Financial and Social Help for Seniors on their Own

[@lorettafrank9906]

Because I came across ur teaching, I have helped my mom and dad keep their home. And I was able to get them a new transportation. Dad being 95 and blind, my mom 88. 😢 I have printed so much of ur info. I helped my uncle as well.

[@SeniorLivingOrg]

So glad we are able to help your family!

[@lorettafrank9906]

I wish things like this could be taught in schools. Or we can have commercial like this on t.v. Instead of d thrash they have. This will have our young people working toward there long life. Instead of not having a life when we can no longer work. Life is pretty much over at that point. U r merely existing, until ur heart 💜 stops beating. Sad 😢

[@gia5959]

So great

[@MarkWright-fg4zv]

I'm going on 65 and I'm only getting $941 a month from ss. No savings, but a paid for house in CA. With prop. 13 tax exemption. I inherited it from my wife, about a year ago who inherited from her dad. So property tax is cheap at about $ 1500 a year. I get food stamps and I just squeek by. I'm on medi-cal too. All my money and friends moved far away. I don't have a car either. But what the heck. I'm happy and talk to people but I could really use a couple thousand a year for prop taxes. I retired at 62 1/2 .

[@theresahickscch6581]

I have no family, no kids and am flying solo. I must admit it’s awful. Right now, I’m grieving the loss of a beloved cat and honestly, my life is not good. I spend too much time in my head. Truly, society doesn’t give two straws about the elderly. I’m very glad you both care enough to do these videos.

[@sesamefrederick6618]

WELL STATED. DO NOT FORGET the sad case of Karen Paris in Tampa, Florida, who allowed her sister to stay wit her for 10 years, but was murdered in her home by Debra Patton. (2021). Married and childfree with a good nest egg, her golden years were stolen.

[@RJFPme]

I’m in the same boat as you.

[@bentnickel7487]

The way to help yourself is to help someone else. Obviously, not with money, but just listen to them when they talk. Their interests and concerns will get you out of your head. Comparing their worries to yours will show you how small your problems really are. Losing a cat, when that cat was your best friend, is tough. I've lost several.

[@theresahickscch6581]

Sad! No one prepared us for the downside of aging. It certainly isn’t the easiest part of life to navigate.

[@theresahickscch6581]

@@bentnickel7487 I do listen to people and help them through their issues. It doesn’t help me because then I feel their pain. It is what it is.

[@benton-benton]

That was really nice. It seems like Art and Jeff actually care about older people who are alone. Most people could care less and actually consider solo seniors as inferior. Thanks Jeff and Art.

[@SeniorLivingOrg]

Thank you for the kind words. Please share the channel with your friends.

[@donnakolo1013]

HOSPITALS HERE DON'T DO MUCH!!

[@lindasafley4794]

Need help from debtors

[@rebeccarobinson275]

Yes I feel blessed to have found them.

[@4155abc]

I appreciate you making these videos. I am so glad that I am 100% debt free. I don't owe anyone anything and I pay just $354 a YEAR in property taxes. I can't imagine having credit card payments, car payments, a mortgage, or any other debt. It would be too stressful to have debt.

[@JoyceHAnderson-rp5bf]

For me personally, this is the most logical, helpful video I've ever seen. I needed this at just this moment today. God Bless you!

[@bentnickel7487]

I'm alone, but I was married for 13 years once. I chose to not have children. Now, my whole family Dad, Mom, Sister and Brother are gone. I'm still happy, because I can pay my bills and I sleep contently every night. Don't expect your kids to take care of you. You're on your own.

[@sesamefrederick6618]

true

[@HBDuncan1]

I also on my own. I had 2 children. A son & a daughter. My son at age 50 just passed months ago & my daughter has 2 beautiful grandchildren. They were 10 yrs apart. I’m grateful to have her and g babies ! Shorter on money but a blessing socially ! I’ve helped them & they have been there for me ! Miss my son but he’s in Heaven now ! I live in senior apartment now & I enjoy my new senior friends ! We all need to stick together ! GBU. 🙌🏽❤️🙏🏼🕊.

