Financial Planning Basics - நிதி திட்டம் அடிப்படைகள்

[@InvestmentInsightsTamil]

Different episodes referenced in this video: How to buy Life Insurance: kzbin.info/www/bejne/fKuwoHafmM6Ymac Handling Debt: kzbin.info/www/bejne/oIanYmScm9uDeKM How to achieve Financial Freedom: kzbin.info/www/bejne/lXaZYqiGn6eLq7s Asset Allocation: kzbin.info/www/bejne/hIOzhGWZhc-hq5Y Stocks Portfolio Recommendation: kzbin.info/www/bejne/gZWmpGZ7jKx9rLM Building Wealth Series: kzbin.info/www/bejne/j3XSi6mvmddsbLc

[@ragunathradhakrishnan174]

Qqqq

[@lkanthan]

மிகவும் பயனுள்ள தகவல்கள். இன்னும் அதிக அளவில் மக்கள் பார்த்தது பயன்பெற்றால் நன்றாக இருக்கும். பொருளாதார சுதந்திரம் என்பது குறித்து நம் குழந்தைகளுக்கு சொல்லி கொடுக்க வேண்டும். வாழ்நாள் முழுவதும் ஒரு வேலையில் கிடந்தது உழன்று, ஒரு நாள் இறந்து போவதில் எந்த பலனும் இல்லை. Hats off to you for your dedicating your time to educate and enlighten people. Financial Independence must be everyone's goal.

[@AbdulKareem-gd2gs]

I feel this guys is the most informative person among whole youtube financial video makers.! No one is like him...

[@InvestmentInsightsTamil]

I dont know about that... but thank you for your appreciation.🙏🏽

[@sydneymady8415]

very good job sir thank for helping innocent people.

[@ramsthoughts]

Dear Sir, First I would like to say a ton of Thanks to you for starting this YT channel, sharing your experience. I'm watching this video as 3rd video of yours right after watching your tour vlog, the first video about Fire, it's excellent. No friends/relatives recommend this channel. I just got from YT recommendation. The way you narrating/throwing scenarios is excellent. I really amused so I did social engineering and got about you. Just wanted to know about you ( my mind voice: இவரு சாதாரணமான ஆள் இல்ல, வேற லெவல்) Then I got you...I would bring an analogy for sharing your exp from this channel... a University prof. who done many Phds., taking class kinder garden, teaching alphebets. :) Good luck Sir, have a wonderful and happy retirement. Thank you.

[@InvestmentInsightsTamil]

Good to hear that YT algo is recommending to better audience now.🙂

[@gohilamani5650]

Yes. I too got recommendation from YT and I am happy to get to know about this Channel sir. Great job👍

[@mahendrangurusamy1402]

@Vijay Sir, Sweet and Short note on Basic Financial Planning. Can't wait to watch your "Financial Planning-Part 2" video on Taking Health Insurance, Writing a Will, Tax Saving Mutual Funds(Required or not), more Insights on PPF, NPS, EPF, etc.

[@aalayamkannaa2294]

ஐயா உங்கள் பணி சிறக்க வாழ்த்துகள் வாழ்க வளமுடன்

[@dsundars1]

Sir, I’m 43 now and your videos are eye opening. Please continue your efforts

[@shanthir7741]

We must have seen you before Sir. Okay. Better late than never.. 👌👍🙏

[@rajeshp3982]

Hi Sir.. Am Really impressed on ur Videos..i Just subscribed ur channel just 2 days before..i saw almost 6-7 videos of urs..Actually i planned to take ulip policy..but after watching one of ur videos..decided to take normal Term policy..what a clarity on ur presentation..I think u are the person who am looking for my Financial Assistance...Thanks a lot for.ur videos..Am sure ur videos will impact my financial thought..Really Appreciate u sir..God Bless u and ur family..

[@InvestmentInsightsTamil]

Thanks for that appreciation.

