this isn't possible. I did the same. I "retired" (stopped working for somebody else for money) at 40, by saving around 50% of my income. No alcohol, no car, no drugs/smoking, parties, designer clothing, etc., etc. I invested everything into 2 old apartments and a decrepit ranch which I fixed up and am now renting out as holiday rentals. As these kids said, you'll not be rich, but if it isn't important to have 2 flashy new cars, and dozen iPhones, a massive "keep up with the Jones" villa, and other "luxuries", it's entirely possible.
@dancer1
@dancer1 4 жыл бұрын
Ralph Bernhard can I live with you?
@deep394
@deep394 5 жыл бұрын
Most stories i read about early retirement comes from couples who have left very high paid jobs, saved a few years and retired. So this couple's story is awesome because they ain't rich to begin with
@inyeekaribi4913
@inyeekaribi4913 9 ай бұрын
It would be nice for these documentaries to mention this…
@missusJ05
@missusJ05 5 жыл бұрын
People like these gives me hope in the world’s future. 🙃
@debshreebasu8137
@debshreebasu8137 5 жыл бұрын
missusJ05 absolutely. same here
@d.aliceden3095
@d.aliceden3095 5 жыл бұрын
The concept of finding an apartment for $790.00 in Vancouver is *near* impossible though.
@ritsukaxkelly
@ritsukaxkelly 5 жыл бұрын
790$ is almost even like a price of a ROOM nowadays in Vancouver, it's RIDICULOUS!
@HeriRakotomalala
@HeriRakotomalala 5 жыл бұрын
Maybe a rent-controlled apartment they got years ago ?
@anlai1467
@anlai1467 5 жыл бұрын
@@HeriRakotomalala It's very rare to come by. Most people abuse the system.
@nickmac89
@nickmac89 3 жыл бұрын
I was lucky a few months ago and got a 1 bedroom basement suite for $875/mo in South Van, so it's possible.
@hmacklemore2226
@hmacklemore2226 3 жыл бұрын
@@HeriRakotomalala They live in a co-op, and the few in Vancouver have years-longs waiting lists and income requirements. You also have to do work, such as gardening or childcare, to live there.
@main_stream_media_is_a_joke
@main_stream_media_is_a_joke 5 жыл бұрын
You really need a partner with similar lifestyle to pull this off. Even an individual can do it but it will take a bit more time. Minimalism does really open up options that are so different from the mainstream that you would have to find likeminded people to enjoy your new found freedom with. Old friends who are plugged into the consumer life will just not be in any position to understand, appreciate and support you.
@oliviadenger5414
@oliviadenger5414 5 жыл бұрын
I really like how they emphasize the priority to traveling, in my opinion, travel the right way. Amongst the culture. Very nice people, good video
@RealLifeMoney
@RealLifeMoney 5 жыл бұрын
Traveling could be a very rewarding experience to have in life and could easily have more importance than just buying things
@annjoseph5429
@annjoseph5429 3 жыл бұрын
Cooking during travelling is difficult at times !
@meheretoday6968
@meheretoday6968 5 жыл бұрын
what a very clever couple.. so few understand what they are doing until they are old and it is nearly too late.... I love that there is someone else out there living just like we do... the difference is we are old lol... Our friends do not understand our lifestyle and certainly do not live like us but our mortgage is nearly paid off...we need another 6 months to get it done after only 4 years :-) Once you learn to be frugal it is impossible to go back to the way you use to be... but in all honesty we have more fun now than before because we have less stress. I wish this couple all the best...
@freetheppl5376
@freetheppl5376 5 жыл бұрын
@ me heretoday! Very smart....
@Absinthiiii
@Absinthiiii 5 жыл бұрын
This sounds like normal family in Latvia, except the being able to save in the end of the month, because there is no money left even while living very frugal.
@kaashkaash8695
@kaashkaash8695 5 жыл бұрын
Same here and I live in London
@thechecchihomestead6136
@thechecchihomestead6136 5 жыл бұрын
The same in Hungary ..
