Dark Reality Of Going To US To Make More Money | Ep 25

[@tisha8253]

My brother who lives in America for past 10 yrs, clearly told me if you earn good in India ,have a roof, can fulfil your needs and go for a vacation once a year then don't leave India.

[@Cbzprime2024]

Why bro ?? Whats the reason he is saying like that

[@debojitmandal8670]

That's the problem you cannot or it's difficult to get a permanent or own a roof on your head even with a salary of 1 lakh per month

[@amitgreat975]

​@@debojitmandal8670 give me the 1 lakh per month i will give you free food,stay and basic needs

[@AbcDef-el9jl]

Grass is always greener on the other side

[@ankitkalkhor]

​@@debojitmandal8670 dada kya kar rahey ho tum Aisa ki Paisa uddja raha hai....do u really know how much is 1lac per month valued......still in India.

[@tonysilke]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments.Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

[@Nernst96]

If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.

[@PatrickLloyd-]

Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.

[@PhilipDunk]

@@PatrickLloyd- Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.

[@PatrickLloyd-]

Sophie Lynn Carrabus is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

[@PhilipDunk]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@yogicwisdom929]

I left India 7 years back. I had a loan of 1.2 crores from Indian banks after buying two properties. I still work for the same company and in the last 7 years have cleared my Indian loans and have saved USD 500K which is the equivalent of 4.2 crores. If I had remained in India, I would still be paying my EMI's with hardly any savings. Living in America has made me very financially stable.

[@suksh92]

It depends on how much you earn in that country. I believe you would be earning more than $150k/year.

[@tkh_telugu]

@yogicwisdom929 How you have went to US? H1B or what other channels we have for a 6 years experienced guy who got married and having 2 kids?

[@CZ-wc5yh]

What do you do for work?

[@archanamahendrakar8715]

Well in 7 years he says he was able to save 5.4 crores, that means he was saving approx 77 lakhs per year, which I seriously doubt after taxes and other family expenditures. Don't go with his numbers

[@Prem-f2u]

Its fake or its just plain lucky yet another FAANG / NVDIA story !! Coz I did same thing 7 years and the average, folks in my batch are running back to India !! Coz 1> the have lost job and they were H1b 2> No way avg soft dev makes lot can keep it, considering cost of living + taxes ( higher income higher taxes ) 3> Scope in India is considerably better right now, lots are guys are easily making 50LPA specially US returned ones and no issues with Visa + can live close to parents I think most ppl, Indian specially should not at all consider US for migration or job or money.. coz India growth , my old PF grows like 8-10% annually thats impossible in US until you are lucky and are able to gamble. Dont fall for this kinda story, Even if its true its one of that super lotto story, when everyone lose for one winner.

[@enbofficial3044]

We Americans are absolutely clueless on how difficult it is to move to the U.S. for anyone not born here. Unreal.

[@gururajsuresh4351]

U ppl are also clueless on difficulties/ hardship one has to go through outside us. Mental health isn't even a thing for us. But u guys are busy changing ur gender and complicated relationship with depression and therapist.

[@tamratpremium3450]

So difficult.

[@tamratpremium3450]

I mean Too

[@sangeethsagar]

It's for the good of US citizens, the more the population, more the issues to deal with.

[@hatimtariq8712]

@enbofficial3044 Is it financially good there in the US

[@AnissaT.Roller]

I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.

[@LoriR.Wilson-uo8sh]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@SharonA.McClary]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@DanielA.Slayton]

Mind if I ask you to recommend this particular coach to you using their service?

[@SharonA.McClary]

Leticia Zavala Perkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@JermaineW.Hoskins]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@maan1604]

In India I started working in 2010. I don’t own a house. Paid the loan we took for my sisters marriage for 5 years. Got married in 2015. Took 12L loan for my marriage. Paid 6L loan in 4 years. Moved to US 2019. Paid the remaining 6L in one year. Saved 1.5 cr in 5 years ($100k in retirement and $100k in bank) . I’m not even working in a top tech company. I don’t own a house in US. But I go 4 trips a year within US, not stingy but spends casually. If anyone says don’t come to US, he is lying. Come to US and your life will change. Canada is now a mess though.

[@Yash-le8vj]

True, I am facing the burnt of Canada. Sadly, things have changed greatly after pandemic in Canada. Many business shutdown leading to less economic activity and jobs.

[@drshankey8043]

Boss, please tell how stingy life you stayed all the while and what is your Credit card debt now? Don't give unrealistic hopes!

[@maan1604]

@@drshankey8043 I don’t have to be stingy to achieve this. 1. If your company matches 6% in 401K and if you do it for 5 years and put it s&p500, you would have $150k by now. I’m doing it for the last 3 years and I could do $98k. 2. I do swing trading and make at least $10k every year. I hold stocks at least for one year and make it a long term holding which reduces capital gains tax to 15%. This mounts to $50k+ as of now. 3. I get at least $1000 in credit card rewards which I use for two trips every year. 4. If you do all of the above, you just have to save $800 a month to reach another $50k in 5 years. I have two cars which has a combined worth of $65k as of now. Of which $50k is on auto loan. I change iPhone every two year, i can sell all the gadgets I have for $15k. And you call me stingy? If you’re so dumb, you will be a bigger where ever you go. If you’re in US and say you can’t make money, you will be one of the dumbest person.

[@Citizen2943]

1.5 cr in 5 years if the plan is to continue in the US is at the lower side to be honest

[@9940114158]

True this no one tells

[@lawclerksanbar3790]

My uncle went to the US in 2011 and he's settled down there with House and children born there. His wife used to work as maths teacher now she's data scientist in a hospital in ohio. They came back to India for holiday last year. God, they always acted so mighty but now he's acting as if he's god from heaven to grace us in our chawal tier 2 city life. I hate him because of how he treats my mother. If I asked him if there's any possibility for me or my sister to come and work in us. He will always say people like you can't come and succeed there. I wonder why is that. So don't trust people who made it there, they just gate keep the opportunity

[@abdulwasay1750]

I am not surprised . Desi relatives will never support you coming abroad . It’s this weird jealousy factor . England USA na ao kuch nai rakha par Han hm wapas India pakistan nai aenge

[@alystero8838]

​@@abdulwasay1750 so true!

[@Keepontravelling]

Just ignore. Most people do that. Are you thinking of applying for an F1 visa? How will you recover your tuition fees? The green card process is very stressful for those whose priority dates are post 2009. H1B is not a guarantee. It's a tough job to maintain your legal status till your PD is current. Ohio is a small state and it's snowing for 4 months. Houses are very cheap in all 🥶 states. He won't be able to buy a home in the big cities of India. Any average person in the small states of the USA have a home/car/pool etc because it's easy. It's very easy to settle in neighboring countries like Canada (very cold & job market is bad) Mexico (unsafe). If we had planned infrastructure and no reservation system in India life would have been good.

[@Keepontravelling]

Except the bay area one can easily buy a home/car etc. in any state of the US if have an ok income. Because this is a planned country everything looks great. In the current market your uncle won't be able to buy a big home in Mumbai, Bangalore, Pune....