[@marylawrence7234]

I'm living alone, nobody, it's hard to be senior, but thanks god I can pay my bills on time, no kids, only my brother,

[@0annonymous]

You can also run naked around the house, rest assured, no one will move your stuff, come and go when you want, do the chores when you want, and so much more There are so many perks to being on your own, now you have the choice and the opportunity to keep yourself healthy to rest, assured you’ll be free as a bird for as long as possible, hopefully until death do you part from this life If anyone from probate tries to abduct you, don’t go nowhere with them Scream, and make a scene, scream fire, draw attention, and I mean really make a scene If you have guns, or any other weapons, make sure you know where they are, and make sure your armed when you go out because if you don’t know about a three part video, then you’re sitting duck "How your elderly parent will become a ward of the state" is a 3 port video Be hyper aware of your surroundings, especially if you just bought something expensive like a new home or car Look before coming home and don’t go home. If anything looks off and someone happens to be in the area who doesn’t belong there, keep going and don’t go home. Don’t answer the door to no one you’re not expecting that you didn’t agree to see specifically Ignore the door, your life may depend on it as many people have found out the hard way when people start winding up as a pile of ashes, when the system gets done with you and decides to get rid of you when the last name is gone They’ll overthrow your estate plans, including your prepaid funeral arrangements Beware if you’re over 65 and you wind up in the hospital, or even at the doctors office, and they decide someone will take you out the back door opposite of where you came in and hand you over to a guardian Be sure that if you do need to see the doctor that you take some people with you who are able to really fight and even physically whisk you out of danger, if something does happen Marty Oakley may be gone, but you can still find her show because they replace some of the old shows besides bringing on new ones on TS radio Marsha Joyner founded betrayed by hospice show, it’s worse than some people may know, but people are waking up and clamoring The older you get, especially when you’re alone, the more important it is to protect yourself at home by keeping your doors and windows, shut and locked, and use reasonable window covering You can also use bubble wrap on your windows, I use it flat side against the glass with a mixture of Vaseline and baby oil, it sticks better for much longer Bubble wrap is more than just a good insulation, it also offers reasonable privacy, but you still have more responsibility as it gets darker outside, and the lights start coming on Before the first light must come on, shut those drapes and yes, I said drapes, and not curtains because they offer more privacy on top of insulation So before the first light must come on, shut those drapes early and make sure they stay shut before turning on some lights and mix up your habits so you’re unpredictable Try to use different routes and different modes of transportation if possible Don’t have the same habits, go out at different times, and even consider picking days to just stay in and not go out if you choose to stay home Or you can go to a loved ones house, but don’t have the same schedule if possible Don’t stand out, use the grey man method and blend in instead of standing out If you dress flashy, you’re putting a target on your back Fly under the radar, and if you do decide to do anything special, try to do it at night, if possible, or at a time, no one will be expecting, and maybe even at a time not many will even know The idea here is privacy, and privacy can mean protecting you for your safety Let’s say you’re going to a party, don’t tell no one where you’re going unless you know you can trust that person If you do feel safer telling someone where you’re going, and when you’ll return, so if you get abducted, and something happens to you, someone will come looking for you and make a police report If you don’t feel comfortable telling no one where you’re going, plan carefully, and stay hyper aware of your surroundings Maintain a safe open space around you and keep anyone from entering it, specifically if you don’t expect anyone to be approaching you because that’s how many people go missing never to be seen again It’s not only vultures taking people to undisclosed locations and institutionalizing them, but if you live in Roswell, New Mexico, you might’ve heard of the dulce base…. People have reportedly gone missing in that area, never to be seen or heard from again because there are really evil things going on at nightmare hall level 7, maybe even at “ultra 7” If you live in this area, you may want to consider relocating to a safer area, but do your research very carefully, and don’t go to other areas that could pose a danger, areas like area 51 and Antarctica Those and similar areas are restricted for a reason, avoid them! Do your research carefully, because there are also very strange creatures roaming the Earth today, some of them have a travel route, and they may live in the woods, and even in forests, national parks and other areas Do your research carefully, and make sure you live in a safe area, especially as you age, because as you get older and more vulnerable, you don’t want danger coming your way

[@kayschares7935]

If you don't pay your debt then your credit becomes shot. If you try to find a cheaper place to live you won't be able to becuz of your credit score. Plus moving is expensive. Also, it's hard to get Section 8 housing. So many on the list and usually the housing is in areas where the seniors don't feel safe. Wish this would have been covered.

[@soniagrindstaff2416]

I agree. Strong issue.

[@dauterkhoshnood688]

Also if you own your home and don’t pay debts they could put a lien with interest on your home and then you could lose the home...then where would you live..

[@patriciagutierrez906]

SO TRUE

[@patriciagutierrez906]

SO true

[@c.mariadi7469]

I totally agree with you!! My Identity was stolen, bank accounts hacked, ssn # stolen, these fraudulent actions continue! I was scammed by fraudulent lessor now I’m a squatter- no help have to fix all Apt issues by self!! I need about 2.5k to move deposit, movers, utilities etc.. but my credit score is below 500+ I got evicted from last apt cuz aunt’s POA told Apt Mgmt I had 3 cats!! Plus he denied me the 10k inheritance aunts will!! Being sued cc debt of $1,450!! I know my SSA + VA disability benefits are EXEMPT!! But the judgment will be filed and granted cuz plaintiff Atty persists!! Lawyer told me that this will be on my credit reports!! WTH.. can’t win for losing!! Boo t this entity has blessed me with hope.. I was OT Assistant fir 19 yrs and THOROUGHLY loved my career!! Now I volunteer with Sr Ctr programs- same very very satisfying always every day!! Blessings to you all!!