@CODBlackOps6WALKTHROUGH
@CODBlackOps6WALKTHROUGH 5 жыл бұрын
@@LovesNeverEnding if you live in the wrong side of town in america things are always tough, and you dont work cuz theres no work around, then you got bills and medical bills
@fifa321lb
@fifa321lb 5 жыл бұрын
I'm just a regular person with an average job in Latvia. I save about 40% of my income every month. I cycle everywhere and I cook my own food. I don't have kids. I feel like most Latvians don't do much to either save money or raise their qualifications to be able to earn more and save. Most people complain rather than do something about it!
@camp0017
@camp0017 5 жыл бұрын
@@fifa321lb You've just explained why, by saying "I don't have kids". Before getting married I could also save about as much. With kids it is just plainly impossible. BTW, I am not from Latvia, but also ex-communist eastern bloc, so economic conditions are here quite similar.
@KoiAquaponics
@KoiAquaponics 5 жыл бұрын
It's not about how much you make, but how much you spend!
@Danuxsy
@Danuxsy 5 жыл бұрын
wang hung dang bang, very smart indeed.
@Michelle-pn9xt
@Michelle-pn9xt 5 жыл бұрын
It is also about how much you save. That is important.
@tek6423
@tek6423 5 жыл бұрын
Well Hung!
@Gareths-Guilty-Pleasures
@Gareths-Guilty-Pleasures 3 жыл бұрын
It's refreshing to see young people managing their money well, cutting back on the basics, looking for the best deals and avoiding the excess. And with that good mentality they save and invest a ton of money and still enjoy their passion of travel. It's nice to see this contrast as majority of youngsters are jerks obsessed with how they look, what they wear and where they go. Showing off and being debt is not cool but seems to be the norm.
@strongfragilefinance2323
@strongfragilefinance2323 5 жыл бұрын
Even though they are minimal I like that they are pretty balanced. They are making money decisions based on their values. Travel matters to them so that is what they spend on, other things aren't that important
@Slurpy2k8
@Slurpy2k8 5 жыл бұрын
There's nothing "balanced" about not having a damn drivers license in your 30s. They can't even rent a car for whatever reason, for a weekend trip or something. 100% dependent on public transportation. Thats just sad and pathetic. Limits what you can do.
@Esther-ku8le
@Esther-ku8le 5 жыл бұрын
@@Slurpy2k8 They don't need or want to anyway. Their choice.
@Slurpy2k8
@Slurpy2k8 5 жыл бұрын
@@Esther-ku8le Who the hell said it wasn't "their choice"? I was replying to the person who called their lifestyle "balanced". Which it isn't, by any sane, objective measure. Never being able to drive a car in your life is extremely limiting, and absurd, for anyone who doesn't live in the deep jungle. They don't "need or want to" because they've bent their lifestyle around not being able to drive. That's fine, but it's also extremely limiting in every single aspect. It's clear nobody depends on them for anything, and never will. Yes, their choice. Also, it's my choice to comment on it, since they decide to publicize this. Your comment was useless and worthless.
@Esther-ku8le
@Esther-ku8le 5 жыл бұрын
@@Slurpy2k8 Yes it is their choice. Which is what I said earlier. Simply just stating it IS literally their choice to live like that. So what.
@smallfootprint2961
@smallfootprint2961 5 жыл бұрын
I'm with you. You're doing the right thing. Keep up the good work.
@katEm202
@katEm202 5 жыл бұрын
Cutting out a car/insurance would save a lot of money! Unfortunately that doesn't work for me.. but I like their other ideas!
@binbalebardac4156
@binbalebardac4156 5 жыл бұрын
I hear you! We lived in a very suburban and very hot and humid city. We could not for go our cars, but we did sell our house and move 15 minutes away from our jobs, a decision that banked us an additional $27,000 per year towards our Financial Independence journey.
@tmcrae2187
@tmcrae2187 5 жыл бұрын
Sabine S me either, but I am seeing what I can cut back and fix my spending habits. I’ve had the same car for 10 years, she’s on her last legs so I am grateful she lasted this long lol 💖
@moi7748
@moi7748 5 жыл бұрын
You can't cycle? My van broke down 2 years ago now so we only have my wife's car to use. She uses that to go to work and I cycle about 30 miles round trip to work. It is amazing how much we've been able to save - petrol, insurance, maintenance costs etc, it soon adds up!!