[@RockyBalbova-d3b]

He is wrong. When

[@whatever3041]

Yes, there is teacher shortage in the US but that's because it's the worst job in the US. You are overworked and underpaid and have to deal with rowdy students. Teacher salaries are very low in the US, you won't be saving anything on that salary, plus your mental health will be completely ruined.

[@sandeshbhandare7238]

Have you worked as a teacher in USA

[@tanyatango4197]

Well said. My jaws dropped when the guest presented it as a cool option and earning 45-50K as good salary. Teachers are leaving jobs 'coz they can't afford a decent living that is why so much shortage.

[@blitz1nithin]

schools are more hazardous environment to work then a marine posted in middle east.

[@user-eg3zs6oi7c]

i am a public school teacher in New York City. VIOLENT students. i can give many many stories. one day while taking attendance, a kid threw an m&m's candy at my head. another punched the art teacher for trying to stop a fight. i can go on. if it isn't the kids, then you wil deal with racial/office politics. it's NOT about professional performance. far from it.

[@tanyatango4197]

@@user-eg3zs6oi7c and imagine the cultural.differences. People who have no idea of how interactions work between teenagers vs adults in US coming directly from Indian culture of "teaching" and trying to gel with ultra sensitive crowd here. Geez its NOT always about money you guys there are so many subtlties in immograting to other countries. Be mindful.of how and when not just workarounds to.immigrate

[@Beatricegove733]

The current market/economy is unnecessarily tougher for boomers/senior citizens, I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

[@KaurKhangura]

Just buy and invest in Gold or other reliable stock , the government has failed us and we cant keep living like this.

[@Justinmeyer1000]

Yes, gold is a great investment and a good bet against the devaluating dollar, been holding some for awhile now, I’m grateful my adviser’s moment by moment changes in the market are lightening quick, cos who know how much losses I would’ve had by now.

[@brucemichelle5689.]

I envy you, I’m still trying to recover from losses I incurred in 2021/2022, who is this investment adviser you work with, I’m intrigued and I could use some quality guidance

[@Justinmeyer1000]

My CFA ‘’Aileen Gertrude Tippy” , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@brucemichelle5689.]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@rahulshah296]

An introduction to the person in the podcast would be very useful and will increase the credibility

[@TheManasmit]

He has immigration consultancy in Mumbai he is here to sell his products very smart marketing move

[@indiankitty]

Maybe but the way he explains, he is 100% knowledgeable compared to scamsters.

[@indiankitty]

What is his name?

[@jayshrimahajan2938]

Mr. Deepesh Deshmukh, founder of DD Global Consulting, a leading Immigration services company in India.

[@indiankitty]

@@jayshrimahajan2938 Thanks a lot

[@michaelwiebeck3]

The U.S. economy can actually get better if only the govt can start making better decisions for the sake of it's citizens, cos' they've really made life more difficult for its residents. Hyperinflation has left the less haves bearing the brunt of the burden. Its already eating into my entire $620k retirement portfolio. Like where else can we invest our money with less risks?

[@Rachadrian]

Just get a financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but I'm comfortable in my financial environment.

[@Olsontim21]

I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@Pconradsmith]

Who is your advsor please? if you don't mind me asking

[@Olsontim21]

Annette Christine Conte is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Pconradsmith]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@Jahnu_Shambu]

Now US inflation is too high and many East and West coast cities have become so expensive to live. Average costs of monthly expenses have doubled in 2024 compared to the costs of 2021. Minimum of $100,000 family income is required to just live in a small apartment home and have 1 car for a family of 3 (parents and 1 kid). Most importantly no one in the family should get sick. Once you have all these and when you sleep you'll get some meaningless dreams and nightmares about costs of education for your kid, costs of healthcare when you get sick and the worry of losing your job due to layoffs... that's called the American dream. I live in America and moved here 3 years back... Planning to return to India next year...

[@DhavalPatel-bi2or]

I bet you will NOT return to India.

[@aakasharya6918]

100k dollars is required in only newyork ,Boston and bay area .not in other states like Missouri ,Alabama ,Kansas ,North Carolina , Pennsylvania etc . Don't give half cooked answers . Software job is not only job in usa that there is no life without that your IT job . My sister is a lawyer there in Minnesota and for her 80k dollars per year is very sufficient to live a healthy quality life . She even bought house worth 400k dollars after5 years with her husband . Her husband earns around 60k dollars . So come out of IT mindset .

[@milindshesh3283]

@@aakasharya6918 Other jobs won't pay you well as IT jobs. Missouri ,Alabama ,Kansas ,North Carolina , Pennsylvania states wont give your those salaries of big cities. Moreover, layoffs are very common.

[@connectTheDots-yo2cy]

Spur graping at its best. Commenting from one of the filthy cities in india.

[@perinkolamchandrasekaran]

Comparing USA to India - you cannot just use money as the main factor ; there are so many variables as to why one may choose to come and stay here vs stay in India . I have lived in USA for 51 Years. Got two degrees , became USA citizen and retired after working for 40+ years . Raised two kids also . Comparing USA to India is like comparing Apples to Oranges. Lot depends on your priorities in life - what do you value most in life. Money is one aspect we all value . But there are many more important factors to consider - like lifestyle, safety, fair treatment , school and college admissions for your kids , cleanliness and good living conditions etc etc . We are very glad to have come and studied and settled down here and raised our kids here ( all kids settled in their own careers ). But it may not be a valid conclusion for others . So - there is NO CORRECT ANSWER to the above puzzle . There are pros and cons and one has to weigh the pros against the cons and decide what is RIGHT FOR THEM .

[@svk4543]

When I came to USA at age 27 in 1986, I made a list of points for and against USA: turned out to be 17 vs 18. Ultimately I decided it’s better to live in USA. Earn in dollars & spend in rupees!

[@rachana777]

For someone who was poor in India and came to USA then they will enjoy everything USA offers ! If you are already from a rich family in India, then it doesn’t matter !

[@bharatkapoor4062]

​@@rachana777Still matters after paying tax you get bad public transport bad healthcare bad education and infrastructure and roads corruption and most importantly quality of air you get in indian cities and USA ​@rachana777

[@asinh1100]

And hate for non whites andcrime by gun plus drug addiction 😂

[@Vthepeoplefirst]

Now quality of life and infrastructure has improved by a lot in India. People have money and spending it, so if they earning enough or as much as US there is no need to move.

[@rsphotographydigital]

Never seen anyone making such a video with true intent...such a valuable content

[@EstefaniaWalter66]

I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.

[@BradPaisley56]

Explore the option of engaging financial advisors, estate planners, or tax experts. Their specialized expertise can assist you in navigating intricate financial decisions.

[@BINDERANDREAULRIKE]

Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@fawnriverpuppyservices76]

Pls can you leave the info of your Financial advisor here, I am really in need of one.

[@BINDERANDREAULRIKE]

She goes by ‘Melissa Jean Talingdan’.’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@fawnriverpuppyservices76]

I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@fabioleonosorio2298]

I’m one of the few people that renounced to my Residents visa!! I found that my life was passing me by! Just working hard to live a very stupid materialistic life! Even your neighbour next door, is not interested in saying hi ! The streets & highway are full of zombies!

