1 hour With a Billionaire |

[@digitaldeepak21]

First become a billionaire. Then become a philosopher. Pondering about the purpose of life is a luxury.

[@alimuhammedkhorasi8743]

I would disagree. I think that unless you are so poor that you cant even fulfil your basic needs and properly discharge your familial responsibilities, you should constantly think about the purpose of human existence and structure your life around that purpose. That is what planning is about; theorizing and running multiple simulations in your head, logically arriving at the best possible scenario in accordance with the purpose and then directing all your energies towards actualizing it. Without knowing your ultimate purpose, it would be impossible to decide what is best as best/good/bad are subjective terms. Whatever takes you closer to fulfilling your purpose is good and whatever does not is bad. Many people go through life mindlessly chasing what society feeds into their mind only to regret it all in the end. Believe me I have seen countless of such examples wherein so-called "successful" people are crushed by the burden of regret and are failures in their own eyes. For example, there are people who go all in on their careers, sacrifice family life and dont even get married. Not saying that it is bad but it is not what MOST (not all, but most) people actually want. But unfortunately they fall prey to the "success" branding so common in today's materialistic, self-centred world.

[@Rumiesque]

And cheat in chess somewhere in between

[@YasheshTrivedi]

Nobody has the answer to this question. Ask rich or poor. Both will make up something but actually both of them don't know the answer.

[@amoghnath3330]

oh, i guess i have to first become a billionaire to ponder about the purpose of life, thanks! i am woke!! on a serious note, everybody ponders about the purpose of life in some way or the other, it takes a lot of self knowing and practice to know the true purpose of life, great philosophers throughout history were poor and couldn't care much about money, everybody has different goals and purposes

[@GanggsterR]

This is said by srk

[@bhavanar335]

Listening to nikhil kamath talk is therapeutic ! He next venture should be spiritual guru !

[@jainpackersandmovers330]

This Dude is a really chill guy who just runs a company with his friends also enjoying his single life. Cheers to Nikhil Bro for the success.

[@nithin1729s]

Single life??? Do some research he isn't single..

[@kunalkashyap100]

@@nithin1729s He is divorced

[@amritnalam9994]

He's a cheater too

[@mahmedsiddiqi95]

That’s a whole bunch of assumptions!!

[@abhi3315]

Manushi chillar enters the chat 🌝🤌

[@avinashhasamnis986]

Nikhil is a great human being. He has reached the peak early in life .He has colleagues who are a larger part of his family with everyone having the same purpose about the organizational development. So he does not let himself bound by anything and is in a totally free state…. which is a great achievement by any means. Philanthrophy is a natural byproduct of the thought process at this state of being free. Thinking about the purpose of life at this early stage in life shows his humble nature , but he needs a senior or a guru to guide/advise him .

[@ajinkyathakare204]

The conversation was able to hold the attention throughout. Great work.

[@vasanthipartha221]

I am 50 yrs old and watching for great knowledge. Good job your team is doing

[@kshitijpatil4403]

Damn, what an intellect Nikhil is. The way he speaks also portrays his finnancial accumen and genius

[@onlyworkingtrix7472]

He's the best chess player ever

[@amritnalam9994]

@@onlyworkingtrix7472 🤣🤣🤣😂

[@dsaipreetham1]

I like how nikhil, being a founder of zerodha, is honest in saying that he is conversative about equity.. instead of promoting folks to come on his platform

[@shazwaz87]

Which is why there are so many people using Zerodha.... Not just him neither Zerodha does any marketing or assures any of their customers any guaranteed returns... What a wonderful platform he has built.

[@kuberacolony]

Great interview Sharan! Please continue to educate India about Finance. This will propel us to become a great nation

[@NoName-bb2pu]

First rule to become successful financially - do the opposite of what these finfluencer parasites like Sharan say. I do exactly the opposite, 60% of my funds are in FD @ 7.5% p.a, 40% in real estate, I made the fortune flipping about 4 properties so far and own 4 now. FD is a simple, hassle-free and riskless return (I've earned passive income from FD for over 8 years now, returns are in the multiples of crores, purely from interest), 2 properties are rent bearing (I charge lesser than average and take full cash, no tax liability), again earned nearly 8 digits so far, tax free. I convert the cash to precious metals (silver and gold) in the unregulated goldsmith market and Ive just sold silver today for cash at 27% returns. Money is a dirty game, play it dirty, dont be a schmuck and give corporates the funding interest free in return for pittance of 10% or 12% returns and even day trading is like gambling, takes way too much time away from your freedom and is like playing 3 patta or dice,losers do it. If I do want to fund dirty companies like RIL, TATA, Infosys etc interest free (like in MF) I'd want returns of 25% per month, nothing less. Stop market investing, stop MF and stop crypto, all are intangible fools assets.