@phosphoruscolors
@phosphoruscolors 5 жыл бұрын
I agree, i live in extreme hot weather I just can’t seem myself driving a bicycle when its 110 degrees outside, also my hubby is from extreme cold weather and going outside with a bicycle when its -10 degrees is a no for us :(
@lelechim
@lelechim 5 жыл бұрын
Where I live is pretty car-dependent but I have a small, fuel-efficient car. I guess when you consider that these two travel and I don't care about travel, it evens out. However, I live in New Jersey, where property taxes are extremely high. I just bought a house here because I have no plans to leave the area for now, but I'll reevaluate in 5-10 years. I'd love to start a business, even a small-time operation, over the next year or so. If it proves advantageous for me to stay in this area for business purposes then I will, otherwise I could eventually relocate.
@henrywinkler6058
@henrywinkler6058 5 жыл бұрын
I dont have a partner, I love my job and enjoy going to work. Even if I had the money saved, I fear I'd be bored in early retirement. Yes theres a world of stuff out there to do, but doing it on your own can be lonely. They are lucky to have each other.
@fillep7123
@fillep7123 4 жыл бұрын
Having financial stability allows you to scale back hours and take more risk.
@ryotaarai3816
@ryotaarai3816 3 жыл бұрын
Yeah, i think having someone with the same mindset definitely helps. You can try having a pet though, they're wonderful and you can devote more time on them if you're retired. 😊
@ceciliaabdalla4954
@ceciliaabdalla4954 Жыл бұрын
A women who wants to save money and cooks 😳
@mirnae8935
@mirnae8935 5 жыл бұрын
This may the first time I've seen one of these videos where the people are actually super regular people. Great.
@christophdenner8878
@christophdenner8878 5 жыл бұрын
This is awesome, I wish you all the best! I´m in my early 40ies and have the same lifestyle, I hope I can reach early retirement as soon as possible. When I was young, I never felt like retiring early, because I was full of energy. Now, after almost 20 years of full-time employment and after several burnouts, worklife has become an ordeal. This is something young people don´t think about: worklife drags you down over the years, it exhausts you, drains you. The earlier you can escape the rat race, the better off you are. My opinion.
@janebishop5885
@janebishop5885 2 жыл бұрын
So true. Wish you the best in cutting the cord.
@anastasia_beauty_therapist
@anastasia_beauty_therapist 5 жыл бұрын
Growing and developing just in order to consume more is the principle of cancer cell. Keep it in mind. Way to go guys. Best of luck on that journey.
@Val-ge6lc
@Val-ge6lc 4 жыл бұрын
We too adopted this kind of lifestyle in our very early retirement. Since being retired, we relocated to a lower standard of living in another state after moving from Calif. When you realize the difference, that we taught our kids, between want and need (yes, they received a lot of wants in balance), you have a healthy approach to your finances.
@ChazEvansdale
@ChazEvansdale 5 жыл бұрын
I'm 38 and have lived frugal for most my life. 10 years ago I became a minimalist too. I could easily retire at age 50 with the way I live now. I spent 6 years traveling, intentionally living under the poverty line. Now that I make 3-4 times that, I could easily live a long time just off savings. I'm currently saving up to build a tiny house on wheels or a small house of my own design. After that I'll focus on saving to retire.
@4SChris
@4SChris 5 жыл бұрын
This is great but what if you get sick or anything that would bring you hospital fees... ?
@lunamoon6146
@lunamoon6146 5 жыл бұрын
@@4SChris In Germany, that's almost completely free.. you just need to pay for your health insurance (without a job, that's 190€/month)
@cherylT321
@cherylT321 5 жыл бұрын
Chaz Evansdale. Awesome!
@carinacaren4960
@carinacaren4960 5 жыл бұрын
I want a house on wheels too 👍
@samking1930
@samking1930 5 жыл бұрын
Let me guess, you are single...try doing that when you have kids.
@helenaaguiar3554
@helenaaguiar3554 5 жыл бұрын
I am from Lisboa / Portugal. Thank you for visit my little town. I hope you had like it
@stephaniewilliams6828
@stephaniewilliams6828 5 жыл бұрын
We really liked Portugal! The beaches were so beautiful, and we liked taking the old streetcars up the steep hills. The Jeronimos Monastery and Castelo de São Jorge were also really nice.
@eudoraevans3340
@eudoraevans3340 5 жыл бұрын
As long a they live in a country with healthcare, this will work.