[@drshankey8043]

Completely feel for you. I am in the same boat. Will be cutting my GC soon.

[@saytas8302]

The wild west turned to dead west.

[@imranhussainfca]

And why would you want that

[@ppen8359]

Well. Life in India is materialistic too and streets in India are also full of hungry zombies.

[@vamseekumar9968]

I am a doctor from Los Angeles, About to get Green card soon. But I feel usa is not a place for me ( 14 years of stay in USA)and my kids. We should form a group to discuss the consequences of Returning to India

[@kooljb298]

I moved to US from India in 1994 to do my Masters but ended by doing Phd in Pharmaceuticals. I was dream and still feels surreal. Lot of hardships and definitely not walk in the park. I gave this country 30 years. Getting immigration was hard even in 90s and remembers the student visa, OPT, H1B, PR and citizenship pathway that took 10 years. Lots of stress and sleepless nights worrying about my jobs and immigration status in the country. Luckily unlike everybody else, I did not just rely on my job but build a real estate portfolio. Saved a lot (30-40% of my income) and invested in real-estate, rental homes and stock market. This has enabled me to retire this year at 52 yrs old with real estate portfolio that produces a steady passive income of $180-200K/year.

[@pbdivyesh]

Wow that's a beautiful journey, you inspired a 28 Year old!!!

[@pranaysharma9251]

Those were totally different times. Salaries for IT have infact decreased considering inflation. Only top 10-15 companies pay handsomely, with a very high risk of health issues / divorce rate. You should share things with todays perspective and not try to fool people with 200K as passive income non-sense.

[@rithikanand1544]

@@pranaysharma9251Trust me, once you retire at 52 and are earning 200k a year, you have more than enough time to maintain your health and spend time with your family. What does divorce rate have to do with anything??

[@WabiSabiz]

Cool

[@priuss6109]

​@@pbdivyeshToo late. He did in the 90s

[@leah3327-f8i]

Nice video coverage keeping up with current trends and strategies can help traders stay ahead of the curve and make informed decisions, It is important for beginners in trading and investing to understand that success in these fields requires technical analysis, emotional maturity, and self-discipline. Thanks to steve michael steele insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead

[@leah3327-f8i]

He mostly interacts on Telegrams, using the user-name,

[@leah3327-f8i]

@ steve_894⭐⭐⭐⭐

[@Stainje]

I’ve just looked up his name and found him without sweat, very much appreciate this

[@Gordon689]

Before i encountered steve michael steele, I was losing trades but his expertise in technical analysis, coupled with his effective risk management strategies, has helped me navigate the volatile market with confidence.

[@MaryElecto]

Thank you for sharing this valuable information. It will be especially beneficial for young investors with limited knowledge of how the market operates. Your concern is much appreciated.

[@CameronFussner]

I wish i learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix-- Go to school, get a job, and then slave your whole life. Many miss out on life-changing information that could have great effect on their finances. I played with the stock market sometime in 2020, and I was surprised at how well it turned out. I want to put in $90k more into the market. I heard people are making really great returns despite the downturn. Any recommendations?

[@fadhshf]

Avert too-good-to-be-true con tricks. Consult a fiduciary counselor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

[@hasede-lg9hj]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@LucasBenjamin-hv7sk]

@@hasede-lg9hj How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@LucasBenjamin-hv7sk]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@hasede-lg9hj]

Annette Marie Holt is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@DonaldMark-ne7se]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@kevinmarten]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@Jamessmith-12]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@JacquelinePerrira]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@Jamessmith-12]

’Carol Vivian Constable’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@JacquelinePerrira]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@ramanpal81us]

Jobs in US are depleting, salary is going downward, inflation is rising. Its only a good option if one wants clean air and lesser traffic. But then in 40s you start missing India and people back home

[@dsdsdsds88888]

Well said

[@ruppatel81]

True

[@akashghorpade93]

Best explanation ever❤

[@CuSeer]

I came back at 35, happy to have done that....not saved any....I can live with lute means....india not bad, good jobs here too

[@adavikolanupani1]

Everyone’s perspective is different. I have been living in US for more than a decade. Very steady job. Earn more than 1 cr per yr. No decline in salary. If usa looses jobs eventually india will also lose jobs. Infia doesnt run by itself. Its a complex web internationally

[@NimaOmaisj]

Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.

[@ScottBruceman]

Most people either do not understand the power of compound interest, or are just impatient. For the average Joe, however. I think it is just best to invest in the S&P 500, and just wait, which is reliable, albeit extremely long-lots of years. Or just use a professional analyst and speed up wealth creation. Most people underestimate the power of the latter

[@PeterSimpson-mg9gg]

BRICS seeks to create a new currency, considering gold's historical role as a store of value and medium of exchange. However, the functionality and acceptance of a gold-backed currency in the current global financial system are uncertain. Creating a new currency requires careful consideration of economic, political, and logistical factors.

[@harryrobot851]

Gold and copper remains the best investment to venture in, especially as a beginner, it’s not always affected by the downturn of the market

[@FrankBrook-js9yh]

The discussions and proposals surrounding BRICS nations' potential use of gold are intriguing. People choose to buy gold for various reasons, such as its historical role as a store of value and medium of exchange, its potential as a hedge against inflation or currency devaluation, and its relative scarcity compared to other commodities. Gold also offers diversification benefits to investment portfolios due to its low correlation with stocks and bonds.

[@DavisFreeman-nu1cu]

I find gold investments reliable and aim to buy more to recover losses. Silver is also a good investments but differs from my collectibles. Clear investments goals and education are crucial. I work with Patricia Strain a SEC-regulated financial consultant. Starting with modest investmentss, I accumulated nearly $799k over time.

[@Sonin-e5y]

From this podcast, I understand that one of the best countries to be in is India itself! Invest in education, skills, and soft skills, move to an urban city to enjoy a better lifestyle, spend wisely, invest correctly.

[@pgreddy-r5p]

came to US in 2010, started earning in 2012, currently my net worth is 25 crores INR at age 35..i would have never achieved this staying back in india. Once i hit 50 cr in next 5-7 years easy peasy early retirement in india

[@aniksamiurrahman6365]

That's like 3 miilion USD, much more than average 35y/o Americans make. So, you sir, is above average. And this doesn't exactly apply to everyone.

[@debasisyou]

All the best. Good luck with FEMA

[@nikhilv6]

Beware if DeDollarization

[@pgreddy-r5p]

@@aniksamiurrahman6365 what i am trying to say is coming to US early, landing a high paying job and investing in real estate and stocks can set you up for good wealth, along with rising dollar rate...its doable with half the effort one would have to put in india...