[@micheleparker3780]

It's so sweet that you guys even CARE about whether seniors in general are...happy!

[@oldegoatee8450]

I'm one of those solo seniors who got a Reverse Mortgage. It was a lifesaver for me. I guess my next thing will be to give up my car and use a taxi. I live out in the boondocks, so transportation (such as buses, etc.) is very difficult. Thank God for Sam's Club and Amazon! Thank you both for this KZbin program. It's been very reassuring to me.

[@SeniorLivingOrg]

Glad we could help. If you're not using your car much, you could save a lot by booking rides only when you need them.

[@wandaglodowski9114]

Thank you to the both of you for your Intelligence, compassion and efforts to help seniors. I personally have found emotional relief listening to you.

[@SeniorLivingOrg]

Thank you for the kind words. Please share the channel with your friends.

[@tikitavi7120]

It's a hard world out there. Nice to know there are people who care.

[@SeniorLivingOrg]

You are welcome. Please share the channel with your friends.

[@hopespringseternal2624]

Wow, I am so grateful I found you! This helps me a lot! I am going to scour all your videos to find more helpful information like this. I am on my own per choice as my sisters have caused me much harm. After years of dealing with their abusive ways, I finally decided "enough". Thanks again, for being a blessing to me!

[@MsApache00]

At 65 yrs. old, I like knowing there is a voice that gives hope and comfort!

[@SeniorLivingOrg]

Thank you so much.

[@kkmmjbnjunju]

I am 63 and kind of alon you gave me a sense of belonging. Thank-you both for your. services

[@SeniorLivingOrg]

You're very welcome!

[@chantalsslippersondeedeesf4853]

As always great information! I'm so great full for Helps! Been with them for almost two years!!

[@sesamefrederick6618]

yes

[@learnbyheart7]

I am so happy to find this Channel, thank you.

[@SeniorLivingOrg]

You're welcome. Please share it with your friends.

[@ocelotcat]

Thank you so much, this was a great information session, very timely too. Blessings to you both for helping us all.💜🙏

[@SeniorLivingOrg]

You're welcome. Please share the channel with your friends.

[@GS-st9ns]

These Videos in conversations are always enlightening. There's so much that can be gained if we just apply it for ourselves or other people. Thank you for being there

[@SeniorLivingOrg]

Thank you for the kind words. Please share the channel with your friends.

[@marylawrence7234]

How do you apply for that? I don't know this thing? I want to share to some of my friend too?

[@4155abc]

I thank you for making these videos. I am finding all of your videos very informative.

[@SeniorLivingOrg]

Rebecca, we're glad you like them! Please subscribe if you haven't already.

[@stevebook8395]

Thank you so much.. I'm a solo senior and not looking forward to my future.

[@carolmariekraus5232]

Thank you very much for your help today I really learned a lot I am deaf You made sure that it is captioning You both are wonderful

[@SeniorLivingOrg]

Thank you for your kind words. Please share the channel with your friends.

[@ca9777]

Thank you for the video!! It was much appreciated!! Both of you are a blessing.

[@SeniorLivingOrg]

You are very welcome. Please share the channel with your friends.

[@bethdavis7812]

I thought I was good to go for retirement and then Cancer hit me. When the 3rd diagnosis hit and I chose to fight and went with a proven but expensive treatment, I quickly went thru most of my savings in two years. I could not keep up with some of my bills and now my life is hell makes me wish I had not fought the cancer.

[@SeniorLivingOrg]

So sorry, Beth.

[@gwendokynpesrson2603]

Thank-you so much for caring

[@SeniorLivingOrg]

You are very welcome!

[@carolnatale5801]

Thank you for your continued support through education 🙂

[@SeniorLivingOrg]

Thank you for watching our videos.

[@denisescott2288]

Hello!!!!! My hospital (Scripps Mercy of San Diego) DID just drop me off in the front of my senior, high-rise, subsidized apartments. Couldn't walk, no help. They knew exactly what they were doing to a vulnerable, just hospitalized 70 year old, 95 lb., disabled senior --- ME!. Shocking!

[@SeniorLivingOrg]

So sorry. Our best wishes for your health to improve.

[@diapricea4888]

This is sad. So many insensitive people. Their day is coming. Yes it is.

[@maryparker7305]

Information is very valuable.

[@SeniorLivingOrg]

You're very welcome! We hope you'll subscribe to our channel if you haven't already: kzbin.info/door/IYQwu7wEpLyijISnF5Z6eA

[@darykinnaman2319]

The one thing you don't mention is that once your credit is ruined, it makes it really hard to find an apartment. They check your credit and send you packing. I just was applying for a nice senior high rise and got denied. Now what do I do?