@Amiittk
@Amiittk 5 жыл бұрын
If u retire early chances of you living a healthy life free of chronic issues is high. So it doesnt matter if the country has a healtcare system or not. If there is no healthcare, u can ivest some in health insurance.
@hyediehashimoto735
@hyediehashimoto735 5 жыл бұрын
For sure! I'm sure they pay income tax and despite not spending much they do pay sales tax on things they buy, so they are contributing to the healthacare system in Canada.
@Xgenerati
@Xgenerati 5 жыл бұрын
@@Amiittk It's proven people live longer if they have meaningful work. What are you dabbling about ...
@FaithandNova
@FaithandNova 5 жыл бұрын
Great advantage living in a country with free healthcare
@bodybysmod
@bodybysmod 5 жыл бұрын
Xgenerati keyword: meaningful. Not all work is meaningful and not all work pays.
@thomashughes4859
@thomashughes4859 5 жыл бұрын
I "retired" at age 40 when I moved to Mexico. Truth is I don't work for "the man"; my wife and I own our English school, and work two hours in the morning, two hours in the evening, and two hours on Saturday. No stress, no driving, everything is close and cheap. I did bounce to AZ to see what's going on lately up North, and I bought a "paycheck" car, minimalist household 800 rent, and my monthly was 1200. So my "Mexican" lifestyle did very well in the US. Tips I have: no debt; cash or non - period. Make a monthly menu. Get the "saver" plan if you have one for electricity. Get a pressure cooker over a crock - double the savings. Car cash; ins. liab. is all. 30 monthly. Find a cool hobby, and better something you might be able to market. Anyway, that's me at 51 years old in the picture circle. No stress = youth! Peace!
@stephaniejohnson3849
@stephaniejohnson3849 5 жыл бұрын
What about health insurance ?
@arainbowonmyplate8634
@arainbowonmyplate8634 5 жыл бұрын
If you say "no debt", do you include mortgage? Here in Rome our mortgage rate actually is lower than rent would be.
@thomashughes4859
@thomashughes4859 5 жыл бұрын
@@arainbowonmyplate8634 Nope. I rent for now. When I need a house after a whirlwind tour of Europe and wherever else we might like to visit, we'll buy something quaint with a 200,000 ltr aljibe (cistern) geo heating and cooling, hot water roof tanks and Stirling engine to power it all including the capacitors for the electricity. I build both sundials and clocks, so time won't be a prob. and we'll have a small ISP for keeping contact with the kids, etc. Our rent here is a mere $3700 MXP ($190.25 USD today). It's not hard once you get used to it. It's a love of life and enjoying the sudden moments all. Thanks for asking. :D
@arainbowonmyplate8634
@arainbowonmyplate8634 5 жыл бұрын
@@thomashughes4859 that sounds wonderful. 😍
@thomashughes4859
@thomashughes4859 5 жыл бұрын
@@arainbowonmyplate8634 Thanks! I don't drive a Caddie though ... HAHA!!!
@hermetickitten
@hermetickitten 5 жыл бұрын
I would only be extremely worried about unforeseen medical expenses. Other than that, their life plan makes sense!
@elisas3850
@elisas3850 4 жыл бұрын
Hermetic Kitten ASMR they live in Canada, free healthcare.
@griffnull8371
@griffnull8371 4 жыл бұрын
They live in Canada. Healthcare is included in their taxes.
@CeciliasPlanner
@CeciliasPlanner 4 жыл бұрын
I am wondering if they want to have children? How will this work then? But if they don't want children then wow they're all set !
@shianegaylie1274
@shianegaylie1274 4 жыл бұрын
I'm guessing they have an emergency fund. Step one of saving! They could also use some interest from their investments if they don't have an emergency fund. They gain about 25k/year right now in interest! That would be more than enough to cover any emergency.
@elisas3850
@elisas3850 4 жыл бұрын
@Tom 1592009 i know, i’m one of those taxpayers. I meant free in terms of they won’t need to save for unforeseen medical expenses as the OP mentions bc they won’t need to pay at that time...
@MissCandy350
@MissCandy350 5 жыл бұрын
Talk about being on the same page!!! What an awesome relationship and way of life!!! I love that they’re committed to traveling. It’s so important (IMO).