[@arhanraakesh8052]

May I know what job pays you 35 crores

[@Appy_patel]

I came to USA when I was 24. Now I am 33. My recommendation - Come to USA, Make money with intent to go back. So you don’t spend on unnecessary things. Once you get your kids US citizenship (By giving birth in USA), Come back to India with loads of savings. Invest in real estate where you can get fixed income. I would say around 60-80k per month. Start business or work for MNC( easy to get job with USA masters and experience) Enjoy all festivals and go on vacation 3-4 times a year. Your kids have choice if they wants to go to USA and live there

[@PoojaVaidya1111]

hi

[@Appy_patel]

@ hello

[@no17060]

They are changing the rules of citizenship for immigrant kids born in states

[@Mikel_7595]

Left India for Australia in 2017. Became Australian Citizen in 2021. Bought my first house in 2021. Bought 2 more investment properties (rental houses) in 2022. Planning to buy 2 more in a year. In 11 years of working in India in Bangalore as a software engineer, I was able to buy a plot for about 30 Lakhs and was able to pay off with my withdrawn PF when I left India. In 7 years in Australia, my net equity position is more than $1M AUD. I agree with what he says, it has become pretty hard to get Australian PR now, especially since 2018.. The jobs are not great if you are in IT or software, as not much innovation happens here. But, but, if you have got the hunger and desire to succeed, you can because people are drugged by the comfort and abundance. They don’t feel the need to work hard to succeed when they can get by comfortably with minimum effort… whereas in India you need to work hard just to survive and have basic comforts.

[@jen_81]

If you don't mind me asking, Did you go on student visa or some other route? How did you manage to get a job there?

[@vetiarvind]

Sound like BS honestly. Australian property market is so heated up lately.

[@kaushalgajjar7095]

Basically l, you bought 3 properties in first 5 years in Australia and 2 more in next one year ... You must have won lottery I guess

[@anubhav111196]

People in US are crying about how expensive everything is and people in india thinks moving to US will make them rich

[@Someone-ts9rj]

3 bedroom 2500 sq ft house price LA -8 cr(Average income :80 lpa) 3 bedroom 1500 sq ft house price in Mumbai-8 cr (Average income:3 lpa)

[@sankkham]

Power of money laundering in Mumbai. Hence most mumbaikars go abroad and then buy properties. @@Someone-ts9rj

[@uTube00789]

Bruh, I live in US. I personally know people saving $150K in NYC, ~13 yr exp. I am talking about savings - post tax, monthly expenses, travel. You can earn that much in big tech companies.

[@awesomekj5812]

@@uTube00789 key word is big tech companies ...not everybody gets to work there.

[@MrChandanc9]

People paying high taxes are getting peanuts sent from US generally

[@kidsplayingandlearning690]

If you stay in india and keep investing, the life becomes very comfortable.

[@Curbalnk]

I’m 55 from Sri Lanka but worked overseas in USA all my life. I have savings of $1,000,000 and I'm ready for retirement, only concerned about the soaring inflation. Is this enough to retire comfortably, or do I need some sort of money management??

[@velayuthman]

Glad to hear from another buckeye! comfortable retirement depends on your lifestyle...

[@greekbarrios]

I would get money management just in case. You’re only 55. I think the average life expectancy in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!!

[@kashkat987]

I’m quite lucky exposed to personal finance at early age, started job 19, purchased first home 28. Going forward, got laid-off at 36 just after covid-outbreak, and at once hired an advisor with grit to help stay afloat. I've been fortunate enough to achieve a 10x return compared to my previous efforts as a DIY investor, summing up nearly 85% ROI as of today.. My best so far!!

[@blaquopaque]

@kaskat987 bravo! i'm 46, inherited money from a childless relative and traveled overseas, got married to a lady almost my age, but the only issue is how to preserve and grow my wealth in view of retirement, can your advisor be of help please?

[@kashkat987]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@Dudley18]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

[@Archie-df3up]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@วิทยาคงกะพันธ์]

Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been months and counting and I've made approx, 650k net from all of my holdings.

[@Amelia-oo6xf]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@วิทยาคงกะพันธ์]

Evelyn Jonathan Financial is the licensed fiduciary I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@Dudley18]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@nishantmehta]

Lived in usa over a decade. Its an amazing opportunity. Even if you work in usa just for 3 years, it is going to be a major upside compared to working in india.

[@kaustubhdeo3143]

Gujjus die to move out of India anyway, no matter what, and are ready to undertake illegal means.

[@praveenkumar-yo1xg]

This is honest sharing.

[@thx514]

Thanks for sharing

[@vponnuru]

@@praveenkumar-yo1xg so if he says living in India is bad , then you will believe him?

[@prashanthnatarajan89]

The EB5 process explained here has been over simplified. Suggest taking time to go through what the actual asks and risks involved in going down that path are.

[@yourharish]

I lived in the usa for 7 years. Loved the experience. But came back to india 8 years back. I would have saved more there. But i love that my kids grew up here next to their grandparents. Opportunities in india also multiplied in this period. I actually see enormous salaries in metro cities. So where you live in india or usa really matters, as that has its own culture climate. Evaluate all options, talk to people and take a call

[@muddassirfareed8996]

From money perspective only, where would you save more ,as you have experience of both sides?,

[@yourharish]

You can save more in India for the same role and experience for sure. You have a lot of factors you can control like cost of rent and food here

[@VishalReddyDonthiri]

I had a Root canal treatment yesterday and am awaiting some crown procedures here in the USA. Even with a good dental plan, It still cost me 1000$

[@msdadsfsx]

That's like 1000 rupees only

[@Killua006]

@@msdadsfsx😂

[@WaveRider1989]

Dental is abig jssue. I would recomend to get treatment in india if you can. I know mexico has large dental medical tourism from US

[@VishalReddyDonthiri]

@@WaveRider1989 I'd love to go visit India and get it fixed. But there are some visa constraints and other work-related reasons and hence I cannot travel.

[@enduringwave87]

@@VishalReddyDonthiri nice joke. if there's will, there's a way

[@Komal_US]

I came to US in 2008 and got my GC 3 years back 😊 I am just relieved by the hassle of renewing H1B every 3 years.

[@warlord5488]

is future looking promising?

[@AlexandraGray-t4]

The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.

[@CaryTriana]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@SylviaJoe6]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@KarinaMilan4]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@SylviaJoe6]

Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@MichaelAD222]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@iamat33]

Have a tonne of cash saved in India and moved to usa when I turned 50 two years ago since my company wanted me to handle a global role. Came with 0 dollars in my pocket. Been here two years , bought a house 15 days after landing. Paid up 65% of the house already. Will be debt free in a year. Lifestyle is expensive in the usa but if you are successful, smart and well paid - the sky is the limit. Wife moved from being a teacher in India and earning a pittance to saving $100 k in less than 2 years ! Son trains tennis full time at an academy and studies in an online school for athletes. It all depends on what one wants and what one is looking for. I don’t regret my move but Will defly return to India post retirement

[@counterpoint9260]

life in USA is empty and materialistic..

[@iamat33]

@@counterpoint9260 not true - like I said , depends on what you are looking for. You can’t come here looking for spirituality or comfort in your twilight years….. you work here , you travel the country , you make money and you get back home when you retire !!!

[@netalmarothiya]

What are the options for teachers in US.. would you suggest finding a new career path?

[@iamat33]

@@netalmarothiya yes absolutely - they are the least paid. My wife has two degrees so she moved back to corporate accounting.

[@WaveRider1989]

​@@counterpoint9260life anywhere is what you make out to be. You can make friends, connections and have many activities of your liking in US.

[@Mazel4]

After so many struggles I now own a new house and my family is happy once again everything is finally falling into place!!