[@Sri_Space]

@@InvestmentInsightsTamil Financial assistance? LoL 🤣 He should be your financial advisor. I think 🤔 you misspelled it!

[@Deva.nature]

Super Sir intha advice 17 year munnala yaravathu solli eruntha naalla erunthu erukum. Eppo enakku 38 age, very very late sir, evalo naal enga sir erunthinga. It's ok, 20 year ku appurenm niraiya per ungala pathi perumaiya nainaisu parpanga kandipa, ungala mathiri nalla ullangal erupathal than entha ulaga sulalkirathu, u great sir,

[@InvestmentInsightsTamil]

Romba puhalnthuteenga. Antha alavuku naan wortha nu theriyala. Aana Thank you for your heart felt support.

[@Sri_Space]

An eye opener sir. I recently started watching all of your videos and completed upto 95% of it. The only thing happened to me at the right time. I'm really lucky to get your channel recommended to me. Btw I'm only 18 years old. I will use the power of compounding! 😂 One question sir! How to buy Health insurance for family(parents)? (Becoz I don't have spouse or child right now).

[@laxmi8973]

Hello Sir, i am a regular follower and have learnt a lot with your financial knowledge sharing. Please can you make video on how to combine accounts after retirement and how to withdraw money during retirement, do's and dont's. Pl share link of video if you have already covered this topic. Thanks in advance.

[@chitrapradip3843]

U r really amazing guy.... Grt work.... Keep doing.. I followed many of urs guidance.. Thanku anna

[@lokeshgnanasekar]

Your videos are eye opening to me Sir!!!

[@karthikvijayakumar9357]

Sir, wonderful advise..thank u sir..

[@InvestmentInsightsTamil]

Glad you liked it.

[@SaravananSaravanan-xz6nf]

very nice explanation. thanks lot sir.

[@Maranchezhiyan]

THQ for knowledge sharing

[@sivaramakrishna677]

Kudos to the great work that you are doing sir!! Based on some books that I have read, I think health insurance is also an important part of financial planning as well(about which you were telling at the end of the video). I would request you to please release a video on the same topic as well.. Once again, keep releasing such awesome videos to improve our financial quotients sir!!

[@greenthumbs9129]

Most financial advisors tell you to sacrifice the known present for an unknown future just to create a psychological security.

[@gopim1014]

Sir.. I became your big fan.. Crystal clear explanation to make easily understand the financial concepts with real time presentations.. Which will definitely help the common people like me to plan their financial status to grow to next level.. Luckily I watch your videos at the right time..completed watching all your since your introduction.. Keep rocking Sir..very informative and useful technically as well.. Pls increase your New video frequency.. Eagerly waiting for your update

[@InvestmentInsightsTamil]

Glad you find it useful.

[@johnsonf4513]

Super content.... detaila explain panringaa.... Volume lowww....

[@shamohi]

Hi Vijay Please make a video about "How to set financial goals?"

[@Hari1822]

I've watched all of your videos. It is good.

[@srikanthnachimuthu4669]

Very useful all ur videos 💐

[@ndvk2460]

Good and necessary advice. Nice sir

[@abdulhameedansarisikkandar5957]

Recently become your follower Sir ; Very useful

[@mayasweety8954]

Sir please do a video on how to write WILL etc etc

[@offlac7241]

Crystal clear

[@karthikram4996]

Super sir thank you for ur information

[@sujindharmaraj5237]

Good explanation

[@karthikeyan878]

Please make a video on "Health insurance" and "Writing will" anna.

[@RajKumar-ey6tg]

Innum konjam depth sollunga sir....plus examples oda sollunga plz😊

[@rajukamal]

Hello Vijay guru, waiting for your video on health insurance.

[@jeraldrajesh2044]

Good useful video sir

[@raajkamals2927]

Please continue building wealth series

[@harishs7384]

tq sir

[@kumscs]

Please can you add the book references that you are making in your videos in the note section as this will be useful to people who want to read and be aware of more about the topic[s].