@verfed
@verfed 5 жыл бұрын
If they had just one kid, they'd have to push back their retirement a decade.
@sunshinesmith3388
@sunshinesmith3388 5 жыл бұрын
verfed but still they’d be retiring 20 year earlier than most people
@verfed
@verfed 5 жыл бұрын
@@sunshinesmith3388 And if they add a car, they'd push it back another 5, because no sane person wants to be carless their entire lives.
@scruffy281
@scruffy281 5 жыл бұрын
A decade??? How about 4 decades!😂😂😂
@theanimeguy111
@theanimeguy111 5 жыл бұрын
@@scruffy281 LOL very true.
@metapixusion
@metapixusion 5 жыл бұрын
Children are a personal choice. Not everyone wants to be a parent. And that's okay.
@mr.mrs.slaymaker8964
@mr.mrs.slaymaker8964 5 жыл бұрын
A very sweet and simple coupe. I wish them a very happy retirement life.
@lastrebel666ify
@lastrebel666ify 5 жыл бұрын
People are amazed by their lifestyle. I am amazed over the fact that not everyone is doing this.... it's the only way to live!
@jordanaoshea4695
@jordanaoshea4695 5 жыл бұрын
true! been doing it for 3 years :)
@foodandhomeprep8425
@foodandhomeprep8425 5 жыл бұрын
lastrebel666ify although I admire them. I like my small family and our house with a pool. Not lavish but we love each other and we enjoy life. We work for it, but that’s the trade off.
@lastrebel666ify
@lastrebel666ify 5 жыл бұрын
@@foodandhomeprep8425 Enjoy yourself......
@FaithandNova
@FaithandNova 5 жыл бұрын
Truthfully it's the smart way to live not the only way. For some of us who lost everything due to health reasons starting to rebuild I don't want to live frugal. I lost enough time as it is.
@kanbaroonie
@kanbaroonie 5 жыл бұрын
I spend too much on hobbies that I don’t want to let go
@Daniel-vx5hg
@Daniel-vx5hg 5 жыл бұрын
I've used to be very frugal and minimalist, until my son got cancer, and almost died. Now, i do not save 60-70% of my income, but save 10-20%, enjoy much more life, take trips, go to vacation, and still save some money for my future. plus i do not have to constatly look like mad at the costs of things, what people get wrong is that if you are trying to retire because you do not want to work, then you're doing the wrong work, working is much needed for your mental health, sitting at home, it's a good way to get depressed.
@DeesBees85
@DeesBees85 5 жыл бұрын
They didn't say they intend to stop working. They only said they *could* stop working. They can choose to do whatever they want when they're financially independent.
@sdalal591
@sdalal591 5 жыл бұрын
I agree. Spend money on people you love. My condolences.
@dbsk06
@dbsk06 5 жыл бұрын
I don’t get it. How does your son having cancer change things? Did you spend more on your son because of healthcare bills? That is a very American problem.
@Daniel-vx5hg
@Daniel-vx5hg 5 жыл бұрын
dbsk06 simply you see things differently, you do not go for example to Disneyland with your child because you have to save 60% of your income. I do not live in the states, I live in Europe.
@dbsk06
@dbsk06 5 жыл бұрын
Daniel I’m an American who lived in Europe. If you have universal healthcare you shouldn’t have to pay for your son’s healthcare bills out of pocket. I don’t see how his illness changes things for you.
@alex_b_pirate1068
@alex_b_pirate1068 5 жыл бұрын
I wish that I had this mindset in my twenties, I am now forty-six, and not being hyper-frugal in my early years has been my biggest regret.
@Roger_Ramjet
@Roger_Ramjet 5 жыл бұрын
Bet u had fun though
@theuglykwan
@theuglykwan 5 жыл бұрын
Same, i wasted so much money back then.
@glendahoonrussell
@glendahoonrussell 5 жыл бұрын
No time like the present! Create your own path, it doesn't have to look exactly like theirs but you can use them as inspiration.
@samrichards8251
@samrichards8251 5 жыл бұрын
Alex_B_Pirate you’re not exactly old now so can begin now
@glorybloggerm1147
@glorybloggerm1147 5 жыл бұрын
Its never too late!!!
@classictholo548
@classictholo548 6 ай бұрын
They look happy, good for them following their dream
@Dontmakemereregister
@Dontmakemereregister 5 жыл бұрын
Very nice. I have a spending addiction, so I might be able to retire by the time I'm dead.