[@Mazel4]

In times like this you need a good expert like Claudia Vechi Nesse to help you get through.

[@Mazel4]

the economy hardship, recession unemployment and the loss of job caused by covid pandemic is enough the push people into financial ventures

[@Mazel4]

Trading without professional guide...Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders

[@Lve_4578]

I just looked her up on Google dude and she's a licensed financial advisor xx

[@Mazel4]

There is her line 👇👇👇

[@sapanavarani9747]

This interviewer is so well mannered & decent to not ask silly questions like Raj Shamani & Beer Biceps

[@rolwynjohann9645]

5x about wealth is all that matters , not 5x of holistic health ( mental, physical)

[@aditya-ml6km]

what are you going to do with that wealth once you are dead?

[@valley-girl]

The price of anti biotic if also 5x 😂 The price of school education for them to have sub standard education where they learn more about genders and less about basic geography is also 5x. And yes! The othering never goes away. Lol

[@muchau]

As someone who has studied abroad, quality of life in India is better than there in 90 percent scenarios. Unless you are in a research job where university ecosystem comes in picture, a typical IT, MBA, Finance job here in India long term is a much better option. Most Indians tend to work, wife works, stay away from family saving some money. The tradeoff is not worth it as you miss out on so much.

[@ppen8359]

You are making assumptions that everyone has a good family that they will miss. Some of us are better off living in the USA.

[@WaveRider1989]

The issue is young people are being taken advanatage of in india. With bare minimum pay and wasted young bodies that are willing to work hard. I have a cousin who could earn $120k+ in US as a developer but only getting 50K in india a month. Hard to find another job without connections.

[@mannysubramanian8393]

One doesnt miss the tons of unsightly garbage on the streets, gutter stink, bribes to govt officials, long wait ti get anything done, bad roads drivers and high accidents and fatalities, dengue, bad restaurant food, dowry etc etc

[@p.thakkar]

Been in USA for over half of my life now and still waiting for the PR. With that, best thing to do is stay in India and gain on opportunities. “Rising tide lifts all boats” as they say here. I see India is in place to get rising tide. Better to be able to grab new opportunities rather than being stuck to trade your time for money forever!! And cost of living is so high nowadays, unless you have $10k-$12k per month (on coastal cities of East and West Coast), you wont be able to afford a simple middle class lifestyle.

[@ppen8359]

Visit 1 week in India and see scammers, accident and pollution and you will totally have a different view. A lot of times, people really forget what India is and look at their current situation and dream rosy picture of India. Once you land in India and cops hit you with their sticks, you will realize human rights and everything good about USA.

[@rithikanand1544]

⁠​⁠​⁠@@ppen8359once they return from US they won’t be living in chawls or slums, it’ll be in metropolitan cities where life is much better than rural places. True about pollution, but scammers are everywhere, just look at how much they are forced to tip in the US

[@vijayarajan3276]

@@ppen8359 It's not about India being good, those who stayed have become used to the situation ...

[@counterpoint9260]

grass is always greener on the other side, eh?

[@enduringwave87]

then why TF are you in US.? Come back to your RISING TIDING INDIA and put your hard earned money and expertise for the betterment of your RISING INDIA

[@nkutnikar]

i am a Medical Doctor , came to US , in 80,S ,after having procured post grad education in UK, had to pass entrance exams , get into residency program , then fellowship ( super specialization ) those days there was no Google, IT, yahoo. , unless Doctors , most others did not earn well enough to live here, even today i see IT techs , engineers trained in India are living a meagre life , not many can afford to buy houses, let alone apartments and condo.s , but if born in US, schooling , college , post grad , then get a job , earning is double , for obvious reason ,

[@valley-girl]

Guess what else born in the US have.. 5x payment for medical bills...who knows that better than doctors.

[@hannagarcia2614]

Great video! I really have a question. For someone with less than $5,000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach?

[@shaneprindle4942]

My advice: for newbies to grow financially this year, invest. Saving is good, but investing elevates your finances. Why newbie make huge losses on trade is because investing without proper guidance can lead to mistakes and losses. that will stop you from trading, this has been one of the biggest problem to new traders, I've learned this from my own experience

[@margaret2276]

I agree, investing without proper guidance can lead to mistakes and losses. last year. I did so many mistakes but also learned so much from it, If you're new to investing or don't have much time, it's best to get advice from an expert.

[@danielcurtis9926]

Nice. those who work with expert typically earn more than those who go it alone.

[@Stephanie-lm4kt]

As a beginner what do I need to do? How can I start, If you know any please share.

[@margaret2276]

As a beginner, it's essential for you to have a mentor to keep you accountable. Myself, I'm guided by Daniel Adams. for years and highly recommend him I focus on him.

[@paritoshprabhudesai]

Why is UK not a viable option anymore ? Is it because it’s difficult to get visas or the lack of jobs like Canada and Australia?

[@manjunathbhat8431]

He is absolutely wrong about what he says at timestamp 4:59 where he says H1B has to be renewed every year. This is not true. it depends on the I797 expiry date which is usually every 3 years if you have a fulltime job. Please don't spread wrong information.

[@tusharkej]

Very insightful. Love the clarity and simple breakdown of this topic. I'm an Indian living in Mumbai, who has lived in California for 7 years before and I never understood this stuff despite speaking to many lawyers and visa specialists.

[@vinoopmalkani5350]

This gentleman didn't speak about the taxes . He spoke about the salary. Salary - minus taxes - cost of living . What is the net saving ? 🔫 violence, racism was not discussed

[@victor256in]

Racism? Or Casteism, reservations, North Indian calling Madrasis and Bengalis names, Delhi wallahs abusing people from the North East all the time? Not to mention religious riots every second day? No bro....we hate to admit that Indians are just as racist as any white man.

[@AravindaRao]

That's why NRC is important guys...we can't bet on the future of our nation...this is forthe wellness of every citizen

[@thedanny1372]

Gobarbhakt spotted 💩💩

[@Apyla1729]

Bad stats son! 1) Doesn’t cost 1 crore for Masters. It costs only if you study in MIT STANFORD COLUMBIA ETC without a scholarship. And only Richie rich kids do that others go for Masters between 30k-50k 2) no one earns 2000-2500$ after Masters. 70% plus students earn 5000-6000$ on an average. I’m an Indian, moved to US in 2021. Pursued MS and graduated in 2023. I wasn’t unemployed a single week from the day I landed in US. I worked as a Teaching assistant 3 semesters, got paid. I got 2 fulltime internships and got paid. By the end of Masters, I paid my loans that is around $30sh k. I secured a fulltime job before graduating. Got H1 B pre cap filed while I was a student, got H1B picked, finished stamping. Mentioning again, “ fulltime job” not consultancy contract job. Now I’m focusing on getting perm and I140 filed in 2024. So did everything above happened based on luck? No! It’s coz of pre planning and struggling. If I’m able to do it, every other Indian student can do it

[@jithinunleashed]

Bad stats son. You look up the stats for the same you said among the average population. You get an average of it. What's the point of tell you made it? Well, I know an Indian guy who became a multi-millionaire beating all odds. Duh! Bring in the average numbers.

