Family of 3 SURVIVING on Rs.40,000 in DELHI | Fix Your Finance Ep. 52

[@sadashivnayak8587]

Hello @Anshumanfinance, please also create episodes where people who taken suggestions from you have implemented it and how it worked out for them

[@Storiesorator]

He can start investing some amount monthly in Sukanya Samridhi yojana fir his little daughter. Decent returns + a decent corpus in next 10-15 yearsfor his daughter to study, college etc..

[@ashutosh0011]

One of the best video on your channel. The way you forced for saving felt like that you are really concerned about him. I recently did the same thing with one of my colleague and it felt good. Although I am very late for investment but trying my level best to improve my situations and if possible others also. These types of videos surely do help. Thank you!

[@logan4441]

Very good to hear you help your colleague with your financial knowledge, can I ask you what is your age sir?? And how much is your net worth as you said you are late in this game of investing

[@ashutosh0011]

@@logan4441 I am around 35 having net worth somewhere between 10-20 lakhs.

[@vivekreddy8682]

WHAT ABOUT MULTIPLE CASES OF OLA WHERE IT CAUGHT FIRE....GOOD EPISODE ANYWAY 😅

[@garyrajpal]

That’s not part of personal finance 😅 But this guy made a good decision of buying an old scooter

[@Mr.thakur_saheb]

Yess

[@piggydutts7178]

May be we should take health tips from him.. he looks very charming and perfectly fit compared to people of his age..

[@rahuljaat8967]

He is defence personnel … dat s why

[@ArunKumarGumber.]

After seeing your Ola advertisement, I would like to say some bad words. Ola is having so much problems and you are promoting the same. People would abuse you for sure who would purchase Ola after hearing you.

[@raunaqjuneja3533]

He should cut his expenses slightly n do the following Shut the daughter investment policy n with that start an SIP of 5k per month for the daughter (paying already 8.3k per month) Also by saving a further 3-4 k should increase the SIP from 1100 to 5k for his own investment journey should also focus on completing the car loan and land loan with in the next 3 years N build an emergency fund of 2L his monthly expense will be under 40k … 10k will be saved n 10k will be in SIPs . Also there will an increase in salary

[@vighnesh._]

such a polite guy and keen to learn as well!

[@JSKing-od3rb]

as a govt job employee he doesnot need to save much like private employees he has job upto 60 years he will get more than crore in pension fund and additional pension of half of his salary at that time

[@MithunDhar88]

After 60 years what will be the value of 1 Cr?😅

[@whatever3041]

Once he turns 60, 1 crore value will be same as 10 lakh value today.

[@LonelyRacoon]

​@@whatever3041 At 6% inflation, it will be worth 2.4 Lakhs after 60 years. I am not from India so I don't know where the government brings money for the pension but if pension plan is somehow tied to the market it will definitely hold its value. Also, the pension is based on the contribution (I guess value of the employee aka his cumulative salary from the date of joining to the date of retirement) which only increases as he climbs up the rank. I think the pension do get revised after certain years and it is increased.

[@whatever3041]

@@LonelyRacoonHe is around 30 right now, he will retire once he is 60, not once he is 90. I said once he turns 60.

[@LonelyRacoon]

@@whatever3041 Acha then the value of 1Cr. will be around 29.3 Lakhs in today's money at 6% inflation. Still a respectable amount.

[@dhananjayvaish3276]

21:00 , first time Anshuman boss ko ese smjhate hue dekha h , good 👍 "Aapko apne kharche kam karne padenge"

[@Ayush-yn3np]

60k rs income and 14 lak rs car😕😕 where did he get 8 laks for down payment?? And also the plot down payment of 5 laks

[@JSKing-od3rb]

i make 70k as salary i have 15 lakhs saved at 24 age so its possible

[@Radhe__Krishan]

It is easy if a person doesn't have any other financial burden.

[@venu1417]

He is working from past 12 yrs

[@souma321]

It is possible when he didn't have a family responsibilities

[@sumit6190p]

Bhai dahej bhi to ho skta hai.