[@mohammedshaik7113]

The Sooner the better, all this knowledge was black-box while in our graduation times of 2000, great job Sharan you are making finance things simple to consume.

[@coderprakash]

Everyone is seeing him as billionaire am seeing and observing how he is talking calmly, maturely talking with atmost perfection with slow and steady 👏

[@bainabganguly5188]

This guy is one of the best financial advisors I have ever come across. His opinions are balanced and not unrealistic like, don't buy a car, don't buy a house; live bare minimum and stuff.

[@mandev23]

"If you think long enough about anything in life , it will appear meaningless " - Truer words were seldom spoken

[@raja070973]

Nikhil is superb from 37.17 onwards. Clear demonstration of how intense thinker he is . Wont be surprised if he becomes a monk at some stage in his life. Very insightful response he gave to the question for sleepless nights.

[@manmohanmahapatra6040]

Use " : " instead of " . " so that the timestamp becomes clickable to directly jump to that timestamp in the video. Like 37:17

[@teegnas]

Irrespective of the audio quality, this was a damn good conversation. Keep going strong.

[@janushkumaren]

Shure

[@fenyx2558]

@@janushkumarenMust've been some Audio-Technica difficulties.

[@gurpreetbhinder1]

Yes... Audio of Guest is poor

[@sachinphotography9]

Two Gems in One Frame. Nikhil is so Calm and Inspiration

[@KrishnaKumar-gq7ds]

A feedback for improvement for your future podcasts, the audio of this podcast was very poor. It's an important factor for such an important podcast. But loved the rest of the content in the podcast 👏👏👏

[@siddharthrgoel]

IK. For example, when he first did the intro clip in his studio, there was so much reverb, making the audio really bad. I can understand when he's at someone's house. Probably a better mic would be the direction to go but for his in-house studio, he really needs to invest in getting some acoustic treatment considering now he's a full time content creator.

[@krunal8962]

+1

[@harshitmundra2313]

Your headphone is not working it seems

[@krunal8962]

@@harshitmundra2313 Lol.

[@blogjunction6908]

Clear your ears

[@vasushukla8677]

All these achievements and defeating Vishy Anand with 1.Nf3 e5 with black pieces(even Magnus will lose easily after the first move). What a guy this guy is!

[@UrMyAngel18]

He used engine. Go and check ur facts before blabbering .

[@kapilhanwat5287]

@@UrMyAngel18 he is being sarcastic lol

[@UrMyAngel18]

@@kapilhanwat5287 Nowadays it's hard to understand sarcasm without emoji😂

[@10clover]

Chill guys he forgot to add /s 😂

[@sunsetsp3071]

It's really good to see such conversations and gain knowledge about the things we didn't know. Investing has been a biggest known secret since many decades and putting it into practice is not everyone's cup of tea. But still knowledge and experiences like these can initiate that starting fire in you. Looking forward to more videos like this!

[@AshutoshKumar-bp7dl]

Nikhil's voice is just so damn soothing

[@coinboy3811]

Amazing amazing content! I've been investing in cryptocurrencies, stocks, REITS and other assets for over two years now but i only started earning over $5000 weekly profits from my portfolio when i adopted a growth mindset and I became intentional about investing the right way and using the right management techniques for my investments.

[@Ayoub81869]

That sounds like a lot. I'm very sure a lot of work must have gone into developing your investments. I'm still a beginner, I admire your journey.

[@coinboy3811]

@@Ayoub81869 A lot of patience and discipline too. it's not actually easy, and i still consider myself a beginner, because i'm learning everyday.

[@yungwealthllc6376]

@@coinboy3811 I just want to know, how did you get it right in terms of managing your investment? Finding a consistent management strategy for my investments has been very difficult for me.

[@coinboy3811]

I've been very intentional about my management, I don't do my investment management alone, I have my financial advisor William Stanley PJ to manage my investments, and he has been a very valuable to my investment growth.

[@yungwealthllc6376]

I'm not familiar with a lot of names in investing, i'm very new to the market, that’s why I’m asking the questions. Could you help me out with William's details if that's possible? where can i reach him?