[@Jazzmine96]

Can you please share some guidance and tips on how you were able to achieve this

[@venuswealth6]

US or India, both are equally good. Life keeps going! Sooner or later one will reach 40s chasing the dreams.😅 (Moved to US at age 31, now close to 40)

[@Prince_of_Persiaa]

Do you regret moving at the age of 31? Do you wish if you could have moved at an early age?

[@venuswealth6]

@@Prince_of_Persiaa Yes it would have been better to move earlier.

[@Prince_of_Persiaa]

@@venuswealth6 Is it possible if we could connect on Linkedin or any other social? I would to have a conversation with you. I am really confused between EU or USA

[@vkchaitanya2003]

Seems like at this time India is the best. If you earn about 30lakhs in India you are doing great

[@rajasu6504]

Anything beyond 18 lpa/150k monthly is beyond great

[@debanikgoswami4834]

@@rajasu6504 PPP is a massive cope . You can't buy branded cars , clothes , electronics easily in India . You won't get the quality of life in India .

[@jatt1144]

Not everybody earns 30 lakhs in a year

[@scharduldeshpande]

Overall a good and informative video. Since the Chanel is about career and money, it makes sense what you talked about but maybe you should tell the audience that it’s just one of the aspects and they should also consider other factors such so social security, integration, family and school life, work-life balance, law enforcement, life in cities be small towns, healthcare (which you talk about but briefly) etc.

[@moloydas1]

In terms of choice of countries he only mentioned about English speaking countries. There are significant happy population of Indians in many EU countries like Germany, Netherlands and many others. These countries are also providing many job opportunities

[@rahulvats95]

These are welfare countries but if you have good potential and talent in your field Europe can't offer you much in good career opportunities.

[@mohitsingsisodiya7891]

Salaries are not good in EU and language barrier too

[@SurabhiSeth]

Chinese and Indian students top as international students in USA. Chinese prefer to return and set up business in their country and Indians look for greencards only, that's capstone for us if, we start looking at creating Value with education in India for Indians and neglected third world countries there's huge potential for growth and “BIG MONEY“ if you please 😊. India has proved its metal in sectors like Pharma, IT, emerging in Space and Med Education, Biggest hub for Instructional Design, so know your aptitude discover emerging careers and sectors, accordingly then plan your study course, college and country.

[@praveenkumar-yo1xg]

What's wrong in aspiring ones desires one wants green card the other wants aadhar card. It's all depending on each ones desires. Online content is more of negative rather the truth.

[@waterhill]

Lots of layoffs now in U.S. I have to disagree with the guest when he says jobs are not a problem in the USA. If anyone still wants to come here plan to come only if you are already rich in India and ready to return to India anytime.

[@waterhill]

kzbin.info/www/bejne/hqu4ZKqhjc-akKMsi=EOVEcO6bI1BCFczz

[@prashanthb6521]

Real recession hasnt started yet.

[@aditidwivedi2861]

Absolutely agree.

[@venkatbesthavemula]

A capable person can earn any where. No need to blame US or India.

[@ZeeMan-xu9kx]

From $7K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.

[@LisbethJan]

Some times last week I tried trading all alone but ended up loosing $3K

[@SmithNatasha-hc7mq]

Please educate me, i'm willing to make consultations to improve my situation,

[@ZeeMan-xu9kx]

Christina josef understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her siignals are top notch

[@JeffreyScott-zg1wj]

Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to christina josef

[@ZeeMan-xu9kx]

SHE MOSTLY ON TELEGRAM'S USING THE USER NAME ...

[@Reality_Bitess]

EB5 has a very massively profitable agent base system and the agent and referrals make huge sums of money . ( the biggest thing to note is this money has to be at risk by eb5 law “ there is no guarantee of returns , if project bombs 💣 ur money can go and if the 10 jobs are not created and sustained for atleast 2-3 ur visa will be denied too .

[@Investing-rs4ft]

I envision a future for India where people from other countries do podcasts about how living in India is great! . If this needs to happen first issue to address is too much population.

[@karenbourke3751]

Never going to happen. Too many people.

[@dooperpoolasterix7214]

5-10X , but there is a catch. if u get shot, then game over..

[@mylifeisinhishandsamen4167]

😂😂😂

[@RockyK-g2v]

This is not entirely true. In the US, it's crucial to learn how to market your skills and effectively communicate to secure a good job. If both spouses are working, there's no comparison between life in the US and life in India in terms of various aspects such as travel, children's education, luxurious homes, and a peaceful lifestyle. However, India still faces challenges such as chaos, electricity outages, lack of traffic governance, with vehicles driving in every direction, and inadequate public toilet facilities. After all, it's an individual's choice where they find a comfortable lifestyle, not just based on money.

[@phantomf41]

Finally a sensible comment. Well said!

[@counterpoint9260]

if bouth spouses are working in USA, finding common relaxing time itself is achallenge

[@ManjuSingh-io6ix]

You forgot stone pelters and cities like Delhi and Mumbai turning into a city of canals during the monsoons !!The nightmare of going on a vacay to hillstations you have to brave the traffic jams stillI luv my India ❤😂😂

[@madhulikadolke8257]

You don’t need a H1B to start your application for green card. The Green Card process is independent of H1B and can be initiated even on OPT. Once you have your i140 approved you can extend your H1B beyond 6 years for unlimited years until you get your green card after which you no longer need a work permit to work in the US.

[@doctorrawal9047]

after completing masters degree in usa how much time i have to find job for h1b apply? after getting opt after study i am eligible for green card application ?

[@aaquibtayyabi]

@@doctorrawal9047 i think the interviewee in the video mentioned 2-3 months to find a job

[@SSModi852]

It's really bad down here in US. The economy is doing poorly. For the first time I saw an Indian girl working in gas station. Indian college kids have no jobs and they are working in McDonalds to get by. Even doing yard jobs. It's gotten really really bad. Find something in India and stay there. You will be happy will less money and be able to see family and friends.

[@vbaid88]

1:57 - completely wrong lol. Right now the EB-5 timeline is currently 8 years for India. Plus the 10 job thing is just for your money. In reality the whole project has to create 100+ jobs.

[@anuragsengupta2880]

This guy is the real life version of Boman Irani’s character in Dunki😂

[@aditiiii08]

Salary of school teachers in the US is meager. Teachers struggle to pay rent and buy groceries. The better option would be to do PhD and become a research associate. Also, most graduate program don’t cost 1cr. One can easily study in a really good universities in under 40 lacs. Also, healthcare is the worst in the US. Getting a doctor’s appointment is months long process. Insurance, if not paid (mostly) by university or employer will be atleast 500$- 700$/month.

[@srikar18]

Hai Aditi can you elaborate on Insurance … even on student visa, we have to pay 500$ per month ?

[@mukii2807]

it really depends on the school you work at. There are certain public schools that pay over $120k a year and a lot of private schools do too. Teachers also get welfare benefits. It's not a high paying job, but if you're a high school teacher you make enough to live comfortably within means.

[@mukii2807]

@@srikar18 depends on your university. Most US universities give health insurance for free if your income is under a certain amount. Also, getting doctor's appointment in the US is easier than like 90% of the world.