[@HELPSLawGroup]

I believe Senior Living has a video on this topic if not HELPS Nonprofit Law Firm has a video on this on its KZbin page.

[@stjohnbaby]

Eric is a Hero

[@maryparker7305]

Thanks for the information. Quite enlightening.

[@SeniorLivingOrg]

Thanks, Mary. We hope it helps you and your fellow seniors.

[@janetpagendarm9075]

great info thank you

[@SeniorLivingOrg]

You're welcome. Please share the channel with your friends.

[@kimjennings2745]

I do believe they care about us.

[@diapricea4888]

Who does?

[@francooper3906]

Amen to that

[@GetAGENTORANGEOUTDumpty-ed9se]

You are WONDERFUL AMAZING human beings, BLESS YOU BOTH 🎗

[@thomaswattam4917]

Thank. Erick.

[@SeniorLivingOrg]

You are welcome. Please share the channel with your friends.

[@phoebusfreeman5199]

dilemma??? as debt collectors leave you alone and credit companies leave you alone? they then terminate your credit. so what is one to do when that credit line is cut off? i have used FDCPA 4 times successfully but lose that source each time... i have 2 credit cards left and one lowered my credit amount for my history. so i guess my question is how do we keep credit sources from shutting the door on us?

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@HELPSLawGroup]

I believe Senior Living has a video on credit and seniors. Hopefully HELPS will be doing another video soon with Senior Living going into detail on how seniors who need to can rebuild their credit Eric HELPS

[@a1waystreet-j86]

It’s very hard being her in high cost Cali. Being a senior is NOT fun.

[@jimmytheexpat5719]

i have a senior friend in Jacksonville Florida and her house is in need of repair and she cannot find any help.... can you help her?

[@stephanie7351]

Thank you both.❤

[@SeniorLivingOrg]

Our pleasure!

[@rockypinard4780]

Yes PLEASE

[@marciaparris1212]

Thank you AARP🙏😇

[@cindybochenski6976]

Thank you, but I'm suggesting a little less repetition about debt forgiveness and more about eliminating a car and getting free transportation through medicare and senior centers, and ordering grocery delivery online. In my area, instacart offers very speedy delivery of groceries, within a few hours! The cost is about $20 each time which includes the driver tip, and most of these store services accept EBT. So by doing this twice a month, it's only $40 to have your groceries delivered right to your door. Each individual item is priced slightly higher, which shouldn't be the case, but it's doable and easy. Walmart is excellent as usual, I'm not within range to get their grocery delivery, but when I choose the SHIPPING option, I can order many non perishable foods and anything else I need, with FREE SHIPPING for orders over only $35! And their shipping is very fast! Yes, we're quite isolated without a car, but seeking out the available alternatives and making a few plans to get out with friends counteracts that.

[@HELPSLawGroup]

Great ideas and you are right needs to be brought up more Eric HELPS

[@cathleensuan7845]

I'm only 60 and on SSDI and live by alone. I'm a female and it's becoming so lonely

[@HELPSLawGroup]

This might be a good topic to cover with Senior Living. Many areas have senior centers with no cost involved to become involved. I believe many seniors who are alone would benefit by attending a church. I don't think there is a church out there of any denomination that wouldn't welcome someone. I know my wife worked for Hospice for many years and they were always looking for volunteers. Eric HELPS

[@cherylrusso1805]

I lost my husband of 37 years in the very early days of covid19. Subsequently found out his home Healthcare provider had emptied our bank account. I had just sold my cape may NJ beachfront property she got that and my car. I found myself homeless careless broke and on the streets alone of course my income was also cut in half. I've been homeless for the past 2 years . I hear about all this funding but all I was offered was a tent last February. It's hopeless I believe?

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@ravenraven966]

What's going on now Cheryl. I'm horrified by your story

[@shellytrichler7363]

Can their home be condemned and taken ?

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@crazycrittersandvintagecol9129]

I’m disabled and I just turned 60 and live off of $1100 and can’t afford a place to live, my car and insurance eat up most of my money so I’m lost as to what to do. My doctor cut my liver during gallbladder surgery and I’ve never been the same. I would love to share a house with an elderly person who needs social interaction while helping me with a roof over my head. My credit keeps going up because of my income but don’t I have to pay them if I want good credit?

[@jerrycaddell4558]

My husband has stage 4 lung cancer. I am alone taking care of him. Will the medical debt cause me to lose the house when he passes

[@vivianmckeithan7487]

Thank you for sharing how do I get in touch with you have a blessed weekend 🙏❤️

[@SeniorLivingOrg]

To contact the HELPS Nonprofit Law Firm, call 1-855-435-7787 or visit helpsishere.org. You're welcome!