[@sdw10]

It's highly unrealistic to invest our money with 10% increment every year, as it'll also imply compounding. Example: You invested 5000 in 1st Year. It'll be 5500, 6050,... in the 2nd & 3rd year respectively. And by this way, it'll be 13000, 33000 & 87000 by 10th, 20th and 30th Year.

[@shubhamrawat1654]

Woi toh salary 10% kaise grow ho Sakti hai

[@aaaryansharma]

Bro I'm very very impressed with the insightful content that you & you're team is creating. KEEP UP THE GOOD WORK! ❤👏

[@ECONIX-qg3ii]

Jai shree Ram

[@amirsuhail182]

My main philosophy in life is "Every person on the entire planet is trying to con me". Just take every decision thinking of this. It will save you a lot. Especially from these insurance agents, loan sharks.

[@Ryan1987]

Only lesson we need to get it from here is we need to have good financial education right from the beginning of your academic years!

[@randomthingas2667]

Interview someone working at ongc making 20 to 40 lpa

[@rituparnadutta539]

Itne jyada package freshers ka ONGC mein

[@cbazxy2697]

Recommend someone if you too eager. Encase if you haven't realized mostly its the people that approached him and not the other way around, so be patient.

[@randomthingas2667]

@@cbazxy2697 I am , I love his videos and hence the eagerness . Although you are someone , I don't like !

[@krishnakoti6256]

Ok

[@Ur.Cristiano007-official]

You can take interview of me 😂

[@hazy76]

He got 3.5L as stipend, after all deductions during training phase. With full health insurance Give this video to Murthy who asks everyone to work 70hrs/week and gives his freshers 3.6L annually in Bangalore

[@tejaswkumar1944]

hey anshuman =, the table in OPS vs NPS shows pension under OPS is Tax free , but as per my knowledge it is taxed at same rate as salary, kidly confirm it

[@PhDLaw]

Yes. Ops is taxable

[@Bravinbhaskar]

Fix your finance Ep 52 ❌❌ Ola S1 Ad ✅✅

[@Mr.thakur_saheb]

😂😂

[@santoshrocky7140]

Hello bhaiya one small request do video with the business man also about their income and expenses means job vs business lifestyle which is good it helps a lot of people in their finances

[@arvind.negi.56]

Very nicely covered every aspect...if possible interview old couples and how did they invested

[@SaysMaverick]

Interview someone from state police force, that's where the real struggle is low pay, over working and no appreciation

[@aditya-ml6km]

"low pay" ??? "struggle"??? Tell me a place where the police are respected?

[@ashutosht10]

Under the table payment ka kya. Corruption is over the roof in state police.

[@modellocomotiveworks2215]

​@@ashutosht10 But we can't deny the fact that salary is less

[@aditya-ml6km]

@@modellocomotiveworks2215 salary is not less. If the salary is less than do not join the police. People have so many unrealistic expectations because of social media. The salary is good enough wrt the ppp of India. You all look at the salaries of software developers who are paid in dollars and compare that to other sectors. Like seriously??!!! If you earn more than 54,000 pm then you belong to the top 3% income earners in India.

[@zeda0w]

first of all thank you OLA for sponsoring such a great show!! My colleague bought OLA s1 Pro gen1 for his father they're saying 6k monthly on fuel cost

[@Systemreboot96]

6k monthly on fuel cost ? Chaand mai leke jaate ho kya scooter ?

[@mr_anand_parekh]

Battery price dekha he? Petrol .. EV is almost same for short time..

[@Mohitsingh25X]

gadi bech de bhai ! usse car loan and plot ka loan close karde . baki bache paiso se choti gadi lele .uske bad jo paise emi mein laga rahe the mutual fund mien lagao . 10 saal mein kaafi profit karloge

[@ourworld86]

Bhai aapne just 60k ki income pe 14l ki gaadi khareedi....that i think was a major blow...ek hatchback lete 5l ki baaki daughter ke liye bachate

[@VijayaJoshi143]

Hi Anshuman, gpay has gold locker .. please explain how it works and other options to buy gold

[@sayanbiswas_sports]

Finally a worth watching episode

[@TheNaveid]

battery ka expenditure must also ever be disclosed ! after 5 year of ownership plus what is maintenance cost per year ! because according to me these scooters wont survive a decade ! or 50K km

[@whateven6394]

ola scooter catches fire, seen so many videos

[@VaibhavOp]

ola ka service bahut karab hai bahi sochlo mera scooter 2 baar bandh padgaya 2 months laga repair hone peheli baar dusri baar 15 din. panel gap hai bekar fininshing hai sochlena badhmee regret na hoo

[@sohomsaha8793]

At 30 years of age he bought verna. What an abnormal decision! In his income, he can afford tata tiago and he pushed himself to verna which is double of amount.