@akaededeval374
@akaededeval374 5 жыл бұрын
Money are made to be spent while you still can, no use for them when you're dead..🤷
@christinepalola5148
@christinepalola5148 5 жыл бұрын
And Now For Something Completely Different sadly that is true for many! work so hard and so long, and once you stop ... you stop. seen it in nursing career.
@mavamQ
@mavamQ 5 жыл бұрын
@@akaededeval374 Or from another prospective, my wife and i saved a good percentage of our earnings, and I think we were just at happy as anyone, even though we didn't spend every last dime. Now that we are retired, we can live carefree because we have savings, no waiting for that SS to hit the bank on the 1st. Freedom to not have to set an alarm clock, not have to get to work on time, no time in traffic, no boss to listen to. There are good things about saving a nest egg.
@gliters007
@gliters007 5 жыл бұрын
😂
@gurucarcar
@gurucarcar 5 жыл бұрын
80K? more money than some couples. good for them.
@Justintime246
@Justintime246 5 жыл бұрын
That's CAD. In US that's 60k
@jaged929
@jaged929 5 жыл бұрын
I make more than them both and i can hardly survive in Vancouver.
@yyhhsss
@yyhhsss 5 жыл бұрын
Not in Vancouver. Vancouver is a very expensive city.
@COVID--kf3tx
@COVID--kf3tx 5 жыл бұрын
And less money than some individuals. They're right, their salaries are average, which makes it even more amazing.
@bettylou3709
@bettylou3709 5 жыл бұрын
Two things can really screw your plans up. Health and an unplanned baby.
@dianer8881
@dianer8881 5 жыл бұрын
Birth control.
@youngandfree93
@youngandfree93 5 жыл бұрын
The guy should get a vasectomy.
@jackson7922
@jackson7922 5 жыл бұрын
Her tubes are tied, and if someone's else wants such a goal for themselves, birth control is a great way to go.
@Nc-Wisdom
@Nc-Wisdom 5 жыл бұрын
Its like 20 birth control methods. Be wise
@twdjt6245
@twdjt6245 5 жыл бұрын
They’re Canadian....and birth control exists.
@moochieb1209
@moochieb1209 4 жыл бұрын
I found so many gems in this video. My favorite is when they were discussing meal prepping in relation to mental energy and discipline. They seem like they are so in control of themselves and not swayed by their emotions. That’s fantastic
Family Man Retires at 39 - Extreme Early Retirement | FIRE
12:55
Exploring Alternatives
Рет қаралды 1,3 МЛН
EXTREME Minimalist Living With ONLY 47 Possessions!
10:21
Exploring Alternatives
Рет қаралды 770 М.
Happy birthday to you by Secret Vlog
00:12
Secret Vlog
Рет қаралды 6 МЛН
Trapped by the Machine, Saved by Kind Strangers! #shorts
00:21
Fabiosa Best Lifehacks
Рет қаралды 39 МЛН
How these penny-pinchers retired in their 30s
9:29
PBS NewsHour
Рет қаралды 6 МЛН
Why I Stopped Spending Money ~ Extreme Minimalism
8:21
Connie Riet
Рет қаралды 140 М.
Minimalists: Living with Less
8:04
SBS The Feed
Рет қаралды 821 М.
WHY LIVE a SIMPLE LIFE  - How Much is ENOUGH?
10:30
Reflections of Life
Рет қаралды 1,7 МЛН
How I Saved $380K By Age 29 To Retire Early | Fired Up
9:30
CNBC Make It
Рет қаралды 436 М.
Frugal People Never Do These Things
12:31
George Kamel
Рет қаралды 414 М.
Кто же съел наши пирожные?👻
0:52
Myron Iron
Рет қаралды 2,3 МЛН
Лестницы для слабаков
0:30
ПРЕМИЯ ДАРВИНА
Рет қаралды 3,7 МЛН
ЯПОНЦЫ помешаны на правилах: Что вас ждет в магазине?
0:14
Собиратель новостей
Рет қаралды 2,8 МЛН
Trend APT a pa chi - Mọi người thử chưa #gaufamily
0:13
Gấu Family
Рет қаралды 13 МЛН