[@horsejumpride8423]

The laws that you speak of do they also cover Pennsylvania? Debt collectors cannot garnish someone Social Security and wages in Pennsylvania?

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@HELPSLawGroup]

Yes, These laws apply to all fifty states. Eric HELPS

[@horsejumpride8423]

@@HELPSLawGroup All 50 states. Thank you for the information!!!

[@joesena8163]

Keep up the good work 👏

[@SeniorLivingOrg]

Thanks, will do!

[@GS-st9ns]

This is a great video. I've watched numerous videos of yours and have benefited. I'd like to volunteer as a patient advocate. Do you have any information on that? Also would you mention if you haven't already a loan modification for homeowners that are low income. This can enhance my information as an advocate if I become one. Also, I believe in Ohio there is a an organization called PWC. People working cooperatively where seniors 60 and over can benefit by no cost home repairs or necessary too mandatory assistance with homes. These repairs are done by Volunteers in the vicinity. Do other states have that? Thank you both very much

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@commoveo1]

Being forgetful sure has changed my life. I miss payments I thought were going to be automatically paid. As bad as it is children enjoy taking what little a man who tried and did love them ✨🕊️✨. Two months having been robbed can really devastate your rebuilding one ones integrity✨💫🌎✨. Thanks for your compassion for us. I would get credit cards paid down to only made confusing. I’m far from being a Saint, was an IronWorker after I did my 4yr. Term in the USAF. We didn’t have special forces back then, everyone was special, anyway I’m trying to stay a float. Then when a man works hard a good education does a body good. Sincerely, thanks for just to hear someone is out there providing advocacy for men and women who worked hard. Never lived on welfare, raised that way. A lot of Angels watch over us. Much ✨❤️✨to you and your work helping ✨🕊️✨

[@SeniorLivingOrg]

You're very welcome.

[@elizabethsytsema9773]

I need to talk to someone about my debt. Need advice, options. Am a senior in Grand Rapids MI. Please help me. Thank you.

[@elizabethsytsema9773]

Have been listening to your wonderful videos for quite awhile. Thanks so much.

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@lydiakarlo3287]

What about rent help for solo seniors?

[@SeniorLivingOrg]

Section 8 is available, and other help is available depending on where you live.

[@JoyceHAnderson-rp5bf]

It seems your video just solved my problem I didn't want to face, but I MUST accept what you've suggested. But how do we deal with our conscience? I'm struggling financially at 80 in social security, but my conscience won't let me not pay one of my large monthly bills that I have, in which if I didn't pay it, I could survive ok then. There's no money at all left over each month to pay for home, car, or even clothes, repairs and/or for things that just normally wear out or for the unexpected or the un-planned for. When I took the loan I had a plan to work to pay it. But now I physicall can't work. I"m a happy person as long as I live in the moment and ignore my problems. But suddenly I'm finding that ignoring my needs is only making them pile up until now, suddenly I've come face to face with a huge pile and some of it has to be dealt with NOW. It appears that your advice is what I needed to hear and somehow actually do. A thousand thanky's and hugs. :)

[@bonimessner6360]

We have alot of seniors on WI they are living in intregrated private apts without the care they need and they are basically voiceless it seems it's getting worse by the month. I wish that the care usually promised falls to the wayside quickly especially low income. And there are alot that have private payee companies. Told one thing and given another very quickly.

[@beverlynewsom9921]

Remember: This is only for low income Seniors or Disabled Individuals who are unable to pay old UNSECURED DEBTS like credit cards, medical bills, not SECURED DEBTS like HOA/POA ever increasing assessment fees on their condominium or single-family home that is owned but is now susceptible to foreclosure.

[@HELPSLawGroup]

Not so. HELPS second mission is to educate seniors how they can maintain their financial independence. Because of that we provide information including options for seniors facing exactly the situations you describe. Eric HELPS

[@Headcase333]

I called the HELPS line and a nice lady answered. I sought advice on what to do when I visited the judge over my pending eviction. In my 67 years I have never been in a situation like this. She told me HELPS is just for any help I need getting creditors to stop harassing me. I told her that could be more of a problem if I didn't have a block on my phone. Right now it is far down the list. If harassing creditors isn't your problem or isn't the problem you need help with right away then this isn't the help you need. Nice of them to do what they do though,

[@HELPSLawGroup]

We talk with people about rental problems all the time. We do not however represent persons in court. Eric HELPS

[@110311DONTWANTCHANNE]

i have heard pervasive stories of idiocy among social workers...and what if the person isn't hospitalized but needs help?

[@jenkinsljenkinssquire9137]

Min age to be considered senior?