[@aditiiii08]

@@mukii2807 not easier than India ! That is the scale of comparison.If you have access to good education you are already above 70% of the world anyway.

[@aditiiii08]

@@srikar18 most universities subsidize the insurance plan by working with certain providers, and they also have a medical center which students can go to anytime. The 500-700 amount is when universities or employers don’t subsidize the rates for you.

[@rishirajsethi3567]

superb perspective by Deepesh.. and great clarity on planning options and pitfalls of various options..

[@christopheraji7456]

(THIS IS PURELY FROM A PERSONAL EXPERIENCE) I am born and brought up in the UAE & I recently moved to USA for education and 3 months ago ,my mom also got an opportunity from her company to move to USA with an H1 visa. And after living here for 2 years and my mom here for 3 months, we are already planning to go back to UAE as soon as our job is done in USA (due to reasons like high prices for everything, superiority complex within the citizens here, not business friendly, almost every food is possessed and not fresh, how far and expensive is it to go back home in case of an emergency and the list goes on and on). So if you are planning to relocate, UAE is the best option. It’s literally a smaller india, fresh food, insanely business friendly, it’s a win after win and cards are stacked for you and not against you.

[@mannysubramanian8393]

But UAE people have more superiority complex, Indians are not considered the same as Arabs and are treated like servants. Indians cannot speak up against anything in UAE, in the US atleast there is freedom of speech

[@aaykay4060]

I came to Canada. Been here couple of decades. I work in an industry that isn’t something students from India usually choose. None of my jobs have been the typical software or corporate type.. Last year I made 1.1 Cr. I’m in a union, great benefits, great pension, no regrets.

[@deep03011982]

Not correct on H1B .. that you get one renewal. You can keep renewing it for 3 years for “n” times, but one has get the green card application - I140 processed prior to initial 5 years of first 6 years

[@Badbadderbaddest]

I believe that 140 processing is not very long.

[@MonsterAwake]

@@Badbadderbaddest Hi Sahas, how long do you think is the max time for I140 process? Also, heard that dependant visa will get the right to work before I140 in hand (recent updates), is that even true?

[@Badbadderbaddest]

@@MonsterAwake you need 485 filed to get EAD, if anything has changed in the last few years, then I don’t know.

[@MonsterAwake]

@@Badbadderbaddest Ok, amount is fine, how about the time to process? (3 months, 6 months, years etc..)

[@dhavalmaster7712]

Nice and detailed information provided through conversations..thanks sharan 👍

[@ajittffcure]

Interesting video Sharan. I can relate to what Mr. Deepesh Deshmukh was saying.

[@vandanakarnik8296]

Excellent, very informative podcast. Host, Guest both Great!!

[@officialvire]

Indians should come UK before too late in UK is like mini India and Indians help each other more in UK in USA not many Indian compared to UK

[@siddharthchilukur5287]

Canada is hell on earth because of unchecked immigration

[@ppen8359]

Unchecked immigration is actually symptom of Canada being hell and not the cause. Immigration brings in revenue for the government to pay services for Canadians. Canada expects immigrants to come, spend, become bankrupt and go back.

[@exoticindiaa]

Import 3rd world, become 3rd world

[@aravindatre9478]

Those who want to convert every dollar to rupee , save and return with cash .. USA is too rich .. but those who want to stay here will forever, will be in middle class because everything is costly here .. but there is a lot of comfort in this middle class . No family politics/ no criticizing comments/ evening free time with family / greenery everywhere / no horns at roads / no much tension at all actually . But cons : you will miss close family members/ food/ winter is harsh / wash utensils and clothes everyday . Choose what u want .

[@Himani89]

Can you please tell what is the English course to be taken to become teachers?

[@izzy0903]

Perfect guest and set of questions. He knows his business.

[@TốngLanChi]

That’s a smart move! More friends on board means more fun and extra bonuses to go around. Let’s spread the word

[@BangaloreIT]

36% of India's remittance comes from USA. 2023 remittance to India is $111Billion

[@gezenews]

Gee must be very fucking nice to have two insanely large country to find work in. MUST BE NICE.

[@BangaloreIT]

@@gezenews nope, once you're out of India, you only work in the US and spend in India. You don't WORK in India.

[@USgenx]

Pls correct yourself....more than 70% remittance comes from Middle East

[@valley-girl]

Lol! Meanwhile, China has established themselves as a superpower...Indians are counting remittances by selling themselves. *we are taking losses* and boasting about it. Shame

[@gdudhdu]

Hallelujah!!!!!!!!!!! The daily Jesus devotion has been a huge part of my transformation. God is Good 🙌🙌🙌🙌🙌🙌🙌🙌🙌was owing a loan of £47k to the bank for my son's brain surgery(Samuel). Now I am no longer owning after I invested £6500 and got my payout of £290k every month, God bless Sandrina Edmondson 🇺🇸🇺🇸🇺🇸

[@chinyereUgwuoke-tp2lh]

Hello how do you make such monthly, I am a born again Christian and sometimes I feel so down 🙁of myself because of low finance but I still believe in God.

[@gdudhdu]

You'll surely reach her

[@gdudhdu]

she's active on What's app

[@gdudhdu]

美國 十 𝟭𝟴𝟮𝟴𝟯𝟱𝟭𝟭𝟳𝟰𝟯👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻❤️❤️ 十 大家大家大家大家大家大家大家大家大家大家 copie desta forma O KZbin é frustrante

[@gdudhdu]

Tell her that I referred you🙏🏿🙏🏿

[@raiseyourinnervoice]

I came to USA with $1000 cash not including the college tuition fee. I’m now worth $5000 after 10 years. Happy that I’ve achieved 5x my initial

[@jothivasu40]

I spent around 10.00 lacs to get that job - it was a Singapore Consultancy having their Branch in India. I'm working in a Institution in Bay area on Contract basis ( full time) - renew the contract once in 3 years on weekends I do some Temp Jobs where I get $ 450/- per slot /- -$50 the company takes My Monthly Split - for a family of 3. Salary = 4,949 per month Rent = $ 1,650/- Income Tax = $ 1,146/- Grocery Bill = $ 550/- Gasoline = $ 250/- car Insurance = $ 167/- Electricity Bill = $ 145/- Water Bill = $ 41/- Phone Bill = $ 114/- Eating Out = $ 350/- Shopping = $ 475/-

[@WaveRider1989]

Damn. You spent 10lacs for $60k job? Hopfully you can fins higher paying role soon. Best of luck.

[@mannysubramanian8393]

Health insurance per month for family?

[@PoojaVaidya1111]

hi, please give me your contact number

[@sb5224]

One more thing about OPT - Only those companies will hire on OPT who plan on sponsoring H1B, because why would you hire someone for just one year. On average only 10% of companies on campus sponsor H1B. International students don't even get considered for 90% of internships and full-time jobs. So, 50% of total class which is international students are fighting for 10% of jobs on campus. It is also heavily dependent on the industry. For ex: Almost no real estate, pharma or FMCG companies sponsor H1B. Secondly, investment banking and consulting firms like PwC will sponsor candidates from top 5 to 10 schools (ivy leagues etc.), but won't sponsor students from average schools. Students learn these harsh truths only after they land in US and start talking to seniors.