[@meenakumar5373]

Thanks a lot

[@siranjithsk4435]

Pls say about chit funds

[@senthilkumarsenthilkumar]

Great sir...

[@manopratap9645]

Sir pls do a video on health insurance selection in India

[@sivashankar7008]

Sirrrrrrr Romba thanks.

[@ganzee6928]

Great content and delivery - making complex things easy to understand. Thanks. One question - I see in most videos you are not referring to 'Mutual funds' as a separate asset type and interchangeably using it with Stocks (while the risk with both and managing them is fairly different). Any reason for that?

[@InvestmentInsightsTamil]

Mutual Funds can be debt based funds as well. So saying just mutual funds is not going to cover what I am trying to say. Equity is the right word for that asset. But not many would understand that word. So for simplicity sake, I am using the word stocks.

[@justuspravin]

Vijay super ❤️

[@firespeed4173]

thank you sir, just started to watch your videos, very informative and useful. please give your mic close to you so that we can hear you loudly.

[@SURESHBABU-cx2jw]

good content video

[@khizar38]

Super sir.

[@bvaishnavi1992]

Nice video

[@aveeJ]

Nice open bgm your speech very motivated na thanks for you

[@InvestmentInsightsTamil]

Glad you like it.

[@kamalashgovindaraj5245]

Thank you sir

[@karthingl09]

Very good explanation sir...one doubt sir, what about health insurance in financial planning?.

[@InvestmentInsightsTamil]

Yeah, that is important as well. I will create a separate episode on that.

[@karthingl09]

@@InvestmentInsightsTamil Thank you sir🙏

[@amirthalingamvignesh4181]

Can you kindly suggest some good term insurance in india

[@druid1010]

Fantastic Anna. Life insurance is so important tha I always ignored. Also can you please talk about Florida prepaid plan for education. It's very confusing. Tamil la oru video vennum Anna

[@InvestmentInsightsTamil]

Its coming.

[@sydhanyapannagasayanan9106]

Please give video about how to start lumpsum in mutual funds.

[@InvestmentInsightsTamil]

Watch "Lumpsum investment" episode.

[@rameshp62]

Step 4 and step 5 yet to start... 😌

[@sivaperumalhodece1921]

Is UTI index sensex fund a good one sir?

[@lakshiview]

Pls tell how housewifes can save or invest with pocket money.

[@usilaikirusthavan2869]

Super

[@ahamedjubair3643]

Thank you great insights sir. If I am planning to do monthly SIP, is there any difference in doing it in a Nifty 50 based MF and directly buying Nifty 50 ETF? Is there a difference?

[@InvestmentInsightsTamil]

Either is fine. Do what is convenient for you.

[@keerthi543]

Can you suggest how to choose a financial planner and what questions we should ask them before choosing in US?

[@InvestmentInsightsTamil]

We need to look for a fee only advisor. Here is a list of questions that you can ask: www.feeonlynetwork.com/wp-content/uploads/2018/02/NAPFA-Advisor-Checklist.pdf

[@babugovindan3375]

Good morning vm sir ❤,,,,,

[@gogulram867]

hi sir, I am wondering why you are not suggesting NPS for retirement planning. Since it covers Equity, corporate bonds, government bonds . I hope it would be a better investment for retirement planning and it also has 'Tier 2' investment option for retrieving the money whenever we want. Please provide your thoughts on this and correct me if I am wrong.

[@Ravikumar-iv2xe]

Everyone should be save for months for salary 10%15%20% Example.. 15000. Save 10% 25000. 15.% 20% 45000 25.%35% should save for everyone please follow sir saying is good

[@satthas1070]

Ok

[@chithrachitra8867]

Worth

[@santhoshsivamsadhasivam4530]

😊😊😊. Well said sir

[@vasudevansivalingam8494]

Very good points and got the necessary action items need to be taken. 👍🙏🙏🙏.