[@virginiajanoulis7536]

what about a 23 year old restitution debt that 15% is being taken from my Social Security every month?

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@lenaperez8929]

I AM A veteran widow need help getting Tricare I am 78 yrs old . V. A . Refuses to help me with a pension to much assets ?

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@donnatorres2648]

I m solo and because of old student loan I have been garnished. I make 855 a mo. And the take $50 a month it stopped temporarily because of pandemic.

[@HELPSLawGroup]

You don't need to be garnished and it can be prevented. Here is a video with HELPS and Senior LIving kzbin.info/www/bejne/hnaXkmqllt2WZ6c You can call HELPS with your questions Eric HELPS

[@suzanmiller558]

I am 65 years old with no money. I am being forced to move in two days. I am also a solo senior without a support system. Please help me

[@SeniorLivingOrg]

You can try calling HELPS at 855-435-7787. We wish you well.

[@barbaracommins7786]

Brilliant

[@SeniorLivingOrg]

Thank you. Please share the channel with your friends.

[@sd8023]

It’s sad I am one of them …

[@deiadraper6358]

I have a problem I've been on a moratorium due to covet for my mortgage through USDA and I haven't gotten any paperwork from me to start sending a mortgage payments

[@chantalsslippersondeedeesf4853]

I would call them Deia Draper.

[@deiadraper6358]

@@chantalsslippersondeedeesf4853 I'm not calling them it's their job not my job to call them I thought of that much appreciate your comments sincerely

[@helenmurphy3143]

@@deiadraper6358 no shes right call them, keep paper trails

[@chihuahuaspatti5112]

What abogarnishment? Child Support collections against Social Security Retirement, any garnishment protections?

[@HELPSLawGroup]

It is possible in some instances for 60% of SS to be garnished for past due child support. The ex spouse could perhaps agree to a lesser sum or the District Attorneys office doing the garnshment on behalf of the state might agree to a lesser sum. Eric HELPS

[@garycraig5000]

I need help.. I a stroke person with right side.. i am a retired fireman / paramedic.. I am with my son who doesn’t like me.. I need a place to go.. help me please

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@kpex7509]

Hey Jeff I am I am disabled can’t work living on Social Security 60 years old have small debt collectors hassling me in court am I considered a senior citizen at 60 years old and what can I do about the debt collectors with my Social Security thank you

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@helenmurphy3143]

they cant touch social security with debt collectors

[@howardberger2226]

Is there an organization that I can contact for free lawyers that deal with last wills.

[@HELPSLawGroup]

Lots of websites have free do it yourself will forms you can print out. Eric HELPS

[@sct4040]

This will be me in the future, I will be alone.

[@margaretlouise6200]

$1100 is CHEAP for housing. In NM a one bedroom apartment right now is running from 800 for a dump to 1500 for a moderate apartment. Not talking about Santa Fe, but in the poorer areas. Santa Fe would be over $2500. What's to be done about that??? The elderly are the fastest growing population of homeless. That's why.

[@marcijoseph3382]

I’m a senior o SS trying to go back to work part time but about 6 months ago while driving on the freeway in California the accelerator cable in my car 2006 Santa Fe got stuck and the car accelerated with my foot off the gas. I was terrified and thought I was going to crash but thank God I was able to exit the freeway and eventually able to stop the vehicle. Hyundai has discontinued the needed part and have refused to assist after keeping the car for weeks. I had previously spent thousands on repairs and now stuck with a car I can’t drive. After 6 months I managed to get a cable from another vehicle but it had the same problem which my mechanic bonded temporarily. Needless to say, I’m terrified to drive it because it over-accelerates. Is there any help for someone like me. I can still work but I need reliable transportation. Plus need to safely get around to doctors appointments and grocery etc. Please advise. Thank you.

[@HELPSLawGroup]

A 2006 is old enough that there would be no warranty. If you owe money on the car and your income is SS then you could simply stop the payment. Senior Living has a video with HELPS on affordable transportation options. Eric HELPS

[@marcijoseph3382]

@@HELPSLawGroup The car is paid off. I simply should not have poured thousands into repairing it. I will look into the info you provided. Thanks for the speedy reply. All you do is very much appreciated. Marci

[@laraoneal7284]

Marci Joseph Many models of Hyundai and Kia’s have been recalled.

[@underestimated3040]

I have my own personal story about Hyundai that was a nightmare from hell. Live & learn, even at our age.

[@sallyprzybil2404]

I’m a solo senior interested in Senior issues. I worked for over 40 years as a Registered Nurse. I notice you say that Social Security is protected by law. In my experience that’s not entirely true. I had a couple elderly very sick patients that had federal Student Loans and a portion of their Social Security was being garnished by the government for the student loan repayment. Despite the fact that the doctor had written a letter to Social Security telling them how I’ll this man was. He was on hemodialysis, kidney failure, heart failure, diabetes and yet believed he must continue to work, until the day he passed out at work. He was continually so worried about the Student Loans.

