Financial Independence and the Valley of Disappointment

[@williampearson4898]

I think this pandemic has taught people the importance of multiple streams of income unfortunately having a job doesn't mean security. So I really appreciate your transparency and giving people a fighting chance during these troubling times.

[@jeffsekinger7032]

@@ronyates7332 Despite this troubling period it is just a reminder that the rich continue to invest more and spend less which is why they remain financially stable and the poor continue to spend and have never invested as much as the rich do.

[@agniasavkin6795]

@@jeffsekinger7032 Yet most people ignore that they automatically think they have that last part all figured out, and it's a mistake.

[@malcolm6346]

I am 1 year away from being able to retire w a full pension of $4k a month. I also have a passive income of $7k a month at forex trading, but I'm probably going to go ahead and retire next year. Start traveling and living life on my terms

[@user-jl9sl9mi2r]

@@malcolm6346 I don't know if its still safe and ideal to invest now but this is an era where the government is failing and tries to suppress the people by under paying them, unemployment kicking in so much and debt everywhere

[@nelsonlagarde2454]

@@ronyates7332 The moment most American individual stop depending on stimulus update and sticking to long term investments we won't be all scammed with thus ridiculous covid games!

[@Word187]

This channel is like a mix of Graham Stephan, Matt D'Avella and Nathaniel Drew!

[@mcbr3b]

this channel is better than all of those combined

[@chubsy10]

The algorithms picking your videos up, don't stop now!

[@steveantonioni]

🤸🏼‍♂️

[@simonayjayS]

I think this is litterally the best explanation i've ever seen on exponential growth and compound interest/effort. Instantly subscribed keep up the good work!

[@steveantonioni]

Thanks so much Simon! Welcome aboard

[@RandomPerson1]

Random compliment but I really like the way you speak. You have a great clear speaking voice and it's very friendly and inviting. Keep up the great vids!

[@steveantonioni]

I appreciate the random compliment 😅

[@TinaLeder]

That's how I feel about a KZbin channel growth. I have a *FUNNY FEELING* this channel will explode.🤔 Actually was surprised there's only 7k subs...👩‍🏫💸

[@sdasda4654]

Guy Lamoureux lol was about to write that word for word

[@InvestwithHenry]

@@Entuaka yeah I have 47,500 subscribers and I can tell this channel is going to blow up cause of the quality

[@kristaladcock7194]

Now 17.5:) how far we've come

[@jasonfung9182]

A great reminder to all of us that success doesn't happen overnight and requires patience and persistence. Thank you Steve!!

[@steveantonioni]

Glad you liked it Jason!

[@majki5900]

that ice cube explanation was great!

[@JessieOpportunityCostInvesting]

Couldn't agree anymore and why it's so important to focus on the why and love the process. Thanks for sharing!

[@steveantonioni]

100%! 🙌

[@majulife7046]

One of the most undervalued channel on KZbin. This should be minimum 250k + channel. Keep up the good work bro!

[@tigerrx7]

After thinking about the cycling example, the real story is the importance of incremental adjustments in cycling practice habits, not necessarily the direct effect of hand-washing, dust accumulation on bikes, etc. If the trainer can convince his team that he/she is willing to help make small changes to benefit them as individuals, the athletes will have little resistance when the trainer says they have to change little things in practicing habits to become a super cyclist. Success is 20% skill and 80% discipline. I’m also not a statistician haha!

[@adamsutherland2670]

Thank you for making this. I’m definitely in the valley of disappointment regarding my financial growth. It also makes me wonder about how many ventures in life I’ve given up on too early, in the valley, just shy or realizing exponential growth.

[@thesustainableclimb5451]

This channel is snowballing! Congrats man, only been following for the past month or so but have really enjoyed your content. Wishing you all the best!

[@InvestwithHenry]

I have 47,500 subscribers and I can tell you right now this channel is going to blow up. I wish I had this skill for editing.

[@modernadulting6857]

Contrary to what you may think, financial independence is all about having enough money to cover all your expenses. Financial independence also means being able to overcome your psychological fears to truly live free.

[@patrickmiller5125]

It’s not just about having enough money to cover all expenses. It’s about how well that can be sustained given worst case scenarios, like if you lose your job, become disabled, etc... having enough passive/residual/retirement/emergency income that will sustain you through the worst of times however long that would last for.

[@Mexicobeanpole]

Patrick Miller Yes. ALL your expenses. That’s exactly what the previous poster said.