[@kamalc6293]

ஐயா சூப்பரா சொன்னீங்க..நீங்க சொன்ன எல்லாத்தையும் ஓரளவுக்கு பன்னிட்டேன்..ஆனா இன்சூரன்ஸ் மட்டும் எடுக்கல..என்னவோ எல்.ஐ.சி பக்கம் போகவே பிடிக்கல..அதோட எனக்கு நிரந்தர வருமானமும் கிடையாது.தொழில்தான் பன்றேன் .நன்றி.

[@InvestmentInsightsTamil]

இன்சூரன்ஸ் எடுக்க LIC பக்கம் மட்டும் போய்டாதீங்க. Simple and straight forward ஆன Term Insurance a நீங்க onlineல வாங்கிக்கலாம். Check out Policy Bazaar : www.policybazaar.com/life-insurance/term-insurance/

[@kamalc6293]

@@InvestmentInsightsTamil மிக்க நன்றி 😃

[@agasthiyaav3918]

Hi Sir, please explain about Monthly income plan, retirement plan and child care plan which are provided by insurance companies. Are they really benefit for taking these plans?

[@InvestmentInsightsTamil]

No, they are not. Just stick to Term insurance for life insurance needs. Investment should be handled separately. It should not be mixed up with insurance.

[@prabagaran.s1285]

Health insurance vidoe pls , my parents age is 55 and 60, what's your suggestions on buying health insurance for aged parents Child education goal vidoe, also pending

[@InvestmentInsightsTamil]

Pending list is growing like Hanuman tail...🤣

[@prabagaran.s1285]

@@InvestmentInsightsTamil 😂🤣👌👍

[@ThePradeep75]

Sir please advice fee only financial advisor as you referred in the video, didn't find any

[@InvestmentInsightsTamil]

Link is in the description.

[@kalaiyarasan7]

Health insurance?

[@tamilmanithiruppugal4981]

Sir I also studied at Anna University. now I'm 23.. working at Reliance industries limited

[@InvestmentInsightsTamil]

Great to know.👍🏽

[@sarawananganesan5772]

Sir I have Questions.... 1. can we do investment our 6 months emergency savings? 2. Can we straight away do investment without emergency savings? 3. If can get study loan for children why we need to save money for child education? 4. How to settle our debts in fast track? For example car loan, housing loan or etc. Can please do separate video settling the debts in fast track? Will be very useful

[@InvestmentInsightsTamil]

1. No. Not recommended. 2. No. Not recommended. 3. Totally personal choice. 4. Watch "How to handle debt" episode in this channel.

[@shreeramsankar3354]

Hello sir, your channel is an eye opener in terms of my financial knowledge. Sir, I have a doubt. I am planning to go abroad by 2025. In that case, what kind of life insurance should I get? I live In Chennai.

[@InvestmentInsightsTamil]

Always buy Term insurance.

[@shreeramsankar3354]

@@InvestmentInsightsTamil Thank you, sir.

[@kamalc6293]

Sovereign gold bond secondary marketla வாங்கி எப்டி redemption பன்றது? தானாவே bank accounts LA credit ஆகிடுமா இல்ல நாமதான் sell பன்னனுமா? சரியான sgb bond NSE sitela எப்டி தேர்ந்தெடுத்து வாங்குறது? இப்ப தங்கம் ஏற ஆரம்பிச்சிருக்கே..இப்ப தங்கத்தில் முதலீடு பன்னலாமா? இதப்பத்தி முழுமையான ஒரு வீடியோ போடுங்கள் ஐயா.

[@InvestmentInsightsTamil]

தங்கம் விலை எப்போ ஏறும், எப்போ இறங்கும்னு யாராலும் சொல்ல முடியாது. நம்ம மொத்த portfolio la ஒரு 10% வரை தங்கம் வச்சிக்கலாம். SGB பத்தி எனக்கு அவ்ளோ தெரியாது. பாத்துட்டு சொல்றேன்.