[@hAwdc]

He Is a govt employee. Rational is least expected from them

[@rockstarpintu]

You forgot to mention one charge in ULIP: Mortality Charge. It increases with your age. 😇

[@pratikqr1132]

Please 25 se 30 hajar wale logo ka bhi interviewe lijie

[@truthseeker5134]

9-5 job with a guaranteed pension post retirement..that's the job u wanna get.. 🤩

[@selvasiva7822]

9yrs service, how he is coming under old pension???

[@jeevansatav]

We've been scammed by one of the leading Bank person by selling ULIP'S policies... In which we have incurred loss of around 3 Lakhs and 6 years of TIME loss.

[@ritwikverma2463]

Hi Anshuman , please bring a video on your weight loss journey

[@YT_M12]

Add this question in your fatafat round , what will you do for yourself if you have an unlimited budget? ,mens ke liye always parents ya family matter karte i can guarantee the'll still do something for them only 💎

[@Saransh.m]

He's 30 and old pension scheme ended in 2004 so how is he on old pension scheme? Did he start working at 11 year old? 😅 Also, no he isn't giving his life to work. He has office job. Having respect nonetheless but these things are incorrectly represented here.

[@Mohitsingh25X]

in a war like situation he will be called on front line irrespective of his clerical job , even after retirement he can be called for duty till 5 years if country demands it .

[@KishoreKumarNKK975]

@@Mohitsingh25X perfect currently he is in peace posting and next posting would be in field that is onboard

[@harryrawat2842]

​@@KishoreKumarNKK975 after Agniveer scheme its possible after 4 years of service

[@aditisharma-xv9tf]

Hi Anshuman, can you please review reliance nippon bluechip savings plan

[@adxgreen2307]

Indian hot climate Mai jo aag lagegi ola mai vo to batao bro

[@At_Jaynt]

Bring more govt servants

[@dhruvagarwal7012]

sir kashmir ke plot ka area tho lelete 9 lakhs mein plot hai agar acha area hai tho he should not sell out huge potential hai kashmir ka in terms of tourism growth and returns

[@nelaticketfilmreview8056]

What about battery in long term?

[@AgreeWithKT]

10k ki saving mein bhi mutual funds kharidoge? Please have a bank balance equaling to 12 times your monthly expenditure first. Please invest in PPF first. If you're able to save 1.5 L in PPF every year ..then go for mutual funds. Because your PPF's value will never go down...mutual funds are still a risk. So, risk lene se pehle safe investments Puri Karo.

[@rajshah7629]

Too many ad placement in content like for ola.

[@AbhiRaj-zg1np]

Unko karne ki jarurat nahi hai ..wo centre govt employees hai pension retirement fund security sab milega ...

[@Abhishek-jk9zp]

9500 me kahan decent locality me ghar mil reha h bhai Delhi me, ye bhi bata do yaar

[@avikgupta44]

I also want to know the same xD

[@vineethr9408]

Pls add English subtitles

[@srinivasang1062]

+1

[@senthilkumaran8103]

I want to take Tata Samporan suraksha plan by investing 7k per month. Can I proceed ahead??

[@senthilkumaran8103]

For Investment purposes only

[@shivamx008]

ev scooter apartment charge kaha karunga, ab sab ke parking area me personal plug point toh nahi hota na

[@vinivasant3505]

Pls. Share some investment plans for kids.