[@kaidowind2370]

Great video!! I’m a musician/animator/teacher and just began investing since watching your channel. This idea really resonates with me as I know first hand from my own journey and witnessing my students progress that it can be hard to see improvement when you’re just starting out on your journey, or even a few years in. I think it’s also really important from a motivational view to reflect on and track your progress so that you can see how far you’ve come!

[@steveantonioni]

Love this Kaido!

[@DillonDeterman]

You’re gonna be big in a couple months man! Keep it up!

[@steveantonioni]

Gotta get after it!

[@carlose6010]

@@steveantonioni I can't get the bell icon set on ring.. says this content is for kids! Wth..

[@carlose6010]

@@steveantonioni "This action is turned off for content made for kids".

[@TucsonArizona]

Nice video! Great production!

[@phoeni3902]

Consistency, Quality, and Patience ✨✨✨ I love that your channel clearly understands these principals; the quality of your videos has been consistent since day 1 :)

[@steveantonioni]

Means a lot coming from you as a long time viewer! Thanks phoenix! 😊

[@phoeni3902]

@@steveantonioni You're welcome, keep up the great work my guy :)

[@kamran91067]

Great comparison. Next month will be a year that I've been investing as a dividend investor. Not much progress although I've been consistently investing every month and I know it'll take years but I constantly have to remind myself of the end goal. Loved the video, great job!

[@SnowDays888]

First time commenter but long time lurker of your videos :D. Just wanted to say keep up the great work! I’ve learned a lot from your videos and love their production quality, and its very cool that you’re a fellow Torontonian 🙌🏼

[@steveantonioni]

Thanks a lot Jules! 😊

[@atorbfire]

You have the skill to push this channel to 1M subs very soon. Good bless. Keep up the good work. Thank you for the contents.

[@steveantonioni]

One step at a time :)

[@ProcrastinationDaily]

Great video man! Love your color grading and B roll. Great message too!

[@TheHealthWealthProject]

Your video quality is off the charts and you explain things so clearly

[@mikaelm_]

Financial flexibility is intriguing and the autumn colour layout and style in your videos is very soothing. Great video content and quality! You got yourself a new subscriber here. Good luck and greetings from Finland.

[@steveantonioni]

Thank you! Welcome aboard! 🙏

[@mariah.d]

What a well produced video! 🙂 It's obvious you care a lot about the product you put out. I hope your channel blows up!!

[@YourFriendAndy]

Great video Steve! Love the British cycling story. Also your monstera is beautiful!

[@steveantonioni]

Thank you! She is my baby.

[@Julio-vl5cx]

Your videos are literally addicting the quality and information are underrated.

[@Angela-ne9cy]

Great video!!! This is so important to address the EMOTIONAL side of money. I think that's where we either win or lose.

[@steveantonioni]

It's a big side that's not talked about nearly enough!

[@fsveen]

One of the best videos on YT. Full stop. Subbed.

[@juliedonahue6610]

Just found your channel, it’s great! Thanks for sharing.

[@renatanereumiragaya985]

This was one of the greatest videos that I've watched lately thank you ☺️

[@MrsInvest]

Awesome video and great cinematics! Love to see like minded channels (and Canadians!) on here.

[@KennyZ1615]

Couldn't have said it better. Great video brother!

[@fitfood8366]

I saw this channel first time in my suggest on Sunday at 6.5k and today is Monday. It is on 7.5k! Amazon growth 😀👍

[@steveantonioni]

Channeling my inner AMZN

[@fitfood8366]

7.5k to 10k in 3 days.. I don't even know why I am tracking this.. 😂

[@krillansavillan]

Wonderful production value, great job!

[@steveantonioni]

Thanks Krillan! Appreciate it

[@TylerLloyd]

I love Atomic Habits and I also love this video. Excellent topic, message, and delivery. I love watching your videos because you give me both financial and KZbin inspiration at the same time.

[@steveantonioni]

Thanks Tyler! You're really too kind.

[@mihowbogucki4928]

This channel will is amazing and I see exponential grow coming ahead!

[@steveantonioni]

Thank you so much!

[@doggydude4123]

You can see a clear example of this in your work life. For most people, you start off at minimum wage then as you acquire more experience, education, or trade skills, you can start earn enormous sums of cash. Possibly owning your own business someday.

[@sandeshbholanauth6756]

Love your videos! Keep it up! Patience and perseverance 💪🏽

[@steveantonioni]

Thanks Sandesh!

[@mikecancook]

So good I had to watch this again and saved to playlist. Smashed the like button and subscribed for the KZbin algorithm!