[@Sri_Space]

@@InvestmentInsightsTamil Index fund have High returns than SGB's. So my suggestion would be index fund. But, for the sake of diversification I'll buy SGB and also in a long run it will have a reliable & positive return and has yearly interet too. All eggs 🥚 in the same basket 🧺 is tooooo dangerous.

[@balakrishnan-tz5yp]

Which index funds to buy suggest me pls

[@InvestmentInsightsTamil]

Watch the stocks portfolio recommendation episode.

[@loneranger4765]

Please suggest some invest ideas in USA for Non GC holders for at least next 5 years. I see many of them saying 401k, IRA like that but if you suggest something will be helpful

[@InvestmentInsightsTamil]

I would suggest the same as well. But if you are not convinced, then just stick to an index fund in a brokerage.

[@santhoshsivamsadhasivam4530]

Hi sir ,, which is best ETF or MF ,,, & give an explanation about this ,, bcoz im frm india & intrested in buying of s&p , nasdaq so in these both having MF & ETF. ,, i have confusion in this

[@InvestmentInsightsTamil]

For long term investing, choose the mutual fund. ETFs are more targeted for short term holders. Problem with ETFs in India is the liquidity is less. That means less people t buy/sell. That means you might not get the best price for the underlying stocks.

[@santhoshsivamsadhasivam4530]

@@InvestmentInsightsTamil tqq sir

[@sasem417]

Sir nama yen sir Elam index fundsum vaanga kudathu ? Example Bank bees It index Mid cap 100 Nifty next 50 Nifty 50 S&p 500 Nasdaq 100 Elathulayum 15 percentah Panama sir

[@InvestmentInsightsTamil]

That will be overkill. Keep it simple. You can add Nifty Next 50 and Midcap 100 along with Nifty 50 if you want a broader Index. But Sector based indices like Bank bees are not needed at all.

[@sasem417]

@@InvestmentInsightsTamil thank you sir

[@mkarthikeyan2202]

Could you please recommend some fee only financial planners?

[@InvestmentInsightsTamil]

Check the link in the description. I do not personally know anyone.

[@mkarthikeyan2202]

@@InvestmentInsightsTamil thank you

[@palaniganeshramachandran9831]

Sema Sema Sema Sema sema

[@sarawananganesan5772]

Sir you can be financial planner 👌👌👌👌 other than youtube where I can connect you sir?

[@InvestmentInsightsTamil]

Linked In.

[@anbuilangovan]

Liquid accounts means. Savings account thane

[@mememonster2370]

Fd

[@ExploreWithSanjeev]

Fixed Deposit

[@Sri_Space]

Liquidity is a measure, companies uses to examine their ability to cover short-term financial obligations. It's a measure of your business's ability to convert assets-or anything your company owns with financial value-into cash. Liquid assets can be quickly and easily changed into currency. "liquid assets; cash."

[@svidhya87]

Sir, can you please suggest fee only financial planners in USA?

[@InvestmentInsightsTamil]

Check this out: samatva.us/

[@svidhya87]

@@InvestmentInsightsTamil thank you sir 🙏

[@karthii31]

Hi VM , advice on my pandemic situation , yearly I do Insurance payable premium of nearly a lac but for last two years I can't pay my premium , due to some household expenses and medical, my question what will happen to my insurance will it be get Lapsed or what ever. Please Advice me on this matter

[@InvestmentInsightsTamil]

You have to check with your insurance. Most probably it would have become inactive by now.

[@kapilnathbaskaran2797]

❤️❤️❤️

[@iqbalahmed1079]

sir you are promoting insurance,retirement fund and all other fund scheme...i think you are well paid for this ve...

[@Sri_Space]

If you think 🤔 so. Please 🙏 Just don't waste your time on comments 🙂 just a suggestion 😉!

[@ashokkumarsudarsanam5908]

♥️♥️

[@srinivasanlr88]

Already company providing term insurence for reasonable amount. Then why i need additional term insurence

[@InvestmentInsightsTamil]

If your company provides insurance for at least 25 times your annual expenses, then you do not need additional term insurance. Their usual coverage will not be enough for you.

