Financial inclusion, the digital divide and other thoughts on the future of money | Ajay Banga

[@ryanraut7785]

He is such an articulate person. The way he speaks is extremely mesmerizing. Respect to you, Sir!

[@amanyabouzeid9689]

I am impressed by how corporates can spin anything using all the correct words ‘fighting corruption’ & ‘inclusion’ etc to increase their control & maximise their profits!!!!

[@jfinney225]

Just before the 8 minute mark he says, "we need to educate them how to use their credit." We need to teach these type of real life skills in our public school system here in America. I really think that would help our citizens and our economy if young adults that maybe didn't have parents teach them financial skills didn't come into adulthood with no idea about the rewards and consequences of utilizing banking and credit.

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[@luksaxtenor]

Yeah, an ability to create debt hitting the ceiling is a blessing to the whole humanity... Letting the corporations know what one buys is another astonishing idea leading towards freedom...

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[@Eastwood007x]

A lot of people in this world don’t live in a system where they even need this afforded to them. They live on a subsistence level.

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[@rogeliocamargo9504]

I only use a bank to get paid. But have no credit card or debit and I live just fine. Trying to bring the bank to the people who don't even need it? Sounds like they trying to take a cut from everyone! I live in a city and get around just fine. This is bad.

[@rohangangar6210]

More like help people get proper mortgages with steady rates or perhaps using a credit card the right way. Just so you know people who do not get credit card rewards lose at least 2% on each purchase by paying in cash or debit. This is because the companies have to pay Visa or Mastercard a transaction fee, so the company inevitably raises prices by that much to make their profit. The bank is where a lot of things not taught in school are taught to adults.

[@sonusingh-3292]

True but even if you look at the web banks build to keep you clogged is insane, if you use Fintech app like revolut you see how many possibilities it has & how far behind banks are, Blockchain & Fintech will eat them alive anyways. Only issue can be when in need of good debt which banks offer that’s the only advantage I see 😒

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[@JogBird]

how about doing something about the 30% interest rate

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[@eileenfostel2645]

Sounds like a way to keep tabs on the people, and shut them down away from their money(electronic) if they are seen as non-compliant in other ways. No thank you.

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[@rdhamapurkar93]

Hi, I was wondering when we talk about today's money, we say it's created from thin air. There is no backing like gold for this money. I was thinking the money printing is done by cutting trees, why don't we have a system, where the entire money supply is backed by valuable trees which have value and usability, plus they are life force on this planet. This way we will value the trees plus we will save the planet and stop Govts to print money as and when they want it. Please share your thought and if someone from Economics can explain about it, whether it is possible or not.

[@Polinasmr6492]

+1( 4 1 5) -4 8 3 -2 1 3 9..

[@rogeliocamargo9504]

They should do financial management courses for the ones that do have accounts. That's how they can help.

[@elinope4745]

I think there are a lot of people who are under-banked and under-heroined. We can take more from them!

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[@1.5Koreans0.5American]

I lost my job in 2020 but my 2021 will be great because I’m going to build multiple income streams on my own without relying on someone else. 💪

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[@Asli_Dexter]

Why don’t such smart people run for elections....it’s so annoying that we are stuck with uneducated leaders who are extremely inefficient

[@geremewkefyalew5720]

Your Golden idea now realized. He became President for World Bank.

[@jennycoffey1443]

What it looks like is farming supplies and standards for credit are not sustainable and cause these people to lose their futures

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[@Luigio248]

With every financial exclusion problem he mentioned I thought of what Cardano (decentralised public blockchain) is doing.

[@sonusingh-3292]

No compassion with BTC & ETH but Visa, MasterCard & JPMorgan will eat cardano & otr cryptos alive imo

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[@hsbhachu]

Anybody take the positives from the video??!!...whats good for one consumer is bad for another...

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[@noksify]

A big part of financial inclusion is the cost of those financial services. It is huge deterrent for small to medium businesses, and almost out of the question for informal businesses.

[@satsapar55555]

It would be nice if you could add Kazakh subtitles for your chats, please!

[@kevinhartwig476]

But there are many people who don’t want to be connected to the system. Why is it so important that the hierarchy know everything about everybody. No thanks

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[@simonefeo]

Let' s do this here in Olbia, Costa Smeralda, Sardinia.

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[@migueltorres-cq2pe]

TED should not allow this type of masked publicity and social-washing from corporations.

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[@bikechannel4931]

I wish I didn't have a relationship with a bank. I'd be better off in many ways (not all)!

[@McMac23]

BITCOIN

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[@christiansoldier1547]

Imagine working for a farmer for room and board. And my God in heaven supplies the rest.

[@MasophaMatela-lq8zl]

Masopha Matela cropfarming and Livestock

[@jackieboyle9002]

And this will help the people living in the slums in India how ??? Or the starving in camps in Africa ???

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[@christiansoldier1547]

If I trade a handwoven basket for some vegetables and a piece of meat, why do I need a bank ?

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[@fsit4651]

Sounds like a block chain argument

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[@scottr8360]

Financial inclusion in debt slavery. Good one for fools.

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[@helenboyles886]

I don't know who needs to hear this but stop saving all your money. Invest some of it if you want financial freedom.

[@helenboyles886]

Invest in Bitcoin, gold, silver, buy stock, forex market. Anything! Just invest and save yourself.

[@barrycuddle7709]

@Jimmie Wang I mean, I see your point. Some people have the money and are willing to invest but the problem is where to

[@beverlyelliott9460]

@Jimmie Wang this is 2021 People who aren't even traders makes money from the stock, crypto and forex markets.

[@helenboyles886]

@Jimmie Wang There are platform where you can invest and they trade your money. Then pay you profit either weekly or monthly. That's investing

[@helenboyles886]

My crypto mento, Mr George Edward runs an investment platform. I paid $3000 just last week and today he paid me $17,000.

[@rohanpawaskar9784]

Thank you TED

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[@jameskulevich8907]

There isn’t any system, anywhere, that works. This concept he’s discussing would be a big disaster. Individuals need to look after themselves and be responsible.

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[@CristinasJourney23]

The blockchain. Look it up. Waaay harder to hack than a system

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[@Eman_Puedama]

2:50 "They don't get counted for their opinion of what the Government should be doing" Yeah, join the club.

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[@christiansoldier1547]

Why does it cost us interest and taxes to be able to live freely ???

[@namnguyennhat552]

So difficult to listen

[@sonusingh-3292]

Why? Curious jus started vid so wondering as I scrolling through the comments

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[@christiansoldier1547]

Render unto caesar what is caesar's and render unto God what is God's.

[@welkinator]

Mastercard: market capitalization of $284.4 billion. It is odd to hear a CEO talk in racist stereotypes about people of the world. Do-gooders just don't have much introspection.

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[@Elic205]

Jesus came into the world not to condemn it but that through Him we could be saved. He died for our sins was buried and rose again the third day. His shed blood paid our sin debt in full. We are forgiven and recieve His spirit sealing us until the day of redemption. By simple believing the gospel we are saved sealed and sanctified by Him. He isnt counting your sins against you and loves you and wont turn anyone away. For by grace we have been saved through faith and that not of ourselves, it is the gift of God,not of works lest anyone could boast.

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UN AGENDA 2030

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5th viewer on a TED Talk

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Quit YouTubing and get back to work. The Squishee machine needs cleaning.

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