[@HELPSLawGroup]

There is a currently a stay on set off of SS for past due student loans. And when it resumes many lower income seniors will qualify for an income based repayment plan paying nothing per month. Eric HELPS

[@katielin2379]

I am the Representative Appointee for my disabled brother. He currently lives in a licensed elder care home. His ssa is 1087, and they raised his rent to 1079. What are my options to get additional funds so we may pay his phone and personal items?

[@dresser6135]

Add'l. cash is going to be hard to come by. You might try contacting your local Area on Aging office to see what they might recommend. You could try getting his name of a list for HUD housing, for seniors & disabled, which would take less of his cash thereby leaving him for money for personal items.

[@katielin2379]

@@dresser6135 thanks. I'll try to contact dpss for LA County. He has to have somebody care and feed. If I could get him an extra $100, that's all I'm looking for.

[@arvernettahenry8435]

@@katielin2379 in

[@jimmytheexpat5719]

i am an English teacher living in china and never have received any of the stimulus checks the govt. gives everyone ... how do i get these? i am trying to save money to return home but am afraid of starting my social security in march when i turn 62 and since it's under 800$ how does one make it...

[@cherylrusso1805]

The local hospital here in pottstown pa after I was attacked living on the streets and found on abandoned train tracks taken to the hospital in bad shape hypothermia dehydrated after discharge they actually had an orderly wheel me in my wheelchair across the street to the wawa told me it's public domain and they can't chase me off? I lived in that lot for 6 days! Welcome to pottstown memorial medical center.

[@Judith-iz7kw]

I had to go to hospital. By ambulance and they wheel me to recept. Office, and said find a ride home, I had no shoes or people to help, I finally called distance relative to pick me up

[@SeniorLivingOrg]

So sorry. Hope you're doing better.

[@tedharris7608]

I got with the Ospital that I was in a bad situation and they were totally useless and helping so don’t thank you dollars on it

[@benton-benton]

Yep.

[@deiadraper6358]

I'm sorry Bayhealth sent me home in a tag C Cab cost me $25 it was at 1 in the morning and this is in Dover Delaware it was about six years ago ambulance took me there cuz I couldn't move cuz I was paralyzed from my back

[@benton-benton]

Hospital workers are mean. I could say more, but won't.

[@deiadraper6358]

@@benton-benton me too

[@JudithSleed]

The Hospital wanted to admit me, because I did not have ride home!!!

[@doveleboeuf6625]

I only draw $972 a month. From ssdi. I own a house thats old but its pd for. But, it needs a ton of work. I applied for a home repair grant but I've not heard a thing!!!

[@SeniorLivingOrg]

We hope the grant comes through for you.

[@HELPSLawGroup]

If your home is free and clear you could investigate a reverse mortgage. There is video here with HELPS discussing reverse mortgages. Many seniors are confused or in the dark about reverse mortgages. There is also a lot of misinformation about reverse mortgages- a ton. They are not for everyone but for many seniors, a reverse is an answer to prayer. Eric HELPS

[@suemoreno5217]

I need housing for my son and I that has downs.

[@HELPSLawGroup]

Look into section 8 housing normally in the city or county where you live Eric HELPS

[@Keningignoli-n6y]

BEING OLD, GETTINGOLDER, REALLY SUCKS!

[@TheNomadMonad]

Used cars cost more than $5k. That's more than they allow for personal property. How can we even live in our car if we don't own one and buying one will kick us off of disability. I'm referring to SSI. I'm 55, disabled and about to be homeless with pets and no car to move into. What can I do?

[@benton-benton]

Why will you be homeless? Is your landlord making you leave? This is so sad. Your pets and you need a home. It doesn't sound like much, but I'm praying to God you and your sweet pets have a home to live in that is safe and comfortable and affordable. And that all of you have food to eat and you can be warm when winter comes.

[@TheNomadMonad]

@@benton-benton they are selling the house. It needs a lot of repairs and rather than repair it they are eliminating it. They are putting my disabled roommate out as well and he's got to do dialysis 3x every week. We have til Halloween to land on our feet somehow. With no stimulus coming we really don't have a prayer so your prayers are deeply appreciated. It's getting hard to stay encouraged the closer it gets to Halloween.