[@srinivasanlr88]

@@InvestmentInsightsTamil so assume 50l i needed for term insurence which one can select.... who is best provider.. and i am hearing for 99, 89 yrs insurence policies. is there can i apply for 60yrs also ??

[@geethaandsuresh1451]

Sir endowment plan thaan sir potu erukom ithu waste ah sir

[@InvestmentInsightsTamil]

waste ellam illa. Aana athu unga insurance thevaya poorthi seiyutha nu paarunga. "How to buy life insurance" episodea paarunga. Athula ungaluku thevayaana pathil irukuthu.

[@geethaandsuresh1451]

@@InvestmentInsightsTamil thank you so much sir

[@sriharigfs3096]

Sir iam 19 i have more doubt on my further because my family have more lone how to overcome from it and i have a passion how to move for it and also work for finecal freedome

[@InvestmentInsightsTamil]

Dont worry too much. All will just work out fine. The fact that you are already looking into options to handle the debt by itself is a good indicator of your future success. For now, just focus on how to earn money. Once you have steady income, then look into how to pay off the debt - watch "Handling Debt" video in my channel. Good Luck!

[@sriharigfs3096]

@@InvestmentInsightsTamil thank you for your replay sir and how to work for my passion i am Trining for bodybilding it is more expensive sport, suggest me a idea for earning money at working for some time a day sir, because i am studying college and i like to be self depend plz suggests a idea sir

[@Deva.nature]

SWP ku entha mutual fund choose pannalam

[@InvestmentInsightsTamil]

Ean SWP funds la invest pannanum nu paakureenga? Retired aanavangaluku, avunga andraada thevaiku withdrawal venum. Neenga retired aahiteengala? Allathu seeiramey retired aahidalaam nu plan la irukreengala? Rendumey illana, ithuku pathila direct growth Index fund la invest pannunga.

[@Deva.nature]

Vanakkam sir, Dec 2021 Retirement aiduven, 10 lakh swp best mutual fund, 10 lakh growing fund suggest pannunga,thanks

[@ahilesh228]

❤

[@gowthampalvannan]

Sir naan index fund la invest pannanum. mobile la irunthey third party apps la pandrathu best ah Illa epdi invest pandrathunu sollunga sir?

[@InvestmentInsightsTamil]

Unga convenience ku yetha maathiri neenga pannikalaam. Mobile na, groww, Kuvera app use pannikalaam. Allathu, fund house oda online site la account open panni invest pannalaam. Allathu fund house oda office ku nerla poi accounta open panni invest pannalaam. Yethu ungaluku vasathiyo, atha seinga.

[@shankar4330]

Oru suggestion. Multiple funds vangura idea iruntha, Karvy, CAMS mathiri mf transfer agency polam. Application submission, SIP processing mathiru neraya services tharanga. Avanga services satisfactorya illena, futurela neengala vangikkalam. Ithula periya advantage, ella mf portfoliovaiyum ore edathula manage pannalam.

[@InvestmentInsightsTamil]

@@shankar4330 Good suggestion.

[@ramv9589]

Na innum insurance yedukave illa 🙃, yentha insurance choose pannanumne theriya matenguthu

[@InvestmentInsightsTamil]

Watch this for buying life insurance: kzbin.info/www/bejne/fKuwoHafmM6Ymac

[@funpoint7940]

Hi Mr Vijay Mohan, Great videos, very useful things. Kindly do a video about saving gold or silver is worth or not as an investment for future. Thanks in advance

[@Ravikumar-iv2xe]

Hello ladies and gentlemen please understand everyone know the a important things 💰 money is just born in 1935 to 1945 above money is just Numbers who have well Financial plans he will be become Richeman

[@rajagopalsubburaman281]

Hi Vijay, can you share me the contact of Fee Only Fianancial Planners?

[@InvestmentInsightsTamil]

Link is in the description.