[@krishk1873]

Wonderful points by Nikhil. I agree that Metaverse would reduce carbon footprint but create mental/physical health issues to people. Human body is not designed to sit in a couch with a VR headset ON. Would be a great use case only if the applications are limited. Just my 2 cents…

[@9823625313]

He has achieved so much at such a young age yet he is very humble

[@Jeet-2023]

Only humble and sensible people achieve anything in life.

[@enlighteningeducation8528]

*I am so so so happy to see Ayush Shukla Sir finally doing something he loves. Thank you so much Sharan Sir for being by the side of Ayush Sir*

[@LapaL1007]

He is a genius creating his own gambit in chess "ZERODHA GAMBIT" in which he defeats chess grandmaster using engine. Amazing personality ❤️

[@iFrozenSkull]

I am guessing Nikhil is referring to Karthik Rangappa, the one man army for all the varsity content. Loved this podcast, Sharan. :)

[@dbzakshar]

Good going Sharan! Nice to see you opening different mediums of content for the audience to consume and empowering your community with questions we all would want answers on! Great job on your first podcast! To many more from here!

[@financewithsharan]

Thank you so much Akshar 😇

[@suhasms6836]

@@financewithsharan in which floor he lives sir... pls replay

[@Truthful7777]

Why do I see sadness in this young man’s eyes? Interesting he said we need to find a reason to start our day. So true when depression is around the corner and true peace is being “successful” ie with money. Success is very different for everyone.

[@sudhama6224]

Never knew that I would just be focusing on the hands of a person. Can hands be so attractive??? Yes look at Nikhil’s hands …

[@ssunny.social]

Apart from the audio consistency, it was a fantastic interview.

[@jashwanthmanupati]

00:00 Advice for investing for a common middle-class man 05:34 Work from home and invest conservatively 10:58 True Beacon charges fees only if the client makes a profit 16:33 Crypto currencies are not a viable investment due to lack of regulation and energy inefficiency. 22:10 Decentralized lending platforms like D5 have a use case in removing middlemen and allowing direct lending. 27:15 Surrounding yourself with the right people is crucial for success 33:13 Hiring people: Look beyond pedigree and hire people you enjoy spending time with. 38:34 Content creation is a lucrative career choice for young adults. 43:46 Content creators face challenges with online hate and validation

[@xmanish_0]

How to do bro

[@abhishekkasarpatil811]

The first answer is really genuine and realistic. ❤

[@jibiteshsaha4392]

Cheating in chess in a charity event against India's gem is a disrespect to our country

[@koustuv7674]

adding to what @Digital Deepak commented "First become a billionaire. Then become a philosopher" ; then become a cheater ..... CHEATER CHAD MOMENT

[@mohittirkey7889]

Great set of questions prepared by Sharan.Very Insightful to hear the views around investing.

[@shreyas4462]

The most admiring thing about the entire conversation was the kind of questions that you asked and the follow-up questions, which were put up very well. The conversation carried out was very mature too. looking forward to more of these videos.

[@bhushanrevankar18]

Two Powerful Kannadigas in Finance world....

[@rohanagarwal9674]

Thanks Sharan!Keep rocking man!! Video was awesome!🙌🏻🙌🏻🔥🔥🙏🏻

[@kartzs9957]

Very insightful interview 🙌🏽🤙🏽 Loved Nikhil’s sense of humour pulling Shravan’ about his “partner” toned analysis and Sharan blushing without denying 😂😂😂 Inclusive content if I have say 🫶🏽😎

[@avishekkashyap1421]

26 years and earning 😂😂😂12lakhs? That's really 0.1% people ... Yaha 27-28 ladka/ladki still earning 10-20K per month

[@rahulpegu8399]

That's a big difference

[@sanketlodariya1608]

Looking like you talks about people who lessor educated because people with educational support they achieves good packages in their 27,28

[@anirudh-no4bc]

Not in Mumbai...by 30 you will have 12 lpa abv.

[@ShilpiNagpal-b2p]

I was earning 35k/month till I was 35. 😂😢

[@KS19-50]

Absolutely 12lakhs @27 is not possible for majority

[@y_khushii]

0:23 Nikhil answered the rent answer in a smart yet tricky way Mentioning 2-3% ROI , which means annual rent of that property is 2-3% of its value If u know the value of house you can calculate the rent , considering such property in Bangalore would be worth 15-20 cr atleast ,Which means monthly rent is around 3-5 lacs

[@sarthak-salunke]

Sir we want to see your podcast next ,how you turn from engineer to highly qualified financial advisor, how you did finance study ,what all resources you utilized....please

[@vemulaakash8212]

Great video bro!! Especially the philosophical part, Nikhil himself being surrounded and immersed in the financial jargon his words on essence wasnothing less than what we hear from a spiritual guru( I don't mean random Babas but the actual ones who preached after practising).