[@JamesWhite1]

Great videos dude, enjoy the the style and great simple advice. Also seem like a great guy keep it up

[@juliebourassa276]

As always Steve, Great video!! Keep up the good work!!

[@steveantonioni]

Thanks so much Julie!

[@6garnett]

Just found your channel, love it! Keep it up.

[@shounakhinge8]

Welcome to the most underrated channel on KZbin ! I am sure it is going to be extremely popular soon !

[@steveantonioni]

Thanks Garnett! Welcome to the channel

[@khizarfarooqui9546]

I think you're going to about to reach that exponential point

[@RyanThomasWoods]

Gosh I really needed this mindset change❤️

[@steveantonioni]

You got it!

[@OneBlueLand]

So glad I found your channel while its still early. I have a feeling you will be so much bigger in a couple of months! Keep up the amazing work, looking forward to your future videos!

[@thewebshopstudio4454]

This video made me feel so much more motivated. It was a kind of head slapping aha moment. Thanks for your amazing content! Creative, super entertaining and most importantly, informative. I like, subscribe and comment to help you as much as I possibly can. Keep up the great work!

[@alisonnorcross951]

Great video . Wise head on young shoulders

[@steveantonioni]

Thank you very much!

[@Unrealdanrath]

i really needed this video, it came across my suggested videos right at the right time

[@rb7454]

Great content! Keep it up! Help us losers get off our arses and achieve quality goals. We need a kick in the arse and guidance. Keep the financial coaching videos coming!!! 😘

[@licsor546]

This reminds me of @Andrei Jinkh videos. Such high level of quality! Keep it up.

[@steveantonioni]

🙌

[@2frungjung]

Good use of stock footage

[@La_Verge]

the piano at the end.... wouh loved it. Consider playing it a bit longer. It goes really well with your calm voice. So, that's why people give up really quickly. That is great information. You calmed the doubts I didn't even know I had. With the piano at the end, I can continue my journey a little more at peace. thanks my dude.

[@steveantonioni]

It was a pretty stirring piano eh? Glad you liked it. You got it, one foot in front of the other!

[@migueltrio]

Loving this content man

[@thetomix929]

Awesome visuals and message!

[@steveantonioni]

Thanks my man!

[@catharinabra]

I really like that you often include a book or tell us what inspired you so I can check that out when the topic of the video interest me 🌟

[@dreadlordchepe]

Amazing video! Your best one so far. Thank you Steve!!!

[@steveantonioni]

Wow thanks Jose!

[@abhijeet7153]

Yes for me also growth of investment is in slow motion. Good thought process you have.

[@ClassicusHD]

You were recommended to me by the youtube algorithm... I hope you also explode like a rocketship in subscribers 🚀

[@bitcoinpysa-cryptominer456]

*Great video, loved the B-Rolls too* 👍

[@steveantonioni]

🙌

[@bunnymanish]

Great content! Thanks for sharing

[@Lustro.]

Everyone needs to see this video

[@haydenwilsonx]

Great videos! You’re a phenomenal teacher

[@athenalin6737]

LOVE YOUR VIDEO... just a teeeny tiny comment. To melt ice from 0 degrees to water at 0 degrees, you still need to add phase change energy. Small comment! Your bamboo reference was spot on and the video is great!

[@apartmentno3]

Found this very helpful! Great video. Keep it up.

[@SandraStefanova]

Ok first of all - thank you! That makes so much sense and is such a good explanation that will stick to my mind, never though of it that way. Secondly - love your videos, just discovered the channel. And last but most important- you can keep your palm leaning on the screen while writing , it won’t mess up your cute little graphic😂

[@steveantonioni]

Glad you liked the video Sandra! Lol, I'm still figuring out how to use the iPad right 😂

[@Ned_Talks]

Lmao at 8:10 all us Americans are like wait... 0 degrees is still frozen... huh 🤔

[@Infin1ty2403]

Oh wow that intro. What's the piano piece playing during the intro ?

[@steveantonioni]

It's called Memories of Sardinia by Franz Gordon

[@praksopheak6812]

I'm glad I found you.

[@steveantonioni]

🙌

[@geoffcalitz]

Thank you this was a brilliantly video

[@steveantonioni]

Thanks for the compliment!

[@charu002]

From what i can see in this graph, if the linear line is the stock we invest in, then then the exponential line is quality of life and dividends :O

[@utsnakeyes991]

Excellent video, keep it up!

[@steveantonioni]

Appreciate it Don!