[@ppen8359]

What an entitled person you are. I ended up applying for over 70 jobs outside campus to secure a position. You think that campus interviews will give you a job? It is much more hard work to secure a position.

[@sb5224]

@@ppen8359 Dude, relax. I applied to probably 200 and now I am a director in a global corporation in the bay area. I am just laying out the facts. International students don’t come to college thinking they will have to apply to 70 jobs out of campus. In India majority of students get placed via campus. Is there a factual error in any of my statements? Where is the entitlement? I am just laying out the facts.

[@ppen8359]

@@sb5224 That is what I meant by entitled. Indian students come to USA thinking that they will get placed by campus interviews. The real life is much more difficult in USA.

[@sb5224]

@@ppen8359 But that’s not how it should be. Why should you apply to 70 jobs after paying 100k in fees? To me it sounds like a college scam. Bring in the innocent students and then let them on their own. It’s not entitlement. You paid for the careers management services.

[@ppen8359]

@@sb5224 Once again you are talking like an entitled person. You are asking for government/university intervention to give you a guarantee because you paid money. This entitlement thinking is how corruption and erosion of rights occur. Sorry, we do not need such approach. Students are free not to come to USA. You cannot come to USA at your own free will and then expect US to be like India.

[@sunilkb]

EU countries may be better option. Pay may be less with high cost of living, but high quality of living and very peaceful. Medical and kids education are government subsidized. Job security is better and lay-off are not as common as in US. Many local companies workplace language is also English (As they have talent shortage and want international workforce). Younger population in most of the Europe speak good English, so easily manageable. PR and citizenship timelines are short and not as complicated as US.

[@rajeev308]

Factually incorrect on h1b visa. You dont need to go into lottery again even if you travel back and plan to come a few years later.

[@manishalalwani4794]

What about European countries like Germany ? Requesting you to make a video and give more insights on the same

[@ppen8359]

Worse. High taxes, medium salary and a new language.

[@jestondsouza6403]

Germany is worst currently

[@kaaka9426]

⁠​⁠@@ppen8359Germanys quality of life, ease of visa-PR and citizenship in comparison with US is much better.

[@ppen8359]

@@kaaka9426 Germany is not USA. Size matters. The quality of life in USA is much better. I can buy 100 acres of land and build a house on it really cheaply in USA. A small old country is never a good option to live.

[@kaaka9426]

@@ppen8359 buying 100 acres doesn’t mean better quality of life! US is big but bigger isn’t better. You are comparing the quality of life in a country where Guns are legal vs where it’s not. US doesn’t even have public transport, healthcare and free university. US has shittier laws! And Money is everything there. Look at companies like Boeing, Data frauds, Apple easily scamming people by not using type C cable.

[@kcpatel10]

Very nice session and guest shared all information correctly. Crime has been increased a lot in the US nowadays then India. Life Quality is the best in India.

[@roysondsouza0309]

Born and raised in the UAE. Unfortunately, the laws there don't let me become a citizen by birth and had to turn to India for higher studies due to my family going through a financial crisis. I had the most hell on earth life those 10 years from the age of 22. It is not a cake walk understanding how difficult the transition from mixed culture to a narrow minded society India has. I'm not rich nor come from a wealthy family but a middle class hard working family. I'm now hoping my digital marketing skill and art will get my life started in the US in some way. God bless and I wish everyone in the same race all the best!

[@naturelover8245]

If anyone has 6~7 Crs INR then in today's time why would someone move to US or Canada ? Life is much much better with that kind of money in India itself

[@vocalninja5889]

Maybe to get away from that smell of feaces and smog. All the money in the world but you still step out into shit.

[@aditya.k.kochhar]

Real tip from this video: Easiest way to go to the USA. Become a teacher, as teachers are in shortage in the USA - 9:50

[@anilprasanna]

I have the best dental insurance from delta dental. But still I had to pay 3700 dollars for one root canal and 3 crowns in Boston, MA. Its really bad if you have bad teeth.

[@train_xc]

Every year I visit India and make dental work done. You can do that too.

[@Keepontravelling]

I am just stating a few facts as per my knowledge. 1)USCIS uses random selection when company H-1B registrations exceed the annual limit of 85,000. That includes the 65,000 annual limit and a 20,000 exemption for advanced degree holders from U.S. universities. 2)You always don't need to go back to India after 3 or 6 years of extensions or project is over. If your existing or a new employer is ready to apply for your GC and you get your PERM done before reaching 3 or 6 yrs limit than you can stay back. The problem is how will you maintain your legal status for the next 20 to 25 years? In this 25 years wait time you will change or lose your job for sure. Then you need to find a new employer in two months time who is willing to file your PERM again and the new job profile has to be similar to retain your PD. If you take a promotion and your GC date is current you won't be able to file your papers. Another hurdle is visa stamping and the restrictions that come along with it. If your parents are young go ahead if they are not India is also fine. 3) You can surely have kids on Work visas/Student visas. It's wrong if done on the visitor's visa status. 4) You will have to pay taxes on all income/investments that you have in the US/UK/India or anywhere in the world. That's why Rich people give away their citizenship. Boris Johnson surrendered his US citizenship and many others. While on a work visa you will also contribute to your SS benefits which you may or may not use. 5) Many Indians who have UK/Australian citizenship can come on E3/E2 visa but it won't get converted into the citizenship. You can have your business (E3-UK citizen) or can work (E2-australian citizen). One can have kids on these visas. Your kids can sponsor you when they are settled in their lives. That route also takes 25 yrs. 6) You can come on a TN visa through less popular neighboring countries like Canada (Cold is an unbearable - job market is bad) and Mexico (very unsafe). You have to take their citizenship route. 7) Get your hair, dental, vision, routine check up done in India before coming here. You can buy groupon for such needs. There is always groupon for dental/visión needs. Lastly, EB-2 category green card applicants are suffering because of our own impatient brothers and sisters who are misusing the loopholes of the US immigration system. This sir has mentioned a few things but not all facts are mentioned as he has lived in the US only for 7 years. You need to ask those who have spent 22 years in getting the green card. In the last few years thefts and other crimes have increased. So come with an open mind if you or your parents have some extra cash. Good luck. I admire the infrastructure of the USA and how people have to obey everything especially immigrants. Student visa is a non immigrant visa and Work visa has a dual intent. You can't file your PR on your own like some countries allow (Europe/Australia/Canada etc...).

[@NkumarCreations]

This is one of the best interviews I have ever seen about Visa, this guy has really good knowledge, thanks for clarifying some of my doubts.

[@EbinM-pm6nm]

What is certification program from a state and how can I approach you regarding it?

[@rajeshjaiswal0309]

I just love your works, great job Sharan👍

[@SIVAKUMART-m8n]

Once you get tooth pain then you would realize the reality of the US , and walk into dentist in India in a same day.

[@therahulgodara.18]

Agree😂😂

[@leahvin9465]

People who studied nursing come to USA on green card. A well paying job with health insurance and retirement benefits included. A profession to consider if you want job stability and security. It’s in high demand. Lot of shortage for nurses in US.

[@TexasBoyDrew]

May India thrive and be prosperous. With love, from Pakistan