[@mustaqm55]

Mr. Kamath was very conservative and reserved in this interview. Felt like he wasn't interested. But good effort by Sharan.

[@geekgamer3686]

Sharan ask how he came up with the idea of zerodha and it's clean and neat user experience compare to other brokerages

[@priyankanegi4063]

Well said: Money is reflection of your time.. 👏👏

[@deven25]

I watched it till 32:43, Stopped because Nikhil started insulting at one point, fun is okey for one time only.

[@stuckinamomentt]

Barring the hints of homophobia and misogyny, this was a great watch - Nikhil seems to be a rare combination of grounded, intelligent, hugely successful, no-nonsense entrepreneur.

[@challanagendra4642]

Awesome. He is very cool and the way he answer every question is superb.Thank you both.❤

[@b_39harshavardhan16]

dude we need these type of podcasts great work keep it up🔥🔥

[@noorulhuda4700]

Podcast was really informative May Nikhil gets his answers soon on why he is doing what he is doing 😊

[@Vivektri3011]

Thanks a lot.. Really informative. loved it! && Lot of respect to both of you! 🙂

[@losp1231]

Great Podcast........!! Sharan never fails to impress his audience with his speaking skills......👌👍👍

[@anjalisomani4573]

Found this at a great timing in life, and put things in a much needed perspective. Thanks for curating and sharing this! #Sharan and Kamath. Loved the discussion and looking forward to more such videos :D

[@vishaldilta3217]

Nikhil is a great orator

[@jix5281]

5:00 20% equity 30-40% asset gold taxfree bond liquid

[@varunbhola7126]

let me tell you all. Life is a purposeless play .Play of Infinite Forces. Beautiful if you don't have an achievers mind , Ugly if you have ambitions to be something to do something ! Relax drop the future completely.

[@mr.billionaire_76]

this man is telling some great wisdom about life and learn some new stuff like growing out from the rat race mentality and showoff

[@KushagraaDubeyy]

Can’t help but sum up Nikhil’s personality with these sporting adage - Form is temporary Class is Permanent!

[@prabhuslegalhub]

If a person as successful and as accomplished as Nikhil Kamat has to deceive himself to be living, there’s really no reason for a commoner to question his existence

[@thefactsheet]

Related to your first Answer , Paying rent about 2% of the property cost looks good if you are able to make more return than (property appreciation + rent) from that money which you would have spent buying that property . Secondly it gives us flexibility to move other place easier if required . Just one thing you need to sacrifice is social instinct of having own house.

[@aryanshah4536]

Many know this legend for using engines most efficiently...., Iykyk :)

[@mohammedshaik7113]

This Kamath is good candidate for India FM

[@nishantpatel1562]

All these billionaires never reveal their true ideas that's how they keep it where they are.

[@Truthful7777]

37:20 Meaning in Life- Biblically when we get to understand our God given purpose , ie, his will in your life .. this will make you have life meaningful.

[@shashikumarv2123]

One of the best sessions i have watched - Good lessons learnt along with an element of fun. This is how it should be which makes a 45 min long video seem so short. Great going Sharan. And also Nikhil is one of those entrpreneurs who speaks with a certian manner and dosent fake - " Positivity or High Energy". Enjoyed this one. As in Sharan's words " Psychhh Bro"

[@financewithsharan]

😊thank you bro.

[@SelfSelectionBoard]

I love your Podcast but this time audio issue made this podcast tough too watch

[@dr.chetang.k.8446]

Purpose of the life is "being quite" and being "non-judgmental" about what others are doing!

[@MM-kd4vo]

I'm from TIRUPUR... Very practical interview... great sharing kamath

[@omkarargiddi5853]

Next one we want with "The Kunal Shah" 🙌

[@technotambo2]

I have enjoyed learning from this Interview! Watching you from Zambia! Africa

[@ashonvills]

My god what a lovely guy and a better speaker i swear.

[@Feat_karan]

21:17 when nikhil started looking at the camera while talking, made me uncomfortable like shit I'm just happy to be involved in your podcast !