[@SatendraYadav-rb2un]

Well Anshuman - I understand that you’re running a channel but please request you to give honest advise to people about money management..with compounding also suggest people concept of “present value of money” and “inflationary aspects” on investments as well. I am sorry to say, 99.9% Indians don’t consider these concepts while investing, thus, they just gamble with money, nothing else!! Example of 5000 rupee with 10% increase every year was really funny with assumptions that people will get raise in salaries at constant rate, is it pragmatic view in finance?? when you add these above fundamentals, Tell me would 3.05 crore after 30 years would have any significant value? The answer is NO!

[@ajinkya3780]

Yes 3 crore would still have significant value. If we consider inflation to 6% per annum for 30 years still it 3 crore after 30 years will be like 66 lakhs in today's value. Since 66 lakhs is lot of money for today's survival, similarly 3 crores will be in 30 years.

[@Zero-qe1ke]

Policybazaar ne becha hoga ULIP. Damn.

[@dheeraj648]

bahut jyaada pressure le rakha hai bhai ne, emi bharte bharte life nikal jayegi , jioge kab.

[@hazy76]

Advantage toh chilla ke bole uske samne. Utne decibel pe disadvantage bhi bol dete uske saamne

[@AkashKumar-ts4iu]

After 30 yr , 3 cr value will be very low

[@kannadagamer1512]

Those guys are the biggest scammers they will just see to that we get scammed one or the other way . I was also sold the same plan and had lost amount becasue of these Sales persons

[@bhrajishna]

Electricity free milta hain kya. Ola ka running cost nil bol rahe ho 😂

[@subratadas7990]

Ev has electric cost but lesser then fuel

[@KetanPatil22]

Bhai interview kam aur ad jada banate hai aajkal...

[@HarshJain-sl6pq]

​@@karanvirkapoor8739ola scooter**

[@ShivazLeh]

Aggar Ola Bangalore mein loge toh electricity bhi free hai.

[@leftarmorthodox]

Lol

[@abhisheksejwal]

Market market . Ye aur lamba jayega

[@randomthingas2667]

Respect Button ➡️

[@eelamtamil7621]

I am from SriLanka, don't know Hindi. English please

[@Gauravbedii]

Bhai tune tho uski 1 saal ki salary 1 mhine mai nikal leta hai

[@NeerajSharma-rc1zw]

Electric scooter mat lena kharab ho gaya to roj taxi ke paise pay karne padenge aur mahangi

[@CharitarthVyas]

Bhai aapka audio theek nahi sunai de Raha hai. 1.2.3...mic check Kiya kijie 😅

[@abhinavjanghel2008]

Pls interview nabard officer

[@AshokSahoo]

bhai shirt kahan se liya?

[@AyushSharma-td6jj]

he is from jammu why you are mentioning kashmir as his home town.

[@Binaykumarjha1502]

1150 ki sip pehli baar suna 😅

[@NoviceDataAnalyst]

Bhai andaman aaoge toh batana

[@pranavingale5690]

Interview someone from RBI

[@nakul88]

Come to Dubai

[@shivanshushrivastav9797]

Interview of psu employee

[@gauravdhingra8113]

40 hai ya 60k salary?

[@abhishekKumarjha620]

60

[@last_minute_film]

Bhai OLA to fatt rhe hai

[@Amittraajpoot]

Biggest Mistake is car

[@sandeepintown]

This seems like paid content from Ola..

[@kakashisenpai99]

Ola ka service 😅

[@sdey88]

Dream job kar raha hai Banda ...😮😮😮😮

[@mehmeetdhar7618]

he is so hot thou 🔥

[@TelecomGyaanchannel]

Sachin is very hot

[@dr_nikorandil]

Bhai this guy is so hot 🥵👀

[@NavinJoel-m4u]

Abe ola ke kele 😂😂

[@testname2635]

Sadly, your timing couldn't be worse :(

[@adityakolhatkar8703]

Why?

[@sarthakjain13]

Buy a better mic pls

[@rupeshgawas4905]

Ola Faltu hai

[@broHanSolo]

OLA is trash. never buy.

[@amitagarwal2243]

Ola bike is horrible..its front wheel breaks...so think 10 times before you buy

[@namananand787]

bohot paise bana liye bhai na OLA ka ads dala hai

[@Lodulalit99]

😂

[@utkarshsrivastava313]

Mai First, Mai First