[@kelseywinter5498]

Epic editing.

[@thomastaylor7350]

Just brought atomic change on audible thank you.

[@steveantonioni]

You're in a for a treat! 😁

[@thomastaylor7350]

@@steveantonioni 😁 thank you again Steve 🙏!

[@outproud]

Very refreshing perspective

[@wenigdabei]

great channel and editing

[@MrRagamuffin13]

Excellent video ! Well explained

[@steveantonioni]

Thanks Daniel!

[@shounakhinge8]

Your valley is near the end Steve ! Just a suggestion, a silent instrumental background music will make the video better ! Great video as usual, lucid explanation !

[@steveantonioni]

Thanks a lot Shounak!

[@rb7454]

Awesome editing

[@wilsonkomala]

You are really good, can you share how you produce your content? start to finish?

[@Valmentaja]

An excellent video, investing in stocks is a mind game in so many ways!

[@steveantonioni]

Appreciate that man! It certainly is, perhaps even mostly a mind game!

[@Valmentaja]

@@steveantonioni 💎

[@kiryowatonny617]

Keep it up watching you from qatar

[@steveantonioni]

Thank you! Will do!

[@USVIsteve]

I think the ice cube would melt not between -1 and zero but between zero and positive one

[@mikeahmed7092]

Excellent explanation

[@flashyourlash4363]

Great explanation!

[@steveantonioni]

🙌

[@Lalo20002]

Very well explained!

[@Brent.Hammer]

You're a Rising ⭐️

[@fataznboi911]

4 years ago I would started investing individual stocks after maxing out my 401k and Roth IRA. -The first year I made so many mistakes such as panic selling or investing high dividend stock without looking at the payout ratio. I made a 1% return while my index funds were up 10%. I thought this was pointless but I stuck with it for another year. -The second year I dedicated hundreds of hours into learning about everything finance such as balance sheets, P/E, P/S, Debt-to-equity, payout ratio, etc. I realize I was investing a value trap or dying companies. I looked for high growth companies and by the end I had net a 20% return which was par with my index fund that also returned 20% that year. So it seemed like all that work for nothing since my index funds were doing the same or better but the saw potential in individual stock investing. -The third year is when things started clicking when I made 115% return while my index funds were down 6%. Instead of a shotgun approaching of investing multiple stocks I decided to be laser focus on 3 stocks. -The fourth year I was up 120% and my index funds were up almost 28%. -I managed to trim my FIRE date from my original 20 years to now achieving it within 5 years. -Now do I recommended everyone to start doing individual stock investing? HECK NO! Unless you are willing to sacrifice hundreds of hours into learning the basics and then hundreds of hours into each stock. Good Luck on your investing journey

[@steveantonioni]

That's really interesting! I had a similar experience but for me, I couldn't commit the time required for that kind of outperformance. It was affecting too many other areas of my life. But props to you for pulling it off! I know how much work that takes.

[@travis1240]

I agree. For me, I do some individual stocks, but it's a small % of my portfolio and only where I do know something about the business and the market where it operates. If you don't know anything about the business, you're likely to get burned.

[@dinagalall]

SLOW MOTION! that's the way to describe it.

[@steveantonioni]

Like Neo dodging bullets in The Matrix ;)

[@griso107]

Cool video.very well explained 👊

[@SuboptimalEng]

One of those “lines” is not like the other... it’s a curvy line 🤫

[@KateKaden]

Love this

[@thearabicdp]

I needed this

[@steveantonioni]

🙌

[@2frungjung]

I mean that nicely* I am trying to figure out how to tell stories with video, a lot harder than I thought!

[@steveantonioni]

I actually don't use any stock footage. The interview/olympic footage isn't stock footage, it would be just news clippings or other material - if that's what you meant :)

[@2frungjung]

@@steveantonioni yep that's what I meant! I've been watching all of your videos all day, really great stuff! Can't wait to learn more from you!

[@Guyontheinternet1]

Great video!

[@steveantonioni]

Thanks a lot Nish!

[@Mr0zzzi]

Thank you

[@steveantonioni]

My pleasure!

[@coltonthorne2274]

Is this a financial video or an HVAC video?

[@rae6140]

This is a very interesting way to conceptualize progress! Was this inspired by the compound interest earned in the stock market, or does atomic habits claim this is the nature of habit progression?

[@alcan112]

Well done

[@steveantonioni]

💥

[@aryanamoli4522]

Thanks u so much man

[@steveantonioni]

You are very welcome!