[@visheshb7695]

Money makes you humble sometimes.. a true example and great startup zerodha...

[@surekag3844]

Excellent,marvelous video,nice messages.keep going sharan,thanku very much.ur questions are very nice.

[@Pwrntrq]

One of a kind podcast. Interesting and Inspiring!! Thanks and keep up the good work guys..

[@Leeyen73]

One of the most enlightening session I have ever come across. Thank you Sharan, Nikhil and also to KZbin algorithm for suggesting me this. Subscribed! 👍

[@paulfintalks]

Bro... I m a great fan of you... Lots of informative shorts ... Great work and really usuful

[@kumarsontakki]

this is a fantastic interview. keep up the good work.

[@harsha.ambati]

One of the most insightful podcast i have listened till now!!Damn it's amazing👌🏻👌🏻👌🏻👌🏻

[@tejpalreddysama]

The posture says all... mere cringe based KZbin millionaire vs self made giant billionaire teche who revolutionarised stock market platform hailinng such a humble platform proving nothing is impossible for small people from small towns if we have real talent .. richer u get humbler u get.. sharan has all noise in his tone while Kamath is slow paced ... if I were to get inspired I would choose Kamath

[@pratuldube]

He looks and talks like a saint!

[@PritishEkka]

Kamat is such an honest and intelligent person.

[@Lightyearfar]

Yeah, you're absolutely right I got to know about his honesty in a chess match

[@PritishEkka]

@@Lightyearfar it must be sad for you if you can't do stuff in a fun game where the essentials don't suffer.

[@KO21B]

Honest?! 😳

[@saurabhsharma5737]

This is gold. How come this video has so less views

[@mirmahadiabbas]

Good job, do more such interviews. But next time fix the audio problem. The voice was very unstable, your voice was very high and the interviewee's voice was low.

[@drram188]

Audio needs to be clear sharn bhai!!The content was awesome!! Precise and meaningfull fun also !!

[@pradeepnaik145]

me : guys 1 hr is now 46 min friends : how do you know all these me : i follow my man finance with sharan 🤣🤣

[@suhasinvestments8385]

Hey sharan, really good interview. Please consider using better mics . Nikhil was not audible at few places and there was disturbance at few places.

[@curiousmanash8154]

Man of finance your reel are mind blowing as well as knowledgable and im inspire and also congrats for 1million followers .

[@shashankprasad6403]

Sharan : one tip: avoid repeating or rephrasing or summarizing speakers words in your own words. It bores the speaker (as seen in Nikhil's expressions) as well as the listeners. It's better to build up on what speaker said, by going one level deeper.

[@amodsardesai9027]

Nikhil Kamath is sooo damn genuine

[@rama815]

Keep doing the good work Sharan!! Really like your funny energy and creativity in youTube shots.

[@Devil-Jin-yt]

Who is here after Kamath Gambit Usain Bolt Variation? Really interesting Gambit to learn.

[@aYushshrestha589]

one of the best podcast the last part really really helped me

[@rocktheworldon]

Wow enjoyed conversation. 1st time saw Nikhil being in humorous mood, especially the relations And right question to derive for.. 👍

[@anilsakrepatna]

This is my first podcast on KZbin from you sharan which came as a feed while watching one on some other podcast with the founder of mobikwik ... Since the title was too catchy. *how much money is too much* or some thing coupled with my long pending curiosity to know Nikhil our boy next door who has made us all proud.... here I m a happy consumer subscribing to your channel. This was quite a nice conversation, where I got a glimpse of this super successful guy Nikhil and a glance into his fascinating mind along with yours... I am more in awe of nikhil today after this watching this show than before.... ❤❤ All the best sharan , have so much to catch up now on your channel.... I wonder how do I make time for all of it

[@AniCodeStar]

He is Great as he also defeated GM Vishwanath Anand 😅😅

[@suchetmhatre6030]

He cheated bro

[@fazils3800]

Please, stop saying Right Right Right. Because for audience it’s like a stopper for the message being conveyed from resource person 🙏🏼

[@niyazyt5061]

42:00 he truly manifested ( dhruv rathi )

[@lavendratiwari1397]

Both of you are single, both of you live together, and then you are praising him on the show. 😂 NK’s sarcasm OP💯

[@GamerShaggy]

Great podcast! Looking forward to more such stuff!

[@rudreshjha7166]

i have solution to clear these type of fake bots scammers

[@GamerShaggy]

@@rudreshjha7166 clear them then