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@jeromehenry4484]

If you are disabled, then you are disabled, you cannot be "kicked off disability" due to car loan, or car value, or total personal property. You can be disqualified for assistance that targets low-income people. such as SNAP benefits, Section 8/Housing Voucher, utility assistance, etc. Decide if you & your partner/roommate are going to stay together or separate, because that will make a difference in how much a couple can put towards rent, or much lower amount to put towards rent as single-person residences. You will likely need to rent an apartment instead of a house because you are now priced out of renting a house (just like abled-body people in the current economic conditions). You probably need to reassess whether you & roommate can continue to be pet owners, considering the amount of funds that need to go towards their feeding & care. Look into PAWS, they are a "no kill" animal shelter that places animals into new homes.

[@Maggie-g1v]

I am single and NEED HELP FINANCIALLY! I have gone to my church and many churches for help, I had one church helping me for 3 days that’s it! I have asked my family NOPE they refuse to help, it’s so hurtful!!! I am living on $1,100 a month…..I now work 2 part time jobs but it’s NOT ENOUGH!!! I am a struggling senior ready to give up!! 😪😪😪😪

[@garyramsey1407]

You talking about protected income what about a check that comes from the county to help with raising a foster child. I've had a garnishment issued and they're taking it out of that account

[@HELPSLawGroup]

Twice the amount of monthly SS is deposited is protected automatically from garnishment regardless of the actual funds in the account. Many if not most states protect this money. But its not automatic you have to file a challenge to garnishment to have the money released Eric HELPS

[@barbarafriend9342]

Even if I sold my home I wouldn’t be able to afford to buy another one because it’s too expensive to buy a home now

[@jillmeader5882]

Just rent then not so bad

[@connykersey698]

If a senior is sued for unpaid debt can they lose their house?

[@HELPSLawGroup]

Here is a link to a video from Senior Living explaining why that would not be an issue: kzbin.info/www/bejne/a3ypY6ihptGjoc0

[@jeromehenry4484]

It might depend on the type of debt. If your primary residence is Free & Clear (mortgage paid in full), it is highly unlikely to lose your home. If you still have an outstanding balance on your mortgage, but you always pay the monthly payment on time, no late payment or current arrears, then it is highly unlikely to lose your home. However, if you had a repair (like a new roof, etc.) made to your home and a Mechanics & Materialman Lien was placed on your primary residence, then it is possible for you to have title issues on your property, and a judgment against you. If you are talking about debts like credit cards, car loans, medical debts, anything not attached or related to your primary residence, then you will not lose your home (these types of debt can be put in a Bankruptcy filing).

[@24WFO]

I have no money. Plz help me

[@SeniorLivingOrg]

Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787

[@ashlysinfoandmusic8209]

This is me, only to make things worse, I’ve been targeted by a few “Karen’s” in my neighborhood and I’m now penniless, health conditions make it impossible to pack and move, so I’m about to be homeless because I was DENIED SPOUSAL SSI SURVIVOR BENEFITS; have to be out of home with in days

[@janiceplace7519]

you are not telling your whole story ....... sorry

[@ashlysinfoandmusic8209]

@@janiceplace7519 how exactly would you know? Fact is I was unjustly denied Social Security survivor benefits. My wife and I both worked our entire lives and paid into that system. I was and continue to be targeted by a few “Karen’s”, and my service dog for PTSD was unjustly taken away. I don’t know if you have PTSD or not (I guess not) but once the PTSD response is elicited you are in fight/flight and you don’t come out of that quickly. So my guess is you don’t think LGBTQ+ community Members deserve the same right as you to marriage and the benefits that come with it.

[@janiceplace7519]

@@ashlysinfoandmusic8209 then you must appeal and have a lawyer.

[@tracymorgan5386]

@@ashlysinfoandmusic8209lots of times when you apply for those benefits you get turned down the 1st, 2nd and even 3rd time. What I advise if you can get a lawyer and maybe that will help. I heard people who have gotten turned down then got legal help and was then approved.

[@4155abc]

Where can I buy homeowners insurance when I am poor? I own my house outright and can't afford insurance for it. They want over $200 a month to insure my small 1938 home! That would be like having a mortgage again.

[@fredacer6182]

you are wrong about the hospital having a support system in place for seniors in south carolina any way these people could care less

[@roslynmundon3771]

I know a 90 year old senior being evicted who recently lost her husband she's lived in the same house for over 15 years a nice went to a zoom hearing for her but nobody but her has power of attorney

[@roslynmundon3771]

NEICE

[@vivianallen7274]

living with my daughter and be home alone

[@luannrogers8167]

My situation to

[@Truckngirl]

Maybe you've never heard about LA County USC Medical Center. They literally send discharged patients to Skid Row in one way taxicabs. Source: I was in the taxi industry in LA for 20 years. I hear they use Uber now...

[@donnatorres2648]

They take mine right out of my direct express before I even get my money.

[@HELPSLawGroup]

I am not sure who "they" are but you can cancel anyone taking money from your Direct Express Card Eric HELPS

[@marypennington6519]

Need. My teeth fixed sad cant afford it